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AVisionf thFuture

Helpin familie pla f thei futur - one dream at a time.For many families, Virginia529SM is often one of the earliest sources of financial information and inspiration through its three savings programs and educational access initiative.For 25 years, Invest529® has helped families save for their education savings needs. With more than 20 investment options and some of the lowest fees in the education savings industry, Invest529 has an option for all different types of savers.ABLEnow® offers a better quality of life for people with disabilities. Save for today’s needs or invest for tomorrow in a tax-advantaged account that won’t impact benefits critical to many with disabilities.RetirePath VirginiaSM is the Commonwealth’s state-facilitated retirement savings program. This new option expands access to retirement savings and provides more Virginians with a path to economic security. SOAR Virginia supports organizationsacross the state, making highereducation more affordable andaccessible through SOAR Scholars, mentoring and coaching, and career and technical training support.

We make the financial lives of Virginians better through our affordable and accessible savings programs and financial education efforts. Providing families with tools and information helps them secure their futures and enhances economic well-being for everyone.Mary Morris Virginia529 CEO

Tak  cle loo a th impac oThrough Virginia529, families experience the difference that comes from having access to easy, flexible and affordable programs that allow them to save what they can, when they can.

$88BVirginia529 assets under management3MFamilies saving for education withVirginia529 programs17,000+Individuals saving with ABLEnow#1Largest independent ABLE programin the nation$15MAwarded in SOARScholarships10,700+Students served throughSOAR VirginiaExpanding prosperity.Transforming the commonwealth’s economic landscape.one family, and one dream, at a time.*As of June 30, 2023800,000+Virginians gained access to retirement savings with RetirePath8,700 +Virginia businesses notified aboutRetirePath in 2023

Sav toda f  ighte tomro witFor more than two decades, Virginia529’s top-rated program, Invest529, has assisted hundreds of thousands of Virginia families in planning and saving for future education expenses.*440K+ Active Invest529 accounts; percentages add up to more than 100 percent due to respondents being able to select more than one option.Wh i savin wit Inves 529?*Wha ar familie savin f? 5%Other Family2%Self66%Parent31%GrandparentInternationalprogramsIn-state, out-of-state, public, or private schoolsTrade schoolsRegistered apprenticeship programsStudent loan repaymentGraduate programsK-12 tuitionCommunity colleges

We have two daughters who took dierent paths, one went to a four-year institution, the other completed an associate’s degree program and then went back to school to get her bachelor’s degree. I was able to pull dierent amounts from dierent accounts when I needed them. The flexibility of the programwas wonderful.Donielda T., Invest529 CustomerLongtim partnershi, nationa eac:More than 2 million families have been able to work with a financial professional to save tax-free for qualified education expenses through the CollegeAmerica program. This national program is a partnership between Virginia529 and Capital Group®, home of the American Funds®. The partnership has allowed Virginia529 to become the largest 529 plan in the country.Learn more at Virginia529.com*As of June 30, 2023

Unlockin future witVirginia529 supports students who are facing financial obstacles to pursue higher education. SOAR Virginia continues to grow as Virginia529’s commitment to post-high school certification and degree attainment expands.I’m a first-generation college student, so I had no one to turn to for help who would understand how to successfully enroll in college. I will forever be grateful for the opportunities SOAR Scholars provided me.Cheyenne G., SOAR ScholarWh doe SOAR Virgini partne wit? Communities in Schools • GRASP • Gear Up Virginia • Virginia College Advising Corps • Virginia Community College System •Virginia Latino Higher Education Network

Learn more at SOARVirginia.comI yo ca’ aff i, yo ca’ acces i. 1of parents say affordability is the biggest challenge affecting their loved ones’ ability to access post-high school certificates or degrees97 %of young adults say affordability is the biggest challenge affecting their ability to access post-high school certificates or degrees98%Wha esource ar availabl f partner?SOAR Virginia supports partners across the state in:Career andtechnical trainingSOAR ScholarsMentoring and coachingServes 10th -12th grade Virginia students at participating schoolsLocal access providers mentor and advise studentsTargets high-need areas based on economic and other demographic data6 partner organizationsIncludes GPA, conduct, community service and FAFSA completion requirements$500 scholarship for 10th and 11th grade participants; $1,000 scholarship for 12th grade participantsAbou1 SIR Independent Research, 2023

