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Michigan Seniors Guide • Fall 2023

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PPRROOUUDDLLYY SSEERRVVIINNGG SSEENNIIOORRSS AANNDD TTHHEEIIRR FFAAMMIILLIIEESS IINN SSEE MMIICCHHIIGGAANN •• FFAALLLL 22002233 •• VVOOLL.. 33 NNOO.. 22MICHIGANseniors guideseniors guideMICHIGANSENIORSGUIDE.COM

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2 Michigan Seniors Guide • Fall 2023CALL TODAYEric Zawicki(248) 850-4000LICENSED INSURANCE AGENTGot This Card?Want More Benefi ts?HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Service and product availability varies. Sales agents may be compensated based on enrollment. No obligation to enroll. 47027-HM-1022. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.920 E Long Lake RdSuite 100ATroy, MI 48085ezawicki@healthmarkets.comRochester Rd920 E Long Lake Rd

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Michigan Seniors Guide • Fall 2023 3MACOMB COUNTY PROSECUTORPaid for by Lucido for a Brighter Michigan, 6303 26 Mile Road, Suite 203, Washington Township, MI 48094Go Bles Ou Seniors “As you are the greatest generation that ever lived!”

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4 Michigan Seniors Guide • Fall 2023Welcome to the Fall 2023 Michigan Seniors GuidePUBLISHER Mark Nicholson Mark@GazetteMediaGroup.com CREATIVE DIRECTOR AJ White AJ@GazetteMediaGroup.com STAFF WRITER Brian Christopher TO SUBMIT EDITORIAL: News@GazetteMediaGroup.com FOR DISPLAY ADVERTISING OPPORTUNITIES CONTACT: SALES REPRESENTATIVE Cheryl Demanski Cheryl@GazetteMediaGroup.com 248-524-4868 ext. 312Contact Us:Gazette Media Group reserves the right to revise, classify, or reject in whole or in part, any advertisement in this publication. Errors / Corrections: We are committed to correcting errors that appear in our publications. Those interested in contacting us for that purpose can email: News@GazetteMediaGroup.com. Please note, Gazette Media Group is not responsible for errors in advertising. FEATURINGSenior Housing Guide by County Macomb.................................41, 42 Oakland .................................43, 44, 45 Wayne ....................................46, 47, 48seniors guideseniors guideMICHIGANTraveling by RV in Your Golden YearsPages 12 & 13Your List ............................................................................6 & 7 Adjusting Your Investments...............................................16 Encore Careers.................................................................30 Senior Discounts ...............................................................50 Pages 18 & 19Gray Divorce248-524-4868 6966 Crooks Road Suite 24 Troy, MI 48098 MichiganSeniorsGuide.com The Spring Michigan Seniors Guide Arrives March 1stMichigan-Seniors-GuidePages 21-23Medicare GuidePages 26 & 27Veterans Resources by County

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Michigan Seniors Guide • Fall 2023 5Y0040_GHHHXDHEN23_AD_MTurning 65 or new to Medicare?Trust a licensed sales agent to help you navigateMedicareHumana is a Medicare Advantage HMO, PPO and PFFS organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender, gender identity, ancestry, ethnicity, marital status, religion or language. English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-877-320-1235 (TTY: 711). Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-320-1235 (TTY: 711). 籗넓⚥俒(Chinese): 岤䠑㥶卓䝡⢪欽籗넓⚥俒䝡〳⟃⯝顥栽䖤铃鎊䴂⸔剪⹡锞荞ꨶ 1-877-320-1235 聃ꥻ㼠箁We’ll discuss your needs and find a Medicare Advantage planforyouIf you’re new to Medicare, I can help you make sense of it. Or maybe you have Original Medicare and want more—say, a prescription drug plan (PDP). A Humana Medicare Advantage plan has everything Original Medicare has, and usually extra benefits you might not get with Parts A and B.Whatever your questions about Medicare, I can help.Call a licensed Humana sales agentDanielle Cichocki586-879-9758(TTY:711)Monday – Friday, 8a.m. – 5p.m. dcichocki@humana.com Humana.com/dcichockiA more human way to healthcare™

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6 Michigan Seniors Guide • Fall 2023YOUR LIST • To Do • To Learn • To Go • To Eat Her Name Is Barbra Barbra Streisand is by any account a living legend, a woman who in a career spanning six decades has excelled in every area of entertainment. She is among the handful of EGOT winners (Emmy, Grammy, Oscar, and Tony) and has one of the greatest and most recognizable voices in the history of popular music. She has been nominated for a Grammy 46 times, and with Yentl she became the first woman to write, produce, direct, and star in a major motion picture. In My Name Is Barbra, she tells her own story about her life and extraordinary career, from growing up in Brooklyn to her first star-making appearances in New York nightclubs to her breakout performance in Funny Girl (musical and film) to the long string of successes in every medium in the years that followed. The book is, like Barbra herself, frank, funny, opinionated, and charming. Available November 7th in bookstores and online.Visit Grand Rapids for ArtPrize Did you know that the world’s most attended public art event takes place every fall in Grand Rapids, Michigan? Since its inception in 2009, millions of people have visited ArtPrize to see thousands of artworks displayed all over downtown. Grand Rapids is making a great thing even better in 2023, as new Executive Director Catlin Whitington, former director of the famed SWSW (South by Southwest) festival in Austin, is overseeing a complete revamp of ArtPrize. Whitington says ArtPrize 2023 will honor its legacy while ushering in a new era for the event. Visitors can still count on seeing 1,000 or so works of art from international artists displayed all over downtown Grand Rapids, but there will also be a fresh energy, new collaborations and a full slate of cultural experiences to enjoy. One change from last year is a return to significant prize money, with more than $600,000 being awarded to artists. ArtPrize is held September 14 - October 1 in downtown Grand Rapids. For details visit: www.ArtPrize.org Mrs. Doubtfire in Detroit Everyone’s favorite Scottish nanny is headed to Detroit in an internationally acclaimed new hit musical. Based on the beloved film and directed by four-time Tony Award winner Jerry Zaks, Mrs. Doubtfire tells the hysterical and heartfelt story of an out-of-work actor who will do anything for his kids. The result is a hilarious and heartwarming tale of family, love, and the lengths we'll go for those we care about. Audiences and critics alike are raving about the show, calling it "wonderful and laugh-out-loud funny." November 14 - 26 at the Fisher Theatre • Tickets are available online at www.BroadwayInDetroit.com Let's Meet The Golden Bachelor Gerry Turner, a 71-year-old from Indiana, will lead the senior reality dating series The Golden Bachelor, a spinoff of ABC’s long-running hit franchise The Bachelor. On this all-new unscripted series, one hopeless romantic is given a second chance at love in the search for a partner with whom to share the sunset years of life. The women arriving at the mansion have a lifetime of experience, living through love, loss and laughter, hoping for a spark that ignites a future full of endless possibilities. A retired restaurateur, was married 43 years to his high school sweetheart, Toni, who suddenly fell ill and died in 2017. He is the father to two daughters and grandfather to two granddaughters. ABC describes him as a “charming 71-year-old patriarch.” The Golden Bachelor will air Mondays at 10pm this fall on WXYZ-TV (ABC). You can also watch episodes on Hulu the day following their premieres.

