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A long-term strategy for your business to controlcosts, reduce risk, better manage human resources,and increase employee engagement & retention.Resourcing Edge877-703-8010resourcingedge.comMDCK06122023

3• The Resourcing Edge Mission• Our Accreditations• The Resourcing Edge Model• Protection For Your Business• Our Trusted Partners• The Solutions We Provide• Payroll & Tax Administration Services• Human Resource Services• Benefits Administration & Consultation• Risk Management & Compliance• Robust Technology Platform• Time & Attendance• Expense Management• Performance Management• Background / Drug Testing• Applicant Tracking System• Training & Development• Why UnitedHealthcare?• UnitedHealthcare Plan Features• UnitedHealthCare Benefits• Kaiser Permanente• Health Advocate• Employer Paid Group Life• Health Savings Accounts (HSA)• Flexible Spending Accounts (FSA)Table Of Contents• Virtual Primary Care• inSourceRx• Employer Paid LTD• Employer Paid STD• Vision Plans• Dental Plans• Slavic 401(k) and Retirement Planning• MemberDeals• FinFit Financial Wellness• ZayZoon Earned Wage Access• Purchasing Power• Fiducius Student Loan Relief• Pet Benet Solutions Total Pet Plan• Metlife Pet Insurance• Employee Paid Whole Life Insurance• Metlife Credit Protection• Metlife Critical Illness Insurance• Metlife Accident Insurance• Metlife Hospital Indemity Insurance• Home, Auto, and Renters Insurance• Hyatt Legal Service Plans• Next Steps and Implementation

4Resourcing Edge relieves the strain of employee administration and frees up company resources, giving your business a competitive edge. Our mission is to empower your company to focus on its’ success. While keeping with our commitment to integrity, doing what’s right, being transparent, worthy of trust and of unquestioned nancial strength.Doing What’s RightOur teams are certied professionals with the knowledge and expertise to deliver the highest level of customer service and compliance to State and Federal law.Being TransparentWe pride ourselves on upfront pricing with open, clear communication to assess needs and values of our clients so we can consistantly deliver on those expectations.Worthy of TrustResourcing Edge provides a single point of contact that understands your business goals, develops lasting relationships with your people, and focuses on your particular needs.Unquestioned Financial StrengthResourcing Edge has been serving the human capital industry since 2003. We are backed by OneDigital, one of the largest insurance and voluntary benet providers in the country.The Resourcing Edge MissionHome

5CPEOCERTIFIED PROFESSIONALEMPLOYER ORGANIZATIONOne of the rst PEOs to be IRS Certied, meaning our clients have less liability and more protection.Certied Professional Employer Organization (CPEO)Only 5% of the outsourcing service providers in the nation are ESAC accredited. Complete arigorous process quarterly to meet ethical, operational and nancial ESAC standards.Employer Services Assurance Corporation (ESAC) Accredited®The National Association of Professional Employer Organizations (NAPEO) is the voice of the PEO industry and provides a regulatory oversight and advocacy.National Association of Professional Employer OrganizationsBacked by OneDigitalResourcing Edge’s commitment to help protect the businesses we serve is parallel to and backed, by OneDigital. Headquartered in Atlanta, Georgia, OneDigital’s more than 100 oces and 3,000+ business strategists serve the needs of over 85,000 employers and 8,000,000 employees across the nation. OneDigital has been named to the Inc. 5000 List of America’s fastest-growing companies every year since 2007, one of only 11 companies to do so and is currently listed as 18th on Business Insurance’s list of 100 Largest U.S. Brokers. You can rest easy knowing we have the security and nancial backing of one of the largest curators of insurance, health, and voluntary benet packages in the country.Our AccreditationsHome

6Resourcing Edge provides a single point of contact that understands your business goals, develops lasting relationships with your people, and focuses on your particular needs.The Resourcing Edge ModelRisk ManagementPayroll ServicesHR ServicesBenefitsTime & AttendanceTechnologyHome

7Resourcing Edge provides Employment Practices Liability Insurance (EPLI) coverage for every client. We act as the shield for the trials and tribulations that business owners can face.HomeProtection For Your BusinessResourcing Edge’s EPLI policy covers the following costs:• Defense expenses and mediation• Judgments, settlements, verdicts, awards• Damages such as back pay, front pay,• Pre- and post-judgment interest, liquidated damages• Discrimination based on race, gender, religion, national origin, age, disability orother category protected by federal, state or local employment discrimination law• Sexual harassment• Wrongful termination• Wrongful, excessive, or unfair discipline• Termination or disciplinary action in violation of the Family Medical Leave Act orsimilar state or local law• Retaliation• Negligent hiring, retention or supervision of others• Wrongful iniction of emotional distress, mental anguish or humiliation• Defamation, libel, slander• Invasion of privacyEPLI Policy Parameters:• Up to $3,000,000 in total coverage ($2,000,000 in legal judgement and settlementcoverage with an additional $1,000,000 in legal defense costs)Home

8You can rest assured that Resourcing Edge partners with the most trusted names in health, vision, dental, workers’ compensation, retirement, banking and more. We’ve chosen to partner with the best national providers, who have the most comprehensive oerings, to make as much available to our clients as possible.Our Trusted PartnersHome

9As a PEO (Professional Employer Organization), Resourcing Edge supports thousands of clients and employees nationally in the areas of payroll administration, employee benets, human resources and risk management. Resourcing Edge provides a 360° end-to-end solution, with expert support, training services, and top-tier enabling software.HomeOur services and economies-of-scale allow companies to:• Contain and reduce employment-related overhead. • Become an employer of choice - by oering the best benets from leading carriers. • Increase productivity - by focusing on your core business, NOT on non-revenue generating employee administration. • Reduce employer liabilities and increase compliance. • Operate more eectively, eciently and protably. • Find and retain top talent - with expert recruiting services and performance management software.The Solutions We ProvideHome

10No more stressing about paying your employees correctly and accurately. Resourcing Edge handles all the calculations and gives your employees access to receive pay however they prefer.Our Payroll Solution Services Include:• Direct deposit, live checks and pay cards• Online data management• Real-time detailed reporting: - Job costing - Departmental reports - Benet analysis - Certied reports• Garnishment and deduction administration• General ledger uploads• Web-based time and attendance system • Self-service portals for employee and employer• Access to the information you need anytime, anywhere We Have Employee Self Service Via Mobile And Web • Check stubs available on-line• Pay history accessible 24/7• Personal information to view and update• Benets information and enrollment status• Vacation / sick / personal time-o management• Access to handbooks and corporate documents• W-2s on-line to view or print We Provide Expert Tax Administration • State and Federal tax expertise• Periodic, quarterly and annual lings• W-2 processing and productionPayroll & Tax AdministrationHome

11An entire spectrum of expert HR services, giving you the freedom to focus on your core business activities and grow your business.HomeEmployee Relations• Development and production of employee handbooks• Employee relations• HR consulting• New-hire reporting• Job description development• Compensation analysis• Unemployment claims management• Hiring assistance• Performance Improvement Plan assistance• Termination compliance and assistance• Verication of employment• EEOC claims management• Federal and state compliance management (FMLA, FLSA, WARN, etc.)• Armative action plans• PTO policy design and administration• Performance management system (Additional Fee)Training• E-Learning: videos, manager toolbox training, access to video e-learning, self-paced training, and direct support when you need it• Monthly webinars: free HR continuing education credits• Monthly Newsletter• Facilitated trainingHuman Resources AdministrationHome

12When a risk becomes a reality, a well-prepared business can minimize the impact on earnings, lost time, productivity, and negative impact on customers. Resourcing Edge helps you identify and resolve risk areas before they become a liability.Risk Management Services• Risk assessments and insurance claims review• Claims advocacy and reporting• Fully insured “pay-as-you-go” workers’ compensation coverage• State and federal reportingLoss Control Services• On-site loss control study• Hazard assessmentSafety Services• On-site safety review• Online safety training:• Accident prevention• Hazard communications• Personal protection• Safety videos and posters (Additional Fee)Risk Management and ComplianceHome

13Resourcing Edge oers comprehensive and exible benet packages for your employees and their family’s health & well-being that attracts new talent, and retains your existing talent.HomeBenet Plans• Major medical insurance• Telemedicine• Dental and vision insurance• Wellness programs• Life insurance, including dependent life insurance• Long-term and short-term disability insurance• 401(k) retirement savings plan• Health Savings Accounts (HSA)• Flexible Spending Accounts (FSA)• Employee Assistance Program (EAP)• Discount purchase programs• Credit protection services• Legal assistance service• Pet Insurance• Employee nancial assistanceBenets Administration• Processing of employee enrollments and terminations• Employee service center to handle questions• Employee claims support• Premium payment and reconciliation• COBRA notication and record-keeping• Provision, selection and consultation of benets plans• Electronic enrollment for on-boarding and renewalsBenet Administration and ConsultationHome

14Our secure cloud-based platform, powered by re360, delivers payroll, benets and HR so your team can enjoy the stability, accuracy and eciency of a great system – optimized for the needs of small and mid-sized business – without the need for costly, time-consuming software implementation.Paperless• Access to information anytime, anywhere• Enables growth, reduces complexity• 24/7 real-time information access from a phone, tablet, or computerCompliance• ACA calculations and continuous system updates• Powerful reporting capabilities• Ability to control overtime with notications and real-time updatesEmployee Self-Service Portal• Personal data changes• Direct deposit changes• Access to all stubs• W-2s online to view or print• Digital record-keeping• Vacation / sick / personaltime-o requests onlineClient Self-Service Portal • Custom and standardized reports• Invoice tracking• Payroll approval and changes• Employee status changes, pay rate changes, department or projectsIntegrated Technology PlatformHome

