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Message VibeThematters.Vibe Honored as Haven’s Volunteers of the YearVibe Credit Union’s mission is to Elevate Community and Create Opportunity, and our partner HAVEN exemplifies this work every day. We are proud to support HAVEN’s mission to address and prevent sexual assault and intimate partner violence.Twice a month, Vibe team members volunteer at HAVEN, making a significant impact on the women and families at the shelter. From deep cleaning the kitchen, sanitizing the playroom, maintaining the peace garden, to helping with Gala preparations and cleaning the grounds, Vibe’s efforts are deeply felt and recognized.We are thrilled to share that Vibe was honored as HAVEN’s Volunteers of the Year at their recent 50th Anniversary Gala. This incredible honor was made possible by the dedication of many Vibe team members.We are proud to continue showing up for our community with HUGE Vibe hearts and a passion for helping others. - Stephanie LeahyExecutive Director, Good Vibes Foundation & Director of Community EngagementElevate Community. Create Opportunity.July 2025
Current offers you can really vibe with:Check out the new vibes at our Clarkston, Royal Oak and Ferndale Branches.We’ve been hard at work upgrading your experience at Vibe!Over the past few months, we’ve made exciting updates to three of our branch locations to better serve you, whether you’re stopping by for everyday banking or something bigger.Royal Oak & FerndaleBoth branches are now full-service! That means you can handle everything from opening accounts to applying for loans, all in one place. Whether you visit us in Royal Oak or Ferndale, you’ll see the same friendly faces and enjoy more convenience every step of the way.ClarkstonWe gave this branch a full renovation, and it’s feeling fresher than ever. With a bright, modern look and updated spaces designed for comfort and efficiency, your visits just got a major upgrade. We’re excited to keep investing in our spaces and in you, our members. Stay tuned for updates on our brand-new Metro Parkway branch, opening soon!Share. Earn. Repeat.*Referring and rerferred members will each receive a $25 digital Visa gift card when a new member successfully opens an account and meets one of the following qualifications within 60 days: sets up a recurring direct deposit of $500 or more, makes 20 or more debit card transactions, has a total loan balance of $10,000 or more (excluding credit cards), or has a total deposit balance of $10,000 or more. A $10 donation equivalent to 150 meals will be made to Metro Food Rescue for each new member who joins Vibe Credit Union. All new accounts are subject to ChexSystems and/or a standard credit check. Referring members must be in good standing to receive referral incentives. Referral incentives may be tax reportable. Other restrictions may apply.Get on the water withrates as low as7.75% APR* Our referral program got an upgrade!Meet one of the following to qualify:• Set up a reccuring direct deposit of $500 or more• Make 20+ debit card transactions• Have $10,000 or more in total loan balances• Have $10,000 or more in total depositsWe don’t bring the up north vibes...but we’ll get you the boat that does.*APR = Annual Percentage Rate. Loan rates, terms, and conditions are subject to credit approval and may vary based on individual creditworthiness. Rates and terms are subject to change without notice. This promotion is available for a limited time and applies only to new boat purchases or boat loans refinanced from another financial institution. Offer is for 60-month terms on 2016 and newer. Existing Vibe Credit Union boat loans are not eligible for this promotional rate. Membership eligibility is required. New members must qualify for membership and open a Vibe Savings Account with a minimum deposit of $5. Additional terms and conditions may apply. Vibe Credit Union is federally insured by the NCUA.Refer a Friend!*Apply Today!
