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YOUR GUIDE THROUGH THE HOME BUYING PROCESS www RedStickSold com 225 234 0022 225 768 1800
www RedStickSold com 01 MVVBP MISSION VISION To change lives through education To conquer our local markets and become the homeownership and investments 1 real estate team in the Gulf States Region by 2021 BELIEFS VALUE V elocity God Family Business Every action we take A ccountability reflects these values We believe in earning L earning Based our client s trust and loyalty by committing to U nity achieving our goals and honoring our standards E xceeding in Expectations We value open communication seek first to S uccess in Satisfaction understand and commit to honesty and direct discussion to resolve problems PERSPECTIVE We seek to develop our business as a means to make positive change for us our clients and the world around us The more successful we are as a team the more impactful we can be M V V B P
www RedStickSold com 02 MEET THE EXPERTS Tim Houk Realtor CEO Brandon Johnson Realtor Chris Galloway Realtor Kyle Evans Russ Vegas Thomas Kelly Jared Shreve Chase Youngblood Matt Rogillio Realtor Realtor Realtor Realtor Director of Sales Dee Green Realtor Realtor Lead Buyers Agent Alex Harton Realtor Realtor Alison Stott Realtor
www RedStickSold com 03 MEET THE OPERATIONS TEAM Lyric Foret Katie Astugue Marah King Director of Operations Marketing Coordinator Transaction Coordinator Madison Swacker Transaction Coordinator Ashlee Deshazer Inside Sales Associate Jason Blackmarr Inside Sales Associate
www RedStickSold com 04 BIG VISION Organizational Plan ORGANIZATIONAL CHART 2021 17 Team Members 267 units 55 Million Volume 1 3 Million GCI Equity Partners Property Management Expansion Division W I N WISE ISA ISA ISA ISA ISA ISA Listing Manager INVESTMENT NETWORK Director of Lead Gen Director of Lead sales Director of Operations Marketing CC SA SA SA SA SA SA SA SA SA SA SA SA SA SA SA SA SA SA SA SA SA Transaction Coordinator VA SA Sales Associate ISA Inside Sales Associate VA Virtual Assistant CC Customer Care
www RedStickSold com 05 THE HOME BUYING PROCESS Analyze your needs in a consultation MONEY UPFRONT Deposit Obtain financial pre qualification pre approval Inspection Fee Appraisal Credit Report Select view properties Write an offer to purchase Earnest deposit money Negotiate and counteroffer Rejection Accept the contract Inspections Complete the mortgage application Credit report Secure underwriting Conditions Remove contingencies Appraisal Verifications Obtain loan Approval Schedule termite survey Contact title company Close on property Move into your new home Title exam title insurance Call to transfer utilities IF NOT ALREADY PRE APPROVED
www RedStickSold com 06 THE COSTS OF BUYING A HOME When it comes to purchasing your first home preparation is key Here are a few costs you might need to plan for outside of the purchase price Since these are average estimates though be prepared for costs to vary widely based on state region size and age of the home as well as other factors CLOSING COSTS SETTING UP ESCROW 3 to 6 of the loan Home owners insurance premium Lender Fees Title Fees Admin Fees Taxes HOME INSPECTION HOME APPRAISAL 300 300
www RedStickSold com 07 OUR TRACK RECORD OF SUCCESS WHY THE HOUK GROUP AS YOUR REALTORS We have a proven track record of excellence aim to make each transaction a WIN WIN With a servants heart a business focus we have delivered these results to over 2 000 families THE HOUK GROUP 2020 GBRAR MARKET RANKINGS Our team is ranked in the TOP 5 in the Keller Williams Gulf Coast Region Ranked TOP 1 in the Greater Baton Rouge Association of Realtors Referrals from friends family past clients make up 70 of our business Helped 267 Families buy or sell Now representing 2 new construction neighborhood 55 Million 98 5 List to sales price ratio Our team is focused on what you want what you need and to keep it as great as it can possibly be Our promise is to always be real people ready to help you reach your goals Sales volume in 2020 2016 2017 2018 2019 2020 Double Platinum Award 2016 Top Listings Award Top Closed Volume 2007 2010 2011 Everest Circle the highest peak 2009 2011 Technology Chair for Keller Williams Red Stick Partners 2008 2001 2017 Agent Leadership Council Award 2007 Rookie of the Year with over 5 million dollars in transactions
www RedStickSold com 08 MAKING AN OFFER Once you have found the property you want we will write a purchase agreement While much of the agreement is standard there are a few areas that we can negotiate THE PRICE What you offer on a property depends on a number of factors including its condition length of time on the market buyer activity and the urgency of the seller While some buyers want to make a low offer just to see if the seller accepts this often isn t a smart choice because the seller may be insulted and decide not to negotiate at all THE MOVE IN DATE If you can be flexible on the possession date the seller will be more apt to choose your offer over others ADDITIONAL PROPERTY Often the seller plans on leaving major appliances in the home however which items stay or go is often a matter of negotiation Typically you will not be present at the offer presentation we will present it to the listing agent and or seller The seller will then do one of the following Accept the offer Reject the offer Counter the offer with changes By far the most common response is the counteroffer In these cases my experience and negotiating skills become powerful in representing your best interests When a counteroffer is presented you and I will work together to review each specific area of it making sure that we move forward with your goals in mind and ensuring that we negotiate the best possible price and terms on your behalf
