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VibeThematters.Vibe’s new Community Center:A space for growth and opportunity.At Vibe, our “People Helping People” philosophy guides everything we do. Recently, we assessed the evolving needs of our communities to ensure our purpose aligns with those we serve. From this, we embraced a new vision: “Elevate Community, Creating Opportunity.”Recognizing a gap in how we support our communities, we envisioned a dedicated space for collaboration and growth. We identified an unused space at our Novi headquarters that is easily accessible, with ample parking and room for up to 140 people. We’re dedicated to transforming this space into a vibrant hub for financial education, community events, team-building, and collaboration with organizations of all kinds. Together, we’ll create a lasting impact and strengthen our community for the future.- Robin ThompsonVice President of Strategic ImpactElevate Community. Create Opportunity.April 2025 Message
Current offers you can really vibe with:Creating Bright Futures:Our new partnership with Friendship Circle.We’re thrilled to announce a five-year partnership with Friendship Circle of West Bloomfield, an incredible organization that supports 3,000 individuals with special needs and their families through social, educational, and vocational programs. A highlight of this partnership? The brand-new Vibe Credit Union branch inside LifeTown Village! This realistic, interactive village, complete with a café, library, theater, and more, sets the stage for the Lessons for Life program, where students with special needs practice essential life skills like money management. Our team members will be hands-on every month, volunteering throughout LifeTown Village to make a real impact. We can’t wait to grow this partnership and keep sharing the vibe together!We’re upgrading the vibes at our Clarkston, Royal Oak and Ferndale Branches.We are still hard at work renovating our Ferndale, Royal Oak and Clarkston Branches! Our improvements include the addition of ATMs, full-service banking, and a fresh new look! Follow us on social media to stay up to date on our progress and reopening details.Share. Earn. Repeat.*Referring and rerferred members will each receive a $25 digital Visa gift card when a new member successfully opens an account and meets one of the following qualifications within 60 days: sets up a recurring direct deposit of $500 or more, makes 20 or more debit card transactions, has a total loan balance of $10,000 or more (excluding credit cards), or has a total deposit balance of $10,000 or more. A $10 donation equivalent to 150 meals will be made to Metro Food Rescue for each new member who joins Vibe Credit Union. All new accounts are subject to ChexSystems and/or a standard credit check. Referring members must be in good standing to receive referral incentives. Referral incentives may be tax reportable. Other restrictions may apply.No interest. No Pressure. Just financial freedom with Vibe’s 0% APR balance transfer.Our referral program got an upgrade!Meet one of the following to qualify:• Set up a reccuring direct deposit of $500 or more• Make 20+ debit card transactions• Have $10,000 or more in total loan balances• Have $10,000 or more in total depositsFeel the Vibe of Zero Interest.*APR = Annual Percentage Rate. Promotional APR is valid on new Visas® only and for 12 billing cycles from the date of the first balance transfer. After the promotional period ends, the APR will revert to the standard variable rate, which is based on creditworthiness and disclosed at account opening. New purchases will incur interest from the transaction date at the standard APR. Balance Transfer promotion is only available for balance transfers on new credit cards for the first 60 days from the open date. Offer is subject to credit approval. Balance Transfers are subject to a 4% fee. Terms and conditions are subject to change without notice. Restrictions apply. New members must meet eligibility requirements and deposit a minimum of $5 into a Vibe Savings Account to establish membership.Refer a Friend!*Apply Today!
