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Sellers Guide

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Seller'sGUIDEHOME705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377

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SELLER'S GUIDEMultiple Offers Explained Under ContractCleared to ClosePricing Your home to sell! Lisiting your Home Multiple Representaion Marketing StrategySuccess StoriesMeet Your AgentThe Home Selling ProcessSeller Cost ConsiderstionDesignated RepresentaionServcies Pre-Sale - Post Sale Contents705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377Photos and showing prepDefect Patent vs Latent Offers and Negotiions Sellers Notes Chattels and FixturesSafety Page Affiliations and Accreditations

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MEET YOUR REALTOR®Hi, I'm Tara Let's Connecttdibranou@gmail.comtaradrealtor.ca850 Landsdowne St WestPeterborough, Ontario You can also find me on:705.731.9802Mobile Business Card -Text: tarasoldit to 85377Tara Dibranou, a dedicated professional, derives greatsatisfaction from assisting clients in navigating the dynamicreal estate market. With a straightforward and direct approach,Tara is committed to achieving your goals while prioritizingyour best interests. She perseveres until she attains success,demonstrating a steadfast dedication to client satisfaction.Over the past five years, Tara has accumulated extensiveknowledge in her real estate practice, successfully guidingnumerous buyers and sellers. Her ability to pivot and adapt intumultuous market conditions is evident in her track record ofnavigating multiple offers, bidding wars, and craftingnumerous successful offers. Tara excels in delivering serviceexcellence with unwavering tenacity.Recognizing the importance of continuous improvement, Tararemains dedicated to professional development. She hasobtained her SRES Accreditation and AEA Designation,ensuring fiduciary excellence. Tara provides competent, loyal,ethical, and prudent service to her clients, specializing in theKawartha Lakes, Peterborough, and Haliburton areas, focusingon Waterfront, Residential, and Rural Residential Markets.Outside of her professional pursuits, Tara actively engages incommunity service, volunteering for The Local Food Bank andThe Lions Club. In her leisure time, she enjoys baking, hiking,live theater, wine tasting and birding. Tara also cherises familymoments with her eleven-year-old son, Quinn, and herhusband, David.

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Sell with Confidence705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377Support Enhanced Professionalism. Designated RepresentionIntroduction of designated representation as an alternative to brokeragerepresentation. Under designated representation, the designatedrepresentative provides the representation to the client. As a result, multiplerepresentation will only arise when the same agent is the designatedrepresentative for the buyer and seller or more than one competing buyer inthe same trade.Comission Explained Seller, you and the desigated representative decide the amount you will pay forservices. The amount is not fixed or approved by RECO, any governmentauthority, or any real estate association or real estate board. You can agree to pay a fixed dollar amount, a percentage of the sale price, or acombination of both. The representation agreement cannot specify an amount based on the differencebetween a property’s listing price and what it sells for. Agreements must also identify circumstances in which the amounts agreed tomight change and how they will change in each circumstance. As a seller: Your agreement needs to clearly indicate: 1. The amount you agree to pay your brokerage or representative (or how it will becalculated) for the services and representation you receive; 2. The amount (or how it will be calculated) you agree to pay, if any, tocompensate the buyer for their brokerage fees; 3. How the amounts you agree to pay might change if you consent to multiplerepresentation

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Sell with ConfidenceMultiple representation means a designated representative or brokerage representsmore than one client, with competing interests, in the same transaction. This can happen in different ways, depending on the type of representation agreementyou and the other clients have with the brokerage.Under brokerage representation, multiple representation happens when:The brokerage represents both the buyer and seller in the same transaction, or the brokerage represents two or more competing buyers interested in the sameproperty.This is true even when the clients are working with different real estate agents.Under designated representation, multiple representation happens when:The same real estate agent is the designated representative for both the buyer and theseller in the same transaction, or the same real estate agent is the designated representative for two or morecompeting buyers interested in the same property. Multiple representation is not permitted unless each of the clients involved agrees. Youshould seek independent professional advice (for example, from your real estate lawyer)before proceeding.The brokerage or your designated representative has a duty to promote and protect yourbest interests and avoid conflicts of interest. If your brokerage or designatedrepresentative enters into an agreement with another client who has an interest in thesame property as you, this places both clients in multiple representaion.Multiple Representaion Expalined !!705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377

