Message .t { transform-origin: bottom left; z-index: 2; position: absolute; white-space: pre; overflow: visible; line-height: 1.5; } .text-container { white-space: pre; } @supports (-webkit-touch-callout: none) { .text-container { white-space: normal; } } #t1_1_bv-d5232042-{left:101px;bottom:165px;letter-spacing:-0.51px;} #t2_1_bv-d5232042-{left:101px;bottom:98px;letter-spacing:-0.52px;} .s0_1_bv-d5232042-{font-size:56px;font-family:Barlow_m_bv-d5232042-;color:#FFF;} @font-face { font-family: Barlow_m_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow_m_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Voluntary Benefits Booklet
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url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-S_37_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Wingdings2_2y_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Wingdings2_2y_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } For more information, talk with your benefits counselor. ColonialLife.com Group Hospital Indemnity Insurance Plan 1 (HSA-Compliant) PA: “Hospital Confinement Admission” benefit replaces the “Hospital Confinement” benefit THIS INSURANCE PROVIDES LIMITED BENEFITS. Insureds in California must be covered by comprehensive health insurance before applying for Hospital Confinement Indemnity Insurance. EXCLUSIONS We will not pay any benefits for injuries received in accidents or for sicknesses which are caused by, contributed to by or occur as a result of the following exclusions and limitations. (a) alcoholism or drug addiction; (b) dental procedures; (c) elective procedures and cosmetic surgery; (d) felonies or illegal occupations; (e) mental or nervous disorders; (f) pregnancy of a dependent child; (g) suicide or injuries which any covered person intentionally does to himself or herself; or (h) war. We will not pay benefits for hospital confinement (i) due to giving birth within the first nine months aſter the effective date of the policy or (j) for a newborn who is neither injured nor sick. (k) The policy may have additional exclusions and limitations which may affect any benefits payable. PRE-EXISTING CONDITION LIMITATIONS (l) We will not pay benefits for loss during the first 12 months aſter the certificate effective date due to a pre-existing condition. (m) A pre-existing condition is a sickness or physical condition, whether diagnosed or not, for which a covered person was treated, had medical testing, received medical advice or had taken medication within the 12 months before the certificate effective date. (n) This limitation applies to the following benefits, if applicable: Hospital Confinement, Daily Hospital Confinement, Inpatient Mental and Nervous, Rehabilitation Unit Confinement and Specified Critical Illness. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy formGMB7000-P and certificate form GMB7000-C (including state abbreviations where applicable, such as policy forms GMB7000-P-AU-TX and GMB7000-P-EE-TX, and certificate forms GMB7000-C-AU-TX and GMB7000-C-EE-TX). For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. This form is not complete without form #101733. GMB7000 – PLAN 1 | 6-21 | 101917-2 Group Medical Bridge TM insurance can help with medical costs associated with a hospital stay that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children. Hospital confinement ............................................................... $_______________ per day Maximum of one day per covered person per calendar year Waiver of premium Available aſter 30 continuous days of a covered confinement of the named insured £ Daily hospital confinement .................................................................... $100 per day Maximum of 365 days per covered person per confinement. Re-confinement for the same or related condition within 90 days of discharge is considered a continuation of a previous confinement. Health savings account (HSA) compatible This plan is compatible with HSA guidelines and any other HSA plan that a covered family member may participate in. It may also be offered to employees who do not have HSAs. Colonial Life & Accident Insurance Company’s Group Medical Bridge offers an HSA-compatible plan in most states. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC ©2021 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. 1,500 x
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ColonialLife.com Group Hospital Indemnity Insurance Additional Plan Enhancements The additional benefits indicated below have been added by your employer to help enrich your Group Medical Bridge SM coverage. £ Inpatient mental and nervous ............................................................... $500 per day Maximum of one day per covered person per calendar year. Lifetime maximum benefit of $2,000 per covered person £ Observation room ............................................................................. $100 per day Maximum of two days per covered person per calendar year £ Rehabilitation unit confinement............................................................ $100 per day Maximum of 15 days per confinement with a 30-day maximum per covered person per calendar year THIS INSURANCE PROVIDES LIMITED BENEFITS. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form GMB7000-P and certificate form GMB7000-C (including state abbreviations where used, for example: GMB7000-C-TX). For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. This form is not complete without a base form (101731, 101732, 101917 or 101918). GMB7000 – ADDITIONAL PLAN ENHANCEMENTS | 11-20 | 101726-3 Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC ©2020 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. x
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url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/MyriadPro-Semib_5s_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: ZapfDingbatsITC_55_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/ZapfDingbatsITC_55_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Imagine while cleaning the gutters, you fall from the ladder and break your leg. These are out-of-pocket expenses you may encounter: $100 Emergency room copay $250 Deductible (copays do not count toward deductible) $35 Specialist visit copay – orthopedic physician $350 Specialist visit copay – occupational/physical therapy for 10 days $735 Out-of-pocket expenses And here is a sample of benefits you may be eligible for with Colonial Life’s Group Accident Insurance: $125 Accident Emergency Treatment $150 Accident Follow-up Doctor Visit ($50 per visit, up to 3 per accident) $100 Appliance (crutches) $1,125 Fracture (broken leg) $250 Occupational/Physical Therapy ($25/day for 10 days) $30 X-Ray (for diagnosis of broken leg) $1,780 of benefits paid to you in addition to other coverage you may have with other insurance companies. The claims example above is based on a covered person aged 41 who receives a complete fracture of the leg and requires non-surgical repair. The policy has exclusions and limitations. Costs of treatment and benefit amounts may vary. Group Accident Plan 2- WA You can’t predict when or where an accident will strike. But you can make sure you have a safety net of financial protection to help if an accidental injury occurs. Accidents can happen anytime, anywhere—at home or at work, on the playground or on the road. Some of the most common injuries include: l Broken bones l Burns l Concussions l Lacerations Colonial Life’s Group Accident Insurance helps you fill some of the gaps caused by increasing deductibles, co-payments and out-of-pocket costs related to an accidental injury. With this coverage you may not need to use your savings or secure a loan to help pay those unexpected out-of-pocket expenses associated with a covered accident. Here’s how it works... l Back or knee injuries l Accidental injuries that send you to the Emergency Room, Urgent Care or a doctor’s office. Group Accident Insurance
