SGTG LF 2019 : simplebooklet.com

The Senior GO TO Guide Resource Directory is published annually by the Merrill Anderson Co., Inc., 1166 Barnum Ave., Stratford, CT 06614. Every effort has been made to ensure that the information in the Guide is correct, but the publisher or its employees cannot be held responsible for any errors or omissions or damages or losses caused directly or indirectly by the information. © 2019 Merrill Anderson Co., Inc. All rights reserved. No part of this work may be copied or transmitted in any manner without written permission of the Publisher.LOCAL BUSINESSES AND SERVICESFind the products and services that you need.32 Professionals, Businesses and Services34 Caregivers and Residential Facilities39 Legal, Insurance, Real Estate, Mortgages/Reverse Mortgages, and Financial Professionals41 Cemeteries and Funeral HomesARTICLES 6 COVER STORY: Benefits of Owning a Pet 10 Addressing Hearing Loss Brings Many Benefits 12 MAAP—Navigating the Journey Your Pet Will Take If You Cannot Care for It 15 What is a Geriatric Assessment? 16 Understanding the Myths and Realities of a Reverse Mortgage 18 Celebrities in the County 24 A New Kind of Long-Term Care Insurance 25 A Tax Break for the Elderly—With Strings 25 Money and Satisfaction 26 Estate Plan Essentials 30 Senior Home Care and Residential Living Options 31 Thank You Veterans! and information on VA Hospital Services 32 A Surprise Problem Upon Turning 100Area Hospitals and Their Services for Seniors 27 Stamford Health 28 Greenwich Hospital 29 Norwalk HospitalTable of Contents 43 Darien 45 Greenwich 48 New Canaan 51 Norwalk 53 Stamford 56 WestonLive well, live long!With retirements lasting longer, it’s important to plan your future and live a healthy lifestyle so that your senior years will be truly golden.Please take advantage of the many great resources that are included in this edition of the Senior GO TO Guide. Most importantly, the Guide includes information on local com-panies, agencies, facilities and profes-sionals who are qualified, experienced and stand ready to assist you. Please call on them whenever a need arises and mention that you saw them in the Senior GO TO Guide.For the latest news and information on local events please visit our web-site at seniorgotoguide.com.Cheers! Thomas GerrityPublishertgerrity@seniorgotoguide.com To start or to make changes to your free subscription, please e-mail us at info@seniorgotoguide.com or call us at 1-888-818-1232.4 58 Westport 60 Wilton 63 Connecticut Health and Service Organizations 63 National Health and Service Organizations 65 IndexFor information on local events visit seniorgotoguide.com.For advertising info: Contact us toll free at 1-888-818-1232 or info@seniorgotoguide.comGOVERNMENT AGENCIES AND RESOURCESYour community offers a wide range of services especially for seniors. 42 Southwestern Connecticut Agency on Aging

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It’s been said that the dog is man’s best friend. But it also could be said that animals of many kinds can be the best friends of both men and women—and good medicine, too! As Pet Partners puts it: “. . . an emerging body of research is recognizing the impact the human-animal bond can have on individual and community health.” And healthcare journalist Nicole Brierty points out: “. . . owning a pet could in fact improve your mental and physical state, especially in the elderly.” Additionally, a number of studies have indicated that, as one of them concludes: “Recognizing and nurturing the connection between animals and humans has potential implications for individual stability and health, improved economic outputs and healthcare cost savings”—including a decrease in doctor visits and the amount of time spent staying home sick.Benefits of Owning a Pet by Peter J. O’Connell, Editorial and Research AssociateYour heart, your pet Among the many good reasons for “putting a pet in your heart”—interacting with one (a gentle, friendly one, of course) over time—are the effects that an animal can have on cardiovascular health. Research has shown that, as scientist R.W. Byrne points out: “Just 15 minutes bonding with an animal sets off a chemical chain reaction in the brain, lowering the levels of the fight-or-flight hormone, cortisol, and increasing production of the feel-good hormone serotonin. The result: heart rate, blood pressure and stress levels immediately drop. Over the long term, pet and human interaction can lower cholesterol levels, fight depression and may even help protect against heart disease and stroke.” One study found that an automatic relaxation response triggered simply by the presence of a dog in a room with an individual actually lowered the person’s blood pressure better than taking a popular type of blood pressure medication. And heart-healthy effects are not limited to interactions with dogs. Noted veterinarian Dr. Marty Becker says: “If you have a cat, you’re 30 percent less likely to have a heart attack, and you’re 40 percent less likely to have a cardiovascular incident like a stroke.” In fact, studies have shown positive health effects from interactions with: birds, cats, crickets, dogs, fish, guinea pigs, hamsters, horses, rabbits, turtles, and more! Conditions, in addition to the cardio ones, showing such effects include: ADHD, allergies, Alzheimer’s and related conditions, anxiety, autism, chronic pain, colon cancer, fibromyalgia, depression, diabetes, immunodeficiency, lymphoma, migraines, problematic eating habits, PTSD, recovery from joint replacement surgery, stress, and more! For example, the American Diabetes Association has pointed out that one-third of pets living with diabetics change behavior when their owner’s blood glucose level becomes unstable; this change in the pet’s behavior can function as a warning to the owner. One of the leading benefits of pet ownership, particularly of dogs, is the incentive for physical activity that it provides. A new study, described by Dr. Karen Becker on healthypets.mercola.com, discovered that older adults who owned dogs walked almost 22 minutes per day more than a dog-less group, enough exercise “to meet the U.S. and international exercise recommendations for substantial health benefits.” Feeding, grooming, visiting veterinarians, playing with, and otherwise interacting with animals provide additional activity for pet owners, even those who do not have dogs to walk. More support, less stress Stress is harmful to both physical and mental/emotional health. Given the deleterious effects of stress, it’s important to note that, as an article from the National Center for Health Research puts it: “Findings suggest that the social support a pet provides can make a person feel more relaxed and decrease stress . . . . The social support provided by a pet might also encourage more social interactions with people, reducing feelings of isolation or loneliness.” With 75% of seniors living alone, this is obviously an important function offered by pet ownership. An example here would be the fact that a person’s walking with a dog has been found to increase contact and communication with other people, especially with strangers. In this connection, it might be mentioned that over the years men and women of all ages have found that being out and about with a pet can act as a “date magnet.” As WebMD puts it: “Forget Internet matchmaking—a dog is a natural conversation starter”!Many seniors struggle against depression. A pet can be a great ally in that struggle. As an article in SeniorHomes.com reports: “. . . caring for an animal requires a sense of responsibility and routine that may be lacking as older adults shed long-held work and social roles. Caring for a pet can provide purpose and establish a routine . . . .” In fact, research published in the Journal of Personality and Social Psychology shows that pet owners have stronger self-esteem, are more extroverted, and less fearful than people who don’t own pets. Among the mental and emotional benefits that pets offer are energy and enthusiasm, laughter and love. One psychotherapist notes that “Dogs and other pets live very much in the here and now. They don’t worry about tomorrow. And tomorrow can be very scary for an older person. By having an animal with a sense of now, it tends to rub off on people.” And another psychologist says, “Having a pet helps the senior focus on something other than physical problems and negative preoccupations about aging.” Veterinarian Marty Becker puts it well: “People who have pets are less harried; there’s more laughter in their life. When you come home, it’s like . . . . You’re a star.” And: “You might lose your job, your house, your 401(k)—but you’ll never lose the unconditional love of your pet.”NContinued on page 86

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Dr. Bauman: It is a function of my own drive for excellence, the pursuit of perfection. I began my studies with an effort to master the principles of electronics and sound propagation. With that mastery, I can make modifications to hearing aids so as to optimize what patients need. My clinical experience and 30 years at the Hearing, Balance and Speech Center have taught me how variable those needs are. My ultimate goal is not just to make people hear better but to live better. My real reward is hearing from a patient that I have done that. SGTG: Has treating patients “like a family,” as you said, been a way of learning about the variability of needs involved in helping people “live better”? Dr. Bauman: Yes. Actually, the “ear system” is a kind of “family” itself, involving hearing, balance, and speech. In people’s families there are different needs by age because of changes in the brain and ambulatory changes. Moreover, people of the same age and degree of hearing loss may have different, deep-seated preferences as to what they most want to hear—young grandchildren, say, or opera. Their aids need to be adjusted differently. I have to understand not just a person’s degree of hearing loss, but, in a sense, the total picture of the preferences from his or her brain and soul. SGTG: What do you think is the best way of encouraging someone with hearing difficulty to actually visit a professional specializing in hearing?LIFE IN BALANCE Addressing Hearing Loss Brings Many Benefitsby Peter J. O’Connell, Editorial and Research AssociateW ith the technology available today, hearing aids can enhance the quality of life significantly for most people with hearing impairment. First and foremost, you will hear a lot better. It will become a lot easier to hear what other people say. You will become reacquainted with sounds that you may not have heard clearly for a long time, such as birds singing, doorbells ringing, the wind howling, water running. Because of the importance of hearing-related issues, and the problem of the reluctance of many to seek appropriate counseling and treatment, the Senior GO TO Guide reached out to a noted Connecticut audiologist, Dr. Natan Bauman, to get the benefit of his insights. SGTG: Dr. Bauman, how would you describe the essence of what you do?Dr. Bauman: We are a practice with a passion. We do not just dispense hearing aids; we provide better hearing through technology, education, and counseling. We truly understand that hearing is priceless and the effect that it has on our overall health and social interaction. We treat our patients like a family and find a solution for each patient based on his or her specific needs. We want our patients to be able to enjoy the subtleties of sound that enrich our lives. SGTG: Could you comment more on the “passion” that drives your practice?HAVE YOU HEARD?• That more than 30 million people in the U.S. over age 50 have impaired hearing—including two-thirds of those older than 70 years and four-fifths of those older than 85—yet less than 15% of the hearing impaired use a hearing aid device. • That the average person seeing a medical professional about difficulty in hearing has been having trouble for seven or more years before seeing the professional. Dr. Bauman: My profession needs to do a better job of making people understand the importance of hearing to overall physical, mental, emotional, social health and the consequences of neglecting hearing problems. For example, hearing problems impact the cardiovascular system, dementia, diabetes. With impaired hearing, you live more poorly, may find relating to other people a chore and stressful rather than a pleasure, may even isolate yourself from social relationships. Sound makes a huge difference in our lives, for the brain turns sound into emotion. Actually of the five senses, you could say that hearing is the most important for survival. We have ears to hear from all directions, and, unlike our eyes, our ears are open 24/7. Their receptors are closer to the limbic system. The great Helen Keller was blind and deaf but said that if she could achieve just one, sight or hearing, she would choose hearing. So if your hearing is impaired, go to an audiologist—have a professional listen to what you have to say. Dr. Bauman holds a Master’s in electronics and electro-acoustics from Wroclaw Polytechnic Institute in Poland and Master’s and Doctor’s degrees in audiology from Columbia University. For ten years Dr. Bauman directed a clinic at Yale-New Haven Hospital, with a faculty appointment in the Yale School of Medicine. In 1988 he opened the Hearing, Balance and Speech Center and in 1999 the New England Tinnitus and Hyperacusis Clinic. HBSC now has six locations spread throughout Fairfield and New Haven Counties. Dr. Bauman is the developer of hearing aids that have been called “revolutionary.”N11A Sound Approach to Better Hearing A Practice with a Passion6 Convenient Locations: Branford, Bristol, Hamden, Norwalk, Wallingford & WaterburyEach ofce is under the direction ofDr. Natan Bauman, Ed.D., M.S., Eng., FAAA• Treatment of Hearing Loss • Balance Problems, Buzzing or Ringing (Tinnitus)• Sound Sensitivity • Dizziness• Hearing Aid Repair and Replacement • Most Technically Advanced Hearing DevicesHearing Well is a Family AffairWe are a practice with a passion - “We do not just sell hearing aids, we sell better hearing, which leads to a better life,” says Dr. Bauman, who has devoted his career to his passion, audiology. At HBSC, we offer state-of-the-art testing, diagnostics and hearing devices for those who may have a hearing problem. Our practice is like a family, and we treat our patients as a member of the family. We truly care about and listen to our patients. We pride ourselves in knowing that we can change people’s lives, giving them the opportunity to engage with their friends and loved ones.Our center is well known for its ability to develop innovative methods for helping those who are hard of hearing, or suffer from tinnitus or other sound sensitivity disorders!Central Oce 203.287.9915 | info@hearingbalance.com | hearingbalance.com*The purpose of this hearing assessment and/or demonstration is for hearing wellness to determine if the patient(s) may benet from using hearing aids. Products demonstrated may differ from products sold. Test conclusion may not be a medical diagnosis. The use of any hearing aid may not fully restore normal hearing and does not prevent future hearing loss. Testing is to evaluate your hearing wellness, which may include selling and tting hearing aids. Hearing instruments may not meet the needs of all hearing-impaired individuals. One offer per customer. Offer not available to any consumer using an insurance benet, a Managed Care, or Federal reimbursement (including third-party administered reimbursements). Offer cannot be combined with any of our promotional offers, coupons or discounts. Other terms may apply. See ofce for details.COMPLIMENTARY Hearing Assessment*& Demonstration* of the NEW Oticon Opn™ 203.866.6671HAVE TROUBLE HEARING? WE CAN HELP!Hamden2661 Dixwell Ave.Norwalk148 East Ave., Suite 3LWallingford25 Fair St.Branford11 Harrison Ave.Waterbury171 Grandview Ave., Suite 203Bristol291 Queen St.

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1212When you share your life with an animal companion, planning for your loved one’s short-term and long-term care is imperative. They are counting on you to ensure their care no matter what. The older your pet is, the more they need a plan for future care. Most people believe setting up directives in their will for the future care of their pet is enough. But, what happens to your pet if the will is inoperative because you are not dead, or there is a delay in accessing your directives, or funds are in probate for six months to a year? What if the need to care for your pet is due to disaster, disability, disease, delay, or divorce? In these scenarios are you prepared? Have you answered key questions? By following four steps, you will gain peace of mind for the future care of your beloved companion. These tips will create a future pet care plan that your pets can live with. Start with drawing a MAAP. Make a plan outlining the care that you would like to have your pets receive. Address each of your pets and their unique needs. Appoint at least three caregivers; only one can be a family member. Publish your plans and keep them readily available.Make a plan outlining the kind of care that you would like your pet to receive. This directive assumes that you are permanently or temporarily incapable of personally providing the care your pet needs to receive. Your pet caregiver will be grateful that you provided this unique and individualized information.Address your pet’s individual uniqueness. List their identifying characteristics, including color, sex, age, and microchip number if applicable. This information will be invaluable to those left to care for your beloved companions. This outline should talk about their eating habits and personality traits. By creating this document, you enable the person caring for your pet to know its common behavior. This would allow another to step into your shoes. Appoint three pet caregivers to take over the current needs of your pet if life circumstances occur that limit your ability to care for them. Appointing three caregivers in succession helps hedge your bet. Only one family member can be appointed as a caregiver. This is very important. If you cannot care for your pets, chances are that you are in need of assistance with your own care. Your family will be providing it. Enabling them to have someone else look after your pets will be a welcome relief. Check in often to confirm with the people you have appointed to care for your pets that they still can. People may agree to care for your dog or cat when circumstances permit such care. MAAP— Navigating the Journey Your Pet Will Take If You Cannot Care for ItHowever, things change, and when called upon to take your pet, they may not be able to follow through. You need to know that before it occurs.Publish the plans that you make. Publishing your plan, your pet information, and the names of the three people whom you appointed to care for your pet helps those who have assumed the responsibility of caring for your pets know the who, what, and where of your pet care plan. Make sure that everyone in your life knows where this pet directive is, so they can easily access this important information upon your death, disability, disaster, disease, delay, or divorce. Did you know that sometimes it could take up to six months and often 12 months, to probate a Will? What happens to your pet in the meantime? Your Will does not protect your animals until it is read. Yet your pet needs those around you to know immediately how you want them cared for, who is available to help provide that care, and how they will get reimbursed for their generosity. You may consider setting aside funds to pay for this care. Setting money aside in a pet trust or annuity can be a lifesaver for your pet when it comes to their future care. Ask your financial advisor or estate planner questions as to how to provide funding to a pet trust or from an annuity. This MAAP for your pet’s future care should be created before something happens to you. It is not just about end of life dispersal of your pet. If you trip, fall, and injure yourself, who will take care of you and your companion while you heal? You are still alive, yet you cannot care for your pet, and it needs care immediately. Having a MAAP to follow, taking these lifesaving steps now, will ensure that your pet is well cared for in the event you cannot provide that care yourself. Be sure to visit our website for more information about creating a MAAP for your pets and to register for our next online pet care planning webinar. (It’s free to join us, and you’ll get some additional gifts to help you protect your pet even more!) N © HLM. All Rights Reserved.Debra’s dad with his beloved JuniDebra A. Vey Voda-Hamilton, Esq., MediatorHamilton Law and Mediationwww.hamiltonlawandmediation.comBy Debra A. Vey Voda-Hamilton, Esq., Mediator Hamilton Law and Mediation, PLLC12Continued on page 14

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1313Conflict Coaching and Mediation of Issues Over AnimalsHamilton Law and Mediation is a premier New York law firm focused on the resolution of conflicts over animals using Mediation and Collaborative Process.Conflicts between people over animals will always be with us. How we respond and resolve those con-flicts is changing. At Hamilton Law and Mediation, our focus is on the needs of our clients involved in a conflict about an animal BEFORE they resort to litigation.We work with pet owners who want to solve a conflict over a pet in a way that serves them and their pet. We also work with pet service providers who need a skill set to manage their expectations and their clients’ expectations in a way that addresses conflict early or, if missed, empowers them to solve conflicts for the benefit of all.Give us a call! We’re here and happy to help!Please contact us if you are having a conflict involving a beloved animal or have questions about our services. Debra Vey Voda-Hamilton info@hamiltonlawandmediation.com(914) 273-1085Visit our Web site at hamiltonlawandmediation.comWorkshops and Seminars• MAPPING the Journey Your Pets Take When You Can’t Take Care of Them Yourself Continuity of Care WorkshopFor Professionals and Service Providers• 4 Critical Steps To Keep Your Practice Profitable and Your Life Enjoyable Evaluate and Examine current best practices in business and client relationships.• 6 Tips to Address Disagreements and Make Every Client a Raving Fan Evaluate and Examine current best practices in a veterinary business and in client relationships• 3 Peaceful Ways to End Destructive Conversations About Animals One-day Conflict Conversation Workshop • 16-Hour Pet Professional Practice Program for Vets and all Animal Service Providers• 3 Critical Mistakes Breeders/Handlers and Owners Make That Nullify Their ContractsContact Debra directly at (914) 273-1085 to schedule a get-acquainted call prior to scheduling your workshop or seminar. 13

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14When you share your life with an animal companion, planning for your loved one’s short-term and long-term care is imperative. They are counting on you to ensure their care no matter what. The older your pet is, the more they need a plan for future care. Most people believe setting up directives in their will for the future care of their pet is enough. But, what happens to your pet if the will is inoperative because you are not dead, or there is a delay in accessing your directives, or funds are in probate for six months to a year? What if the need to care for your pet is due to disaster, disability, disease, delay, or divorce? In these scenarios are you prepared? Have you answered key questions? By following four steps, you will gain peace of mind for the future care of your beloved companion. These tips will create a future pet care plan that your pets can live with. Start with drawing a MAAP. Make a plan outlining the care that you would like to have your pets receive. Address each of your pets and their unique needs. Appoint at least three caregivers; only one can be a family member. Publish your plans and keep them readily available.Make a plan outlining the kind of care that you would like your pet to receive. This directive assumes that you are permanently or temporarily incapable of personally providing the care your pet needs to receive. Your pet caregiver will be grateful that you provided this unique and individualized information.Address your pet’s individual uniqueness. List their identifying characteristics, including color, sex, age, and microchip number if applicable. This information will be invaluable to those left to care for your beloved companions. This outline should talk about their eating habits and personality traits. By creating this document, you enable the person caring for your pet to know its common behavior. This would allow another to step into your shoes. Appoint three pet caregivers to take over the current needs of your pet if life circumstances occur that limit your ability to care for them. Appointing three caregivers in succession helps hedge your bet. Only one family member can be appointed as a caregiver. This is very important. If you cannot care for your pets, chances are that you are in need of assistance with your own care. Your family will be providing it. Enabling them to have someone else look after your pets will be a welcome relief. Check in often to confirm with the people you have appointed to care for your pets that they still can. People may agree to care for your dog or cat when circumstances permit such care. MAAP— Navigating the Journey Your Pet Will Take If You Cannot Care for ItHowever, things change, and when called upon to take your pet, they may not be able to follow through. You need to know that before it occurs.Publish the plans that you make. Publishing your plan, your pet information, and the names of the three people whom you appointed to care for your pet helps those who have assumed the responsibility of caring for your pets know the who, what, and where of your pet care plan. Make sure that everyone in your life knows where this pet directive is, so they can easily access this important information upon your death, disability, disaster, disease, delay, or divorce. Did you know that sometimes it could take up to six months and often 12 months, to probate a Will? What happens to your pet in the meantime? Your Will does not protect your animals until it is read. Yet your pet needs those around you to know immediately how you want them cared for, who is available to help provide that care, and how they will get reimbursed for their generosity. You may consider setting aside funds to pay for this care. Setting money aside in a pet trust or annuity can be a lifesaver for your pet when it comes to their future care. Ask your financial advisor or estate planner questions as to how to provide funding to a pet trust or from an annuity. This MAAP for your pet’s future care should be created before something happens to you. It is not just about end of life dispersal of your pet. If you trip, fall, and injure yourself, who will take care of you and your companion while you heal? You are still alive, yet you cannot care for your pet, and it needs care immediately. Having a MAAP to follow, taking these lifesaving steps now, will ensure that your pet is well cared for in the event you cannot provide that care yourself. Be sure to visit our website for more information about creating a MAAP for your pets and to register for our next online pet care planning webinar. (It’s free to join us, and you’ll get some additional gifts to help you protect your pet even more!) N © HLM. All Rights Reserved.Debra’s dad with his beloved JuniDebra A. Vey Voda-Hamilton, Esq., MediatorHamilton Law and Mediationwww.hamiltonlawandmediation.comBy Debra A. Vey Voda-Hamilton, Esq., Mediator Hamilton Law and Mediation, PLLC14

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1515F or older patients with multiple health problems, a comprehensive geriatric assessment is a good way to get a better understanding of your overall health and is a logical starting point for putting together the best care program for you.The benefits can be immediate and long-term, as was the case when my mother had a geriatric assessment done a few months shy of her 87th birthday. She was suffering from dementia, Parkinson’s, and depression, and we were at wit’s end in trying to figure out how best to care for her. As her primary caregiver, I accompanied her to the Geriatric Center. As staff members met with my mother to evaluate her physical and mental health, I met with other staff members so that they could get a fuller understanding of how my mother was functioning day to day. When we left about three hours later, we had a much better understanding of my mother’s ailments and a comprehensive plan for her care, including new prescriptions for treating the depression and dementia. In a matter of days, my mother’s depression was gone, and over the next couple of months, we noticed that her dementia had somewhat stabilized. And our frustration level was much lower because we had confidence that she was getting the right care.Here is some information on what’s involved and what to expect from a geriatric assessment.What is a Geriatric Assessment? What should I bring to a geriatric assessment?• All medicine containers• Medical records • Details of past illnesses, surgeries, allergies, etc. • Current insurance informationWhat should you expect during a geriatric assessment?A geriatric assessment may last two hours or more. During the assessment, geriatricians will work closely with a team of healthcare professionals−including clinical nurse specialists, social workers, physical therapists, and pharmacists−to complete a comprehensive evaluation. The team will evaluate and assess the patient’s physical health, mental health, functional status, social support system, and economic status, as well as the accessibility and safety of the person’s living environment. During the assessment, the person’s levels of social and emotional support and physical functioning will be evaluated. The nurse also will screen the patient for depression and memory impairment and gather information about social supports and living conditions.What is the cost of a geriatric evaluation and management assessment?Medicare Part B covers costs of the physician consultation and most private insurance plans. Medicare Part B also covers costs of diagnostic tests. Specialists may bill separately, but referrals for additional services will be reviewed with you before they are ordered. NWhat exactly is a geriatric assessment?A geriatric assessment is a consultative resource for patients, their family members and caregivers, and their primary care physicians.The assessment provides a comprehensive assessment of an older adult’s health issues in the context of social and family needs, and it provides a comprehensive plan for managing the person’s conditions and care.A geriatric assessment also provides education and patient-specific information about health problems, as well as information and access to community and private supports for patients and caregivers.When is a geriatric assessment appropriate?A geriatric management assessment is advised if you are concerned about your loved one’s ability to live independently or if the person is experiencing any combination of the following symptoms:• Multiple health problems• Confusion or memory loss• Behavioral changes, including sadness, depression, or anxiety• Difficulty performing daily activities• Balance and walking problems• Weakness, caused by deconditioning of the muscles or other health problems• Nutritional concerns, including unexplained weight loss• Problems related to the use of multiple medications, including dizziness or falls• Uncertainty about the person’s ability to live independently.by Thomas Gerrity, Publisher

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T here are many misconceptions with financial programs, and the Reverse Mortgage is no exception. Many people think that Reverse Mortgage Loans are extremely complicated, but the following discussion of myths and tips will help guide you to make a decision that is right for you and your family’s needs as you navigate through the process. At Atlantic Home Loans, we make the process as easy as possible. Myth 1: The borrower is restricted on how to use the loan proceeds.Once any existing mortgage or lien has been paid off, the net loan proceeds from your Reverse Mortgage (also called an HECM loan—Home Equity Conversion Mortgage) can be used for any reason. Many borrowers use it to supplement their retirement income, delay receiving Social Security benefits, pay off debt, pay for medical expenses, remodel their home, or assist their adult children.Myth 2: The home must be free of any existing mortgages.A large percentage of borrowers use the reverse mortgage loan to pay off an existing mortgage and eliminate other monthly payments.Myth 3: Once loan proceeds are received, you pay taxes on them.Reverse Mortgage loan proceeds are tax free as they are not considered income. However, it is recommended that you consult your financial advisor and any government agencies for any effect on your individual taxes or government benefits.Myth 4: The lender owns the home.You will retain the title and ownership during the life of the loan, and you are free to sell your home or pay down the loan at any time. The loan is not due as long as you continue to meet loan obligations such as living in this home, maintaining the home according to the Federal Housing Administration (FHA) requirements, and keeping up to date the real estate taxes and homeowner’s insurance.Myth 5: Only those with no other assets typically need reverse mortgages.NQuite the contrary. Many affluent borrowers 62 and older with million-dollar homes and healthy retirement assets are using reverse mortgage loans as part of their estate planning. Many clients are working with their financial professionals and estate attorneys to use the reverse mortgage as a part of enhancing the quality and enjoyment of their life and the lives of those they love.Call me, Cindy Perham, Reverse Mortgage Specialist at Atlantic Home Loans, to see how a Reverse Mortgage can change your life.Cindy PerhamReverse Mortgage SpecialistAtlantic Home Loans222 Post Road, Suite 2621Fairfield, CT 06824(203) 521-0445 mobile(203) 454-1000, X 2104 office(203) 413-4423. faxcperham@atlantichomeloans.comNMLS #110424Understanding the Myths and Realities of a Reverse Mortgage by Cindy Perham, Reverse Mortgage Specialist, Atlantic Home LoansNEW INCREASED FHA LIMITS for Reverse Mortgages in 2019• Lower your cost of living during retirement• Increase your purchasing power• Eliminate monthly mortgage payments*• Rightsize to a smaller, lower-maintenance home• Buy a home closer to family and friends • Enjoy carefree living in a senior housing community*The borrower will be responsible for paying property charges, includinghomeowner's insurance, taxes, and maintenance of home for the term of the loan. Please contact me today for mortgage questions, live rate quotes, or a Reverse Mortgage Proposal! Atlan LICENSED MORTGAGE BANKERS Cindy PerhamReverse Mortgage SpecialistAtlantic Home Loans222 Post Road, Suite 2621 Fairfield, CT 06824(203) 521-0445 mobile(203) 454-1000, X 2104 office(203) 413-4423. faxcperham@atlantichomeloans.comNMLS #1104216Cover story photo credits can be found on page 66.