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PRE- SALE SERVICES For Sale ONE DEEP CLEAN DOWNSIZING - IF CHOSENCOMLEMENTARY CONSULTATIONSTORAGE - IF CHOSEN ONE MONTHFREEAFTER BEFORE DIgital Staging ( if required )STAGING ADVICE Pick the one that works for you! Pick ONE Pick ONE PICK ONE Pick ONE PRACTICAL Included in alltransactions 705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377

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POST SALE SERVICESPick the one that works for you! SOLDPOST SALE CLEAN UPPick One! Pick One!Custom list for every Client A gap between the sale of yourhome and the purchase of anew one? Not sure what tokeep. Let me help you! Onemonth ComplementaryStorage for you to decide.FILL THE GAP FILL THE FRIDGE Clients have unique closingneeds. Look out for yourchecklist to be sent 1 Weekbefore closing day! POST CLOSING TIPS One less thing for you to do!Schedule a clean up beforethe final walk through. Letme know when, and voila!Pick a Gift Card of yourchoice to your favoritegrocery store ! Value TBD Pick One! 705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377Included in alltransactions

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7. Closing3. PrepareHome for Sale2. DeterminePriceMeet withAgent1.5. ReceiveOffers &Negotiate4. List & MarketHome6. Inspection& AppraisalTHE HOME SELLING PROCESSTaking You From Listed to Sold705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377Discuss any potential repairs, upgrades or staging tobe completed before listing your home.Establish an asking price based on the current marketand comparable property listings.Schedule a tour of your home with your agent.Prepare your home to be photographed and put onthe market.1234Pre-Listing PreparationSOLD

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PRICING YOUR HOME TO SELLPricing StrategyThe market value of your home is based on a combinationof factors including:The Current MarketComparable ListingsLocationNeighborhoodAge of the HomeCondition of the HomeImprovements705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377Pricing strategy plays a key role in the home sellingprocess, and can mean the difference between sellingright away or sitting on the market for months. It's important to understand that the amount you want foryour home may not be a realistic price for the market, andthe amount of money you have spent on it does not determinethe market value.

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Sell with Confidence705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377Understanding Taxes & FeesThe following expenses are typically required when selling your property:Legal FeesA real estate lawyer is required to complete specific tasks such as title searches,registration of the deed, and preparation of closing documents, and will charge afee for their services. Most legal fees are flat rate based on the complexity of thetransaction.Mortgage Discharge FeesIf there’s a mortgage on the property, you will need to pay a fee to discharge themortgage.Real Estate CommissionThe most significant expense is usually the commission for the real estate agent.This is typically around 5% of the sale price, but it can vary. This fee is splitbetween the seller’s and buyer’s agents.Capital Gains TaxIf the property is not the seller’s principal residence, they may have to pay capitalgains tax on the profit from the sale. It is always recommended to discuss the taximplications with your accountant.Tax AdjustmentsThe property tax adjustments will be calculated and prorated for both partiesbased on the closing date. Suppose the seller has already paid property taxes infull for the year. In that case, the buyer will have to reimburse them for the portionof the year they will have the property in possession.Moving CostsWhile not a direct selling cost, moving expenses can add up and should befactored into the overall budget.Utility and Other Service FeesThese are prorated costs for items the seller has prepaid, such as utilities. Theseller receives a credit for these at closing.Seller cost consideration

