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PARTNERWITH ANGIEUnlocking Your Future, One Key at a Timewww.angiesapp.com angie.crowe@nafinc.om 256-490-5477

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. For more information visit:https://www.benefits.va.gov/homeloans/index.asp NMLS #6606. 05/2024Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweWhich program fits you best?We offer a variety of loan options that tailer to your specific needs! Conventional FHAVAUSDAThis program is for buyers who have a solidcredit history and some money to put towardsthe down payment and closing costs.This program is for buyers who don’t want to puta lot of money down. This is typically the go-tofor first-time homebuyers.This program is for buyers that are activelymilitary and veterans. If offers low rates, flexibleterms, and no down payment.This program offers the stability of a fixed ratewith no money down for those looking in a ruralarea.Down Payment: As low as 3%Occupancy: Primary, second home, &investment propertiesInsurance: Ability to eliminate PrivateMortgage Insurance with 20% downMinimum Credit Score: 620Down Payment: As low as 3.5%Occupancy: Primary residenceInsurance: Monthly mortgageinsurance requiredMinimum Credit Score: 580Down Payment: 0%Occupancy: Primary residenceInsurance: Monthly mortgageinsurance NOT requiredMinimum Credit Score: 580Down Payment: 0%Occupancy: Primary residenceMinimum Credit Score: 640

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. NMLS #6606. 07/2024Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweOur full suite of services offers solutions to make your homebuying experience pleasant and worry-free.Whether you’re a rst-time buyer or a seasoned veteran, we’re ready to help you with every step of the homebuying process.LENDING SERVICES• Determine your needs and goals• Walk you through loan process• Simplify industry jargon• Explain loan program options• Find applicable down payment assistance programs• Describe current interest rate environment• Assist with preapproval• Provide constant updates• Get your loan closed fastREAL ESTATE SERVICES• Explain current market conditions• Determine pricing• Market property• Schedule showings• Explain contracts• Negotiate offers• Coordinate inspections and appraisals• Keep the process moving• Stay current with all applicable lawsWant toBuy a Home?We Can Help Make It HappenWE HELP:WE HELP:

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Nontraditional credit references, such as rental and utility payments,may be used to validate a current score or to provide credit references when no score exists. NMLS #6606. 12/2023Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweGet your rural dream home with a USDA loan.Movin’ to the country!Do you dream of living in the country, but you’re not sure how to get started? We can help! Our special USDA rural mortgages could be the right option for you. These zero down payment loans are great for when you’re ready to enjoy wide open spaces and get some land of your own. ▪ No down payment required ▪ No acreage limitations ▪ Primary residence ▪ Low interest rate ▪ Credit score as low as 580 ▪ Closing costs and pre-paid items can be included in your loan ▪ Up to 115% of the median income in the area ▪ 30-year fixed rate loans ▪ Buydown options available

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. For more information visit:https://www.benefits.va.gov/homeloans/index.asp NMLS #6606. 04/2024Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweWe’re in the business of workingwith you for the life of the loanWE PROUDLY SERVICE OVER98%OF OUR LOANSIn-House Servicing Loan Options:Conventional LoansVA LoansFHA LoansJumbo Loans

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Credit up to $6,000 maximum. Due to maximum seller concessionrules applicable to purchase loan transactions, this credit could be less than $6,000 in some cases where other concessions have been made to the consumer. NMLS #6606. 07/2024Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweConcerned about the Down Payment?Our Pathway to Homeownership Program could be the answer!Don’t just dream about buying a new home, let us help make it a reality! Eligible borrowers can now get up to $6,000 in assistance toward the down payment or closing costs, making it easier than ever to get into your dream home in select areas.Program Highlights  First-time homeowners  1 unit | Single-family  Primary residence  97% loan-to-value (LTV)  30-year fixed-rate loan  Credit score as low as 620  Subject property must be in eligible census tract  Can be combined with other programs

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Loan applications will not be accepted for properties located inIllinois, New Jersey or New York. Additional LTV restrictions apply to properties located in California, Connecticut and Nevada. All mortgage documents necessary to effectuate thetransaction, required by law, or required by federal regulation, will be provided in English. NAF Cash is fulfilled by NAF Cash, LLC, an affiliated real estate company of New AmericanFunding that is managed and operated in compliance with applicable legal and regulatory requirements. NAF Cash, LLC. MI Real Estate Broker #6502431375. NAF Cash, LLC doesnot originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.5%-5.5% of purchase price for its service (fee varies by state). Terms and conditionsAngie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweWE HAVE YOU COVERED!You’re not the same as everyone else, so why should your home loan be? New American Funding offers a variety of unique loans to help you fulll your dreams of homeownership. NEED A MORTGAGE AS UNIQUE AS YOU?NAF CASHIn today’s market, cash buyers have the advantage. To compete and win, NAF Cash can purchase a new home for you with cash and sell it right back to you.BANK STATEMENT PROGRAMSelf-employed? Qualify from the cash ow of your business via bank statements or asset depletion. No tax returns are required.NO INCOME VERIFICATION LOANProof of income a challenge? We can help! Ask us how to qualify with credit and assets. No bankruptcy seasoning, 1-year waiting period for foreclosure and as low as a 640-credit score.INVESTMENT PROPERTY LOANSQualify using debt service coverage ratios and credit, assets, and the cash ow of the property. No income is required.AND MANY MORE!

