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TeamIntercoastal

WhoAs Intercoastal Mortgage, LLC, our numberone focus is providing a first-class customerexperience. With a culture of teamwork, weare “Stronger Together”; meaning everyonehas a voice. ICM, LLC has a physicalpresence in six states: Virginia, WestVirginia, Maryland, North and South Carolinaand Florida, with loan officers in over 20cities, plus the District of Columbia. Intercoastal continuesto be recognized as a Top Producingcompany, closing $5.3 billion in loans in 2020 and $5.6 billion in loans in 2021.We Are80Billions 35+200k +Loan Officersin financedhomes annually Years of Industry ExperienceLoans Processed(And Counting)

What We DoIntercoastal Mortgage, LLC offers competitive pricing and cutting-edge residential mortgage loan programs to meet all your home buying needs. We offer a broad menu of loan options, including Conventional, Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation, and bridge loans.As a direct lender, we control the process from start to finish. We make the loan decision and most of our loans are processed, underwritten, and closed in-house locally. Our veteran team of loan officers and mortgage professionals are equipped with a level of experience that is second to none.MissionOur mission is to provide an experience that exceeds expectations! We challenge ourselves every day to enhance our client’s knowledge and understanding of the mortgage process. Our business-savvy loan officers strive to be the most proficient, concerned, and proactive mortgage origination professionals in the industry. It is this commitment to excellence that will guarantee a successful and stress-free transaction. In our ever-changing regulatory world, our management team is constantly focused on improving our ‘best practices’ and streamlining our processes, such that decisions can be made that allow loan officers to act fast to benefit their clients.About Intercoastal Mortgage

We Help Make it Easierto Buy, Build or RefinanceOur executive team continuously studies the industry to stay ahead of new trends and guidelines.Our product knowledge is unmatched, and we are able to offer every possible solution to get yourclient’s loan closed with ease. See a sampling of our product offerings below:•Portfolio “outside-the-box”•Non-warrantable condos•Non-QM Loans•Bridge loans    
                                                               •First time homebuyer programs                      •Downpayment assistance programs                                                                                 •Fixed rate loans                                                        •Adjustable rate loans
•Second trusts                                                                  •FHA • VA • VHDA • USDA•Vacation home financing•Investment property financing•Numerous Jumbo options up to $5mil.Construction & Renovation:•ONE-TIME CLOSE option•First time homebuyer programs• Flexible and efficient draw process for the builder•FHA 203K purchase + renovation•Fixed rate loans• VA construction loans with up to 100% financing•Conventional construction loan with up to 95%financing

Our construction department is a valuable resource for theIntercoastal Loan Officer. When you’re courting a builder,they will help you develop and stengthen the kind ofrelationship that assures repeat business.New constructionTear-down and buildBridge loansHome purchase +renoRenovationIn- house loan adminBUILT technologyThe Home-Building JourneyOne-Stop Shop For

That’s Why We Put YourMarketing on AutoPilotSUCCESS COMES FROM STRONGBRANDINGYour potential clients have a wealth of options when comparingloan officers and selecting a home financing path. Our in-housemarketing team is designed to provide one-to-one consultationand a suite of offerings to ensure your time is spent focused onbuilding your business efficiently and effectively.Our dedicated team of marketing professionals bring decades ofcombined experience across a range of marketing disciplines - allof which is made available to you. This includes:Website designWebsite management In-House Video and PhotoDigital Paid AdvertisingBranding SupportGoogle Local Listings MgmtText and Email MarketingCustomer Review ManagementSocial Media Content CreationCustom Graphic DesignCo-Branding SupportIn-House Social Media MgmtOpen House SupportMarketing Compliance

We are a team of top producers, built bytop producers. Our leadership teamprovides the guidance and clear vision thatkeeps the company on the cutting edge ofinnovation in the residential mortgagelending industry. Beyond our leadership team, we have anever-expanding army of in-houseoperations associates who make our LoanOfficer’s lives easier. Our underwriters,processors, and closers are all dedicated todelivering excellent customer service,communication, and accessibility.A Team You Can Trust

Giving back is a huge part of our ethos at Intercoastal Mortgage.We are passionate about helping others and encourage ouremployees to give back. Each year, our team members volunteertheir time and resources to industry and community organizations.
We are proud to partner with the following communityorganizations:Passionate AboutHelping Others
HomeAid, Habitat for Humanity, Joseph's House, Tin Cup Fund, ONC, Comfort Cases

Technology, Products and Culture Let’s GrowTogetherYou’re at the top of your game. What’s next?Do you see yourself working at your currentcompany for the rest of your career? Willthey give you the best option to obtainpurchase and construction business? Haveyou ever asked if there might be a betterway? Consider a move to IntercoastalMortgage, LLC. As a company of producersbuilt for producers we deeply understandyour needs to be successful. We providethree key tenants that set us (and you!) apartfrom the competition:
 

Prioritize YourSuccessCompany NMLS ID # 56323 (www.nmlsconsumeraccess.org), © 2023 Intercoastal Mortgage, LLC,All Rights Reserved, Equal Housing Lender Opportunity