15re360 works on any platform; mobile, tablet or PC. We oer secure access with multi-language support and 2-tier authentication, so you know your data is always safe.HomeIntegrated Technology PlatformMake The Work Day EasierEmployees and managers get a cross platform-friendly experience. Mobile, Tablet, PC, and Apple devices....allowing easy access to the information they need to view and make changes. It even switches to Spanish with a click of a button!re360 E-Learning Makes Usage A SnapEmployees and managers gain access to video walkthroughs to learn at their own pace or direct access to a Customer Assistance Specialist for valuable tips and guides for every process.Home

16Integrated Technology PlatformMove And Grow FasterRobust, powerful reporting helps you analyze, understand and act on data to run your business better.Ensure AccuracyEasily access information and complete tasks regarding payroll, demographics, and taxes.Reduce ComplexityIntuitive design and logical menus allow you to navigate with ease, our integrated HR services platform across the complete employee lifecycle.Improve SecurityControl access to your sensitive data to ensure each member of your team sees only what they need, when they need to.Home

17Homere360 Time and AttendanceIn today’s ever-changing business environment employees can now be in a central-ized location, remote or assigned to multiple locations. How can you remain nimble and maneuverable and still provide a way to control hours, stay compliant with legislation, and still maximize productivity?Enter, re360 time. We give you everything you need to navigate the complexities of time & attendance with ease including:Advanced clock technology with intelligent punch data for better labor manage-ment control.• Regulated viewing and management by supervisors and employees• Manager dashboard for employee status, management and review• Allows supervisors and managers to edit punch details and approve time cards• Flexible reporting for job costing and compliance auditingTimekeeping Hardware clocksSoftware clocksMobile accessBreak & meal tracking keysSimple labor transfer keyUnlimited prompt exibilityDuplicate punch preventionFlexible category dateFlexible pay rate punch dataManage multiple companies (EINs)Scheduling Basic SchedulingView Schedule DeviationsSchedule Based LockoutSection 280E Tax treatmentLeave Management HolidaysCustom & Repeatable PTOTime o RequestsAccrual BalanceHome

18re360 Time and AttendanceTimeclocks We oer the best-in-class timeclocks that increase accuracy and make payroll and timekeeping easy or if you are working through the struggles of a remote workforce, we provide a system that adapts to your mobile employees and keeps you connected to your teams and ensures accurate recordings.Seamless Integration Congure your re360 dashboard to the features and functionality that suit your needs. We give you control and track your data the way you want to. Its an easy and eective way to absorb a huge quantity of information very quickly. The re360 dashboard is meant to present the data you nd most important to you and the management of your employees with and intuitive and easy-to-navigate system. Keep Your Business On Time And On Track It’s time to toss spreadsheets and hand calculators. Save time and aggravation with online timekeeping. See in real-time when and where work begins and ends. When employees are remote or assigned to multiple locations, they need a better way to log their hours. Capture when and where employees start and stop work and verify identity using intelligent time clocks and geofencing. Collect additional job-related data includ-ing tips, mileage, and projects.M O BILE RESPO N SEDASHBOARD VIEW SEM PLOYEE SCH ED ULIN GD A I LY REVIEWLEAVE REQ UESTSGEO FENCING READYHome

19Homere360 Expense ManagementFull Cycle Automated Expense Reporting.The processing of expense reports is a painful and inecient task for many organizations. While employees view gathering receipts, lling out forms, and waiting for their reimbursement as a necessary nuisance, for Finance, the process is downright painful – herding employees to adhere to expense rules, checking for compliance, and transferring data into the accounting system can be a signicant drain on nance sta. re360 Expense Management eliminates the hassle by integrating a solution with our technology that will grow with your business. We make expense reporting much easier for everyone from employees to nance. We make the tedious and time-consuming ecient with our intuitive experience and by integrating with your credit cards and accounting system so everyone can get on to more important tasks.Full Integration with re360 Flexible to meet any accounting conguration, we fully map to your account-ing codes so you can export multiple approved expense reports with a click.Policy Control and ReportingSet T&E policies that match expectations for employees that are easy to understand with automatic agging or blocking of out-of-policy submissions.Credit Card IntegrationCredit card data that ows into re360 Expense Management is automatically routed to cardholders, reducing the burden on them while helping you man-age the process.Easy to Use Mobile AppsMake expenses easy with the ability to take pictures of receipts and create, submit, and review expense reports on mobile, tablets or desktops!Easy to Use Mobile Apps Simple or complex approval chains with approval/denial by mobile, email, or web with choices in plain English (not accounting) & policy guidance to set clear expectations.Home

20re360 Performance ManagementDrive Employee Engagement And Success.The re360 performance management solution helps you document evolving job responsibilities and expectations. The result is building a workplace culture that recognizes achievement and drives accountability.Documentation helps your managers more quickly identify when employees are not meeting their goals. Identifying performance deciencies early makes them easier to x and can lead to a more productive team.Mitigate Risk With Linked Documentation.Corrective action notices from the system communicate employee deciencies and provide you with consistent documentation.Corrective action notices are automatically linked to employee job descriptions and performance reviews. By maintaining an ongoing record of employee performance, you can mitigate your risk against false unemployment claims and employee lawsuits.Save Time From Duplicate Data Entry.With single sign-on (SSO), you can seamlessly import / export employee data from the re360 performance management system to the HR management system. The employee data is automatically populated in the performance management system, saving you time from duplicate data entry.Home

21HomeBackground Screening and Drug TestingWin the war for talent and limit liability, by expanding your hiring pool locally and beyond your established work location with background checks and drug testing. We make it easy to hire dependable employees, fast and eciently, vet your candidates thoroughly, uncover potential for fraudulent and criminal activities, and build a trustworthy and reputable working environment.Package Name Package Details Package PricePHR -Multi County + MVR + 10 Panel Drug ScreenNational Criminal Database, Sanctions and Enforcements (OFAC), Sex Oender Registry, County Criminal Check, SSN Trace, Motor Vehicle Record, 10 Panel Drug Screen$60.00 PHR - Comprehensive + Federal & County CriminalNational Criminal Database, Sanctions and Enforcements (OFAC), Sex Oender Registry, County Criminal Check. SSN Trace, Motor Vehicle Record, Federal Criminal$30.00 PHR - Multi County CriminalNational Criminal Database, Sanctions and Enforcements (OFAC), Sex Oender Registry, County Criminal Check, SSN Trace$25.00 PHR - Multi County Criminal + State Multi CountyNational Criminal Database, Sanctions and Enforcements (OFAC), Sex Oender Registry, County Criminal Check, State Multi County Check, SSN Trace $30.00 PHR + Professional License + 10 Panel Drug ScreenNational Criminal Database, Sanctions and Enforcements (OFAC), Sex Oender Registry, Federal Criminal, SSN Trace, Employment Verication, Education Verication, Professional License, 10 Panel Drug Screen$95.00 PHR + 10 Panel Drug ScreenNational Criminal Database, Sanctions and Enforcements (OFAC), Sex Oender Registry, Federal Criminal, SSN Trace, Employment Verication, Education Verication, 10 Panel Drug Screen$85.00 PHR + MedScan + 10 Panel Drug ScreenHealth Care Sanctions Screening (I-Med Level III), State Multi County Criminal, National Criminal Database, Sanctions and Enforcements (OFAC), Sex Oender Registry, SSN Trace, 10 Panel Drug Screen (No THC)$65.00 PHR-Comprehensive + State Multi County/MVRNational Criminal Database, Sanctions and Enforcements (OFAC), Sex Oender Registry, County Criminal Check, State Multi County Criminal Search, SSN Trace, Motor Vehicle Record, Federal Criminal$50.00 PHR-Comprehensive ProfessionalNational Criminal Database, Education Verication, Employment Verication, Professional License, Sanctions and Enforcements (OFAC), Sex Oender Registry, State Multi County Criminal Search, SSN Trace, Federal Criminal$70.00 Home

22re360 Talent Connect (ATS)re360 Talent Connect makes hiring simple, smart, and ecient. Our applicant tracking solution (ATS) streamlines the hiring process and improves the candidate experience. You’ll get better hires more quickly, powerful connections from a single dashboard, and an easy-to-use system customizable to your needs.$400/MonthComplimentary Job Postings•Applicant Tracking System•Job Postings & Syndication•Single Sign On & integration with re360•Technical Support•FeaturesToolsIntegrated Add-Ons (additional charges apply)• Background Checks and Drug Screens• Reference Checks• Employment & Education VericationsHome

23Homere360 Talent Connect (ATS)Multiple Job Boards AvailableResourcing Edge focuses on the areas popular within your industry or hiring demographic to provide coverage to the widest areas availible. The main goal of re360 talent connect is to make life easier for you to attract the right talent. Companies often hire for multiple positions at once and receive hundreds if not thousands of applicants for each job opening. When a recruiter or hiring manager receives that many resumes, it’s not feasible for them to carefully read each one. With re360 talent connect, we help narrow down the applicant eld to only the most qualied candidates.Home