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18“mess mates”) in the strip. Begun in 12 newspapers in 1950, by 1968 Beetle Bailey was in 1,100 papers, and today the strip is in 1,800 plus hundreds of online outlets. Mort won the National Cartoonists Society’s award as best cartoonist of the year in 1953 and numerous other awards since. Despite occasional Pentagon grousing at his satire of the military, Mort’s patriotism and philanthropy also brought him many awards, including the highest one that the Secretary of the Army can bestow on a civilian. Mort also organized a museum of cartoon art, whose notable collections are now at Ohio State University. Mort Walker died at his longtime home in Stamford in 2018 at the age of 94. His home had once been the studio of the sculptor of Mount Rushmore. Mort had a relief carved into a bar at his home that shows Beetle alongside the other faces on the monument. 2011, she served as news anchor and substitute general anchor for that popular program. From 2005 to 2011, she also was co-anchor or primary anchor of Dateline NBC and main substitute anchor on the NBC Nightly News. In 2011 she became co-anchor with Matt Lauer of the Today show. Various tensions led to her leaving the show in 2012 and serving through 2014 in various other capacities at NBC. She left NBC News in 2015 after 25 years and founded her own multi-platform media startup. She continues to conduct major news interviews for network television. Ann has received numerous awards for her journalism, including a third Emmy for her reporting on the Darfur crisis. She also supports a number of charities, particularly in the health care field. Ann Curry and her husband, Bruce Ross, have two children. NEW CANAAN: ANN CURRYYou’ve seen her report from all across the country and all around the world, including some of the most dangerous of areas. And you also might come across her in the placid streets and stores of New Canaan, where she lives with her husband, a software executive. She’s Ann Curry, and she’s a broadcast journalist extraordinaire, one who for more than 30 years has been focused on getting out the news from war zones, crime scenes, and locales of accidents and natural disasters. Ann was born in 1956 in the U.S. Territory of Guam in the Pacific. Her father was a career Navy sailor of white and Native American descent. He married her mother, a streetcar conductor, in Occupied Japan following World War II. After graduating from the University of Oregon, Ann became the first female news reporter at an Oregon TV station and then a reporter and anchor for another. In 1984 Ann moved to a Los Angeles station, where she received Emmy awards for her coverage of an earthquake and a gas pipeline explosion. In 1990 Ann joined NBC News, first in Chicago, then in New York. She anchored NBC News at Sunrise from 1991 to 1996 and served as a substitute news anchor from 1994 to 1997 at the Today show. Then from 1997 to Photo Source: Wikimedia CommonsPhoto Source: beetlebailey.comMaterial accumulated over the years and the work of Mort’s sons will ensure that Beetle Bailey continues to go forth. Mission accomplished, Mort Walker! From her Greenwich estate, where she resides and presides like the lady of a manor, Diana Ernestine Earle Ross looks back with well-deserved pride on her 60-year career, one of the most popular and honored in the history of show business—a career still continuing. Born in Detroit in 1944, Diana was raised in housing projects there by loving parents, and in Alabama for several years while her mother was ill with tuberculosis. Gifted with a strong sense of style, while going to high school Diana also worked in a department store, where it was said that she was the first black employee “allowed outside the kitchen.” But Diana’s greatest gift was her musical talent, which first manifested itself in the choir of a church that her grandfather served as pastor. At 15 Diana joined a “girl group” named the Primettes, who had some regional hits—many written by the legendary “Smokey” Robinson, a neighbor and rumored boyfriend of Diana’s—for the also legendary Berry Gordy’s Motown Records. In 1961 the Primettes became the Supremes. The Supremes achieved a record-setting 12 number-one hit singles (including “Stop! In the Name of Love” and “You Can’t Hurry Love”) in the next four years, becoming Motown’s most successful act, the best-charting girl group in U.S. history, and one of the world’s best-selling girl groups of all time. For her work with the Supremes, Diana has been dubbed one of the “Five Mighty Pop Divas of the Sixties.” In 1970 Diana launched her solo career with a number-one hit, “Ain’t No Mountain High Enough.” She also added acting to her resume, receiving an Oscar nomination for Over the years many celebrities in many different fields have appreciated what Fairfield County has to offer as a place to live and, perhaps, work. Here are a few of them.by Peter J.O’Connell, Editorial and Research AssociateCelebrities IN THE COUNTYGREENWICH: DIANA ROSSPhoto Source: Wikimedia CommonsSTAMFORD: MORT WALKERMort Walker drew up his troops and sent them forth from Camp Swampy for many decades: Pvt. Bailey, Sgt. Snorkel, Gen. Halftrack, Plato, Lt. Flap, Cpl. Yo, Miss Buxley. Their mission, however, was not to wage war but to make people laugh. You see, Mort Walker was the creator of Beetle Bailey, the longest-running comic strip drawn by its original creator and the third-most widely syndicated comic strip in the world. The prolific Walker, who also created eight other comic strips, has been described as a “creative bridge between today’s talented artists and those of the earliest days of cartooning.” Born in Kansas in 1923, Mort loved those early cartoons and sold his own first cartoon at the age of 12. Soon he was selling cartoons on a regular basis and working for such companies as Hallmark. But his seminal experience came with his Army service in World War II. Later he recalled: “Little did I know . . . that I was going to get about four years of research.” And: “I was a private, a corporal, a sergeant and a lieutenant and I was a goof-up in every rank.” Mort drew on his “research” for Beetle, the malingering private and his messmates (and Best Actress for her performance as singer Billie Holiday in 1972’s Lady Sings the Blues. Other films followed, as did achievements as a record producer. Diana has continued to be popular both in the U.S. and abroad for music in a variety of genres and contexts. Billboard magazine named her “Female Entertainer of the Century” and the Guinness Book of World Records in 1993 declared her the most successful female music artist in history for having more hits on the charts than any other female artist. Diana Ross has been married and divorced twice and has five children.

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19“mess mates”) in the strip. Begun in 12 newspapers in 1950, by 1968 Beetle Bailey was in 1,100 papers, and today the strip is in 1,800 plus hundreds of online outlets. Mort won the National Cartoonists Society’s award as best cartoonist of the year in 1953 and numerous other awards since. Despite occasional Pentagon grousing at his satire of the military, Mort’s patriotism and philanthropy also brought him many awards, including the highest one that the Secretary of the Army can bestow on a civilian. Mort also organized a museum of cartoon art, whose notable collections are now at Ohio State University. Mort Walker died at his longtime home in Stamford in 2018 at the age of 94. His home had once been the studio of the sculptor of Mount Rushmore. Mort had a relief carved into a bar at his home that shows Beetle alongside the other faces on the monument. 2011, she served as news anchor and substitute general anchor for that popular program. From 2005 to 2011, she also was co-anchor or primary anchor of Dateline NBC and main substitute anchor on the NBC Nightly News. In 2011 she became co-anchor with Matt Lauer of the Today show. Various tensions led to her leaving the show in 2012 and serving through 2014 in various other capacities at NBC. She left NBC News in 2015 after 25 years and founded her own multi-platform media startup. She continues to conduct major news interviews for network television. Ann has received numerous awards for her journalism, including a third Emmy for her reporting on the Darfur crisis. She also supports a number of charities, particularly in the health care field. Ann Curry and her husband, Bruce Ross, have two children. NEW CANAAN: ANN CURRYYou’ve seen her report from all across the country and all around the world, including some of the most dangerous of areas. And you also might come across her in the placid streets and stores of New Canaan, where she lives with her husband, a software executive. She’s Ann Curry, and she’s a broadcast journalist extraordinaire, one who for more than 30 years has been focused on getting out the news from war zones, crime scenes, and locales of accidents and natural disasters. Ann was born in 1956 in the U.S. Territory of Guam in the Pacific. Her father was a career Navy sailor of white and Native American descent. He married her mother, a streetcar conductor, in Occupied Japan following World War II. After graduating from the University of Oregon, Ann became the first female news reporter at an Oregon TV station and then a reporter and anchor for another. In 1984 Ann moved to a Los Angeles station, where she received Emmy awards for her coverage of an earthquake and a gas pipeline explosion. In 1990 Ann joined NBC News, first in Chicago, then in New York. She anchored NBC News at Sunrise from 1991 to 1996 and served as a substitute news anchor from 1994 to 1997 at the Today show. Then from 1997 to Photo Source: Wikimedia CommonsPhoto Source: beetlebailey.comMaterial accumulated over the years and the work of Mort’s sons will ensure that Beetle Bailey continues to go forth. Mission accomplished, Mort Walker! From her Greenwich estate, where she resides and presides like the lady of a manor, Diana Ernestine Earle Ross looks back with well-deserved pride on her 60-year career, one of the most popular and honored in the history of show business—a career still continuing. Born in Detroit in 1944, Diana was raised in housing projects there by loving parents, and in Alabama for several years while her mother was ill with tuberculosis. Gifted with a strong sense of style, while going to high school Diana also worked in a department store, where it was said that she was the first black employee “allowed outside the kitchen.” But Diana’s greatest gift was her musical talent, which first manifested itself in the choir of a church that her grandfather served as pastor. At 15 Diana joined a “girl group” named the Primettes, who had some regional hits—many written by the legendary “Smokey” Robinson, a neighbor and rumored boyfriend of Diana’s—for the also legendary Berry Gordy’s Motown Records. In 1961 the Primettes became the Supremes. The Supremes achieved a record-setting 12 number-one hit singles (including “Stop! In the Name of Love” and “You Can’t Hurry Love”) in the next four years, becoming Motown’s most successful act, the best-charting girl group in U.S. history, and one of the world’s best-selling girl groups of all time. For her work with the Supremes, Diana has been dubbed one of the “Five Mighty Pop Divas of the Sixties.” In 1970 Diana launched her solo career with a number-one hit, “Ain’t No Mountain High Enough.” She also added acting to her resume, receiving an Oscar nomination for Over the years many celebrities in many different fields have appreciated what Fairfield County has to offer as a place to live and, perhaps, work. Here are a few of them.by Peter J.O’Connell, Editorial and Research AssociateCelebrities IN THE COUNTYGREENWICH: DIANA ROSSPhoto Source: Wikimedia CommonsSTAMFORD: MORT WALKERMort Walker drew up his troops and sent them forth from Camp Swampy for many decades: Pvt. Bailey, Sgt. Snorkel, Gen. Halftrack, Plato, Lt. Flap, Cpl. Yo, Miss Buxley. Their mission, however, was not to wage war but to make people laugh. You see, Mort Walker was the creator of Beetle Bailey, the longest-running comic strip drawn by its original creator and the third-most widely syndicated comic strip in the world. The prolific Walker, who also created eight other comic strips, has been described as a “creative bridge between today’s talented artists and those of the earliest days of cartooning.” Born in Kansas in 1923, Mort loved those early cartoons and sold his own first cartoon at the age of 12. Soon he was selling cartoons on a regular basis and working for such companies as Hallmark. But his seminal experience came with his Army service in World War II. Later he recalled: “Little did I know . . . that I was going to get about four years of research.” And: “I was a private, a corporal, a sergeant and a lieutenant and I was a goof-up in every rank.” Mort drew on his “research” for Beetle, the malingering private and his messmates (and Best Actress for her performance as singer Billie Holiday in 1972’s Lady Sings the Blues. Other films followed, as did achievements as a record producer. Diana has continued to be popular both in the U.S. and abroad for music in a variety of genres and contexts. Billboard magazine named her “Female Entertainer of the Century” and the Guinness Book of World Records in 1993 declared her the most successful female music artist in history for having more hits on the charts than any other female artist. Diana Ross has been married and divorced twice and has five children.

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20Godfrey and Garry Moore. But he also wrote for public affairs and documentary programs. Andy was married to his wife, Marguerite, for 62 years until her death in 2004. The couple had four children and maintained a home in the Rowayton section of Norwalk for many years. Andy retired in 2011, after 1,097 essays on 60 Minutes. He died a month later at age 92. NORWALK: ANDY ROONEYFor decades he was America’s “favorite curmudgeon,” a status, it has been said, that Andy Rooney “wore like a uniform.” He gained the status by his essays—delivered from behind a walnut desk, which he, an expert woodworker, had made himself—that constituted the “end of show” segment on the very popular CBS News program 60 Minutes. Andy appeared on the show from 1978 to 2011. In his segment, “A Few Minutes With Andy Rooney,” he typically offered satire on trivial everyday issues—for example, the price of groceries, annoying relatives, faulty Christmas presents, the contents of his desk’s drawers—or presented whimsical lists, such as of types of milk, car brands, sports mascots. But he also addressed weightier topics—politics, race, same-sex marriage, the existence of God. His essays which have been described as “wry, humorous and contentious” and “splenetic, drily humorous”-- brought him four Emmy Awards. Born in Albany in 1919, Andy donned the uniform of the U.S. Army in 1941 and began writing for the independent military newspaper Stars and Stripes the next year. He was one of the first reporters to go on bombing flights over Germany, to enter liberated Paris, to reach the bridge at Remagen, and to view Nazi concentration camps. After the war, Andy went to work for CBS as a writer for the hit shows of Arthur Photo Source: Wikimedia Commonsretiring in 2001. Beginning in 1994, Steve also worked for the Springer show as a bodyguard for the star, Jerry Springer, and as Security Director, breaking up the “fights” that took place between participants on the show. Beginning in 2001, Steve worked exclusively for the show, becoming a kind of cult figure in his own right and often substituting for Jerry Springer as almost operatic, theatricality. Rachelle, born in Michigan in 1971 as Rachelle Consiglio, joined the Springer show as a senior producer at the young age of 23. Then from 2008 to 2015, she was executive producer. Steve Wilkos, born in 1964, served in the Marine Corps for seven years and then joined the Chicago Police Department, of which he was a member until host. In 2007 Steve began his own talk show, The Steve Wilkos Show, which emphasizes criminal justice issues more than the Springer show did. Rachelle, whom he married in 2000, has been executive producer of Steve’s show since 2008. Rachelle and Steve Wilkos have two children, and their Darien home has been highly praised for its beauty by HGTV. WILTON: THEODORE BIKELTheodore Bikel, a longtime resident of Wilton, was one of the most talented and versatile performers in the history of American theater, film, and television. He could portray everything from a Southern sheriff, to an Armenian merchant, to a Polish professor, to German, Russian, and French officers. He is best known, however, for creating the role of Captain von Trapp in the original Broadway production of the beloved musical The Sound of Music (1959) and for his taking over in 1967 of the role of Tevye in Fiddler on the Roof, which he performed some 2,000 times, more than any other actor. Theodore was born into a Jewish family in Vienna in 1924. After the Nazi takeover of Austria in 1938, Theodore’s family fled to what was then the British Mandate of Palestine. Theodore moved to London to study drama in 1945. There he attracted praise from the likes of Michael Redgrave, Lawrence Olivier, Photo Source: Wikimedia Commonsand Vivian Leigh. Theodore moved to the U.S. in 1954 and became a naturalized citizen in 1961. From his London days until just a few years before his death in 2015, Theodore appeared in play after play, film after film, TV episode after TV episode. He received Tony and Oscar nominations and numerous other awards. He was also noted as a folksinger. He could sing in 21 different languages and brought out 20 albums. Theodore cofounded the Newport Folk Festival and engaged in civil rights activism with the likes of Pete Seeger, Bob Dylan, and Joan Baez. He also promoted unionism in show business and held office in several unions and performers’ organizations. Theodore Bikel was married four times and had two sons with his second wife. DARIEN: RACHELLE AND STEVE WILKOSSome people mistakenly think of Fairfield County as a land of snooty cultural elitists. The reality, of course, is that the County over the years has been hospitable to those involved in all types of arts and entertainment, including some of the most popular—and “populist”—kind, including endeavors derided as “lowbrow” or “freak shows.” These include the “cabinets of curiosities” and Midway of P.T. Barnum, the “rassling” of WWE, and tabloid TV, such as The Jerry Springer Show and Maury, both produced in Stamford for a number of years. Speaking of Springer, a Darien couple, Rachelle and Steve Wilkos, for years were important figures in that raucous, controversial, and very popular show, which for more than a Photo Source: Pinterestquarter of a century highlighted all kinds of dysfunction. The Springer show outraged some, but savvy critics saw it as a mixture of diversity on display, tongue-in-cheek satire, and over-the-top,

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21Godfrey and Garry Moore. But he also wrote for public affairs and documentary programs. Andy was married to his wife, Marguerite, for 62 years until her death in 2004. The couple had four children and maintained a home in the Rowayton section of Norwalk for many years. Andy retired in 2011, after 1,097 essays on 60 Minutes. He died a month later at age 92. NORWALK: ANDY ROONEYFor decades he was America’s “favorite curmudgeon,” a status, it has been said, that Andy Rooney “wore like a uniform.” He gained the status by his essays—delivered from behind a walnut desk, which he, an expert woodworker, had made himself—that constituted the “end of show” segment on the very popular CBS News program 60 Minutes. Andy appeared on the show from 1978 to 2011. In his segment, “A Few Minutes With Andy Rooney,” he typically offered satire on trivial everyday issues—for example, the price of groceries, annoying relatives, faulty Christmas presents, the contents of his desk’s drawers—or presented whimsical lists, such as of types of milk, car brands, sports mascots. But he also addressed weightier topics—politics, race, same-sex marriage, the existence of God. His essays which have been described as “wry, humorous and contentious” and “splenetic, drily humorous”-- brought him four Emmy Awards. Born in Albany in 1919, Andy donned the uniform of the U.S. Army in 1941 and began writing for the independent military newspaper Stars and Stripes the next year. He was one of the first reporters to go on bombing flights over Germany, to enter liberated Paris, to reach the bridge at Remagen, and to view Nazi concentration camps. After the war, Andy went to work for CBS as a writer for the hit shows of Arthur Photo Source: Wikimedia Commonsretiring in 2001. Beginning in 1994, Steve also worked for the Springer show as a bodyguard for the star, Jerry Springer, and as Security Director, breaking up the “fights” that took place between participants on the show. Beginning in 2001, Steve worked exclusively for the show, becoming a kind of cult figure in his own right and often substituting for Jerry Springer as almost operatic, theatricality. Rachelle, born in Michigan in 1971 as Rachelle Consiglio, joined the Springer show as a senior producer at the young age of 23. Then from 2008 to 2015, she was executive producer. Steve Wilkos, born in 1964, served in the Marine Corps for seven years and then joined the Chicago Police Department, of which he was a member until host. In 2007 Steve began his own talk show, The Steve Wilkos Show, which emphasizes criminal justice issues more than the Springer show did. Rachelle, whom he married in 2000, has been executive producer of Steve’s show since 2008. Rachelle and Steve Wilkos have two children, and their Darien home has been highly praised for its beauty by HGTV. WILTON: THEODORE BIKELTheodore Bikel, a longtime resident of Wilton, was one of the most talented and versatile performers in the history of American theater, film, and television. He could portray everything from a Southern sheriff, to an Armenian merchant, to a Polish professor, to German, Russian, and French officers. He is best known, however, for creating the role of Captain von Trapp in the original Broadway production of the beloved musical The Sound of Music (1959) and for his taking over in 1967 of the role of Tevye in Fiddler on the Roof, which he performed some 2,000 times, more than any other actor. Theodore was born into a Jewish family in Vienna in 1924. After the Nazi takeover of Austria in 1938, Theodore’s family fled to what was then the British Mandate of Palestine. Theodore moved to London to study drama in 1945. There he attracted praise from the likes of Michael Redgrave, Lawrence Olivier, Photo Source: Wikimedia Commonsand Vivian Leigh. Theodore moved to the U.S. in 1954 and became a naturalized citizen in 1961. From his London days until just a few years before his death in 2015, Theodore appeared in play after play, film after film, TV episode after TV episode. He received Tony and Oscar nominations and numerous other awards. He was also noted as a folksinger. He could sing in 21 different languages and brought out 20 albums. Theodore cofounded the Newport Folk Festival and engaged in civil rights activism with the likes of Pete Seeger, Bob Dylan, and Joan Baez. He also promoted unionism in show business and held office in several unions and performers’ organizations. Theodore Bikel was married four times and had two sons with his second wife. DARIEN: RACHELLE AND STEVE WILKOSSome people mistakenly think of Fairfield County as a land of snooty cultural elitists. The reality, of course, is that the County over the years has been hospitable to those involved in all types of arts and entertainment, including some of the most popular—and “populist”—kind, including endeavors derided as “lowbrow” or “freak shows.” These include the “cabinets of curiosities” and Midway of P.T. Barnum, the “rassling” of WWE, and tabloid TV, such as The Jerry Springer Show and Maury, both produced in Stamford for a number of years. Speaking of Springer, a Darien couple, Rachelle and Steve Wilkos, for years were important figures in that raucous, controversial, and very popular show, which for more than a Photo Source: Pinterestquarter of a century highlighted all kinds of dysfunction. The Springer show outraged some, but savvy critics saw it as a mixture of diversity on display, tongue-in-cheek satire, and over-the-top,

