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A long-term strategy for your business to controlcosts, reduce risk, better manage human resources,and increase employee engagement & retention.O N E D I G I T A L | R E S O U R C I N G E D G E

3•••••••••••••••••••••••••The OneDigital Resourcing Edge MissionOur AccreditationsThe OneDigital Resourcing Edge ModelProtection For Your BusinessOur Trusted PartnersThe Solutions We ProvidePayroll & Tax Administration ServicesHuman Resource ServicesBenefits Administration & ConsultationRisk Management & ComplianceIntegrated Technology Platformre360 Time & Attendancere360 Expense Managementre360 Performance ManagementBackground Screening / Drug Testingre360 Talent Connect (ATS)re360 Learn - Training & DevelopmentWysaTunedWhy UnitedHealthcare? UnitedHealthcare Plan FeaturesUnitedHealthCare BenefitsKaiser PermanenteHealth AdvocateEmployer Paid Group Life•••••••••••••••••••••••Health Savings Accounts (HSA)Flexible Spending Accounts (FSA)Virtual Primary CareinSourceRxEmployer Paid LTDEmployer Paid STDVision PlansDental PlansSlavic 401(k) and Retirement PlanningMemberDealsFinFit Financial WellnessZayZoon Earned Wage AccessPurchasing PowerPet Benefit Solutions Total Pet PlanMetLife Pet InsuranceEmployee Paid Whole Life InsuranceMetLife Credit ProtectionMetLife Critical Illness InsuranceMetLife Accident InsuranceMetLife Hospital Indemnity InsuranceHome, Auto, and Renters InsuranceHyatt Legal Service PlansNext Steps and ImplementationTable of Contents

HOMEWorthy of TrustBeing TransparentUnquestioned Financial StrengthOneDigital Resourcing Edge relieves the strain of employee administration and frees upcompany resources, giving your business a competitive edge. Our mission is to empower your company to focus on its’ success. While keeping with our commitment to integrity, doing what’s right, being transparent, worthy of trust and of unquestioned financial strength.OneDigital Resourcing Edge has been serving the human capital industry since 2003. Weare backed by OneDigital, one of the largest insurance and voluntary benefit providers inthe country.We pride ourselves on upfront pricing with open, clear communication to assess theneeds and values of our clients so we can consistently deliver on those expectations.Our teams are certified professionals with the knowledge and expertise to deliver thehighest level of customer service and compliance to State and Federal law.OneDigital Resourcing Edge provides a single point of contact that understands yourbusiness goals, develops lasting relationships with your people, and focuses on yourparticular needs.Doing What’s RightMission

CPEOOnly 5% of the outsourcing service providers in the nation are ESAC accredited. Complete arigorous process quarterly to meet ethical, operational and financial ESAC standards.One of the first PEOs to be IRS Certified, meaning our clients have less liability and moreprotection.Resourcing Edge’s commitment to help protect the businesses we serve is parallel to andbacked, by OneDigital. Headquartered in Atlanta, Georgia, OneDigital’s more than 100 officesand 3,000+ business strategists serve the needs of over 85,000 employers and 8,000,000employees across the nation. OneDigital has been named to the Inc. 5000 List of America’sfastest-growing companies every year since 2007, one of only 11 companies to do so and iscurrently listed as 18th on Business Insurance’s list of 100 Largest U.S. Brokers. You can rest easyknowing we have the security and financial backing of one of the largest curators of insurance,health, and voluntary benefit packages in the country.The National Association of Professional Employer Organizations (NAPEO) is the voice of thePEO industry and provides a regulatory oversight and advocacy.Backed by OneDigitalCertified Professional Employer Organization (CPEO)Employer Services Assurance Corporation (ESAC) AccreditedNational Association of Professional Employer OrganizationsOur AccreditationsHOME

HR ServicesPayroll ServicesRisk ManagementBenefitsTechnologyTime & AttendanceThe OneDigital Resourcing Edge ModelOneDigital Resourcing Edge provides a single point of contact thatunderstands your business goals, develops lasting relationships with yourpeople, and focuses on your particular needs.HOME

Defense expenses and mediationJudgments, settlements, verdicts, awardsDamages such as back pay, front payPre- and post-judgment interest, liquidated damagesDiscrimination based on race, gender, religion, national origin, age,disability or other category protected by federal, state or localemployment discrimination law Sexual harassmentWrongful terminationWrongful, excessive, or unfair disciplineTermination or disciplinary action in violation of the Family MedicalLeave Act or similar state or local lawRetaliationNegligent hiring, retention or supervision of othersWrongful infliction of emotional distress, mental anguish orhumiliation Defamation, libel, slanderInvasion of privacyEPLI Policy Parameters:OneDigital Resourcing Edge’s EPLI Policy Covers the Following Costs:Protection for Your BusinessUp to $3,000,000 in total coverage ($2,000,000 in legal judgement andsettlement coverage with an additional $1,000,000 in legal defensecosts)OneDigital Resourcing Edge provides Employment Practices LiabilityInsurance (EPLI) coverage for every client. We act as the shield for the trialsand tribulations that business owners can face.HOME

You can rest assured that OneDigital Resourcing Edge partners with themost trusted names in health, vision, dental, workers’ compensation,retirement, banking and more. We’ve chosen to partner with the bestnational providers, who have the most comprehensive offerings, to make asmuch available to our clients as possible.Our Trusted PartnersHOME

As a PEO (Professional Employer Organization), OneDigital ResourcingEdge supports thousands of clients and employees nationally in the areas ofpayroll administration, employee benefits, human resources and riskmanagement. OneDigital Resourcing Edge provides a 360° end-to-endsolution, with expert support, training services, and top-tier enablingsoftware.Our Services and Economies-of-Scale Allow Companies to:Contain and reduce employment-related overhead. Become an employer of choice - by offering the best benefits fromleading carriers. Increase productivity - by focusing on your core business, NOT on non-revenue generating employee administration. Reduce employer liabilities and increase compliance. Operate more effectively, efficiently and profitably. Find and retain top talent - with expert recruiting services andperformance management software.The Solutions We ProvideHOME

No more stressing about paying your employees correctly and accurately.OneDigital Resourcing Edge handles all the calculations and gives youremployees access to receive pay however they prefer.Our Payroll Solution Services IncludeDirect deposit, live checks and pay cardsOnline data managementReal-time detailed reporting:Job costingDepartmental reportsBenefit analysisCertified reportsGarnishment and deduction administrationGeneral ledger uploadsWeb-based time and attendance system Self-service portals for employee and employerAccess to the information you need anytime, anywhere We have Employee Self Service via Mobile and Web Check stubs available onlinePay history accessible 24/7Personal information to view and updateBenefits information and enrollment statusVacation / sick / personal time-off managementAccess to handbooks and corporate documentsW-2s online to view or print We Provide Expert Tax Administration State and Federal tax expertisePeriodic, quarterly and annual filingsW-2 processing and productionPayroll & Tax AdministrationHOME

Employee RelationsDevelopment and production of employee handbooksEmployee relationsHR consultingNew-hire reportingJob description developmentCompensation analysisUnemployment claims managementHiring assistancePerformance Improvement Plan assistanceTermination compliance and assistanceVerification of employmentEEOC claims managementFederal and state compliance management (FMLA, FLSA, WARN, etc.)Affirmative action plansPTO policy design and administrationPerformance management system (Additional Fee)TrainingE-Learning: videos, manager toolbox training, access to video e-learning, self-paced training, and direct support when you need itMonthly webinars: free HR continuing education creditsMonthly newsletterFacilitated trainingAn entire spectrum of expert HR services, giving you the freedom to focuson your core business activities and grow your business.Human Resources AdministrationHOME

When a risk becomes a reality, a well-prepared business can minimize theimpact on earnings, lost time, productivity, and negative impact oncustomers. OneDigital Resourcing Edge helps you identify and resolve riskareas before they become a liability.Risk Management ServicesRisk assessments and insurance claims reviewClaims advocacy and reportingFully insured “pay-as-you-go” workers’ compensation coverageState and federal reportingLoss Control ServicesOn-site loss control studyHazard assessmentSafety ServicesOn-site safety reviewOnline safety trainingAccident preventionHazard communicationsPersonal protectionSafety videos and posters (Additional Fee)Risk Management & ComplianceHOME

Our Cyber Liability Solution will be: Safeguarding the confidentiality, integrity, and availability of your company’sinformation. Protecting your company from the costs associated with a cyberattack orsecurity breach.In today’s world, the digital realm is both a powerful tool and a potentialbattleground. With cyber threats becoming more sophisticated, protectingyour business’s sensitive data and digital assets is more critical than ever. Asa OneDigital Resourcing Edge client, you now have access to Cyber LiabilityInsurance – a new solution that provides you with a comprehensive shieldagainst the unforeseen. Cyber Liability Insurance$250,000 Maximum Coverage Cyber Event Expenses - $50,000 Maximum Coverage Notification & Credit Monitoring Forensics Expenses & Associated Legal Expenses Call Center & Public Relations Ransom Payment - $10,000 Maximum Coverage Cyber Deception - $10,000 Maximum Coverage Fraudulent Instruction Funds Transfer Fraud Telephone Fraud Master Policy - No Aggregate Limit $1,000 Deductible Worldwide CoverageHOME

OneDigital Resourcing Edge offers comprehensive and flexible benefitpackages for your employees and their family’s health & well-being thatattracts new talent, and retains your existing talent.Benefit PlansMajor medical insuranceTelemedicineDental and vision insuranceWellness programsLife insurance, including dependent life insuranceLong-term and short-term disability insurance401(k) retirement savings planHealth Savings Accounts (HSA)Flexible Spending Accounts (FSA)Employee Assistance Program (EAP)Discount purchase programsCredit protection servicesLegal assistance servicePet InsuranceEmployee financial assistanceBenefits AdministrationProcessing of employee enrollments and terminationsEmployee service center to handle questionsEmployee claims supportPremium payment and reconciliationCOBRA notification and record-keepingProvision, selection and consultation of benefits plansElectronic enrollment for onboarding and renewalsBenefit Administration & ConsultationHOME