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........................................................................................................................................................ $150 l Emergency Dental Work ......................................$100 Extraction, $300 Crown, Implant, or Denture l Lacerations (based on size)............................................................................................................ $25 to $600 Requires Surgery l Eye Injury............................................................................................................................................................ $300 l Ruptured Disc ................................................................................................................................................... $500 l Tendon/Ligament/Rotator Cuff ............................................................. $500 - one, $750 - two or more l Torn Knee Cartilage ........................................................................................................................................ $500 Surgical Care l Blood/Plasma/Platelets ................................................................................................................................. $300 l Surgery (arthroscopic or exploratory) ..................................................................................................... $150 l Surgery (cranial, open abdominal or thoracic) ................................................................................. $1,500 l Surgery (hernia) ............................................................................................................................................... $200 Benefits listed are for each covered person per covered accident unless otherwise specified. Initial Care l Accident Emergency Treatment .............. $125 l Air Ambulance ............................................ $1,500 Common Accidental Injuries Dislocation (Separated Joint) Non-Surgical Surgical Hip $3,000 $6,000 Knee $1,500 $3,000 Ankle – Bone or Bones of the Foot $1,200 $2,400 Collarbone (sternoclavicular) $750 $1,500 Lower Jaw, Shoulder, Elbow, Wrist $450 $900 Bone or Bones of the Hand $450 $900 Collarbone (acromioclavicular and separation) $150 $300 One Toe or Finger $150 $300 Fracture (Broken Bone) Non-Surgical Surgical Depressed Skull $3,750 $7,500 Non-Depressed Skull $1,500 $3,000 Hip, Thigh $2,250 $4,500 Body of Vertebrae, Pelvis, Leg $1,125 $2,250 Bones of Face or Nose $525 $1,050 Upper Jaw, Maxilla $525 $1,050 Upper Arm between Elbow and Shoulder $525 $1,050 Lower Jaw, Mandible; Kneecap, Ankle, Foot $450 $900 Shoulder Blade, Collarbone, Vertebral Process $450 $900 Forearm, Wrist, Hand $450 $900 Rib $375 $750 Coccyx $300 $600 Finger, Toe $150 $300 l Ambulance .......................................................$200 l X-Ray Benefit ..................................................... $30
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url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/MyriadPro-Regul_5a_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: MyriadPro-Semib_5s_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/MyriadPro-Semib_5s_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: ZapfDingbatsITC_55_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/ZapfDingbatsITC_55_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Transportation/Lodging Assistance If injured, the covered person must travel more than 50 miles from residence to receive special treatment and confinement in a hospital. l Lodging (family member or companion) ................................................. $150 per night up to 30 days for ............................................................................................ a hotel/motel lodging costs l Transportation ............................................................................... $500 per round trip up to 3 round trips Accident Hospital Care l Hospital Admission 1 ............................................................................................................ $1,000 per accident l Hospital ICU Admission 1 .................................................................................................... $1,500 per accident 1 We will not pay the hospital admission benefit and the hospital intensive care unit (ICU) admission benefit for the same covered accident simultaneously. l Hospital Confinement 2 ........................................................... $200 per day up to 365 days per accident l Hospital ICU Confinement 2 ..................................................... $400 per day up to 15 days per accident 2 We will not pay the hospital confinement benefit and the hospital ICU confinement benefit simultaneously. Accident Follow-Up Care l Accident Follow-Up Doctor Visit ............................................................. $50 (up to 3 visits per accident) l Appliances .............................................................................................. $100 (such as wheelchair, crutches) l Medical Imaging Study ......................................................................................................... $150 per accident (limit 1 per covered accident and 1 per calendar year) l Occupational or Physical Therapy...................................................................... $25 per day up to 10 days l Pain Management (Epidural Anesthesia) ...................................... $100 (limit 1 per covered accident) l Prosthetic Devices/Artificial Limb ....................................................... $500 - one, $1,000 - two or more l Rehabilitation Unit Confinement 3 ..................... $100 per day up to 15 days per covered accident, ................................................................................................................................and 30 days per calendar year 3 We will not pay the hospital confinement benefit and the rehabilitation unit confinement benefit simultaneously. Accidental Dismemberment l Loss of Finger/Toe.................................................................................... $750 – one, $1,500 – two or more l Loss or Loss of Use of Hand/Foot/Sight of Eye ........................ $7,500 – one, $15,000 – two or more Catastrophic Accident For severe injuries that result in the total and irrecoverable: l Loss of one hand and one foot l Loss of the sight of both eyes l Loss of both hands or both feet l Loss of the hearing of both ears l Loss or loss of use of one arm and one leg l Loss of the ability to speak l Loss or loss of use of both arms or both legs Named Insured ................ $50,000 Spouse .............. $50,000 Child(ren) ......... $25,000 365-day elimination period. Payable once per lifetime for each covered person. Accidental Death Accidental Death Common Carrier l Named Insured $25,000 $100,000 l Spouse $25,000 $100,000 l Child(ren) $5,000 $20,000 Benefits listed are for each covered person per covered accident unless otherwise specified.