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Savings according to a study from researchers at the UC SanDiego. The Mortgage-Cash Premium Puzzle (September 24, 2021). https://ssrn.com/abstract=3751917. NAF Cash is fulfilled by NAF Cash, LLC, an affiliated real estate company ofNew American Funding that is managed and operated in compliance with applicable legal and regulatory requirements. NAF Cash, LLC. MI Real Estate Broker #6502431375. NAFCash, LLC does not originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.5%-5.5% of purchase price for its service (fee varies by state). Termsand conditions apply, not available in all states. 41050 W 11 Mile Rd, Ste 220, Novi, MI, 48375. Phone 844-344-0531. NMLS #6606. 04/2023Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweBuying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.*With NAF Cash, an affiliated company of New American Funding, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.• Buy rst, sell later: You can buy your new home before selling your current home• Sellers may be more likely to offer concessions to cash buyers• Use potential savings to buy down the interest rate• Remove the stress and hassle of buying and selling a home• Close on your new home faster BENEFITSNew American Funding Can Help Show You How to Become a Cash BuyerThe New Way to Buy Your Home NAF Cash

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. NMLS #6606. 08/2023Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweBuying aManufactured Homeon Leasehold LandJust Got Easier!New American Funding now offers a lendingsolution for manufactured homes onleasehold land; opening up the door to acost-effective homeownership opportunity.Program Highlights:5% down payment1 unit dwellings onlyPurchase or rate & term refinance loansFind out if a manufactured homeis the right option for you.

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NMLS #6606. 06/2024Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweHelp your clients pay off high-interest debtA Home Equity Line of Credit could be the answer!Program Highlights  Piggyback and Stand-Alone options available  Self-employed permitted  Loan amounts $25,000 to $750,000  As little as 15% down  Up to 50.00% Debt-to-income  FICO as low as 620  Purchase, Rate and Term, and Cash Out Refinance  “No appraisal” and “AVM only” options on some transactions (if acceptable and qualified)  Trust Ownership eligible With a Home Equity Line of Credit, your clients can leverage the equity they’ve built in their home to pay off high-interest debt, make home renovations, or even buy a second home or investment property. Property Types  SFR (1-4 unit)  Townhomes  PUD  Condo (including Mid- and Hi- Rise)  Manufactured Homes allowed

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not available on all down payment assistance programs.Geographic restrictions apply. NMLS #6606. 03/2024Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweOffering A Variety Of Loan Programs: Conventional · FHA · VADOWN PAYMENT ASSISTANCEYou may qualify to buy a home with little to no money down with New American Funding’s Down Payment Assistance Programs. Some programs even assist with closing costs!Buy Your Home With Little To No Money DownNon-repayablegrants and giftsDeferred payment loans – loanpayments may be delayed untila future specied time*No downFHA and VAComplimentaryup-front credit approvalEXPLORE YOUR OPTIONS

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Services described are provided through NAF Concierge, anaffiliated company of New American Funding. NMLS #6606. 05/2024Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweMore Than Your MortgageAs closing day approaches, you still have numerous utilities and services to set up before you’re ready to move into your new home. NAF Concierge is here to take those things off your plate! This complimentary service can save you hours of time researching available providers, comparing rates, and setting up accounts. Plus, you can save money by taking advantage of exclusive discounts for New American Funding customers!NAF Concierge makes the entire move-in process as seamless as possible. From setting up basic utilities like power and gas, to ber internet and state-of-the-art smart home security, NAF Concierge has you covered.Electric, Gas, Water, & More Internet Cable & Streaming ServicesSmart Home Security Mobile & PhoneNAF Concierge Helps WithCustomers can call 877-804-0832 or visit nafconcierge.comHome Warranty

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. NMLS #6606. 05/2023Angie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweNew American Funding’sBranded Mortgage StatementsBranded mortgage statements will keep you at the top of your clients’ minds.New American Funding’s strategy is to build a support team around every one of our Loan Ofcers, and provide you with the tools you need to succeed!Join Our Team! Visit TeamNewAmerican.com

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. 14 business day guarantee only applies to purchase transactions.This guarantee does not apply to Reverse Mortgages, Brokered out loan transactions, FHA 203k, VA, USDA, Mortgage Bond Programs, Down Payment Assistance loans, MCC, non-delegated loan programs, Bank-owned properties and Short Sale Transactions, non-warrantable condominiums, non-QM loans and jumbo loans. The guarantee does not apply ifevents occur beyond the control of New American Funding, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lenderconditions that cannot be met by any party. The 14 business day trigger begins when the borrower's initial mortgage application has provided a complete loan file (including income andAngie CroweC: (256) 490-5477O: (256) 646-8007F: (410) 989-4291Loan ConsultantNMLS# 950200angie.crowe@nafinc.comnaf.com/angiecroweDelivering loans on time is our top priority! With our 14 Business Day Close Guarantee* combined with a fully underwritten preapproval, you hold an unbeatable one-two punch impossible for sellers to ignore. Providing certainty and control in the bargaining processMaking offers more attractive to sellersMoving offers to the front of the lineEasing timing worries for all partiesAdvantages may include:Fast Credit Approvals.Accelerated Loan Processing.Expedited Undewriting.BUSINESS DAY CLOSE GUARANTEE*FAST HOME LOANS

With a zest for helping folks achieve theirhomeownership dreams, Angie Crowe brings overthree decades of combined experience infinance and mortgages to the table. When she'snot crunching numbers, you can find Angieenjoying the great outdoors, wrangling her familyand fur babies, and tending to her garden (with alittle help from her trusty sidekicks, Jack, Titan,Red, Mollie, and Rosie). Licensed in both Alabama and Georgia, Angie isready to guide you through the mortgageprocess with a sprinkle of humor and a whole lotof expertise. Whether you're a first-time buyer ora seasoned refinancer, Angie is here to providetop-notch service and personalized guidanceevery step of the way. Let's make your journey tohomeownership a fun and memorable one!We look forward to helping you achieve yourhomeownership goals & know that The Clear ToClose Team is with you from ‘Hello to Home.’ Angie Crowe 256-490-5477www.angiesapp.com