Our secure cloud-based platform, powered by re360, delivers payroll,benefits and HR so your team can enjoy the stability, accuracy and efficiencyof a great system – optimized for the needs of small and mid-sized business– without the need for costly, time-consuming software implementation.PaperlessAccess to information anytime, anywhereEnables growth, reduces complexity24/7 real-time information access from a phone, tablet, or computerComplianceACA calculations and continuous system updatesPowerful reporting capabilitiesAbility to control overtime with notifications and real-time updatesEmployee Self-Service PortalPersonal data changesDirect deposit changesAccess to all stubsW-2s online to view or printDigital record-keepingVacation / sick / personal time-off requests onlineClient Self-Service PortalCustom and standardized reportsInvoice trackingPayroll approval and changesEmployee status changes, pay rate changes, department or projectsIntegrated Technology PlatformHOME

HOMEre360 works on any platform; mobile, tablet or PC. We offer secure accesswith multi-language support and 2-tier authentication, so you know yourdata is always safe.Make The Work Day EasierEmployees and managers get a cross platform-friendly experience. Mobile,Tablet, PC, and Apple devices....allowing easy access to the informationthey need to view and make changes. It even switches to Spanish with aclick of a button!re360 E-Learning Makes Usage A SnapEmployees and managers gain access to video walkthroughs to learn attheir own pace or direct access to a Customer Assistance Specialist forvaluable tips and guides for every process.Integrated Technology Platform

HOMEMove And Grow FasterRobust, powerful reporting helps you analyze, understand and act on datato run your business better.Ensure AccuracyEasily access information and complete tasks regarding payroll,demographics, and taxes.Reduce ComplexityIntuitive design and logical menus allow you to navigate with ease, ourintegrated HR services platform across the complete employee lifecycle.Improve SecurityControl access to your sensitive data to ensure each member of your teamsees only what they need, when they need to.Integrated Technology Platform

HOMEIn today’s ever-changing business environment employees can now be in acentralized location, remote or assigned to multiple locations. How can youremain nimble and maneuverable and still provide a way to control hours, staycompliant with legislation, and still maximize productivity?Enter, re360 time. We give you everything you need to navigate the complexitiesof time & attendance with ease including:Advanced clock technology with intelligent punch data for better labormanagement control.Regulated viewing and management by supervisors and employeesManager dashboard for employee status, management and reviewAllows supervisors and managers to edit punch details and approve time cardsFlexible reporting for job costing and compliance auditingTimekeepingHardware clocksSoftware clocksMobile accessBreak & meal tracking keysSimple labor transfer keyUnlimited prompt flexibilityDuplicate punch preventionFlexible category dateFlexible pay rate punch dataManage multiple companies (EINs)re360 Time & AttendanceSchedulingBasic SchedulingView Schedule DeviationsSchedule Based LockoutSection 280E Tax treatmentLeave ManagementHolidaysCustom & Repeatable PTOTime off RequestsAccrual Balance

HOMETimeclocksWe offer the best-in-class timeclocks that increase accuracy and make payroll andtimekeeping easy or if you are working through the struggles of a remoteworkforce, we provide a system that adapts to your mobile employees and keepsyou connected to your teams and ensures accurate recordings.Seamless IntegrationConfigure your re360 dashboard to the features and functionality that suit yourneeds. We give you control and track your data the way you want to. Its an easyand effective way to absorb a huge quantity of information very quickly. The re360dashboard is meant to present the data you find most important to you and themanagement of your employees with and intuitive and easy-to-navigate system.Keep Your Business On Time And On TrackIt’s time to toss spreadsheets and hand calculators. Save time and aggravationwith online timekeeping. See in real-time when and where work begins and ends.When employees are remote or assigned to multiple locations, they need a betterway to log their hours. Capture when and where employees start and stop workand verify identity using intelligent time clocks and geofencing. Collect additionaljob-related data including tips, mileage, and projects.re360 Time & AttendanceMobileResponseDashboardViewsEmployeeSchedulingDaily ReviewLeaveRequestsGeo Fencing Ready

HOMEFull Integration with re360Flexible to meet any accounting configuration, we fully map to your accountingcodes so you can export multiple approved expense reports with a click.Policy Control and ReportingSet T&E policies that match expectations for employees that are easy to understandwith automatic flagging or blocking of out-of-policy submissions.Credit Card IntegrationCredit card data that flows into re360 Expense Management is automatically routedto cardholders, reducing the burden on them while helping you manage the process.Easy to Use Mobile AppsMake expenses easy with the ability to take pictures of receipts and create, submit,and review expense reports on mobile, tablets or desktops!Easy to Use Mobile AppsSimple or complex approval chains with approval/denial by mobile, email, or webwith choices in plain English (not accounting) & policy guidance to set clearexpectations.Full Cycle Automated Expense Reporting.The processing of expense reports is a painful and inefficient task for many organizations.While employees view gathering receipts, filling out forms, and waiting for theirreimbursement as a necessary nuisance, for Finance, the process is downright painful –herding employees to adhere to expense rules, checking for compliance, andtransferring data into the accounting system can be a significant drain on finance staff.re360 Expense Management eliminates the hassle by integrating a solution with ourtechnology that will grow with your business. We make expense reporting much easierfor everyone from employees to finance. We make the tedious and time-consumingefficient with our intuitive experience and by integrating with your credit cards andaccounting system so everyone can get on to more important tasks.re360 Expense Management

HOMEDrive Employee Engagement And Success.The re360 performance management solution helps you document evolvingjob responsibilities and expectations. The result is building a workplaceculture that recognizes achievement and drives accountability.Documentation helps your managers more quickly identify when employeesare not meeting their goals. Identifying performance deficiencies earlymakes them easier to fix and can lead to a more productive team.Mitigate Risk With Linked Documentation.Corrective action notices from the system communicate employeedeficiencies and provide you with consistent documentation.Corrective action notices are automatically linked to employee jobdescriptions and performance reviews. By maintaining an ongoing record ofemployee performance, you can mitigate your risk against falseunemployment claims and employee lawsuits.Save Time From Duplicate Data Entry.With single sign-on (SSO), you can seamlessly import / export employeedata from the re360 performance management system to the HRmanagement system. The employee data is automatically populated in theperformance management system, saving you time from duplicate dataentry.re360 Performance Management

HOMEPackage NamePackage DetailsPackagePricePHR -Multi County +MVR + 10 Panel DrugScreenNational Criminal Database, Sanctions and Enforcements (OFAC),Sex Offender Registry, County Criminal Check, SSN Trace, MotorVehicle Record, 10 Panel Drug Screen$60.00PHR - Comprehensive+ Federal & CountyCriminalNational Criminal Database, Sanctions and Enforcements (OFAC),Sex Offender Registry, County Criminal Check. SSN Trace, MotorVehicle Record, Federal Criminal$30.00PHR - Multi CountyCriminalNational Criminal Database, Sanctions and Enforcements (OFAC),Sex Offender Registry, County Criminal Check, SSN Trace$25.00PHR - Multi CountyCriminal + State MultiCountyNational Criminal Database, Sanctions and Enforcements (OFAC),Sex Offender Registry, County Criminal Check, State Multi CountyCheck, SSN Trace$30.00PHR + ProfessionalLicense + 10 PanelDrug ScreenNational Criminal Database, Sanctions and Enforcements (OFAC),Sex Offender Registry, Federal Criminal, SSN Trace, EmploymentVerification, Education Verification, Professional License, 10 PanelDrug Screen$95.00PHR + 10 Panel DrugScreenNational Criminal Database, Sanctions and Enforcements (OFAC),Sex Offender Registry, Federal Criminal, SSN Trace, EmploymentVerification, Education Verification, 10 Panel Drug Screen$85.00PHR + MedScan + 10Panel Drug ScreenHealth Care Sanctions Screening (I-Med Level III), State MultiCounty Criminal, National Criminal Database, Sanctions andEnforcements (OFAC), Sex Offender Registry, SSN Trace, 10 PanelDrug Screen (No THC)$65.00PHR-Comprehensive +State MultiCounty/MVRNational Criminal Database, Sanctions and Enforcements (OFAC),Sex Offender Registry, County Criminal Check, State Multi CountyCriminal Search, SSN Trace, Motor Vehicle Record, Federal Criminal$50.00PHR-ComprehensiveProfessionalNational Criminal Database, Education Verification, EmploymentVerification, Professional License, Sanctions and Enforcements(OFAC), Sex Offender Registry, State Multi County Criminal Search,SSN Trace, Federal Criminal$70.00Win the war for talent and limit liability, by expanding your hiring pool locally and beyond your establishedwork location with background checks and drug testing. We make it easy to hire dependable employees,fast and efficiently, vet your candidates thoroughly, uncover potential for fraudulent and criminal activities,and build a trustworthy and reputable working environment.Background Screening & Drug Testing

HOMEFeaturesTools$400/monthComplimentary Job PostingsJob Postings & SyndicationSingle Sign On & Integration with re360Technical Supportre360 Talent Connect makes hiring simple, smart, and efficient. Ourapplicant tracking solution (ATS) streamlines the hiring process andimproves the candidate experience. You’ll get better hires more quickly,powerful connections from a single dashboard, and an easy-to-use systemcustomizable to your needs.re360 Talent Connect (ATS)Integrated Add-Ons (additional charges apply)Background Checks and Drug ScreensReference ChecksEmployment & Education Verifications

HOMEMultiple Job Boards Availablere360 Talent Connect (ATS)Resourcing Edge focuses on the areas popular within your industry or hiringdemographic to provide coverage to the widest areas availible. The maingoal of re360 talent connect is to make life easier for you to attract the righttalent. Companies often hire for multiple positions at once and receivehundreds if not thousands of applicants for each job opening. When arecruiter or hiring manager receives that many resumes, it’s not feasible forthem to carefully read each one. With re360 talent connect, we help narrowdown the applicant field to only the most qualified candidates.

