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Recruiting Booklet 2023

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Built By Top Producers For Top Producers

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Team Intercoastal

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Who We Are As Intercoastal Mortgage LLC ICM LLC we have numerous synergies and a constant focus on the customer experience With a culture of teamwork we are Stronger Together and everyone has a voice in the management of processes ICM LLC has a physical presence in seven states Virginia West Virginia Maryland North and South Carolina Georgia and Florida with loan officers in over 20 cities plus the District of Columbia Intercoastal continues to be recognized as a Top Producing company closing 5 3 billion in loans in 2020 and 5 6 billion in loans in 2021 100 Loan Officers Billions in nanced homes annually 35 Years of Industry Experience 200k Loans Processed And Counting

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The Power Of Portfolio Lending In our ever changing regulatory world our executive team continuously studies the industry to stay ahead of new trends and guidelines With unmatched product knowledge and unique partnerships with regional banks and credit unions we have Portfolio Lending flexibility to create a unique loan programs to ensure your clients loans are closed with ease Imagine the possibilities As a member of Team ICM you win because your clients win Leverage Our Portfolio Lending to Unlock More Opportunities

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We Help Make it Easier to Buy Build or Re nance Our executive team continuously studies the industry to stay ahead of new trends and guidelines Our product knowledge is unmatched and we are able to offer every possible solution to get your client s loan closed with ease See a sampling of our product offerings below Portfolio outside the box Non warrantable condos Bridge loans First time homebuyer programs Downpayment assistance programs Fixed rate loans Adjustable rate loans Second trusts FHA VA VHDA USDA Vacation home financing Investment property financing Numerous Jumbo options up to 5mil Construction Renovation ONE TIME CLOSE option Flexible and efficient draw process for the builder FHA 203K purchase renovation VA construction loans with up to 100 financing Conventional construction loan with up to 95 financing

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One Stop Shop For The Home Building Journey Our construction department is a valuable resource for the Intercoastal Loan Officer When you re courting a builder they will help you develop and stengthen the kind of relationship that assures repeat business New Construction Renovation Tear Down and Build In House Loan Admin Bridge Loans BUILT Technology Home Purchase Reno

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SUCCESS COMES FROM STRONG BRANDING That s Why We Put Your Marketing on Auto Pilot Your potential clients have a wealth of options when comparing loan officers and selecting a home financing path We help you spend less time sourcing clients and more time supporting them with in house marketing designed to make your job and life easier Our dedicated team of marketing professionals bring decades of combined experience across a range of marketing disciplines all of which is made available to you This includes Website design Customer Review Management Website management Social Media Content Creation In House Video and Photo Custom Graphic Design Digital Paid Advertising Co Branding Support Branding Support In House Social Media Mgmt Google Local Listings Mgmt Open House Support Text and Email Marketing Marketing Compliance

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A Team You Can Trust We are a team of Top Producers built by Top Producers Our leadership team provides the guidance and clear vision that keeps the company on the cutting edge of innovation in the residential mortgage lending industry Beyond our leadership team we have an ever expanding army of in house operations staff who make our Loan Officer s lives easier Our underwriters processors and closers are all dedicated to delivering excellent customer service communication and accessibility

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Let s Grow Together You re at the top of your game So what s next Do you see yourself working at your current company for the rest of your career Will they give you the best option to obtain purchase and construction business Have you ever asked if there might be a better way We would like you to consider a move to Intercoastal Mortgage LLC as we are a company of producers built for producers We have three key tenets that set us and you apart from the competition Technology Products Culture Watch Now

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Passionate About Helping Others Giving back is a huge part of our ethos at Intercoastal Mortgage We are passionate about helping others and encourage our employees to give back Each year our team members volunteer their time and resources to industry and community organizations We are proud to partner with the following community organizations HomeAid Joseph s House ONC Habitat for Humanity Tin Cup Fund Comfort Cases

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Prioritize Your Success Company NMLS ID 56323 www nmlsconsumeraccess org 2022 Intercoastal Mortgage LLC All Rights Reserved Equal Housing Lender EQUAL HOUSING LENDER