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www.elitebenefitsgroup.comELITEBENEFITSGROUPENHANCE - EDUCATE - ENGAGE - ENROLL - EMPOWER

U.S. Alloys is committed to a comprehensive employeebenefitprogram that helps our employees stay healthy, feel secure andmaintain a work/life balance.The benefits program was designed to provide you with a competitive level of standard coverage while  allowing  you  the  flexibility  to  choose benefits  that  reflect  your  needs  and  personal circumstances. In addition to receiving coverage for health insurance, you have the opportunity to choose other coverage that best meets your needs.www.elitebenefitsgroup.com

1. DEDUCTIBLEThe amount you must pay before your insurance company starts to pay for covered services each year.3. COPAYMENTSA fixed amount you pay for covered services such as doctor visit or diagnostic test.5. COVERED SERVICESMedical services included in your insurance plan, such as doctor visits, hospital stays and diagnostic tests. 7. OUT-OF-NETWORKA doctor or medical facility that is not contracted with your insurance company. Using out-of-network providers can result in you paying a higher portion of the medical bills or possibly the entire bill.2. COINSURANCEThe percentage of a medical expense you are responsible for paying. This usually kicks in after you have met your deductible.4. OUT-OF-POCKETMAXIMUMThe most you have to pay for covered services in a plan year. 6. IN-NETWORKThe doctors, hospitals and other medical facilities and suppliers that contract with your insurance company to provide medical services.8. PROVIDERThe person or facility providing services to you, including doctors, hospitals and pharmacies.www.elitebenefitsgroup.com8YTERMSOU SHOULD KNOW

United Healthcare is our medical carrier. Below is a brief summary of the medical plan. Using In- Network facilities and physicians will result in significant cost savings to the member. Network facilities and physicians can be found at myuhc.com or call 877-797-8812.www.elitebenefitsgroup.comPlan 1 E6000i80LX21BIN NETWORKOUT OF NETWORKParticipant80% 20%N/AN/ACaCaalelelndnddararYYeaear DeeDeductible (CYD)IndividualFamily$6,000$12,000N/AN/AMaximum mOuOt of PocoockeketIndividualFamily$8,150$16,300N/AN/AOffice VisisititPrimary Care Visits (non-surgical)Specialist Visit (non-surgical)Urgent Care VisitPreventive CareRetailPPrerescscription*Preferred Generic(PSOR\HH&RQWULEXWLRQ (Semi-MonthlyEmployee onlyEmployee and SpouseEmployee and Child (ren)Employee and Family$10 / $35 / $75 / $250$68.20$190.82$361.46PlanHospitalIn-Patient ServicesOut-Patient ServicesEmergency Room$190.82MEDICAL INSURANCE$25 Copay/visit. Deductible does not apply. $75 Copay/visit. Deductible does not apply.$50 Copay/visit. Deductible does not apply. No Charge. Deductible does not apply.20% Coinsurance 20% Coinsurance 20% Coinsurance

United Healthcare is our medical carrier. Below is a brief summary of the medical plan. Using In- Network facilities and physicians will result in significant cost savings to the member. Network facilities and physicians can be found at myuhc.com or call 877-797-8812.www.elitebenefitsgroup.comPlan 2P3000i70LX21BIN NETWORKOUT OF NETWORKParticipant70% 30%50%50%CaCaalelelndnddararYYeaear DeeDeductible (CYD)IndividualFamily$3,000$6,000$6,000$12,000Maximum mOuOt of PocoockeketIndividualFamily$8,150$16,300$16,300$32,600Office VisisititPrimary Care Visits (non-surgical)Specialist Visit (non-surgical)Urgent Care Visit(PSOR\HH&RQWULEXWLRQ (Semi-MonthlyEmployee onlyEmployee and SpouseEmployee and Child (ren)Employee and Family$10 / $35 / $75 / $250$76.03$213.83$405.61PlanPreventive Care HospitalIn-Patient Services Out-Patient Services Emergency Room Retail Prerescscription* Preferred Generic$213.83MEDICAL INSURANCE$25 Copay/visit. Deductible does not apply. $75 Copay/visit. Deductible does not apply.$50 Copay/visit. Deductible does not apply. No Charge. Deductible does not apply.30% Coinsurance 30% Coinsurance 30% Coinsurance50% Coinsurance 50% Coinsurance50% Coinsurance 50% Coinsurance50% Coinsurance 50% Coinsurance 50% Coinsurance