HOMEMotivate your employees every day through re360 learn’s unique learningexperiences based on their needs and personality with multiple mediaformats by using our hassle-free tool.re360 learn offers an extensive course library filled with hundreds of digitaltrainings on current topics and compliance essentials. We supply bothproactive and reactive training guides and video tailored for employees andmanagement.re360 Learn - Training & DevelopmentA Blend Of Technology, Content, & Traditional Learning At Your DisposalThrough re360 learn, your team is able to gain comprehensive knowledge andaccess to experts available through a robust cloud-based software that offersstep-by-step courses, video e-learning, and managed training courses to helpgrow your leadership and drive employee growth and engagement.Full Course Catalog Available NowYour Resourcing Edge advisor can provide you with a full course catalogdetailing all of the available resources and assist your team with creating anemployee education program that can drive engagement and make yourteams more efficient!Sample CoursesPandemic ResponseDiversityHarassmentCompliance and LegalWorkplace SafetyHuman ResourcesComputer and ITCustomer ServiceProfessional DevelopmentManagerial TrainingEthicsEngagement Improvement

WysaProactivepopulation basedpreventativeAI mental wellness companion24/7 on-demandsupportAI-detected crisisescalationClinically proven to improve mood and reduce the symptoms of depression and anxietyWysa’s AI-powered mental health chatbot, revolutionizes emotional support by providing accessible andpersonalized assistance to users worldwide. Through a blend of cognitive behavioral techniques,mindfulness exercises, and empathetic conversations, Wysa offers a safe space for individuals to expresstheir feelings, cope with stress, and build resilience. With its non-judgmental approach and round-the-clock availability, Wysa serves as a virtual companion, guiding users through various challenges such asanxiety, depression, and loneliness. Its interactive features, including mood tracking and goal setting, empower individuals to take charge oftheir mental wellbeing proactively. Over 400 people claim that Wysa has saved their life. These personalaccounts highlight Wysa's effectiveness in providing timely support and fostering emotional resilience,ultimately transforming lives for the better. AI crisis detection with escalation pathwaysfor people who need human supportWysa is completely anonymous, andavailable any time, anywhereResearch shows people share worries with Wysa’sAI chat bot 3x faster than to a human therapist200+ interactive digital self-care CBTtools encourage users to takeownership of their wellbeing journeyWysa’s Natural LanguageUnderstanding AI enables users to talkabout their problems in their ownwords, making them feel heardMental health, redefined.Empowering people to proactively manage their mental wellbeing.HOME

WysaOne in three sufferershave not accessedprofessional supportThe bridge between preventative wellbeing and crisis escalation40% of your team suffer moderate to severedepression or anxietyBalancing heavy tasks, striving forpromotion, dealing with office politics,working alone, facing difficultsituations, feeling constantly evaluated,and readjusting after time away. It's allpart of the daily grind. And it all takesits toll.Even when you offer professionalmental health support, employees whoneed it rarely take it up. Our researchtells us it’s because they’re too busy,too embarrased, or think they can copealone.Wysa is a discrete digital tool thathelps overcome these barriers. Aclinically proven AI chatbot that peopleopen up about their worries to threetimes faster than to a human therapist.Our AI reduces symptoms ofdepression and anxiety by 31% to 40%.24/7 supportAnonymousSafeWhat you get with Wysa:One in five US workershave had thoughts ofsuicide or self-harm inthe past two weeksHOME

TunedThe comprehensive hearing benefit.HOMEWhy Tuned?Hearing loss is permanent, progressive, and preventable.most chronic physical condition3rdmore common thandiabetes or cancerworking age adultshave a hearingissue2x 1 in 4 3xhigher risk of fallingwith mild hearingloss If you’re not protecting you’re hearing, you’re losing it.or 50% aged 12-35 are at riskof permanent, avoidablehearing loss1.5 billionpeople report never or seldomwearing hearing protection at aloud eventof hearing loss cases arepreventable4 out of 5 60%A Gap in CareToday, hearing is not covered by the core medical benefit.What does exist? Some employers offer a hearing rider benefit, but this is little more than a hearing aid discount program. There is no annual preventive screening, education, orongoing support. Hardware solutions are only available to those with significant loss,excluding anyone with mild to moderate loss, or another hearing complication. Employeesare still faced with high out of pocket costs, missed time at work for in person appointments,and are limited to specific types and brands of devices in these programs.

TunedHOMETinnitusOr ringing in the ears, impacts 25% ofworking adults. It also negativelyimpacts quality of life much likechronic daily headache and low backpain.Vestibular IssuesVertigo, imbalance, migraines &higher risk of falling. 50% reportreduces efficiency at work; 21% gaveup work.Mental Health ImpactHearing impairment is significantlyassociated with depression in adults18+ and higher use of mental healthservices.Falls & SafetyEven mild hearing loss triples the riskof accidental fall. Fall relatedexpenses account for over $50 billionannually.Auditory Processing DisorderAs much as 23% to 76% of adultssuffer from APD, effecting the abilityto understand speech.Hearing Loss ComorbiditiesHL is a modifiable determinant ofhealth & wellbeing with higher impactin those with diabetes, cardiovasculardisease, cancer, cognitive impairment,depression & kidney disease.Tuned is the only comprehensive, virtual hearing benefit available for employees and theirfamilies, with no copays or out of pocket costs. Our convenient and cost-effectiveapproach to hearing conservation and loss prevention leads to a healthier, safer and moreproductive workforce.Tuned’s Comprehensive SolutionVirtual Delivery: Anytime, anywhere, no missed work or commuting.Full Hearing Spectrum: Mild/Moderate/Significant loss or other issues.Loss Prevention: Annual hearing screenings & expert education for all.No Added Cost: Solutions & hearing devices included (if needed).Fills a Major Gap in Care: Only comprehensive hearing benefit available. Virtual & clinically ValidatedHearing Screening. Takes 10-15 minutes. Done anywhere, at any time,with regular headphones orearbuds.Annual Screening1.Virtual audiologist consultation.Provide guidance and educationon how to prevent loss, protectand conserve your hearing,manage tinnitus or auditoryprocessing disorder, and getsupport for any stage of hearingloss!From hearing aids to helpful apps,we’ve got you covered.Includes personalizedrecommendations and the deviceor application needed to meet theunique needs of those with ahearing complication or losswithout any copays or addedcosts.2. Expert Guidance3. Tailored Solutions

A Trusted Market Leader, Putting Care at the CenterStrong National Network for Care Members choose from 1.1M+ physicians and health care professionals, and morethan 6,000 hospitals and 67,000 pharmacies.Competitive Portfolio Options The Professional Employer Organization (PEO) landscape is unique, and we offermultiple plan options designed to meet the varying needs of employers, whetherlocal, regional or national.Convenient Resources for Members Mobile, online and person-to-person resources that help members makeinformed choices about their health care costs and needs.Access to Wellness Programs and Services Designed to EnhanceMember HealthSupport from nurses, counselors, care managers and online wellness programs is designed to help members get and stay healthier with the goal of reducingoverall care costs.Dedicated, Responsive Service TeamPersonalized service from a dedicated team with more than 20 years ofexperience in the PEO space.UnitedHealthcare is an operating division of UnitedHealth Group® the largestsingle health carrier in the United States.With a total workforce of more than 325,000 people worldwide,UnitedHealthcare serves people residing in all 50 states and more than 125countries.In 2020, UnitedHealth Group ranked No. 1 in the insurance and managed caresector on Fortune’s “World’s Most Admired Companies” list for the 10thconsecutive year.Why UnitedHealthcare?HOME

Get Medical Cards See Your Deductibles See Your ClaimsLocate Doctors & PharmaciesUnitedHealthCare App Features®Find CareFind network care options for doctors, clinics and hospitals in your area.Talk to a doctor by video 24/7.See reviews and ratings for doctors.Manage Your Health Plan DetailsGenerate and share digital health plan ID cards.View claims and account balances.Manage prescription drugs and refills.Stay on Top of CostsEstimate the costs of common procedures.View your copay, annual deductible and out-of-pocket expenses.View your Health Reimbursement Account, FSA or HSA if applicable.HOME

Whether you’re at work, home, traveling, you name it—a Telehealth visitlets you talk with a doctor by video 24/7. If needed, a Virtual Visit doctorcan treat and prescribe* medication for everyday illnesses like the flu, sinusinfections, a cough and more. Now Offering Telehealth for Covid-19 Testing and Vaccination-RelatedVisitsFor COVID-19 testing-related visits, a telehealth visit may be a preferredway to connect with your provider. UnitedHealthcare is committed tohelping you get the care you need from home or work through telehealthvisits during this time. Telehealth services may be covered by your healthinsurance in a similar way to an office visit with your doctor. Depending onyour benefit coverage, you may be able to schedule a visit with a localprovider or set up a 24/7 urgent care visit.*Not available with all plans.UnitedHealthCare Telehealth App Features®Open theUHC appLearnaboutvirtual visitsSee providergroupsavailableSelectprovidergroupDownloadfree appHOME

National 500 National 2500 National 1000Deductible$500/$1,000In-NetworkSingle/FamilyMaximum Out of Pocket$3,500/$7,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$2500/$5,000Maximum Out of Pocket$4,000/$8,000Coinsurance (After Ded)0%In-NetworkSingle/FamilyDeductible$1000/$2,000Maximum Out of Pocket$6,500/$13,000Coinsurance (After Ded)20%UnitedHealthCare Plan Solutions - NationalOffice CopayPCP $25 SPC $25/50Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER- $250+20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderOffice CopayPCP $30 SPC $30/60Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER- $300Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderOffice CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50 ER- $250+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderHOME

National 2000 National 3000 National 5000In-NetworkSingle/FamilyDeductible$2,000/$4,000Maximum Out of Pocket$6,500/$13,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$3,000/$6,000Maximum Out of Pocket$6,500/$13,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$5,000/$10,000Maximum Out of Pocket$6,500/$13,000Coinsurance (After Ded)20%UnitedHealthCare Plan Solutions - NationalOffice CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER- $250+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderOffice CopayPCP $0SPC $100Virtual $0Office CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- $250+Ded+20%Adv. Imaging - 20%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- $250+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderPrescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderHOME

National 6000 National HDHP 3000 National HDHP 3000/0%In-NetworkSingle/FamilyDeductible$6,000/$12,000Maximum Out of Pocket$7,000/$14,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$3,000/$6000Maximum Out of Pocket$6,350/$12,700Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$3,000/$6000Maximum Out of Pocket$3,000/$6,000Coinsurance (After Ded)0%UnitedHealthCare Plan Solutions - NationalOffice CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $250+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderOffice Copay PCP 20%SPC 20%Virtual 0%Office Copay (After Ded) PCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 20%ER - 20%Adv. Imaging - 20%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 0%ER - 0%Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP Copay app. after Ded metPrescription DrugsStandard Select -WalgreensNo Copay after Ded metHOME