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format("woff"); } @font-face { font-family: MyriadPro-Semib_5s_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/MyriadPro-Semib_5s_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: ZapfDingbatsITC_55_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/ZapfDingbatsITC_55_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } My Coverage Worksheet (For use with your Colonial Life benefits counselor) Who will be covered? (check one) Employee Only Employee & Spouse One-Parent Family Two-Parent Family When are covered accident benefits available? (check one) On and Off-Job Benefits Off-Job Only Benefits Colonial Life 1200 Colonial Life Boulevard Columbia, South Carolina 29210 coloniallife.com © 2013 Colonial Life & Accident Insurance Company Colonial Life products are underwritten by Colonial Life & Accident Insurance Company, for which Colonial Life is the marketing brand. 3-13 Will I have to answer health questions to receive coverage? Coverage is Guaranteed Issue. No health questions will be asked. What additional features are included? l Worldwide coverage l Portable l Compliant with Health Savings Account (HSA) guidelines How do I know how much a benefit pays? Benefit amounts are preset and not based on the medical expenses you are charged. You get a lump sum payment that is specific to the injury or treatment required. Will my accident claim payment be reduced if I have other insurance? You’re paid regardless of any other insurance you may have with other insurance companies, and the benefits are paid directly to you (unless you specify otherwise). How do I file a claim? Visit coloniallife.com or call our Customer Service Department at 1.800.325.4368 for additional information. EXCLUSIONS AND LIMITATIONS We will not pay any benefits for losses that are caused by, contributed to by or occur as a result of: felonies; sickness; suicide or injuries which any covered person intentionally does to himself; war or armed conflict; in addition to the exclusions listed above, we also will not pay the Catastrophic Accident benefit for injuries that are caused by or are the result of injuries to a dependent child received during his birth. The covered person must incur a charge and the certificate must be in force for benefits to be payable. For cost and complete details, see your Colonial Life benefits counselor. Applicable to policy number GACC1.0-P-WA and certificate number GACC1.0-C-WA. This is not an insurance contract and only the actual policy provisions will control. 101157 Group Accident Plan 2- WA
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.sf_9_bv-d5232042-{font-size:16px;font-family:Barlow-Regular_q_bv-d5232042-;color:#334A5B;} .sg_9_bv-d5232042-{font-size:18px;font-family:Barlow-SemiBold_6x_bv-d5232042-;color:#1C5580;} .sh_9_bv-d5232042-{font-size:13px;font-family:Barlow-Regular_6j_bv-d5232042-;color:#334A5B;} @font-face { font-family: Barlow-Bold_70_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Bold_70_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-Medium_6r_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Medium_6r_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-Medium_74_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Medium_74_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-Regular_6j_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Regular_6j_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-Regular_q_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Regular_q_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-SemiBold_6x_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-SemiBold_6x_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Group Critical Illness and Cancer Insurance * Plan 2 When life takes an unexpected turn, your focus should be on recovery — not finances. Colonial Life’s group critical illness and cancer insurance helps relieve financial worries by providing a lump-sum benefit payable directly to you to use as needed. Coverage amount: ____________________________ Critical illness and cancer benefits COVERED CONDITION 1 PERCENTAGE OF APPLICABLE COVERAGE AMOUNT Benign brain tumor 100% Coma 100% End stage renal (kidney) failure 100% Heart attack (myocardial infarction) 100% Loss of hearing 100% Loss of sight 100% Loss of speech 100% Major organ failure requiring transplant 100% Occupational infectious HIV or occupational infectious hepatitis B, C, or D 100% Permanent paralysis due to a covered accident 2 100% Stroke 100% Sudden cardiac arrest 100% Coronary artery disease 25% COVERED CANCER CONDITION¹ PERCENTAGE OF APPLICABLE COVERAGE AMOUNT Invasive cancer (including all breast cancer) 100% Non-invasive cancer 25% Skin cancer initial diagnosis ............................ $400 per lifetime BENEFITS STORY Preparing for a lifelong journey Rebecca was born with Down syndrome. Her parents’ critical illness and cancer coverage provided a benefit that can help cover expenses related to Rebecca’s care and her changing needs. How their coverage helped A hospital stay and treatment for corrective heart surgery Physical therapy to build muscle strength Special needs daycare For illustrative purposes only. GCI6000 – PLAN 2
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url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-SemiBold_6x_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-SemiBold_7o_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-SemiBold_7o_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Key benefits • Available coverage for spouse and eligible dependent children at 50% of your coverage amount • Cover your eligible dependent children at no additional cost • Receive coverage regardless of medical history, within specified limits • Works alongside your health savings account (HSA) • Benefits payable regardless of other insurance Subsequent diagnosis of a different critical illness 3 If you receive a benefit for a critical illness, and are later diagnosed with a different critical illness, 100% of the coverage amount may be payable for that particular critical illness. Subsequent diagnosis of the same critical illness 3 If you receive a benefit for a critical illness, and are later diagnosed with the same critical illness, 4 25% of the coverage amount is payable for that critical illness. Reoccurrence of invasive cancer (including all breast cancer) If you receive a benefit for invasive cancer and are later diagnosed with a reoccurrence of invasive cancer, 25% of the coverage amount is payable if treatment-free for at least 12 months and in complete remission prior to the date of reoccurrence; excludes non-invasive or skin cancer. Additional covered conditions for dependent children COVERED CONDITION 1 PERCENTAGE OF APPLICABLE COVERAGE AMOUNT Cerebral palsy 100% Cleft lip or palate 100% Cystic fibrosis 100% Down syndrome 100% Spina bifida 100% For more information, talk with your benefits counselor. 1. Please refer to the certificate for complete definitions of covered conditions. 2. In WA, the covered condition is called Permanent Paralysis. 