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driver and an active supporter of liberal causes and candidates. Many honors came his way. He was, for example, one of only four actors to have been nominated for an Academy Award in five different decades, winning for The Color of Money. Paul particularly appreciated the Jean Hersholt Humanitarian Award and the Award for Greatest Public Service Benefiting the Disadvantaged, both of which he received in 1994. Paul’s charitable activities were supported by direct donations and by an innovative form of philanthropy that he developed with friend and author A.E. Hotchner. In 1982 the two established Newman’s Own, a company selling food products. Paul established a policy that all of the company’s profits after taxes would be donated to charity. That amount has now passed a half a billion dollars! Paul and Hotchner wrote a memoir about Newman’s Own under the title Shameless Exploitation in Pursuit of the Common Good. Paul died in 2008. A newspaper close to the Vatican commented: “Newman was a generous heart, an actor of a dignity and style rare in Hollywood quarters.” Newman’s estate gifted land to Westport, his beloved town of residence for many years—just one of the many gifts that Paul Newman gave the world in his wonderful life. Paul Newman shared that life for 50 years with a wonderful wife, the beautiful and greatly talented Joanne Woodward. Born in Georgia in 1930 and raised there and in South Carolina, Joanne, named after Joan Crawford, was, like her husband, interested from an early age in acting. After graduating from Louisiana State University, she headed straight to New York City. There she managed to get roles in a number of TV shows and understudied in the stage production of Picnic, where she met one of its leads, Paul Newman. After appearing in a Western movie, Joanne was signed to a long-term contract with 20th Century Fox. She was given the lead role in her third feature, The Three Faces of Eve (1957). This story of a woman with multiple-personality disorder was both a commercial and a critical success and brought Joanne the Oscar for Best Actress. In 1958 Joanne Woodward and Paul Newman co-starred in The Long, Hot Summer and also began starring in family life by marrying following Paul’s divorce from his first wife. The couple would move to Westport and have three daughters by 1965. Joanne’s career continued, and in 1968 she starred in Rachel, Rachel, a sensitive story of a lonely Connecticut woman. The film was Paul’s directorial debut and brought both Joanne (acting) and him (directing) Oscar nominations. In 1982 Paul directed Joanne again in The Effect of Gamma Rays on Man-in-the-Moon Marigolds. The poignant film dealt with a single mother in Bridgeport and her efforts to raise her two daughters, one of whom was played by the actual daughter of Joanne and Paul. In 1978 Joanne was called upon to comfort Paul during a wrenching tragedy. His son by his first wife died of a drug overdose. In her career Joanne appeared to excellent reviews in another “split-personality” story, the TV movie Sybil, with Sally Field in 1976. For the next 30 years, Joanne appeared in a variety of productions on the big and small screen and the stage. For some she also did writing, directing, or producing. Some were with Paul. But whether in show business or in family life, Joanne Woodward was always with her beloved husband--if not physically in mind, heart, or spirit. And she still is today! NPhoto Source: Wikimedia CommonsChristopher Plummer appeared in The Man Who Would Be King. In that 1975 film he played Rudyard Kipling. But Christopher has played a number of kings on stage and screen (big and small) in his long and distinguished career since he first took up acting after seeing Laurence Olivier’s film WESTON: CHRISTOPHER PLUMMERof Shakespeare’s Henry V in 1944, when he was in college. Those kings include: Oedipus, Atahuallpa, Macbeth, Henry V, Leontes, Lear, Richard III, Henry II, Commodus, Herod Antipas, Wilhelm II. Other noted figures from history, literature, and the news that Christopher, born in Toronto, Canada, in 1929, has played include: Arturo Ui, Pizarro, Cyrano, Chekhov, John Barrymore, Hamlet, Philip the Bastard, Mark Antony, Julius Caesar, Prospero, Danton, James Tyrone, Argonaut Jason, Rommel, the Duke of Wellington, Sherlock Holmes, Mike Wallace, Aristotle, Tolstoy, the Grand Duke of Owls, Captain Chang, Iago, Prince Albert, J. Paul Getty. Christopher, however, has been most widely seen in the role he likes least, that of Captain von Trapp in the enormously popular classic movie musical The Sound of Music, a role first created by fellow Fairfield County resident Theodore Bikel. Christopher has been showered with numerous awards over the years for his performances in the U.S., Britain, and Canada. At the 84th Academy Awards in 2012, Christopher’s win as Best Supporting Actor made him, at age 82, the oldest actor to win an Academy Award. When he accepted the Oscar, he quipped: “You’re only two years older than me, darling. Where have you been all my life?” Christopher’s consummate professionalism showed itself in 2017 when he stepped in on sudden notice to play J. Paul Getty in All the Money in the World in a reshooting of the J.P. Getty scenes in the already completed film, necessitated by the replacement of the actor who had played Getty in it. Christopher went on to receive an Oscar nomination for his performance in the film. Christopher Plummer and his third wife, whom he married in 1970, enjoy life in Weston, where they have lived for a number of years. It should also be noted that the great actor fondly remembers performing at the American Shakespeare Festival Theatre in Stratford. WESTPORT: PAUL NEWMAN AND JOANNE WOODWARDIt’s interesting to note that Paul Newman’s first acting role was at the age of 7, playing in a school production of Robin Hood. Robin Hood, of course, stole from the rich to give to the poor. Paul Newman never stole from anyone (though he did play some notable robbers!). But Paul gave of his talent to audiences around the country and the world and of the wealth that his talent brought him to those in need around the country and the world. He was a star of both show business and philanthropy. The star was born in a Cleveland suburb in 1925. His developing interest in the theater was interrupted by service with Naval air units in the Pacific during World War II. After the war he studied at Kenyon College, Yale School of Drama, and the famed Actors Studio in New York. In New York he acted in television and made his Broadway debut in 1953 in the stage production of Picnic. Paul lost a chance to co-star with James Dean in the classic film East of Eden, but he did make it to Hollywood for The Silver Chalice in 1954. That film was a failure, but praise came to Paul for his role as boxer Rocky Graziano in Somebody Up There Likes Me (1956). And after he co-starred with Elizabeth Taylor in Cat on a Hot Tin Roof (1958), pretty much every moviegoer liked him. And they liked his movies as hit followed hit for decades. Just a few: Exodus (1960), The Hustler (1961), Hud (1963), Cool Hand Luke (1967), Butch Cassidy and the Sundance Kid (1969), The Sting (1973), The Towering Inferno (1974), The Verdict (1982), The Color of Money (1986). Paul also appeared in various television and stage productions (some in Westport) and directed five films. In addition, Paul was a notable racecar Photo Source: Wikimedia Commons2222

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More than 400,000 long-term-care insurance policies were sold in 1992, according to figures published by The Wall Street Journal. These are the policies that help seniors cover the costs of nursing home stays at the end of life. At least 400,000 additional policies were purchased each year in the subsequent ten years, peaking at about 750,000 in 2002.Then sales collapsed, and never again reached the 400,000 level. Last year, reportedly only 66,000 such policies were sold. The need for long-term-care insurance has never been greater. What happened to the market?A New Kind of Long-Term-Care Insuranceby Thomas Gerrity, PublisherActuarial errorsA series of actuarial errors were made when long-term-care insurance was first introduced. The most important of these was the “lapse rate,” the number of policies that will be terminated without ever paying a benefit. This occurs either because the insured stops paying premiums or the insured dies without making a claim. The actuaries chose a fairly conservative lapse rate of 5%. At that rate, if 1,000 policies were sold in year one, only 400 would be in force 20 years later. As it turned out, the buyers of long-term-care insurance thought of their purchase as an investment, not as insurance, and so the lapse experience was closer to 1%, which implies that 800 of every 1,000 policies still will be in force after 20 years. That led to far higher payouts than projected.Two more errors compounded the damage. The first is that medical advances have lengthened life expectancies, which, in turn, increases the likelihood of making a claim on a long-term-care insurance policy. The second is that the actuaries generally assumed a 7% rate of return on the invested premiums on these policies. That assumption was fine in the 1990s, but interest rates have been at historic lows since 2008. Hybrid insuranceThe new approach in this area combines life insurance with long-term-care insurance. An estimated 260,000 such policies were sold last year. There is wide variation among such policies, but they may offer:• a death benefit;• guaranteed level premiums;• a return of premium feature should the buyer have a change of heart;• fully paid-up insurance after 10 years.When the product offers more, it will cost more. In an example published recently in The Wall Street Journal, coverage for a couple in their mid-50s came to over $32,000 per year for 10 years, a total of $320,000. That compares to some $8,500 per year for a traditional long-term policy, in which the premiums must continue to be paid. After 30 years, the traditional policy will require $255,000 in total premiums, assuming no premium increases, so the disparity is not as large as it may at first appear.What’s more, the minimum death benefit of the hybrid policy was $180,000 per spouse, which will be larger than the total premiums paid.Still, the hybrid policy requires most of the premium payment early. For this couple, the policy will be paid up when they are in their mid-60s, and they may well not make a claim for another 20 years. Such coverage will be most attractive for individuals with high current income, sufficient to comfortably cover the premiums, who wish to protect a large estate from being eroded by private nursing home costs. Maximum coverage in the illustration was $1,371,891 per spouse. Look to the futureIf you already have a long-term-care policy, you probably want to hang on to it. For the most part, those who have purchased these policies have profited from them.Planning is necessary. Despite the price increases, long-term-care insurance will prove to be an important part of that plan for many affluent families. NSHORT TAKESA Tax Break for the Elderly—With Stringsby James B. Gust, Senior Editor, Merrill Anderson CompanyMany cities and towns offer some tax relief for their elderly citizens. There may be some generosity behind the offer, or it may be part of an attempt to compete with lower-tax states for retiree citizens. That competition may heat up now that the state and local tax deduction is limited to $10,000. The tax relief takes different forms around the country: • tax credits that phase out at higher income levels; • homestead exemptions to lower property taxes; • freezes on assessed valuations; or • property taxes deferred until death, payable when the home is sold. Deferred property taxes may include interest charges, as in a recent Massachusetts case. Frances Arntz filed for property tax deferral on her home in 1989, when she was 76 years old. Her son suspects that she mistook “deferral” for “forgiveness,” and did not understand that the tax would eventually have to be paid, because she had the financial resources to pay the tax. Frances never told anyone what she had done. Frances moved out of the home in 2008, so the deferrals ended. Her son began to rent the home, and he took charge of paying the property tax every year. The tax bills included a notation at the bottom: “Prior tax bills outstanding.” Unfortunately the son overlooked that warning. When Frances died in 2018, her children expected to inherit the house free and clear, as the mortgage had been paid long ago. Instead, they received a property tax bill from the town for $170,000. Some $50,000 was for the deferred taxes, the rest was interest that had been charged at 8%. About $70,000 of the interest was incurred after 2008, from the time Frances moved out until she died. The heirs are understandably upset that the town didn’t warn them about the tax time bomb. But the town did follow the letter of the law, and in fact had that notice on the bottom of every tax bill. The notice just didn’t spell out how big the bomb was, or the interest that was running. Financial discussions between elderly parents and their adult children can be difficult, even emotional. But they are very important to have.Money and SatisfactionLotteries have become enormously popular in the United States. There is a widespread perception that many lottery winners burn through their newfound wealth rather quickly, and don’t end up better off in the long run. Swedish researchers have examined this question more rigorously, in a manner akin to a randomized test of a drug’s efficacy. They surveyed winners of major prizes in the Swedish lottery as well as minor winners and lottery players who did not win, a total of 3,362 players. The surveys were taken from five to 22 years after the event. The findings are interesting. • Lottery winners were significantly more satisfied with their lives, and that extra satisfaction lasted for decades. • Those who won hundreds of thousands were measurably more satisfied than those who won tens of thousands. • The winners did not rapidly spend their winnings, and did not quit their jobs. They did tend to retire earlier. • Oddly, the researchers found that winning the lottery did not affect happiness. It is thought that questions about happiness go to mood or feelings, while questions on life satisfaction trigger more broadly based introspection. • Winning the lottery had no discernable effect on physical or mental health of the winners or their children. So, although money can’t buy happiness, it can—at least in Sweden—buy satisfaction.24

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Estate Plan EssentialsA surprising number of people have not yet attended to their estate planning. Perhaps this is because estate planning has become so much more complicated in recent years, even though the burden of taxes at death has been in decline. Estate planning now usually covers medical and financial decisions before the end of life, as well as after death.HERE ARE THE DOCUMENTS THAT WILL BE DRAFTED FOR MANY ESTATE PLANS TODAY.Document What it doesFINANCIAL:WillIdentifies beneficiaries. May establish one or more trusts for ongoing asset management. Nominates the person or organization to be responsible for estate settlement.Power of attorneyDelegates authority to an agent to make financial decisions. The agent’s authority ends when the principal is incapacitated.Durable power of attorneyDelegates financial decision power to an agent, even if the principal is incapacitated. In some cases, the power “springs” into being upon incapacity or other identified event.Revocable living trustTransfers assets and full financial manage-ment authority to a trustee. The trust may continue into incapacity, even beyond the death of the trustor.MEDICAL:Power of attorney for health care (sometimes called a health care proxy)Identifies an individual to make medical decisions when one is unconscious or incapacitated.Living willProvides guidelines for medical decisions when an individual becomes terminally ill, such as whether feeding tubes or ventilators should be used to prolong life. Do not resuscitate order (DNR)Specifically requests that cardiopulmonary resuscitation not be used if one’s heart or breathing stops.Source: Merrill Anderson CompanySTAMFORD HEALTHStamford Health is a not-for-profit healthcare system in Lower Fairfield County. The system provides inpatient, outpatient, and ambulatory services through: Stamford Hospital, a 305-bed, acute care hospital; Stamford Health Medical Group, a network of local primary care physicians and healthcare specialists; and a diverse and growing number of ambulatory locations across the region. Stamford Health is a major teaching affiliate of the Columbia University College of Physicians and Surgeons. HSS Orthopedics at Stamford Health is a collaboration with Hospital for Special Surgery to provide access to advanced orthopedic care. Stamford Hospital received Magnet® Designation for nursing excellence in 2016. Main Hospital Address: One Hospital Plaza Stamford, CT 06902 StamfordHealth.org 203-276-1000 Find the doctor that’s right for you.From arthritis care to wound care, our medical providers are located throughout Fairfield County. Find the doctor that’s right for you today by calling our physician referral line at 1.877.233.WELL (9355) or visiting StamfordHealth.org.Some of our services and specialties include:Bennett Cancer Center203.276.2695The Carl & Dorothy Bennett Cancer Center combines state-of-the-art technology and advanced clinical knowledge with care that treats each patient as an individual. The Bennett Cancer Center is proud to be a member of the Dana-Farber/Brigham and Women’s Cancer Care Collaborative, providing our staff and patients access to the latest and most effective, evidence-based best practices and standards in cancer treatment and research.Heart & Vascular Institute 203.276.2328The Heart & Vascular Institute is a full-service cardiovascular program with specialties ranging from prevention and screening to the most innovative treatments in cardiology and cardiovascular surgery.Cardiac Rehabilitation 203.276.2183Whether you have just had a cardiac procedure, or if you have cardiovascular disease, we’ll help you learn how to exercise safely, improve your stamina, and strengthen your muscles with an individualized treatment plan.HOSPITAL services for seniorsGeriatric Assessment Center203.276.2516Located in Stamford and Greenwich, our Geriatric Assessment Center helps seniors manage age-related conditions. Services include evaluation of physical, cognitive, and mental health; medication review; home safety assessments; and more.Outpatient Rehabilitation203.276.2660Stamford Health offers a variety of outpatient rehabilitation services in friendly, supportive environments. Our expert team of rehabilitation professionals includes occupational and physical therapists, speech and language pathologists, a rehabilitation psychologist, and respiratory therapists. Offices are located in Stamford, New Canaan, and Greenwich.Wound Care and Hyperbaric Center203.276.2486The Wound Care and Hyperbaric Center offers outpatient clinical wound care and hyperbaric medicine. Patients with a wound that has not begun to heal in two weeks or is not completely healed in six weeks may benefit from the proven best practice methodologies of our physician driven, multidisciplinary approach to outpatient wound care.RadiologyFor appointments, call 203.276.2602.Our radiology department effectively diagnoses, monitors, and treats disease seven days a week, and our radiologists have the expertise and experience to deliver you the best experience possible. Radiology services are located in Stamford, Darien, Greenwich, and Wilton.Laboratory Draw StationsFor lab customer service, call 203.276.7222.We offer blood draw services at various locations, all provided by Stamford Hospital. Test results are often ready the same day and always by the next day. Lab draw stations are conveniently located in Darien, Stamford, New Canaan, Wilton, Norwalk, and Greenwich. 26

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28GREENWICH HOSPITALGreenwich Hospital offers a comprehensive care for older adults through its Center for Healthy Aging. The Center has received national recognition from the American Geriatrics Society as a Center of Excellence. Services are available to ensure that older patients and their families get the care and support they need in the hospital and at home.Elderly patients often have special requirements while they are hospitalized. A geriatrician and social worker from the Center meet with individual patients as needed. The Center also trains nurses to identify and address any age-related issues that may arise. Pharmacy, nutrition, physical therapy, case management, and other resources are available to help prevent physical and mental decline and ensure a successful stay.The Center offers a wide range of outpatient programs to improve quality of life for older adults and their families.Main location: 5 Perryridge Road, Greenwich, CT 06830 203-863-3000 www.greenwichhospital.orgComprehensive Aging AssessmentPeople with age-related medical, psychological, cognitive, or social issues that interfere with daily life may benefit from an aging assessment. It provides detailed information about current health status and recommendations to help prepare for the future. Individuals may be referred to the Center by a family physician, relatives, concerned friends, social service agencies, or other health care providers. The assessment is conducted by an interdisciplinary team headed by a board-certified geriatrician who specializes in aging issues. Medicare covers some or all of the cost.Geriatric Psychiatry ServicesDepression and behavioral issues that accompany memory loss or dementia are common later in life. Counseling, medication, or a combination of both often help patients feel better, more productive, and more satisfied with life. The Center’s geriatric psychiatrist is highly trained in the management of emotional and behavioral problems related to aging. Caregiving Support Groups Support groups offered through the Center are FREE. Please call ahead before attending to make sure that the group is suitable for your needs. Please call 203-863-4375 for specific information about support groups and meeting sites.Women’s Spousal Support is designed for women who provide care for a chronically ill spouse. Find new friends, practical information, and emotional support. The group provides a forum to address the many concerns of spousal caregivers. It also gives caregivers a much-needed break or respite to be with others living with a similar situation. The group meets twice a month (the second and fourth Thursdays) at the hospital’s Center for Healthy Aging from 1:00-2:15pm. Group size is limited to 10 members, call 203-863-4375 to preregister. FREE.Family Caregiver Support GroupBecome a savvy caregiver. This group provides support for adults who care for a family member with Alzheimer’s disease or other types of dementia. Individuals meet twice a month to talk with caregiving peers and share advice about common difficulties and challenges. The group led by a clinical social worker with expertise in family counseling and caregiver concerns. The group meets the first and third Thursday of each month at the hospital’s Center for Healthy Aging, 1:00-2:15pm. Group size is limited to 10 members, so please call 203-863-4375 to preregister. FREE.Generations ProgramThis free membership program is offered to adults age 50 and older. Members enjoy stimulating seminars ranging from the science of laughter to the joys of late-life learning. From disease prevention to caring for older relatives, the program aims to stimulate the mind and encourage discussion. Eligibility: Any person age 50 or older who resides in the Greenwich Hospital service area can join. To join, call toll free 877-838-4888.Greenwich Hospital Outpatient ServicesLong Ridge Medical Center260 Long Ridge Road, Stamford, CT 06902For all appointments 475-240-5762Blood Draw Hours: Mon.-Fri., 8 a.m.-4:30 p.m.Closed: Noon-1 p.m. dailyInfusion Services to patients that require IV fluids or medications, including monoclonal antibodies. Hours: by appointment 475-619-6152Occupational Health Medicine and Wellness ServicesHours: Mon.-Fri. 9 a.m.-4 p.m.203-846-3483RadiologyHours: 7:30 a.m.-4:30 p.m.Rehabilitation Physical and Occupational TherapyHours: Mon.-Thurs. 7 am - 6:30 p.m.; Fri. 7 a.m.-4:30 p.m.Northeast Medical GroupInternal Medicine, Hours: Mon.-Fri. 8 a.m.- 4:30 p.m. 475-619-6035,Yale Medical Center for Musculoskeletal Care Hours: Mon.-Fri., 8 a.m.-5 p.m. 866-470-YALE (9253) NORWALK HOSPITALEstablished in 1893, Norwalk Hospital is a 366-bed, not-for-profit community hospital providing Fairfield County and Westchester County residents convenient access to exceptional care, close to home. As a proud member of Western Connecticut Health Network, we are united by our mission to improve the health and well-being of those who live in the communities that we call home. We remain the local community providers that you know and trust, only better. As a teaching hospital, we are associated with Yale University School of Medicine, University of Vermont College of Medicine, and Ross University School of Medicine.Norwalk Hospital, a Level II Trauma Center, is accredited as a Stroke Center and certified to provide emergency angioplasty for heart attack. Main Location: Offsite urgent care:: 34 Maple Street New Canaan Immediate Care Norwalk, CT 06856 38 East Avenue 203-852-2000 New Canaan, CT 06840 www.norwalkhospital.org 203-594-9520 Norwalk Hospital provides a wide range of Clinical Programs, including:• Bone, Joint & Spine Care • Cancer Care• Digestive Diseases • Emergency Care• Heart and Vascular Care • Primary Care• Weight Loss Surgery • Women and Children’s HealthMedical Information TechnologyNorwalk Hospital has implemented Cerner, a new electronic health record, billing, and scheduling system to better serve its patients. The new integrated system provides a single repository of patient information and supports our goal of improving your experience with our clinicians. It also gives you access to a new and enhanced patient portal called “Be Well.” Through the portal you can access your medical information, schedule appointments and save appointment details to your calendar, request prescription renewals or refills, manage health records of family members through appropriate proxy accessHOSPITAL services for seniorsChuck and Terry Tennen Cardiac Rehabilitation Center The new 6,200-square-foot Chuck and Terry Tannen Cardiac Rehabilitation Center optimizes Norwalk Hospital’s existing cardiac rehabilitation program to better help patients recover from heart surgery and major cardiac events.C. Anthony and Jean Whittingham Cancer Center Through a pioneering collaboration with the world-renowned Memorial Sloan Kettering Cancer Center, Norwalk Hospital is taking its respected cancer program to an even higher level. Memorial Sloan Kettering medical and radiation oncologists are onsite leading and delivering team-based care alongside Norwalk Hospital’s own cancer experts. It’s a powerful collaboration that offers both advanced science and highly personalized care. And, for patients, that adds up to more than a fighting chance.Phyllis and David Komansky Cardiac and Vascular Center, utilizes the latest technology and the expertise of many renowned physicians specializing in cardiology, cardiovascular surgery, and interventional cardiology.HOSPITAL services for seniors

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29GREENWICH HOSPITALGreenwich Hospital offers a comprehensive care for older adults through its Center for Healthy Aging. The Center has received national recognition from the American Geriatrics Society as a Center of Excellence. Services are available to ensure that older patients and their families get the care and support they need in the hospital and at home.Elderly patients often have special requirements while they are hospitalized. A geriatrician and social worker from the Center meet with individual patients as needed. The Center also trains nurses to identify and address any age-related issues that may arise. Pharmacy, nutrition, physical therapy, case management, and other resources are available to help prevent physical and mental decline and ensure a successful stay.The Center offers a wide range of outpatient programs to improve quality of life for older adults and their families.Main location: 5 Perryridge Road, Greenwich, CT 06830 203-863-3000 www.greenwichhospital.orgComprehensive Aging AssessmentPeople with age-related medical, psychological, cognitive, or social issues that interfere with daily life may benefit from an aging assessment. It provides detailed information about current health status and recommendations to help prepare for the future. Individuals may be referred to the Center by a family physician, relatives, concerned friends, social service agencies, or other health care providers. The assessment is conducted by an interdisciplinary team headed by a board-certified geriatrician who specializes in aging issues. Medicare covers some or all of the cost.Geriatric Psychiatry ServicesDepression and behavioral issues that accompany memory loss or dementia are common later in life. Counseling, medication, or a combination of both often help patients feel better, more productive, and more satisfied with life. The Center’s geriatric psychiatrist is highly trained in the management of emotional and behavioral problems related to aging. Caregiving Support Groups Support groups offered through the Center are FREE. Please call ahead before attending to make sure that the group is suitable for your needs. Please call 203-863-4375 for specific information about support groups and meeting sites.Women’s Spousal Support is designed for women who provide care for a chronically ill spouse. Find new friends, practical information, and emotional support. The group provides a forum to address the many concerns of spousal caregivers. It also gives caregivers a much-needed break or respite to be with others living with a similar situation. The group meets twice a month (the second and fourth Thursdays) at the hospital’s Center for Healthy Aging from 1:00-2:15pm. Group size is limited to 10 members, call 203-863-4375 to preregister. FREE.Family Caregiver Support GroupBecome a savvy caregiver. This group provides support for adults who care for a family member with Alzheimer’s disease or other types of dementia. Individuals meet twice a month to talk with caregiving peers and share advice about common difficulties and challenges. The group led by a clinical social worker with expertise in family counseling and caregiver concerns. The group meets the first and third Thursday of each month at the hospital’s Center for Healthy Aging, 1:00-2:15pm. Group size is limited to 10 members, so please call 203-863-4375 to preregister. FREE.Generations ProgramThis free membership program is offered to adults age 50 and older. Members enjoy stimulating seminars ranging from the science of laughter to the joys of late-life learning. From disease prevention to caring for older relatives, the program aims to stimulate the mind and encourage discussion. Eligibility: Any person age 50 or older who resides in the Greenwich Hospital service area can join. To join, call toll free 877-838-4888.Greenwich Hospital Outpatient ServicesLong Ridge Medical Center260 Long Ridge Road, Stamford, CT 06902For all appointments 475-240-5762Blood Draw Hours: Mon.-Fri., 8 a.m.-4:30 p.m.Closed: Noon-1 p.m. dailyInfusion Services to patients that require IV fluids or medications, including monoclonal antibodies. Hours: by appointment 475-619-6152Occupational Health Medicine and Wellness ServicesHours: Mon.-Fri. 9 a.m.-4 p.m.203-846-3483RadiologyHours: 7:30 a.m.-4:30 p.m.Rehabilitation Physical and Occupational TherapyHours: Mon.-Thurs. 7 am - 6:30 p.m.; Fri. 7 a.m.-4:30 p.m.Northeast Medical GroupInternal Medicine, Hours: Mon.-Fri. 8 a.m.- 4:30 p.m. 475-619-6035,Yale Medical Center for Musculoskeletal Care Hours: Mon.-Fri., 8 a.m.-5 p.m. 866-470-YALE (9253) NORWALK HOSPITALEstablished in 1893, Norwalk Hospital is a 366-bed, not-for-profit community hospital providing Fairfield County and Westchester County residents convenient access to exceptional care, close to home. As a proud member of Western Connecticut Health Network, we are united by our mission to improve the health and well-being of those who live in the communities that we call home. We remain the local community providers that you know and trust, only better. As a teaching hospital, we are associated with Yale University School of Medicine, University of Vermont College of Medicine, and Ross University School of Medicine.Norwalk Hospital, a Level II Trauma Center, is accredited as a Stroke Center and certified to provide emergency angioplasty for heart attack. Main Location: Offsite urgent care:: 34 Maple Street New Canaan Immediate Care Norwalk, CT 06856 38 East Avenue 203-852-2000 New Canaan, CT 06840 www.norwalkhospital.org 203-594-9520 Norwalk Hospital provides a wide range of Clinical Programs, including:• Bone, Joint & Spine Care • Cancer Care• Digestive Diseases • Emergency Care• Heart and Vascular Care • Primary Care• Weight Loss Surgery • Women and Children’s HealthMedical Information TechnologyNorwalk Hospital has implemented Cerner, a new electronic health record, billing, and scheduling system to better serve its patients. The new integrated system provides a single repository of patient information and supports our goal of improving your experience with our clinicians. It also gives you access to a new and enhanced patient portal called “Be Well.” Through the portal you can access your medical information, schedule appointments and save appointment details to your calendar, request prescription renewals or refills, manage health records of family members through appropriate proxy accessHOSPITAL services for seniorsChuck and Terry Tennen Cardiac Rehabilitation Center The new 6,200-square-foot Chuck and Terry Tannen Cardiac Rehabilitation Center optimizes Norwalk Hospital’s existing cardiac rehabilitation program to better help patients recover from heart surgery and major cardiac events.C. Anthony and Jean Whittingham Cancer Center Through a pioneering collaboration with the world-renowned Memorial Sloan Kettering Cancer Center, Norwalk Hospital is taking its respected cancer program to an even higher level. Memorial Sloan Kettering medical and radiation oncologists are onsite leading and delivering team-based care alongside Norwalk Hospital’s own cancer experts. It’s a powerful collaboration that offers both advanced science and highly personalized care. And, for patients, that adds up to more than a fighting chance.Phyllis and David Komansky Cardiac and Vascular Center, utilizes the latest technology and the expertise of many renowned physicians specializing in cardiology, cardiovascular surgery, and interventional cardiology.HOSPITAL services for seniors