National HDHP 3500 National HDHP 4000 National HDHP 5000In-NetworkSingle/FamilyDeductible$3,500/$7,000Maximum Out of Pocket$6,350/$12,700Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$4,000/$8,000Maximum Out of Pocket$6,350/$12,700Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$5,000/$10,000Maximum Out of Pocket$6,350/$12,700Coinsurance (After Ded)20%UnitedHealthCare Plan Solutions - NationalOffice Copay PCP 20%SPC 20%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 20%ER - 20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP Copay app. after Ded metOffice Copay PCP 20%SPC 20%Virtual 0%Office Copay PCP 20%SPC 20%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER- 20%Adv. Imaging - 20%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- 20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP Copay app. after Ded metPrescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderHOME

National HDHP 6750In-NetworkSingle/FamilyDeductible$6,750/$13,500Maximum Out of Pocket$6,750/$13,500Coinsurance (After Ded)0%UnitedHealthCare Plan Solutions - NationalOffice CopayPCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- $250+Ded+20%Adv. Imaging - 20%Prescription Drugs0% Co-Ins after Ded is metHOME

National 250 National 750Deductible$250/$500In-NetworkSingle/FamilyMaximum Out of Pocket$1,750/$3,500Coinsurance (After Ded)0%Deductible$750/$1,500In-NetworkSingle/FamilyMaximum Out of Pocket$2,500/$5,000Coinsurance (After Ded)0%UnitedHealthCare Plan Solutions - CT/NJ/NY/PAOffice Copay PCP $20 SPC $40 Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER - $300+0%Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP 2.5x for Mail OrderOffice Copay PCP $25 SPC $50 Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER - $300+0%Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP 2.5x for Mail OrderHOME

National 1000 / 0%In-NetworkSingle/FamilyDeductible$1,000/$2,000Maximum Out of Pocket$2,500/$5,000Coinsurance (After Ded)0%UnitedHealthCare Plan Solutions - NationalOffice Copay PCP $25 SPC $50 Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $75ER - $300+0%Adv. Imaging - 0%Prescription Drugs$10/35/70$10/150/500 SP 2.5x for Mail OrderHOME

Select 2000 Select 3000 Select 5000In-NetworkSingle/FamilyDeductible$2,000/$4,000Maximum Out of Pocket$7,150/$14,300Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$3,000/$6,000Maximum Out of Pocket$7,150/$14,300Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$5,000/$10,000Maximum Out of Pocket$7,150/$14,300Coinsurance (After Ded)20%UnitedHealthCare Plan Solutions - TexasOffice CopayPCP $15SPC $50/100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $25ER - $300+20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderOffice CopayPCP $15SPC $50/100Virtual $0Office CopayPCP $15SPC $50/100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $25ER - $300+20%Adv. Imaging - 20%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $25ER - $300+20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderPrescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderHOME

HomePrescription Drugs0% Co-ins after Ded is metSelect HDHP 6750In-NetworkSingle/FamilyDeductible$6,750/$13,500Maximum Out of Pocket$6,750/$13,500Coinsurance (After Ded)0%UnitedHealthCare Plan Solutions - TexasOffice CopayPCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 0%ER- 0%Adv. Imaging - 0%HOME

In-NetworkSingle/FamilyDeductible$3,000/$6,000Maximum Out of Pocket$6,000/$12,000Coinsurance (After Ded)30%South Carolina 3000UnitedHealthCare Plan Solutions - South CarolinaOffice Copay PCP 30% SPC $50 Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER- $50 Adv. Imaging - Ded + 30%Prescription Drugs$5/$45/$85/$150$5/$250/$350/$500 SPHOME

Metro 1000 Metro 3000 Metro 5000In-NetworkSingle/FamilyDeductible$1,000/$2,000Maximum Out of Pocket$6,500/$13,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$3,000/$6,000Maximum Out of Pocket$6,500/$13,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$5,000/$10,000Maximum Out of Pocket$6,500/$13,000Coinsurance (After Ded)20%UnitedHealthCare Plan Solutions - MetroOffice CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $250+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderOffice CopayPCP $0SPC $100Virtual $0Office CopayPCP $0SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $250+20%Adv. Imaging - 20%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $250+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderPrescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderHomeHOME

Prescription Drugs0% Co-ins after Ded is metMetro HDHP 6750In-NetworkSingle/FamilyDeductible$6,750/$13,500Maximum Out of Pocket$6,750/$13,500Coinsurance (After Ded)0%UnitedHealthCare Plan Solutions - MetroOffice CopayPCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 0%ER- 0%Adv. Imaging - 0%HOME

Nevada 2000 Nevada 5000In-NetworkSingle/FamilyDeductible$2,000/$4,000Maximum Out of Pocket$6,500/$13,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$5,000/$10,000Maximum Out of Pocket$8,550/$17,100Coinsurance (After Ded)20%UnitedHealthCare Plan Solutions - NevadaOffice CopayPCP $0 SPC $100Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER-$400+Ded+20%Adv. Imaging - 20%Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderOffice CopayPCP $35SPC $65Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - 20%Adv. Imaging - 20Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderHomeHOME

Prescription Drugs$10/30/503x for Mail OrderNevada HDHP 3000 Nevada HDHP 6250 Hawaii 100In-NetworkSingle/FamilyDeductible$3,000/$6,000Maximum Out of Pocket$5,500/$12,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$6,250/$12,500Maximum Out of Pocket$6,250/$12,500Coinsurance (After Ded)0%Deductible$100/$300In-NetworkSingle/FamilyCoinsurance (After Ded)10%Maximum Out of Pocket$2,500/$7,500UnitedHealthCare Plan Solutions - Nevada/HawaiiOffice Copay PCP 20%SPC 20%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care-20%ER - 20%Adv. Imaging - 20%Prescription Drugs$10/35/70$10/150/500 SP2.5x for Mail OrderOffice CopayPCP 0%SPC 0%Virtual 0%Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- 0% after DedER- 0% after DedAdv. Imaging-0% after DedPrescription Drugs0% Co-ins after Ded is metOffice CopayPCP 10% Coinsurance,deductible does not apply.SPC 10% Coinsurance,deductible does not apply.Virtual 10% coinsurance by aDesignated Virtual NetworkProvider, deductible does notapply.Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care-10% after deductible ER- 10% Coinsurance, deductible does not apply.Adv. Imaging - 10% Coinsurance, deductible does not apply.HOME

We have partnered with KaiserPermanente to bring you some ofthe best regional plans in themarket! We are proud to team upwith one of the leading healthinsurance coverage organizations inthe country. As Kaiser Permanente puts it, "Weoffer care and coverage together tosupport your total health — andsimplify your entire health careexperience."Kaiser Permanente Regional Plans DHMO 5000WashingtonIn-NetworkSingle/FamilyDeductible$5,000/$10,000Maximum Deductible,CoInsurance & CoPays $7,000/$14,000Coinsurance (After Ded)30%Office Copay PCP $40SPC $50Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care-$40ER - $200+Ded.Adv. Imaging - $150+Ded.Prescription Drugs$15/35/70SP: 30% up to $250 up to 90 supply for MailOrderHomeHOME

Colorado Georgia Mid-Atlantic StatesIn-NetworkSingle/FamilyMaximum Out of Pocket$7,000/$14,000Coinsurance (After Ded)30%In-NetworkSingle/FamilyMaximum Out of Pocket$7,000/$14,000Coinsurance (After Ded)30%In-NetworkSingle/FamilyDeductible$5,000/$10,000Maximum Out of Pocket$7,000/$14,000Coinsurance (After Ded)30%Office CopayPCP $40SPC $50Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $200Adv. Imaging - $150Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderOffice CopayPCP $40SPC $50Virtual $0Office CopayPCP $40SPC $50Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $200Adv. Imaging - $150+Ded.Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $200Adv. Imaging - $150+Ded.Prescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderPrescription Drugs$5/50/100$5/150/500 SP2.5x for Mail OrderKaiser Permanente Regional Plans DHMO 5000Deductible$5,000/$10,000Deductible$5,000/$10,000HOME

Kaiser Permanente Regional Plans DHMO 5000Northern California Southern California NorthwestIn-NetworkSingle/FamilyMaximum Out of Pocket$7,000/$14,000Coinsurance (After Ded)30%In-NetworkSingle/FamilyMaximum Out of Pocket$7,000/$14,000Coinsurance (After Ded)30%In-NetworkSingle/FamilyDeductible$5,000/$10,000Maximum Out of Pocket$7,000/$14,000Coinsurance (After Ded)30%Office CopayPCP $40SPC $50Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $40ER - $200+Ded.Adv. Imaging -$150+Ded.+30%Prescription Drugs$15/35SP: 30% up to $250up to 100 supply for MailOrderOffice CopayPCP $40SPC $50Virtual $0Office CopayPCP $40SPC $50Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $50ER - $200Adv. Imaging - $150Deductible$5,000/$10,000Deductible$5,000/$10,000Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $40ER - $200+Ded.Adv. Imaging -$150+Ded.+30%Prescription Drugs$15/35SP: 30% up to $250up to 100 supply for MailOrderPrescription Drugs$15/35/70SP: 30% up to $250up to 90 supply for MailOrderHOME

Kaiser Permanente Regional Plans DHMO 3000Colorado Georgia Mid-Atlantic StatesIn-NetworkSingle/FamilyMaximum Out of Pocket$6,000/$12,000Coinsurance (After Ded)30%In-NetworkSingle/FamilyMaximum Out of Pocket$6,000/$12,000Coinsurance (After Ded)30%In-NetworkSingle/FamilyDeductible$3,000/$6,000Maximum Out of Pocket$6,000/$12,000Coinsurance (After Ded)30%Office CopayPCP $30SPC $40Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $40ER - $200Adv. Imaging - $150Prescription Drugs$15/35/70SP: 30% up to $250up to 90 supply for MailOrderOffice CopayPCP $30SPC $40Virtual $0Office CopayPCP $30SPC $40Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $40ER - $200Adv. Imaging - $150+Ded.Deductible$3,000/$6,000Deductible$3,000/$6,000Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $40ER - $200Adv. Imaging - $150+Ded.Prescription Drugs$15/35/70SP: 30% up to $250up to 90 supply for MailOrderPrescription Drugs$15/35/70SP: 20% up to $150up to 90 supply for MailOrderHOME