Achievin  bette lif wit Life with a disability can be expensive. That’s why more than 17,000 Americans save for the future with ABLEnow. These customers, representing all 50 states, use ABLEnow to save and invest without impacting their eligibility for certain disability benefits that provide income, health care, food and housing assistance. Wh opene th ABLEno accoun?45%Eligible Individual20%Other Authorized Representative35%Parent orFamily MemberWha ar individual savin f?HousingTransportation TrainingEducation AssistivetechnologyLegal feesBasic living expensesHealth and wellness expenses

My daughter’s ABLEnow account provides us peace of mind that she will have the financial support she needs to be able to pursue higher education and cover her basic needs without putting any of her benefits in jeopardy.Jeannette C., ABLEnow ParentLearn more at ABLEnow.comceleate 5t anniversarABLEAmerica is the nation’s onlyABLE program available through financial advisors, appealing to eligible individuals and their families who prefer to work with a knowledgeable and experienced financial professional. The program is a partnership between Virginia529 and the Capital Group, home of American Funds, one of the oldest and largest mutual fund companies in the country.

It’s important for River City Tattoo to offer RetirePath. It means this is not justa job in a local tattooshop. RetirePath allowsour employees to actually have a career and build a sustainable future.Laura Bethea, Business Manager, River City TattooEpandin acces t etiremensaving wit Today, more than 1 million private-sector Virginia workers are on their own when it comes to saving for retirement. RetirePath Virginia is the Commonwealth’s solution to help increase access to retirement savings.

Employer eligibilityFor-profit and non-profit businesses are required to register and facilitate RetirePath if all of the following criteria apply: 25+ eligible employees Operating for 2+ years Not currently oering a qualified, employer-sponsored retirement planEmployee eligibilityEmployees of participating employers can enroll in RetirePath if they meet the following criteria: 18+ years old Working 30+ hours/week Receiving Virginia incomeWh i eligibl f RetirePat? Learn more at RetirePathVA.comThose who are self-employed or work for an employer that does not oer RetirePath can open their own account.Individuaeligibilit of Virginia workers lack access to a retirement savings plan at work150%more likely to save if a workplace option is available215x1 Virginia529, Report on State-Facilitated Private Retirement Plan Programs (2020); 2 AARP, Saving for Retirement at Work (2021)

A powerfu netw o advocates and experts Members serve automatically through their positions as state officials4Non-legislative citizen members are appointed by the Governor or General Assembly 7Dante D. JacksonBoard ChairLisa N. JenningsBoard Vice-ChairRicardo ChamorroDr. David DoréDr. Elliott Dubin Susan Ferguson Sharon Lawrence David L. Richardson Walter Stosch*Open seat as of 2023Peter A. BlakeFor almost three decades, Virginia529 has benefited from strong board members with different perspectives and points of view, united in a common goal to support and expand Virginia529 ensuring more families have access to the transformative power of education and financial well-being.Virginia529 is governed by an 11-member board*, consisting of experts in:educatio • financ • investmen managemen • etiremen planninVirginia529’s board is supported by advisory committeesmade up of experts from across the Commonwealth.

Being a part of this board means thinking about how hundreds of thousands of Virginia families can finance their loved ones’ education and carefully stewarding their hopes, dreams and savings. I’m proud of the difference we’re making in so many lives.Dante Jackson, Virginia529 Board Chair

Call 1-888-567-0540 or visit Virginia529.com to obtain all program materials. Read them carefully before investing. An investor should consider the investment objectives, risks, charges, and expenses of the programs before investing. For non-Virginia residents: before investing, consider whether you or the beneficiary’s home state oers any state tax or other state benefits such as financial aid, scholarship funds, and protections from creditors that are only available for investments in that state’s qualified tuition program. © 2024 Virginia College Savings Plan. All Rights Reserved.