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Choice What is it? ConsiderationsHomemaker services or companion servicesAssistance with household tasks (cleaning, preparing meals, shopping, can accompany to doctor’s visits, etc.).Keeps individual in familiar setting. Companionship. Medication reminders. Can be isolating. No social or recreational opportunities.Personal care assistant (PCA) servicesPersonnel hired to help with activities of daily living so that an older adult or disabled person may continue to live independently.Keeps individual in familiar setting. Individual care and attention. Can be isolating. No social or recreational opportunities. Insurance reimbursements generally not available.Home health careNursing and related care that is provided in the home. Licensed by the state.Keeps individual in familiar setting. Individualized care and attention. Can be isolating. No social or recreational opportunities. Strict limits on insurance reimbursements.Adult day careDay programs where transportation to and from the program is often available. Meals may be served.Nursing supervision, rehabilitation services and other assistance may be available. May not work well if the program is the only source of care. Works best if informal caregivers are available. Limited financial support is available.Independent senior housingHomes, condos or apartments for people who can maintain an independent lifestyle.Often have built-in opportunities for socializing. In some cases there may be rental assistance from the federal government. Generally, household help provided. No home health care provided.Congregate housing and retirement communitiesRetirement housing that may offer meals, transportation, recreational activities and other services.Noninstitutional. When supplemented with services, the residence can meet the needs of a frail person who may maintain indepen-dence at a lower cost than in a nursing home. These facilities may not be appropriate for individuals with significant care needs.Continuing care retirement communitiesResidential living that often includes con-tracts guaranteeing lifetime medical care.Communities often offer premium residential settings and ameni-ties. Security of knowing that there is guaranteed care. There are entry and monthly fees, and the communities may not be eligible to take Medicaid residents.Assisted livingPersonal care services that are provided in a congregate-housing setting that meets state requirements.Facility is primarily a residence and is noninstitutional. No state fund-ing available at this time. Facility may not be appropriate for indi-viduals with significant care needs.Home for the agedA facility where seniors requiring some daily assistance share meals and enjoy social and recreational services. State licensed.Ongoing supervision is available. Less institutional than a nursing facility. A full array of health services may not be available within the home. Group living involves some loss of privacy and autonomy.Intermediate care nursing unitA separate type of nursing home level for individuals with fewer medical and nursing needs than skilled nursing. State licensed.Nursing care and social and recreational programming available. Medicaid may be a source of payment for eligible individuals. An institutional setting.Skilled nursing unitA nursing home in which residents may live either for short periods of time for rehabilitation or for extended periods. State licensed.Nursing supervision and social and recreational programming available for long-term stays. Medicaid may be a source of payment for eligible individuals. An institutional setting.Continuing Care at Home ProgramsA membership program that offers healthy, independent seniors the ability to stay at home with personal care management and a lifetime of care in the home, or in a facility as needed.Members live in their own homes as long as possible, moving to assisted living or skilled nursing settings only when required. There is a membership fee and monthly fees. Programs are licensed in specific geographical areas. There are a limited number of programs nationally as this is a new concept in life care.Senior home care and residential living options30

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VA CONNECTICUT HEALTHCARE SYSTEM— WEST HAVEN CAMPUSThe U.S. Department of Veterans Affairs (VA) offers a variety of health services to meet the needs of America's veterans. In Connecticut those services encompass an inpatient facility and Ambulatory Care Center in West Haven (a/k/a VA Connecticut West Haven Campus); an Ambulatory Care Center in Newington; and six primary care Community Based Outpatient Clinics located around the state. All veterans who have met the service and duty requirements for eligibility are encouraged to enroll in the VA Healthcare System by completing an Application for Health Benefits and providing certain documents. An Eligibility Office is located at the West Haven Campus and can be reached at 203-937-5711, ext. 3328 or 3131.VA Connecticut Healthcare System West Haven Campus • 203-932-5711 950 Campbell Ave., West Haven, CT 06516Once enrolled in the VA Healthcare System, each veteran will receive a personalized Veterans Health Benefits Handbook. The purpose of the Handbook is to provide a current and accurate description of VA healthcare benefits and services, tailored specifically to the individual veteran.VA Connecticut offers information and assistance to older veterans through its Geriatrics and Extended Care Program. The Program seeks to help veterans with their needs in regard to: community living; nursing home entry; hospice and palliative care; spinal cord injuries; home-based primary care; geriatric consults; home and community-based care. The Program can be reached at 203-932-5711, ext. 2121, Mon.-Fri., 7:30 a.m.-4 p.m. VA Connecticut also offers a wide range of health and wellness educational programs. Information about these can be obtained from the Veteran Health Education Coordinator at 203-932-5711, ext. 5189, Mon.-Fri., 7:30 a.m.-4 p.m. For further information about VA Connecticut Healthcare System—West Haven Campus, contact the Public Affairs Office at 203-937-3824. Honoring all who served.“A veteran is someone who wrote a blank check, payable to the United States of America, for an amount of up to and including his life.”—Gene Castagnetti, Director, National Memorial Cemetery of the Paciﬁc31

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Where “Main Street” is Memory Lane.Waveny’s Award-Winning Memory Care Community, The Village, provides a therapeutic approach to Alzheimer’s and dementia care. Conveniently located in New Canaan, our world-renowned indoor “Main Street” is a bustling site for meaningful interaction, fun activities and fulfilling programs for seniors.Discover more about everything we have to offer, including long-term care and short-term overnight respite stays for caregiver relief, by calling 203.594.5302, dropping by, or visiting waveny.org. Enjoy long-range confidence knowing that Village residents have priority access to Waveny’s entire nonprofit continuum of care, including Waveny Care Center, our 5-star Medicare and Medicaid accredited skilled nursing facility, should personal or financial needs change. 3232DENTISTSProfessionals, Businesses and ServicesHearing SpecialistsHearing, Balance and Speech Center148 East Avenue, Suite 3L, Norwalk, CT 06851 (203) 287-99152661 Dixwell Avenue, Hamden, CT 06518 ...(203) 287-9915info@hearingbalance.com • www.hearingbalance.comHearing, Balance and Speech Center is committed not only to helping you hear better, but also to helping you live better. With 3 Audiologists, 1 Hearing Aid Specialist, and the latest hearing-aid technology and diagnostic equipment, we pride ourselves on being leaders in the hearing healthcare field. We have 6 convenient locations in Branford, Bristol, Hamden, Norwalk, Wallingford and Waterbury. See ad, page 11.Medical Equipment and SuppliesThe Senior Depot Store770 Connecticut Ave, Norwalk, CT 06854 ....(203) 956-0962195 Federal Rd, Brookfield, CT 06804 .......(203) 775-1095www.cornerstonest.netSenior Depot offers a large variety of top-quality medical supplies and aids for daily living. Our knowledgeable staff is committed to meeting your needs while supporting you through the natural transitions and complications of aging. Stop in today and let us show you what we truly believe: Getting older doesn’t have to be so hard! See ad, Page 5.A SURPRISING PROBLEM UPON TURNING 100Last century, when life insurance com-panies calculated premiums needed to fund a whole life policy, they expected that no one would live beyond age 100. Accordingly, most whole life insurance issued then includes a termination date. When the insured reaches age 100, the policy has matured.As life expectancy grew, the insurance industry updated their actuarial tables to provide coverage to age 121. However, this change took place in 2001. Policies issued before 2001 may still include ter-mination provisions.This phenomenon was explored and explained by financial planner Barry Flagg in his recent article, “What Happens to My Life Insurance at Age 100, and What Can I Do About it?” (Leimberg Information Services, November 6, 2018). When the policy terminatesTermination of a life insurance policy is not likely to be welcomed by the insured. At that moment the insurance company pays out the accumulated cash value of the policy, and the insurance ends before the death of the insured.If the coverage were designed as an “endowment” policy, the cash value would be equal to the face value of the insurance. If the insured amount were $500,000, for example, the entire $500,000 would be paid to the policy owner upon reaching age 100. However, unlike insurance death benefits, which are free from income tax, this payment would be subject to state and local income taxes in the year of receipt.Endowed policies are the exception, not the rule, according to Mr. Flagg. Given the increases in the cost of insurance in recent years, coupled with declines in policy earnings, the cash value in most policies will be less than the face value of the insurance, and could be as low as $1.00. The insured then loses the death benefit after receiving the cash value.Still worse are those policies that allowed for borrowing from cash values to pay additional premiums. When the policy terminates, the loan is forgiven—but a loan forgiveness is taxable income! The phantom income could be taxed at a moment when the insured has no money to pay the tax.AlternativesThere may be a way out for some poli-cyholders who bought whole life insur-ance before 2001 and who might live to 100. Some insurance companies offer a Maturity Extension Rider to continue the policy. The terms of such extensions need to be thoroughly understood, however. In some cases the value of the extension is defined as the cash value of the policy at age 100—if the cash value is low, so is the value of the continued insurance. Still, at least an income tax has been avoided. The next best option to consider, accord-ing to Mr. Flagg, is to exchange the limited policy for a new one that defines maturity beyond age 100. This approach works best with younger insureds (in their 70s) who are still insurable. As one approaches age 90, the chance of obtain-ing a new life insurance contract dimin-ishes rapidly.As a last resort, Mr. Flagg suggests that the policy may be exchanged tax free for a deferred annuity. Income taxes are not avoided, but at least they may be deferred until death. The gain from the policy would then be taxed as income in respect of a decedent.If you are the owner of a whole life insur-ance policy issued before 2001, you’ll want to meet with your financial advisors soon to read the fine print and explore your alternatives.

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34ADULT DAY PROGRAMSAdult Day ProgramsAdult Day Program at Waveny 3 Farm Road, New Canaan, CT 06840 .......(203) 594-5200www.waveny.org. The Adult Day Program at Waveny is dedi-cated to improving the quality of life for older adults who are still living at home, but who may require personal assistance, more social interaction or medical monitoring throughout the day. The program is available weekdays with flexible hours and transportation provided to and from Norwalk, Stamford, Wilton, Darien and New Canaan.Our Adult Day Program participants benefit from the immediate access they have to Waveny LifeCare Network’s comprehensive network of professional experts and healthcare services. While they are attending the program, we can arrange for on-site physical, occupational and speech rehabilitative therapies, short-term respite stays at either The Village or Care Center, geriatric evaluation, nutritional counseling, bathing, hairdressing and other services—all under the same roof. See ad, pages 7, 33, and back cover.Aging in Place SolutionsWaveny LifeCare Network3 Farm Road, New Canaan, 06840 ..........(203) 594-5200www.waveny.org. Conveniently located in New Canaan, Waveny LifeCare Network is a not-for-profit organization that provides a comprehensive continuum of healthcare to serve the growing needs of older adults from all areas.With two campuses in New Canaan, Waveny offers a progres-sion of programs, services and living options for the senior com-munity and their families. It offers independent living at The Inn, assisted living for people with Alzheimer’s and memory loss at The Village, and skilled nursing at Waveny Care Center. It also includes Waveny Home Healthcare, in- and out-patient Rehabilitation Services, the Brown Geriatric Evaluation Clinic, a professional Geriatric Care Management team, an Adult Day Program, available weekdays with flexible hours and transporta-tion from New Canaan, Stamford, Norwalk, Darien and Wilton, and respite programs at both The Village and Care Center. See ad, pages 7, 33, and back cover.Assisted Living and Independent Living CommunitiesEdgehill Community122 Palmers Hill Rd., Stamford, CT 06902 .....(203)244-7698www.edgehillcommunity.comEdgehill is a full Continuing Care Retirement Community offer-ing independent living, assisted living, memory care and sub-acute rehabilitation/post-hospital care. Its beautiful 22-acre neighborhood setting is right on the Stamford/Greenwich border and offers elegant apartments, gourmet dining and upscale amenities and services. Call to learn how retirement is “Done Right” at Edgehill. See ad, inside back cover.The InnPart of Waveny LifeCare Network73 Oenoke Ridge, New Canaan, CT 06840 ...(203) 594-5450www.waveny.org. Nestled in a scenic neighborhood that is walking distance from New Canaan’s lovely town center, The Inn is a cozy, not-for-profit rental community for independent living that welcomes seniors from everywhere. With three delicious meals served daily, a caring and attentive professional staff and just 40 private apartments, residents at The Inn enjoy the benefits of living in a thriving, yet intimate retirement community. Wonderful amenities are all included in a modest rental fee. Inn residents also have priority access to Waveny LifeCare Network’s continuum of healthcare services, programs and facilities, including Waveny Care Center and Waveny Home Healthcare. See ad, pages 7, 33, and back cover.The Village at Waveny Assisted Living Dedicated to Caring for People with Memory Loss & Dementia3 Farm Road, New Canaan, CT 06840 .......(203) 594-5200www.waveny.org. Featuring our award-winning “Main Street” replica of a quaint New England town, The Village at Waveny is uniquely designed to provide the most advanced therapeutic benefits for people with memory loss. Our innovative programs and quality of care serve as benchmarks of excellence through-out the nation. A licensed nurse and certified nursing assistants are always on-site and are devoted to helping every resident feel secure, comfortable and happy so that each day is a fulfilling one. Residents of The Village also benefit from priority access to Waveny LifeCare Network’s comprehensive continuum of healthcare services, programs and professional resources. This includes on-site physical, occupational and speech rehabilitative therapies, a geriatric evaluation clinic, a team of professional care managers, a wonderful skilled nursing facility and more. We welcome short-term guests for respite stays as brief as four days or longer. Like our residents, respite guests enjoy all amenities, including a private apartment, personal care, delicious meals and therapeutic, social, recreational and spiritual activities. See ad, pages 7, 35, and back cover.CTSeniorHelpCenter.com Fast, easy, and always FREE!Caregivers, Residential Facilities and Rehabilitation Facilities

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GERIATRIC ASSESSMENTS AND GERIATRIC CARE MANAGEMENT35I Want to Stay in My Own Home!We Help People Remain Safe & IndependentAffordable Non-Medical In-Home CareCompanionship • Meal Preparation Personal Care • Incidental Transportation Grocery Shopping & Errands • Light Housekeeping Laundry & Linen Washing • Grooming & Dressing Guidance Family Respite Care • 24-Hour & Live-In Care AvailableOur staff is caring and compassionateCarefully screened, bonded and insuredCT DCP Reg. #HCA 108 & 141www.comfortkeepers.comMost offices independently owned and operated.Lower Fairfield County203-629-5029Upper Fairfield & Lower N. Haven Counties203-924-4949 For Service or Referrals, Call: 203-227-5040www.homechoicect.comThe Right Choice ~ Right at HomeHome Choice Senior CareHome Choice Senior Care of WestportProudly serving Fairﬁeld County with Nurse’s Aides, Companions, Home Health AidesCustomized Homecare ServicesFor people of all ages! Live-In or Daily Services AvailableGeriatric Assessments and Geriatric Care ManagementThe Brown Geriatric Evaluation Clinic3 Farm Road, New Canaan, CT 06840 ......................(203) 594-5200www.waveny.org. Opened in 1998, the Drs. Charlotte & David Brown Geriatric Evaluation Clinic is a comprehensive evaluation and management program that provides specialized services to older adults, their families and other professionals.Our outpatient program addresses common, but often complex, medical issues in older adults—especially memory loss. Our expert team provides patients and families with individualized needs assessments, baseline evaluations and ongoing manage-ment to help optimize their quality of life.The purpose of a geriatric evaluation is to review an individual’s cognitive, psychological, social, medical, functional and caregiv-er status. Our assessments are conducted by a neuropsycholo-gist, board-certified geriatrician or an advanced practice nurse. Professional recommendations by our experts assist in maximiz-ing the patient’s safety, functions of daily living and quality of life. See ad, pages 7, 33, and back cover.Geriatric Care Management at Waveny 3 Farm Road, New Canaan, CT 06840 .......(203) 594-5300www.waveny.org. Waveny LifeCare Network’s professional Geriatric Care Management team helps family members and friends navigate the complex issues, questions and difficult decisions involved in caring for an older adult. Our cutting-edge team of professional, certified care consultants offers a depth and breadth of experience, provides 24/7 coverage, and is touted for its continuity of care and quick response times in crisis situations. Our care managers help caregivers access appropriate resources to maintain their loved one’s maximum level of independent function. They also develop and implement per-sonalized care plans to help clients remain safely at home for as long as possible, or live with dignity in a structured setting. See ad, pages 7, 33, and back cover.Please patronize our advertisers to thank them for making this directory possible.

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Home Care/Home Health CareComfort KeepersGreenwich, CT ...........................(203) 629-5029email: CKofLFC@comfortkeepers.comShelton, CT ..............................(203) 924-4949email: shelton@comfortkeepers.comComfort Keepers enables both seniors and those suffering from non-age-related conditions with services needed to help them remain safe and independent in the comfort of their own homes. We offer an extensive range of non-medical care ser-vices, tailored to the unique needs of each individual, including companionship, rehab recovery, chronic care and end-of-life support. Service is available hourly, 24/7, and live-in. Comfort Keepers is part of a nationwide network of over 750 quality providers, all dedicated to help people live happy, independent and dignified lives. See ad, page 35.Griswold Home CareStratford • 1122 Broadbridge Ave., Stratford, CT 06615. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (203) 380-2700Bethel/Danbury • 43 Grassy Plain St., Bethel, CT 06801 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (203) 744-9200 Norwalk • 193 East Ave., Norwalk CT 06855. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (203) 852-9707www.GriswoldHomeCare.comPersonal care, homemaking and companionship in Fairfield County for 26 years. All caregivers receive a rigorous interview and background check. A free in-home assessment is conducted on all cases. Low-cost, high-quality care ensured through quality audits. Covered by worker’s compensation, general liability and bonding insurance. Call for info on Parkinson and Alzheimer’s respite grants. Hourly and live-in. See ad, this page.Home Choice Senior Care, Inc.Westport, CT .............................(203) 227-5040Customized Homecare Services for people of all ages! Live-in or daily services available. Proudly serving Fairfield County with: Nurse’s Aides, Companions and Home Health Aides. See ad, page 35.HOME CARE/HOME HEALTH CAREStratford 203.380.2700Norwalk 203.852.9707 | Danbury 203.744.9200GriswoldHomeCare.comIf you have a loved one who needs in-home, non-medical assistance, we can help. A compassionate caregiver can provide a wide array of support — everything from assisting with personal care, preparing meals, and doing light housekeeping to being there when you can't be so people can stay home and remain independent. Hourly and live-in options are available.© 2017 Griswold International, LLCWe give people the help they need to live in the place they love.™36Please patronize our advertisers to thank them for making this directory possible.

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37HOSPICESWaveny at Home3 Farm Road, New Canaan, CT 06840 .......(203) 594-5249 www.waveny.org. Waveny at Home offers professional non-med-ical homemaker and companion services to help enable clients to remain safely in their own homes and the community.Based on a plan developed for each client’s distinct and indi-vidual needs, Waveny at Home staff will assist with household tasks, including light housekeeping, meal preparation and laun-dry, as well as help facilitate or provide transportation to and from personal appointments, events, shopping and errands. See ad, pages 7, 33, and back cover.Waveny Home Healthcare3 Farm Road, New Canaan, CT 06840 .......(203) 594-5249 www.waveny.org. Waveny Home Healthcare proudly offers a full spectrum of high-quality licensed and certified professional in-home services.Our interdisciplinary team is comprised of Registered Nurses, Physical, Occupational and Speech Therapists, and Medical Social Workers who are dedicated to meeting the needs of our clients. Supportive services are provided by trained and certified Home Health Aides under the supervision of our professional staff. Care is coordinated with the client’s physician and is pro-vided by our team of experienced, fully insured and carefully screened Home Health professionals and paraprofessionals. We accept Medicare, private-pay and long-term care insurance clients living in the greater Fairfield County area. See ad, pages 7, 33, and back cover.HospicesGreenwich Hospital Home Hospice Care500 West Putnam, Suite 150, Greenwich, CT 06830. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (203) 863-3883When cure is no longer the goal, let Greenwich Hospital Home Hospice lend a helping hand. This group of experienced pro-fessionals provides support to help families care for a loved one in the comfort of their own home. Our expert Home Hospice team can improve quality of life for patient and fam-ily. Comprehensive, coordinated services include nursing care, home health aides, spiritual care and the assistance of a social worker. www.greenwichhospital.org. See page 28HospitalsGreenwich Hospital5 Perryridge Rd., Greenwich, CT 06830 ......(203) 863-4373Greenwich Hospital’s Center for Healthy Aging provides a wide range of programs designed to enhance the quality of life for older adults and their families. Professional clinical services are offered for memory evaluations, care giving consultations, home safety assessments, medication interactions and psychia-try. The Center works closely with the ACE (Acute Care for the Elderly) Unit by providing specialized care to hospitalized older patients. www.greenwichhospital.org. See page 28.Norwalk Hospital34 Maple St., Norwalk, CT 06856 ...........(203) NHB-WELLNorwalk Hospital is a partner hospital of the Western Connecticut Health Network, Connecticut’s premier, patient-centered health care organization. Norwalk Hospital was established in 1893 by our devoted community and built for the people we continue to serve in Western Connecticut and adjacent New York. The 325-bed hospital is a place where patients always come first, where our talented staff takes pride in keeping people well and providing compassionate, contemporary care when our patients need our help. We offer Cardiovascular, Cancer, Orthopedic, Neurologic and Digestive Disease care with advanced diagnostics, innovative therapies and state-of-the-art surgery. We take heart that no matter how great the challenge, every medical history can become a brighter medical future–here. Norwalkhospital.org. See page 29.Introducing Our NEW Intensive Stroke Rehabilitation Program DIRECTED BYNeurologist: Daryl Story, Physiatrist: Claudio Petrillo and Pulmonologist: Donald McNicholA CARING Place Between Hospital & Home76 West Rocks Rd., Norwalk, CT • 203.847.5893 • ndhrehab.orgNOTRE DAMEHealth and Rehabilitation CenterFORMERLY NOTRE DAME CONVALESCENT HOME

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38NURSING HOMES/SKILLED NURSINGStamford HealthOne Hospital Plaza, P.O. Box 9317, Stamford, CT 06902 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (203) 276-1000For more than 115 years, Stamford Hospital has cared for our friends and neighbors in Fairfield and Westchester Counties. The Hospital is the cornerstone of Stamford Health, a regional network of inpatient and outpatient healthcare services that also includes the Stamford Health Medical Group and a growing number of ambulatory care locations across Lower Fairfield County.Opened in September 2016, the new Stamford Hospital features all-private patient rooms with private baths and spectacular views. Stamford Hospital received Magnet® designation for nursing excellence in 2016 and is a Planetree Designated® person-centered hospital. For more information, visit StamfordHealth.org. Nursing Homes/Skilled NursingNotre Dame Health and Rehabilitation Center76 West Rocks Road, Norwalk, CT 06851 ......203-847-5893www.ndhrehab.orgOur goal is to optimize the quality of life. We are a caring place between Hospital and Home with our New Intensive Stroke Rehabilitation Program. Our welcoming and home-like 60-bed residence, including 6 private rooms, is located on five landscaped acres in Norwalk, CT, and is operated under the loving sponsorship of The Sisters of Saint Thomas of Villanova. See ad, page 37.The Nathaniel Witherell70 Parsonage Road, Greenwich, CT 06830George Cossifos ..........................(203) 618-4232www.nathanielwitherell.orgNursing home residents at The Nathaniel Witherell receive the highest level of clinical care from a professional and car-ing staff, which has a turnover rate that is six times lower than the national nursing home average. Witherell respects resi-dents’ wishes, from menu choices and dining times, to schedul-ing of daily services. Family and pets are always welcome. See ad, page 9.Waveny Care Center3 Farm Road, New Canaan, CT 06840 .......(203) 594-5200www.waveny.org. Waveny Care Center is an award-winning not-for-profit skilled nursing and rehabilitation facility that offers short- and long-term care and a special unit for individuals with advanced memory loss. Our inpatient and outpatient rehabilitation services feature state-of-the-art equipment, expert therapists and a comfortable environment to help patients achieve their highest potential. Since 1975, the Care Center has maintained its high standards of excellence in providing quality care to those we serve through our patient-oriented phi-losophy and highly experienced, compassionate staff. We assist individuals in maintaining their dignity and encourage them to live as independently as circumstances permit. See ad, pages 7, 33, and back cover.Rehabilitation Facilities/Short-Term RehabilitationNotre Dame Health and Rehabilitation Center76 West Rocks Road, Norwalk, CT 06851 ......203-847-5893www.ndhrehab.orgOur goal is to optimize the quality of life. We are a caring place between Hospital and Home with our New Intensive Stroke Rehabilitation Program. Our welcoming and home-like 60-bed residence, including 6 private rooms, is located on five landscaped acres in Norwalk, CT, and is operated under the loving sponsorship of The Sisters of Saint Thomas of Villanova. See ad, page 37.Rehabilitation Services at Waveny Care Center3 Farm Road, New Canaan, CT 06840 .......(203) 594-5340www.waveny.org. Waveny Care Center’s outpatient Rehabilitation Services are available to people from all areas who are recovering at home from an injury, illness or other type of medical condition that requires rehabilitative therapy. We also offer short-term rehabilitation services on an inpatient basis. (See Waveny Care Center.)We provide state-of-the-art physical, occupational and speech therapies as well as therapeutic massage. To complement these services, we also offer nutritional counseling and health promotion programs. Our highly experienced rehabilitation therapy staff will effec-tively treat and support you in reaching your highest potential, while strictly adhering to your doctor’s orders. Patients benefit immediately from our staff’s enthusiasm and clinical expertise, as well as from the facility’s state-of-the-art equipment and indi-vidualized care. See ad, pages 7, 33, and back cover.The Nathaniel Witherell70 Parsonage Road, Greenwich, CT 06830George Cossifos ..........................(203) 618-4232 www.nathanielwitherell.orgShort-term rehab at The Nathaniel Witherell is designed to fit your life and style. There are 46 private rooms with WiFi access and live/work space. State-of-the-art therapy is available seven days a week, and you’ll enjoy excellent patient-centered care. The Witherell offers the following comprehensive short-term rehab programs: Orthopedic, Cardiac, Pulmonary, Neurological, and General Medical. Outpatient therapies are also available. See ad, page 9.