3. Dates of diagnoses of a covered critical illness must be separated by more than 180 days. 4. Critical illnesses that do not qualify include: coronary artery disease, loss of hearing, loss of sight, loss of speech, and occupational infectious HIV or occupational infectious hepatitis B, C, or D. *The filed product name in FL and VT is Group Critical Illness and Cancer Limited Benefit Insurance. THIS INSURANCE PROVIDES LIMITED BENEFITS. This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this insurance. EXCLUSIONS AND LIMITATIONS FOR CRITICAL ILLNESS We will not pay the Critical Illness Benefit, Benefits Payable Upon Subsequent Diagnosis of a Critical Illness or Additional Critical Illness Benefit for Dependent Children that occurs as a result of a covered person’s: alcoholism or drug addiction; felonies or illegal occupations; intoxicants and narcotics; suicide or injuring oneself intentionally, whether sane or not; war or armed conflict; or pre-existing condition, unless the covered person has satisfied the pre-existing condition limitation period shown on the Certificate Schedule on the date the covered person is diagnosed with a critical illness. EXCLUSIONS AND LIMITATIONS FOR CANCER We will not pay the Invasive Cancer (including all Breast Cancer) Benefit, Non-Invasive Cancer Benefit, Benefit Payable Upon Reoccurrence of Invasive Cancer (including all Breast Cancer) or Skin Cancer Initial Diagnosis Benefit for a covered person’s invasive cancer or non-invasive cancer that: is diagnosed or treated outside the territorial limits of the United States, its possessions, or the countries of Canada and Mexico; is a pre-existing condition, unless the covered person has satisfied the pre- existing condition limitation period shown on the Certificate Schedule on the date the covered person is initially diagnosed as having invasive or non-invasive cancer. No pre-existing condition limitation will be applied for dependent children who are born or adopted while the named insured is covered under the certificate, and who are continuously covered from the date of birth or adoption. PRE-EXISTING CONDITION LIMITATION We will not pay a benefit for a pre-existing condition that occurs during the 12-month period after the coverage effective date. Pre-existing condition means a sickness or physical condition for which a covered person was treated, had medical testing, received medical advice or had taken medication within 12 months before the coverage effective date. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form GCI6000-P and certificate form GCI6000-C (including state abbreviations where used, for example: GCI6000-C-TX). For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2022 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. FOR EMPLOYEES 11-22 | 387100-2 ColonialLife.com
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.s1_11_bv-d5232042-{font-size:22px;font-family:Barlow-Regular_q_bv-d5232042-;color:#FFF;} .s2_11_bv-d5232042-{font-size:26px;font-family:Barlow-SemiBold_6x_bv-d5232042-;color:#FFF;} .s3_11_bv-d5232042-{font-size:21px;font-family:Barlow-Medium_6r_bv-d5232042-;color:#1C5580;} .s4_11_bv-d5232042-{font-size:13px;font-family:Barlow-SemiBold_6x_bv-d5232042-;color:#334A5B;} .s5_11_bv-d5232042-{font-size:13px;font-family:Barlow-Regular_q_bv-d5232042-;color:#334A5B;} .s6_11_bv-d5232042-{font-size:13px;font-family:Barlow-Regular_6j_bv-d5232042-;color:#334A5B;} @font-face { font-family: Barlow-Medium_6r_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Medium_6r_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-Regular_6j_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Regular_6j_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-Regular_q_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Regular_q_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-SemiBold_6x_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-SemiBold_6x_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Group Critical Illness Insurance * Exclusions and limitations State-specific exclusions AK: Alcoholism or Drug Addiction Exclusion does not apply. CA: Alcoholism or Drug Addiction Exclusion does not apply; Intoxicants and Narcotics replaced with Intoxicants or Controlled Substances. Insureds must be covered by comprehensive health insurance before applying for insurance. CO: Suicide exclusion: whether sane or not replaced with while sane. CT: Alcoholism or Drug Addiction Exclusion replaced with Intoxication or Drug Addiction; Felonies or Illegal Occupations Exclusion replaced with Felonies; Intoxicants and Narcotics Exclusion does not apply. DC: Alcoholism or Drug Addiction Exclusion does not apply. Insureds must be covered by comprehensive health insurance before applying for insurance. DE: Alcoholism or Drug Addiction Exclusion does not apply. GA: Insureds must be covered by comprehensive health insurance before applying for insurance. IA: Exclusions and Limitations headers renamed to Exclusions and Limitations for Critical Illness Covered Conditions and Critical Illness Cancer Covered Conditions. ID: War or Armed Conflict Exclusion replaced with War; Felonies and Illegal Occupations Exclusion replaced with Felonies; Intoxicants and Narcotics Exclusion does not apply; Domestic Partner added to Spouse. IL: Alcoholism or Drug Addiction Exclusion replaced with Alcoholism or Substance Abuse Disorder. KS: Alcoholism or Drug Addiction Exclusion does not apply. KY: Alcoholism or Drug Addiction Exclusion does not apply; Intoxicants and Narcotics Exclusion replaced with Intoxicants, Narcotics and Hallucinogenics. Premium will vary based on the coverage selected and the age of the named insured. For attained age rates, premiums will increase on the account anniversary date once the named insured reaches the next age band. Premium may increase if coverage is ported. Waiting Period If included, the Wellbeing Assistance Benefit is subject to a 30-day waiting period. Waiting period means the first 30 days following each covered person’s effective date during which no benefits are payable. Termination of the Named Insured’s Coverage The coverage on a named insured under the policy will terminate on the earliest of the following dates: • the date the policy terminates; • your policyholder cancels the policy and does not offer replacement coverage; • the end of the grace period following the premium due date and we do not receive the required premium for the named insured; • the date the named insured is no longer in an eligible class; • the date the named insured’s class is no longer included for insurance; or • the date the next premium is due after the named insured asks us to end coverage. We will provide coverage for a claim for which we are liable under the terms of this certificate if the loss occurs while you are covered. LA: Alcoholism or Drug Addiction Exclusion does not apply; Domestic Partner added to Spouse. MA: Exclusions and Limitations headers renamed to Limitations and Exclusions for critical illness and cancer. Insureds must be covered by comprehensive health insurance before applying for insurance. MD: Alcoholism or Drug Addiction Exclusion does not apply; Felonies or Illegal Occupations Exclusion does not apply; Intoxicants and Narcotics Exclusion does not apply; Prohibited Practitioner Referral added as an additional exclusion for cancer. MI: Intoxicants and Narcotics Exclusion does not apply; Suicide Exclusion does not apply. MN: Alcoholism or Drug Addiction Exclusion does not apply; Suicide Exclusion does not apply; Felonies and Illegal Occupations Exclusion replaced with Felonies or Illegal Jobs; Intoxicants and Narcotics Exclusion replaced with Narcotic Addiction. Insureds must be covered by comprehensive health insurance before applying for insurance. MO: Alcoholism or Drug Addiction Exclusion replaced with Drug Addiction; Felonies or Illegal Occupations Exclusion replaced with Illegal Activities. MS: Alcoholism or Drug Addiction Exclusion does not apply. ND: Alcoholism or Drug Addiction Exclusion does not apply. NV: Intoxicants and Narcotics Exclusion does not apply; Domestic Partner added to Spouse. PA: Alcoholism or Drug Addiction Exclusion does not apply; Suicide Exclusion: whether sane or not removed. SD: Alcoholism or Drug Addiction Exclusion does not apply; Intoxicants and Narcotics Exclusion does not apply. TX: Alcoholism or Drug Addiction Exclusion does not apply; Doctor or Physician Relationship added as an additional exclusion. UT: Alcoholism or Drug Addiction Exclusion replaced with Alcoholism. VT: Alcoholism or Drug Addiction Exclusion does not apply; Intoxicants and Narcotics Exclusion does not apply; Suicide Exclusion: whether sane or not removed. Insureds must be covered by comprehensive health insurance before applying for insurance. WA: Intoxicants and Narcotics Exclusion does not apply.