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MLSLISTING YOUR HOMEPutting Your Home on the Market705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377Your home will be put on the MLS where it can be seen by other realestate agents who are searching for homes for their buyers. Yourlisting will also be posted on websites like Point2Homes andRealtor.ca, Zillow and where potential buyers will be able to find yourhome.A lock box will be put on your door once your home is on the market.It's best for sellers not to be present at the time of showings, and alock box allows agents who schedule showings to access your homewith interested buyers.Lock Box & ShowingsOpen HouseAn open house will be strategically scheduled to attract attention toyour home. Open houses are a great way to generate interest and getmore potential buyers to see your home.A For Sale sign will be placed out in front of your home, as well asOpen House signs before an open house takes place.SignageWe will create a virtual walkthrough to give your listing an advantageover other listings by allowing buyers to see your home in more detailonline. Virtual tourThe Choice Is Yours !Post Cost Dependoing on the demand of properties in your neoighbourhood orthe demand of your specific property; creating a post card gives thelocal neoghinbours a heads up and can translae into a quick sale.

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Social Media MarketingMARKETING STRATEGYFor Maximum Exposure705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377When I list your home, your listing will receive maximumexposure using our extensive marketing techniques.Your listing will be shared with our extensive network of real estateagents to increase your home's visibility.Network MarketingYour home will be featured in an email newsletter to all buyers of theBrokerage. As well as sent out to our active buyers list of clients whoare currently looking for homes.Email MarketingWe use a variety of social media networks like Instagram, Facebook,Twitter and LinkedIn to get the word out about your listing.Personal Website We use a variety of social media networks like Instagram, Facebook,Twitter and LinkedIn to get the word out about your listing.National Shared PoolThe National Shared Pool allows Participating Brokerages to share listing content with otherParticipating Brokerages and Salespeople. Participating Brokerages can set permissions to allow their Salespeople to receive a feed of listingcontent from the pool to display on their websites.

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Clear off all flat surfaces - less is more.Put away papers and misc. items.Depersonalize: take down familyphotos and put away personal items.Trim bushes and clean up flower beds.Pressure wash walkways and driveway.Add a welcome mat to the front door.Clear off countertops, removing asmany items as possible.Put away dishes, place sponges andcleaning items underneath the sink.Hang dish towels neatly and removerugs, potholders, trivets, etc. INSIDEHouse should be very clean and looking it’s best.Lawn should be freshly mowed and edged.Move pet dishes, toys and kennels out of sight.Make beds, put away clothing, toys and valuables.Turn on all lights and turn off ceiling fans.Increase curb appeal: remove all yardclutter and plant colorful flowers.Deep clean the entire house.Touch up paint on walls, trim & doors.Clear off the refrigerator: remove allmagnets, photos and papers.PHOTOS & SHOWINGS PREPGet Ready to Sell - Checklist705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377THINGS YOU CAN DO AHEAD OF TIMEPRO TIPON THE DAY OF PHOTOGRAPHY OR SHOWINGSKITCHENRemove personal items from counters,showers and tub areas.BATHROOMSMove cleaning items, plungers andtrash cans out of sight.Close toilet lids, remove rugs and hangtowels neatly.OUTSIDEDon’t be tempted to shove things insideclosets! Curious buyers look in there too.IN GENERALPRO TIPBefore a showing, makesure there are not anylingering cooking aromas,pet odors, or other strongsmells. This can be a dealbreaker to some buyers.Having your home photographed is an important first step in getting ready to sell.Photos are buyers first impression of your home, and they need to be able to envisionit as their own. This checklist gives you recommendations to get your home photo-ready, as well as preparing it to be shown to future buyers.