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Michigan Seniors Guide • Fall 2023 7• To Read • To Watch • To Explore • To Enjoy • To ShareSenior Expo USA - It’s All Free! Be sure to attend one of the many Senior Expo USA events that will be held in metro Detroit. It’s your chance to connect with dozens of local organizations dedicated to helping seniors and their families. You can meet with experts regarding Medicare Coverage, Assisted Living, Mobility Solutions, Independent Living, Veterans Benefits, Audiology, Senior Travel, Health Insurance, Home Care, Medical Equipment, Hospice Care, Financial Planning, Legal Assistance, Aging In Place Home Improvements, Eye Care, Physical Therapy and much more. Plus, you can enjoy complimentary refreshments, free health screenings and hourly prize drawings. To find a senior expo near you, go to www.SeniorExpoUSA.com Go Back In Time Explore the original Model T factory at the Ford Piquette Avenue Plant for an experience that takes you back in time. As the world’s oldest auto plant open to the public, this site offers a truly unique glimpse into automotive history. Preserved almost exactly as it was during Henry Ford's era, you can walk the worn wood floors and touch the brick walls where Henry Ford and his team of automotive pioneers developed the car that led to an automotive and social revolution. See Henry Ford's office as it was in 1908 when he was on the cusp of fame. And learn why it still matters today. Plus, see a selection of rare Detroit-built cars from the first decade of the 20th century and learn their fates. For location, hours and admission details, visit: www.FordPiquettePlant.org Mother May Know Best But, Grandma Knows More When 27-year-old New Yorker Kim Murstein moved to Palm Beach, Florida, to live with her beloved "Grandma Gail" during the pandemic three years ago, she didn't put her dating life on hold. In fact, she continued dating just as she did back in the bustling Big Apple, giving 80-year old Gail a front-row seat to her granddaughter's dating adventures. This situation inspired them to launch “ Excuse My Grandma” a weekly podcast which allows them to share their experiences and wisdom with the world. Every Thursday, their podcast episodes cover a range of dating topics that resonate with listeners of all ages. But the podcast is not just about dating; it's a lively mix of fun and informative segments. New episodes of “Excuse My Grandma” are available every Thursday on Apple and Spotify. Do Good And Feel Good Volunteering is a wonderful way to make a positive impact on others and your community while also benefiting your own well-being. If you're eager to start volunteering but unsure about where to begin, VolunteerMatch.com is an excellent resource to explore. This online platform will connect you with nonprofit organizations and causes that match your interests and skills. Whether you're passionate about environmental conservation, supporting underserved communities, or helping animals, VolunteerMatch streamlines the process of finding volunteer opportunities, making it easy for you to make a difference in the causes you care about. To start your volunteering journey, simply visit www.VolunteerMatch.com and create a profile to match your preferences with suitable opportunities.

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8 Michigan Seniors Guide • Fall 2023Disability Network Eastern Michigan (DNEM) is expanding its popular Recreation, Education, & Community Inclusion Team (REC-IT) programs to include additional adaptive sports programs to the community. DNEM’s REC-IT began several years ago as a small program focusing on inclusive arts, crafts and cooking classes. In 2022, DNEM hired Carrie Gerdeman, a Certified Therapeutic Recreation Specialist (CTRS) to expand the program. Since then, the REC-IT program has grown to provide Adaptive Sports, Wellness Programs, and Therapeutic Exercises. At their first Adaptive Kayaking event in June 2022, DNEM welcomed 17 participants onto the water with the help of assistive technology and trained volunteers. By the end of the summer, the organization was able to assist 112 kayakers enjoy the independent activity. Gerdeman anticipates increased participation in the organization’s adaptive recreation offerings thanks to outreach efforts, collaborations with community partners, and education about disabilities. With the increased aging population each year, DNEM has increased the number of older adults served and foresees this number increasing even more in the coming years. DNEM’s REC-IT programming is expanding in 2023 so more adults aging with disabilities can participate in a greater variety of adaptive recreational activities. They plan to grow into a thriving therapeutic recreation community and program expansion plans are the result of input, requests, and survey results of the communities they serve. This year, Disability Network Eastern Michigan will add Adaptive Golfing and Cycling to the list of inclusive recreation activities. “With our programs we want to showcase diversity and promote inclusion. We want to provide the opportunity for all individuals to stretch their limits in a run, face their fears in a kayak, or snag the "big one" on Lake St. Clair. We want individuals to open their hearts and find their passions through music, dance, art and adaptive recreation” said Kelly Winn, DNEM's Chief Executive Officer. Persons with disabilities often face physical and societal barriers to recreation participation. 5K walks in the community are generally not accessible for all. Water sports, fishing, and golf events usually do not include adaptable equipment for people with disabilities. Education on how to make events inclusive and accessible is lacking. Change is needed and DNEM is committed to breaking down the recreation barriers that exist for people with disabilities. Whether someone wants to try cooking, painting, kayaking, hand cycling, fishing, or hunting, DNEM wants to bring awareness to how community events can be a richer and more transformative experience when all are included. One in five (20%) people in Michigan have a disability. This number is increasing as the population ages. The number of older adults with disabilities will continue to grow as well. “We see the participation numbers grow and continue to grow rapidly” notes Carrie Gerdeman, DNEM Recreation & Health Services Director. “Due to their physical disability and age, many of our consumers initially believe they are unable to participate in sports, outdoor recreation, and many more day-to-day activities” said Gerdeman. “Through REC-IT, this belief is challenged by learning ways to adapt activities and make them accessible.” Disability Network Eastern Michigan (DNEM) is committed to promoting inclusion for all by breaking down barriers and opening paths towards independence and personal choice through resources, advocacy, information, support, and education. DNEM provides programming and resources to residents of Huron, Lapeer, Macomb, Oakland, St. Clair, Sanilac and Tuscola counties. Please visit www.DNEMichigan.org or call 586-268-4160 to learn more about the many programs and services offered to people of all ages with disabilities. Disability Network Eastern Michigan Offers Adaptive Recreation Programs for People of All Ages with Disabilities as well as Their Families