www RedStickSold com 09 CLOSING 101 PREPARE FOR IT Closing day marks the end of your home buying process and the beginning of your new life To make sure your closing goes smoothly you should bring the following A certified check for closing costs and down payment Make the check payable to yourself you will then endorse it to the title company at closing An insurance binder and paid receipt Photo IDs Social security numbers Addresses for the past ten years OWN IT Transfer of title moves ownership of the property from the seller to you The two events that make this happen are Delivery of the buyers funds This is the check or wire funds provided by your lender in the amount of the loan Delivery of the deed A deed is the document that transfers ownership of real estate The deed names the seller and buyer gives a legal description of the property and contains the notarized signatures of the seller and witnesses At the end of closing the deed will be taken and recorded at the county clerk s office It will be sent to you after processing
www RedStickSold com 10 F A Q FREQUENTLY ASKED QUESTIONS How will you tell me about the newest homes available The Multiple Listing Service Website provides up to date information for every home on the market I constantly check the New on Market list so I can be on the lookout for my clients I will get you this information right away the way that is most convenient for you by phone and or email Will you inform me of homes from all real estate companies or only Keller Williams Realty I will keep you informed of all homes I want to help you find your dream home which means I need to stay on top of every home that s on the market Can you help me find new construction homes Yes I can work with most builders and get you the information you need to make a decision On your first visit with the builder I will accompany you By using my services with a new construction home purchase you will receive the services I offer as well as those provided by the builder at no additional cost How does for sale by owner FSBO work Homeowners trying to sell their home without agent representation are usually doing so in the hopes of saving the commission If you see a FSBO and want the advantages of my services let me contact the owner for you and make an appointment Most times the homeowner will work with an agent even though their home is not listed since the agent is introducing a potential buyer to their property Can we go back through our property again once an offer is made but before posession Usually we can notify the seller and schedule a convenient time to visit the property again Immediately before closing we will schedule a final walk through and inspection of your new home Once my offer is accepted what should I do Celebrate and focus on moving into your new home You will want to schedule your move pack items and notify businesses of your address change I will provide you with a moving checklist to help you remember all the details I will also give you a good faith estimate and HUD statement which will indicate the amount you will need to bring to closing
www RedStickSold com 11 WHAT S AHEAD Looking for a new home Any information we discuss about your wants needs and desires will all be taken into account when I chose homes to send you In some cases my clients find their dream home on the first day In other cases it takes more time to find the right home Rest assured there is a home out there just right for you We just have to find it To assist you in the home search journey I will organize a list of homes showing us the following information for each Photos of the home Home address Current asking price Square footage and property taxes Number of bedrooms and bathrooms Age and lot size Unique features and comments Once we narrow down the list of properties that are of interest I will Provide you with more detailed information about the home Review the county tax records for tax liens etc Schedule a personal visit to the home Tour the home with you Determine how the asking price compares with other homes in the area Answer any and all questions you may have
