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Wise Living - Who we are and how to apply

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Where tenants feel at home!1,650 Homes Built to RENTAcross Greater Manchester,Merseyside, Liverpool, Eastand West Midlands and theSouth West

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Our homes are professionallymanaged, which means ourcommunities are a long-termcommitment from us as aninstitutional landlord. You don’t haveto worry about your home suddenlybeing sold or being poorlymaintained.We’re in it for the long term, welisten, we care and we’re there foryou. We hope you enjoy our flexible,wise way of living!We’re here to revolutionise theprivate rental sector by challengingexisting standards, creating andnurturing communities andultimately, driving better livingstandards for our tenants. Wewant our tenants to feel secure intheir property and be part of acommunity they are proud of!O U R S T O R YEasy to deal wtihEnvironmentallly ConciousSecurity of TenancyIntegrated AppliancesFamily HomesProfessionally ManagedPet Friendly

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Summer Pizza EventSummer Pizza EventSummer Pizza EventChristmas at Tile HillSpringfield Brewery Welcome PartySpringfield Brewery Welcome PartySummer Pizza EventCake and Coffee Dec 22Springfield Brewery Welcome PartyO U R C O M M U N I T I E S

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O U R L O C A T I O N SBirkenheadBoltonBostonBristolCamborne, CornwallCoventryEcclesHullLiverpoolMansfieldOldhamPrescotRochdaleRotherhamSt HelensSalfordTelfordWolverhampton CLICK TO RESERVE North West Availability CORNWALL AVAILABILITY BRISTOL AVAILABILITY REST OF UK AVAILABILITY

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Opting into our 0% deposit programme isa wise decision.We know that the costs associated with moving can beoff putting for those looking for their perfect new home.That’s why we’ve got a fantastic offer in place for ourhomes at Cribbs Causeway that’s fair for everyone.We’ve made it even easier, affordable and quicker forthose looking to make a wise choice with their nextrental property; our tenants are no longer required topay a month’s rent up front. Imagine what you can spend your freed-up cash on...maybe some new furniture or home accessories, maybeeven a well-deserved break! It’s a win-win. To make the most of our wise offer*, give our team a callon 0345 319 4071 for more information. *T&Cs apply and will always be provided before opting for this scheme. There is a fee theequivalent of one weeks rent to join the nil deposit scheme. Where a nil deposit scheme is oered tenants will always have the opportunity to pay a traditional deposit of 5 weeksrent that will be held in a deposit scheme.0% DEPOSITOFFER

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FEE TYPE DETAILS DATE PAYABLE AMOUNTDEPOSITPET RENTHOLDING DEPOSITFIRST MONTH’S RENTHOLDING DEPOSIT Your first month’s rent is due inadvance.Where permission is given for apet to reside at the property, thetenancy deposit is increased toinclude a pet deposit*. This deposit is required to securethe property. When the depositis paid, it will be held on youraccount until your first months’rent is due (this will be deductedfrom your first months’ rent). The Wise Living team will collect this payment once youhave completed the referencingapplication form. We will thenremove the property from themarket. This is your security deposit.Your deposit will be registeredwith the Tenancy DepositScheme (TDS) for the durationof your tenancy. The Wise Living team will contactyou to advise when all paymentsare required. Wise Living may retain your holding deposit if: - You provide misleading information on your application form- You fail a right to rent check- You change your mind about the property and withdraw your application- You have failed to take reasonable steps to enter into the tenancy 5 weeks’ rent.£30 per month.Equivalent to 1 weeks’ rent(rounded down to the nearest10). For example, if your rent is£750 PCM, the holding depositwill be £170. The Wise Living team willcontact you to advise when allpayments are required.The Wise Living team will contact you to advise when all payments are required. Equivalent to 1 month’s rent (lessyou to advise when all payments that has been collected)W I S E R A T E SAll fees above are inclusive of VAT.*This is applicable for a cat or dog only.