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Michigan Seniors Guide • Fall 2023 9LIVINGrethink900 Cook Rd., Grosse Pointe Woods, MI 48236TheRiversGrossePointe.comWe’ve Got This.Assisted Living is more comprehensive than Independent Living or Home Health Care.It places a greater emphasis on compassion and genuine concern for the individual. It’s what gives every one of our residents a true sense of purpose and accomplishment.Advantages include: • Personalized Care Plans • 24/7 Onsite Care with Visiting Doctors • All-Inclusive Pricing• Daily Community Activities• Continuing Care Retirement Community(CCRC)• Licensed by the State of MichiganWe’re The Rivers. Let’s talk. 313.885.5005

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10 Michigan Seniors Guide • Fall 2023 liMat reviRl lr .abbeypark.com 248-437-65wwwwyon - across from Coyote Golf CoLLocated just outside South Abbey Lane - New Hudson, M28413Independent Senior Livin 550ourseMIng- MusicWE LIKE WHAT WE LIKED A New York Times analysis of Spotify data has found that the songs we listen to during our teen years set our musical taste as adults. According to the study for men, the most important period for forming musical taste is between the ages of 13 to 16. Men were, on average, aged 14 when their favorite song was released. For women, the most important period is between 11 and 14, with 13 being the most likely age for when their favorite song came out. It also found that childhood influences were stronger for women than men and the key years for shaping taste were tied to the end of puberty. Baby boomers (adults born between 1946 and 1964) see if you agree. Here is a list of the #1 Pop Singles in the USA according to Billboard’s Year End Charts released between 1962 and 1980. Were these some of your favorite songs as a teenager? Today you are… You were 16 in… The #1 Pop Single Was… 77 years old 1962 Stranger on the Shore / Mr. Acker Bilk 76 1963 Surfin U.S.A. / The Beach Boys 75 1964 I Want to Hold Your Hand / The Beatles 74 1965 Wooly Bully / Sam The Sham... 73 1966 California Dreamin / Mamas and the Papas 72 1967 To Sir with Love / Lulu 71 1968 Hey Jude / The Beatles 70 1969 Sugar. Sugar / The Archies 69 1970 Bridge Over Troubled Water / Simon & Garfunkel 68 1971 Joy to the World / Three Dog Night 67 1972 First Time Ever I Saw Your Love / Roberta Flack 66 1973 Tie A Yellow Ribbon… / Tony Orlanda & Dawn 65 1974 The Way We Were / Barbara Streisand 64 1975 Love Will Keep Us Together / Captain & Tennille 63 1976 Silly Love Songs / Wings 62 1977 Tonight’s the Night / Rod Stewart 61 1978 Shadow Dancing / Andy Gibb 60 1979 My Sharona / The Knack 59 1980 Call Me / Blondie

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Michigan Seniors Guide • Fall 2023 11DURING YOUR FAMILIES TOUGHEST TIMES, CALL OURS ANYTIME.McLaren Health Management Group provides home health care, palliative care, and hospice across Michigan. Find the care that’s right for you or your loved one. Home Care:Whether you’re transitioning from the hospital to home or recovering from illness, surgery or injury, home care with McLaren helps you get better, regain your independence, and remain safe in your own home.Palliative Care:Palliative care is focused on providing relief from the symptoms and stress for individuals with serious illness and chronic disease. The palliative care philosophy focuses on providing health care to the patient at home and reducing time spent traveling to multiple physician offices. Hospice:Hospice is a distinct style of medical care, delivered by uniquely trained and exceptional individuals. Focused on treating the whole person, hospice provides medical care and emotional support for people facing the end of life. To refer yourself or a loved one, call (866) 323-5974, scan the code to the right on your mobile device, or visitwww.mclaren.org/healthmanagement.

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12 Michigan Seniors Guide • Fall 2023by Brian Christopher Retirement living doesn’t have to mean winding down, staying put and putting up with yet another Michigan winter. It can be about freedom, exploration and doing what you want on your own time in the sun. Hitting the road in a recreational vehicle offers all that and more for some. “Whether you’re retiring soon or already living your best life, most RVers agree that it’s an amazing lifestyle,” said Shawn Verbruggen, internal communications specialist with General RV Center. “You can make that lifestyle as social as you like or be as quiet as you like. If you love to see new places and seek out adventure, this could be the right choice for you.” People put a lot of thought into their retirement “nest egg,” but what about the actual nest? For migrating “snowbirds,” having an RV means your nest goes with you, wherever you choose to take it. And when you get there, you’ll choose how you want to spend your time. “If you’re an outdoorsy person, then the RVing lifestyle is perfect for you,” Verbruggen said. “You’ll be able to explore new places and enjoy all the hiking, biking, swimming and wildlife watching you want. These activities are also affordable, making them perfect for those managing a retirement budget. Since most RV parks and campgrounds are located in state parks, forests, deserts, beaches and other natural areas, many prefer the RV lifestyle for the opportunity to relax and slow down. Additionally, RVing is one of the most economical ways to travel, and thousands are able to enjoy RV living while keeping their finances in check. Comparisons have shown that travelers can save up to 75% in vacation costs when RVing versus flying to a destination. “Retiring in an RV also provides a tremendous amount of freedom when traveling,” Verbruggen added. “Whether you want to embrace full-time traveling or travel seasonally with the weather, an RV makes it so you can take your home and possessions with you wherever you choose to park. In fact, many people who discover living in an RV full time after retirement never go back to the brick-and-mortar concept.” According to the RV Industry Association, 11.2 million U.S. households now own an RV. A fact sheet prepared by the association attributes the upswing in RV ownership over the last 10 years to both young people and families wishing to live an active outdoor lifestyle, and Baby Boomers entering retirement. “The number of snowbirds who migrate to the warmer states of the U.S. every winter ranges from about 2 million to 6 million,” Verbruggen said. “Some may rent apartments or condos, but the vast majority head for warmer climates in an RV. The RV snowbird lifestyle varies greatly depending on the ultimate destination.” The coastal southeast — South Carolina, Florida, Alabama, Mississippi and Texas — and the desert southwest are popular destinations. Once they get there, many snowbirds reunite year after year with longtime friends who return to the same favorite spots. Verbruggen offered a few tips for those looking to set up their RV dream in retirement. The first is to plan ahead. That starts with reservations well in advance. “The influx in interest means campgrounds are filling up faster, RVs Make Great Nests for Migrating ‘Snowbirds’“Whether you’re retiring soon or already living your best life, most RVers agree that it’s an amazing lifestyle,”