24re360 learn - Training and DevelopmentMotivate your employees every day through re360 learn’s unique learning experiences based on their needs and personality with multiple media formats by using our hassle-free tool. re360 learn oers an extensive course library lled with hundreds of digital trainings on current topics and compliance essentials. We supply both proactive and reactive training guides and video tailored for employees and management.Sample CoursesPandemic Response Diversity HarassmentCompliance and Legal Workplace Safety Human ResourcesComputer and IT Customer Service Professional DevelopmentManagerial Training Ethics Engagement ImprovementA Blend Of Technology, Content, And Traditional Learning At Your DisposalThrough re360 learn, your team is able to gain comprehensive knowledge and access to experts available through a robust cloud-based software that oers step-by-step courses, video e-learning, and managed training courses to help grow your leadership and drive employee growth and engagement.Full Course Catalog Available NowYour Resourcing Edge advisor can provide you with a full course catalog detailing all of the available resources and assist your team with creating an employee education program that can drive engagement and make your teams more ecient!Home

25HomeWhy UnitedHealthcare?A trusted market leader, putting care at the center.Strong national network for care Members choose from 1.1M+ physicians and health care professionals, and more than 6,000 hospitals and 67,000 pharmacies.Competitive portfolio options The Professional Employer Organization (PEO) landscape is unique, and we oer multiple plan options designed to meet the varying needs of employers, whether local, regional or national.Convenient resources for members Mobile, online and person-to-person resources that help members makeinformed choices about their health care costs and needs.Access to wellness programs and services designed to enhance member health. Support from nurses, counselors, care managers and online wellness programs is designed to help members get and stay healthier with the goal of reducing overall care costs.Dedicated, responsive service team. Personalized service from a dedicated team with more than 20 years of experience in the PEO space.• UnitedHealthcare is an operating division of UnitedHealth Group® the largest singlehealth carrier in the United States.• With a total workforce of more than 325,000 people worldwide, UnitedHealthcare servespeople residing in all 50 states and more than 125 countries• In 2020, UnitedHealth Group ranked No. 1 in the insurance and managed care sector onFortune’s “World’s Most Admired Companies” list for the 10th consecutive yearHome

26UnitedHealthCare® App FeaturesFind Care• Find network care options for doctors, clinics and hospitals in your area.• Talk to a doctor by video 24/7.• See reviews and ratings for doctors. Manage Your Healthplan Details• Generate and share digital health plan ID cards.• View claims and account balances.• Manage prescription drugs and rells.Stay On Top Of Costs• Estimate the costs of common procedures.• View your copay, annual deductible and out-of-pocket expenses.• View your Health Reimbursement Account, FSA or HSA if applicable.See Your Deductibles Get Medical Cards See Your ClaimsLocate Doctors & PharmaciesHome

27HomeUnitedHealthCare® Telehealth App FeaturesOpen the UHCappLearn about virtual visitsSee provider groups availableSelect provider groupDownload free appWhether you’re at work, home, traveling, you name it—a Telehealth visit lets you talk with a doctor by video 24/7. If needed, a Virtual Visit doctor can treat and prescribe* medication for everyday illnesses like the u, sinus infections, a cough and more. Not available with all plans.Now Oering Telehealth For Covid-19 Testing And Vaccination-Related Visits.For COVID-19 testing-related visits, a telehealth visit may be a preferred way to connect with your provider. UnitedHealthcare is committed to helping you get the care you need from home or work through telehealth visits during this time. Telehealth services may be covered by your health insurance in a similar way to an oce visit with your doctor. Depending on your benet coverage, you may be able to schedule a visit with a local provider or set up a 24/7 urgent care visitHome

28UnitedHealthCare Plan Solutions - NationalNational 500In-Network Single/FamilyDeductible$500/$1,000Coinsurance (After Ded)20%Maximum Out of Pocket$3,500/$7,000Oce CopayPCP $25 SPC $25/50Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER- $250+20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderNational 2500In-Network Single/FamilyDeductible$2500/$5,000Coinsurance (After Ded)0%Maximum Out of Pocket$4,000/$8,000Oce CopayPCP $30 SPC $30/60Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER- $300Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderNational 1000In-Network Single/FamilyDeductible$1000/$2,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,500/$13,000Oce CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50 ER- $250+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderHome

29HomeUnitedHealthCare Plan Solutions- NationalNational 2000In-Network Single/FamilyDeductible$2,000/$4,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,500/$13,000Oce CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER- $250+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderNational 3000In-Network Single/FamilyDeductible$3,000/$6,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,500/$13,000Oce CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- $250+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderNational 5000In-Network Single/FamilyDeductible$5,000/$10,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,500/$13,000Oce CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- $250+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderHome

30UnitedHealthCare Plan Solutions - NationalNational 6000In-Network Single/FamilyDeductible$6,000/$12,000Coinsurance (After Ded)20%Maximum Out of Pocket$7,000/$14,000Oce CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $250+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderNational HDHP 3000In-Network Single/FamilyDeductible$3,000/$6000Coinsurance (After Ded)20%Maximum Out of Pocket$6,350/$12,700Oce Copay PCP 20%SPC 20%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 20%ER - 20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP Copay app. after Ded metNational HDHP 3000/0%In-Network Single/FamilyDeductible$3,000/$6000Coinsurance (After Ded)0%Maximum Out of Pocket$3,000/$6,000Oce Copay (After Ded met)PCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 0%ER - 0%Adv. Imaging - 0%Prescription DrugsStandard Select -WalgreensNo Copay after Ded metHome

31National HDHP 3500In-Network Single/FamilyDeductible$3,500/$7,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,350/$12,700Oce Copay PCP 20%SPC 20%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 20%ER - 20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP Copay app. after Ded metHomeUnitedHealthCare Plan Solutions - NationalNational HDHP 4000In-Network Single/FamilyDeductible$4,000/$8,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,350/$12,700Oce Copay PCP 20%SPC 20%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER- 20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP Copay app. after Ded metNational HDHP 5000In-Network Single/FamilyDeductible$5,000/$10,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,350/$12,700Oce Copay PCP 20%SPC 20%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- 20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderHome

32National HDHP 6750In-Network Single/FamilyDeductible$6,750/$13,500Coinsurance (After Ded)0%Maximum Out of Pocket$6,750/$13,500Oce CopayPCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- $250+Ded+20%Adv. Imaging - 20%Prescription Drugs0% Co-Ins after Ded is metUnitedHealthCare Plan Solutions - National

33UnitedHealthCare Plan Solutions - CT/NJ/NY/PANational 250In-Network Single/FamilyDeductible$250/$500Coinsurance (After Ded) 0%Maximum Out of Pocket$1,750/$3,500Office Copay PCP $20 SPC $40 Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER - $300+0%Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP 2.5x for Mail OrderNational 750In-Network Single/FamilyDeductible$750/$1,500Coinsurance (After Ded) 0%Maximum Out of Pocket$2,500/$5,000Office Copay PCP $25 SPC $50 Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER - $300+0%Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP 2.5x for Mail OrderHome

33UnitedHealthCare Plan Solutions - NationalNational 1000 / 0%In-Network Single/FamilyDeductible$1,000/$2,000Coinsurance (After Ded) 0%Maximum Out of Pocket$2,500/$5,000Office Copay PCP $25 SPC $50 Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER - $300+0%Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP 2.5x for Mail OrderHome

33UnitedHealthCare Plan Solutions - TexasSelect 2000In-Network Single/FamilyDeductible$2,000/$4,000Coinsurance (After Ded)20%Maximum Out of Pocket$7,150/$14,300Oce CopayPCP $15SPC $50/100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $25ER - $300+20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderSelect 3000In-Network Single/FamilyDeductible$3,000/$6,000Coinsurance (After Ded)20%Maximum Out of Pocket$7,150/$14,300Oce CopayPCP $15SPC $50/100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $25ER - $300+20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderSelect 5000In-Network Single/FamilyDeductible$5,000/$10,000Coinsurance (After Ded)20%Maximum Out of Pocket$7,150/$14,300Oce CopayPCP $15SPC $50/100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $25ER - $300+20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderHome

34HomeUnitedHealthCare Plan Solutions - TexasSelect HDHP 6750In-Network Single/FamilyDeductible$6,750/$13,500Coinsurance (After Ded)0%Maximum Out of Pocket$6,750/$13,500Oce CopayPCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 0%ER- 0%Adv. Imaging - 0%Prescription Drugs0% Co-ins after Ded is metHome

32In-Network Single/FamilyDeductible$3,000/$6,000Coinsurance (After Ded) 30%Maximum Out of Pocket$6,000/$12,000Office Copay PCP 30% SPC $50 Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- $50 Adv. Imaging - Ded + 30%Prescription Drugs$5/$45/$85/$150$5/$250/$350/$500 SPUnitedHealthCare Plan Solutions - South CarolinaSouth Carolina 3000

35UnitedHealthCare Plan Solutions - MetroMetro 1000In-Network Single/FamilyDeductible$1,000/$2,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,500/$13,000Oce CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $250+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderMetro 3000In-Network Single/FamilyDeductible$3,000/$6,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,500/$13,000Oce CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $250+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderMetro 5000In-Network Single/FamilyDeductible$5,000/$10,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,500/$13,000Oce CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $250+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderHome