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url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Regular_6j_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-Regular_q_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-Regular_q_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Barlow-SemiBold_6x_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Barlow-SemiBold_6x_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } State-specific pre-existing condition limitations CA: Pre-existing Condition means a sickness or physical condition for which a covered person was diagnosed or treated within 12 months before the coverage effective date shown on the Certificate Schedule. FL: Pre-existing is 6/12; Pre-existing Condition means a sickness or physical condition for which a covered person was treated, had medical testing, received medical advice or had taken medication within six months before the coverage effective date shown on the Certificate Schedule. Genetic information is not a pre-existing condition in the absence of a diagnosis of the condition related to such information. GA: Pre-existing Condition means the existence of symptoms which would cause an ordinarily prudent person to seek diagnosis, care, or treatment, or a condition for which medical advice or treatment was recommended by or received within 12 months preceding the coverage effective date. ID: Pre-existing is 6 months/12 months; Pre-existing Condition means a sickness or physical condition which caused a covered person to seek medical advice,diagnosis, care or treatment during the six months immediately preceding the coverage effective date shown on the Certificate Schedule. IL: Pre-existing Condition means a sickness or physical condition for which a covered person was diagnosed, treated, had medical testing by a legally qualified physician, received medical advice, produced symptoms or had taken medication within 12 months before the coverage effective date shown on the Schedule of Benefits. IN: Pre-existing is 6 months/12 months. MA: Pre-existing is 6 months/12 months; Pre-existing Condition means a sickness or physical condition for which a covered person was treated, had medical testing, or received medical advice within six months before the coverage effective date shown on the Certificate Schedule. MD: Pre-existing Condition means a sickness or physical condition for which a covered person was treated, had medical testing, received medical advice or had taken medication within 12 months before the coverage effective date shown on the Certificate Schedule. Pre-existing condition does not include a condition revealed on the application unless excluded by a signed waiver rider. ME: Pre-existing is 6 months/6 months; Pre-existing Condition means a sickness or physical condition for which a covered person was treated, had medical testing, or received medical advice within six months before the coverage effective date shown on the Certificate Schedule. MI: Pre-existing is 6 months/6 months. NC: Pre-existing Condition means those conditions for which medical advice, diagnosis, care, or treatment was received or recommended within the one-year period immediately preceding the effective date of a covered person. If a covered person is 65 or older when this certificate is issued, pre-existing conditions for that covered person will include only conditions specifically eliminated. NV: Pre-existing is 6 months/12 months; Pre-existing Condition means a sickness or physical condition for which a covered person was treated, had medical testing, received medical advice or had taken medication within six months before the coverage effective date. Pre-existing Condition does not include genetic information in the absence of a diagnosis of the condition related to such information. PA: Pre-existing is 90 days/12 months; Pre-existing Condition means a disease or physical condition for which you received medical advice or treatment within 90 days before the coverage effective date shown on the Certificate Schedule. SD: Pre-existing is 6 months/12 months. TX: Pre-existing condition means a sickness or physical condition for which a covered person received medical advice or treatment within 12 months before the coverage effective date shown on the Certificate Schedule. UT: Pre-existing is 6 months/6 months. WY: Pre-existing is 6 months/12 months. *The filed product name in IA, PA, and WY is Group Critical Illness Specified Disease Insurance. In FL and VT, the filed product name is Group Critical Illness Limited Benefit Insurance. THIS INSURANCE PROVIDES LIMITED BENEFITS. This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this insurance. This information is not intended to be a complete description of the insurance coverage available. The insurance, its name or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form GCI6000-P and certificate form GCI6000-C (including state abbreviations where used, for example: GCI6000-C-TX). For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. This form is not complete without base form 385403, 387100, 387169, 402383, 402558 or 387238, and rider form 387307, 387381, 387452, 387523, 387594, 387665, 402605 or 402671. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2022 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. FOR EMPLOYEES 12-22 | 388113-6 ColonialLife.com
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MinionPro-Regul_8x_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/MinionPro-Regul_8x_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Critical Illness Insurance * Health Screening Benefit The optional health screening benefit can help you reduce the risk of serious illness through early detection. Health screening benefit ............................... $___100_______ Maximum of one screening test per covered person per calendar year. • Blood test for triglycerides • Bone marrow testing • Breast ultrasound • CA 15-3 (blood test for breast cancer) • CA 125 (blood test for ovarian cancer) • Carotid Doppler • CEA (blood test for colon cancer) • Chest X-ray • Colonoscopy • Echocardiogram (ECHO) • Electrocardiogram (EKG, ECG) • Fasting blood glucose test • Flexible sigmoidoscopy • Hemoccult stool analysis • Mammography • Pap smear • PSA (blood test for prostate cancer) • Serum cholesterol test for HDL and LDL levels • Serum protein electrophoresis (blood test for myeloma) • Skin cancer biopsy • Stress test on a bicycle or treadmill • Thermography • ThinPrep pap test • Virtual colonoscopy For more information, talk with your Colonial Life benefits counselor. * Specified Critical Illness Insurance and Critical Illness 1.0 are marketing names of the insurance policy filed as “Limited Benefit Health Coverage for Specified Critical Illness.” In ME and NH the policy is called “Limited Benefit Health Coverage for Specified Disease.” In SC, the policy is an “Individual Specified Disease” policy. In VT, the policy is an “Individual Limited Benefit Insurance” policy. In CT and NJ, the policy is called “Limited Policy.” In MA, the policy is called “Specified Disease Insurance.” In PA, the policy is called “Supplemental Specified Critical Illness Insurance.” Group Critical Illness Insurance and Group Critical Care are marketing names of the insurance filed as “Critical Illness and/or Cancer Group Specified Disease Insurance.” In FL, the insurance is called “Critical Illness and Cancer Group Limited Benefit Insurance.” In NC, the insurance is called “Cancer and Specified Disease Group Limited Benefit Insurance.” In VT, the insurance is called “Critical Illness and Cancer Group Limited Benefit Insurance.” The Critical Illness Insurance Health Screening Benefit pertains to both Group Critical Care and Critical Illness 1.0. THIS INSURANCE PROVIDES LIMITED BENEFITS. This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this insurance. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form CI-1.0-P and GCC1.0-P and certificate form GCC1.0-C (including state abbreviations where used, for example: CI-1.0-P-TX, GCC1.0-P-TX and GCC1.0-C-TX). For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2023 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. ColonialLife.com GROUP CRITICAL CARE, CRITICAL ILLNESS 1.0 – HEALTH SCREENING BENEFIT FOR EMPLOYEES 2-23 | 100355-5