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Michigan Seniors Guide • Fall 2023 13“THE TRIP NONNA INSPIREDA FUTURE AUTHOR”nonna, shelby & amandalake louisa state park – lake county, flWherever you go, General RV is here for you with new and used RVs, accessories, parts, and service. And always great savings. So go on and get out there. Do things to inspire the younger people in your life. It’s amazing what can happen when you share what you love – playing a sport, being active outdoors, even reading some favorite books with your grandchildren. Yes, it can all happen while you’re camping.Start your story today at one of our Supercenters or at GeneralRV.com.making camping reservations a must-have in this day and age,” Verbruggen said. He added, “Whether planning to RV for a season or full time, you will need to make your RV resort reservations early — probably a year in advance. You’ll also want to make sure you start your journey with the right RV. “There are also more RV manufacturers creating new models and floor plans every day. With countless options and customizations available, there’s an RV on the market today that will fit any lifestyle or budget,” Verbruggen said. Finally, thoroughly prepare for the journey, and make sure the road you wish to travel is open and hassle-free. “If you already own an RV, have it fully inspected and any needed repairs made before the trip to ensure it’s ready for the road,” Verbruggen said. “After getting your RV checked over, make sure you hold or forward your mail. Also, suspend any other delivery subscriptions, such as newspapers. This is to make your permanent home less vulnerable and attractive to thieves. “Be sure to plan your route ahead of time to avoid any road closures or lengthy construction delays. Consider keeping your driving trips short, 5-6 hours or less, and avoid driving after dark,” Verbruggen said. General RV Center is located at 8665 Dixie Highway in Clarkston, and at 24583 North River Road in Mount Clemens. For more information about RV sales and service, call 888-436-7578 or visit generalrv.com.

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14 Michigan Seniors Guide • Fall 2023 !"#$!"#$% % Painful/Arthritic JointsFracture Care• Joint Pain Injections• PRP Injections• • • Hip & Knee Replacement• Shoulder & Knee Arthroscopy• Partial Knee Replacement• Minimally Invasive Treatment Options !"#&''!(()*+,-./,--012/)$%&'%()*+' ! "!" #$%

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Michigan Seniors Guide • Fall 2023 15                    spIndepIndependence, as wwee as it gets when it co                    should nevhldpevveer diminish with agpendencercan all agreee, is about as saeromes to univverssal human righ                    ge.eTART handlesr extensiveeeping withHFWV DQs should serveuse SMARTat makesre certainlyacrreedhts.                    It ranks right up there with freedom itself. Angood people see it threatened, it invokes a reaction to set matters right. So it’s alwaysencouraging to see the goodwill efffforts of socompanies who go the extra mile on behalf \ZKR DUH HOGHUO\LQ¿UP RU GHDOLQJ ZLWK DQ\ Qother circumstances that limit their mobility. more impressive is the fact that these progr                    nd whennaturalo manyof citizensXPEHU RIEvenrams areBy way of example, consider how SMAits communications that deal with theirsenior services. Their approach is in keUWKH ODUJJHU GLJQLW\ RI WKH LVVXH DQG UHÀHawareness of the fact that some thingsa bigger picture. Now, maybe it’s becais literally in the business of mobility thit come so readily to mind. But there ar                    IUYHU\\RIWWHQ GULYHQ E\ VWULFWO\ KXPDQLWDULDQ QRmotives. How comforting it is to know that thstill a lot of good people in high places lookifor us.That said, this is by no means an appropriafor excessive chest thumping. Because whesaid and done, they are simply empoweringwith something that is their right to have. An                    RQSUR¿Where areng outte areaen all isg peoplend alas,many more and space pown way focThe freedomregardless o                    noble examples we could permitted. The point is, theycus on the same priceless m and independence we alof age.                    name, timey each in theirend result –l deserve –                    ggsome companies do make the unwise decisUIUPDUNHW WKHVH RWKHUZZLVH VHOÀHVV HIIIRUWWV IRUSrecognition, which defeats the whole purposevery company has the right to promote andproducts and services vigorously in the maimarketplace. In fact, if they truly believe in tof their products, they should do exactly thaBut they should also know to assume a mo                    ,sion toSUR¿W RUse. True,d sell theirnstreamhe meritsat.re                                                          disciplined informative tone with their more publicservice ventures.                                      

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16 Michigan Seniors Guide • Fall 2023We Deliver on the Promises We Make!• Private Studio Apartments• Licensed Nurse on site for personalized resident care• Physician Available 24/7• Great caregiver to resident ratios• Able to care for residents with Hoyer needs• Daily, social, cultural, and recreational activities• Compassionate Hospice Care• Secure memory care neighborhood available• Short rehab stays available1900 N. Washington Ave. Royal Oak, Michigan 48073 (North of 12 mile/West of Main St.)For more information and to schedule a tour, call us today at 248-585-2550.www.royaloakassistedliving.comAdjusting your investments as you age is generally a prudent financial strategy. As you progress through different life stages, your financial goals, risk tolerance, and time horizon for investing typically change. Making appropriate adjustments to your investment portfolio can help align your investments with your evolving needs and circumstances. Here are some reasons why adjusting your investments as you age is important: Risk Tolerance: As you age, your ability and willingness to take on investment risk may change. Younger individuals may have a higher risk tolerance since they have more time to recover from market downturns. However, as you approach retirement or have other financial goals, you may prefer a more conservative approach to protect your wealth and reduce the impact of potential market fluctuations. Time Horizon: Younger individuals generally have a longer time horizon for their investments, allowing them to benefit from compounding returns and ride out market volatility. As you approach retirement, your time horizon may shorten, requiring a more cautious approach to preserve your capital. Diversification: Regularly reviewing and adjusting your investment portfolio can help ensure it remains well-diversified. Diversification can mitigate risk by spreading your investments across different asset classes and industries, providing a balance between potential returns and risk. Income Needs: As you age, your income needs may change. In retirement, you may rely on your investments to generate income. Adjusting your portfolio to focus on income-generating assets can help meet your financial needs during retirement. Estate Planning: As you get older, estate planning becomes increasingly important. Adjusting your investments to align with your estate planning goals can ensure a smoother transfer of wealth to your beneficiaries. Inflation and Expenses: Inflation can erode the purchasing power of your money over time. Adjusting your investments to account for inflation and potential rising expenses can help maintain your standard of living in the long term. It's crucial to regularly review your investment strategy with a financial advisor to assess whether it aligns with your current financial goals and risk tolerance. A well-balanced and adjusted investment portfolio can provide financial security and peace of mind as you progress through different life stages.Changing Investments with Age: A Smart Approach

