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On the Mark Newsletter - NuMark Credit Union (Summer 2023)

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ON THE MARKNuMark Credit Union NewsSUMMER 2023IN THIS ISSUEWELCOME FORMER STATEPIONEER BANK CUSTOMERS TO NUMARK!GIVING BACK TO OURVETERANSWELCOME FORMER STATE PIONEER BANK CUSTOMERS TO NUMARK!CHOOSE A CHECKINGACCOUNT THAT FITS YOU!WHAT IS A HELOC & WHAT CAN I USE IT FOR?2023 SHRED DAY DATESWe are growing together and are excited that our conversion weekend is near.All former Pioneer State Bank Customers will now have full access to all NuMark locations, along with all of our products and services starting July 10th. AllNuMark members will also have access to three new branches in Earlville, Paw Paw, and Sublette along with a branch in the gated area of Woodhaven Lakes.As a larger organization with a strong capital position and expandedeconomies of scale, we will continue to grow in service to all of ourmembers. From money markets and checking accounts that earn interest to mortgages, auto loans and business services, we can help you do more with your money. We provide exceptional service and easy access to your accounts. We look forward to serving all of your financial needs. Let’s talk about your plans. Visit us at numarkcu.org or stop by a branch nearest you.Lloyd M. FredendallPresident & CEODAVE HARRIS PART OF WORLD WAR II SUBMARINE MEMORIAL INSTALLATION IN JOLIET, IL

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When choosing a checking account, there are a lot ofoptions to choose from. There are accounts for students,seniors, businesses, high-yield and more. Picking the one that fits your lifestyle requires a little bit of research.At NuMark, we have three great options when it comes to checking accounts. See below for some of their highlights:Common Cents Checking: • It’s the perfect choice if… You rely on your debit card for your day-to-day purchases, like to access your account on the go and would like to do more with your money. • Earns Rebates/Interest: Earn cash back when you shop! You could earn $0.10 cash back for every signature-based purchase of $10 or more*. • $0 minimum balance, $0 monthly fee • FREE Visa Debit CardCHOOSE A CHECKING ACCOUNT THAT FITS YOU!All of our checking accounts give you 24/7 access to your money online or through our mobile app. You can make purchases, pay your bills with ease, stay connected to your money, deposit checks on your mobile phone, make contactless purchases and send money to your friends! To further compare our accounts and learn more about them, visit us at numarkcu.org*. Open your free checking account today!Ultimate High-Yield Checking: • It’s the perfect choice if… You are a debit card user, carry a higher checking balance and want to make your money work harder. • Earns Rebates/Interest: You could earn 5.50% APY on balances up to $25,000*. • $0 minimum balance, $0 monthly fee • FREE Visa Debit CardNuDreams Checking: • It’s the perfect choice if… You are a teen and want to learn how to use a checking account and have access to your own debit card. • Requirements: 13-17 Years Old Parent/Guardian as Joint Signer. • $0 minimum balance, $0 monthly fee • FREE Visa Debit Card

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Whether you want to renovate your home, consolidate high-interest debt, payo student loans or go on a dream vacation, a home equity loan could help you achieve your goals. If you are a homeowner, you have an opportunity to unlock the value of your home through a home equity line of credit.Here are some key benefits to a Home Equity Line of Credit (HELOC):Competitive Interest Rates: NuMark Credit Union oers competitive interest rates on HELOC’s, ensuring that you can access the funds you need without compromising your financial stability.Flexibility in Loan Amount: Depending on your financial needs, you can borrow up to a certain percentage of your home’s appraised value, providing you with flexibility and convenience.Convenient Repayment Terms: Home equity lines of credit come with flexible repayment terms, allowing you toWHAT IS A HELOC & WHAT CAN I USE IT FOR?choose a plan that fits your needs. You can repay the loan over time with a line of credit with a variable interest rate.Line of Credit: A HELOC provides ongoing access to funds for various needs. You can use the money, pay o what youborrowed, and that credit line stays open allowing you to borrow again without having to apply for another loan.If you would like to learn more and see how you can open a HELOC, our mortgage experts will be happy to assist you.Visit numarkcu.org or give us a call at 815-744-7497.