www RedStickSold com 12 BUYER LOYALTY SERVICE PLEDGE 01 The Houk Group will only commit to working with motivated and qualified individuals in purchasing a home 02 We will with your written permission expose you and your buying needs through newspaper advertising target mailings and telemarketing If you prefer not to have your name published we can still advertise your particular property needs 03 The Houk Group will mail and follow up by telephone to everyone who owns a home similar to the property you are searching for whether it is a particular floor plan neighborhood county acreage school district or price range 04 The Houk Group promises to immediately enter your buyer needs into the multiple listing database exposing your particular buying needs to the entire real estate community 05 You will have the first opportunity to purchase the best buys available in our market place 06 You will receive complimentary services such as invitations to homes before they are listed client parties and special promotions 07 You will always have someone to assist you If your agent is not available your personal Client Care Manager will step in to assist you We are totally committed to assisting you in finding the right property to suit your needs A lot of time and research has been spent on this program We only ask for your loyalty and commitment to purchasing property from our company This means 01 Immediately seek pre approval from a home lender 02 Notify your agent of any listed homes you see or inspect 03 Inform all builders For Sale by Owners and other real estate agents including open house that you are represented through your agent at Keller Williams Realty Red Stick Partners Sincerely Buyer Partner The Houk Group Keller Williams Realty Red Stick Partners Client Signature Date
www RedStickSold com 13 10 COMMANDMENTS OF PURCHASING A HOME Thou shall not change jobs become self employed or quit your job Thou shall not buy furniture or a vehicle or you may be living in it Thou shall not use credit cards excessively or let current accounts fall behind Thou shall not spend money you have set aside for closing Thou shall not omit debts or liabilities from your loan application Thou shall not use any mattress money during your loan transaction Thou shall not originate any inquiries into your credit Thou shall not make large deposits without checking with your loan officer Thou shall not change bank accounts Thou shall not co sign a loan for anyone
www RedStickSold com 14 WHAT OUR CLIENTS ARE SAYING ABOUT US My property sold quickly after it was listed The team was very proficient with communication throughout the entire process They went above and beyond to help close the deal Along the way they provided great recommendations to help us make the appropriate decision to resolve the dilemma I highly recommend them for all your real estate needs I will reach The Houk Group exemplifies professionalism in a most gratifying way They communicate knowledgeably by using all available most up to date data The buyers agents have a commitment to excellence and achieving best results for their clients out again soon for their expertise I have bought and sold a lot of real estate and have Tim and his staff are class acts He delivers great personal touches on the buying experience and highly recommend Great team used many different agents Tim Houk and The Houk Group are above and beyond any agency in all aspects They provide the best possible service and take any stress out of the process I can recommend them as the best choice when dealing with anything real estate This team is absolutely fantastic to work with Great service quick replies awesome personality and goes above and beyond for his clients The entire team at The Houk Group were also a delight to work with We felt like we were their 1 customer at all times A Team HIGHLY recommend LUXURY IS ABOUT THE EXPERIENCE
www RedStickSold com 15 UNDERSTANDING AGENCY WHO WORKS FOR WHOM SELLER AGENCY SINGLE AGENCY Agent will represent the best interests of the seller Agent will owe the seller fiduciary duties Agent must give the buyer all material facts so that the buyer can make an educated decision BUYER SELLE R BUYER AGENCY SINGLE AGENCY Agent will represent the best interests of the buyer Agent will owe the buyer fiduciary duties Agent must give the seller all material facts so that the buyer ER SELL can make an educated decision TRANSACTION BROKER DUAL AGENCY BUYER Agent will represent both the buyer and seller equally Agent s objective is to get a mutually satisfactory agreement among all parties Agent gives all options to the buyer and seller Depending on the local market all parties may be present at contact presentation to negotiate on their own behalf All parties have confidentiality Agent may do nothing to the detriment of either the buyer or seller Both the buyer and seller have a right to counsel before making any decisions both parties have the right to seek family religious legal or financial counsel BUYER SELLER
www RedStickSold com 16 OUR PROMISE TO YOU Our Promise is to create an experience that you honestly cannot imagine being better Our team is focused on what you want what you need and to keep it as great as it can possibly be Now there will be challenges After all it s real estate but it s also real people with real hopes and real dreams Know that to our clients our group is focused on creating that A experience Our Promise is that you will feel so great about what we are doing for you that you will call or text us with the name of someone in your own life who needs help in real estate They might just need help to buy or sell their home they need to refinance or just have real estate questions Regardless we are here with the answers and will take the time to truly listen and lend a hand Our Promise is to always be real people ready to help you reach your goals
admin timhouk com 8686 Bluebonnet Blvd Baton Rouge LA 70810 www RedStickSold com 225 234 0022 225 768 1800 Each office independently owned and operated