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Michigan Seniors Guide • Fall 2023 17 osywaonekwiv?MogniriteR Meuroyg nipleH snriuoysegnahfe cirlugarevorcuog yniso?Lgnopoperacidehe tkau moy sdeeencnarus,PAtHear?Heegseitiuntorft osoe m dnemmcoerxexut oeLSE QUEVAVHAr e thgi rehtts rep?ONSITSx , ognorlael ylAcepsgniwollofs’tah.Too, todos yw aone kwfor as low as $move to Medicmeaningful be itpOoPdPnOaMrHuo.secnatscumrciliarnleaiceprsfefeoy whwsnr iuo, ysegnahfe cir luoPOoption$0/month.* And when youcare, you’ll open the doornefits. , set pnmellors deee ncnaruss are available u make the r to more klao tl tlaeracidMeC(833) 967-0421 (foHoursoffavailabOct. 1 – March 3 maer tuo onla pek t(TTY: 711)yility are:31: $0 prcompdentaUp to allow$0 he eventive and up to $3prehensive and preveal services**$400 over-the-counwance**earing and vision exa 3,000entiventerams lnosutsiiViV8 a.m. to 8 p.m., seven days a weApril 1 – Sept. 308 a.m. to 6 p.m.,Monday through enilek0:h Friday *You must continu**The benefits are Please speak to a$0 gyUp to for th ue to pay your Medicare not on all plans and soma Medicare expert to unym memberships**$1,200 flex card to phe benefits you want* Part B premium.me plans have different oderstand each plan’s beapayy** ln os utsiiVifferings. nefits.Vhap.org/benef enilits Health Alliance PlaComplete Duals (HMMichigan MedicaidY0076_ALL T65 Co n (HAP) has HMO, HMO-MO D-SNP) is a Medicared Program. Enrollment deomm Ad_M POS, PPO plans with Mee health plan with a Medepends on contract rene dicare contracts. HAP Mdicare contract and a coewals. Medicare ntract with the HAP141961

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An aging population has led to an increase in "gray divorces." Gray divorce refers to the phenomenon where couples over the age of 50 decide to end their long-term marriages. There are several factors contributing to the rise of gray divorces in an aging population: Longer lifespans: As life expectancy increases, people are living longer, healthier lives. This means that couples who may have remained together in earlier generations may now find themselves facing many more years together. As a result, some couples may reevaluate their relationships and choose to part ways. Changing societal norms: Compared to previous generations, current societal norms and attitudes towards divorce have evolved. There is now less stigma surrounding divorce, making it more socially acceptable for older individuals to seek new opportunities for happiness and fulfillment. Economic independence: In modern times, more women are financially independent, which allows them the freedom to leave unfulfilling marriages. Additionally, older individuals may have accumulated enough personal assets to feel secure and confident in their ability to support themselves after divorce. Empty nest syndrome: As children leave home and couples become "empty nesters," they may find that their roles and dynamics change significantly. With more time for self-reflection, some couples realize that they have grown apart and decide to divorce. Desire for personal growth: People continue to evolve and grow throughout their lives. In later stages, individuals may prioritize personal growth and self-discovery, leading them to reevaluate their marriages and seek new paths. It's important to note gray divorces can present unique challenges, particularly regarding financial planning and asset division. Ending a long-term marriage later in life can also impact retirement plans and social support structures. Therefore, it's essential for individuals contemplating a gray divorce to seek professional advice and support to navigate these complexities successfully. As a family law attorney I have always believed that divorce should be a last resort. I always recommend marriage counseling and therapy for two reasons. First, to try to save a marriage. Second, if the marriage cannot be salvaged, therapy can help a person soften the rigors of a divorce and transit to the next chapter of his or her life. 18 Michigan Seniors Guide • Fall 2023Gray Divorce Is On The Rise, How Can You Avoid It?Henry S. Gornbein is Of Counsel at Lipson Neilson Attorneys and Counselors at Law. Creator and host of Gracefully Greying video series