36HomeUnitedHealthCare Plan Solutions - MetroMetro HDHP 6750In-Network Single/FamilyDeductible$6,750/$13,500Coinsurance (After Ded)0%Maximum Out of Pocket$6,750/$13,500Oce CopayPCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 0%ER- 0%Adv. Imaging - 0%Prescription Drugs0% Co-ins after Ded is metHome

37UnitedHealthCare Plan Solutions - NevadaNevada 2000In-Network Single/FamilyDeductible$2,000/$4,000Coinsurance (After Ded)20%Maximum Out of Pocket$6,500/$13,000Oce CopayPCP $0 SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER-$400+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderNevada 5000In-Network Single/FamilyDeductible$5,000/$10,000Coinsurance (After Ded)20%Maximum Out of Pocket$8,550/$17,100Oce CopayPCP $35SPC $65Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - 20%Adv. Imaging - 20Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderHome

38HomeUnitedHealthCare Plan Solutions - Nevada/HawaiiNevada HDHP 6250In-Network Single/FamilyDeductible$6,250/$12,500Coinsurance (After Ded)0%Maximum Out of Pocket$6,250/$12,500Oce CopayPCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 0% after DedER- 0% after DedAdv. Imaging-0% after DedPrescription Drugs0% Co-ins after Ded is metHawaii 100In-Network Single/FamilyDeductible$100/$300Coinsurance (After Ded)10%Maximum Out of Pocket $2,500/$7,500Oce CopayPCP 10% Coinsurance, deductible does not apply.SPC 10% Coinsurance, deductible does not apply.Virtual 10% coinsurance by a Designated Virtual Network Provider, deductible does not apply.Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care-10% after deductible ER- 10% Coinsurance, deductible does not apply.Adv. Imaging - 10% Coinsurance, deductible does not apply.Prescription Drugs$10/30/503x for Mail OrderNevada HDHP 3000In-Network Single/FamilyDeductible$3,000/$6,000Coinsurance (After Ded)20%Maximum Out of Pocket$5,500/$12,000Oce Copay PCP 20%SPC 20%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care-20%ER - 20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderHome

39Hawaii 100In-NetworkSingle/FamilyDeductible$100/$300Coinsurance (After Ded)10%Maximum Out of Pocket$6,750/$13,500Oce CopayPCP 10% Coinsurance, deductible does not apply.SPC 10% Coinsurance, deductible does not apply.Virtual 10% coinsurance by a Designated Virtual Network Provider, deductible does not apply.Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care-10%, after deductible ER- 10% Coinsurance deducti-ble does not apply.Adv. Imaging - 10% Coinsurance, deductible does not applyPrescription Drugs$10/30/503x for Mail OrderKaiser Permanente Regional Plans DHMO 5000HomeWashingtonIn-NetworkSingle/FamilyDeductible$5,000/$10,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$7,000/ $14,000Office CopayPCP $40SPC $50Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $40ER - $200+DedAdv. Imaging - $150+DedPrescription Drugs$15/35/70 SP: 30% upto $250up to 90 supply for Mail OrderWe have partnered with Kaiser Permanente to bring you some of the best regional plans in the market! We are proud to team up with one of the leading health insurance coverage organizations in the country. As Kaiser Permanente puts it, "We offer care and coverage together to support your total health — and simplify your entire health care experience."

40Kaiser Permanente Regional Plans DHMO 5000HomeColoradoIn-NetworkSingle/FamilyDeductible$5,000/$10,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$7,000/ $14,000Office CopayPCP $40SPC $50Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $50ER- $200Adv. Imaging - $150Prescription Drugs$15/35/70 SP:30% upto $250up to 90 supply for Mail OrderGeorgiaIn-NetworkSingle/FamilyDeductible$5,000/$10,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$7,000/ $14,000Office CopayPCP $40SPC $50Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $50ER- $200Adv. Imaging - $150+DedPrescription Drugs$15/35/70 SP:30% upto $250up to 90 supply for Mail OrderMid-Atlantic StatesIn-NetworkSingle/FamilyDeductible$5,000/$10,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$7,000/ $14,000Office CopayPCP $40SPC $50Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $50ER- $200Adv. Imaging - $150+DedPrescription Drugs$15/35/70 SP:20% upto $150up to 90 supply for Mail Order

41Kaiser Permanente Regional Plans DHMO 5000HomeNorthern CaliforniaIn-NetworkSingle/FamilyDeductible$5,000/$10,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$7,000/ $14,000Office CopayPCP $40SPC $50Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $40ER- $200+DedAdv. Imaging - $150+Ded+30%Prescription Drugs$15/35 SP: 30% upto $250up to 100 supply for Mail OrderSouthern CaliforniaIn-NetworkSingle/FamilyDeductible$5,000/$10,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$7,000/ $14,000Office CopayPCP $40SPC $50Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $40ER- $200+DedAdv. Imaging - $150+Ded+30%Prescription Drugs$15/35 SP:30% upto $250up to 100 supply for Mail OrderNorthwestIn-NetworkSingle/FamilyDeductible$5,000/$10,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$7,000/$14,000Office CopayPCP $40SPC $50Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $50ER- $200Adv. Imaging - $150Prescription Drugs$15/35/70 SP:30% upto $250up to 90 supply for Mail Order

42Kaiser Permanente Regional Plans DHMO 3000HomeColoradoIn-NetworkSingle/FamilyDeductible$3,000/$6,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$6,000/ $12,000Office CopayPCP $30SPC $40Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $40ER- $200Adv. Imaging - $150Prescription Drugs$15/35/70 SP: 30% upto $250up to 90 supply for Mail OrderGeorgiaIn-NetworkSingle/FamilyDeductible$3,000/$6,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$6,000/ $12,000Office CopayPCP $30SPC $40Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $40ER- $200Adv. Imaging - $150+DedPrescription Drugs$15/35/70 SP:30% upto $250up to 90 supply for Mail OrderMid-Atlantic StatesIn-NetworkSingle/FamilyDeductible$3,000/$6,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$6,000/ $12,000Office CopayPCP $30SPC $40Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $40ER- $200Adv. Imaging - $150+DedPrescription Drugs$15/35/70 SP:20% upto $150up to 90 supply for Mail Order

43Kaiser Permanente Regional Plans DHMO 3000HomeNorthern CaliforniaIn-NetworkSingle/FamilyDeductible$3,000/$6,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$6,000/ $12,000Office CopayPCP $30SPC $40Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $30ER- $200+DedAdv. Imaging - $150+Ded+30%Prescription Drugs$15/35 SP: 30% upto $250upto 100 supply for Mail OrderSouthern CaliforniaIn-NetworkSingle/FamilyDeductible$3,000/$6,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$6,000/ $12,000Office CopayPCP $30SPC $40Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $30ER- $200+DedAdv. Imaging - $150+Ded+30%Prescription Drugs$15/35 SP:30% upto $250upto 100 supply for Mail OrderNorthwestIn-NetworkSingle/FamilyDeductible$3,000/$6,000Coinsurance (After Ded.)30%Maximum Deductible,CoInsurance & CoPays$6,000/ $12,000Office CopayPCP $30SPC $40Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $40ER- $200Adv. Imaging - $150Prescription Drugs$15/35/70 SP:30% upto $250up to 90 supply for Mail Order

44Kaiser Permanente Regional Plans DHMO 3000HomeWashingtonIn-NetworkSingle/FamilyDeductible$3,000/$6,000Coinsurance (After Ded.)30%Maximum Deductible, CoInsurance & CoPays$6,000/ $12,000Office CopayPCP $30SPC $40Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER - $200+DedAdv. Imaging - $150+DedPrescription Drugs$15/35/70 SP: 30% upto $250up to 90 supply for Mail Order

45Kaiser Permanente Regional Plans DHMO 1500HomeColoradoIn-NetworkSingle/FamilyDeductible$1,500/$3,000Coinsurance (After Ded.)20%Maximum Deductible,CoInsurance & CoPays$4,000/ $8,000Office CopayPCP $20SPC $30Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $30ER- $200Adv. Imaging - $100Prescription Drugs$10/30/60 SP: 20% upto $250up to 90 supply for Mail OrderGeorgiaIn-NetworkSingle/FamilyDeductible$1,500/$3,000Coinsurance (After Ded.)20%Maximum Deductible,CoInsurance & CoPays$4,000/ $8,000Office CopayPCP $20SPC $30Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $30ER- $200Adv. Imaging - $100+DedPrescription Drugs$10/30/60 SP:20% upto $250up to 90 supply for Mail OrderMid-Atlantic StatesIn-NetworkSingle/FamilyDeductible$1,500/$3,000Coinsurance (After Ded.)20%Maximum Deductible,CoInsurance & CoPays$4,000/ $8,000Office CopayPCP $20SPC $30Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $30ER- $200Adv. Imaging - $100+DedPrescription Drugs$10/30/60 SP:20% upto $150up to 90 supply for Mail Order