Kaiser Permanente Regional Plans DHMO 3000Northern California Southern California NorthwestIn-NetworkSingle/FamilyMaximum Out of Pocket$6,000/$12,000Coinsurance (After Ded)30%In-NetworkSingle/FamilyMaximum Out of Pocket$6,000/$12,000Coinsurance (After Ded)30%In-NetworkSingle/FamilyDeductible$3,000/$6,000Maximum Out of Pocket$6,000/$12,000Coinsurance (After Ded)30%Office CopayPCP $30SPC $40Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER - $200+Ded.Adv. Imaging -$150+Ded.+30%Prescription Drugs$15/35SP: 30% up to $250up to 100 supply for MailOrderOffice CopayPCP $30SPC $40Virtual $0Office CopayPCP $30SPC $40Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $40ER - $200Adv. Imaging - $150Deductible$3,000/$6,000Deductible$3,000/$6,000Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER - $200+Ded.Adv. Imaging -$150+Ded.+30%Prescription Drugs$15/35SP: 30% up to $250up to 100 supply for MailOrderPrescription Drugs$15/35/70SP: 30% up to $250up to 90 supply for MailOrderHOME

Kaiser Permanente Regional Plans DHMO 3000WashingtonIn-NetworkSingle/FamilyDeductible$3,000/$6,000Maximum Deductible,CoInsurance & CoPays $6,000/$12,000Coinsurance (After Ded)30%Office Copay PCP $30SPC $40Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care-$30ER - $200+Ded.Adv. Imaging - $150+Ded.Prescription Drugs$15/35/70SP: 30% up to $250 up to 90 supply for MailOrderHOME

Kaiser Permanente Regional Plans DHMO 1500Colorado Georgia Mid-Atlantic StatesIn-NetworkSingle/FamilyMaximum Out of Pocket$4,000/$8,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyMaximum Out of Pocket$4,000/$8,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$1,500/$3,000Maximum Out of Pocket$4,000/$8,000Coinsurance (After Ded)20%Office CopayPCP $20SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER - $200Adv. Imaging - $100Prescription Drugs$10/30/60SP: 20% up to $250up to 90 supply for MailOrderOffice CopayPCP $20SPC $30Virtual $0Office CopayPCP $20SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER - $200Adv. Imaging - $100+Ded.Deductible$1,500/$3,000Deductible$1,500/$3,000Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER - $200Adv. Imaging - $100+Ded.Prescription Drugs$10/30/60SP: 20% up to $250up to 90 supply for MailOrderPrescription Drugs$10/30/60SP: 20% up to $150up to 90 supply for MailOrderHOME

Kaiser Permanente Regional Plans DHMO 1500Northern California Southern California NorthwestIn-NetworkSingle/FamilyMaximum Out of Pocket$4,000/$8,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyMaximum Out of Pocket$4,000/$8,000Coinsurance (After Ded)20%In-NetworkSingle/FamilyDeductible$1,500/$3,000Maximum Out of Pocket$4,000/$8,000Coinsurance (After Ded)20%Office CopayPCP $20SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $20ER - $200+Ded.Adv. Imaging -$100+Ded.+20%Prescription Drugs$10/30SP: 20% up to $250up to 100 supply for MailOrderOffice CopayPCP $20SPC $30Virtual $0Office CopayPCP $20SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER - $200Adv. Imaging - $100Deductible$1,500/$3,000Deductible$1,500/$3,000Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $20ER - $200+Ded.Adv. Imaging -$100+Ded.+20%Prescription Drugs$10/30SP: 20% up to $250up to 100 supply for MailOrderPrescription Drugs$10/30/60SP: 20% up to $250up to 90 supply for MailOrderHOME

Kaiser Permanente Regional Plans DHMO 1500WashingtonIn-NetworkSingle/FamilyDeductible$1,500/$3,000Maximum Deductible,CoInsurance & CoPays $4,000/$8,000Coinsurance (After Ded)20%Office Copay PCP $20SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care-$20ER - $200+Ded.Adv. Imaging - $100+Ded.Prescription Drugs$10/30/60SP: 20% up to $250 up to 90 supply for MailOrderHOME

Kaiser Permanente Regional Plans CA $30 HMONorthern California Southern CaliforniaIn-NetworkSingle/FamilyDeductibleN/AMaximum Out of Pocket$3,000/$6,000Coinsurance (After Ded) N/AIn-NetworkSingle/FamilyDeductibleN/AMaximum Out of Pocket$3,000/$6,000Coinsurance (After Ded) N/AOffice CopayPCP $30 SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER-$100Adv. Imaging - $50Prescription Drugs$15/35/35SP: 30% up to $150up to 100 supply for MailorderOffice CopayPCP $30SPC $30Virtual $0Urgent Care, Emergency Room, Major Diagnostic CopayUrgent Care- $30ER - $100Adv. Imaging - $50Prescription Drugs$15/35/35SP: 30% up to $150up to 100 supply for MailorderHOME

What is HealthAdvocate?High touch & hi-tech support.Coordinate care with providers.Research and arrange second opinions.Support & education for medical conditions.Find the right doctors and services.Billing, claims support - ensuring members understand their EOB statement &dispute any errors in provider billing.Healthcare decision support with navigating options for treatment and plansfor care.A powerful tool for your employees to easily navigate the complicated andfrustrating health care billing and treatment process.Takes the worry and pressure off your employees so they can focus on work.Who is Eligible?Participants enrolled in the OneDigital Resourcing Edge UnitedHealthcarepolicy.The UHC enrollee’s spouse, dependents, parents & in-laws.OneDigital Resourcing Edge offers this at NO COST to you or your employees. Your employees are supported well to ensure they get the care and advocacy theydeserve.OneDigital Resourcing Edge understands the power behind having someone inyour corner, the HealthAdvocate benefit is intended to be just that.HealthAdvocate provides your employees and their families with the resource ofa professional who will work directly with carriers on the members behalf.We make health care easier.Health Advocate & Advisory BenefitHOME

The Group Life & Accidental Death & Dismemberment (AD&D) insurance covers allactive full-time employees working 30 hours per week.All Plans Feature:Life insurance conversion Privilege AD&D education benefit Payable for up to four years in an amount equal to 2% of the insured employee’slife insurance, but not more than $2,500 a year.Seat Belt BenefitAdditional 50% of the Accidental Death Benefit up to $10,000.Repatriation of remains benefit24-hour AD&D$50,000 flat coverage amount$100,000 flat coverage amountEmployer-Paid Group Life InsurancePlan One01includedPlan Two02upgradePlan One is automatically included in the PEO agreement withOneDigital Resourcing Edge.Plan Two is a buy up option for companies that want toprovide a higher level benefit to their employees.Plan Three is a buy up option for companies that want toprovide the highest level of benefit to their employees.Plan Four is a buy up option for companies that want toprovide the highest level of benefit to their employees.2x Annual Salary, $600,000 maximum coverage1x Annual Salary, $300,000 maximum coveragePlan Three03upgradePlan Four04upgradeHOME

HSA contributionlimit (employer +employee)Self-only:$3,850Family: $7,750Self-only: $4,150Family: $8,300HSA catch-upcontributions (age 55 orolder)$1,000$1,000HDHP minimumdeductiblesSelf-only:$1,400Family: $2,800Self-only: $1,600Family: $3,200HDHP maximum out-of-pocket amounts(deductibles, co-payments and otheramounts, but not premiums)Self-only:$7,050Family:$14,100Self-only: $8,050Family: $16,100What are the Benefits of a Health Savings Account?HSAs are tax-advantaged accounts that help people save and pay for qualified medical expenses.Benefits Include:Contributions are pre-tax or tax deductible.Earnings are income tax-free.You can make income tax-free withdrawals for qualified medical expenses.You can carry over unused available funds from year to year.The HSA is yours to keep even if you change jobs, change health plans or retire.Who Qualifies for an HSA?To open an HSA, you must have a qualifying high-deductible health plan (HDHP) and meet otherIRS eligibility requirements, unless an exception applies.You cannot be covered by any other health plan that is not an HDHP.You cannot be currently enrolled in Medicare or TRICARE.You cannot be claimed as a dependent on another individual’s tax return.Health Savings Account (HSA)Employees can use HSAFunds for: To pay for qualified medical,dental, vision andprescription drug expenses,including certain over-the-counter drugs andmedications, as defined inIRS Publications 502 and969.As supplemental incomeafter age 65.Once anemployee is 65, they canwithdraw funds for anyreason without paying apenalty, but they will besubject to ordinary incometax. If they are under theage of 65 and use HSAfunds for nonqualifiedexpenses, they will need topay taxes on the money theywithdraw, as well as anadditional 20% penalty.2023-2024 IRS HSA Contribution Limits20232024Any remaining available balance automatically rolls over year afteryear and as the employee is the owner of the HSA, they maycontinue to maintain the account if they change employers. Thefunds are theirs to keep.HOME

What are the Benefits of a Flexible Spending Account?FSA is a smart way to save and pay for eligible health careexpenses. It’s smart because employees can set aside pre-tax dollars in their FSA. Whenever they need to pay out-of-pocket for eligible health care costs, they just use theirOptum Financial payment card.Lowering Employee Taxes:When employees contribute to an FSA, they are settingaside pre-tax dollars. They don’t have to pay federalincome taxes on the money they put into the account. Thismeans they may actually lower the amount of federalincome tax they pay.Employees can Access Funds ImmediatelyThe money employees choose to put into their FSA isavailable to them on the first day of their plan year. Theydon’t have to wait until their FSA balance grows to pay foreligible expenses. The “Use It or Lose It” Rule The “use it or lose it” rule means that employees will loseany money left in their account at the end of the plan year.So be sure to encourage employees to use all of their FSAfunds. But even if some funds are left in your account at the end of the plan year, they may stillcome out ahead because of the tax savings. It’s the Employee’s Choice. They Decide how Muchto Contribute. With an FSA, employees choose how much to contribute.We help them to plan ahead, by providing a sample list ofanticipated health care expenses for the coming yearduring the enrollment process.Maximum salary deferral contribution$3,050Employees may be able touse their FSA to pay for:Alcohol and drugaddiction inpatienttreatmentBreast reconstructionsurgery following amastectomy or cancer(Certain) over-thecounter drugs andmedicationsDental treatmentDiagnostic tests anddevicesDoctor’s visitsEye examsEyeglasses and contactlensesFertility enhancementsHearing aids andbatteriesPhysical therapyPrescriptionsSmoking cessationprogramsFlexible Spending Account (FSA)Flexible Spending Accounts Contribution Limits for 2023HOME