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39Elder Law|Estate Planning|Probate Real Estate|Medicaid|Business LawSTATIONHOUSE SQUARE2505 Main Street, Building 1, Suite 221, Stratford, CT 06615T: 203-386-1282 F: 203-386-1795www.kevinkellylaw.comAttorneysBraunstein & Todisco, P.C.One Eliot Place, Fairfield, CT 06824 .........(203) 254-1118Committed to Protecting the Dignity, Financial and Legal Rights of Seniors. See ad, page 40.Eliovson & Tenore/Elderlaw & Family Counseling Associates, LLC117 Tunxis Hill Rd., Fairfield, CT ............(203) 259-7195Specializing in Elder Law and Estate Planning. See ad, this page.Debra Vey Voda-HamiltonHamilton Law & Mediation, PLLC. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (914) 273-1085info@hamiltonlawandmediation.comhamiltonlawandmediation.comFostering Peaceful Solutions in Conflicts Over Animals.See ad, page 13.Kevin Kelly & Associates Attorneys at LawSTATIONHOUSE SQUARE 2505 Main Street, Building 1, Suite 221, Stratford, CT 06615. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .203-386-1282 Fax: 203-386-1795 • www.kevinkellylaw.comElder Law • Estate Planning • Probate • Real Estate • Medicaid • Business Law See ad, this page..Eliovson & Tenore. . . because experience matters• Probate & Conservatorship• Estate Planning• Asset Protection• Medicaid/Title XIX Eligibility• Wills & Trusts• Special Needs Trusts ATTORNEYSLegal, Insurance, Real Estate, Mortgages/Reverse Mortgages, and Financial Professionalseldercare with careLAW OFFICES OF JOEL D. MUHLBAUM, LLCATTORNEYS AT LAWJoel D. Muhlbaum, Esq.Sharon H. Rosen, Esq.(203) 323-1818www.ctnyelderlaw.com1100 Summer StreetStamford, CT 06905191 Post Road WestWestport, CT 06880 (by appt. only)• Medicaid Planning/Eligibility/Applications• Estate Planning and Administration• Powers-of-Attorney and Advance Medical Directives• Probate and Conservatorships• Nursing Home Admissions/Advocacy• Interstate Considerations (Attorney Muhlbaum is licensed in CT and NY.)Compassionately representing local area seniors and their families since 1997

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40BANKSProviding Professional Personal ServiceAmy E. Todisco*amy@btlawﬁrm.comOne Eliot Place • Fairﬁeld, CT 06824-5154Phone: (203) 254-1118 • Fax: (203) 254-2453 • www.btlawﬁrm.com*President, Connecticut Chapter National Academy of Elder Law Attorneys, Inc. 2009-2010; Connecticut Bar Association Elder Law Committee, Executive Committee member.• Medicaid (“Title 19”) Eligibility, Planning and Protection of Asset Strategies; Medicaid Applications and Appeals• Involuntary Conservatorships• Powers of Attorney and Advance Directives• Estate Planning• Probate• Wills,Trusts & Estates• Special Needs Trusts and Planning&BraunsteinTodisco, P.C.Attorneys at LawCommitted To Protecting the Dignity, Financial and Legal Rights of SeniorsPlease patronize our advertisers to thank them for making this directory possible.Law Offices of JOEL D. MUHLBAUM, LLC, Attorneys at LawJoel D. Muhlbaum, Esq. • Sharon H. Rosen, Esq. 1100 Summer Street, Stamford, CT 06905 ...(203) 323-1818191 Post Road West, Westport, CT 06880www.ctnyelderlaw.comCompassionately representing local area seniors and their families since 1997. • Medicaid Planning/Eligibility/Applications • Estate Planning and Administration • Powers-of-Attorney and Advance Medical Directives • Probate and Conservatorships • Nursing Home Admissions/Advocacy • Interstate Considerations (Attorney Muhlbaum is licensed in CT and NY.) See ad, page 39.BanksPeople’s United BankCall. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .1-800-772-1090With over 400 branches, including our 7-day Stop & Shop locations. For all your banking and wealth management needs. www.peoples.com. See ad, inside front cover.Mortgages/Reverse MortgagesAtlantic Home LoansCindy Perham, Mortgage Banker NMLS#110424222 Post Road, Suite 2621, Fairfield, CT 06824. . . . . . . . . . . . . . . . . . . . . . . . . . . Office: (203) 454-1000 x 2104. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Cell: (203) 521-0445 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Fax: (203) 413-4423cperham@atlantichomeloans.com • www.atlantichomeloans.comAt Atlantic Home Loans, we pledge to provide you with profes-sional service that is honest, efficient, and courteous. We offer a wide variety of mortgage options to fit your needs. See ad, page 17.

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41Funeral HomesMagner Funeral Home12 Mott Ave., Norwalk, CT 06850 ...........(203) 866-5553www.magnerfuneralhome.com No one wants to think about the loss of a loved one or their own mortality. This reality, however, is unavoidable. The Magner Funeral Home staff has pre-arranged funeral services for hundreds of families in the greater Norwalk area and has accepted pre-payments for these services since it became legal to do so. Whether you chose this approach to ease the burden of other family mem-bers or to apply for state assistance, we are here to help in any way that we can. Your monies are placed into guaranteed, interest-bearing escrow accounts for your peace of mind. We have been family owned and operated since 1912. See ad, this page.Magner Funeral Home12 Mott Ave., Norwalk, CT 06850Tel: 1-203-866-5553www.magnerfuneralhome.comCemeteries and Funeral HomesSocial iconRounded squareOnly use blue and/or white.For more details check out ourBrand Guidelines.Get detailed information on:City/Town Services for Seniors Senior Living • Independent Living • Assisted Living • Skilled Nursing and Rehab • Alzheimer’s and Memory Care • HospiceAdult Day CareHome Care Services • Medical and Non-medicalMedical Equipment and SuppliesHealthcare Professionals • Dentists • Eye Care • Hearing Geriatric Care ManagementProfessional Services • Elder Law Attorneys • Seniors Real Estate Specialists • Medicare Advisors • Reverse Mortgage Specialists • Financial Advisors • Long-term Care SpecialistsEnd of Life Services • Funeral Services • CemeteriesTransportation ServicesCTSeniorHelpCenter.com Fast, easy, and always FREE!News and Events• Local Senior News Blog• Local Events CalendarIN BUSINESS TO HELP SENIORS? Let them know at CT SENIOR HELP CENTER FOR FREE!What the Great Poets had to say about Aging and the Last of LifeA lively presentation at your facility for a modest fee by a professional writer/editor/researcher and former college instructor.To sponsor this presentation, contact: Peter J. O’Connell 800 Quinnipiac Avenue • New Haven, CT 06513 • (203) 469-5192 • pjpoconnell@gmail.com

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43First Selectman • Jayme Stevenson E-mail: jstevenson@darienct.govDarien Town Hall 2 Renshaw Rd. • Darien, CT 06820 203-656-7300 • Web site: www.darienct.gov Hours: 8:30 a.m.-4:30 p.m.COMMISSION ON AGINGDevelops policies and exercises oversight concerning needs of Darien’s seniors regarding health, recreation, transportation and economics. Chairman • Joseph M. Pankowski, Jr. Christine Castles Peter F. Eder Jennifer Geddes Geraldine Genovese Francie George Ronald Heinbaugh Mary McCarthy James Metzger Anne Marie Rayhill Raymond SlavinDEPARTMENT OF HUMAN SERVICES Staff available to assist residents by phone, by e-mail, in Town Hall offices or in residents’ homes. Director is also Municipal Agent for Elderly Persons and serves as liaison with Commission on Aging and other resources and programs serving elderly.Town Hall, Room 109 • 203-656-7328 • Fax: 203-656-7486 Hours: Mon.-Fri., 8:30 a.m.-4:30 p.m. or by appointment.Director • Ali Ramsteck, LCSW • 203-656-7494 E-mail: aramsteck@darienct.govCase Manager • Cynthia Hall, LMSW • 203-656-7494 E-mail: chall@darienct.govDepartment programs and services include:• Counseling, Information, Referrals • Loan Closet: free, short-term loans of convalescent equipment. • Household Supply Closet: augments food pantries with personal and home cleaning supplies, paper goods, etc. • Financial Assistance: To eligible applicants. Short term.• Energy Assistance: To eligible applicants.• Rebate for Elderly and Disabled Who Rent.• Holiday Programs. • Emergency Support Services: list of individuals who would require assistance in event of emergency. • Handicapped Parking Permits Applications. • Resource Library: wide range of reading material on human services topics. Department publishes the SENIOR RESOURCE DIRECTORY. DARIEN SENIOR PROGRAMS AT THE MATHER CENTER2 Renshaw Rd. • Darien, CT 06820 • 203-656-7490 Hours: Mon.-Fri., 9 a.m.-3 p.m. Director • Elizabeth Paris E-mail: eparis@darienct.gov Program Specialist • Marcy Rand E-mail: mrand@darienct.gov Clerk/Receptionist • Eileen Manhart E-mail: emanhart@darienct.govPrograms include: Chef Prepared Noon Meal ($5.00) Creative Pursuits: Stain Glass Instruction, Water Color, Acyrlic & Oil Painting; Woodshop Repair Program; Bridge and Pinochele Instruction; Computer Room; 19 Exercise Classes; Health and Wellness Lectures; Languages Classes; Crafts Themes, Knitting and Crocheting; Writing Work Shop; Short Story Discussion; History Presentations; Global Issues; Musical Entertainments and Special Monthly Programs and more….Services include: Bi Monthly Health Counseling & Blood Pressure Screening; Ask a Social Worker; Ask a Lawyer montly; Caregiver Educational Support Group; Audioligy Screening; AARP Driving ; VA Counselor by appointment; Volunteer Opportunities AT HOME IN DARIEN A nonprofit agency that helps Darien seniors live inde-pendently, comfortably and with dignity in their homes and the community as long as possible. The organization helps Darien residents, age 60-plus, and those who care about them. It provides free services, including transporta-tion; information, advice and agency referrals; referral to trustworthy and reliable vetted service providers, such as home and property maintenance professionals; volunteer services, including grocery shopping, home visits, driving and small chores; social, cultural and wellness programs and activities; and communication via the Out and About newsletter and monthly e-mails that highlight senior programs and services throughout town, health tips and ideas for living at home safely. For more information, call 203-655-2227 or visit www.athomeindarien.org. Executive Director • Gina Zarra Blum E-mail: gina@athomeindarien.org • 2 Renshaw RdTRANSPORTATION SERVICES• At Home In Darien provides free transportation for Darien seniors and the disabled to any destination in Darien, Norwalk, Stamford and New Canaan, Mon. through Fri., 9 a.m-4 p.m. Reservation required (24-hour advance notice), and voluntary contributions appreciated ($5 per round trip suggested). For service to other locations, or at other times, or when a person is needed to pick senior up from a Town of DarienDARIEN

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44DARIENmedical appointment, call to request a Friendly Volunteer Driver. Call 203-655-2227 or visit www.athomeindarien.org for more information.• Easy Access/Dispatch a Ride: run by Norwalk Transit District, serves disabled riders with curb-to-curb service within Darien, Greenwich, Norwalk and Stamford. • 203-299-5180 • Web site: www.norwalktransit.com TAX RELIEF PROGRAMSTown Assessor administers state programs under which taxes are reduced for eligible residents. Call for informa-tion and guidelines.Town Hall, Room 102 • 203-656-7310 Fax: 203-656-7380 Assessor • Anthony Homicki E-mail: ahomicki@darienct.govDARIEN LIBRARYConsistently ranked among top ten libraries in the country in its category.1441 Post Rd. • Darien, CT 06820 • 203-655-1234 Fax: 203-655-1547 • Web site: www.darienlibrary.org E-mail: askus@darienlibrary.orgLibrary Director • Alan Gray • 203-669-5224 E-mail: agray@darienlibrary.orgHours: Monday-Thursday 9 a.m. to 9 p.m. Children’s Library closes at 8 p.m. Mon.-Thurs. Friday 9 a.m. to 6 p.m. • Saturday 9 a.m. to 5 p.m. Sunday 1 p.m. to 5 p.m.Dial-A-Book: Free service for homebound residents. Staff deliver borrowed items to homes and return them to Library. • 203-655-2568Museum Passes: NYC and Connecticut are home to some of the greatest museums in the country. Renaissance masterpieces, visionary modern art, and celebrations of great historical figures are an easy train or car ride away. As part of our continuing dedication to enriching the lives of our patrons, Darien Library is pleased to provide a variety of museum passes that will engage, excite, and inform you in a cultural learning experience. Contact the Welcome Desk at 203-669-5239 for more information.PROBATE COURTTown Hall • 203-656-7342 Judge • William P. Osterndorf CALL 911 FOR ALL EMERGENCIES.POLICE DEPARTMENT25 Hecker Ave. • Darien, CT 06820 Non-emergencies: 203-662-5300Fax: 203-662-5344 • Web site: www.darienpolice.orgChief • Ray Osborne • 203-662-5311 E-mail: rosborne@darienct.govMedication Disposal: Citizens looking to dispose of unwanted, excess and expired prescriptions and over-the-counter medications can use the safe, anonymous and secure permanent drop off box located in the lobby of the Darien Police Department. Properly dis-posing unwanted drugs is everyone’s responsibility as a matter of public health and safety. The lobby of Darien Police Headquarters is open to the public, 24 hours a day, 7 days a week.FIRE DEPARTMENTSDarien has three volunteer fire departments, each covering a different section of town.Darien Fire Department (eastern part) 848 Post Rd. • Darien, CT 06820 Non-emergencies: 203-655-1216 Web site: www.darienfire.orgChief • Vic Pensiero E-mail: vicpen@att.netNoroton Fire Department (southern part) 1873 Boston Post Rd. • Darien, CT 06820 Non-emergencies: 203-655-0653 Web site: www.norotonfd.orgChief • John Hessmer Email: hawkeyehess@gmail.com Noroton Heights Fire Department (northern part) 209 Noroton Ave. • Darien, CT 06820 Non-emergencies: 203-655-1033Chief • Shaun Volin E-mail: svolin@norotonheightsfd.com Web site: www.nhfd.usDarien Fire Marshal’s office Town Hall, Room 117 • 203-656-7345 Fire Marshal • Robert J. Buch E-mail: bbuch@darienct.govEMERGENCY MEDICAL SERVICES (POST 53)Darien’s Emergency Medical Services provided by Post 53, Explorer Post open to both boys and girls. Unique, award-winning, all-volunteer organization of highly trained young people and adult advisors. Operates three fully equipped, state-of-the-art ambulances 24-7 year-round. The Town of Darien Paramedic Service is provided 24/7 by Stamford EMS.

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4560-64 89965-74 1,25275-84 76185+ 365Total 60+ 3,277Total population of Darien: 20,732Percentage 60 years of age or over: 16.8%Land area: 14.8 sq. mi.0 Ledge Rd. • Darien, CT 06820 Non-emergencies: 203-655-8980 E-mail: info@post53.orgOTHER IMPORTANT CONTACTSAnimal Control • 203-662-5345 Animal Control • Officer Chip Stahl E-mail: cstahl@darienct.govBuilding Dept. Town Hall Room 212 • 203-656-7347 Head Building Official • Peter E. Solheim E-mail: psolheim@darienct.govHarbor Master • Tom Bell • Cell: 203-253-9519 E-mail: darienharbor@darienct.govHealth Dept. Town Hall • Room 109 • 203 656-7320 Director of Health • David A. Knauf, MPH, MS, RS E-mail: dknauf@darienct.govParks and Recreation Office Town Hall • Room 110 • 203-656-7325 Director of Parks and Recreation • Pamela Gery, CPRP E-mail: parkrec@darienct.govPublic Works Department Town Hall • Room 208 • 203-656-7346 Director of Public Works • Edward L. Gentile Jr., P.E., E-mail: egentile@darienct.govRegistrars of Voters Town Hall • Room 106 • 203-656-7316 Democratic Registrar of Voters • Susan K. Gray 203-656-7319 • E-mail: sgray@darienct.gov Republican Registrar of Voters • John Visi 203-656-7301 • E-mail: jvisi@darienct.govTax Collector’s Office Darien Town Hall, Room 104 • 203- 656-7314 Tax Collector • Kathleen M. Larkins, CCMC E-mail: klarkins@darienct.govTown Clerk’s Office Town Hall • Room 101 • 203-656-7307 Town Clerk • Donna E. Rajczewski E-mail: drajczewski@darienct.govDARIEN’S POPULATION BY AGE(Source: Latest Decennial U.S. Census)First Selectman • Peter J. TeseiGreenwich Town Hall 101 Field Point Rd. • Greenwich, CT 06830 For information: 203-622-7710COMMISSION ON AGING BOARD Appointed to help meet needs of older residents by: iden-tifying and documenting needs; planning and coordinat-ing services to meet needs; providing education, informa-tion and referral about elder issues; advocating for elder issues at local, state, national levels. 299 Greenwich Ave. (Senior Center) 203-862-6710 • Greenwich, CT 06830 Fax: 203-862-6701 • Hours: 8 a.m.-4 p.m. Director • Lori Ann Contadino • 203-862-6711 Customer Service Representative • Maria Higble 203-862-6710Programs include: Directory of Aging and Disability Services for Greenwich, comprehensive directory of local and regional programs available to Greenwich seniors. Published by Commission and available at its office or online. Other important Greenwich-specific reports and resource directories also available on senior transporta-tion, housing, legal access and respite care.• Share-the-Fare Taxi Program. Reduced fare taxi vouch-ers are available for purchase at Commission on Aging office, Mon.-Fri., 9 a.m.-3 p.m. Individuals must be 62 years of age or older and a resident of Greenwich. Vouchers can be used for transportation within the town. To arrange a ride, call Greenwich Taxi at 203-869-6000. • Health Insurance Counseling Program makes volunteers available on free, confidential basis for indi-vidual counseling on Medicare, Medicare D, supplemental insurance and the Medicare Savings program,DEPARTMENT OF HUMAN SERVICESDepartment’s mission is to enhance the quality of life of Greenwich residents through support in meeting basic human needs and promoting services that foster self- sufficiency and economic independence. We connect residents to the essential resources of the community. These resources provide the support such as food, shel-ter, educational and employment opportunities, personal safety and access to health care services. The available services are diverse and support all ages. Our services are provided by a dedicated professional staff and a network of community partners. We also have bi-lingual staff available to assist.Town of Greenwich

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46Town Hall, 3rd Floor • 203-622-3800 • Fax: 203-622-7762 Office Hours: Mon.-Fri., 8:30 a.m.-5 p.m. After hours by appointment Mon.-Fri. 5 p.m.-7 p.m.Commissioner • Alan D. Barry, Ph.D.Director of Admissions/Programs Monica Bruning, LCSW • 203-622-7793Director of Case Management George O’Loughlin, LCSW • 203-622-3802Homecare and Transportation Supervisor Marcia Parkin Lawrence • 203-622-3801• Admission and Applications services include: Assessment and referral (including home visits if needed) • Assistance with applications for benefit and entitlement programs, such as Social Security, SSI, Medicare, Medicaid, Energy Assistance, Renter’s Rebate, Veteran’s Benefits. • Guidance and evaluation for hous¬ing, including eviction concerns. • Holiday Aid • Senior camp • English as a Second Language classes • Salvation Army Assistance• Case Management Services include: Assistance with employment and training • In-home assessments for Department’s Homecare Service. • Protective services for those over the age of 60 who may be experiencing finan¬cial exploitation, abuse, neglect by others or self-neglect. • Guidance through the petition process of Probate Court for those who may need a conservator. • Assistance with finding legal services. • Temporary (Emergency) Financial Assistance. • Homecare Service and Client Transportation assists elder-ly and disabled who have difficulty with everyday activities or need help during times of illness or disability. Homecare staff are available to assist with light housekeeping, laundry, meal preparation, dressing assistance and assistance with bathing. Client Transportation includes door-to-door trans-portation to medical and legal appointments, Neighbor to Neighbor food delivery, benefit application appointments and language class attendance.DEPARTMENT OF HEALTHUnder aegis of Board of Health, Department is dedicated to protecting, promoting and improving the health of Greenwich residents through programs that help prevent disease, illness, disability and premature death. Public health services create a healthy and safe environment so that all may obtain a healthier lifestyle.Town Hall, 3rd Floor • 203-622-6488 Fax: 203-622-7770 • Office Hours: 8:00 a.m.-4:00 p.m.Director of Health • Caroline Calderone Baisley, MPH, RSDivision of Family Health Director Deborah C. Travers, MSN, APRN, FNP-BC • 203-622-3782The programs and services of the Family Health Division are provided to enable individuals to achieve and maintain optimum physical, emotional and social health. All pro-gram areas include: preventive health care sessions; early identification of health problems through screenings and surveillance; health maintenance; health education; home visits; consultation and communication with medical and social service providers.Senior Home Health Maintenance Program Contact • 203-622-7859Program provides nursing care and case coordination to homebound frail and/or senior residents with chronic illness who strive to remain independent in their homes. Public health nurses provide health monitoring—such as hypertension screening, preventive care (particularly adult immunization), and anticipatory guidance through weekly clinics at Town Hall and the Senior Center and monthly clinics at six other locations in the community. Flu and pneumonia clinics are held annually in October; call 203-622-3774 or 203-622-6495 for information on these clinics.Town Hall Hypertension Screening and (Adult) Immunization Clinics • Offer recommended vaccines for adults, such as Shingles, Pneumonia and TDAP vaccines. Mon., Wed., Fri., 2:30 p.m.-3:30 p.m. No appointment necessary. Call 203-622-6495.SENIOR CENTER Operates as a division of the Commission on Aging. Free to Greenwich residents 62+. 299 Greenwich Ave. • Greenwich, CT 06830 203-862-6700 • Hours: Mon.-Fri., 9 a.m.-4 p.m. Administrator • Laurette Helmrich • 203-862-6720 Program Specialist • Lynn Mason • 203-862-6721Senior programs and services include: daily continental breakfast and full hot luncheon, including lunches “to go”; health forums; wellness lectures; crossword puzzles and word games; Silvertones traveling chorus; profession-ally led discussions; Italian classes; painting classes with instructor; day excursions; fitness classes—pilates, t’ai chi, chair/floor yoga, zumba gold, year-round water aerobics, Feldenkreis-style movements, more—facilitated by creden-tialed instructors. Also on premises: Computer Center; Utilize Senior Energy (USE); public health nurse; offices of the Commission on Aging. Fees apply only to: meals; day trips; special events; annual parking pass. Free daily TAG bus transportation available. Lantern newsletter available at the Senior Center, Town Hall and Greenwich libraries. GREENWICH

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47GREENWICHSUPPORTIVE SERVICES FOR FAMILIES AND CAREGIVERSCommission on Aging’s Directory of Aging & Disability Services contains information on number of public and private agencies and facilities in the Greenwich area providing for-free or for-fee alternative care for patients in need of temporary substitute care to allow family members respite-short times away-from their caregiving duties. Direct services include health insurance counseling and Share the Fare Taxi program.TRANSPORTATION SERVICES• Call-A-Ride of Greenwich 203-661-6633 • Hours: Mon.-Fri. 9 a.m.-3 p.m.Free door-to-door service for those 60 and older, who are ambulatory, to anywhere in Greenwich. Reservations necessary—as far in advance as possible.• Share-the-Fare Taxi Program See Commission on Aging entry for information on this program. • TAG (Transportation Association of Greenwich)13 Riverside Ave. • Riverside, CT 06878 • 203-637-4345 • E-mail info@ridetag.orgHours: Mon.-Sat., 10 a.m.-5 p.m.; Sat., 8:30 a.m.-6 p.m.Transportation provided for eligible elderly or disabled to programs, hospitals, medical appointments and rec-reational activities in Greenwich, Stamford and Norwalk. Fee charged.TAX RELIEF PROGRAMSTown Assessor receives applications between February 1 and May 15 for tax relief for certain property owners over 65 under Elderly Homeowners’ Tax Relief Act (State program) and Elderly Property Tax Relief (Town pro-gram). Assistance offered to new applicants.Town Hall, 1st Floor • 203-622-7885 Fax: 203-618-7655 • Hours: 8:00 a.m.-4:00 p.m.Assessor • Lauren ElliottDepartment of Social Services receives applications for Renter’s Rebate Program under State’s Elderly Renters’ Tax Relief Act. Applicants can make appointment to receive information and assistance in applying.GREENWICH LIBRARY SYSTEMThe Town of Greenwich has four public library facilities—The Main Library in Central Greenwich which is the prima-ry library for the entire Town, as well as two branch librar-ies servicing the communities of Byram and Cos Cob. In addition, there is the independent Perrot Memorial Library in Old Greenwich. Greenwich Library’s bookmobile ser-vices the Town’s senior centers and other sites. Its online library allows access for cardholders to eBooks, eAudiobooks, movies, and music from home.Library System Director • Barbara Ormerod-Glynn Deputy Director • Joseph A. WilliamsMain Greenwich Library 101 W. Putnam Ave. • 203-622-7900 www.greenwichlibrary.org Hours: Mon.-Fri., 9 a.m.-9 p.m.; Sat., 9 a.m.-5 p.m.; Sun., 1 p.m.-5 p.m.Byram Shubert Library 21 Mead Ave., Greenwich, CT 06830 • 203-531-0426 Hours: Mon., Wed., Fri., and Sat.: 9 a.m.-5 p.m.; Tues: 10 a.m. to 6 p.m.; Thurs: 12 p.m.-8 p.m.; Sun: ClosedCos Cob Library 5 Sinawoy Road, Greenwich, CT 06807 • 203-622-6585 Hours: Mon., 12 p.m.-8 p.m., Tues.-Sat., 9 a.m. -5 p.m., Sun. ClosedPerrot Memorial Library 90 Sounds Beach Avenue, Old Greenwich, CT 06870 203-637-1066 • Hours: Mon., Wed., Fri. 9 a.m.-6 p.m., Tues., Thurs., 9 a.m.-8 p.m., Sat., 9 a.m.-5 p.m., Sun., 1 p.m.-5 p.m. (during the school year)PROBATE COURT Town Hall, First Floor • 203-622-7879Fax: 203-622-6451 • Hours: Sept.-June, Mon.-Fri., 8 a.m.-4 p.m.; July/Aug., Mon.-Thurs., 8 a.m.-4 p.m., Fri., 8 a.m.-12 p.m. Judge • David W. HopperCALL 911 FOR ALL EMERGENCIES.POLICE DEPARTMENTHeadquarters: 11 Bruce Place, Greenwich, CT 06830 Main number: 203-622-8000 • Fax: 203-618-8866Chief • Jim Heavey • 203-622-8010General services/records • Hours: 8:30 a.m.- 4:15 p.m.FIRE DEPARTMENT15 Havemeyer Place • Greenwich, CT 06830 Main: 203-622-3950 • Fax: 203-622-8062 Office Hours: 8 a.m.-4:00 p.m.Chief • Peter SiecienskiThe Greenwich Fire Department consists of 106-uni-formed career and approximately 85 volunteer firefight-ers who work together to accomplish their mission. The department responds to over 4,200 emergency calls annually, the men and women of the GFD are trained and equipped to handle a wide range of threats.