Current offers you can really vibe with:Check out the new vibes at our Clarkston, Royal Oak and Ferndale Branches.We’ve been hard at work upgrading your experience at Vibe!Over the past few months, we’ve made exciting updates to three of our branch locations to better serve you, whether you’re stopping by for everyday banking or something bigger.Royal Oak & FerndaleBoth branches are now full-service! That means you can handle everything from opening accounts to applying for loans, all in one place. Whether you visit us in Royal Oak or Ferndale, you’ll see the same friendly faces and enjoy more convenience every step of the way.ClarkstonWe gave this branch a full renovation, and it’s feeling fresher than ever. With a bright, modern look and updated spaces designed for comfort and efficiency, your visits just got a major upgrade. We’re excited to keep investing in our spaces and in you, our members. Stay tuned for updates on our brand-new Metro Parkway branch, opening soon!Share. Earn. Repeat.*Referring and rerferred members will each receive a $25 digital Visa gift card when a new member successfully opens an account and meets one of the following qualifications within 60 days: sets up a recurring direct deposit of $500 or more, makes 20 or more debit card transactions, has a total loan balance of $10,000 or more (excluding credit cards), or has a total deposit balance of $10,000 or more. A $10 donation equivalent to 150 meals will be made to Metro Food Rescue for each new member who joins Vibe Credit Union. All new accounts are subject to ChexSystems and/or a standard credit check. Referring members must be in good standing to receive referral incentives. Referral incentives may be tax reportable. Other restrictions may apply.Get on the water withrates as low as7.75% APR* Our referral program got an upgrade!Meet one of the following to qualify:• Set up a reccuring direct deposit of $500 or more• Make 20+ debit card transactions• Have $10,000 or more in total loan balances• Have $10,000 or more in total depositsWe don’t bring the up north vibes...but we’ll get you the boat that does.*APR = Annual Percentage Rate. Loan rates, terms, and conditions are subject to credit approval and may vary based on individual creditworthiness. Rates and terms are subject to change without notice. This promotion is available for a limited time and applies only to new boat purchases or boat loans refinanced from another financial institution. Offer is for 60-month terms on 2016 and newer. Existing Vibe Credit Union boat loans are not eligible for this promotional rate. Membership eligibility is required. New members must qualify for membership and open a Vibe Savings Account with a minimum deposit of $5. Additional terms and conditions may apply. Vibe Credit Union is federally insured by the NCUA.Refer a Friend!*Apply Today!
Each year, Vibe Credit Union awards ten $2,000 Thrive Scholarships to graduating high school seniors planning to attend a university, college, or trade school. Applicants share essays on how they create opportunity and uplift their communities, along with academic records, proof of acceptance, and recommendations. With over 70 impressive submissions, we’re excited to announce our 2025 Thrive Scholarship winners!Read more on our blog.Affordable Michigan Summer Trips2025 Thrive Scholarship RecipientsMichigan offers amazing summer destinations for every kind of traveler — from beach lovers and city explorers to wine enthusiasts and outdoor adventurers.Whether you’re sipping your way through the vineyards of Traverse City, soaking in Detroit’s vibrant energy, or relaxing in one of the charming west coast beach towns, Michigan is full of unforgettable experiences. Even better? There are many affordable ways to explore it all without breaking the bank.Start planning your perfect Michigan getaway — read more on our blog!vibecreditunion.comvibecreditunion.com
Each year, Vibe Credit Union awards ten $2,000 Thrive Scholarships to graduating high school seniors planning to attend a university, college, or trade school. Applicants share essays on how they create opportunity and uplift their communities, along with academic records, proof of acceptance, and recommendations. With over 70 impressive submissions, we’re excited to announce our 2025 Thrive Scholarship winners!Read more on our blog.Affordable Michigan Summer Trips2025 Thrive Scholarship RecipientsMichigan offers amazing summer destinations for every kind of traveler — from beach lovers and city explorers to wine enthusiasts and outdoor adventurers.Whether you’re sipping your way through the vineyards of Traverse City, soaking in Detroit’s vibrant energy, or relaxing in one of the charming west coast beach towns, Michigan is full of unforgettable experiences. Even better? There are many affordable ways to explore it all without breaking the bank.Start planning your perfect Michigan getaway — read more on our blog!vibecreditunion.comvibecreditunion.com
Elevate Community. Create Opportunity.@vibecreditunion248-735-9500 vibecreditunion.comFederally insured by NCUA.Equal Housing Opportunity. NMLS ID: #405039.Stay Scam Savvy with Strong PasswordsProtecting your accounts starts with smart password habits. Here are four simple tips to keep your info safe:1. Use a unique password for every account.2. Choose long, complex phrases with numbers and symbols.3. Update passwords regularly.4. Try a password manager or free generator.A few small changes can go a long way in keeping scammers out. Visit our Security Center to learn more.Effective July 1st, 2025, the following changes were made to our Expedited Funds Availability Act Policy: When we place a hold on a check you deposit, the amount we may make available [immediately/the next business day] is increasing to $275. We may place an extended hold on checks deposited on any one day totaling more than $6,725 (up from $5,525). Visit the resources page on our website to view the full disclosure. As always, you can text or call us at 248-735-9500 with any questions.Upcoming Holiday Closure DatesIndependence Day - Friday, July 4Labor Day - Monday, September 1Columbus Day - Monday, October 13Visit Our Security CenterVibe Resources