U.S.-based, board-certified physiciansdiagnose, treat, followup and keepemployees and theirfamilies happyText-based care is accessiblefrom anywhere your employeesare, whether they’re at home, at work or on the goOn-Demand, Text-Based Primary Care via Mobile DeviceAvailable to members 1 year andolder, nationwide, 24/7HIPAA compliant, private andsecureBuilding to scale for all lines ofbusinessIntegrated into your memberexperienceWith 98point6, you’ll enhance theemployee experience and enable newways for employees to receive quality.AI and machine learningoptimize the medicalencounter, enabling afundamental shift in themedical cost structureQualityAccessibilityAffordabilityVirtual Primary CareHOME

Here’s How It Works:Access Your CardStart by accessing your OneDigital Resourcing Edge inSourceRx Prescription SavingsCard. You can download the card via email or text, print the card or have it mailed toyou.Check Your SavingsEnter the name of the prescription you need to fill on our easy form. Having thename of the medication handy will assure you see all the options available to you.Find a PharmacySimply enter your city, state or zip to find pharmacies near you who honor – andrecommend – the inSourceRx Prescription Savings Card.Show Your Card and SAVEShow your card via text, saved email or printed card to your pharmacist when yousubmit your prescription to be filled. If you’ve had your prescription called in, showyour inSourceRx Prescription Savings Card when you pay for your prescription.It’s Important to Take the Medications You’ve been Prescribed. Costshould Never be the Reason You Don’t.That’s why OneDigital Resourcing Edge has partnered with inSourceRx. We’vemade it easy and convenient to access affordable medications at a pharmacy nearyou. Simply enter the medication you’ve been prescribed, and you’ll see howmuch it will cost at a variety of local pharmacies.When you access your inSourceRx Prescription Savings Card, you can use it tosave on all your medications, and you can access savings for pet meds too. Shareyour card with friends and family members. OneDigital Resourcing Edge offers thisCOMPLETELY FREE to all clients.inSourceRxHOME

Protecting a Portion of Your Employees IncomeEveryday illnesses or injuries can interfere with an employee’s ability towork. Serious illnesses or accidents can come out of nowhere. Even a fewweeks away from work can make it difficult to manage household costs.These things can interrupt an employee’s life, and their ability to work formonths – even years. Helping you to ensure that a portion of anemployee’s income is paid during these times so that they can focus ongetting better and worry less about paying their bills.Short-Term Disability (STD) and Long-Term Disability (LTD) offered byOneDigital Resourcing Edge and MetLife are valuable policies designed totemporarily (and in some rare cases, permanently) replace income forcovered individuals who are unable to work as a result of an illness, or a non-work-related accident.Coverage Type DescriptionProtects a portion of your income if you become partially or totally disabled for a long period of time. Monthly Benefit: 60% of monthly earnings to a maximum benefit of$10,000 per month.Definition of Disability:2-year regular occupationZero-day residualAccelerated elimination periodWork incentive benefit during the first 24 months of disabilitypaymentsElimination period: 90 or 180 days based on planBenefit duration: Social Security Normal Retirement Age (SSNRA)Social Security integration: primary and familyPre-Existing Condition Clause: 3/12Features: Minimum monthly benefits – greater of $100 or 10% of thegross disability payment, rehabilitation and return to work assistanceprograms, survivor benefit, family-care incentive, indexed pre-disabilityearnings, dependent care benefits, guaranteed insurability and 12-monthrehire provision.Employer Paid, Long-Term DisabilityLong-Term DisabilityEmployer PaidHOME

Protecting a Portion of Your Employees IncomeEveryday illnesses or injuries can interfere with an employee’s ability to work.Serious illnesses or accidents can come out of nowhere. Even a few weeksaway from work can make it difficult to manage household costs. Thesethings can interrupt an employee’s life, and their ability to work for months –even years. Helping you to ensure that a portion of an employee’s income ispaid during these times so that they can focus on getting better and worryless about paying their bills.Employers should consider the numerous benefits to offering STD and LTDcoverage to their employees. First it helps employers stay competitive inhiring, recruiting, and retention of valuable employees. Secondly, the cost ofthe benefit programs are tax deductible, and most importantly employerswho provide disability coverage experience far less fraudulent Workers’Compensation claims. Coverage Type DescriptionHomeProtects a portion of your income if you become partially ortotally disabled for a short period of timeWeekly Benefit: 60% of weekly earnings to a maximumbenefit of $2,308 per weekElimination period: injury – 14 days, sickness – 14 daysBenefit duration: up to 26 weeksPre-Existing Condition Clause: NoneAllows for 6 weeks maternity benefit for normal delivery; 8weeks for C-Section. First 2 weeks are elimination period.Elimination Period means the period of your disability duringwhich we do not pay benefits.Features: Rehabilitation and return to work assistanceprogram, family care incentive, guarantee insurability,maternity benefits, minimum weekly benefit of $20.Employer Paid, Short-Term DisabilityLong-Term DisabilityEmployer PaidHOME

WellVision ExamFocuses on your eyes and overallwellnessComprehensive exam of visual functions andprescription of corrective eyewear$10Every calendaryearPrescriptionGlasses$25See frame andlensesFrame$150 allowance for a wideselection of frames$150 allowance for featuredframe brands20% savings on the amountover your allowance$70 Costco® frame allowance$200 allowance for a wide selection offrames20% savings on the amount over yourallowance$95 Costco® frame allowanceIncluded inprescriptionglassesEvery othercalendar year(Silver Plan)Every othercalendar year(Gold Plan)LensesSingle vision, lined bifocal, andlined trifocal lensesPolycarbonate lenses fordependent childrenSingle vision, lined bifocal, lined trifocal,and lenticular lensesUltraviolet coating and Polycarbonatelenses for dependent childrenEvery calendaryearLens EnhancementStandard progressive lensesPremium progressive lensesCustom progressive lensesPolycarbonate single vision (adult)Polycarbonate multifocal (adult)Scratch-resistant coating (variable by type)Tints single vision (variable by type)Tints multifocal (variable by type)Anti-reflective coatingPhotochromicAverage savings of 20-25% on other lensenhancementsEvery calendaryearContacts (insteadof glasses)$130 allowance for contacts;copay does not applyContact lens exam (fitting andevaluation)$175 allowance for contacts; copay doesnot applyContact lens exam (fitting and evaluation)Up to $60Every calendaryearDiabetic EyecarePlusServices related to diabetic eyedisease, glaucoma and age-relatedmacular degeneration (AMD).Retinal screening for eligiblemembers with diabetes.Limitations and coordination withmedical coverage may apply. Askyour VSP doctor for details.Services related to diabetic eye disease,glaucoma and age-related maculardegeneration (AMD). Retinal screening foreligible members with diabetes. Limitationsand coordination with medical coverage mayapply. Ask your VSP doctor for details.$20As neededDual Rider OptionsTwo pairs of prescription eyeglasses.One pair eyeglasses + allowance towardcontact lenses.Double allowance toward contact lenses.CoverageTypesVision Silver PlanDescriptionVision Gold PlanDescriptionCopay Frequency$55$95 - $105$150 -$175$31$35$17 - $33$17 - $34$17 - $44$41 - $85$47 - $82Vision PlansHOME

HomeHomeType A - Prevenative100%100% MAC100%100% of R&CType B - Basic Restorative80%80% MAC80%80% of R&CType C - Major Restorative50%50% MAC50%50% of R&CType D - Orthodontia50%50%50%50%$1,500 Plan (Silver)$3,000 Plan (Gold)DeductibleIndividual / Family(per covered person per year)$50$50$50$50Whether you’re in need of routine cleanings, braces, or a filling, a soliddental plan makes it easier for you to help protect your family’s smile andyour budget.Dental PlansAnnual Maximum BenefitsPer Person$1,500$1,500$3,000$3,000Orthodontia LifetimeMaximum(for children only up to age 19)R&C = Reasonable & CustomaryMAC = Maximum AllowableCharge$1,000$1,000$1,500$1,500In-NetworkOut-of-NetworkIn-NetworkOut-of-NetworkHOME

In Today’s Market, The 401K Is No Longer An Optional Benefit. It’s An Essential Ingredient For Your Businesses’ Success.Attract & retain top talent, and create a happier, more stable workforce by offering youremployees a Slavic 401K plan. Happier employees stick with your business longer, ensuring youhave the depth for your business to continue to scale.401K Compliance & Testing Issues Can Cause Significant Problems For You, If Your Plan Is Not Administered Correctly. You Can Be Hit With Fines & Penalties That Can Cut Into The Bottom Line Of Any Business.OneDigital Resourcing Edge and Slavic401K have a proven track record of compliance that keepsyou free from unwelcome and unexpected 401K-related penalties.Our Plan Administration Fees Are Among The Lowest In The Industry, Allowing More Of Your Money To Stay Where It’s Needed; In Running And Growing Your Business.Weighing your options between your own independent 401K plan or participation in a Multiple Employer Plan (MEP)? Consider the $6,000 - $10,000 annual audit cost savings (an IRS requirement for businesses of 100+) afforded you by adopting an MEP plan sponsored by OneDigital Resourcing Edge. There is no individual audit requirement for your company inside an MEP. Also outsourcing the administration and Fiduciary responsibility to the MEP sponsor saves time and money.Future Proof Advantages for You.One of the biggest pain points for any business owner is surrendering your hard-earned moneyover in the form of taxes; which seem to be continually increasing.A Safe Harbor plan, in tandem with a profit-sharing arrangement, allows a business owner to putaway up to $53,000 in pre-tax 401K contributions. What’s more, those funds are exempt fromlitigation, ensuring a solid financial foundation for you and your family no matter what perilsbusiness ownership may throw your way.In many cases, a 401K that’s well-funded over the course of decades can end up having a higher valuation than your business itself when the time comes for you to hang up your hat. Retirement Services with Slavic 401KHOME