46Kaiser Permanente Regional Plans DHMO 1500HomeNorthern CaliforniaIn-NetworkSingle/FamilyDeductible$1,500/$3,000Coinsurance (After Ded.)20%Maximum Deductible,CoInsurance & CoPays$4,000/ $8,000Office CopayPCP $20SPC $30Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $20ER- $200+DedAdv. Imaging - $100+Ded+20%Prescription Drugs$10/30 SP: 20% upto $250up to 100 supply for Mail OrderSouthern CaliforniaIn-NetworkSingle/FamilyDeductible$1,500/$3,000Coinsurance (After Ded.)20%Maximum Deductible,CoInsurance & CoPays$4,000/ $8,000Office CopayPCP $20SPC $30Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $20ER- $200+DedAdv. Imaging - $100+Ded+20%Prescription Drugs$10/30 SP:20% upto $250up to 100 supply for Mail OrderNorthwestIn-NetworkSingle/FamilyDeductible$1,500/$3,000Coinsurance (After Ded.)20%Maximum Deductible,CoInsurance & CoPays$4,000/ $8,000Office CopayPCP $20SPC $30Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $30ER- $200Adv. Imaging - $100Prescription Drugs$10/30/60 SP:20% upto $250up to 90 supply for Mail OrderKaiser Permanente Regional Plans DHMO 1500HomeWashingtonIn-NetworkSingle/FamilyDeductible$1,500/$3,000Coinsurance (After Ded.)20%Maximum Deductible, CoInsurance & CoPays$4,000/ $8,000Office CopayPCP $20SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $20ER - $200+DedAdv. Imaging - $100+DedPrescription Drugs$10/30/60 SP: 20% upto $250up to 90 supply for Mail Order

47Kaiser Permanente Regional Plans DHMO 1500HomeWashingtonIn-NetworkSingle/FamilyDeductible$1,500/$3,000Coinsurance (After Ded.)20%Maximum Deductible, CoInsurance & CoPays$4,000/ $8,000Office CopayPCP $20SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $20ER - $200+DedAdv. Imaging - $100+DedPrescription Drugs$10/30/60 SP: 20% upto $250up to 90 supply for Mail Order

48Kaiser Permanente Regional Plans CA $30 HMOHomeNorthern CaliforniaIn-NetworkSingle/FamilyDeductibleNACoinsurance (After Ded.)Maximum Deductible,CoInsurance & CoPays$3,000/ $6,000Office CopayPCP $30SPC $30Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $30ER- $100Adv. Imaging - $50Prescription Drugs$15/35/35 SP: 30% upto $150up to 100 supply for Mail OrderSouthern CaliforniaIn-NetworkSingle/FamilyDeductibleNACoinsurance (After Ded.)Maximum Deductible,CoInsurance & CoPays$3,000/ $6,000Office CopayPCP $30SPC $30Virtual $0Urgent Care, EmergencyRoom, Major DiagnosticCopayUrgent Care- $30ER- $100Adv. Imaging - $50Prescription Drugs$15/35/35 SP:30% upto $150up to 100 supply for Mail Order

49Health Advocate & Advisory Benet Resourcing Edge understands the power behind having someone in your corner, the HealthAdvocate benet is intended to be just that. HealthAdvocate provides your employees and their families with the resource of a professional who will work directly with carriers on the members behalf.We make health care easier.What is HealthAdvocate?• High touch & hi-tech support.• Coordinate care with providers.• Research and arrange second opinions.• Support & education for medical conditions.• Find the right doctors and services.• Billing, claims support-ensuring members understand their EOB statement &dispute any errors in provider billing.• Healthcare decision support with navigating options for treatment and plans forcare.Who is Eliglble?• Participants enrolled in the Resourcing Edge UnitedHealthcare policy.• The UHC enrollee’s spouse, dependents, parents & in-laws.• Resourcing Edge oers this at NO COST to you or your employees.Your employees are supported well to ensure they get the care and advocacy they deserve.HealthAdvocate is a powerful tool for your employees to easily navigate the complicated and frustrating health care billing and treatment process. HealthAdvocate takes the worry and pressure o your employees so they can focus on work.Home

50HomeEmployer-Paid Group Life InsuranceThe Group Life & Accidental Death & Dismemberment (AD&D) insurance covers all active full-time employees working 30 hours per week.All Plans Feature:• Life insurance conversion Privilege AD&D education benefitPayable for up to four years in an amount equal to 2% of the insured employee’s life insurance, but not more than $2,500 a year.• Seat Belt BenefitAdditional 50% of the Accidental Death Benefit up to $10,000.• Repatriation of remains benefit• 24-hour AD&DHomePlan Oneincluded01Plan Twoupgrade02Plan Threeupgrade03Plan Fourupgrade04$15,000 at coverage amountPlan one is automatically included in the PEO agreement with Resourcing Edge.$25,000 flat coverage amountPlan two is a buy up option for companies that want to provide a higher level benet to their employees.$50,000 flat coverage amountPlan three is a buy up option for companies that want to provide a higher level benefit to their employees.HomeHome$100,000 flat coverage amountPlan four is a buy up option for companies that want to provide a higher level benefit to their employees.

50Employer-Paid Group Life Insurance ContinuedPlan Fiveupgrade05Plan Sixupgrade061x Annual Salary, $300,000 maximum coveragePlan five is a buy up option for companies that want to provide the highest level of benefit to their employees.2x Annual Salary, $600,000 maximum coveragePlan six is a buy up option for companies that want to provide the highest level of benefit to their employees.

52Health Savings Accounts (HSA)What are the benets of a health savings account?HSAs are tax-advantaged accounts that help people save and pay for qualied medical expenses.Benets include:• Contributions are pre-tax or tax deductible.• Earnings are income tax-free.• You can make income tax-free withdrawals for qualied medical expenses.• You can carry over unused available funds from year to year.• The HSA is yours to keep even if you change jobs, change health plans or retire.Who qualies for an HSA?To open an HSA, you must have a qualifying high-deductible health plan (HDHP) and meet other IRS eligibility requirements, unless an exception applies.• You cannot be covered by any other health plan that is not an HDHP.• You cannot be currently enrolled in Medicare or TRICARE.• You cannot be claimed as a dependent on another individual’s tax return.Employees can use HSA funds for:• To pay for qualified medical,dental, visionand prescriptiondrug expenses,including certainover-the-counter drugsandmedications, as defined in IRSPublications 502 and 969.• As supplemental income afterage 65.Once an employee is 65,they canwithdraw funds for anyreason withoutpaying a penalty,but they will be subjecttoordinary income tax. If they areunderage 65 and use HSA fundsfornonqualified expenses, theywill need topay taxes on themoney they withdraw, aswell asan additional 20% penalty.2023-2024 IRS HSA Contribution LimitsAny remaining available balance automatically rolls over year after year and as the employee is the owner of the HSA, they may continue to maintain the account if they change employers. The funds are theirs to keep.HomeHSA contribution limit (employer + employee)Self-only: $3,850Family: $7,750HSA catch-up contributions (age 55 or older)$1,000HDHP minimum deductiblesSelf-only: $1,400 Family: $2,800HDHP maximum out-of-pocket amounts (deductibles, co-payments and other amounts, but not premiums)Self-only: $7,050 Family: $14,100Self-only: $4,150 Family: $8,300$1,000Self-only: $1,600 Family: $3,200Self-only: $8,050 Family: $16,10020232024

53HomeFlexible Spending Account (FSA)What are the benets of a Flexible Spending Account?FSA is a smart way to save and pay for eligible health care expenses. It’s smart because employees can set aside pre-tax dollars in their FSA. Whenever they need to pay out-of-pocket for eligible health care costs, they just use their Optum Financial payment card.Lowering employee taxes:When employees contribute to an FSA, they are setting aside pre-tax dollars. They don’t have to pay federal income taxes on the money they put into the account. This means they may actually lower the amount of federal income tax they pay.Employees can access funds immediately.The money employees choose to put into their FSA is available to them on the rst day of their plan year. They don’t have to wait until their FSA balance grows to pay for eligible expenses.The “use it or lose it” rule.The “use it or lose it” rule means that employees will lose any money left in their account at the end of the plan year. So be sure to encourage employees to use all of their FSA funds. But even if some funds are left in your account at the end of the plan year, they may still come out ahead because of the tax savings. It’s the employee’s choice. They decide how much to contribute.With an FSA, employees choose how much to contribute. We help them to plan ahead, by providing a sample list of anticipated health care expenses for the coming year during the enrollment process.Maximum salary deferral contribution$3,050Flexible Spending Accounts Contribution Limits for 2023Employees may be able to use their FSA to pay for:• Alcohol and drug addiction inpatienttreatment• Breast reconstruction surgeryfollowing a mastectomy or cancer• (Certain) over-the-counter drugs andmedications• Dental treatment• Diagnostic tests and devices• Doctor’s visits• Eye exams• Eyeglasses and contact lenses• Fertility enhancements• Hearing aids and batteries• Physical therapy• Prescriptions• Smoking cessation programsHome

54Virtual Primary Care• Available to members 1 year andolder, nationwide, 24/7• HIPAA compliant, private andsecure• Building to scale for all lines ofbusiness• Integrated into your memberexperienceWith 98point6, you’ll enhance the employee experience and enable new ways for employees to receive quality medical care, whenever they need it!Text-based care is accessible from anywhere your employees are, whether they’re at home, at work or on the goU.S.-based, board-certied physiciansdiagnose, treat, followup and keep employeesand their families happyAI and machine learning optimize the medical encounter, enabling a fundamental shift in the medical cost structureAccessibilityQualityAordabilityOn-Demand, Text-Based Primary Care Via Mobile DeviceHome