Current offers you can really vibe with:Creating Bright Futures:Our new partnership with Friendship Circle.We’re thrilled to announce a five-year partnership with Friendship Circle of West Bloomfield, an incredible organization that supports 3,000 individuals with special needs and their families through social, educational, and vocational programs. A highlight of this partnership? The brand-new Vibe Credit Union branch inside LifeTown Village! This realistic, interactive village, complete with a café, library, theater, and more, sets the stage for the Lessons for Life program, where students with special needs practice essential life skills like money management. Our team members will be hands-on every month, volunteering throughout LifeTown Village to make a real impact. We can’t wait to grow this partnership and keep sharing the vibe together!We’re upgrading the vibes at our Clarkston, Royal Oak and Ferndale Branches.We are still hard at work renovating our Ferndale, Royal Oak and Clarkston Branches! Our improvements include the addition of ATMs, full-service banking, and a fresh new look! Follow us on social media to stay up to date on our progress and reopening details.Share. Earn. Repeat.*Referring and rerferred members will each receive a $25 digital Visa gift card when a new member successfully opens an account and meets one of the following qualifications within 60 days: sets up a recurring direct deposit of $500 or more, makes 20 or more debit card transactions, has a total loan balance of $10,000 or more (excluding credit cards), or has a total deposit balance of $10,000 or more. A $10 donation equivalent to 150 meals will be made to Metro Food Rescue for each new member who joins Vibe Credit Union. All new accounts are subject to ChexSystems and/or a standard credit check. Referring members must be in good standing to receive referral incentives. Referral incentives may be tax reportable. Other restrictions may apply.No interest. No Pressure. Just financial freedom with Vibe’s 0% APR balance transfer.Our referral program got an upgrade!Meet one of the following to qualify:• Set up a reccuring direct deposit of $500 or more• Make 20+ debit card transactions• Have $10,000 or more in total loan balances• Have $10,000 or more in total depositsFeel the Vibe of Zero Interest.*APR = Annual Percentage Rate. Promotional APR is valid on new Visas® only and for 12 billing cycles from the date of the first balance transfer. After the promotional period ends, the APR will revert to the standard variable rate, which is based on creditworthiness and disclosed at account opening. New purchases will incur interest from the transaction date at the standard APR. Balance Transfer promotion is only available for balance transfers on new credit cards for the first 60 days from the open date. Offer is subject to credit approval. Balance Transfers are subject to a 4% fee. Terms and conditions are subject to change without notice. Restrictions apply. New members must meet eligibility requirements and deposit a minimum of $5 into a Vibe Savings Account to establish membership.Refer a Friend!*Apply Today!
Applications for the 2025 Vibe’s Thrive Scholarship are now open! As part of our commitment to elevate our communities, we’re excited to grant $2,000 to ten exceptional students, helping them pursue their future educational goals. Visit our website for more details.It’s Tax Season - The perfect time to learn about your credit!Thrive $2,000 ScholarshipsUnderstanding your credit is key to financial success. Visit our blog to get answers to common credit questions:What is a credit score and how can I buildmy credit?Find out what a credit score is, how your score is determined, and tips and resources on how to improve your score in the future. What is a credit card balance transfer?Let’s take a closer look at how balance transfers work and how they can help you regain control of your finances by transferring your debt to a credit card with a lower interest rate.vibecreditunion.com
Applications for the 2025 Vibe’s Thrive Scholarship are now open! As part of our commitment to elevate our communities, we’re excited to grant $2,000 to ten exceptional students, helping them pursue their future educational goals. Visit our website for more details.It’s Tax Season - The perfect time to learn about your credit!Thrive $2,000 ScholarshipsUnderstanding your credit is key to financial success. Visit our blog to get answers to common credit questions:What is a credit score and how can I buildmy credit?Find out what a credit score is, how your score is determined, and tips and resources on how to improve your score in the future. What is a credit card balance transfer?Let’s take a closer look at how balance transfers work and how they can help you regain control of your finances by transferring your debt to a credit card with a lower interest rate.vibecreditunion.com
Elevate Community. Create Opportunity.@vibecreditunion248-735-9500 vibecreditunion.comFederally insured by NCUA.Equal Housing Opportunity. NMLS ID: #405039.Upcoming Holiday Closure DatesMemorial Day - Monday, May 26 Juneteenth - Thursday, June 19Independence Day - Friday, July 4Annual Meeting NoticeThe Annual Meeting will be at 5:00 PM on April 23, 2025, at the Vibe Operations Center at 1375 N. Oakland Blvd. Waterford, MI 48327.Vibe Credit Union will have three seats on the Board of Directors up for re-election this year. If you believe you are qualified, have sufficient experience, and can devote the time and effort necessary to this voluntary office, you may obtain a nominating petition by calling 248-735-9500. Petitions must be signed by 3% of verifiable Vibe members. All nominations must be filed with the President/CEO no later than March 3, 2025.Visit our Security CenterAt Vibe Credit Union, we take the safety and security of our members seriously. Our website is a great resource to learn how to keep your financial information safe, as well as news on current scams to look out for.Visit Our Security Center