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Michigan Seniors Guide • Fall 2023 19 tioned TCapTTNO-CCan’t Hear on the PGet a COOSTTeel CapTeelephel® Captioned The CapTTTeTeelephone shows captiof everything a caller says, letting you read anyyou cannot hear over the phone. If you have ?ePhonhone!on IntorfochtevSet.erer Wypyhearing over the phone, contact your localOutreach Educator.JennifWeeallans248-550-6866jennifr..wweallans@oeius.org mobileernet, ort,r landlineom–oose fral phoneser FEDERNo-cost option requirements: Internet access and hearing loss certification. TELEPHONES WITH THE CAPTIONS TURNED ON. Advanced speech recognition softwminute of captions generated, paid from a federally administered fund. No cost is passed on to tregistered trademark of Ultratec, Inc. The Bluetooth® word mark and logos are registered trademar . CapTthe CapTTeel user for using the serviceTeel captioningrks owned by Bluetooth SIG, Inc. and any use of such ma g serviceisintended exclusively for individuals with heararks by Ultratec, Inc. is under license. (v1.7 01-23) s. CapTring losTeel® is aAvoiding a "gray" divorce involves taking proactive steps throughout your marriage to maintain a strong and fulfilling relationship. Here are some key strategies to help prevent a "gray" divorce: Effective Communication: Open, honest, and respectful communication is essential. Regularly discuss your feelings, needs, and concerns with your partner, and listen actively when they share theirs. Address conflicts calmly and find solutions together. Nurture Emotional Intimacy: Continue to foster emotional intimacy and connection in your relationship. Share your thoughts, dreams, and experiences with each other, and demonstrate care and affection through gestures and words. Prioritize Quality Time: Make time for each other despite busy schedules and life's demands. Engage in activities you both enjoy and use this time to strengthen your bond. Work as a Team: View your marriage as a partnership and tackle challenges together. Support each other's goals and aspirations and celebrate each other's successes. Adapt to Change: Embrace life's changes together and be flexible in adjusting to new circumstances, such as retirement or becoming empty nesters. Keep the Romance Alive: Continue to show appreciation and affection for one another. Small gestures like surprise dates or love notes can make a big difference. Financial Transparency: Be transparent about financial matters and work together on budgeting and financial planning. Discuss financial goals and make joint decisions about money. Maintain Physical Health: Taking care of your physical health not only benefits you but also strengthens your relationship. Encourage and support each other in leading a healthy lifestyle. Seek Support When Needed: If issues arise that you're struggling to resolve, don't hesitate to seek professional help from a couples therapist or counselor. Cultivate Mutual Respect: Treat each other with respect, even during disagreements. Avoid belittling or demeaning language and instead focus on understanding each other's perspectives. Celebrate Milestones: Celebrate milestones and achievements, both big and small. Acknowledging your shared journey can deepen your emotional connection. Maintain Independence: While it's important to be a team, also maintain your individual interests and hobbies. This can enrich your own life and provide new topics of conversation and mutual support. Remember, a long-lasting and fulfilling marriage requires ongoing effort and commitment from both partners. By actively working on your relationship and nurturing your connection, you can reduce the likelihood of a "gray" divorce and instead enjoy the golden years together. It is important to never go to bed angry. Accentuate the positive and remember to forgive and forget. Henry S. Gornbein is of Counsel at Lipson Neilson Attorneys and Counselors at Law. Henry is the author of the Spousal Support Chapter of Michigan Family Law published by ICLE. He is the creator and host of the award winning video series Practical Law along with the video series Gracefully Greying at www.GracefullyGreying.com

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20 Michigan Seniors Guide • Fall 2023 YProtect Yoours Yself and Yoour Fu ed rtions tailoe vaou don’t huture sesent the berepre Wour needs. yo tents? Our agents lieagrevocenough Is your current health insurance pla t Michigan-based and national carriers.sommend opcertions, and ser quewsn, anoyerned concou ye r Aan too expensive? w Offeror e71 “No Cost Review800-947-32Call dable optrofe afrvide moore can pwno-cost cot with a seto the tPut us xities of eomplce the tvigaaclients nAre you retiring soon? Turning 65 i eadror Michigan Seniors Guidefr”or f Ask .hello@nbplans.comemail:age at the sarevocour yease rtions or incent plarour curyw eviere’ll Wnsultation.e options, especially Medicanrour insuye wears, yer 30 voor Fin the next year? ers.thet.socame an and see if .ercae helped vah eadror Michigan Seniors Guide fwww.nbplans.comr p

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Michigan Seniors Guide • Fall 2023 21What is Medicare? Medicare is the federal health insurance program for: • People who are 65 or older • Certain younger people with disabilities • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, ESRD) What are the parts of Medicare? The different parts of Medicare help cover specific services: • Medicare Part A (Hospital Insurance) Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. • Medicare Part B (Medical Insurance) Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services. • Medicare Part D (prescription drug coverage) Helps cover the cost of prescription drugs (including many recommended shots or vaccines). How does Medicare work? With Medicare, you have options in how you get your coverage. Once you enroll, you’ll need to decide how you’ll get your Medicare coverage. There are 2 main ways: • Original Medicare Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). You pay for services as you get them. When you get services, you’ll pay a deductible at the start of each year, and you usually pay 20% of the cost of the Medicare-approved service, called coinsurance. If you want drug coverage, you can add a separate drug plan (Part D). Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles. Some Medigap policies also cover services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. • Medicare Advantage Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. Most plans offer extra benefits that Original Medicare doesn’t cover — like vision, hearing, dental, and more. Medicare Advantage Plans have yearly contracts with Medicare and must follow Medicare’s coverage rules. The plan must notify you about any changes before the start of the next enrollment year. • Medicare prescription drug coverage (Part D) Medicare drug coverage helps pay for prescription drugs you need. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage (this includes Medicare drug plans and Medicare Advantage Plans with drug coverage). Each plan can vary in cost and specific drugs covered, but must give at least a standard level of coverage set by Medicare. Medicare drug coverage includes generic and brand-name drugs. Plans can vary the list of prescription drugs they cover (called a formulary) and how they place drugs into different "tiers" on their formularies. Plans have different monthly premiums. You’ll also have other costs throughout the year in a Medicare drug plan. How much you pay for each drug depends on which plan you choose.YOUR GUIDE TO MEDICARE IN MICHIGAN Continued on Page 22

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22 Michigan Seniors Guide • Fall 2023DO YOU HAVE MORE QUESTIONS? Whether you’re ready to enroll in Medicare for the first time or have had Medicare coverage for years, Michigan’s Medicare Medicaid Assistance Program – MMAP – is here to help. MMAP is a free, unbiased service, not connected with any insurance company, that helps you understand your Medicare benefits. Working through the Area Agencies on Aging statewide, MMAP is also part of a nationwide network called the State Health Insurance Assistance Program (SHIP) – a primary resource for personalized Medicare counseling throughout the country. Call 1-800-803-7174 to schedule a call with a state certified MMAP counselor in your area to get the answers you need about your health care options.Important Medicare Dates To Remember... October 1st Start comparing your current coverage with other options. You may be able to save money or get extra benefits. Visit Medicare.gov/plan-compare. October 15th - December 7th Change your Medicare health or drug coverage for 2024, if you decide to. This includes changing to Original Medicare, or joining or changing a Medicare Advantage Plan. January 1st New coverage begins if you made a change. If you kept your existing coverage and your plan's costs or benefits changed, those changes also start on this date. January 1st - March 31st If you're in a Medicare Advantage Plan, you can change to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time. Any changes you make will be effective the first of the month after the plan gets your request.VIETNAM GULF WARPOST - 9/11DETROIT VA HEALTHCARE SYSTEM(877) 222-8387