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OFFERS & NEGOTIATIONSFactors to Consider705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377CLOSING COSTSCONTINGENCY CLAUSESClosing costs fall under the buyer's list of expenses, but buyers may ask theseller to pay for a portion, or all of this expense, as part of the sale negotiation.A contingency clause is a qualifying factor that has to be met in order forthe buyer to move forward with the sale. Contingency clauses often includedetails of financing, inspections and home sales, and the terms can benegotiated between the parties. The contingency allows the buyer to backout of the contract without penalty if the terms are not met.CLOSING DATESome buyers may be looking to move in as soon as possible, while othersmay need more time in order to sell their own house. You may be able toselect an offer based on a timeframe that works best for you, or you mighthave to be more flexible in order to close the deal.Accepting the highest price offer seems like a logicalchoice, but there are many factors to consider when reviewingan offer and knowing your options lets you come up with aplan that works best for you. CASH OFFERSome sellers accept a lower priced cash offer over a higher priced loan offerbecause there are typically less issues that come up, like for example a loanfalling through. Consider your timeline and finances to evaluate if it is worthaccepting a lower offer for a faster closing and often a much simpler process.

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Securing home access points. As potential buyers tour homes, they tend to open doors andwindows, which can inadvertently lead to an unsecured home. While it’s important thatREALTOR® make sure the home is secured before leaving a showing, sometimes an unlockeddoor is missed. After every showing, homeowners should also check that every window and entrypoint into the home is locked and secured. This simple but crucial step can help prevent break-ins.Sensitive documents are usually stored in desk spaces, so homeowners should be aware of whatcould easily be seen during showings. Bills with account numbers, agendas of children’s activities,business-related contracts with personal information, checkbooks or financial statements—all ofthese run the risk of identity theft or worse. To prevent this, homeowners should gather all criticaldocuments and lock them in a firesafe file cabinet. As an added bonus, remember—buyersshould feel like they’re touring their future home, not someone else’s home; having an officedevoid of these documents in plain view will also help market the space to future buyers!LISTING SAFETY CHECKLIST Factors to Consider705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377CLEAR YOUR DESK Use a listing safety checklist to ensure you, your family and potential buyers stay protected. Oursafety checklist will help you create a safe environment before your home hits the market!LOCK AWAY ALL PRESCRIPTION DRUGSWhile many people keep their prescription drugs easily accessible in a medicine cabinet, it’scrucial that homeowners secure all prescription drugs prior to all home tours. This can protecthomeowners from losing their prescription drugs to those who might sell or abuse them.Purchasing a locking medicine cabinet and storing it out of sight during home showings reducesthis risk.CHECK ALL ACCESS POINTS AFTERSHOWINGS Much like with firearms and prescription drugs, secure your heirlooms and valuables like finejewelry and antiquities. Anything that has tremendous sentimental or financial value should belocked and secured to prevent damage or theft.SECURE YOUR VALUABLES One of the most overlooked last steps for listing a home is making sure your, valuables and otheritems are not only properly secured, but sufficiently insured. Check with your insurance companyprior to listing to make sure you are carrying insurance on those items in case of damage or theftduring the listing or moving stages. PRO TIPA “For Sale” sign in the yard is typically an open invitation for anyone to knock on a seller’s door andask to see the home. For a homeowner’s safety, it’s crucial that they hire an experienced Realtor tolist their home; they can screen applicants to ensure they are committed to finding a home, and arefinancially capable of purchasing. Homeowners should never provide their own tours to strangers. Ifa potential buyer knocks on your door, instruct them to call the Realtor on the “For Sale” sign toschedule an appointment.SCHEDULE APPOINTMENTS

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Sell with Confidence Then this is a competing offer situation and creates unique conditions in a real estatetransaction. Sellers need to consider how to respond when presented with a competing offersituation. I will work closely with you to ensure that you understand the process.As your REALTOR® I represent your interests in the transaction. The decisions about howoffers are presented and responded to, as well as which offer is accepted, are made by you.Seller’s must know (Number of offers)Buyers in Ontario who have made an offer on a property are entitled to know the number ofcompeting offers. I must share this information with every buyer who has submitted a writtenoffer. If you want me to share more information with any interested buyers, you may direct meto do so. Content of offersSellers in Ontario choose how much other information, if any, they want to share about theoffers they receive. Sellers are not required to share this information and agents working forsellers are not permitted to share any of the content of the offers unless the seller directs themto. The SELLER decides how much information you want to share about the competing offers.More than one buyer intersted in yourproperty???705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377