DENTALwww.elitebenefitsgroup.comCLASS TYPE OF SERVICE INSURANCE PAYSNetworkOur national dental network offers more than 323,000 access points. Members may choose any dentist but may receive additional savings by choosing an in-network dentist. Plus, services not covered by this plan may also still be eligible for in-network savings. Out-of-network benefits are paid at the network negotiated rate.Dental insurance can help preserve your smile with easy-to-use coverage that promotes overall wellness.Benefits can help with a variety of dental costs, from routine cleanings to more advanced procedures. Coverage is available for you, your spouse and dependent children.Plan detailsThe benefit year maximum for this plan is $1,000 per person.Class A, B and C services apply toward the benefit year maximum.This plan has a deductible of $50 per person.Families only pay the deductible for a maximum of three people. Applies only to class B and C services.The co-insurance for this plan is:INSURANCE(Network: Ameritas Dental Network) $1,000, 100%80% 50%Type 1Type 2Type 3Preventive ServiceBasic ServiceMajor Service100%80%50%

Covered Procedures& waiting periodsRoutine exams and cleanings (twice every 12 months)Perapixal X-rays-Bitewing X-rays (up to four films; once every 12 months)-Full mouth/panoramic x-rays(once every five years)Children’s services(up to age 14)-Fluoride treatment (once every 12 months)Sealants(age 13 and under)Restorative AmalgamsRestorative Composites(Anterion and posterior teeth)Endodontics (Surgical and nonsurgical)Space MaintenersOnlaysCrowns (1 in 10 years per tooth)Crown RepairProsthodontics (fixed bridge; removable complete/partial dentures)AnesthesiaPreventive services (Type 1)Basic services (Type 2)Major services (Type 3)Employee Contributions (Semi-Monthly)EmployeeEmployee and SpouseEmployee and Child (ren)Employee and Family$15.04$30.78$39.52$55.26www.elitebenefitsgroup.comPeriodontics (Surgical and Nonsurgical) Denture RepairSimple ExtractionsComplex ExtractionsAllowance - U&CPlan Benefit - 50%Lifetime Maximum (per person) - $1,000Waiting Period- 12 months New Enrollees OnlyOrthodontia Summary- Child Only Coverage

Vision will help pay for eye exams and materials, such as glasses and contact lenses. This coverage can help you maintain healthy vision and overall wellness, as well as provide valuable financial protection for you, your spouse and dependent children.www.elitebenefitsgroup.comVISION BENEFITSIN-NETWORKSOUT OF NETWORK ALLOWANCECO-PAYSSTANDARD PLASTIC LENSES (once per 12 months)FRAMES (once per 24 months)CONTACT LENSES (once per 12 months) (Includes fit, follow-up and materials) in lieu of eyeglass lenses and framesExam (once per 12 months)Materials$10$25Up to $35See belowSingle visionBifocalTrifocalLenticularProgressiveCovered by co-payCovered by co-payCovered by co-payCovered by co-paySee Lens optionsUp to $30Up to $50Up to $65Up to $100NAchoose any frame avaiable at provider locations$130 allowanceUp to $70ElectiveMedically NecessaryUp to $130 allowanceCovered in FullUp to $105 allowanceUp to $210 allowanceVISIONNetwork: VSP Choice Network + AffiliatesEmployee Contributions (Semi-Monthly)EmployeeEmployee and SpouseEmployee and Child (ren)Employee and Family$4.74$10.26$8.28$13.80

For more information, talk with your benefits counselor.Guaranteed Issue Life InsuranceU.S. Alloys is providing all their employees with $10,000 in Life Insurance coverage; additional coverage may be purchased.•Employee may purchase an additional $75,000 Basic Term Life on a guaranteedissue basis life (total$85,000) Maximum benefit is 5x salary to $200,000 withEvidence of Insurance.•Spouse Coverage – up to $25,000 on a guaranteed issue basis. Maximum benefit islimited to $50,000 and cannot exceed 100% of employee’s face amount.•Dependent Coverage – up to a maximum of $10,000 guarantee issue and cannotexceed 100% of employee’s face amount.ColonialLife.comAge-band Employee Spouse Dependents Uni-Tobacco Uni-Tobacco Unit 0-24 0.058 0.029 0.303 25-29 0.057 0.039 0.303* 30-34 0.072 0.058 35-39 0.098 0.089 40-44 0.146 0.136 45-49 0.231 0.208 50-54 0.344 0.308 55-29 0.517 0.442 60-64 0.731 0.595 65-69 1.028 0.863 70-74 1.946 1.632 75+ 6.015 5.045 *Dependent children coverage is available up to age 26*All Rates listed are monthly per $1,000 of coverage