Client Company BenefitsAffordable retirement plan.Flexible plan features, including safe harbor and profit sharing.Customizable 401K plan design options, involving eligibility options, companymatch, vesting schedules, and more.Quarterly statements.Access to the Slavic plan and participant sites allowing you and your employees tomonitor and control your investments.About the PlanOneDigital Resourcing Edge offers a Retirement Savings Plan through Slavic401K.This is a Multiple Employer Plan sponsored by OneDigital Resourcing Edge, who willbe serving as the Plan Administrator.The Slavic investment lineup offers a variety of investment options for Participantselection.The investment lineup is monitored at the Plan level on a quarterly basis in order toprovide the highest quality.Participants have access to Index and Actively managed funds, Target-date funds,and online Investment Portfolio Management Services through the exclusiveSlavic401K tool; Bespoke.Let Us Handle the Administration for YouBy participating in the OneDigital Resourcing Edge 401K Plan, administrative tasks willbe managed for clients by OneDigital Resourcing Edge and its service providers. Thesetasks include:Employee eligibility trackingAnnual Non-discrimination testingDistributions, roll-ins and roll-outsAnnual reportingPlan complianceParticipant education/enrollmentEmployee loans and hardship distribution requestsEmployee Deferral changesEmployee Group Education MeetingsEmployer Contribution ManagementBespoke individual online investment management at no cost to participantsFiduciary Responsibilities and due DiligenceHomeRetirement Services with Slavic 401KHomeHomeHomeHOME

Financial Education for Your ParticipantsAs part of the 401K Plan services provided by OneDigital Resourcing Edge, each ClientAdopter will be assigned a Financial Educator. The team of Financial Educators consistsof licensed Independent Financial Advisors, who are available to provide assistance tothe Client Adopter.Your Financial Educator will:Provide group enrollment education for new Client Adopters coming into theRetirement Savings Plan.Conduct annual retirement-focused workshops, available to all eligible participants.Provide follow-up availability for your employee’s questions after the educationmeeting and while they are enrolling.Show your employees how to use the tools and technology available to manage andmaximize their retirement savings.Save Time and Money with OneDigital Resourcing Edge:Annual Employer Plan Fee $400A Focus on Technology is ParamountWe offer seamless integration into your payroll system and maintain a team of internaltechnology experts at the ready to keep things running smoothly 24x7. Our technology services include: Single sign on user loginMobile-friendly user interfacePayroll integrationSponsor & participant Email Express™Retirement Services with Slavic 401KHOME

Plan 401K FundsVangaurd Equity IncomeBlackRock LifePath Index 2025 KFidelity 500 Index FundBlackRock LifePath Index 2030 KVanguard Large Cap Growth AdmBlackRock LifePath Index 2040 KFidelity Mid Cap IndexBlackRock LifePath Index 2050 KVanguard Small Cap Value Index AdmBlackRock LifePath Index 2060 KFidelity Small Cap IndexBlacRock LifePath Index Retire KVanguard Explorer AdmBlackRock LifePath Index 2025 KiShares MSCI EAFE Equity IndexBlackRock LifePath Index 2035 KVanguard International Growth AdmBlackRock LifePath Index 2045 KAmerican Funds New Perspective R6BlackRock LifePath Index 2055 KGoldman Sachs Stable ValueBlackRock 20/80 Target Allocation Fund KFidelity US Bond IndexBlackRock Target Date 2065 KVanguard Core Bond AdmColumbia Balanced Inst3PGIM High Yield R6DFA Real Estate SecuritiesSlavic 401K Investment Plan LineupHOME

Everyone loves a great deal on a great product or service. Moreimportantly they talk to their friends and family about the deal theyreceived! Employees can now say “I got this great deal from work!”increasing employee retention and engagement for your company. Give Your Employees Access to MemberDealsGive you and your employees access to everything you need to work and playfrom any web capable device, including discounts on electronics, entertainment,health & wellness, groceries and more! Be sure to also check out our offering ofexclusive savings on travel and entertainment. Visit often, as new products anddiscounts are constantly being added!Rental CarsFood & WineGift CardsHealth & WellnessHotelsHome Insurance & ProtectionTheme ParksJewelryAttractionsKaiser FitnessMovie TicketsLoans & RefinancingEventsMeal PlanningLive ShowsOfficeSports PetsSki ResortsSubscriptionsStay-cations Travel Vision & OpticsApparel & Accessories AppliancesAutomotive Beauty & SkincareCell Phones Children & FamilyComputers & Tablets Crafts & HobbiesEducation Electronics EntertainmentWork From HomeStreaming ServicesAnd so much more…Employee Access to MemberDealsHOME

FinFit is a holistic financial wellness solution designed to enable an employeeto identify their financial goals, assess the specific areas where financialwellness assistance is needed, and provide tools and resources that allow theindividual to achieve financial freedom without any liability to employers!FinFit’s financial wellness programs support the key financial elements thatimpact an individual’s overall well-being: Spend, Save, Borrow and Plan. FinFitoffers a variety of educational resources, financial wellness programs, tools andsolutions to assist employees in meeting their financial goals and incentivizesparticipation through a member rewards program.Improving employees’ financial well-being will lead to healthier individualswhich in turn, benefits the entire organization by creating a workplace cultureof motivated, focused employees. Reduced absenteeism, decreased turnoverrates and increased employee satisfaction and morale are only a few of thebenefits financial wellness programs can bring to an organization.Personalized Financial AssessmentEducational Tools and ResourcesStudent Loan ServicesEarly Wage AccessAccess to Loans through Celtic Bank,Member FDICOne-On-One Financial CoachingBudget CalculatorsFinancial DashboardCoupon VaultFinFit IQ – Live TriviaEmployees Achieve Financial Freedom with FinFit ®HOME

With ZayZoon, your employees can access a portion of their paycheck before payday. ZayZoon advances the employee a portion of their earned wages from ZayZoon’s funds. The repayment of funds to ZayZoon occurs via a deduction on the next paycheck. The service is not a loan, employees pay a flat fee in order to access their earned wages before payday, without any employer liability!Improve Employee Wellness38% of employees say financial stress is a distraction for them at work. Reducing financialstress minimizes distraction, reduces absenteeism and improves employee wellness.Increase ProductivityBy allowing your employees to access part of their paycheck when they need, they gaincontrol over their finances between paydays. This can help them avoid costly alternativeslike overdraft fees and predatory loan products.Retain and Recruit25% of employees use our services. Employees are now asking if employers have WagesOn-Demand as part of onboarding. Put ZayZoon in your job postings.Reduce Employee Financial Stress38% of employees say financial stress distracts them at work. Do you have one of theseemployees? We can help.Instant 24/7/365 Access to Earned WagesIn 30 seconds, employees can signup and have funds in their account. Whether it’s 3pmor 3am!Inexpensive for EmployeesAccess increments of $200 (up to 50% of an employees earned wages) for a $5 flat fee toavoid overdraft fees, late bill payments or to cover a cash flow shortfall between paydays.Employees get paid when they need.Employees Avoid Costly Loans, Overdraft and Late Bill PaymentsGive your employees access to their wages in advance of payday. They work everyday,why can’t they get paid everyday?Give Employees Access to Earned Wage AdvancesHOME

Spending PowerAccess spending power for the things you need with no credit check.Manageable PaymentsAutomated fixed payments over 6 or 12 months.Thousands of Brand-Name ProductsFind the items you need to create a more comfortable and productivehome.Better ChoiceAlternative to loans, high-interest credit cards or rent-to-own.Give Your Employees Access to Purchasing PowerPurchasing Power is an exclusive employee purchasing program available toemployers partnered with OneDigital Resourcing Edge. In times when youremployees have difficulty paying with cash or credit is challenging, we’rehere for you with a program you can trust. Get what you need now, and payover time - right from employee paychecks.Now eligible employees with little to no credit can have the option ofgetting essential items for the home. Purchasing Power takes away the worryof going “without” and allows employees to focus on work!Pay Over-time, Right from Your PaycheckHOME

The Only Pet Benefits Package Covers Everything that Pets NeedSingle product to implement Easy enrollment; employees select a plan based on the number of petsthey want to coverSame low price for every employee From vet and pet product discounts to lost pet recovery service, TotalPet has something for every pet parentPetplus Pet Product Discount Plan:Receive members-only pricing (up to 50% off) on prescriptions,preventatives, food, toys, treats and morePet Assure Veterinary Discount Plan:Saves you 25% on in-house medical services at participating veterinariansWhiskerdocs 24/7 Pet Help Line:Access real-time support from veterinary experts, even when your vet’soffice is closedThe Pettag Lost Pet Recovery Service:Peace of mind to help your cats or dogs return home if they were to gomissingAccording to the North America Pet Health Insurance Association, around3.1 million pets were insured in the United States at the end of 2020, andpet insurance has increased at an average annual growth rate of 24.2%over the last five years and is one of the most requested benefits fromemployees.Total Pet Plan & Pet Benefit SolutionsHOME

How does Metlife Pet Insurance work?Now more than ever, pets are playing a significant role in our lives, and it isimportant to keep them safe and healthy. Help make sure your furry familymembers are protected against unplanned vet expenses for coveredaccidents or illnesses with MetLife Pet Insurance*.A small monthly payment can help you prepare for unexpected vetexpenses down the road.More than 6 in 10 pet owners said their pet has had an emergencymedical expense.24% of pet parents have credit card or personal loan debt to cover pethealth and vet costs.$11.75/month for one pet or $18.50/month for a family plan (2+ pets).accidental injurieship dysplasiaillnesseshereditary conditionsexam feescongenital conditionssurgerieschronic conditionsmedicationsalternative therapiesultrasoundsholistic carehospital staysX-rays and diagnostic testsand much more!*Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGencontain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage andexclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.MetLife Pet InsuranceHOME