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Sell with Confidence You decide how much information you want to share about the competing offers.As your REALTOR® I will advise you based on the characteristics of your property, marketconditions, the content of the offers you receive and other things. You need to provide clear written direction to your to me ( done at the signin g of lsitingcontract) before the content of any offers can be shared. Personal or identifying information contained in offers cannot be shared. You might make this decision before or after offers are received. You can change your directionat any time. It must be in writingTips for sellers dealing with competing offersA seller facing competing offers has to consider how they want to deal with the situation. Theseller can decide to: accept the best offer; negotiate with one buyer and reject all other offers; negotiate with one buyer and advise other buyers that their offers are being set aside while theseller negotiates; or reject all offers. Part of the strategy may involve whether the content of competing offers is shared. Even in a competing offer situation, buyers have other options and may choose not tocontinue to participate. A seller may attempt to negotiate only to find out that it was the bestoffer the buyer could present. In the meantime, other buyers have found new properties theyare interested in. If you decide to share the content of competing, a buyer may decide they do not want toparticipate in a process where the content of offers is shared or may take steps to protect thecontent of their offer.I will provide advice and guidance, ensuring that the obligations and the options available areunderstood, and can help you navigate the complexities of dealing with competing offers.More than one buyer intersted in yourproperty???705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377

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7 EASY CURB APPEAL TIPSTo Make Buyers Fall in LoveFRESH COAT OF PAINT ON THE FRONT DOORMake a great first impression of your home with a freshly painted front door.Evaluate the condition of your home's exterior paint as well as the front steps,patio and railings. A fresh coat of paint can make all the difference! ADD FLOWERS TO THE FRONT PORCHSometimes the simplest things can make the biggest difference. New planterson the front porch filled with beautiful, vibrant flowers will make your homeappear more inviting, warm and welcoming. UPDATE EXTERIOR LIGHT FIXTURESReplace faded, builder grade exterior lighting with new, up to date fixtures. Shiny new fixtures will brighten up your home at night, and look clean andpolished during the day. Evaluate the front door handle and lockset as well.PRESSURE WASH THE DRIVEWAYWhile a dirty, oil stained driveway gives the impression of a home that mayneed some work, a pressure washed driveway and walkway presents a clean,well maintained home.KEEP THE LAWN & GARDEN TIDYAn abandoned looking yard makes buyers think the home might beneglected, but a freshly cut lawn and well manicured gardens shows a wellcared for home. Be ready for showings by staying on top of lawn mowing.ADD OR REPLACE HOUSE NUMBERSClear, crisp numbers that can be seen from the street make your home easierto find as well as giving the overall appearance a little boost. You may alsowant to evaluate the condition of your mailbox.ADD A WELCOME MATAdd a brand new welcome mat to greet buyers as they walk through the frontdoor. Even the smallest details like these can make a home feel more inviting.1234567705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377

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UNDER CONTRACTSteps Before Closing705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377AppraisalInspectionIf the buyer is applying for a loan, the bank will request an appraisal to confirm thatthe home is worth the loan amount. The appraisal takes into account factors such assimilar property values, the home's age, location, size and condition to determinethe current value of the property.Home inspections if completed pre -listing, comprehensively evaluate a property’scondition, ensuring buyers make informed decisions and sellers meet their disclosureobligations. Home inspections are pivotal for real estate transactions ensuringtransparency, buyer confidence, and legal compliance. Possible Repair RequestsIf a Buyer has a continingency wrtitten in the AOPS with regards to an inspection,buyers may have repairs they would like completed before purchasing your home.Typically there is room for negotiation, but some of these items can be dealbreakers. It is necessary for both parties to come to an agreement on what will berepaired and what will not, and if there will be a price deduction in order toaccommodate for the repairs.Final Walk throughBefore a buyer signs the closing paperwork, they will come to the home to do afinal walk through. This last step is to verify that no damage has been done to theproperty since the inspection, that any agreed upon repairs have been completed,and that nothing from the purchase agreement has been removed from the home.Once you and the buyer have agreed on terms, a salesagreement is signed and your home is officially under contract.

