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Message 2024 MortgageServicing GuideYour complete guide to FinTech loan servicing solutions from

• Ranked in the Top 10 for Co-issue every year since 2020• Buy flow, bulk, and mini-bulk• Money in the bank in 3 weeks or less• Active MSR buyer on FHLMC CIX, GNMA PIIT and MCT BAMCO platforms• Transact with 90 flow MSR sellers• Received high NPS of 75 from sellersMSR Capabilities

Subservicing Features• Full, interim and back-up servicing for agency and non-agency loan types • Monetize servicing at your discretion• New Subservicing clients:• No retained portfolio - sign up now and no monthly minimum• With retained portfolio - sign up now and receive subsidized switching costs• Reduced boarding fee on Capital Markets execution (must sign-up BSI as Subservicer)• Received high NPS of 75 from clients

Agency Loan Servicing• Servicing can be monetized through MSR sale• Loan servicing performed per agency guidelines • Automated QC (Libretto) rules specific to agency policy guidelines• Automated workflow intiated to address issues identified in Libretto • Modern data warehouse for ingesting and curating GSE reporting data• GSE, FHA, VA, GNMA approved and rated by Fitch, S&P, and DBRS

Non-agency Loan Servicing• Special servicing of NPL and RPL loans• Automated QC process (Libretto) identifies loan defects by category, sub-category and audit period• Loans entering foreclosure have a 70% resolution rate through effective loss mitigation. • Resolution includes loan modifications, shorts sales, deeds in lieu of foreclosure and other custom strategies. • Attentive customer service for loans requiring special treatment• Rated by Fitch, S&P, DBRS, and KBRA

Full ServicingQuality control Daily via LibrettoCustomer care Phone, Email, TextInvestor portal BSI ASSET360 (updated daily)Borrower portalMyLoanWeb - Self-serve and Customer Support ResourcesServicing duration Life of loanRemittance processing Monthly or DailyMSR Acquisition Platform* Bulk* Mini-bulk* FlowActive MSR buyer on FNMA, SMP, FHLMC CIX, GNMA PIIT and MCT BAMCO PlatformsApprovals and ratings FNMA, FHLMC, USDA, FHA, VA; Approved and Rated by Fitch, S&P, DBRS and KBRAServicing for All Reasons

Interim Servicing Backup ServicingUpon Borading Upon BoradingPhone, Email, Text N/ABSI ASSET360 (updated daily) Standard reportsMyLoanWeb - Self-serve and Customer Support ResourcesN/ATBD (Averages 30-120 days) Life of contractMonthly or Daily N/AActive MSR buyer on FNMA, SMP, FHLMC CIX, GNMA PIIT and MCT BAMCO PlatformsN/AFNMA, FHLMC, USDA, FHA, VA; Approved and Rated by Fitch, S&P, DBRS and KBRAFNMA, FHLMC, USDA, FHA, VA; Approved and Rated by Fitch, S&P, DBRS and KBRA

4200 Regent Blvd | Suite B200 | Irving, TX 75063NMLS # 38078Allen PriceSenior Vice PresidentBSI Financial Services 972.755.3324 or Email