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Message Our Vision At Habitat for Humanity, we believe everyone deserves a safe, decent, and affordable place to live. Yet, 1.8 billion people worldwide lack adequate housing, and in the U.S., rising costs and limited availability make homeownership out of reach—especially for low- to moderate-income families and communities of color. How Habitat HelpsAffordable Homeownership – We provide mortgages with affordable monthly payments, making homeownership possible for more families.Education & Support – Future homeowners receive nancial education and home maintenance training for long-term success.Advocacy & Policy – We push for fair housing policies and partner with communities to expand affordable housing solutions. Be The Change You Wish To SeeVolunteers, donors, and community partners help make homeownership a reality. Want to become a Habitat homeowner? Contact your local Habitat to apply today! • Home Construction: Habitat builds new homes in partnership with families, volunteers, and local organizations. These homes are sold to low-income families with affordable mortgage payments. • Home Repair and Rehabilitation: The organization also helps with the repair and improvement of existing homes, ensuring they are safe, healthy, and affordable. • Disaster Relief: Habitat responds to natural disasters by rebuilding homes and communities affected by events such as hurricanes, earthquakes, and oods. • Homeownership Education: Habitat provides educational programs to help families build nancial literacy and home maintenance skills, ensuring long-term stability. • ReStores: Habitat operates retail stores that sell donated furniture, appliances, and building materials. Proceeds from these sales help fund the organization’s work. Habitat for Humanity oers several key services to help individuals and families gain access to aordable housing:Building a Future Through Aordable Homeownership

Our Vision At Habitat for Humanity, we believe everyone deserves a safe, decent, and affordable place to live. Yet, 1.8 billion people worldwide lack adequate housing, and in the U.S., rising costs and limited availability make homeownership out of reach—especially for low- to moderate-income families and communities of color. How Habitat HelpsAffordable Homeownership – We provide mortgages with affordable monthly payments, making homeownership possible for more families.Education & Support – Future homeowners receive nancial education and home maintenance training for long-term success.Advocacy & Policy – We push for fair housing policies and partner with communities to expand affordable housing solutions. Be The Change You Wish To SeeVolunteers, donors, and community partners help make homeownership a reality. Want to become a Habitat homeowner? Contact your local Habitat to apply today! • Home Construction: Habitat builds new homes in partnership with families, volunteers, and local organizations. These homes are sold to low-income families with affordable mortgage payments. • Home Repair and Rehabilitation: The organization also helps with the repair and improvement of existing homes, ensuring they are safe, healthy, and affordable. • Disaster Relief: Habitat responds to natural disasters by rebuilding homes and communities affected by events such as hurricanes, earthquakes, and oods. • Homeownership Education: Habitat provides educational programs to help families build nancial literacy and home maintenance skills, ensuring long-term stability. • ReStores: Habitat operates retail stores that sell donated furniture, appliances, and building materials. Proceeds from these sales help fund the organization’s work. Habitat for Humanity oers several key services to help individuals and families gain access to aordable housing:Building a Future Through Aordable Homeownership

Our Vision At Habitat for Humanity, we believe everyone deserves a safe, decent, and affordable place to live. Yet, 1.8 billion people worldwide lack adequate housing, and in the U.S., rising costs and limited availability make homeownership out of reach—especially for low- to moderate-income families and communities of color. How Habitat HelpsAffordable Homeownership – We provide mortgages with affordable monthly payments, making homeownership possible for more families.Education & Support – Future homeowners receive nancial education and home maintenance training for long-term success.Advocacy & Policy – We push for fair housing policies and partner with communities to expand affordable housing solutions. Be The Change You Wish To SeeVolunteers, donors, and community partners help make homeownership a reality. Want to become a Habitat homeowner? Contact your local Habitat to apply today! • Home Construction: Habitat builds new homes in partnership with families, volunteers, and local organizations. These homes are sold to low-income families with affordable mortgage payments. • Home Repair and Rehabilitation: The organization also helps with the repair and improvement of existing homes, ensuring they are safe, healthy, and affordable. • Disaster Relief: Habitat responds to natural disasters by rebuilding homes and communities affected by events such as hurricanes, earthquakes, and oods. • Homeownership Education: Habitat provides educational programs to help families build nancial literacy and home maintenance skills, ensuring long-term stability. • ReStores: Habitat operates retail stores that sell donated furniture, appliances, and building materials. Proceeds from these sales help fund the organization’s work. Habitat for Humanity oers several key services to help individuals and families gain access to aordable housing:Building a Future Through Aordable Homeownership

Habitat for Humanity is a global nonprot organization dedicated to addressing the need for decent and affordable housing. It operates in approximately 70 countries, including all 50 states in the U.S. The organization works with families in need to build strength, stability, and self-reliance through the construction of affordable homes. Habitat homeowners partner with volunteers to build their homes and repay affordable mortgages. Founded in 1976 by Millard and Linda Fuller, Habitat aims to improve communities by providing families with safe, stable housing, fostering improvements in health, education, and economic opportunity.To qualify for Habitat for Humanity’s housing programs, families and individuals must meet certain criteria based on need, ability to pay, and willingness to partner. • Need for Housing – Applicants must lack safe, affordable housing. • Ability to Pay – Must have a stable income within guidelines and afford a low-cost mortgage. • Willingness to Partner – Must contribute "sweat equity" and commit to homeownership. • Residency Status – Must be a U.S. citizen or legal resident. • Other Factors – Local afliates may have additional criteria or priorities.The qualifications may vary slightly depending on the location, but generally, the following requirements apply:Place Postage Stamp HERE

Habitat for Humanity is a global nonprot organization dedicated to addressing the need for decent and affordable housing. It operates in approximately 70 countries, including all 50 states in the U.S. The organization works with families in need to build strength, stability, and self-reliance through the construction of affordable homes. Habitat homeowners partner with volunteers to build their homes and repay affordable mortgages. Founded in 1976 by Millard and Linda Fuller, Habitat aims to improve communities by providing families with safe, stable housing, fostering improvements in health, education, and economic opportunity.To qualify for Habitat for Humanity’s housing programs, families and individuals must meet certain criteria based on need, ability to pay, and willingness to partner. • Need for Housing – Applicants must lack safe, affordable housing. • Ability to Pay – Must have a stable income within guidelines and afford a low-cost mortgage. • Willingness to Partner – Must contribute "sweat equity" and commit to homeownership. • Residency Status – Must be a U.S. citizen or legal resident. • Other Factors – Local afliates may have additional criteria or priorities.The qualifications may vary slightly depending on the location, but generally, the following requirements apply:Place Postage Stamp HERE

Habitat for Humanity is a global nonprot organization dedicated to addressing the need for decent and affordable housing. It operates in approximately 70 countries, including all 50 states in the U.S. The organization works with families in need to build strength, stability, and self-reliance through the construction of affordable homes. Habitat homeowners partner with volunteers to build their homes and repay affordable mortgages. Founded in 1976 by Millard and Linda Fuller, Habitat aims to improve communities by providing families with safe, stable housing, fostering improvements in health, education, and economic opportunity.To qualify for Habitat for Humanity’s housing programs, families and individuals must meet certain criteria based on need, ability to pay, and willingness to partner. • Need for Housing – Applicants must lack safe, affordable housing. • Ability to Pay – Must have a stable income within guidelines and afford a low-cost mortgage. • Willingness to Partner – Must contribute "sweat equity" and commit to homeownership. • Residency Status – Must be a U.S. citizen or legal resident. • Other Factors – Local afliates may have additional criteria or priorities.The qualifications may vary slightly depending on the location, but generally, the following requirements apply:Place Postage Stamp HERE