55AordabilityHomeResourcing Edge and inSourceRxIt’s Important To Take The Medications You’ve Been Prescribed. Cost Should Never Be The Reason You Don’t.That’s why Resourcing Edge has partnered with inSourceRx. We’ve made it easy and convenient to access aordable medications at a pharmacy near you. Simply enter the medication you’ve been prescribed, and you’ll see how much it will cost at a variety of local pharmacies.When you access your inSourceRx Prescription Savings Card, you can use it to save on all your medications, and you can access savings for pet meds too. Share your card with friends and family members. Resourcing Edge oers this COMPLETELY FREE to all clients.Here’s How It WorksAccess your cardStart by accessing your Resourcing Edge inSourceRx Prescription Savings Card. You can download the card via email or text, print the card or have it mailed to you.Check your savingsEnter the name of the prescription you need to ll on our easy form. Having the name of the medication handy will assure you see all the options available to you.Find a pharmacySimply enter your city, state or zip to nd pharmacies near you who honor – and recommend – the inSourceRx Prescription Savings Card.Show your card and SAVEShow your card via text, saved email or printed card to your pharmacist when you submit your prescription to be lled. If you’ve had your prescription called in, show your inSourceRx Prescription Savings Card when you pay for your prescription.Home

56Employer Paid, Long-Term DisabilityProtecting a Portion of Your Employees IncomeEveryday illnesses or injuries can interfere with an employee’s ability to work. Serious illnesses or accidents can come out of nowhere. Even a few weeks away from work can make it dicult to manage household costs. These things can interrupt an employee’s life, and their ability to work for months – even years. Helping you to ensure that a portion of an employee’s income is paid during these times so that they can focus on getting better and worry less about paying their bills.Coverage Type DescriptionLong-Term DisabilityEmployer PaidProtects a portion of your income if you become partially or totally disabled for a long period of time. • Monthly Benet: 60% of monthly earnings to a maximum benet of$10,000 per month.Denition of Disability:• 2-year regular occupation• Zero-day residual• Accelerated elimination period• Work incentive benet during the rst 24 months of disabilitypayments• Elimination period: 90 or 180 days based on plan• Benet duration: Social Security Normal Retirement Age (SSNRA)• Social Security integration: primary and family• Pre-Existing Condition Clause: 3/12Features: Minimum monthly benets – greater of $100 or 10% of the gross disability payment, rehabilitation and return to work assistance programs, survivor benet, family-care incentive, indexed pre-disability earnings, dependent care benets, guaranteed insurability and 12-month rehire provision.HomeShort-Term Disability (STD) and Long-Term Disability (LTD) oered by Resourcing Edge and MetLife are valuable policies designed to temporarily (and in some rare cases, permanently) replace income for covered individuals who are unable to work as a result of an illness, or a non-work-related accident.

58HomeEmployer Paid, Short-Term DisabilityProtecting a Portion of Your Employees IncomeEveryday illnesses or injuries can interfere with an employee’s ability to work. Serious illnesses or accidents can come out of nowhere. Even a few weeks away from work can make it dicult to manage household costs. These things can interrupt an employee’s life, and their ability to work for months – even years. Helping you to ensure that a portion of an employee’s income is paid during these times so that they can focus on getting better and worry less about paying their bills.Coverage Type DescriptionShort-Term DisabilityEmployer PaidProtects a portion of your income if you become partially or totally disabled for a short period of time• Weekly Benet: 60% of weekly earnings to a maximum benet of$2,308 per week• Elimination period: injury – 14 days, sickness – 14 days• Benet duration: up to 26 weeks• Pre-Existing Condition Clause: None• Allows for 6 weeks maternity benet for normal delivery; 8 weeks forC-Section. First 2 weeks are elimination period.Elimination Period means the period of your disability during which we do not pay benets.Features: Rehabilitation and return to work assistance program, family care incentive, guarantee insurability, maternity benets, minimum weekly benet of $20HomeEmployers should consider the numerous benets to oering STD and LTD coverage to their employees. First it helps employers stay competitive in hiring, recruiting, and retention of valuable employees. Secondly, the cost of the benet programs are tax deductible, and most importantly employers who provide disability coverage experience far less fraudulent Workers’ Compensation claims.

60Resourcing Edge Vision PlansCoverageTypesVision Silver PlanDescriptionVision Gold Plan DescriptionCopay FrequencyWellVision ExamFocuses on your eyes and overall wellnessComprehensive exam of visual functions and prescription of corrective eyewear$10 Every calendaryearPrescriptionGlasses$25 See frame andlensesFrame• $150 allowance for a wide selec-tion of frames• $150 allowance for featured frame brands• 20% savings on the amount over your allowance• $70 Costco® frame allowance• $200 allowance for a wide selection of frames• 20% savings on the amount over your allowance• $95 Costco® frame allowanceIncluded inPrescription GlassesEvery other calendarYear (SilverPlan)Every calendaryear (GoldPlan)Lenses• Single vision, lined bifocal, and lined trifocal lenses• Polycarbonate lenses for de-pendent children• Single vision, lined bifocal, lined trifocal, and lenticular lenses• Ultraviolet coating and Polycarbonate lenses for dependent childrenEvery calendaryearLensEnhancement• Standard progressive lenses• Premium progressive lenses• Custom progressive lenses• Polycarbonate single vision (adult) • Polycarbonate multifocal (adult) • Scratch-resistant coating (variable by type)• Tints single vision (variable by type)• Tints multifocal (variable by type) • Anti-reective coating• Photochromic• Average savings of 20-25% on other lens enhancements$55$95 - $105$150 -$175$31$35$17 - $33$17 - $34$17 - $44$41 - $85$47 - $82Every calendaryearContacts(instead ofglasses)• $130 allowance for contacts; copay does not apply• Contact lens exam (tting and evaluation)• $175 allowance for contacts; copay does not apply• Contact lens exam (tting and• evaluation)Up to $60 Every calendaryearDiabetic EyecarePlusServices related to diabetic eye disease,glaucoma and age-related macular degeneration (AMD). Ret-inal screening for eligible members with diabetes. Limitations and coordination with medical coverage may apply. Ask your VSP doctor for detailsServices related to diabetic eye dis-ease,glaucoma and age-related macular degeneration (AMD). Retinal screen-ing for eligible members with diabetes. Limitations and coordination with medical coverage may apply. Ask your VSP doctor for details$20 As neededDual Rider OptionsTwo pairs of prescription eyeglasses.One pair eyeglasses + allowance toward contact lenses.Double allowance toward contact lenses.

61HomeResourcing Edge Dental Plans$1,500 Plan (SILVER) $3,000 Plan (GOLD)In-Network Out-of-Network In-Network Out-of-NetworkType A – Preventative 100% 100% MAC 100% 100% of R&CType B – Basic Restorative 80% 80% MAC 80% 80% of R&CType C – Major Restorative 50% 50% MAC 50% 50% of R&CType D – Orthodontia 50% 50% 50% 50%DeductibleIndividual / Family(per covered person per year)$50 $50 $50 $50Annual Maximum BenetsPer Person $1,500 $1,500 $3,000 $3,000 Orthodontia Lifetime Maximum (for children only up to age 19)R&C = Reasonable & CustomaryMAC = Maximum Allowable Charge$1,000 $1,000 $1,500 $1,500 Whether you’re in need of routine cleanings, braces, or a lling, a solid dental plan makes it easier for you to help protect your family’s smile and your budget.Home

62Retirement Services with Slavic401KIn Today’s Market, The 401(K) Is No Longer An Optional Benet. It’s An Essential Ingredient For Your Businesses’ Success.Attract & retain top talent, and create a happier, more stable workforce by oering your employees a Slavic 401(k) plan. Happier employees stick with your business longer, ensuring you have the depth for your business to continue to scale.401k Compliance & Testing Issues Can Cause Signicant Problems For You, If Your Plan Is Not Administered Correctly. You Can Be Hit With Fines & Penalties That Can Cut Into The Bottom Line Of Any Business.Resourcing Edge and Slavic401k have a proven track record of compliance that keeps you free from unwelcome and unexpected 401k-related penalties.Our Plan Administration Fees Are Among The Lowest In The Industry, Allowing More Of Your Money To Stay Where It’s Needed; In Running And Growing Your Business.Weighing your options between your own independent 401(k) plan or participation in a Multiple Employer Plan (MEP)? Consider the $6,000 - $10,000 annual audit cost savings (an IRS requirement for businesses of 100+) aorded you by adopting an MEP plan sponsored by Resourcing Edge. There is no individual audit requirement for your company inside an MEP. Also outsourcing the administration and Fiduciary responsibility to the MEP sponsor saves time and money.Future Proof Advantages for You.One of the biggest pain points for any business owner is surrendering your hard-earned money over in the form of taxes; which seem to be continually increasing.A Safe Harbor plan, in tandem with a prot-sharing arrangement, allows a business owner to put away up to $53,000 in pre-tax 401(k) contributions. What’s more, those funds are exempt from litigation, ensuring a solid nancial foundation for you and your family no matter what perils business ownership may throw your way.In many cases, a 401(k) that’s well-funded over the course of decades can end up having a higher valuation than your business itself when the time comes for you to hang up your hat. Home