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WHERE YOU ARE FAMILYGIVING BACK: HONOR FLIGHT CHICAGO & FLAGS IN DAYFrom April 5th to May 31st, NuMark Credit Union collected donations for Honor Flight Chicago, where we would match the first $1,500 in person donations made in our lobbies. Honor Flight Chicago is a non-profit organization dedicated to honoring veterans and providing memorable trips to Washington, D.C. Through the help of our members and sta, we were able to make a $2,575 donation!NuMark Credit Union sta and board members were also present at this year’s first Honor Flight Homecoming of the seasonat Midway Airport on May 10th. This flight was a special one because it celebrated the flight of their 10,000th veteran flown!Wally Chlipala, NuMark volunteer board member and veteran was one of those who was there. “I have attended aHonor Flight return flight to Midway and it is a remarkable reception for the returning veterans. A long day but I knowrewarding. I had an opportunity to speak to a few veterans that returned and their statements about the day are nothing but praise for those who were involved in the program. Many veteran comments were similar. They never thought they would be part of such a wholehearted patriotic experience.”Ray Eich, also a NuMark volunteer board member and veteran, has been a part of the experience and he says, “this is just another example how NuMark Credit Union cares about our veterans and their opportunity to receive the honor they deserve for the sacrifices they went through serving our Country. The money collected at our branches, and NuMark matching up to $1,500.00 makes it possible for Honor Flight Chicago to keep honoring those who served.”On May 26th, at the Abraham Lincoln National Cemetery, NuMark Credit Union sta and board members together with other volunteers helped place 70,000 American flags in front of every grave site and Columbarium wall within the grounds tocelebrate veterans for the Memorial Day holiday.Flags In Day, is an annual event that aims to honor our heroes by placing American flags on the grave sites of veterans inNational cemeteries across the country. This tradition goes back to 1948 when the soldiers assigned to the 3rd InfantryDivision at Arlington National Cemetery began the practice to honor soldiers in preparation for Memorial Day. The event is referred to as “Flags In” because it is when the flags are placed in the ground in front of every grave site and Columbariumwall within the grounds.“Abraham Lincoln National Cemetery is a remarkable local treasure. The Memorial Day tradition was originally known as Decoration Day to honor those who gave all. We must never forget honoring the U.S. military personnel who died while serving in the United States Military. I am proud of the NuMark Family for their respect towards all who have served this great nation,” says Chlipala.At NuMark Credit Union, we recognize the importance of supporting our veterans and those who have sacrificed their lives for our country. For more information about future community events or to learn about NuMark’s commitment to the community, please visit numarkcu.org.

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WHERE YOU ARE FAMILYContact UsSr. Editors: The NuMark Marketing Dept.Ask@numarkcu.orgHoliday Closings:Independence Day - Tuesday, July 4thLabor Day - Monday, September 4thVisit numarkcu.org for branch locations and hours. NUMARK NEWS 2023 Shred DaysShredding old personal information is a great way toprevent identity theft. We are happy to announce that we have partnered with Document Destruction LLC to bring back our Shred Days again for 2023!Watch your documents get destroyed before your eyes! Click here for a list of which items to keep and which ones to shred.DAVE HARRIS PART OF WORLD WAR IISUBMARINE MEMORIAL INSTALLATIONIN JOLIET, ILYOU CAN BRING UP TO TWO BOXES OF PAPERS & ELECTRONICS.* *Closed bags and boxes with lids only. Tube televisions, cloth ormetal items, glass, monitors and clothing are not accepted.Saturday, July 22ndEarlville Branch137 S. Main St.9:00am-11:45amSaturday, August 12thCrest Hill Branch2380 Caton Farm Rd.9:00am-11:45amSaturday, September 30thTinley Park Branch8001 W. 159th Street9:00am-11:45aminstrumental in helping to raise money to honor the 28 World War II submarines that traveled through Joliet on their way to fight in thePacific. The first monument was erected in Peoria and there are also monuments along the Chicago River and in Morris.Four of the Manitowoc Submarines, the USS Golet SS-361, USS Kete SS-369, USS Lagarto SS-371, and USS Robalo SS273, were lost in combat during the war, with the loss of more than 300 ocers and men. Joliet’s new submarine monument is at the Veterans Memorial, on the south side of Bicentennial Park. Thank you, Dave, for your service and all that you do for NuMark Credit Union.Dave Harris, volunteer NuMark Board member, participated in the Manitowoc SubmarineMonument unveiling in Joliet on Flag Day, June 14, 2023. Dave is also Vice Commander of the USS Chicago Base, the local chapter of USSVI United StatesSubmarine Veterans Inc, thelargest most active base inIllinois. They have been