ABeyKnowledgempowersEYouA u t o m a t e d C l e a r i n g H o u s e ( A C H ) & W i r e s a l l o w i n d i v i d u a l s a n db u s i n e s s e s t o s t r e a m l i n e i n c o m i n g o r o u t g o i n g p a y m e n t st h r o u g h s e c u r e p a y m e n t m e t h o d s . A C H i s t h e m o s t w i d e l y u s e de l e c t r o n i c p a y m e n t p r o c e s s i n g n e t w o r k f o r b a n k transfers w i t h i nt h e U n i t e d S t a t e s . W i r e p r o c e s s i n g i s r e c o g n i z e d w i t h i n t h eU n i t e d S t a t e s b u t a l s o a c c e p t e d g l o b a l l y .Treasury ServicesSeriesC o mpa r i s o n :A C H & W i r e sNation wide Net workACH WIRESPr edet ermi ned Paym entsCh eck Fra ud S afeg uar dsHigher-Value TransactionsIn ter nat ional Tran sfe rsReceive Payment: Same Day 24/ 7 Ve ndor Pa ymen t Op tion s (for cash management customers)Du al Con trol Proce ssi ngDo mes tic TransfersEl imi nat e Paper Ch eck Ex penses Has sle- FreeACH Alias: Direct Deposit, Auto-Pay, Bank TransferWire Alias: Remittances La rge r F ees Applie dCr edi ts Only; S end er Initiates Pay men tCredits and Debits AllowedReo ccurr ing P aymen tsRe cei ve Payment: 1 -3 day sAb ili ty to Correct Er ror sVe ry Lim ited Abili ty toCo rre ct Errors