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Hello and Happy New Year! This year will be an exciting time for Real Estate as the market holds strong, especially for sellers as inventory remains low and demand high. As your neighborhood expert, I know that selling your home can be a stressful decision and I am here to help you along as you make a fresh start in the New Year. I know the homes in your community, the market, and have helped many people looking to buy and sell right where you live now. Not only can I help you list your property, I can advise you as you search for a new home locally. If you have any questions about the market or would like to see what your home is worth, please contact me for a complimentary CMA (comparative market analysis). As a community expert, I would love to talk with you about your goals for you and your home as you go through the selling process. Thank You, Your NameLoan terms, rates, and products can vary significantly from one lending company to the next. Here are some great questions to ask as you begin the process of securing a loan. • What are the most popular mortgages you oer? Why are they so popular?• Are your rates, terms, fees and closing costs negotiable?• Do you oer discounts for inspections, homeownership classes or automatic payment set-up?• Will I have to buy private mortgage insurance? If so, how much will it cost and how long will it be required?• What escrow requirements do you have?• What kind of bill-pay options do you oer?• What would be included in my mortgage payment (homeowner’s insurance, property taxes, etc.)?• Which type of mortgage plan would you recommend for my situation?• Who will service this loan, your bank or another company?• How long will the rate on this loan be locked-in? Will I be able to obtain a lower rate if the market rate drops during the lock-in period?• How long will the loan approval process take?• How long will it take to close the loan?• Are there any charges or penalties for prepaying this loan?• How much will I be paying in total over the life of this loan?Source: National Association of Realtors123.456.7890 youremail@email.comyourwebsite.comYOUR NAME HEREYOUR COMPANY NAMEImportant Questions to Ask When Choosing a Lender If you home is currently listed, this is not intended as a solicitation of that listing.ACME MORTGAGEFull Service Lender123.456.7890 | acmemortgage.comLOW MONTHLY PAYMENTS | HOME LOANS | EQUITY LINESJONES AND FRANKLINReal Estate LawCall us at 123.450.7890 for a free consultation. jonesandfranklin.com

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Hello and Happy New Year! This year will be an exciting time for Real Estate as the market holds strong, especially for sellers as inventory remains low and demand high. As your neighborhood expert, I know that selling your home can be a stressful decision and I am here to help you along as you make a fresh start in the New Year. I know the homes in your community, the market, and have helped many people looking to buy and sell right where you live now. Not only can I help you list your property, I can advise you as you search for a new home locally. If you have any questions about the market or would like to see what your home is worth, please contact me for a complimentary CMA (comparative market analysis). As a community expert, I would love to talk with you about your goals for you and your home as you go through the selling process. Thank You, Your NameLoan terms, rates, and products can vary significantly from one lending company to the next. Here are some great questions to ask as you begin the process of securing a loan. • What are the most popular mortgages you oer? Why are they so popular?• Are your rates, terms, fees and closing costs negotiable?• Do you oer discounts for inspections, homeownership classes or automatic payment set-up?• Will I have to buy private mortgage insurance? If so, how much will it cost and how long will it be required?• What escrow requirements do you have?• What kind of bill-pay options do you oer?• What would be included in my mortgage payment (homeowner’s insurance, property taxes, etc.)?• Which type of mortgage plan would you recommend for my situation?• Who will service this loan, your bank or another company?• How long will the rate on this loan be locked-in? Will I be able to obtain a lower rate if the market rate drops during the lock-in period?• How long will the loan approval process take?• How long will it take to close the loan?• Are there any charges or penalties for prepaying this loan?• How much will I be paying in total over the life of this loan?Source: National Association of Realtors123.456.7890 youremail@email.comyourwebsite.comYOUR NAME HEREYOUR COMPANY NAMEImportant Questions to Ask When Choosing a Lender If you home is currently listed, this is not intended as a solicitation of that listing.ACME MORTGAGEFull Service Lender123.456.7890 | acmemortgage.comLOW MONTHLY PAYMENTS | HOME LOANS | EQUITY LINESJONES AND FRANKLINReal Estate LawCall us at 123.450.7890 for a free consultation. jonesandfranklin.com

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Hello and Happy New Year! This year will be an exciting time for Real Estate as the market holds strong, especially for sellers as inventory remains low and demand high. As your neighborhood expert, I know that selling your home can be a stressful decision and I am here to help you along as you make a fresh start in the New Year. I know the homes in your community, the market, and have helped many people looking to buy and sell right where you live now. Not only can I help you list your property, I can advise you as you search for a new home locally. If you have any questions about the market or would like to see what your home is worth, please contact me for a complimentary CMA (comparative market analysis). As a community expert, I would love to talk with you about your goals for you and your home as you go through the selling process. Thank You, Your NameLoan terms, rates, and products can vary significantly from one lending company to the next. Here are some great questions to ask as you begin the process of securing a loan. • What are the most popular mortgages you oer? Why are they so popular?• Are your rates, terms, fees and closing costs negotiable?• Do you oer discounts for inspections, homeownership classes or automatic payment set-up?• Will I have to buy private mortgage insurance? If so, how much will it cost and how long will it be required?• What escrow requirements do you have?• What kind of bill-pay options do you oer?• What would be included in my mortgage payment (homeowner’s insurance, property taxes, etc.)?• Which type of mortgage plan would you recommend for my situation?• Who will service this loan, your bank or another company?• How long will the rate on this loan be locked-in? Will I be able to obtain a lower rate if the market rate drops during the lock-in period?• How long will the loan approval process take?• How long will it take to close the loan?• Are there any charges or penalties for prepaying this loan?• How much will I be paying in total over the life of this loan?Source: National Association of Realtors123.456.7890 youremail@email.comyourwebsite.comYOUR NAME HEREYOUR COMPANY NAMEImportant Questions to Ask When Choosing a Lender If you home is currently listed, this is not intended as a solicitation of that listing.ACME MORTGAGEFull Service Lender123.456.7890 | acmemortgage.comLOW MONTHLY PAYMENTS | HOME LOANS | EQUITY LINESJONES AND FRANKLINReal Estate LawCall us at 123.450.7890 for a free consultation. jonesandfranklin.com

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