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Title insurance policyHome warranty ( if applicable)Real estate agent commissionsMortgage Discharge fee (if applicable)Remaining balance on mortgageProperty Taxes (split with the buyer)Any unpaid assessments, penalties orclaims against your propertyMoving Exspences Government Issued Photo IDHouse KeysGarage OpenersMailbox KeysCLEARED TO CLOSECongratulations, You've Made it to Closing!705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377Closing is the final step in the selling process. On the dayof closing, both parties sign documents, funds are dispersed,and property ownership is formally transferred to the buyer.Items to Bring to Closing:CLOSING EXPENSES FOR SELLERS CAN INCLUDE:

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TOP 5 WAYSto Prep Your Home to Sell Fast705.731.9802 | tdibranou@gmail.com | taradrealtor.ca | Text: tarasoldit to 85377START WITH THE RIGHT PRICEHomes that are priced strategically from the beginning are much morelikely to sell faster than those that are priced too high for the market. Comparing similar homes in your area that have sold and that are currentlyfor sale will help determine a fair market price to list your home. MAKE HOME MAINTENANCE A PRIORITYPreparing to sell often requires putting some money and work into yourhome. When buyers see repairs that need to be done, they start lookingfor what else could be wrong with the house. This could cost youthousands off your asking price or even risk losing the sale. Beingproactive and completing home repairs before listing will help selling gosmoother and quicker. You can even have a pre-listing inspection done ifyou want to avoid the possibility of surprises later on.DEPERSONALIZE & MINIMALIZETo make your home feel more spacious, try to minimize as much of yourbelongings as possible. No clutter around the house lets buyers see yourhouse and not your things. They need to be able to picture your home astheir own, so put away the family photographs. Evaluate what you canpotentially live without for the next several months and start packing. It allneeds to be packed anyway, so you might as well get a head start!CLEAN, CLEAN & THEN CLEAN SOME MOREEveryone loves a clean home, so clean yours like you've never cleanedbefore! Show your home at its best with a spotless kitchen, super cleanbathrooms, and shiny floors. You don't have to live like a clean freakforever, but buyers are sure to appreciate your efforts!BE READY & WILLING TO SHOWShowing your home is an important part of the selling process, and beingaccommodating to showing requests will increase the likelihood of findinga buyer. Keep you home as "show ready" as possible at all times so that youcan quickly tidy up on short notice and leave your home (taking your petswith you) before the potential buyers arrive.12345

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**The information provided above is of a general nature and should not be considered legal advice. Every transaction orcircumstance is unique, and obtaining specific legal advice is necessary to address your particular requirements. Therefore, if youhave any legal questions, it is recommended that you consult with a lawyer.A seller has an obligation to disclose certain information to a buyer in the context of a real estatetransaction. With respect to defects, the extent of the seller’s obligation to disclose information tothe buyer will depend on whether the defect is patent (obvious or visually observable) or latent(hidden or not visually observable).A patent defect is an obvious flaw that would be discovered by a reasonably prudent buyerwithout disrupting the property (i.e. a crack on the side of the home, a hole in the wall). It is avisually observable defect. A seller has no obligation to bring patent defects to the attention of abuyer but must not take steps to deliberately hide such defects. As such, a buyer assumes the riskof a defect which was visually observable. This means that it is the buyer’s responsibility toexamine the property and discover patent defects.A latent defect, on the other hand, is one that is hidden and not readily apparent to a buyer upona reasonable inspection (i.e. a leaky foundation, covered electrical or plumbing). Being that latentdefects are not visually observable during an ordinary inspection, a seller may not be aware oftheir existence. A seller cannot be held liable for an unknown latent defect or for a defect thatdeveloped after the closing of a transaction. However, if a seller is aware of a latent defect, theseller must disclose such a defect to the buyer.In Ontario, a buyer has two years from the day on which a latent defect was discovered tocommence a lawsuit against the seller. This two year period starts to run on the day on whichthe buyer first knew of the defect or on the day on which a reasonable person with the abilitiesand in the circumstances of the buyer would have become aware of the defect. A buyer will,however, lose all legal recourse if the buyer commences a lawsuit for a defect after the 15thanniversary of the day on which the seller should have disclosed the defect to the buyer,regardless of the date on which the buyer discovered the defect.When a latent defect is discovered by a buyer, there is often a presumption against the sellerthat the seller knew about the latent defect. As such, the seller is required to show that he/shecould not possibly have known of the defect, rather than the buyer having to show that theseller knew about the defect. However, if it can be shown that the seller could not have knownabout the defect and was not willfully blind to the existence of the defect, then the buyer’sclaim will not succeed.Sell with ConfidenceWhat is a patent defect vs a latent defect?PRO TIP*705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377