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W I S E R A T E STenants may also be charged the following fees for services provided during the tenancy:All fees above are inclusive of VAT. Unless stated otherwise, all payments are non-refundable. FEE TYPE DETAILSCRITERIA FOR APPLICATIONDATE PAYABLE AMOUNTDEFAULT FEELATE PAYMENT FEEVARIATION OF TENANCYEARLY TERMINATION FEEThis fee will be added to youraccount when rent falls overdueby 14 days or morePayments in respect of earlytermination of a tenancyagreement at the tenant’srequestPayments on assignment, variation or novation of atenancy at the tenant’s requestThis is payable when rent fallsoverdueThis is payable on request bythe Wise Living team.Capped at Wise Livings loss of rent.This is a payment that isrequired in the event of a defaultby the tenant: - Lost key(s)-Lost security device giving access to the propertyAny fee charged must be nomore than 3% above the BOEBase Rate (this is onlyapplicable to the late paymentfee not a default fee)This is payable on request bythe Wise Living teamfollowing the tenant requestTenants may be expected to pay additional amounts for services incurred during your tenancy such as Council Tax, Energy andUtilities, Television Licences, Phone and Internet services. These are not included with your rent or payments to Wise Living. Itis the responsibility of the tenant to arrange for payment for these services where applicable.All applications are based on minimum household affordability of 30 x the monthly rent payment. If the applicant has historicor current credit issues such as CCJs, IVAs and bankruptcy, defaults on credit commitments then these must be disclosed toWise Living before a holding deposit is paid so we can establish whether you are likely to be accepted for tenancy. Please notethat your affordability will be assessed based on your net income and your existing credit commitmentsand you must beconfident you can meet the rental obligation as well as your other housing and living expenses, before applying for a property. All applicants over the age of 18 are referenced through Let Alliance against a criteria agreed with the landlord and will includeproof of identification, proof of residence, credit check, right to rent check. All applications are subject to contract.This we be payable on requestby the Wise Living TeamA reasonable cost that hasbeen incurred by the WiseLiving Team Capped at £50 or thereasonable costs incurred ifgreater

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N I L D E P O S I T V S . T R A D I T I O N A L D E P O S I TCashflow5 weeks’ rentDeposit returned*30 day maximumTRADITIONAL CASH DEPOSITADVANTAGESDISADVANTAGESWHAT YOU PAY UPFRONTIn full at end of the tenancy *Provided you have adhered to your tenancyobligations, for example no damage and allrent has been paidRegistered in an approved deposit protectionscheme for the full term of the tenancyDispute adjudication completed within 30 daysYou have to find the 5 weeks’ rent up front andthis will need to be paid to your letting agent in cleared fundsPrior to the tenancy commencingYou are still liable for any damages or unpaidrent and will be required to pay for thisNo funds returned at the end of your tenancyNo waiting to raise the full 5 weeks’ rent cashdepositDispute adjudication completed within 30 daysYou only have to find the equivalent of 1 weeksrent up front Cashflow Still liable Move quickly1 weeks’ rent + VAT No return funds 30 day maximumNIL DEPOSIT

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You are still responsible for any damages or unpaid rent when you end your tenancy!

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So you’ve decided that you’d like to rent a Wise Living home, allyou need to do now is chose your property from our availablelist. The team can send you a list of what is currently available.Once you have chosen which property you would like to reservecomplete our reservation form: What Next?Click to ReserveUpon completion of the reservation form, our team will promptlyreach out to guide you through the subsequent steps andprovide information on how to submit your Holding Deposit.Following the payment of your Holding Deposit, we will initiatethe referencing process. You will receive a link from ourreferencing partner, “Let Alliance.” We encourage you tocomplete this promptly to avoid any delays in your application.Throughout each phase of the process, we will keep youupdated and notify you once your references are successfullyverified. At that point, we will discuss potential move-in dateswith you. Please refrain from scheduling any removals or purchasingfurniture until your move-in date is confirmed.Once everything is in place, you will be fully prepared to moveinto your new home!