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48 GREENWICH EMERGENCY MEDICAL SERVICE, INC. (GEMS)GEMS is an independent not-for-profit organization providing emergency medical services 24/7 by highly trained teams utilizing emergency response vehicles (including three ambulances) based at four strategi-cally located stations. GEMS raises about half of its own financing. The File of Life program was designed to help GEMS quickly obtain your medical and contact information in the event of an emergency. It consists of a refrigerator magnet labeled File of Life, with an attached red plastic pocket holding a card on which residents can record vital information about medical conditions, medications, and emergency contact names and phone numbers. Stick it on the outside of your refrigerator door. It could help save your life or the life of a loved one. You can request a File of Life by mail or download a copy from our Web site. www.greenwichems.orgExecutive Director • Tracy Schietinger Main Business Office: 1111 E. Putnam Ave. Riverside, CT 06878 Non-emergencies: 203-637-7505 • Fax: 203-637-1762OTHER IMPORTANT CONTACTSAnimal Control • 203-622-8299Health Dept. • 203-622-6488, 203-622-7836Parks & Recreation Dept. • 203-622-7814Public Works • 203-622-7740Registrars of Voters • 203-622-7890 and 203-622-7889Tax Collector • 203-622-7891Town Clerk • 203-622-7897GREENWICH’S POPULATION BY AGE(Source: Latest Decennial U.S. Census)60-64 3,46865-74 4,96775-84 3,35985+ 1,732Total 60+ 13,526Total population of Greenwich: 61,171Percentage 60 years of age or over: 22.2%Land area: 47.8 sq. mi.NEW CANAANFirst Selectman • Kevin Moynihan kevin.moynihan@newcanaanct.govNew Canaan Town Hall 77 Main St. • New Canaan, CT 06840 • 203-594-3000Administrative Officer • Tom Stadler • 203-594-3002 E-mail: Tom.Stadler@newcanaanct.gov Executive Assistant • Pam Flynn, E-mail: Pam.Flynn@newcanaanct.gov HEALTH AND HUMAN SERVICES COMMISSIONCombination of Commission on Aging, Youth Commission, Board of Human Services. Develops and coordinates information concerning needs of all age groups, analyzes services for them, makes recommendations for new or revised programs. Also provides oversight for New Canaan Public Health.Chairman • Judy DunnContact Commission by e-mail at: Carol.Mcdonald@newcanaanct.govDEPARTMENT OF HUMAN SERVICESThe mission of Health & Human Services is to direct and coordinate critical community needs and programs for health, food, shelter, and general wellbeing for the Town’s citizens. Vine Cottage, 61 Main St. • New Canaan, CT 06840 203-594-3076 • Fax: 203-594-3132 Hours: Mon.-Fri., 8:30 a.m.-4:30 p.m.Director of Health & Human Services Carol McDonald, R.N. • 203-594-3079 E-mail: Carol.McDonald@newcanaanct.gov Assistant Director of Health & Human Services Bethany Zaro, RN, MPH • 203-594-3093 E-mail: Bethany.Zaro@newcanaanct.gov Program Assistant • Enza Albano • 203-594-3076 E-mail: Enza.Albano@newcanaanct.gov Youth and Family Services Coordinator • Jacqueline D’Louhy, LCSW • 203-594-3081 E-mail: Jacqueline.DLouhy@newcanaanct.gov Community Nurse • Robin Boccuzzi, R.N. • 203-594-3083 E-mail Robin.boccuzzi@newcanaanct.gov Programs include: Insurance assistance with Husky, Medicare, Medicaid and supplemental policies; visits to homebound seniors; more.Among helping agencies, organizations and institutions that Department refers residents to is:Town of New Canaan

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49WAVENY LIFECARE NETWORK3 Farm Rd. • New Canaan, CT 06840 • 203-594-5200Conveniently located in New Canaan, Waveny LifeCare Network provides a compassionate continuum of world-class care to serve the changing needs of seniors from all areas. Committed to the community for over 40 years as a trusted nonprofit, Waveny has sought to provide the highest quality of person-centered care since 1975. Waveny proudly offers an array of eldercare choices rang-ing from residential options and outpatient programs to community-based services to meet the growing needs and changing preferences of older adults and their fami-lies. Like a river, Waveny’s continuum of care flows fluidly within a single organization, without any expensive buy-in fees or long-term commitments.LAPHAM COMMUNITY CENTER/ SENIOR CENTER OF NEW CANAAN, INC.Lapham Community Center in beautiful Waveny Park offers variety of programs and services to adult residents of New Canaan and is home of the Senior Center. Waveny Park • New Canaan, CT 06840 • 203-594-3620 Mailing Address: P.O. Box 83 • New Canaan, CT 06840Web site: www.laphamcenter.orgE-Mail: laphamcenter@newcanaanct.govDirector • Lyn Bond E-mail: director@laphamcenter.org Program Manager • Aggie Aspinwall Hours: Mon. to Thurs. 8:30 a.m. -4:30 p.m., Fri. 8:30 a.m.-4:00 p.m.Lapham Center has large community room, computer center, teaching kitchen, game room and classrooms that enable Center staff to offer over 100 classes and pro-grams each season.Programs include: Lunch, Tues., at noon; reservation and $5 fee required. • Blood Pressure Clinic, Thurs., 10:30 a.m.-11:30 a.m. • Crafts, Tues., 9:30 a.m.-noon. • Knitting, Thurs., 10 a.m.-noon. • Day trips organized to nearby plac-es of interest 4-6 times a year. • Three Book Groups meet monthly. • Frequent lectures on health, financial, and legal issues. • Free Medicare and supplemental plans insurance counseling. • Free tax counseling • Adult Education classes in art, exercise, history, cooking, languages, music, games, technology, writing, and more; fees charged for some pro-grams; others free. • Volunteer Opportunities, active and varied program.NEW CANAANSTAYING PUT IN NEW CANAANStaying Put in New Canaan, Inc., is a membership-based, volunteer-supported nonprofit organization dedicated to helping seniors live safely in their homes and actively engaged in the community as they age. With the help of dozens of volunteers, Staying Put provides the following for its members: friendly calls or visits; handyman assis-tance; health consultations; help with errands; referrals to vetted vendors; transportation to medical appointments and social events; tech support. Members are invited to attend some 80 programs each year, including cultural outings, educational programs on issues associated with aging, social events. Staying Put is open to seniors 65+ residing in New Canaan. Annual membership dues are $400 for individuals and $525 for households. Scholarships are available for those with financial limitations. PO Box 484 • 58 Pine St. • New Canaan, CT 06840 www.stayingputnc.orgExecutive Director • Barbara Achenbaum 203-966-7762 • director@stayingputnc.orgSUPPORTIVE SERVICES FOR FAMILIES AND CAREGIVERSDepartment of Human Services can make referrals to number of respite programs and other such services at Waveny Care Center and other agencies, organizations and institutions in New Canaan area.TRANSPORTATION SERVICESNew Canaan’s only public transportation. Door-to-Door rides for New Canaan residents, seniors & others unable to drive to destination within New Canaan, Seven Vans, some built to carry wheelchair bound pas-sengers. Service is available Mon.-Fri., 9 a.m. to 4 p.m. 203-972-7433Norwalk Transit District’s Town-to-Town, regional door-to-door transportation service—only for people who wish to travel between towns in southwestern Connecticut. Fee is $4 for one-way trip across one town line. • 203-299-5180TAX RELIEF PROGRAMSApplications for Renters/Homeowners tax rebates available at Assessor’s Office. Department of Human Services can provide help with filling out application.237 Elm St., 2nd. Fl. • 203-594-3005 • Fax: 203-594-3130 Assessor • Sebastian Caldarella E-mail: Sebastian.Caldarella@newcanaanct.gov

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50LIBRARY151 Main St. • New Canaan, CT 06840 Main tel.: 203-594-5000 • Fax: 866-245-6033 Web site: www.newcanaanlibrary.org Library Director • Lisa Oldham E-Mail: loldham@newcanaanlibrary.orgPROBATE COURTDarien Town Hall 2 Renshaw Rd., Darien, CT 06820 • 203-656-7342 Fax: 203-656-0774 • Judge • William P. OsterndorfCALL 911 FOR ALL EMERGENCIES.POLICE DEPARTMENT174 South Ave. • New Canaan, CT • 06840 Non-emergencies: 203-594-3500 • Fax: 203-594-3553 Chief • Leon KrolikowskiTRIAD: Special program of Department to bring together senior citizens, law enforcement, business people and other interested parties and conduct crime prevention activities, educate about personal safety issues, address crime trends that target seniors, and learn and act on concerns, needs, problems of seniors. TRIAD developed from program started in 1988 by AARP and National Sheriffs Association and is operated in New Canaan by S.A.L.T. Council (Seniors and Law Enforcement Working Together). For information or to volunteer, contact: Officer Roy Adams.Medication Disposal Program is available to residents at all times. There is a drop box located in the Police Station lobby for household disposal of any unwanted prescription or over-the-counter medications, including pet medications. FIRE DEPARTMENT Dept. has long history as New Canaan Fire Company No. 1. Has career firefighters and volunteers. 60 Main St. • New Canaan, CT 06840 Non-emergencies: 203-594-3140 Chief • John M. HennesseyEMERGENCY MEDICAL SERVICES (EMS)Emergency Medical Services Commission formulates policy and guidelines and exercises oversight over New Canaan Volunteer Ambulance Corps (NCVAC). Trained volunteers of NCVAC supported by professional paramedic on duty at all times to provide emergency medical care and transportation. All 911 calls go to the Police Department, which dispatches Fire Department and/or NCVAC as appropriate. Police are also dispatched on all calls. Emergency Medical Services Commission Chairperson • Larry Kessler E-mail: EMS.Commission@newcanaanct.gov Commission meets 3rd Tues. of month at Police Department Training Room, 7:30 p.m.New Canaan Volunteer Ambulance Corps NCVAC 182 South Ave. (next to Police Headquarters) New Canaan, CT 06480 • 203-594-3535 www.newcanaanems.org President • Alison BedulaOTHER IMPORTANT CONTACTSAnimal Control Officer • Allyson Halm • 203 594 3510. E-mail: animalcontrol@newcanaanct.govHealth Dept. • Medical Director • David M. Reed, MD, MPH 203-594-3018 • E-mail: dreedmd@gmail.comHighway Superintendent • Mose Saccary • 203-594-3709 E-mail: Mose.Saccary@newcanaanct.gov Superintendent of Parks • John Howe • 203-594-3100 E-mail: John.Howe@newcanaanct.gov Registrar of Voters • Main number 203-594-3060 Joan McLaughlin (R) • 203-594-3096 Debra Lyon (R) Deputy Registrar E-mail: Joan.McLaughlin@newcanaanct.gov George F. Cody (D) • 203-594-3095 E-mail: George.Cody@newcanaanct.gov John Amarilios • 203-594-3094 E-mail: John.Amarilios@newcanaanct.govTown Clerk • Claudia A. Weber, CMC • Town Clerk & Registrar of Vital Statistics • 203-594-3070 E-mail: Claudia.Weber@newcanaanct.govNEW CANAAN’S POPULATION BY AGE(Source: Latest Decennial U.S. Census)60-64 1,12665-74 1,38775-84 97385+ 427Total 60+ 3,913Total population of New Canaan: 19,738Percentage 60 years of age or over: 19.7%Land area: 22.5 sq. mi.NEW CANAAN

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51Mayor • Harry W. Rilling 203-854-7701 • E-mail: hrilling@norwalkct.orgCity Hall 125 East Ave. • Norwalk, CT 06851-5125 Main no.: 203-854-3200 • Web site: www.norwalkct.org Hours: 8:00 a.m.-5:00 p.m. SENIOR SERVICES COORDINATING COUNCIL/THE SENIOR UMBRELLA11 Allen Rd., Room 8 • Norwalk, CT 06851 203-847-2830 • Fax: 203-849-1285 • Hours: 9 a.m.-4 p.m. E-mail: seniorumbrella@sbcglobal.netMunicipal Agent for the Elderly (City of Norwalk) and Case Managers provide seniors and their families with: information about appropriate services and programs; application assistance for services and programs, including medical insurance counseling; advocacy for seniors having difficulty getting the help that they need. The Council works closely with many public and private agencies, and Case Managers make home visits when needed. NORWALK SENIOR CENTER, INC.Nonprofit organization, operating in two locations, with the mission of “empowering adults 55+ for personal indepen-dence, healthy aging, social connection and lifetime learn-ing.” Annual $25 membership fee. Center provides trans-portation to its locations. Detailed information available: Web site: www.norwalkseniorcenter.orgNORWALK SENIOR CENTER 11 Allen Rd. • Norwalk, CT 06851 • 203-847-3115 Fax: 203-849-1285 • Hours: Mon.-Fri., 8:00 a.m.-4:30 p.m.Executive Director • Beatrix Winter 203-847-3115, ext. 103 • E-mail: bwinter@norwalksc.org Program Coordinator • Jane Wenk 203-847-3115, ext. 108 • E-mail: jwenk@norwalksc.org Outreach Director • Eva Beau 203-847-3115, ext. 112 • E-mail: ebeau@norwalksc.org Transportation Manager • Remy Exantus 203-847-3115, ext. 107 • E-mail: rexantus@norwalksc.orgActivity Programs include: Senior Cafe lunch, $3-$5 con-tribution requested—reservations must be made at least 24 hours in advance; bingo, Thurs., 12:45 p.m. Thursday nights, Bingo at 6:30 PM at 11 Allen Road—attendees are eligible for cash prizes. Players must be at least 12 years of age. $1.00 entry fee and a minimum purchase of 2 all night games required. Food & soft drinks are available for purchase.; bocce, Wed.,10 a.m. (weather permitting); bil-liards, card and tile games, variety of regularly scheduled games—call for information; Tech Learning Center; a vari-ety of exercise programs ranging from aerobics to Zumba, to fit a multitude of fitness levels; Health & Wellness presentations on medical issues by Norwalk Hospital and area physicians; also: individual health screenings; blood pressure monitoring; nutritional counseling.Homebound and Community Outreach Programs hosted by Center include: • Meals on Wheels: Not-for-profit program in which meals are delivered at low cost to homes of residents unable to shop and/or prepare meals because of injury, illness or disability. For info, call Eva Beau at 203-847-3115, ext 112, or e-mail at ebeau@norwalksc.org • Medicare Counseling: Trained counselors will meet one-on-one with those on Medicare and guide them through maze of issues involved. • Individual and Group Counseling: Around Issues of Bereavement, Stress Management, and Family Conflicts.• Senior Housing Assistance Fund: Interest-free loans available to eligible seniors to help secure safe, afford-able housing in Norwalk. • Caregiver’s Resource Center: Senior Center joins with Southwestern Connecticut Agency on Aging to provide information, counseling and referrals to those caring for older loved ones or for grandparents who are raising grandchildren.NORWALK SENIOR CENTER SOUTH Center features multicultural, bilingual programming. 92 Cedar St. • Norwalk, CT 06854 • 203-299-1500 Fax: 203-299-0441 • Hours: Mon.-Fri., 9 a.m.-2 p.m.Social Service Coordinator • Maureen Eustache E-mail: nscs92@sbcglobal.netProgram Coordinator • Giovan Ramirez E-mail: nscs-nsc@snet.netPrograms and services include: lunch (offsite); health programs and screenings; counseling services; support groups; help in filing for financial assistance and hous-ing programs; document translation; special trips, parties, luncheons; citizenship preparation classes; English as a Second Language; armchair aerobics exercise; sewing classes; pokeno; penny bingo and dominoes; computer classes; Spanish classes for beginners; crafts; shopping trips; line dancing; blood pressure clinics; Tai Chi and Zumba.NORWALKCity of Norwalk

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52TRANSPORTATION SERVICESSenior Center Transportation:Norwalk Senior Center provides door-to-door transporta-tion for members to and from Center (11 Allen Rd.) and Norwalk Senior Center South (92 Cedar St.) in wheelchair-accessible vehicles for those who cannot transport themselves. Modest fee of $5 per month charged. Reservations required. Morning Pickup Routes: 8:30 a.m. & 10 a.m. Afternoon Trips Home: Mon. & Wed.,12:30 p.m., 3 p.m. Weekly Shopping Trips: from Center and Center South, Mon. & Wed., 1:00-3:30 p.m.Senior Center Transportation Manager: Remy Exantus • 203-847-3115, Ext. 107 E-mail: rexantus@norwalksc.orgTAX RELIEF PROGRAMS Office of the Assessor manages tax exemption/credits/deferral programs. Department’s “goal is to help taxpay-ers to remain in their homes and in Norwalk.” City Hall, Room 106 • 203-854-7888 Fax: 203-854-7986 • Hours: 8:30 a.m.-5 p.m. Assessor • Michael Stewart, CCMAII • 203-854-7852 E-mail: mstewart@norwalkct.orgTax relief programs include:• State and City Elderly (“Circuit Breaker”) Credits • Veteran’s Exemption • Disability Exemption • Blind Person Exemption • Given Year Tax Deferral NORWALK LIBRARIESNorwalk has four libraries open to the general public. Norwalk Public Library and South Norwalk Branch Public Library are City institutions. East Norwalk Library is project of civic group, East Norwalk Improvement Association, and housed in Community Center. Rowayton Library is an independent library. For information on Norwalk libraries, access: Web site: www.norwalklib.orgNORWALK PUBLIC LIBRARY1 Belden Ave. • Norwalk, CT 06850 • 203-899-2780 Hours: Mon., Wed., Thurs., 9 a.m.-8:30 p.m. Tues., Fri., Sat., 9 a.m.-5:30 p.m. • Sun. 1 p.m.-5 p.m.Library Director • Christine Bradley 203-899-2780, ext. 15126 E-mail: cbradley@norwalkpl.orgSOUTH NORWALK BRANCH LIBRARY10 Washington St. • Norwalk, CT 06854 • 203-899-2790 Hours: Mon., Wed., Thurs., Fri., Sat., 9 .a.m.-5:30 p.m. Tue., 12 p.m.- 8:30 p.m., • Sun. 1. p.m.- 5 p.m.Assistant Director of Library System • Sherelle Harris 203-899-2780, ext. 15123 E-mail: sharris@norwalkpubliclibrary.orgEAST NORWALK LIBRARY 51 Van Zant St. • East Norwalk, CT 06855 203-838-0408, ext. 100 E-mail: infor@eastnorwalklibrarty.org Web site: www.eastnorwalklibrary.org Hours: Mon.-Fri., 12:30 p.m.-5:30 p.m.; Sat., 9:30 a.m.-5:30 p.mLibrarian • Maureen Tovish E-mail: maureen@eastnorwalklibrary.orgROWAYTON LIBRARY33 Highland Ave. • Rowayton, CT 06853 203-838-5038 • Web site: www.Rowayton.orgLibrary Director • Melissa Yurechko E-mail: myurechko@rowayton.orgPROBATE COURTCity Hall, Room 232 • 203-854-7737 Fax: 203-854-7825Mailing Address: P.O. Box 2009 Norwalk, CT 06852-2009Judge • Anthony J. DePanfilis Email: adepanfilis@ctprobate.govCALL 911 FOR ALL EMERGENCIES.POLICE DEPARTMENTDepartment emphasizes “citizen input . . . to help us to improve and achieve our goals.”The department conducts numerous events through out the year to help seniors avoid becoming victims of crime. Programs that the department offers include Project Lifesaver, Yellow Dot and Life Pack. Anyone with any questions about these programs can contact Sgt. Gulino at 203-854-3197 for additional information.One Monroe St. • Norwalk, CT 06854 Non-emergencies: 203-854-3000 Web site: www.norwalkpd.comChief • Thomas E. Kulhawik E-mail: policehqunit@norwalkct.orgNORWALK

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53FIRE DEPARTMENT/EMERGENCY MEDICAL SERVICES (EMS)Department responsible for responding to residents’ calls and emergencies involving fire, medical services, hazardous materials, rescues and vehicle extractions.Headquarters (Station 2) 121 Connecticut Ave., Norwalk, CT 06854 203-854-0200 • Fax: 203-866-7768 Web site: www.norwalkfd.comChief • Gino Gatto 203-854-0233 • E-mail: ggatto@norwalkct.orgFire Stations:• Station 1, 90 New Canaan Ave. Non-emergencies: 203-854-0201• Station 2 (Headquarters), 121 Connecticut Ave. Non-emergencies: 203-854-0200• Station 3, 56 Van Zant St. Non-emergencies: 203-854-0203• Station 4, 180 Westport Ave. Non-emergencies: 203-854-0204• Station 5, 23 Meadow St. Non-emergencies: 203-854-0205OTHER IMPORTANT PHONE NUMBERSAnimal Control • 203-854-3240 13 S. Smith StreetCity Clerk • 203-854-7701Norwalk Motor Vehicle Dept. • 800-842-8222Public Works • 203-854-3200 (customer service)Registrars of Voters • 203-854-7996Tax Collector • 203-854-7731Town Clerk • Richard McQuaid • 203-854-7747E-mail: rmcquaid@norwalkct.orgNORWALK’S POPULATION BY AGE(Source: Latest Decennial U.S. Census)60-64 4,55365-74 5,75575-84 3,66285+ 1,536Total 60+ 15,506Total population of Norwalk: 85,603Percentage 60 years of age or over: 18.1%Land area: 22.8 sq. mi.STAMFORDMayor • David R. Martin E-mail: mayorsoffice@stamfordct.govGovernment Center 888 Washington Blvd. • Stamford, CT 06901 Mayor’s Office: 203-977-4150 Citizen Services Center: 203-977-4140 City Web site: www.stamfordct.govDEPARTMENT OF SOCIAL SERVICESDirector • Ellen E. Bromley • 203-977-4112Government Center Front Desk, 8th Floor • 203-977-5652 Social Services, 9th Floor • 203-977-4050 Hours: Mon.-Fri., 8 a.m.-4 p.m.Municipal Agent for the Elderly • 203-977-4747 9th Floor of Government CenterMunicipal Agent for the Elderly assists city residents aged 60+ by providing information and referrals to local, state and federal services and benefit programs. The Agent also can help seniors fill out applications for benefits or hous-ing. Appointments are preferred. Appointments may be with individuals, family members or caregivers and can be scheduled as either office or home visits.Programs and services include:• Senior Health Program provides free health screening, education, counseling and referrals for low-income and minority older adults aged 60+. The program’s goal is to increase healthy outcomes for seniors through prevention, education and access to health care. Services are pro-vided at various senior housing sites, senior centers and churches. For more information, contact Rochak Prudhan, R.N., at 203-977-4390 or rpradhan@stamfordct.gov.• MedAssist Choices is free service with trained counsel-ors. Mission is to help residents understand how they can best handle health care choices. Counselors help residents file forms and collect benefits to which they are entitled. Information provided on Medicare supplemental insurance, HMOs, etc.Government Center, 9th Floor • 203-977-5297 Hours: By appointment only.City of Stamford