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Fortunately, there’s a way to help protect your income. If a covered accident or sickness prevents you from earning a paycheck, disability insurance can provide a monthly benefit to help you cover your ongoing expenses. Can you afford to not protect your income? You don’t have the same lifestyle expenses as the next person. That’s why you need disability coverage that can be customized to fit your specific needs. Aſter calculating your monthly expenses, your benefits counselor can help you complete the benefits worksheet. ColonialLife.com Benefits worksheet How much coverage do I need? Monthly benefit amount for off-job accident and off-job sickness: ______________ Choose a monthly benefit amount between $400 and $7,500.* If your plan includes on-job accident/sickness benefits, the benefit is 50% of the off-job amount. How long may I receive benefits? Benefit period: _______ months The partial disability benefit period is three months. When may my total disability benefits start? Aſter an accident: _______ days Aſter a sickness: _______ days *Subject to income requirements MONTHLY EXPENSES Round to the nearest hundred Rent or mortgage (insurance, minor home repairs) $ Transportation (gas, car, bus, car maintenance and insurance) $ Utilities (cell phone, Wi-Fi, electricity/gas, water) $ Food and household necessities (toiletries, cleaning supplies) $ Childcare (daycare, after school care) $ Health (medical needs and prescription drugs) $ Other (gym/fitness, streaming/cable, extracurricular) $ Total monthly expenses (add lines 1–7 together) $
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We will not pay for loss when the disability is a pre-existing condition as described in the certificate. Pre-existing condition means a sickness or physical condition, whether diagnosed or not, for which you were treated, had medical testing, received medical advice or had taken medication within 12 months before the coverage effective date. We will not pay for loss when the disability is a pre-existing condition as defined in this certificate, unless you have satisfied the pre-existing condition limitation period (typically 12 months) shown on the Certificate Schedule on the date you suffer a loss due to a covered accident or covered sickness. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form GDIS-P-WA and certificate form GDIS-C-WA For cost and complete details of the coverage, call or write your Colonial Life benefits counselor or the company. Product information and features Total disability Totally disabled or total disability means you are: unable to perform the material and substantial duties of your job, not working at any job, and under the regular and appropriate care of a doctor. Partial disability If you are able to return to work part-time aſter at least 14 days of being paid for a total disability, you may be able to still receive 50% of your total disability benefit. Waiver of premium We will waive your premium payments aſter 90 consecutive days of a covered disability. Geographical limitations If you are disabled while outside of the United States, you may receive benefits for up to 60 days before you have to return to the U.S. Issue age Coverage is available from ages 17 to 74. Portability You may be able to keep your coverage even if you change jobs. For more information, talk with your benefits counselor. 6-22 | 101300-3 Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC ©2022 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
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This benefit offers a monthly payment that can help pay your living expenses so you can focus on your health and recovery. Psychiatric and psychological benefit • There is a maximum six-month benefit period limitation for any one occurrence of a psychiatric or psychological condition. There is a three- month benefit period limitation if you have a three-month benefit period. • There is a 24-month cumulative lifetime maximum benefit period for all psychiatric or psychological conditions. This maximum includes a combination of total disability and partial disability occurrences. To learn more, talk with your benefits counselor. The psychiatric and psychological benefit is only applicable when combined with the group disability base policy. The exclusions listed on the group disability base policy apply, except for the psychiatric or psychological conditions exclusion. For policies issued or delivered in the Commonwealth of Virginia, THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form GDIS-P and certificate form GDIS-C (including state abbreviations where used, for example: GDIS-P-EE-TX and GDIS-C-EE-TX). For cost and complete details of the coverage, call or write your Colonial Life benefits counselor or the company. This form is not complete without base form 101136. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2023 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. GROUP DISABILITY – PSYCHIATRIC AND PSYCHOLOGICAL BENEFIT 7-23 | 101137-5 ColonialLife.com
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src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Oswald-Light_27_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: SourceSansPro-L_31_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-L_31_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: SourceSansPro-R_2b_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-R_2b_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: SourceSansPro-S_37_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-S_37_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Wingdings-Regul_bu_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Wingdings-Regul_bu_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } You $____________________ n Available in $1,000 increments n Minimum of $10,000 to a maximum of five times your salary to $500,000 Your spouse $____________________ n Available in $1,000 increments n Minimum of $5,000 to a maximum of $500,000 n Spouse coverage cannot exceed your coverage amount 2 Your dependent children (up to age 26) $____________________ n Available in $1,000 increments n Minimum of $1,000 to a maximum of $10,000 per dependent child n Each dependent child is covered for the same amount, except children from live birth to six months for whom the death benefit is $1,000 How secure is your family’s financial future? If something happened to you, would your family be able to maintain their way of life? Funeral expenses and medical bills could be just the beginning. How would they cover ongoing living expenses, such as a mortgage, utilities and health care? Colonial Life & Accident Insurance Company’s group term life insurance can help provide financial security for your family. You can also apply for coverage for your spouse and eligible dependent children with no health questions. 1 VOLUNTARY GROUP TERM LIFE Group Term Life Insurance Voluntary Coverage How much group term life coverage do I need?