%(1(),76(/,*,%,/,7< $VDQHPSOR\HHRIU.S. Alloys\RXKDYHDFFHVVWRWKHIROORZLQJ EHQHILWVIRUWKH3ODQ<HDUApril24±March5.Core Plan Benefits offered:࠮࠮United Healthcare =PZPVU+LU[HS7SHU Life Insurance & Voluntary Benefits through Colonial Life:+2,6(/,*,%/($1':+(1 $OODFWLYHIXOOWLPH(PSOR\HHVZKRZRUNDWOHDVW30KRXUVSHUZHHN(PSOR\HH EHQHILWVDUHHIIHFWLYHWKHILUVWRIWKHPRQWKIROORZLQJ90GD\VRIDFWLYHHPSOR\PHQW(/,*,%/('(3(1'(176 <RXPD\HQUROO\RXUHOLJLEOHGHSHQGHQWVLQFRYHUDJH7KH\LQFOXGH-/HJDO6SRXVH-&KLOGUHQXSWRDJHUHJDUGOHVVRIVWXGHQWVWDWXVRUPDULWDOVWDWXVLQFOXGLQJQDWXUDOFKLOGUHQVWHSFKLOGUHQDQGOHJDOO\DGRSWHGFKLOGUHQLQFOXGLQJFKLOGUHQOLYLQJZLWK\RXEHIRUHWKHDGRSWLRQLVILQDOZKRDUH\RXUGHSHQGHQWVRUIRUZKRP\RXDUHUHTXLUHGWRSURYLGHKHDOWKFDUHFRYHUDJHXQGHUD4XDOLILHG0HGLFDO&KLOG6XSSRUW2UGHU&+$1*,1*<285&29(5$*('85,1*7+(<($5 ,I\RXQHHGWRFKDQJH\RXUFRYHUDJHWKURXJKRXWWKH\HDU\RXPD\RQO\GRVRLI\RX H[SHULHQFHDQHOLJLEOHFKDQJHLQVWDWXVOLIHHYHQWVXFKDV࠮ )PY[O(KVW[PVU࠮ *OHUNLPU0UZ\YHUJL*V]LYHNL(KKYLZZ,TWSV`TLU[:[H[\Z࠮ +LH[OPU[OL-HTPS`࠮ +LWLUKLU[*OPSK9LHJOLZ3PTP[PUN(NL࠮ +P]VYJL(UU\STLU[࠮ -43(9LSH[LK3LH]L࠮ 3LNHS:LWHYH[PVU4HYYPHNL࠮ :WV\ZL3VZZVM6[OLY*V]LYHNL࠮ ,UYVSSTLU[PU4HYRL[WSHJL*V]LYHNL<RXPXVWPDNHFKDQJHVWR\RXUEHQHILWFRYHUDJHZLWKLQGD\VRIDQHOLJLEOH FKDQJHLQVWDWXVOLIHHYHQW:+$7+$33(16,),'21¶7(152//" ,I\RXGRQRWHQUROOLQWKHEHQHILWVSURJUDP\RXZLOODXWRPDWLFDOO\UHFHLYH³GHIDXOW´ FRYHUDJHZKLFKLV1R&RYHUDJH,IODWHURQ\RXGHFLGHWRHQUROOLQEHQHILWV\RXPD\EHVXEMHFWWREHQHILWZDLWLQJ SHULRGVUHTXLUHHYLGHQFHRILQVXUDELOLW\DQGRUEHUHTXLUHGWRZDLWXQWLOWKHQH[W $QQXDO(QUROOPHQWwww.elitebenefitsgroup.com࠮

The information in this Enrollment Guide is intended for illustrative purposes and informational purposes only. The information contained herein was taken from various summary plan descriptions, certificates of coverage and benefit information. Every effort was taken to accurately report your benefits however discrepancies and errors are always possible. It is not intended to alter or expand rights or liabilities set forth in the official plan documents or contracts. It is not an offer to contract nor are there any express or implied guarantees. In case of a discrepancy between this information and the actual plan documents, the actual plan documents will prevail. If you have any questions about this summary, please contact Human Resources or Elite Benefits GroupMEDICALUnited Healthcaremyuhc.com1-877-797-8812DENTAL / VISIONCONTACT INFORMATIONwww.elitebenefitsgroup.comHUMAN RESOURCESTiffany Tillery713-644-1983Ameritas 800-487-5553 (Dental)800-877-7195 (VSP Vision)ELITE BENEFITS GROUP713-575-3722LIFE INSURANCE (COLONIAL LIFE)Colonial Life 888-325-4368www.colonialLife.com S