Group Whole Life InsuranceLife is unpredictable. Let OneDigital Resourcing Edge and Allstate Benefitshelp your employees prepare for the unexpected with Group Whole LifeInsurance. Now employees can provide their family with financial peace ofmind for the future and the journey to get there. Not only do you getprotection for your lifetime, but you also build cash value as you go. Giveyourself and your loved ones a gift of love with Good Hands® protectionfrom Allstate Benefits.Meeting Your Employee’s NeedsEmployees choose a fully-guaranteed death benefit (premiums payableto age 95) to leave behind, or if they live to age 121, a lump-summaturity benefit is paid.Coverage for spouse and children available through separate certificateor rider.Premiums are affordable and conveniently payroll deducted.Coverage may be continued if you leave employment; refer to yourcertificate for details.With Allstate Benefits Group Whole Life, you can enjoy protection for thefuture while building peace of mind right now. Practical benefits foreveryday living.®With Group Whole Life Insurance from Allstate Benefits, your employees getsimplified and straightforward coverage. They decide how much coverageand who to cover.Your employees get guaranteed rates for the life of the policy and aguaranteed death benefit to be paid to their beneficiaries. As the policybuilds cash value, they can achieve key financial goals or borrow against itshould they need to.Employee Paid Whole Life InsuranceHOME

What is Identity Theft and are You at Risk?Identity theft is a crime in which someone accesses information to commit fraud, typically bygetting false credentials, opening new accounts in someone else’s name or using someone else’sexisting accounts. Identity theft is a serious crime in the United States. Over 12.6 billion dollarswere stolen from identity theft victims in 2019. You can take steps to help avoid having youridentity stolen. First, you’ll need to know how identity theft occurs and how to spot it.How Identity Theft HappensThere are a lot of ways identity theft can happen to you. Hackers may get your information from a data security breach or, you may unknowingly provide it on social media,during conversations others can hear or by leaving financial documents in unsafe places. Thatinformation may include:Social Security numberFull name, address and birth dateCredit card or bank account numbersCar insurance or medical insurance account numbersDetails that can tip off people to your account-recovery questions, such as your mother’smaiden name or your home townWith this information, criminals could impersonate you, max out your credit cards, rent anapartment, steal your frequent-flyer miles or act out a number of other bad-guy fantasies. Thievescan even access the Social Security number of a deceased person, commit fraud, and createproblems for the estate.2023 Enhancements:Employer paid option$5M protection insurance policy*Unlimited devices protected on Protection Plus PlanAutomated protection through Aura SystemStolen Funds ReimbursementWe’ll reimburse up to $5 million to replace stolen funds depending on your level of your plan.MetLife Identity Theft ProtectionHOME

Illness - Covered ConditionPaymentHeart Attack - first verified diagnosisInitial Benefit payment of $15,000 or 100%Kidney Failure - first verified diagnosis, twoyears laterInitial Benefit payment of $15,000 or 100%Heart Attack - second verified diagnosis,four years laterRecurrence Benefit payment of $15,000 or100%Critical Illness Insurance is coverage that can help safeguard your finances by providingyou with a lump-sum payment — one convenient payment all at once — when you oryour family may need it most. The extra cash can help you focus on getting back on track— without worrying about finding the money to cover some of your expenses.And best of all, the payment is made directly to you, and is made regardless of any otherinsurance you may have. It’s yours to spend however you like, including for your or yourfamily’s everyday living expenses.While recovering, Critical Illness Insurance is there to help make life a little easier.This example is for illustrative purpose only. The MetLife Group Policy and Certificate arethe governing documents with respect to all matters of insurance, including coverage forspecific illnesses. The specific facts of each claim must be evaluated in conjunction with theprovisions of the applicable Policy and Certificate to determine coverage in each individualcase.MetLife Critical Illness InsuranceHOME

Many people may not be financially prepared to handle extra costs like plandeductibles, co-pays for emergency room care, testing, supplies and out-of-network care. For a covered event, accident insurance provides you with abenefit payment paid directly to you — not to your doctors, hospitals orhealthcare providers.You can spend the funds on anything you need, such as those extra billswhen you may need additional support. It can also help pay for expensesyou may not think of, like childcare and transportation to your appointments.These costs can cut into your budget — and make it a challenge to manageyour everyday expenses.MetLife Accident InsuranceCovered EventBenefit AmountAmbulance (ground)$500Emergency Care$250Physician Follow-Up ($100 x 2)$200Medical Testing$200Concussion$250Broken Tooth (repaired by crown)$200Benefits Paid by MetLife GroupAccident Insurance$1,600Benefit amount is based on a sample MetLife plan design. Actual plan designand benefits may vary.HOME

Hospital Indemnity Insurance can help safeguard your finances by providing you with alump-sum benefit payment — one benefit payment all at once — when you or your familymay need it most. A flat amount is usually paid for a hospital admission* and a per-dayamount for your entire hospital stay**.And best of all, the payment is made directly to you regardless of any other insuranceyou may have. It’s yours to spend however you like, including for your or your family’severyday living expenses. Whatever you need while recovering from a hospital stay,Hospital Indemnity Insurance is there to help make life a little easier.Benefit Payment Example:The example below assumes Susan sought treatment at a group policyholder-designatedfacility and is therefore eligible for additional payment under the Benefit SupplementRider.Susan has chest pains at home, and after contacting her doctor, she is instructed to headto her local hospital. Upon arrival, the doctor examines Susan and advises that sherequires immediate admission to the Intensive Care Unit for further evaluation andtreatment. After two days in the Intensive Care Unit, Susan moves to a standard roomand spends two additional days recovering in the hospital. Susan was released to herprimary care physician for follow-up treatment and observation. Her primary doctor isnow keeping a close watch over Susan’s overall health. Depending on her healthinsurance, Susan’s out-of-pocket costs could run into hundreds of dollars to coverexpenses like insurance co-payments and deductibles. MetLife Group Hospital IndemnityInsurance payments can help cover these unexpected costs or in any other way Susansees fit.*The Admission Benefit is not payable for Emergency Room treatment or outpatient treatment. The payment of the admissionbenefit requires a Confinement. Hospital Confinement requires the assignment to a bed as a resident inpatient in a Hospital(including an Intensive Care Unit of a Hospital) on the advice of a Physician or confinement in an observation area within a Hospitalfor a period of no less than 20 continuous hours on the advice of a Physician. Please consult your Certificate for details.**When plan includes an Admission Benefit, the Confinement begins on Day 2.MetLife Hospital Indemnity InsuranceHomeHomeHomeHomeCovered EventBenefit AmountRegular Hospital Admission (1x)$1,000ICU Supplemental Admission (1x)$1,000Regular Hospital Confinement (3 total days)$600ICU Supplemental Confinement (1 day)$200Benefits paid by MetLife Group HospitalIndemnity Insurance$2,800HOME

As a OneDigital Resourcing Edge client, your employees cancompare auto, home and renters insurance with special discountsand savings from top insurance companies. Plus, your employeescan tailor their coverage to their needs and continue the coverage,even if they leave the company for any reason. Program Benefits and Features Include: Employee discounts24/7 claim reportingNew car replacementMulti-policy discountsAutomatic payment discountsHome, Auto & Renters InsuranceHOME

Quality legal assistance can be pricey. And it can be hard to know how to find anattorney you trust. With OneDigital Resourcing Edge / Hyatt Legal powered byMetLife, you can have a team of top attorneys ready to help you take care oflife’s planned and unplanned legal events.During your lifetime, you may need legal help more often than you think. Getting married,buying or selling a home, starting a family, dealing with identity theft, sending your kids off tocollege or caring for aging parents are just some scenarios where our experienced attorneyscan provide expert legal advice. With the legal plan, you can get access to legal help for allof these issues and more, all for a monthly fee.Getting started is easy. You simply choose an attorney from our network, which is availableonline or by calling our Client Service Center. You can also choose an attorney outside of ournetwork and be reimbursed according to a set fee reimbursement schedule. We will thengive you an assigned case number to share with your attorney when you make anappointment. It’s that simple.You can speak to our network attorneys face to face or by phone, or you can submitquestions online to our Law Firm E-Panel® — whatever works best for you. And for certainlegal matters, your attorney can represent you in court without you having to make anappearance.Our network attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan — giving you peace of mind that you’ve got an expert on your side, for as long as you need them.Services Include:Office Consultation and Telephone AdviceAdministrative Hearing RepresentationConsumer Protection MattersCivil Litigation DefensePersonal Property ProtectionIncompetency DefenseSmall Claims AssistanceAffidavitsDebt Collection DefenseFor 2023-2024 Legal Service Plans now extend to the employee’s Parents, Grand Parents,and In-Laws!Employee Legal Service PlansDeedsIdentity Management ServicesDemand LettersIdentity Theft DefenseDocument ReviewPersonal Bankruptcy or Wage Earner PlanMortgagesTax Auditsand more!HOME

Execute the Client Services Agreement (CSA)Once the CSA is signed, our team rolls into action. We clearly set expectations anddeliverables based on agreed upon timelines. We will begin assigning experts to youraccount based on the services and options you have chosen to implement.Gathering Required Conversion DataOur team will work with your group to take any existing data and move/convert it to oureasy to use technology. During this process we will determine your initial payroll dateand provide an on-boarding schedule that causes the least disruption to your work flow.Onboarding ProcessYou will be introduced to our teams of specialists that work to integrate employees andintroduce the exciting new options available to them. Here you will meet your point ofcontact and begin to enjoy the award winning support OneDigital Resourcing Edgeprovides.Review Employee DocumentationWe verify and follow up on collecting the appropriate legal employee documentation andload it into our payroll system for our first quality control test and trial run.Run Trial PayrollWe run a trial payroll and review/adjust for accuracy and system training to ensureeverything is running smoothly. Once all quality parameters are met, we begin runningactual payrolls regularly, accurately, and on time. Employees have the ability to reviewpaystubs digitally and receive payments via direct deposit or paycards.Periodic ReviewsOur quality assurance doesn’t stop at just one payroll. We monitor each account foraccuracy, customer satisfaction, and communicate the latest in state and federal legislation that could impact your business with monthly communications, newsletters,satisfaction polls and direct calls to ensure your business is benefiting from partneringwith OneDigital Resourcing Edge.Next Steps & ImplementationHOME

EMPOWERING YOUR BUSINESS TO FOCUS ON SUCCESS.O N E D I G I T A L | R E S O U R C I N G E D G EHOME