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will not be effective if they are currently totally disabled. Being totally disabled means the inability to perform two or more activities of daily living, being confined to a hospital or similar institution, or being unable to attend school outside the home (for a dependent child age 5 up to age 26). In CT, ID, NH and TX, the definition of total disability does not include Activities of Daily Living (ADL) requirements. The ability to work does not determine disability. You can pay premiums on insurance for your dependents with no health questions asked. Coverage isn’t effective until the earlier of the date they are no longer totally disabled or two years aſter the date that coverage would have otherwise become effective for the spouse or dependent child. This provision does not apply to newborn children born while dependent insurance is in effect. 2 The maximum benefit is 50% of your benefit in NE. 3 Terminal illness means an injury or sickness that results in the covered person having a life expectancy of 12 months or less and from which there is no reasonable prospect of recovery. A life expectancy of 24 months or less in IL, KS, MA, TX and WA. 4 The Employee Assistance Program and Life Planning Services, provided by Health Advocate, are available with Colonial Life & Accident Insurance Company’s Group Term Life offering. Terms and availability of service are subject to change. The service provider does not provide legal advice; please consult your attorney for guidance. Services are not valid aſter coverage terminates. Please contact the company for full details. BENEFIT AGE REDUCTION SCHEDULE When a covered person reaches age 70, but not 75, the amount of insurance will be: • 65% of the amount of insurance prior to age 70; or • 65% of the amount of insurance applied for on or aſter age 70 but before age 75. When a covered person reaches age 75 or more, the amount of insurance will be: • 50% of the amount of insurance prior to the first reduction; or • 50% of the amount of insurance the employee applied for on or aſter age 75. Once the benefit reduction schedule begins, there will be no further increases in insurance for a covered person. If the proposed insured is age 70, but not age 75 at the time of enrollment, the amount of insurance applied for will be reduced by 65%. If the proposed insured is age 75 or older at the time of enrollment, the amount applied for will be reduced by 50%. This policy has exclusions and limitations. For cost and complete details, see your Colonial Life benefits counselor. Applicable to policy number GTL1.0-P and certificate number GTL1.0-C (including state abbreviations where used, for example: GTL1.0-P-TX and GTL1.0-C-TX). Coverage may vary by state and may not be available in all states. This is not an insurance contract and only the actual policy provisions will control. Get the most out of your coverage n Portability: If you retire or change jobs, you may still be able to take your coverage with you at an affordable rate. Eligibility may be based on your health. n Conversion: You may be eligible to convert your coverage to a whole life policy without proof of good health when coverage ends under the group certificate. n Waiver of Premium: If included in your plan, premium payments are waived if you become disabled. Why is group term life insurance a good option? n Death benefit protection n Lower cost option n Coverage for specified periods of time, which can be during high-need years n Benefit is typically paid tax-free to your beneficiaries 9-19 | 100272-5 Additional benefits and services n Built-in Accelerated Death Benefit provides an advance of up to 75% of the death benefit, to a maximum of $150,000, if the covered person is diagnosed with a terminal illness. 3 n Health Advocate Employee Assistance Program provides 24-hour confidential personal support and referral service, including a medical bill saver service. Face-to-face sessions and video counseling with mental health professionals are available. 4 n Life Planning Services offer financial and legal counseling services, as well as grief support and referral for up to 12 months aſter a claim. 4 TELEPHONE 1-888-645-1772 ONLINE ColonialLife.com/EAP To learn more, talk with your Colonial Life benefits counselor. ColonialLife.com Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC ©2019 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
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src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Oswald-Light_27_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: SourceSansPro-L_31_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-L_31_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: SourceSansPro-R_2b_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-R_2b_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: SourceSansPro-S_37_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-S_37_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Accidental Death & Dismemberment (AD&D) Insurance provides benefits to help cover the additional expenses associated with an accidental death, as well as the high costs of recovery and rehabilitation required by an accidental dismemberment. What is my AD&D full benefit amount? The AD&D full benefit amount is equal to your group term life insurance death benefit amount. What is paid under the AD&D benefit? Group Term Life Insurance Accidental Death & Dismemberment Insurance This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form GTL1.0-P and certificate form GTL1.0-C (including state abbreviations where used). For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. ColonialLife.com Optional AD&D coverage may be added to Colonial Life & Accident Insurance Company’s Group Term Life coverage at an additional charge. This coverage is available for you, as well as your spouse and dependent children (if they are covered under your group term life certificate). Additional coverage options are available What other benefits are included? Seatbelts and Airbags – Pays if the cause of death or dismemberment is a car accident and if the covered person was using a seatbelt or airbag. To learn more, talk with your Colonial Life benefits counselor. $ If the loss is: % of the full amount paid Loss of life 100% Loss or loss of use of both hands or both feet or sight of both eyes 100% Loss or loss of use of one hand and one foot 100% Loss or loss of use of one hand and sight of one eye 100% Loss or loss of use of one foot and sight of one eye 100% Loss of speech and hearing 100% Loss or loss of use of one hand or one foot 50% Loss of sight of one eye 50% Loss of speech or hearing 50% Loss of thumb and index finger of the same hand 25% GROUP TERM LIFE AD&D BENEFIT | 10-20 | 100265-2 Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC ©2020 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
