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Prepared by Britney Glass Date 04 20 2017 Phone 229 584 1033 Email britney glass tcfederal com Prepared for Pre Application Loan Estimate The information provided in this document is only an estimate of the charges that you may have to pay for at the settlement of your loan Amounts are based on average costs and details you provided Actual charges may vary depending on final application and underwriting guidelines Should you proceed with your application a Good Faith Estimate GFE will be sent you by Thomas County Federal within three business days after receiving your application Should you have any questions regarding this estimate please contact any one of our knowledgeable loan officers Loan Summary Estimated MonthlyEstimated Payment Monthly Payments Loan Purpose Loan Type Purchase Conventional Property Taxes Sales Price Appraised Value 448 500 00 Hazard Flood Other Insurance 200 00 Mortgage Insurance 150 00 Loan Amount 426 075 00 Total Loan to Value 95 4 125 Interest Rate 30 years fixed Loan Term 0 00 Other 2 664 97 Total PITI payment Estimated Closing Costs Estimated Pre Paids Escrows Origination Fee Discount Points Appraisal Fee Credit Report Fee Tax Service Fee Freddie Mac Processing Fee Georgia Residential Mtg Fee Transaction Fee Flood Determination Cert 450 00 31 00 80 00 150 00 10 00 12 00 Settlement Closing Fee 595 00 Lenders Title Policy 2 064 97 250 00 Principal and Interest Per Diem Interest 10 Days 48 15per day Hazard Insurance 2 Mo 200 per mo Property Taxes 2 Mo 250per mo Insurance premimum 481 50 400 00 500 00 2 400 00 Total Estimated Pre paids Escrows 3 781 50 Estimated Total Cash Needed to Close Owners Title Policy 561 70 2 317 50 Sales Price or Refinance Amount Estimated Closing Costs 448 500 00 9 846 20 Recording Fees 156 00 Estimated Pre paids and Escrows 3 781 50 State Tax Stamps 4 630 85 Intangible Tax 852 15 Total Cash Needed Loan Amount 462 127 70 426 075 00 Secondary Financing HELOC Closing Costs paid outside of Closing Cash Deposit held toward Sale Seller Paid Closing Costs Other Credits Total Estimated Closing Costs 9 846 20 Total Estimated Cash Needed at Closing Thomas County Federal Savings Loan 131 S Dawson Street P O Box 1197 Thomasville GA 31799 36 052 70 229 226 3221 tcfederal com