63HomeRetirement Services with Slavic401KClient Company Benets• Aordable retirement plan.• Flexible plan features, including safe harbor and prot sharing.• Customizable 401(k) plan design options, involving eligibility options, companymatch, vesting schedules, and more.• Quarterly Statements.• Access to the Slavic plan and participant sites allowing you and your employees tomonitor and control your investmentsAbout The Plan• Resourcing Edge oers a Retirement Savings Plan through Slavic401k.• This is a Multiple Employer Plan sponsored by Resourcing Edge, who will be servingas the Plan Administrator.• The Slavic investment lineup oers a variety of investment options for Participantselection.• The investment lineup is monitored at the Plan level on a quarterly basis in order toprovide the highest quality.• Participants have access to Index and Actively managed funds, Target-date funds,and online Investment Portfolio Management Services through the exclusiveSlavic401k tool; Bespoke.Let Us Handle The Administration For YouBy participating in the Resourcing Edge 401(k) Plan, administrative tasks will be managed for clients by Resourcing Edge and its service providers. These tasks include:• Employee eligibility tracking• Distributions, roll-ins and roll-outs• Plan compliance• Employee loans and hardshipdistribution requests• Employee Group Education Meetings• Bespoke individual online investmentmanagement at no cost to participants• Annual Non-discrimination testing• Annual reporting• Participant education/enrollment• Employee Deferral changes• Employer Contribution Management• Fiduciary Responsibilities and due DiligenceHome

64Retirement Services with Slavic401KFINANCIAL EDUCATION FOR YOUR PARTICIPANTSAs part of the 401(k) Plan services provided by Resourcing Edge, each Client Adopter will be assigned a Financial Educator. The team of Financial Educators consists of licensed Independent Financial Advisors, who are available to provide assistance to the Client Adopter.YOUR FINANCIAL EDUCATOR WILL:• Provide group enrollment education for new Client Adopters coming into theRetirement Savings Plan.• Conduct annual retirement-focused workshops, available to all eligible participants.• Provide follow-up availability for your employee’s questions after the educationmeeting and while they are enrolling.• Show your employees how to use the tools and technology available to manage andmaximize their retirement savings.SAVE TIME AND MONEY WITH RESOURCING EDGE:• Annual Employer Plan Fee $400A focus on technology is paramount. We oer seamless integration into your re360 payroll system and maintain a team of internal technology experts at the ready to keep things running smoothly 24x7. Our technology services include: • Single sign on user login• Mobile-friendly user interface• Payroll integration• Sponsor & participant Email Express™Home

65HomeSlavic401K Investment Plan LineupResourcing Edge Plan 401K FundsVangaurd Equity Income BlackRock LifePath Index 2025 KFidelity 500 Index Fund BlackRock LifePath Index 2030 KVanguard Large Cap Growth Adm BlackRock LifePath Index 2040 KFidelity Mid Cap Index BlackRock LifePath Index 2050 KVanguard Small Cap Value Index Adm BlackRock LifePath Index 2060 KFidelity Small Cap Index BlacRock LifePath Index Retire KVanguard Explorer Adm BlackRock LifePath Index 2025 KiShares MSCI EAFE Equity Index BlackRock LifePath Index 2035 KVanguard International Growth Adm BlackRock LifePath Index 2045 KAmerican Funds New Perspective R6 BlackRock LifePath Index 2055 KGoldman Sachs Stable Value BlackRock 20/80 Target Allocation Fund KFidelity US Bond Index BlackRock Target Date 2065 KVanguard Core Bond Adm Columbia Balanced Inst3PGIM High Yield R6DFA Real Estate SecuritiesHome

66Employee Access to MemberDealsGive Your Employees Access to MemberDealsGive you and your employees access to everything you need to work and play from any web capable device, including discounts on electronics, entertainment, health & wellness, groceries and more! Be sure to also check out our oering of exclusive savings on travel and entertainment. Visit often, as new products and discounts are constantly being added!Rental CarsGift CardsHotelsTheme ParksAttractionsMovie TicketsEventsLive ShowsSportsSki ResortsStay-cations Vision & OpticsAppliancesBeauty & SkincareChildren & FamilyCrafts & HobbiesElectronicsWork From HomeFood & WineHealth & WellnessHome Insurance & ProtectionJewelryKaiser FitnessLoans & RenancingMeal PlanningOcePetsSubscriptionsTravel Apparel & Accessories Automotive Cell Phones Computers & Tablets Education EntertainmentStreaming ServicesAnd so much more…Everyone loves a great deal on a great product or service. More importantly they talk to their friends and family about the deal they received! Employees can now say “I got this great deal from work!” increasing employee retention and engagement for your company. Home

67HomeEmployees Achieve Financial Freedom with FinFit ®FinFit is a holistic nancial wellness solution designed to enable an employee to identify their nancial goals, assess the specic areas where nancial wellness assistance is needed, and provide tools and resources that allow the individual to achieve nancial freedom without any liability to employers!FinFit’s nancial wellness programs support the key nancial elements that impact an individual’s overall well-being: Spend, Save, Borrow and Plan. FinFit oers a variety of educational resources, nancial wellness programs, tools and solutions to assist employees in meeting their nancial goals and incentivizes participation through a member rewards program.Personalized Financial AssessmentEducational Tools And ResourcesStudent Loan ServicesEarly Wage AccessAccess To Loans Through Celtic Bank,Member FDICOne-On-One Financial CoachingBudget CalculatorsFinancial DashboardCoupon VaultFinFit IQ – Live TriviaImproving employees’ nancial well-being will lead to healthier individuals which in turn, benets the entire organization by creating a workplace culture of motivated, focused employees. Reduced absenteeism, decreased turnover rates and increased employee satisfaction and morale are only a few of the benets nancial wellness programs can bring to an organization.Home

68Give Employees Access to Earned Wage AdvancesWith ZayZoon, your employees can access a portion of their paycheck before payday. ZayZoon advances the employee a portion of their earned wages from ZayZoon’s funds. The repayment of funds to ZayZoon occurs via a deduction on the next paycheck. The service is not a loan, employees pay a at fee in order to access their earned wages before payday, without any employer liability!Improve Employee Wellness38% of Employees say nancial stress is a distraction for them at work. Reducing nancial stress minimizes distraction, reduces absenteeism and improves Employee Wellness.Increase ProductivityBy allowing your employees to access part of their paycheck when they need, they gain control over their nances between paydays. This can help them avoid costly alternatives like overdraft fees and predatory loan products.Retain And Recruit25% of employees use our services. Employees are now asking if employers have Wages On-Demand as part of onboarding. Put ZayZoon in your job postings.Reduce Employee Financial Stress38% of employees say nancial stress distracts them at work. Do you have one of these employees? We can help.Instant 24/7/365 Access to Earned WagesIn 30 seconds, employees can signup and have funds in their account. Whether it’s 3pm or 3am!Inexpensive For EmployeesAccess increments of $200 (up to 50% of an employees earned wages) for a $5 at fee to avoid overdraft fees, late bill paymentsor to cover a cash ow shortfall between paydays. Employees get paid when they need.Employees Avoid Costly Loans, Overdraft And Late Bill Payments.Give access to your employees their wages in advance of payday. They work everyday, why can’t they get paid everyday?Home

69HomePay over-time, right from your paycheckGive Your Employees Access To Purchasing PowerPurchasing Power is an exclusive employee purchasing program available to employers partnered with Resourcing Edge. In times when your employees have diculty paying with cash or credit is challenging, we’re here for you with a program you can trust. Get what you need now, and pay over time - right from employee paychecks.Now eligible employees with little to no credit can have the option of getting essential items for the home. Purchasing Power takes away the worry of going “without” and allows employees to focus on work!ComputersFurnitureAppliancesTelevisionsSpending PowerAccess spending power for the things you need with no credit checkManageable PaymentsAutomated xed payments over 6 or 12 months.Thousands Of Brand-Name ProductsFind the items you need to create a more comfortable and productive home.Better ChoiceAlternative to loans, high-interest credit cards or rent-to-ownHome

70Student Loan ReliefImprove The Financial Well-Being Of Employees Who Are Stuggling With Student Loans.All benet eligible employees can participate in the Loan Relief benet. It is a household benet, so your family members can also participate in this benet.We have partnered with a student loan expert, Fiducius, to help you take control of your student loans. They provide education and support on loan restructuring options:ReFi• Lower rates and improve paymentschedule via private renance• Partners LendKey and PentagonFederal Credit Union• Better rates and customamortization• Ideal for those with good creditwho don’t qualify for PSLFSimpliFi• Consolidate loans and lowerpayments• Maintain Department of Educationloan structure benets (disability,forbearance, etc.)• For those with bad credit or whoare in default, ‘loan rehabilitation’ process helps rebuild creditHow Does It Work? Enrolling in the Loan Relief benet is straightforward:1) EvaluateComplete online assessment and learn your options with our Virtual Advisor in just 5 minutes.2) EducateWork virtually with an actual Advisor to develop your personalized student loan plan.3) Execute PlanImplement your new plan either by yourself or with help from the experts at Fiducius.The detailed plan is complimentary; as with other voluntary benets, you only pay Fiducius if you choose to use their services to implement your plan.Home

71HomeTotal Pet Plan & Pet Benet SolutionsThe Only Pet Benets Package Covers Everything That Pets NeedSingle product to implementEasy enrollment; employees select a plan based on the number of pets they want to coverSame low price for every employeeFrom Vet and pet product discounts to lost pet recovery service, Total Pet has something for every pet parentPetplus Pet Product Discount Plan:Receive members-only pricing (up to 50% o) on prescriptions, preventatives, food, toys, treats and morePet Assure Veterinary Discount Plan:Saves you 25% on in-house medical services at participating veterinariansWhiskerdocs 24/7 Pet Help Line:Access real-time support from veterinary experts, even when your vet’s oce is closedThe Pettag Lost Pet Recovery Service:Peace of mind to help your cats or dogs return home if they were to go missingAccording to the North America Pet Health Insurance Association, around 3.1 million pets were insured in the United States at the end of 2020, and pet insurance has increased at an average annual growth rate of 24.2% over the last ve years and is one of the most requested benets from employees.Home