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54STAMFORD SENIOR CENTER, INC.The Stamford Senior Center is a 501(c)(3) Non profit, non sectarian organization established in 1996 to help serve the needs of Stamford’s older adult population.Our Mission is to provide affordable opportunities for older adults in the greater Stamford area to be active and healthy in mind and body and remain connected to their community in a welcoming, safe and diverse environ-ment.Government Center, 2nd Floor • 203-977-5151 Fax: 203-977-5152 • Web Site: www.stamfordseniorct.org Program Hours: Mon.-Fri., 9 a.m.-5 p.m.Executive Director • Christina K. Crain, MSW E-mail: ccrain@stamfordct.govAssistant to Director • Gina Compolattaro E-mail: gcompolattaro@stamfordct.gov Hispanic Program Coordinator • Lili Winsor E-mail: lwinsor@stamfordct.govProgram Assistant • Esther BrambleExecutive Director Receptionist • Ada Caro E-mail: acaro@stamfordct.govPrograms and services include: Art classes, Community Café Program, exercise classes, language classes, Hispanic Senior Club, Technology classes and news trips.SILVERSOURCE, INCA leading resource for older adults, SilverSource provides supportive services and direct assistance to those in need to ensure the safety, health and quality of life of older residents. SilverSource is a 501(c)(3) nonprofit organiza-tion founded in 1908. All services are provided free of charge. SilverSource helps the over-60 population and their families navigate emergency situations, manage immedi-ate, short-term issues and plan for long-term transitions. A team of experienced social workers meets the needs of older adults in a spirit of dignity and respect. Programs and Services: Case Management and Outreach for Benefits Eligibility, Emergency Financial Assistance, Housing, Energy Assistance, Nutrition, and Medical Care, including prescription, vision, dental and hearing needs; Ride to Wellness Medical Transportation; Consultation, counseling and referrals for older adults and their fami-lies seeking help or advice regarding a loved one; Aging Information Resource Center; Volunteer Program; Friendly Visitor/Friendly Shopper programs. 2009 Summer Street • Stamford, CT 06905 203-324-6584 • E-mail: questions@silversource.org Web site: www.silversource.org Hours: Mon.-Fri. 9am - 5pmSee website for holiday or weather-related closings.Please call us regarding Volunteer Opportunities.Executive Director • Kathleen Bordelon SilverSource Ride to Wellness Medical Transportation The Ride to Wellness transportation program is avail-able for over-60 Stamford residents in need of affordable transportation to and from a doctor or a medical profes-sional’s office in Stamford. Now serving both ambulatory clients and wheelchair-users. Small, voluntary contribu-tions are appreciated to support the service. Hours: Mon.-Fri., 9am - 2pm, except holidays. For an appointment, please call 203-324-6584.SUPPORTIVE SERVICES FOR FAMILIES AND CAREGIVERSMunicipal Agent for the Elderly has information on sup-port groups, respite programs, more. 203-977-4050 Groups and programs covered include:• Access Ambulance Company of Stamford Emergency Medical Services, which has Family and Friends CPR Program. Call 203-637-2351 for information.• Stamford Health System, which has Spousal Support Group meeting semimonthly for spouses of persons with Alzheimer’s or other dementia. Moderated by clinical psychologist. No fee.26 Palmers Hill Rd. • Stamford, CT 06902 203-967-6139 TRANSPORTATION SERVICES• Access Ambulance Company, Inc. Cooperative effort between Greenwich EMS and Stamford EMS to provide some non-emergency medical transportation by ambu-lance or Invalid Coach. Hours: 24/7 by appointment. Call 203-637-2351 for information.• Dispatch-a-Ride/Easy Access/Town-to-Town. Services that provide transportation for disabled persons meet-ing eligibility requirements to various points in Stamford/Norwalk area • 203-299-5180• Share the Fare. All Stamford elderly and disabled individuals are eligible for the Share the Fare Program, which is a reduced fare taxi voucher program. Taxi vouchers are sold in books of 10 each and are valued at $50, but sold for $25. Taxicab companies that accept the vouchers are listed on the back of the vouchers. Four books valuing $100 may be purchased in one month. Those who wish to purchase must bring photo identifi-cation with a Stamford address listed. Vouchers are sold in the Cashiering and Permitting Office located in the lobby of the Government Center, 888 Washington Blvd., Stamford, CT 06901. This office is open Mon.-Fri., 8 a.m.-4:30 p.m., except in the summer, when it is open 8 a.m.-4 p.m. Cash or checks are the only acceptable STAMFORD

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55STAMFORDforms of payment. For more information, please call 203-977-4050.• Ride to Wellness. SilverSource, Inc. drives ambulatory, over-60 Stamford residents, in need of affordable trans-portation, to and from doctor or medical professional’s office. Voluntary contributions appreciated to support the service. Hours: Monday-Friday 9a.m.-3p.m., except holi-days. Call for an appointment 203-324-6584.TAX RELIEF PROGRAMS Information regarding various tax/rent circuit breakers, freezes, exemptions and rebates for residents who are elderly, disabled or veterans available from Taxation Services Representatives in Office of Assessment and Tax Collection. Government Center, 6th Floor • 203-977-5888 Fax: 203-977-5553Assessor • Greg StackpoleConnecticut Rent Rebate Program takes place April 1- Oct. 1. The program is open to persons 18 years and older who have been deemed disabled or persons who have turned 65 years of age during the previous calendar year. There are income limits. For information, call 203-977-4747.SENIOR MEN’S ASSOCIATION OF STAMFORDNonprofit organization open to all men age 55 and older. The group, numbering in the hundreds, is nondenomi-national but meets every Thurs., Sept.-June, at 10 a.m. at Congregation Agudath Shalom on Strawberry Hill Ave. at Colonial Rd. for speakers, discussions, refreshments, socializing. Additionally, the group organizes: visits to vari-ous attractions; card games; golf tournaments; picnics; luncheons. The group is committed to community services and outreach, such as food drives, Songsters’ visits to nursing homes.301 Strawberry Hill Ave, Stamford, CT 06902 Tel.: 203-539-0636 • E-mail: info@stamfordmen.org Web site: www.stamfordmen.org U.S. Mail: SMAS, P.O. Box 8237, Stamford, CT 06905LIBRARY www.fergusonlibrary.org.President • Alice KnappE-mail: aknapp@fergusonlibrary.orgMain Library/DiMattia Bldg. One Public Library Plaza • 203-964-1000 Mon.-Thurs., 10 a.m.-9 p.m.• Fri., 10 a.m.-6 p.m. Sat., 10 a.m.-5 p.m. • Sun. 1-5 p.m.Harry Bennett Branch 115 Vine Rd.• 203-351-8291 Mon. & Wed., 10 a.m.-8 p.m. • Thurs., 1-6 p.m. Fri., 10 a.m.-6 p.m.• Sat., 10 a.m.-5 p.m.Weed Memorial & Hollander Branch 1143 Hope St. • 203-351-8285 Tues. & Thurs., 10 a.m.-7 p.m.• Sat., 10 a.m.-5 p.m. South End Branch 34 Woodland Ave. • 203-351-8280 Tues. & Wed., 10 a.m.-5:30 p.m.• Thurs., 12-7 p.m. Sat., 10 a.m.-2 p.m.Bookmobile Tues.-Thurs., 9:15 a.m.-4:30 p.m. Itinerary available at: www.fergusonlibrary.orgPROBATE COURTGovernment Center • 203-323-2149 Fax: 203-964-1830Mailing Address: 888 Washington Blvd. P.O. Box 10152 • Stamford, CT 06904-2152 Hours: Mon.-Fri., 8:30 a.m.-4:30 p.m.Judge • Gerald M. Fox, IIICALL 911 FOR ALL EMERGENCIES.POLICE DEPARTMENTHeadquarters: 805 Bedford St. • Stamford, CT 06901 Non-emergencies: 203-977-4444 • Fax: 203-977-5583Chief • Jonathan Fontneau • 203-977-4681FIRE DEPARTMENTSFire Chief • Trevor Roach • 203-977-4671 Station 1: Central Fire Headquarters 629 Main Street, Stamford • Stamford, CT 06901 (203) 977-4763Station 2: South End Fire 215 Washington Blvd. • Stamford, CT 06902 (203) 977-5201Station 3: West Side Fire 80 Fairfield Avenue • Stamford, CT 06902 (203) 977-5202Station 4: East Side/Shippan Fire 364 Shippan Avenue • Stamford, CT 06902 (203) 977-5203Station 5: Woodside Fire 1600 Washington Blvd. • Stamford, CT 06902 (203) 977-5204

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5660-64 6,17065-74 7,80675-84 5,53185+ 2,756Total 60+ 22,263Total population of Stamford: 122,643Percentage 60 years of age or over: 18.1%Land area: 37.8 sq. mi.COMMUNITY EMERGENCY RESPONSE TEAMStamford’s Community Emergency Response Team (CERT) Program educates people about disaster preparedness and trains them in basic disaster response skills, such as fire safety, light search and rescue, and disaster medical operations. Using their training, CERT members are able to assist others in their neighborhood or workplace following an event and can take a more active role in preparing their community. To join Stamford’s CERT team, please contact the Coordinator.Coordinator • Chris Munger • E-mail: ChrisMun@aol.comSTAMFORD EMERGENCY MEDICAL SERVICES, INC. (SEMS)Motto: “A Matter of Life.”Headquarters: 684 Long Ridge Rd. , Stamford, CT 06902 Non-emergencies: 203-968-1118 Web site: www.stamfordems.org Ambulance stations are located at: West Side Fire Station, Tully Health Center, Glenbrook Fire Department and 24 Vine Road.Community Education and Outreach Programs include:• Senior Awareness for Emergencies (SAFE). SEMS arrang-es visits to senior buildings to discuss emergency pre-paredness and medical care. Blood pressure screenings also performed.• File of Life Program. SEMS educates residents on this program in which seniors place medical and other pertinent information in magnetic folder kept on refrig-erator. In emergency, responders can obtain information if individual unable to offer it.OTHER IMPORTANT PHONE NUMBERSAnimal Care and Control • 203-977-4437Recreation Services • 203-977-5214Registrars of Voters • 203-977-4009 and 203-977-4011Town and City Clerk • 203-977-4054 STAMFORD’S POPULATION BY AGE(Source: Latest Decennial U.S. Census)WESTONFirst Selectman • Chris Spaulding E-mail: cspaulding@westonct.gov Weston Town Hall 56 Norfield Rd. • Weston, CT 06883 203-222-2656 • Fax: 203-222-8871 Web site: www.westonct.gov Mailing Address: P.O. Box 1007 • Weston, CT 06883 Hours: Mon.-Fri., 9 a.m.-4:30 p.m.COMMISSION ON AGINGSeven-member commission studies needs of Weston seniors and makes recommendations to Board of Selectmen. Usually has public meeting first Mon. of month, 9:15 a.m., Senior Center. Chair • Bruce LorentzenPeggy A. Anderson Helen R. de Keijzer Francine Goldstein Don GumaerDale Robinson Richard WolfSOCIAL SERVICES DEPARTMENTOffers variety of confidential services to residents, regardless of income, to assist those having problems by reason of age, disability, illness, financial status or family situation.Town Hall Annex • 24 School Rd., Weston, CT 06883 Hours: Monday-Thursday 9 a.m.-4 p.m.Social Worker • Allison Lisbon, MSW, LCSW 203-222-2663 • E-mail: alisbon@westonct.govAssistant Social Worker • Rose Cruz 203-222-2556 • E-mail: rcruz@westonct.govServices include: Information, referral, advocacy • diag-nosis and referral • coordination of Meals on Wheels • assistance with applications for programs such as Medicare, Medicaid • screening for eligibility for holiday programs, energy assistance • camperships/scholarships • work with Senior Center and Youth Services Programs.WESTON SENIOR ACTIVITIES CENTER9 School Rd., Weston, CT • 203-222-2608Hours: Mon.-Fri., 9 a.m.-3 p.m.Program Director • Wendy Petty • 203-222-2608Program Coordinator • Carla Jegen • 203-222-2508Assistant Program Coordinator • Linda Gilmore 203-222-2508Activities include: Senior Luncheon, Wed., noon $4 fee; special programs, bingo, or musical entertainment follows luncheon • Films, Thurs., 12:30 p.m., popcorn Town of Weston

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57provided • Knitting Club, Mon., 10 a.m. • Feldenkrais, Mon. & Wed., 10 a.m.; • Tai Chi, Tues., 9:30 a.m. & Thurs., 9:30 a.m. • Tap Dancing, Mon., 10 a.m. • Pilates, Mon., noon & Thurs., 12:30 p.m. • Strength and Fitness Training, Tues. & Thurs., 11 a.m. • Yoga, Wed., 10 a.m. & Fri. 9 a.m. • Dance, Mon., 11 a.m. • Pickleball, Mon., Thurs, Fri., 11 a.m., • Lectures, Mah-Jong, Mon., 10:30 a.m., Bridge, Tues., 12:45 p.m., • Various Art Classes, Day trips (various times), fee charged.SUPPORTIVE SERVICES FOR FAMILIES AND CAREGIVERSSocial Services Department has information on and can make referrals to agencies, organizations and institutions providing such services.TRANSPORTATION SERVICES• Dial-a-Ride: Bus takes residents over 60 or people with disabilities to medical, dental, therapy appointments in Weston, Westport, Wilton, Georgetown, Norwalk. Service also for Senior Center or shopping trips. Call to schedule appointments. 24-hour notice required. 203-222-2576 Hours: Mon.-Fri., 9 a.m.-4:30 p.m. Driver • Roy MarshTAX RELIEF PROGRAMSApplications for Elderly Tax Abatement, Tax Freeze and Tax Deferred Programs available for residents 65 and older in Tax Collector’s Office. Information about Transfer Station charges relief also available.Town Hall • Weston, CT 06883 • 203-222-2696 E-mail: cmclellan@westonct.govAssessor • Denise Hames, CCMA II • 203-222-2607 E-mail: dhames@westonct.govAssistant to Assessor • Donna Werfelman 203-222-2606 • E-mail: dwerfelman@westonct.govTax Collector • Cathleen Neblett • 203-222-2696 E-mail: cneblett@westonct.govPROBATE COURTWeston is part of Probate District 50. Westport Town Hall 110 Myrtle Ave., Room 100 • Westport, CT 06880 203-341-1100 • Fax: 203-341-1153 Hours: Mon.-Fri., 9 a.m.-4:30 p.m. Judge • Lisa Wexler E-mail: lisa@lisawexler.comWESTONWESTON PUBLIC LIBRARY56 Norfield Rd. • Weston, CT 06883 • 203-222-2665 Mailing Address: PO Box 1146, Weston, CT 06883 E-mail: westonlibrary@westonct.gov Web site: www.westonpubliclibrary.orgDirector • Karen TatarkaMuseum/Attraction Passes courtesy of the Friends of the Weston Library. Passes/discount cards are available for checkout at the front desk.CALL 911 FOR ALL EMERGENCIES.POLICE DEPARTMENTChief • Ed Henion 56 Norfield Rd. • Weston, CT 06883 Non-emergencies: 203-222-2600 Web site: www.westonpolice.com E-mail: info@Westonpolice.comWESTON VOLUNTEER FIRE DEPARTMENTDepartment is private, nonprofit membership corpora-tion made up for its entire history of unpaid, but highly trained, volunteers. Organized into two divisions—Fire/Rescue and Emergency Medical Services (EMS). Combined membership is about 90 volunteers. Eleven vehicles, including two ambulances, operate out of two fire stations.Chief • John Pokorny Main dispatch phone (non-emergencies): 203-222-2647 • Fax: 203-222-2579 E-mail: contactus@wvfd.comFire/Rescue (general business): 203-222-2647 EMS (general business): 203-222-2649 Web site: www.wvfd.com Fire Stations:• Station 1 (Headquarters), 52 Norfield Rd. Weston, CT 06883 • Non-emergencies: 203-222-2644• Station 2, Lyons Plains • Weston, CT 06883 Non-emergencies: 203-222-2515EMERGENCY MEDICAL SERVICES (EMS) One of two divisions of Weston Volunteer Fire Department. Utilizes two state-of-the-art ambulances operating out of Fire Station 2. Motto: “Neighbors Helping Neighbors.”Director • Jon Weingarten Fire Station 2, Lyons Plains • Weston, CT 06883 General business (non-emergencies): 203-222-2649

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58Special programs:• Weston Injury Prevention (WIP). Ongoing education and training program for home safety and prevention of acci-dents and injury.• Heart Smart. Comprehensive program aimed at train-ing individuals and groups to deal with cardiac events. General information regarding many facets of cardiac health distributed. CPR training provided to schools, community service organizations and other residents periodically or upon request.Special Programs Coordinator • Nisan Eventoff 203-222-2600OTHER IMPORTANT CONTACTSAnimal Control • 203-222-2642Assessor • 203-222-2606Health District (Westport/Weston) • 203-227-9571Public Works • 203-222-2662Registrars of Voters • 203-222-2686Town Clerk • 203-222-2616WESTON’S POPULATION BY AGE(Source: Latest Decennial U.S. Census)60-64 60965-74 67775-84 33685+ 102Total 60+ 1,724Total population of Weston: 10,179Percentage 60 years of age or over: 17.0%Land area: 20.7 sq. mi.WESTPORTFirst Selectman • Jim MarpeWestport Town Hall 110 Myrtle Ave. • Westport, CT 06880 203-341-1111 • Web site: www.westportct.gov Hours: 8:30 a.m.-4:30 p.m. E-Mail: selectman@westportct.govCOMMISSION FOR SENIOR SERVICESProvides public forum for the study and discussion of needs of Westport’s seniors and advocates for appropri-ate change. The Commission serves to advise and consult with the First Selectman, Department of Human Services, and the senior community on issues and resources pertaining to seniors in Westport.Chair • Les Wolf Robert Fox Peter Kolbener MUNICIPAL AGENT FOR SENIORSAppointed by First Selectman, under state law, to rep-resent elderly and their families and caregivers. Assists seniors by providing information and referrals to com-munity resources and by helping with applications for benefits.Kristen Witt, LCSW • 203-341-1067 E-mail: kwitt@westportct.govDEPARTMENT OF HUMAN SERVICESPromotes independence, personal development, and enhanced quality of life for Westport’s senior residents. Department works in partnership with other community organizations, service providers, and funding sources. Town Hall • 110 Myrtle Ave. • Westport, CT 06880 203-341-1050 • Fax: 203-341-1973 E-mail: humansrv@westportct.govDirector • Elaine Daignault, MS, NCC • 203-341-1165 E-mail: elained@westportct.govFinance Manager • Susan Stefenson, MBA 203-341-1072 • E-mail: sstefenson@westportct.govSocial Worker/Municipal Agent for the Elderly Kristen Witt, LCSW • 203-341-1067 E-mail: kwitt@westportct.govSocial Worker/Municipal Agent for People with Disabilities • Michelle Bottone, M.A., LMFT 203-341-1068 • E-mail: mbottone@westportct.govAdministrative Assistant • Margaret Pinheiro 203-341-1050 • E-mail: mpinheiro@westportct.govPrograms and services for eligible Westport seniors, including Town relief programs, fuel assistance, rent Town of Westport

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59and sewer relief, short-term financial assistance. Also: Counseling, information, and referrals regarding alterna-tive living resources, such as independent living, assisted living, skilled facilities, home care, and day care. And pro-tective services in cases of elder abuse. Various transpor-tation services are made available as are programs offer-ing volunteer opportunities. Department publishes The New Perspective, a newsletter for Westport seniors, and the Community Resource Directory for Seniors. CENTER FOR SENIOR ACTIVITIESOffers nutrition program and multifaceted recreational and educational programming.21 Imperial Ave. • Westport, CT 06880 203-341-5099 • Fax: 203-341-1187 www.westportct.gov/seniorcenterSearch on Facebook by typing in “Westport Senior Center.”Hours: Mon.-Wed. & Fri., 7:30 a.m.-4:30 p.m.; Thurs., 7:30 a.m.-8 p.m.; Sat., 8:30 a.m.-3 p.m. Director • Susan Pfister • 203-341-5098Program Manager • Holly Betts • 203-341-5096Administrative Assistant • Denise Puskas • 203-341-5095Receptionist • Benjamin Palmer • 203-341-5099Nutrition Program Coordinator • Kristin Malagise 203-341-5097Programs and services—call for times and possible fees—include: Senior Cafe. Noon meal Mon.-Fri. Reservations required at least 24 hrs. in advance. Suggested dona-tion: $5. • Arts/Crafts. • Classes/ Lectures/Discussions. • Music/Drama/Films • Exercise/Dance. • Culinary Arts Presentations • Games. • Blood pressure/glucose screen-ings and flu clinic. SUPPORTIVE SERVICES FOR FAMILIES AND CAREGIVERSMunicipal Agent for Seniors and Department of Human Services have information on such services. 203-341-1050.Information covers any programs or services useful to seniors in local and regional areas. Many services available on sliding-scale fee schedules.WESTPORT/WESTON HEALTH DISTRICTRegional health department providing full-time professional public health services. Programs of immuni-zation, counseling, testing, screening include ones target-ing ailments that afflict seniors.180 Bayberry Lane • Westport, CT 06880 • 203-227-9571WESTPORTDirector of Health • Mark A. R. Cooper, MPH, RSSenior-oriented programs include: Pneumonia Vaccine Clinic. Once-in-a-lifetime vaccine for those 65 years and older. Fee covered by most Medicare plans.TRANSPORTATION SERVICES• American Cancer Society, volunteer drivers take ambu-latory patients anywhere in the area for cancer appoint-ments. No cost but requires 72-hours’ notice. 1-800-227-2345 (Dial option 1.)• Family & Children’s Agency—Home Care Plus, offers assisted transportation in wheelchair-accessible van for those at least 60 years of age to appointments, bank, post office and shopping. • 203-831-2900• Westport Transit District’s Door-to-Door Service for Westport Residents, offers door-to-door transportation services to New Cannan, Norwalk and Wilton for Westport residents 65 years or older or certified as disabled. Mon.-Fri., 8 a. m.-6 p.m. • Application and tickets ($3.50 per ticket or 10 for $35.00) available at Town Hall/Room 200 or Senior Center. Contact the Department of Human Services for additional options.TAX RELIEF PROGRAMS The Assessor’s Office administers State and Town programs for tax relief (credits, deferrals and exemptions) for Seniors, Totally Disabled and Veterans.Applications are taken at Town Hall by the Assessor’s Office (203-341-1070) and the Department of Human Services (203-341-1050) for homebound clients only. Assessor • Paul Friia • E-mail: pfriia@westportct.govWESTPORT PUBLIC LIBRARYActive community programming features noted authors, artists, musicians, performers. One of Library’s emphases is drawing users’ attention to informative Web sites, including those relating to senior concerns.Services include: Large print books and other publications with large type and increased spacing between lines to make the print easier to read.E-readers • The Library lends Kindle e-readers, which have large type settings.Mail-A-Book • At-home service. For information contact Margie Freilich-Den at 203.291.4845 or mfreilich-den@westportlibrary.org20 Jesup Rd. • Westport, CT 06880 • 203-291-4800 Hours: Mon.-Thurs 9 a.m.- 9 p.m., Sat. 9 a.m.- 5 p.m., Sun. 1 p.m.- 5 p.m.