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Michigan Seniors Guide • Fall 2023 23REALWAVECENTERS.COMinfo@realwavecenters.comWe treat Peripheral Neuropathy. That is all we do, and we do it well.29877 Telegraph Road • Suite LL-12 • Southfield, MI 480341000 West University Drive • Suite 314 • Rochester, MI 4830711270 East 13 Mile Road • Suite 3 • Warren, MI 480932142 Monroe St. • Dearborn, MI 4812414600 Farmington Rd. • Suite 105 • Livonia, MI 48154Locations:RealWave uses a specially tuned ultrasound device to heal peripheral neuropathy. Most patients begin to experiencesymptom relief after the first 2-3 appointments. Eachtreatment takes just 30 minutes and focuses on normalizingsensation, restoring blood flow to the area, preventing nervedamage, and, when possible, regenerating nerves.Schedule Your Appointment Today at 1-877-301-3441COVERED BY MEDICARE AND MOST INSURANCE PLANS.Pain, Numbness,Burning in theHands or Feet?PERIPHERAL NEUROPATHY TYPICALLY AFFECTSTHE FEET, LEGS, ARMS OR HANDS, RESULTING IN:• Sharp or throbbing pain• Tingling • Numbness• Muscle cramping/twitching• Hot and/or cold sensations• Foot ulcersMedicare Open Enrollment Offers Opportunities to Access Affordable Fitness ProgramsMillions of older adults are making important decisions about their health insurance coverage—including fitness and wellness benefits—during Medicare Open Enrollment. Seniors and other Medicare-eligible persons who choose to enroll in a Medicare Advantage plan may have access to covered services not offered through original Medicare, such as fitness programs that offer no-cost or low-cost gym access. Here are three key reasons why obtaining access to an affordable fitness program is important to consider: 1. Movement is medicine. Time and again, research has proven the health benefits of staying active. Researchers studying pandemic-related inactivity for older adults noted that it takes only 5 to 10 days of physical inactivity for muscles to start wasting away. Loss of muscle mass can lead to bone loss, increased fall risk, and functional dependency. Lack of physical activity also can speed the progression of chronic diseases including heart disease, arthritis, and obesity. The Centers for Disease Control and Prevention recommends that adults aged 65 and older participate at least two days a week in activities that “strengthen muscles,” along with a minimum of 150 minutes a week of “moderate-intensity activity,” such as brisk walking. So, if you’ve been less active this past year and are feeling some of the health effects, it’s time to get up and move. 2. There are more options for working out than ever before. The pandemic may have sidelined many people’s workout routines, but it also created new fitness options. Fitness companies, health plans, gyms, YMCAs, and other organizations sprang into action in 2020, devising more ways to help their members work out safely and conveniently. Gyms now have outdoor workout spaces, safely spaced indoor classes, and hygienic protocols in place. Many fitness programs offer online classes via social media, and most outdoor parks and recreation facilities are open again. 3. No-cost and low-cost fitness center memberships are available through Medicare Advantage programs. Some Medicare Advantage health plans offer no-cost or low-cost fitness center memberships through programs such as the Silver&Fit® Healthy Aging and Exercise program. Key advantages of joining such a program include the option to choose from thousands of different types of fitness facilities, including large, name-brand chains to boutique clubs or YMCAs. These fitness benefits may offer at-home workout options, such as home fitness kits, libraries of on-demand digital workouts and even lifestyle coaches who can help members stay motivated and engaged in their fitness. In a recent poll of people enrolled in Medicare, 95 percent of respondents agreed it is important to have coverage options aside from traditional Medicare. Fitness programs are a great example of a valuable additional option available through many Medicare Advantage plans. For further facts and tips, visit www.silverandfit.com.

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24 Michigan Seniors Guide • Fall 2023 with our MedicagervcoCon are Dual Special Needs Planesge that carnnect to LEARN MOR833-833 :REcca-0473 ahealthmi.org 7 days a week 8 am – 8 pm,October 1 – March 31:riday Monday – F 8 am – 8 pm,pril 1 – September 30:AH9861_23_578_M Enrollment depends on contract renewal.te Medicaid program.a contract with the StaCCA Medicare Maximum (HMO D-SNP) is a health plan with a Medicare contract and

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Michigan Seniors Guide • Fall 2023 25By Linda Perkins, R.N., Director of Clinical Operations for CCA Health Michigan In this age of misinformation, it’s often difficult to parse out what’s real and what’s not in the world of personal health. TV is rife with commercials selling the latest supplement, and social media is full of charlatans making endless claims. Below, I’ve answered some common questions I hear in my everyday life as a nurse. 1. “Is it true that you need supplements to stay healthy as you age?” A: This is actually not true. Short of having a vitamin deficiency or another health issue that’s been diagnosed by a doctor, there’s no need to buy extra vitamins or supplements. Talk to your doctor about any supplements you currently take to give a full picture of your health. 2. “I’m losing my memory but that’s normal as you age, right?” A: It depends. According to the Alzheimer’s Society, approximately 40% of people will have some form of memory loss after age 65. But even if we experience memory loss, chances are that it is milder, and it is still unlikely to be dementia. If you’re concerned, talk to your doctor. A simple cognition screening test can help assess if the memory loss you experience is minor or something more serious. 3. “Only older adults are increasingly being scammed via texts and email.” A: No, every one of every generation is at risk and scams are only getting more sophisticated. Older adults, especially when isolated, often don’t want to ask for help, but even younger generations are getting duped by phone calls, text, direct mail, and emails. Stay up to date by checking the AARP’s website, which has resources to avoid scams. 4. “Is substance abuse typically a problem only for the younger generation?” A: No, and nor is alcohol abuse. During the pandemic we saw that many were isolated, bored, spending more time at home, and therefore drinking more. In fact, according to the 2021 National Survey on Drug Use and Health, 7.6 percent of adults 50 and older had an alcohol use disorder in the past year. 5. “My blood pressure meds worked so well that my BP is down, so I stopped taking them.” A: This is one of the most dangerous myths because not taking your medication as directed can be extremely detrimental to your health. Make sure to speak to your doctor if costs, side effects, or any other concerns are becoming obstacles to taking your prescribed medications. 6. “I suspected something was wrong, but men can’t get breast cancer, so I didn’t even think that was a possibility.” A: It’s rare, but it does happen. The Center for Disease Control and Prevention (CDC) has shown that 1 in 100 breast cancer patients are men. Be aware of the symptoms if you notice any of the following: lumps or swelling in the breast area; redness or flaky skin in the breast; irritation or dimpling of breast skin; nipple discharge or pulling in of the nipple or pain in the nipple area. 7. “At my age, Sexually Transmitted Infections (STIs) aren’t something I have to worry about anymore.” A: False. According to a 2020 report by the CDC, rates of STIs, such as chlamydia, gonorrhea, and syphilis, have increased dramatically among older adults. Many may not know that older adults can increase their risk of heart disease and cancer as a result of these STIs. It’s important to remember to use condoms, since they are important to prevent the spread of STIs. 8. “I’ve been smoking since my teens, so isn’t the damage already done?” A: It’s never too late to quit smoking. In fact, according to The American Lung Association, 20 minutes after quitting, your heart rate drops to a normal level, and within 24 hours after quitting, the risk of heart attack is significantly reduced. Also, vaping is not a healthier alternative. Research shows links to chronic lung disease and asthma, and associations between dual use of e-cigarettes and smoking with cardiovascular disease. Linda is a Registered Nurse and the Director of Clinical Operations for CCA Health Michigan, a community-based health plan that serves older adults and individuals with significant needs. By working closely with members, caregivers, providers, and community organizations, CCA Health Michigan aims to coordinate high-quality, patient-centric care that addresses the social factors that impact health, and empower individuals to make choices that align with their preferences and values.True or False: 8 Common Health Facts Myths About Aging