72MetLife Pet InsuranceHow Does Metlife Pet Insurance Work?Now more than ever, pets are playing a signicant role in our lives, and it is important to keep them safe and healthy. Help make sure your furry family members are protected against unplanned vet expenses for covered accidents or illnesses with MetLife Pet Insurance*.• A small monthly payment can help you prepare for unexpected vet expenses downthe road.• More than 6 in 10 pet owners said their pet has had an emergency medicalexpense.• 24% of pet parents have credit card or personal loan debt to cover pet health and vetcosts• $11.75/month for one pet or $18.50/month for a family plan (2+ pets)*Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.• accidental injuries• illnesses• exam fees• surgeries• medications• ultrasounds• hospital stays• X-rays and diagnostic tests• hip dysplasia• hereditary conditions• congenital conditions• chronic conditions• alternative therapies• holistic care• and much more!Home

73HomeEmployee Paid Whole Life InsuranceGroup Whole Life InsuranceLife is unpredictable. Let Resourcing Edge and Allstate Benets help your employees prepare for the unexpected with Group Whole Life Insurance. Now employees can provide their family with nancial peace of mind for the future and the journey to get there. Not only do you get protection for your lifetime, but you also build cash value as you go. Give yourself and your loved ones a gift of love with Good Hands® protection from Allstate Benets.Meeting Your Employee’s Needs• Employees choose a fully-guaranteed death benet (premiums payable to age 95)to leave behind, or if they live to age 121, a lump-sum maturity benet is paid• Coverage for spouse and children available through separate certicate or rider• Premiums are aordable and conveniently payroll deducted.• Coverage may be continued if you leave employment; refer to your certicate fordetails.With Allstate Benets Group Whole Life, you can enjoy protection for the future while building peace of mind right now. Practical benets for everyday living.®With Group Whole Life Insurance from Allstate Benets, your employees get simplied and straightforward coverage. They decide how much coverage and who to cover.Your employees get guaranteed rates for the life of the policy and a guaranteed death benet to be paid to their beneciaries. As the policy builds cash value, they can achieve key nancial goals or borrow against it should they need to.Home

74Metlife Identity Theft ProtectionWhat Is Identity Theft And Are You At Risk?Identity theft is a crime in which someone accesses information to commit fraud, typicallyby getting false credentials, opening new accounts in someone else’s name or usingsomeone else’s existing accounts. Identity theft is a serious crime in the United States. Over12.6 billion dollars were stolen from identity theft victims in 2019. You can take steps tohelp avoid having your identity stolen. First, you’ll need to know how identity theft occursand how to spot it.How Identity Theft HappensThere are a lot of ways identity theft can happen to you. Hackers may get yourinformation from a data security breach or, you may unknowingly provide it on socialmedia, during conversions others can hear or by leaving nancial documents inunsafe places. That information may include:• Social Security number• Full name, address and birth date• Credit card or bank account numbers• Car insurance or medical insurance account numbers• Details that can tip o people to your account-recovery questions, such as yourmother’s maiden name or your home townWith this information, criminals could impersonate you, max out your credit cards, rentan apartment, steal your frequent-yer miles or act out a number of other bad-guyfantasies. Thieves can even access the Social Security number of a deceased person,commit fraud, and create problems for the estate.*Stolen FundsReimbursementWe’ll reimburse up to $5million to replace stolenfunds depending on yourlevel of your plan.2023 Enhancements:Employer paid option$5M protection insurance policy*Unlimited devices protected onProtection Plus PlanAutomated protection through Aura SystemHome

75Metlife Critical Illness InsuranceCritical Illness Insurance is coverage that can help safeguard your nances by providing you with a lump-sum payment —one convenient payment all at once —when you or your family may need it most. The extra cash can help you focus on getting back on track —without worrying about nding the money to cover some of your expenses.And best of all, the payment is made directly to you, and is made regardless of any other insurance you may have. It’s yours to spend however you like, including for your or your family’s everyday living expenses.While recovering, Critical Illness Insurance is there to help make life a little easier.HomeHome

76Metlife Accident InsuranceMany people may not be nancially prepared to handle extra costs like plan deductibles, co-pays for emergency room care, testing, supplies and out-of-network care. For a covered event, accident insurance provides you with a benet payment paid directly to you —not to your doctors, hospitals or healthcare providers.You can spend the funds on anything you need, such as those extra bills when you may most need additional support. It can also help pay for expenses you may not think of, like childcare and transportation to your appoint-ments. These costs can cut into your budget —and make it a challenge to manage your everyday expenses.

77Metlife Accident InsuranceMetlife Hospital Indemnity InsuranceHospital Indemnity Insurance can help safeguard your nances by providing you with a lump-sum benet payment —one benet payment all at once —when you or your family may need it most. A at amount is usually paid for a hospital admission* and a per-day amount for your entire hospital stay**.And best of all, the payment is made directly to you regardless of any other insurance you may have. It’s yours to spend however you like, including for your or your family’s everyday living expenses.Whatever you need while recovering from a hospital stay, Hospital Indemnity Insurance is there to help make life a little easier.* The Admission Benet is not payable for Emergency Room treatment or outpatient treatment.The payment of the admission benet requires a Connement. HospitalConnement requires the assignment to a bed as a resident inpatient in a Hospital (in-cluding an Intensive Care Unit of a Hospital) on the advice of a Physician orconnement in an observation area within a Hospital for a period of no less than 20 continuous hours on the advice of a Physician.Please consult your Certicate for details.**When plan incudes an Admission Benet, the Connement begins on Day 2.Home

78HomeHome, Auto and Renters InsuranceAs a Resourcing Edge client, your employees can compare auto, home and renters insurance with special discounts and savings from top insurance companies. Plus, your employees can tailor their coverage to their needs and continue the coverage, even if they leave the company for any reason. Program benets and features include: Employee discountsAutomatic payment discountsMulti-policy discounts24/7 claim reportingNew car replacementHome

79Home, Auto and Renters InsuranceEmployee Legal Service PlansQuality legal assistance can be pricey. And it can be hard to know how to nd an attorney you trust. With Resourcing Edge / Hyatt Legal powered by MetLife, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events.During your lifetime, you may need legal help more often than you think. Getting married, buying or selling a home, starting a family, dealing with identity theft, sending your kids o to college or caring for aging parents are just some scenarios where our experienced attorneys can provide expert legal advice. With the legal plan, you can get access to legal help for all of these issues and more, all for a monthly fee.Getting started is easy. You simply choose an attorney from our network, which is available online or by calling our Client Service Center. You can also choose an attorney outside of our network and be reimbursed according to a set fee reimbursement schedule. We will then give you an assigned case number to share with your attorney when you make an appointment. It’s that simple.You can speak to our network attorneys face to face or by phone, or you can submit questions online to our Law Firm E-Panel® — whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.Our network attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan — giving you peace of mind that you’ve got an expert on your side, for as long as you need them.• Administrative Hearing Representation• Civil Litigation Defense• Incompetency Defense• Adavits• Deeds• Demand Letters• Document Review• Mortgages• and more!• Oce Consultation and Telephone Advice• Consumer Protection Matters• Personal Property Protection• Small Claims Assistance• Debt Collection Defense• Identity Management Services• Identity Theft Defense• Personal Bankruptcy or Wage Earner Plan• Tax AuditsServices IncludeFor 2023-2024 Legal Service Plans now extend to the employee’s Parents, Grand Parents, and In-Laws!Home

80HomeNext Steps and ImplementationExecute The Client Services Agreement (CSA)Once the CSA is signed, our team rolls into action. We clearly set expectations and deliverables based on agreed upon timelines. We will begin assigning experts to your account based on the services and options you have chosen to implement.Gathering Required Conversion DataOur team will work with your group to take any existing data and move/convert it to our easy to use technology. During this process we will determine your initial payroll date and provide an on-boarding schedule that causes the least disruption to your work ow.Onboarding ProcessYou will be introduced to our teams of specialists that work to integrate employees and introduce the exciting new options available to them. Here you will meet your point of contact and begin to enjoy the award winning support Resourcing Edge provides.Review Employee DocumentationWe verify and follow up on collecting the appropriate legal employee documentation and load it into our payroll system for our rst quality control test and trial run.Run Trial PayrollWe run a trial payroll and review/adjust for accuracy and system training to ensure everything is running smoothly. Once all quality parameters are met, we begin running actual payrolls regularly, accurately, and on time. Employees have the ability to review paystubs digitally and receive payments via direct deposit or paycards.Periodic ReviewsOur quality assurance doesn’t stop at just one payroll. We monitor each account for accuracy, customer satisfaction, and communicate the latest in state and federal legislation that could impact your business with monthly communications, newsletters, satisfaction polls and direct calls to ensure your business is beneting from partnering with Resourcing Edge.HomeEMPOWERING YOUR BUSINESS TO FOCUSON SUCCESS.

Next Steps and ImplementationEMPOWERING YOUR BUSINESS TO FOCUS ON SUCCESS.Resourcing Edge, 1309 Ridge Road, Suite 200, Rockwall, Texas 75087 877-703-8010 resourcingedge.comMDCK06122023