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60Fax: 203-227-3829 • Web site: www.westportlibrary.orgExecutive Director • Bill Harmer • 203-291-4801 E-mail: bharmer@westportlibrary.orgPROBATE COURTTown Hall, Room 100 • 203-341-1100 Fax: 203-341-1153Judge • Lisa K. Wexler E-mail: lisa@lisawexler.comCALL 911 FOR ALL EMERGENCIES.POLICE DEPARTMENTAll officers also certified as Emergency Medical Technicians or Medical Response Technicians and function as First Responders to all emergency medical calls, with assistance of Westport Volunteer Emergency Medical Services in ambulance crews. 50 Jesup Rd. • Westport, CT 06880 Non-emergencies: 203-341-6000 • Fax: 203-341-6092 Chief • Foti Koskinas • 203-341-6008FIRE DEPARTMENT515 Post Road East • Westport, CT 06880 Non-emergencies: 203-341-5000 • Fax: 203-341-5009 Chief • Robert Yost E-mail: ryost@westportct.govWESTPORT VOLUNTEER EMERGENCY MEDICAL SERVICES (WVEMS)Not-for-profit organization whose volunteers work with Police Department to assist in providing emergency medical care to community. WVEMS staffs ambulance service 24 hours a day every day. 50 Jesup Rd. • Westport, CT 06880 Non-emergencies: 203-341-6081 • Fax: 203-454-6157 Web site: www.westportems.org Deputy Director • Marc Hartog • 203-341-6056WVEMS promotes File of Life Program. Information about residents’ medical conditions and medications is placed in magnetic holder on refrigerator, with sticker for front door to notify responders in emergency. Card to carry also provided.OTHER IMPORTANT CONTACTSAnimal Control • 203-341-5076Public Works • 203-341-1120Registrars of Voters • 203-341-1115Tax Collector • 203-341-1060Town Clerk • 203-341-1110 60-64 1,57665-74 2,17775-84 1,42185+ 628Total 60+ 5,802Total population of Westport: 26,391Percentage 60 years of age or over: 21.9%Land area: 20.0 sq. mi.WILTONFirst Selectwoman • Lynne A. Vanderslice E-mail: lynne.vanderslice@wiltonct.orgExecutive Assistant •Jacqueline Rochester E-mail: jacqueline.rochester@wiltonct.orgWilton Town Hall 238 Danbury Rd. • Wilton, CT 06897 203-563-0100 • Fax: 203-563-0299 E-mail: mail@wiltonct.org Web site: www.wiltonct.org Town Hall • Hours: Mon.-Fri., 8:30 a.m.-4:30 p.m. DEPARTMENT OF SOCIAL SERVICESDepartment “provides crisis intervention; short-term coun-seling; information and referral to local, state, federal human service programs.” Emphasis on “services to keep older people safe and independent in their homes.” Operates Free Food Pantry at Comstock Community Center. Services for Wilton residents only.180 School Rd. • Wilton, CT 06897 • 203-834-6238Hours: Mon.-Fri., 8:30 a.m.-4:30 p.m.Director • Sarah Heath, MS, MA, LPC, Municipal Agent 203-834-6238 • E-mail: sarah.heath@wiltonct.orgSenior Services Coordinator • Lauren M. Hughes, L.C.S.W. 203-834-6238 • E-mail: lauren.hughes@wiltonct.orgAdult and Family Social Worker • Phoebe Musico, L.C.S.W. 203-834-6238 • E-mail: phoebe.musico@wiltonct.orgSenior Activities Coordinator • Stephanie Belcher, M.A. 203-834-6240 • E-mail: Stephanie.belcher@wiltonct.orgWILTON SENIOR CENTERDepartment of Social Services operates Senior Center as part of Comstock Community Center. 180 School Rd. • Wilton, CT 06897 • 203-834-6240 Town of Wilton WESTPORT’S POPULATION BY AGE(Source: Latest Decennial U.S. Census)

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61Among wide range of programs that Center sponsors are:Weekly: Hot lunch, Wed. & Thurs., with entertainment on Wed.; reservations required; donations requested • line dancing • t’ai chi • Comstock Writers Group • yoga • fitness & exercise activities • bingo • mah-jongg • chess • Scrabble • card games (including lessons for beginners in bridge) • Wii bowling • billiards.Bimonthly: Corridors newsletter provides schedules and details of Center offerings. Mailed to registered voters 60 and older. Also available on Town Web site. Monthly: Garden Club and lunch • jewelry workshop • Comstock Knitters and Crafters (biweekly) • Book Discussion Group and lunch • play reading • blood-pres-sure screenings • painting and sketching.Also offered: Computer skills instruction covering com-puter fundamentals, Excel, Word, graphic tools, Internet usage.Senior Center also works closely with the following, among other agencies, organizations, institutions:• Meals on Wheels of WiltonProvides low-cost, high-quality, hot and cold meals deliv-ered Mon., Wed., Fri. as needed to those who qualify. Some financial assistance possible. 439 Danbury Rd. • Wilton, CT 06897 • 203-762-0566• Riverbrook Regional YMCA Wilton Family YMCA Branch,offers many programs specifically for older adults.404 Danbury Rd. • Wilton, CT 06897 • 203-762-8384 www.wiltonymca.orgPrograms include:Enhance Fitness The Wilton Family Y offers a new program for those suf-fering from arthritis or other chronic pain diseases. The enhanced fitness program fosters improved health and well-being in members, including enhanced balance and flexibility, leading to stronger, healthier, more confident individuals. Enhance Fitness focuses on dynamic cardio-vascular exercise, strength training, balance, and flexibil-ity—everything older adults need to maintain health and function as they age. Free for members, $5 drop-in fee for non-membersSilverSneakers® Classic Have fun and move to the music through a variety of exercises designed to increase muscular strength, range of movement and activities for daily living. Hand-held weights, elastic tubing with handles and a SilverSneakers® ball are offered for resistance. A chair is available if need-ed for seated or standing support. Free for members, $5 drop-in fee for non-membersWILTONSilverSneakers® Splash Senior Water Exercise Class in the 25Y pool Activate your urge for variety! Splash offers fun, shallow-water move-ment to improve agility and flexibility while addressing cardiovascular, strength and endurance conditioning. No swimming ability is required and a SilverSneakers® kickboard or other aquatic equipment is used to improve strength, balance and coordination. Free for members, $5 drop-in fee for non-members.• Wilton Continuing Education, offers a wide choice of courses in many areas of interest to seniors; most free. 395 Danbury Rd. • Wilton, CT 06897 • 203-834-7694• Wilton Parks and Recreation Department, offers a variety of leisure activities for seniors of all physical capabilities, including barbecues and day trips. Seasonal pass to Merwin Meadows park available free to those 65 or older. Director • Steve Pierce • E-mail: steve.pierce@wiltonct.org Program Coordinator • Jim Lewicki E-mail: jim.lewicki@wiltonct.orgAdministrative Secretary • Bev Hodge E-mail: beverly.hodge@wiltonct.org180 School Rd. • Wilton, CT 06897 • 203-834-6234 www.wiltonparksandrec.orgSTAY AT HOME IN WILTON, INC.Nonprofit membership organization that, for a modest fee, provides services to senior citizens who desire to stay in their homes with an independent lifestyle rather than move to congregate or assisted living residential complex-es. Services include: information and referrals; emergency planning; home repairs; safety services and adaptation; home office problem solving; help with pets; suggestions for household cleaning; transportation for a variety of purposes; more. Social events are scheduled for participation in various activities. Service is provided by Coordination Directors with professional backgrounds. Using a pool of volunteers and vetted paid providers, Coordinators schedule services to meet the needs of members. P.O. Box 46 • Wilton, CT 06897-0046 • 203-423-3225 Web site: www.stayathomeinwilton.org Email: info@shwil.orgExecutive Coordinator • Janet Johnson Membership & Publicity Director • Debbie LouisTRANSPORTATION SERVICES • Dial-a-Ride, Town program operated out of Parks and Recreation Department. Directed toward senior citizens and disabled. Limited to Wilton and Norwalk. Reservations required. Nominal fee. • 203-834-6235 • Hours: Mon.-Fri., 9:15 a.m.-11:30 a.m.; 1:15 p.m.-3:30 p.m.

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62Total population of Wilton: 18,062Percentage 60 years of age or over: 19.4%Land area: 27.4 sq. mi.60-64 1,00365-74 1,25575-84 79485+ 441Total 55+ 3,493TAX RELIEF PROGRAMS Assessor determines eligibility of elderly homeowners and renters requesting tax relief/grants. Town Hall • 203-563-0121 • Assessor’s Office E-mail: assessor@wiltonct.org LIBRARYWilton Library Association, Inc., facility is Town’s center for business research, leisure reading, cultural activities. Several programs and services designed with older adults in mind.137 Old Ridgefield Rd. • Wilton, CT 06897 203-762-3950 • Fax: 203-834-1166 Web site: www.wiltonlibrary.org Director • Elaine Tai-Lauria • 203-762-6322 E-mail: etailauria@wiltonlibrary.orgServices for seniors include:• Aids for access and reading for those with handicaps and vision difficulties: handicapped-access entry doors; large-print collection; magnifying glasses; special computers and devices (e.g., Optelec Reader). • Senior Resources Center: easy access to information sources especially relevant to senior interests.• At Your Service: At Home Program: books, magazines, audiobooks mailed to homes of those unable to get to Library; special pouch provided for postage-paid return. PROBATE COURTWilton is in Probate District 51.Norwalk City Hall 125 East Ave., Room 232 • Norwalk, CT 06852-2009 203-854-7737 • Fax: 203-854-7825 Mailing Address: P.O. Box 2009 Norwalk, CT 06852-2009 Judge • Doug Stern CALL 911 FOR ALL EMERGENCIES.POLICE DEPARTMENTChief • John Lynch E-mail: john.lynch@wiltonct.org240 Danbury Rd. • Wilton, CT 06897 Non-emergencies: 203-834-6260 Web site: www.wiltonpolice.org“Are You OK?” Program: Telephone reassurance program available free to any resident homebound, medically dis-abled or over 60. Each morning, call placed to individual’s home via automatic system. If no response, second call placed. If still no response, officer dispatched to residence and relative or key holder contacted.For information on Crime Prevention or to set up a Neighbored Watch contact Officer Diane MaClean by e-mail at diane.maclean@wiltonct.org or by calling the Police Department at 203-834-6260FIRE DEPARTMENTChief • Ronald Kanterman E-mail: ronald.kanterman@wiltonct.orgWeb site: www.wiltonfire.orgHeadquarters/Station 1 236 Danbury Rd. • Wilton, CT 06897 Non-emergencies: 203-834-6260Station 2 (Marhoffer Station) 707 Ridgefield Rd. • Wilton, CT 06897 Non-emergencies: 203-834-6246Georgetown Fire District of Town of Redding responds to calls from part of Georgetown section in Wilton. Non-emergencies: (203) 544-8800EMERGENCY MEDICAL SERVICES (EMS)Wilton Volunteer Ambulance Corps (WVAC)President • John Miscioscia 34 Danbury RD. • Wilton, CT 06897 Non-emergencies: 203-834-6245 www.wiltonambulance.orgOTHER IMPORATNT PHONE NUMBERSAnimal Control • 203-563-0150Health Department • 203-563-0174Public Works • 203-563-0152Registrar of Voters • 203-563-0111Town Clerk • 203-563-0106WILTON’S POPULATION BY AGE(Source: Latest Decennial U.S. Census)WILTON

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Alliance for Aging Research, 1700 K St. NW, Suite 740, Washington, DC 20006, Phone: 202-293-2856, www.agingresearch.org. Alzheimer’s Association, 225 North Michigan Avenue, Floor 17, Chicago, IL 60601, Phone: 1-800-335-8700 (toll free), E-mail: info@alz.org, www.alz.org. American Academy of Orthopaedic Surgeons, 9400 West Higging Rd. Rosemont, IL 60018, Phone: 847-823-7186, www.aaos.org. American Association for Geriatric Psychiatry, 6728 Old McLean Village Drive, McLean, VA 22101, (703) 556-9222, www.aagponline.orgAmerican Association of Cardiovascular and Pulmonary Rehabilitation, 330 N. Wabash Ave., Suite 2000, Chicago, IL 60611, Phone: (312) 321-5146, E-mail: aacvpr@tmahq.com, www.aacvpr.org. American Cancer Society, 250 Williams St., NE, Atlanta, GA 30303, Phone: 1-800-ACS-2345 (227-2345) (toll free), www.cancer.org. American College of Surgeons, 633 North St. Clair St., Chicago, IL 60611-3211, Phone: 1-800-621-4111 (toll free), E-mail: post-master@facs.org, www.facs.org. American Council of the Blind, 1703 N. Beauregard St., Suite 420, Alexandria, VA 2220, Phone: (800) 424-8666, www.acb.orgAmerican Diabetes Association, 1701 North Beauregard St., Arlington, VA 22301, Phone: 1-800-DIABETES (342-2383) (toll free), www.diabetes.org. American Heart Association, 7272 Greenville Ave., Dallas, TX 75231, Phone: 1-800-AHA-USA1 (242-8721) (toll free), 1-888-4-STROKE (478-7653) (toll free), www.heart.org. American Lung Association, 55 W. Wacker Drive, Suite 1150 Chicago, IL 60601, Phone: 1-800-LUNG-USA (586-4872) (toll free), E-mail: info@lung.org, www.lung.org. American Parkinson Disease Association, 135 Parkinson Ave., Staten Island, NY 10305, Phone: 1-800-223-2732 (toll free), E-mail: apda@apdaparkinson.org. American Physical Therapy Association, 1111 North Fairfax St. Alexandria, VA 22314, Phone: 1-800-999-2782, ext. 3395 (toll free), www.apta.org. American Podiatric Medical Association, 9312 Old Georgetown Rd, Bethesda, MD 20814, Phone: 1-800-FOOT-CARE (366-8227) (toll free), E-mail: askapma@apma.org, www.apma.org. American Society on Aging, 575 Market Street, Suite 2100, San Francisco, CA 94105, Phone: 1-800-537-9728 (toll free), E-mail: info@asaging.org, www.asaging.org. Connecticut Health and Service OrganizationsAARP Connecticut. Suite104, Capitol Place, 21 Oak St., Hartford, CT 06106. Tel. (866) 295-7279; Fax: (860) 249-7707; http://states.aarp.org/category/connecticut/; www.facebook.com/AARPCT; twitter.com/AARPCTAlzheimer’s Association, Connecticut Chapter. Main Office: Suite 4b, 200 Executive Blvd, Southington, CT 06489. Tel: (860) 828-2828; http://www.alz.org/ct/ in_my_community_contact.aspCenter for Medicare Advocacy, Inc. P.O. Box 350, Willimantic, CT 06226. Tel. (860) 456-7790; Fax: (860) 456-2614; www.medicareadvocacy.org/; http://www.medicareadvocacy.orgConnecticut Commission on Aging. State Capitol, 210 Capitol Ave., Hartford, CT 06106. Tel.: (860) 240-5200; coa@cga.ct.gov; www.cga.ct.gov/coa;Connecticut Home Care Program for Elders. Administered by Connecticut Department of Social Services, Alternate Care Unit: 25 Sigourney St., Hartford, CT 06106. Tel.: (800) 445-5394; www.ct.gov/dss/cwp/view.asp?a==2353&q=305170Elderly Nutrition Program (South Central and Southwestern Connecticut). Bridgeport area—congregate meals: CW Resources, Inc. 215 Warren St., Bridgeport, CT 06604. Tel. (203) 332-3264. Bridgeport area—home-delivered meals: FSW, Inc. CT. 475 Clinton Ave., Bridgeport, CT 06605. Tel. (203) 368-4291; Fax: 203-332-7631. Derby area—TEAM Project Manna. 30 Elizabeth St., Derby, CT 06418. Tel. (203) 736-5420; Fax: (203) 736-5425. New Haven area—LifeBridge Community Services. Tel. (203) 752-9919; Fax: (203) 752-9691. Stamford area—Catholic Charities of Fairfield County. Suite 10, 30 Myano Lane, Stamford, CT 06902. Tel. (203) 324-6175; Fax: (203) 323-1108 Retired and Senior Volunteer Program. South Central Connecticut RSVP (sponsored by Agency on Aging of South Central Connecticut): One Long Wharf Dr., New Haven, CT 06511. Tel. (203) 752-3059. Southwestern Connecticut RSVP (sponsored by Norwalk Economic Opportunity Now/N.E.O.N.): 95 South Main St., Norwalk, CT 06854. Tel. (203) 663-7332. For additional information: www.ct.gov/agingservices/cwp/view.asp?a=2513&q=313072Senior Community Service Employment Program. Greater Bridgeport Area: Southwestern Connecticut Agency on Aging, 1000 Lafayette Blvd., Bridgeport, CT 06604. Tel. (800) 994-9422. Greater New Haven Area: Agency on Aging of South Central Connecticut, One Long Wharf Dr., New Haven, CT 06511. Tel. (203) 785-8533. Greater Stamford Area: Jewish Family Service, 733 Summer St., 6th Floor, Stamford, CT 06901. Tel. (203) 921-4161. For other locations in Fairfield and New Haven Counties: Associates for Training and Development. Tel. (800) 439-3307. For additional information: www.ct.gov/agingservices/cwp/view.asp?a=2513&q=313068 National Health and Service Organizations63HEALTH & SERVICE ORGANIZATIONS

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American Stroke Association c/o American Heart Association, 7272 Greenville Avenue, Dallas, TX 75231, Phone: 1-888-4STROKE (478-7653) (toll free), E-mail: strokeassociation@heart.org, www.strokeassociation.org. Arthritis Foundation National Office, 1335 West Peachtree Street, Atlanta, GA 30309, U.S. Mail: P.O. Box 7669, Atlanta, GA 30357, Phone: (404) 872-7100, E-mail: help@arthritis.org, www.arthritis.org. Bright Focus Foundation, 22512 Gateway Center Dr., Clarksburg, MD 20871, Phone: 1-800-437-2423, (437-2423) (toll free), www.brightfocus.org. Captioned Media Program National Association of the Deaf, 1447 East Main Street, Spartanburg, SC 29307, Phone: 1-800-237-6213 (toll free), E-mail: info@cfv.org, www.cfv.org. Caregiver Action Network,1130 Connecticut Avenue, NW, Suite 500, Washington, DC 20036, Phone: (202) 454-3970, Email: info@caregiveraction.org, www.carwegiveraction.org. Community Transportation Association of America, 1341 G Street, NW, 10th Floor, Washington, DC 20005, Phone: 1-800-891-0590, Fax: 202-737-9197, www.ctaa.org. Hearing Loss Association of America, 7910 Woodmont Avenue, Suite 1200, Bethesda, MD 20814, Phone: 301-657-2248, E-mail: info@hearingloss.org, www.hearingloss.org. Lighthouse Guild, 15 West 65th St., New York, NY 10023, Phone: 1-800-829-0500 (toll free), E-mail: info@lighthouse.org, www.lighthouseguild.org. Medicare Rights Center, 266 W 37th St, Third Fl., New York, NY 10018, Phone: 1-800-333-4114, www.medicarerights.orgNational Cancer Institute, 9609 Medical Center Drive,Bethesda, MD 20892-9760, Phone: 1-800-4-CANCER, www.cancer.govNational Center for Complementary and Alternative Medicine Clearinghouse, 9000 Rockville Pike, Bethesda, Maryland 20892, Phone: 1-888-644-6226, www.nccih.nih.gov National Center on Elder Abuse, c/o University of Southern California Keck School of Medicine, Department of Family Medicine and Geriatrics, 1000 South Fremont Avenue, Unit 22 Bld. A-6, Alhambra, CA 91803. Phone: 1-855-500-3537, www.ncea.aoa.gov/index.aspxNational Council on Aging, 251 18th Street South, Suite 500, Arlington, VA 22202, Phone: 571-527-3900, www.ncoa.org National Heart, Lung, and Blood Institute Information Center, PO Box 30105, Bethesda, MD 20824-0105, Phone: 301-592-8573, E-mail: nhlbiinfo@nhlbi.nih.gov, www.nhlbi.nih.gov. National Hospice and Palliative Care Organization, 1731 King St., Alexandria, VA 22314, Phone: (703) 837-1500, E-mail: nhpco_info@nhpco.org, www.nhpco.org. National Institute of Allergy and Infectious Diseases, 5601 Fishers Lane, Bethesda, MD 20892-6612, Phone: 866-284-4107 (toll free), E-mail: niaidoc@nih.gov, www.niaid.nih.gov. National Institute of Dental and Craniofacial Research, 9000 Rockville Pike, Bethesda, MD 20892-2290, Phone: 301-402-4261, E-mail: nidcrinfo@mail.nih.gov, www.nidcr.nih.gov/. National Institute of Diabetes and Digestive and Kidney Diseases, 9000 Rockville Pike, Bethesda, MD 20892. Phone: (301) 496-3583, www.niddk.nih.gov. National Institute of Neurological Disorders and Stroke, P.O. Box 5801, Bethesda, MD 20824, Phone: 1-800-352-9424 (toll free), www.ninds.nih.org. National Institute on Aging, Building 31, Room 5C27, 31 Center Drive, MSC 2292, Bethesda, MD 20892-2292, Phone: 1-800-222-2225 (toll free), E-mail: niainfo@mail.nih.gov, www.nih.gov/nia. National Kidney Foundation, 30 East 33rd Street, New York, NY 10016, Phone: 1-800-622-9010 (toll free) www.kidney.org. National Library Service for the Blind and Physically Handicapped, Library of Congress, 1291 Taylor Street, NW, Washington, DC 20542, Phone: 1-800-424-8567 (toll free), E-mail: nls@loc.gov, www.lcweb.loc.gov/nls/. National Osteoporosis Foundation, 1251 18th St., Arlington, VA 22202, Phone: 1-800-223-2226 (toll free), www.nof.org, National Stroke Association, 9707 East Easter Lane, Englewood, CO 80112-3747, Phone: 1-800-STROKES (787-6537) (toll free), www.stroke.org. Parkinson’s Disease Foundation, 1395 Broadway, Suite 1509, New York, NY 10018, Phone: 1-800-457-6676 (toll free), E-mail: info@pdf.org. Pension Rights Center, 1350 Connecticut Avenue, NW, Suite 206, Washington, DC 20036, Phone: 202-296-3776, E-mail: pnsnrights@aol.com. Skin Cancer Foundation, 149 Madison Avenue, Suite 901, New York, NY 10016, Phone: 1-800-SKIN-490 (754-6490) (toll free), www.skincancer.org. United Seniors Health Council, www.unitedseniorshealth.org. Vision Council. 225 Reinekers Ln., Suite 700, Alexandria, VA 22314, 1-866-826-0290 (toll free) http://www.thevisioncouncil.org.Well Spouse Association, 63 West Main Street, Suite 14, Freehold, NJ 07728, Phone: 1-800-838-0879 (toll free), E-mail: info@wellspouse.org, www.wellspouse.org. U.S. Social Security AdministrationThe Social Security Administration is a federal government agency and has offices around the country. Information from the SSA can be obtained by calling 1-800-772-1213 or by contacting one of the Connecticut offices, which include:Bridgeport • 3885 Main St. • 866-331-6399Meriden • 1 West Main St. • 877-409-8429New Haven • 150 Court St. • 866-331-5281Stamford • 2 Landmark Sq. • 866-770-1881Find additional and expanded information at www.seniorgotoguide.comHEALTH & SERVICE ORGANIZATIONS64

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65 IndexPROFESSIONALS, BUSINESSES AND SERVICES Hearing SpecialistsHearing, Balance and Speech Center ..................11, 32Medical Equipment and SuppliesThe Senior Depot Store ..............................5, 32Poetry PresentationWhat the Great Poets Had to Say About Aging and the Last of Life ....................................41CAREGIVERS AND RESIDENTIAL FACILITIES Adult Day ProgramsAdult Day Program at Waveny . . . . . . . . . . . . . . . . . . . . . . . . . .7, 33, 34, 35, 37, 38, back coverAging in Place SolutionsWaveny LifeCare Network . . . . . . . . . . . . . . . . . . . . . . . . . . 7, 33, 34, 35, 37, 38, back coverAssisted Living and Independent Living CommunitiesEdgehill..............................34, inside back coverThe Inn • Part of Waveny LifeCare Network . . . . . . . . . . . . . . . . . . . . . . . . .7, 33, 34, 35, 37, 38, , back coverThe Village at Waveny • Assisted Living Dedicated to Caring for People with Memory Loss ................................ . . . . . . . . . . . . . . . . . . . . . . . . . .7, 33, 34, 35, 37, 38, back coverGeriatric Assessments and Care ManagementGeriatric Care Management at Waveny . . . . . . . . . . . . . . . . . . . . . . . . . .7, 33, 34, 35, 37, 38, back coverHome Care/Home Health CareComfort Keepers ..................................... 35Home Choice Senior Care, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . .35Waveny at Home ...........7, 33, 34, 35, 37, 38, back coverWaveny Home Healthcare ................................ . . . . . . . . . . . . . . . . . . . . . . . . . .7, 33, 34, 35, 37, 38, back coverHospicesGreenwich Hospital....................................37HospitalsGreenwich Hospital....................................28Norwalk Hospital ......................................29Stamford Health ......................................27Nursing Homes/Skilled NursingNotre Dame Health and Rehabilitation Center. .............37The Nathaniel Witherell .............................9, 38Waveny Care Center .........7, 33, 34, 35, 37, 38, back coverRehabilitation Facilities/Short-term RehabilitationNotre Dame Health and Rehabilitation Center..............37Rehabilitation Services at Waveny Care Center.......7, 33, 34, 35, 37, 38, back coverThe Nathaniel Witherell .............................9, 38LEGAL, INSURANCE, REAL ESTATE, MORTGAGES/REVERSE MORTGAGES, AND FINANCIAL PROFESSIONALS AttorneysBraunstein & Todisco, P.C. ..........................39, 40 Eliovson & Tenore/ Elderlaw & Family Counseling Associates, LLC ..............39Debra Vey Voda-Hamilton Hamilton Law & Mediation, PLLC .....................13, 39Kevin Kelly & Associates ................................39Law Offices of Joel D. Muhlbaum, LLC, Attorneys at Law ..................................39, 40BanksPeople’s United Bank ..................inside front cover, 40Mortgage/Reverse MortgagesAtlantic Home Loans............................16, 17, 40CEMETERIES AND FUNERAL HOMESMagner Funeral Home . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .41

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66CTSeniorHelpCenter.com Fast, easy, and always FREE!News and Events• Local Senior News Blog• Local Events CalendarIN BUSINESS TO HELP SENIORS? Let them know at CT SENIOR HELP CENTER FOR FREE!66This Guide is intended to assist senior citizens, older adults and their families in obtaining information about products and services of interest. However, because of the constant changing and updating of information contained herein, it is not possible to guarantee complete accuracy of all the information or the complete absence of errors or omissions. The publisher, therefore, does not assume liability for any inaccuracy, errors or omissions in the information, nor assume any liability for inaccurate or misleading information or errors or omissions contained in advertisements in this Guide.Published annually by The Merrill Anderson Co., Inc., Stratford, CT 06614. Copyright 2019 by The Merrill Anderson Co., Inc. All rights reserved.Get detailed information on:City/Town Services for Seniors Senior Living • Independent Living • Assisted Living • Skilled Nursing and Rehab • Alzheimer’s and Memory Care • HospiceAdult Day CareHome Care Services • Medical and Non-medicalMedical Equipment and SuppliesHealthcare Professionals • Dentists • Eye Care • Hearing Geriatric Care ManagementProfessional Services • Elder Law Attorneys • Seniors Real Estate Specialists • Medicare Advisors • Reverse Mortgage Specialists • Financial Advisors • Long-term Care SpecialistsEnd of Life Services • Funeral Services • CemeteriesTransportation Services Linda O’Leary, First Selectman’s Office, Town of DarienElizabeth Paris, Director of Senior Programs at the Mather Center, DarienAli Ramsteck, Director, Human Services, Town of DarienMarcella Rand, Program Specialist, at the Mather Center, DarienLori Ann Contadino, Director, Commission on Aging, Town of GreenwichGeorge O’Loughlin, Director of Case Management, Town of GreenwichBarbara Ormerod-Glynn, Library Director, Greenwich LibraryJosephine Sargeant, First Selectman’s Office, Town of GreenwichDeborah C. Travers, Director, Division of Family Health, Town of GreenwichBarb Achenbaum, Executive Director, Staying Put in New CanaanLyn Bond, Director, Lapham Community Center, Senior Center of New CanaanCarol McDonald, RN, Director of Health & Human Services, Town of New CanaanSally Johnson, Executive Assistant to the Mayor, City of NorwalkBeatrix Winter, Executive Director, Senior Center, City of NorwalkKathleen Bordelon, Executive Director, SilverSource, StamfordChristina Crain, Executive Director, Stamford Senior Center, Marianne Delaney, Director of Development, SilverSource, StamfordRandi Derene, Administrative Assistant, Selectman’s Office, Town of WestonWendy Petty, Director, Weston Senior Activities Center, Town of WestonSusan Pfister, Director, Center for Senior Activities, Town of WestportMargaret Pinherio, Administrative Assistant, Human Services, Town of WestportLauren M. Hughes, Senior Services Coordinator, Town of WiltonPhil Richards, Board Chairman, Stay at Home in WiltonThanks also to everyone who is helping to distribute copies of the Guide.We extend a special thanks to everyone who helped make the Senior GO TO Guide possible, especially:PublisherThomas GerrityArt Director Paula R. SoliGraphic Designer Jean VendittiAdvertising Sales Jennifer VanGeleEditorial & Research AssociatePeter J. O’ConnellCustomer ServiceSarah ScalzoWeb MasterSirvydas VebraDisributionDave Chirico

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