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N O T E S.Sellers Checklist 705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377

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N O T E SEXCLUSIONS INCLUSIONS Q. What is a chattel? A. chattel refers to a movable piece of propertyQ. What is a fixture? A. property that is permanently attached to real property In today’s Market we are seeing a trend, in which sellers are including all itemsin the home, with the sale of the property. To avoid any misunderstandings,please state below what Chattels or Fixtures that you wish to include in thelisting or exclude in the listing? These items will be attached to your listing forbuyers to preview. Highlight the best features of your home, and something unique about your property or area that onlyyou, the homeowner would be privileged to know. Home Improvements and SpecialFeatures of the Property 705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377

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SUCCESS STORIESHere's what our Clients are Saying705.731.9802 | tdibranou@gmail.com| taradrealtor.ca | Text: tarasoldit to 85377Tara was a fantastic agent, even when things weregoing south on a deal she stood by us and had ourhome staged and photographed. It looked amazingin the photos, making for a quick sale. She went overand above, offering her assistance even to help pack.We also got a great price for our home. If you arelooking for a great REALTOR®, Tara is definitely theone. Downsizing in Bobcaygeon- Tracy H- Mike CIn these challenging times for so many, our downsizing plans were also uncertain and aconcern. Focused on a specific neighbourhood in Bobcaygeon, we were very fortunate toconnect with Tara through mutual friends. We clicked on our first social-distancingmeeting.An excellent listener, with an in-depth knowledge of the local Real Estate market, Taraquickly assessed exactly what our "Must-haves" and "Would be nice to have" propertypriorities were. When she ascertained there were no appropriate properties currentlyavailable, she utilized her superior marketing and networking skills to locate a potentialSeller.Tara is an experienced negotiator and secured our new property within budget. Sheworked diligently for us throughout the entire process and was always accessible for anyquestions or concerns.If you are looking for an enthusiastic, caring, ethical and talented Real Estate professionalto purchase or sell a property, we HIGHLY recommend Tara!- Heather & Mike I had the privilege of working with Tara for the listing of myproperty, and I cannot express enough appreciation for theoutstanding real estate services she provided. From the onset,Tara's passion for her work was evident, and it was clear thatshe approached the process with a high level of dedication. -Moving out of Province

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MY SERVICES TO YOU ! I'm here to guide you through the process!AFFILIATIONS AND ACCREDITATIONS Accredited Elite AdvocateDesignationAccredited Buyers Representative Seniors Real Estate Specialist 705.731.9802 | tdibranou@gmail.com|taradrealtor.ca|Text: tarasoldit to 85377The dragonfly symbolizes change and personalgrowth, embodying adaptability and resilience inlife's challenges. Its life cycle represents renewaland starting anew. Dragonflies are known for theiragile flight and ability to maneuver with grace.They are seen as a symbol of adaptability andresilience, inspiring individuals to navigate life'schallenges with flexibility and resilience.About my Logo