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Y ouc a nbef or c e dt os e l l y ourhome Theba nkownsy ourhome Y our e t a i nt i t l et oy ourhome Asl onga sy oupa ypr ope r t yt a x e s i ns ur a nc e oc c upyt hehomea nd ma i nt a i ni t y ouc a nnotbef or c e dt os e l l Y ouc a nha v eamor t ga ge buta l l l i e ns mus tbepa i dof ff r omt hepr oc e e dsof t heRe v e r s eMor t ga ge FHAf ul l yi ns ur e st hel oa ns ot ha tnode bt c a npa s st ot hehe i r sa bov ea ndbe y ond wha tt hepr ope r t yi swor t h Y ouma yus et hef undsf ora nypur pos e y ouc hos e He i r sma yha v eupt ooney e a rt oe i t he r s e l l t hehomewi t houtr e c our s e r e f i na nc e orpa yof ft hel oa na ndk e e pa nyr e ma i ni ng e qui t y Thehous emus tbepa i dof f De bt sf r omt heRe v e r s eMor t ga ge pa s st oy ourhe i r s The r ea r egui de l i ne sonhowy ou c a nus et hemone y T i t l edoe snotpa s st oy ourhe i r s RE VE RSE MORTGAGE S AnI n t r odu c t i on SUSANWI L L I S L I SAF ONAROW Sr Mor t gageAdv i s or NML S289526 Sr Mor t gageAdv i s or NML S289526 DRE0932465 Adi v i s i onofAmer i canPaci f i cMor t gageCor pNML S1 850 1 1 01F i f t hAv e Su i t e220 SanRaf ael CA94901 Bestef f or t shavebeenmadet oi nsur eaccur acybutnoguar ant eei sexpr essedori mpl i ed Al l i nf or mat i oni ssubj ectt ochangewi t houtnot i ce Notan of f ert oext endcr edi toracommi t mentt ol end Li censedbyt hedepar t mentofFi nanci al Pr ot ect i on I nnovat i onundert heCRMLANMLS 1850DRE 01215943 Ad i v i s i o no f Ame r i c a nPa c i f i cMo r t g a g eCo r pNML S1 8 5 0 1 1 0 1F i f t hAv e Su i t e2 2 0 Sa nRa f a e l CA9 4 9 0 1  888-353-3705 888-353-3705

Rever s eMor t gage101 Rev er s eMor t ga gesa r euni quel oa ns des i gnedf ors eni or swhoa r e62a ndol der a ndi ns omec a s esa sy ounga s5 5 whi c h a l l owsy out ot a k eequi t yf r omy ourhome Themos tc ommonRev er s eMor t ga ge pr oduc t t heF eder a l Hous i ngAut hor i t y F HA i ns ur edHomeEqui t yConv er s i on Mor t ga ge HECM a l l owsy out ot a k et hi s equi t ya sal umps um a smont hl yi nc ome a sac r edi tl i neora nyc ombi na t i onof t hes eopt i ons a ndt hebes tpa r ti s The r ear enomont hl y Pr i nc i pl e I nt e r e s t pay me nt sr e qui r e d Al l t heequi t yy ou r ec ei vei st ax f r ee andt her ei sno e ec tony our pr oper t yt ax es ARev er s eMor t ga ges a l l owsy out ohol d t i t l et oy ourpr oper t y i nal i v i ngt r us t Thi s l et sy oudi r ec thowa ny r ema i ni ngequi t ywi l l bedi s t r i but eda nd Rev er s eMor t ga gesa r e nonr ec our s e l oa ns whi c hmea nst hel enderi ss ec ur ed onl ybyy ourpr oper t ya ndnotbya nyof y ourot hera s s et s I not herwor ds s houl d t hel oa nev erex c eedt hev a l ueofy our home y ouory ourhei r swi l l nev erowe mor et ha nt hehomei swor t h Undert her i ghtc i r c ums t a nc es aRev er s e Mor t ga gec a nhel py oul i v et hel i f ey ou wa ntt ol i v ewi t hdi gni t ya nd na nc i a l i ndependenc e How CanYouBene tf r om aRever s eMor t gage St a yi ny ourhomeorpur c has ea newhome Maker et i r ementf undsl as tl onger Del a ySoc i al Sec ur i t ypa y out Homei mpr ov ement sf ors af eagi ng T r a v el t oy ourf a v or i t edes t i nat i on Pa ynoPr i nc i pal I nt er es tpa yment s F undgi f t st ogr andc hi l dr en Pa yf orheal t hc ar ec os t s Cons ol i dat edebt Get t i ngSt ar t edi sEas y L oa na mount sa r eba s edont hea geoft he y ounges ta ppl i c a nt t hev a l ueofy our home a ndc ur r enti nt er es tr a t es Pr equa l i f y i ngi sav er ys i mpl epr oc es s Ca l l ust o ndoutwha topt i onsa r e a v a i l a bl et omeety our na nc i a l obj ec t i v es Buyanewc arormot orhome Mov ec l os ert of ami l y Rec ei v eamont hl ys t i pendf orl i f e Cal lnow t of i ndoutmor e 415 4648248 Adi v i s i onofAmer i canPaci f i c Mor t gageCor pNML S1 850 1 1 01F i f t hAv e Sui t e220 SanRaf ael CA94901 T hi sl oa nmus tber e pa i d Bor r owe r s a r er e s pons i bl ef orpr ope r t yt a x e s home owne r si ns ur a nc e ma i nt e na nc eofhome a ndmus tbe t hepr i ma r yr e s i de nc e E l i g i bl enonbor r owi ngs pous ema ybeunde r62 T he s ema t e r i a l sa r enotf r omHUDorF HA a ndt hi sdoc ume ntwa snot a ppr ov e dbyt hede pa r t me ntorGov e r nme ntAg e nc y Wha tar eMyRes pons i bi l i t i es Cont i nuet opa ypr oper t yt a x es a ndHomeowner sI ns ur a nc e Per f or mnor ma l ma i nt ena nc eon y ourhome L i v ei ny ourhomea sy ourpr i ma r y r es i denc e t her ea r ea l l owa nc es ma def ort empor a r yl ea v ess uc ha s ex t endedv a c a t i onsorl ongt er m hea l t hc a r e Readyt ogetSt ar t ed We i nvi t ey out oc ont ac tusa ty our c onv eni enc e Ther ei snoc os tor obl i ga t i ont os t ar tt he c onv er s a t i on 415 4648248

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