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CONTENTS TRENDSETTER   SUPER   3  TRENDSETTER SUPER QUICK FACTS..............................................................
    TRENDSETTER SUPER  For agent use only. Not for distribution to the public.  3
    TRENDSETTER SUPER QUICK FACTS UNDERWRITING CLASSES FOUR PREFERRED CLASSES Preferred Plus  TWO STANDARD CLASSES  UNISEX...
ISSUE AGES  AGE LAST BIRTHDAY, NY AGE NEAREST BIRTHDAY    FACE AMOUNT BANDS PRODUCT  ISSUE AGES UNDER  100,000  ISSUE AGES...
POLICY DESCRIPTION ABOUT TRENDSETTER   SUPER YRT  10, 15, 20, 25 AND 30 Trendsetter    Super 10, 15, 20, 25 and 30 are lev...
UNDERWRITING Underwriting classes will be available based on face amounts. MINIMUM FACE AMOUNTS LEVEL PREMIUM PLANS  MINIM...
DEATH BENEFIT The death benefit is equal to the face amount of the base policy, plus the face amount of any attached rider...
POLICY FEE WAIVER FOR MULTIPLE POLICIES We will waive the policy fees  on secondary policies  in the following situation  ...
POLICY CHANGES POLICY FACE AMOUNT INCREASES No face increases are allowed on Trendsetter Super Series products.  POLICY FA...
RIDERS ACCIDENTAL DEATH BENEFIT RIDER   ONLY AVAILABLE AT ISSUE The Accidental Death Benefit Rider pays an additional deat...
DISABILITY WAIVER OF PREMIUM RIDER    ONLY AVAILABLE AT ISSUE In the event of total disability, before the policy annivers...
ENDORSEMENTS INCOME PROTECTION OPTION   ONLY AVAILABLE AT ISSUE The Income Protection Option provides a settlement option ...
CONVERSIONS The conversion option is automatically included on all Trendsetter Super products  where applicable based on i...
    TRENDSETTER LB  For agent use only. Not for distribution to the public.  15
    TRENDSETTER LB QUICK FACTS Minimum Face Amount   25,000 Maximum Face Amount   2,000,000 UNDERWRITING CLASSES BY FACE A...
MODAL FACTORS Annually PAC   Direct  1.0000  Semi-Annual PAC   Directt  0.5100  Quarterly PAC   Direct  0.2575  Monthly PA...
POLICY DESCRIPTION ABOUT TRENDSETTER LB Trendsetter LB 10, 15, 20, 25, and 30 are level death benefit term life insurance ...
UNDERWRITING Underwriting classes will be available based on face amounts.  MINIMUM FACE AMOUNTS  RISK CLASS  1  TABLE RAT...
PREMIUMS NON-GUARANTEED AND GUARANTEED PREMIUMS  DEFINITION  There are two schedules of premiums for the Trendsetter LB pr...
LIVING BENEFITS, RIDERS AND ENDORSEMENTS This is a brief description of the policy benefits, riders and endorsements that ...
LIVING BENEFITS Accelerated death benefits  ADB  included at no additional premium cost.  TERMINAL ILLNESS ACCELERATED DEA...
CRITICAL ILLNESS ACCELERATED DEATH BENEFIT  CRADB   SUBJECT TO STATE AVAILABILITY  If the insured is Critically Ill a port...
The maximum amount that may be accelerated is the lesser of       90  of the policy   s face amount at time of claim  or  ...
LIVING BENEFITS STATE VARIATIONS TERMINAL ILLNESS ACCELERATED DEATH BENEFIT  CALIFORNIA The maximum death benefit that may...
CRITICAL ILLNESS ACCELERATED DEATH BENEFIT CALIFORNIA The insured must be certified by a physician as being critically ill...
FAQS 1.  What factors are taken into account for both chronic and critical illness options when determining the amount to ...
RIDERS AVAILABLE AT ADDITIONAL PREMIUM COST ACCIDENTAL DEATH BENEFIT RIDER   ONLY AVAILABLE AT ISSUE The Accidental Death ...
MONTHLY DISABILITY INCOME RIDER   ONLY AVAILABLE AT ISSUE The MDI rider provides a monthly income for up to 24 months  2 y...
ENDORSEMENTS CONVERSIONS This option allows the policy owner to change his or her Trendsetter policy to a level face amoun...
Trendsetter   Super are term life insurance policies issued by Transamerica Life Insurance Company, Cedar Rapids IA. Polic...