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SPECIMEN DOCUMENTS

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SPECIMEN Holding Deposit DeclarationDate:Proposed Tenants Name:Address of prospective property (“the property”):Monthly Rental Amount: 1 weeks rent rounded down to the nearest £10.Amount due/paid as the Initial Holding Deposit:Proposed Landlords Name:Security Deposit Amount (if applicable): (This must be no more than 5/52 of the annual rent)The amount of the first payment of rent due:Less Initial holding Deposit:Balance due on or before Agreement of Tenancy:Special Conditions:1) The Agent/Proposed Landlord acknowledges receipt of the Initial Holding Deposit so as to reserve the Property.2) The Proposed Landlord shall not let the Property to any other person other than the Proposed Tenants (where stated above). This condition will last until this reservation is cancelled by either party, oruntil the last dates for the signing of the tenancy agreement (whichever is earlier).3) The Proposed Landlord will not take additional Initial Holding Deposits from any parties aside from the Proposed Tenants (where stated above). This restriction will last until the Initial Holding Deposithas been partially or fully refunded to the Proposed Tenants or allocated to the Proposed Landlord where these Special Conditions, or Schedule 2 of the Tenant Fees Act 2019 allows for this.4) If a Tenancy Agreement is entered into in respect of the Property at the proposed rent between the parties the Initial Holding Deposit shall be credited in its entirety against the rent payable under theTenancy Agreement by the Proposed Landlord.5) If the Tenancy Agreement in respect of the Property is not signed by the end of the last date for signing the Tenancy Agreement, or if the reservation has been cancelled by either party, the InitialHolding Deposit shall only be repaid as provided below and not otherwise. Where the Proposed Landlord/Agent is entitled to retain the Initial Holding Deposit, the reason for this and theamount retained shall be communicated to you in writing within 7 days of the deadline for agreement or the date on which the Proposed Landlord decides not to enter into a Tenancy Agreement. This willbe in accordance with these Special Conditions or Schedule 2 of the Tenant Fee Act 2019.6) This agreement is not intended to create a tenancy in respect of the Property. It does not oblige any party to enter into a Tenancy Agreement. Either party may cancel the reservation. The precontractdeposit is therefore not a tenancy deposit which is subject to protection under the Tenancy Deposit Protection Scheme in accordance with the provisions of the Housing Act 2004.7) The Initial Holding Deposit is refundable in full in the following circumstances: -• If the Proposed Landlord does not accept the reservation or does not agree to abide by these Special Conditions (where this agreement is entered into by the Agent)OR• The Proposed Landlord withdraws the Property and cancels the reservationOR• Where all parties have taken all reasonable steps to enter into a Tenancy Agreement but did not sign the Tenancy Agreement by the deadline for agreementOR• Where the Proposed Tenants provided accurate information to the Proposed Landlord or Agent and the Proposed Landlord declines to enter into a Tenancy Agreement prior to the deadline.In all of the above, the Initial Holding Deposit will be refunded in full to the Proposed Tenant within 7 days of the deadline for agreement, or within 7 days of the Proposed Landlord’s decision if it is beforethe deadline for agreement.8) The Proposed Landlord does not have to refund any of the Initial Holding Deposit in the following circumstances: -• Where the Proposed Tenants provide false or misleading information that the Proposed Landlord may reasonably believe impacts on their decision whether to offer a Tenancy Agreement to the Proposed Tenant.OR• Where the Proposed Tenants cancel their reservation prior to the deadline for agreement and the Proposed Landlord and/or Agent have acted in a reasonable manner towards the Proposed Tenants.OR• Where, prior to paying the Initial Holding Deposit, the Proposed Tenants have confirmed to the Proposed Landlord or their Agent that they have sufficient proof to establish permanent or time limited right to rent inEngland, and subsequent checks reveal this is not the case.OR• Where the Proposed Landlord and/or Agent have taken all reasonable steps to enter into a Tenancy Agreement by the deadline for agreement and the Proposed Tenant does not take all reasonable steps to enterinto a Tenancy Agreement. Examples of the parties taking reasonable steps include, but are not limited to, providing sufficient information to collect references, contacting all referees in a timely fashion to allow for responses, performing creditchecks, attending an appointment to verify the Proposed Tenants right to rent status, providing the security deposit and rent no later than deadline for agreement.9) Where more than one person is named as Proposed Tenant either or any of them may cancel this reservation which will then be treated as a cancellation of the reservation on behalf of all of them.10) Any cancellation of the reservation by either party must be in writing to be effective.Signed (Proposed Tenants) ____________________________________________________Signed (Proposed Landlord/Agents) ______________________________________________IMPORTANT: Please note that this reservation can be cancelled at any time by the Proposed Landlord or by the Proposed Tenant (or any of them). On cancellation the consequences described above shall apply asappropriate. Furthermore, as your agent we have a legitimate interest in making sure that any change of tenancy information is supplied to the relevant providers to ensure that utility charges are directed to those responsible, bothat move in and move out. It is also important to ensure that all of our tenants are offered “best advice” when it comes to understanding your legal obligations as well as any additional utility options available within yournew home.As your agent we use the services of Utilitease, who are our chosen utility management providers and would like to pass your change of tenancy details to them accordingly. Utilitease will then contact you to providesupport and assistance with regards to utility services within your new home. This service is totally free and is provided on a no obligations basis. Please tick this box should you wish to receive this service If at any time you prefer not to receive any future updates from Utilitease then please inform the utility support team at any time by calling 01623 880095 or emailing support@utilitease.co

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Images are for illustrative purposes only of this property type, they are therefore not plot or site specific and spec and external features may vary slightly. If there is any point which is of particular importance to you, pleasecontact our o¨ce and we will be pleased to check the position for you. All properties are let unfurnished. Any room sizes quoted are approximate and are only intended as a general guidance.Wise Living is a trading name of Wise Living Homes Limited (company number 11184849) and Wise Living Developments Limited (company number 12072018), both registered in England and Wales with registered address 17Regan Way, Chetwynd Business Park, Nottingham, England, NG9 6RZ.0345 319 4071enquiries@wiselivinghomes.co.ukwww.wiselivinghomes.co.ukwiselivinghomes wiseliving_homes @wiselivinghomes0924