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Thanks to Colonial Life’s partnership with LawAssure TM , you can offer legal resources for your employees – at no direct cost to you or them. Our service solution LawAssure is an online resource designed to provide your employees with access to legal services. For over 20 years, consumers and businesses have used these services to make their lives easier. This powerful resource has prepared more than 5 million legal documents. Employees who participate in a 1-to-1 benefits counseling session will receive more information on how to create a LawAssure account, which they can access at no cost for one year. Once employees log in, LawAssure’s intuitive design makes it easy to navigate: Select service – Your employees start by choosing the legal service they need. Create document – By simply answering a series of questions, your employees will have a document automatically tailored to their individual circumstances. Share and print – During document preparation, your employees can securely collaborate with another person, such as a relative or advisor. Once they’re done, they can export it for printing and signature. LawAssure can help your employees: Write a will Get assistance with estate planning Make a power of attorney Prepare a healthcare directive 1-19 | 101759-2 registered trademark and marketing brand of Colonial Life & Accident Insurance Company. Make law easy for your employees By offering your employees this convenient and easy-to-use service, you may be able to help them avoid costly legal fees. It’s a simple way to enhance your benefits package without affecting your budget. To learn more, talk with your Colonial Life benefits counselor.* *If employees are unable to meet with their benefits counselor, they can reach out to their employer to find out how to get coverage during open enrollment. State restrictions may apply. LawAssure TM is a trademark of and service provided by Epoq, Inc. Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2019 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a https://flimp.live/LearnLawAssure
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SourceSansPro-R_eb_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-R_eb_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: SourceSansPro-S_ej_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/SourceSansPro-S_ej_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } @font-face { font-family: Wingdings-Regul_bu_bv-d5232042-; src: url("userFiles/a/6/0/6/6/9/0/biJAqvYNL135nHze7vKmB3/fonts/Wingdings-Regul_bu_bv-d5232042-.woff?_cbt=1789422760") format("woff"); } Set and achieve your financial goals Your employer works hard to provide you with the resources you need in the workplace. But personal financial worries can get in the way of your productivity. In fact, one in three employees say that personal financial issues have been a distraction at work. 1 With more than three-quarters of employees feeling this strain, it’s normal to want some assistance. That’s why we’re providing access to this valuable program, which can help you set goals—and be successful in achieving them. Our service solution Colonial Life has partnered with Knowledge of Financial Education (KOFE), a corporate financial wellness program created by Consolidated Credit. Consolidated Credit is one of the largest non-profit credit counseling agencies with more than 20 years of expertise. While some companies only provide financial education and others only offer counseling, you can have both. And it’s available to you without increasing your budget. With this service, you’ll get a variety of resources to help improve your financial situation: Financial coaching – Unlimited access to highly trained senior certified credit counselors by calling 866-932-4185 Online tools – Access to 100+ videos, books, budgeting tools and more, all easily accessible at ColonialLife.com/KOFE Webinars – Educational sessions throughout the year on a variety of topics Get the support you need to succeed Taking advantage of KOFE’s services can help you gain control of your financial difficulties. That means you can better focus on your career—and on building a safe financial future for yourself and your family. Take steps today toward reaching financial success. Visit ColonialLife.com/KOFE to learn more. ColonialLife.com KOFE can answer questions about: Personal finance Budgets Savings Debt Payment options Credit and credit reports 1 Center for Financial Services Innovation, Employee Financial Health: How Companies Can Invest in Workplace Wellness, 2017 Terms and availability of service are subject to change. No purchase necessary to receive coverage. This coverage may not be available in all states. Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2019 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. 4-19 | 101720-2
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Our guided question wizard walks you through the process and checks for missing information that could cause delays. Opting for direct deposit can also get approved payments to you up to a week faster than paper check. NEED TO FILE A CLAIM? Here’s what you can do on Colonial Life for Policyholders: Update your personal info & preferences File claims with a simple, guided form Opt for instant alerts by email or text View claim status or policy details anytime Check your claim status by logging into your account at ColonialLife.com/access. You can also sign up for text or email alerts so you know instantly if status changes or more information is needed. For your convenience, you can login anytime with a mobile device to photograph and upload documents with your camera. AFTER YOU FILE: Find out how simple your claims and benefits experience can be by learning more about the Colonial Life for Policyholders portal. Just visit ColonialLife.com to see what this online account administration platform can do for you. LEARN MORE BECOME A MEMBER TODAY: Go to ColonialLife.com/access to register. Click “create an account”, fill out the required information and click Submit. Enjoy faster service and improved benefits awareness. 1 2 3 THE PORTAL OFFERS YOU: Faster service than calling/emailing Confirmation when a claim has been submitted Simplified bill payment and management Answers to frequently asked questions and live chat assistance if you don’t see what you are looking for. Colonial Life for Policyholders Portal A faster, simpler way to manage your benefits Colonial Life for Policyholders is an online portal created with you in mind. It’s the most convenient and efficient way to file a claim and manage your benefits. Colonial Life products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2022 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. 43233-41 Set up direct deposit for approved payments