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Cyber attacks set to become 'uninsurable', says Zurich chief(Smith,I. The Financial Times Limited December 26, 2022) 2

3EMERGING RISKSBad events may have a low probability, but can have disastrous outcomes.

► With a Preservation policy, companies pay tax- deductible premiums to themselves vs. a 3rd party. ► Premiums not paid in claims (reserves) are retained by members in their own bank account. ► Reserves can be used for most corporate purposes.1PRESERVATION OVERVIEWSpecialized coverages are available1 subject to Dept. of Insurance Approval4

5BUSINESS BENEFITS2 via a specialized insurance programPremiums you pay to yourself are tax deductible expenses.2You have access to your reserves.You retain the pre-tax premiums as reserves.

Cyber Attacks, Intrusion, MalwareDisease-Mitigation Government Mandates, PandemicsSupply Chain Interruptions, Port Strikes, ShortagesDeductible Reimbursement"Make Whole" Replacement CostBank FailureFederal, State Regulatory ActionsClimate-Related Regulatory ActionsDiversity, Equity, Inclusion, Social JusticeFacilitating Transactions Alleged HarmfulPollution Allegations, Remediation CostsSocial Media, Reputation RiskCryptocurrency ExchangeVandalism and Public DisorderWarrantiesFraud, TheftWorkplace Violence, IntimidationDeparture/Loss of Key Employee(s)Violation of Non-compete or Non-disclosure AgreementLabor Actions, Staffing ShortagesErrors and OmissionsUtility InterruptionsRegulatory AuditsIntellectual Property InfringementPermits, LicensesProfessional Opinions Labeled “Disinformation”Lender Refusal to Renew Existing Credit LineActs of Foreign GovernmentsTransit DelaysLoss of Key Customer(s)Loss of Key or Anchor Tenant(s)Tortious Contract InterferencePRESERVATION EMERGING RISKS6

7"MAKE WHOLE" PROVISION Primary commercial insurance likely won't reimburse the total cost to replace a damaged asset.Cover the gap between the cost of a replacement asset and commercial insurance reimbursement.Cover the costs of additional equipment needed during a loss.File a claim and get back in business almost immediately.more than

a) insulate operating cash flow from adverse events b) protect business valuationsADVANTAGES OF PRE-TAX RESERVES8

9HOW TO USE YOUR PRE-TAX RESERVESClaimsLoansInvestmentsQualified Dividends

WHAT PRESERVATION DOESRegulatory ComplianceTax Filings, ReportingStructuringClaims ProcessingClient WithdrawalsConsultingOUR TRACK RECORD14 years of captive ownershipOver 10 years of captive management including regulatory, compliance, and tax mattersPolicy customization10

11Claims ProcessingClient WithdrawalsConsultingPRESERVATION SERVICESLower TaxesHigher Cash Flow Cash ReservesRisk ReductionProtect Your Business Ensure Your Future

CONTACT USJoey Costaphone: (706) 224-7610email: joey@costainc.comPreservation Services, LLCCopyright © 2023 Preservation Services, LLCAll rights reserved. No part of this publication may be reproduced without express written permission.Nothing in this booklet should be construed to represent tax advice. Consult your own tax professional.1042312