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26 Michigan Seniors Guide • Fall 2023Counties Help Link Vets, Families to Programs and Benefits No one’s experience is the same while serving in the armed forces and the same can be said for the post-military experience of our country’s veterans. While many programs exist to support those who serve, matching the needs of individual veterans with what’s available can be a process, to say the least. Luckily, offices in place at the county level in metro Detroit are dedicated to doing just that.Macomb County “Assisting all Macomb County veterans and their families navigating through the veterans benefits process,” said Laura Rios, a retired United States Air Force master sergeant and Macomb County’s Chief Veterans Services Officer, when asked to describe the office’s mission. “We provide assistance with veterans applying for service-connected disability and non-service-connected pensions,” Rios said. “We assist widows in applying for their survivor benefits. We process and provide a stipend for burial expenses. We process and take applications for one-time emergent need relief through the Michigan Trust Fund and county relief fund. We assist veterans and their families with a certified financial coach. We assist veterans in ordering their DD Form 214 discharge papers.” Transportation for veterans to a Veterans Administration hospital, tax preparation assistance, health care and VA benefits registration assistance, and inquiries about available mental health services are also among the things provided by Macomb County Veterans Services. Much more information is available online at vets.macombgov.org or by calling (586) 469-5315.Oakland County “We connect veterans to benefits, such as service-connected disability compensation, health and transportation services, employment and education services, pensions and financial support, and life insurance and burial benefits,” said Tyrone Jordan, marketing and communications coordinator for Oakland County Veterans Services. “Typically, what you do is call, and depending on what your needs are, sometimes they can answer questions for you over the phone,” Jordan added. “If it’s a little bit more detailed, you’ve got to make an appointment.” Oakland County Veterans Services benefits counselors are available at two offices — Pontiac and Troy. If you are planning to file a benefits claim, the staff will tell you in advance what you need to bring to your appointment. “They will help you fill it out and help you file it,” Jordan said. “A lot of veterans don’t know, or their children and spouse don’t know, that they’re eligible for some benefits, or may be eligible for some benefits that go uncollected.” With approximately 53,000 U.S. military veterans residing in Oakland County, Jordan said Oakland County Veterans Services offers a mobile resource outreach at locations closest to where the majority of veterans live. “What we do is figure out how many veterans are in a specific ZIP code, and then we do 15-minutes driving distance, and we pick a location,” Jordan said. “We’ll have what we call a veterans resource fair where Oakland County veterans benefits counselors will be there.” Veterans receive $50 Meijer gift cards good for food and household paper products, a 20-pound box of fresh vegetables and a 15-pound box of protein. They also get a park pass good for free admission to Oakland County parks or an overnight stay at a county campsite. Health screenings are also available. For more information about these offerings and more for veterans in Oakland County, visit oakgov.com/veterans or call (248) 858-0785. by Brian Christopher

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Michigan Seniors Guide • Fall 2023 27Wayne County In a gateway message from Wayne County Veteran Services Division Director Randy Walker posted online, the county’s staff is “proud to be of service to our veterans who had the courage to sacrifice for the freedoms that we enjoy every day.” “We serve hundreds of veterans and their family members here in Wayne County annually. We want you to know that there is a caring and dedicated staff member here at Veteran Services to assist you in our Health, Human & Veterans Services office,” Walker said. In-person assistance is available through the office at the International Center Building at 400 Monroe St., fourth floor, Suite 405, in Detroit. On Tuesdays and Thursdays, staff is also available to assist veterans through a satellite office at 1751 Radcliff in Garden City, located inside of the Radcliff Community Center. Funeral expense assistance, and financial assistance through the Wayne County Soldiers and Sailors Relief and the Michigan Veterans Trust funds, is available for qualified veterans and their families. For financial relief, honorably discharged wartime veterans must have served during World War II, the Korean War, Vietnam War or Persian Gulf War. Needs are evaluated and the extent of relief is determined on a case-by-case basis. More information about qualifications is available through a downloadable brochure available on the county’s website. Wayne County’s Veteran Financial Hardship Services Program exists to provide temporary emergency financial assistance to meet the immediate needs of indigent wartime vets, spouses and dependent children. Additional support services for Wayne County veterans provide assistance with compensation/disability applications for eligible veterans and their families. A list of required documentation is available on the county’s website at waynecounty.com/veterans. For more information, call (313) 224-5045. Wanda lovelaugh with es to smile andh her residents. ssllull-nity.d.Stiac andaW rieF|mily aFttfanger a reWe oapartments, fromservice, that is uniqii f pinespaH|endsftfiteniordable soroe of ag maintenance-free to fuque within each communfour award-winningties by schedulingtour today!ouseSeniors.comGRAND RAPIDS LAKESIDEon Tin ClintTwwp. OAKLANDin Auburn Hills/Pon  SSRPDALLAOETSSSERALLOEEHTHAKASHTHTEHHOKAKAKLKANNDDDDNNNPRPEESERRSSEESSESSSBest of theSTsdrawAecicohChsredeaeRdC1Visit one of communita tBaldwinHoBIRMINGHAM HAZEL PARK ALLOYD’S BAYYOUin Spring Lake iPP

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Michigan Seniors Guide • Fall 2023 29Preparing for holiday guests can be both exciting and overwhelming. To ensure a smooth and enjoyable experience for everyone involved, here are three essential tips to help you prepare: Plan and Organize in Advance: Start your preparations early to avoid last-minute stress. Create a checklist of tasks and chores that need to be completed before your guests arrive. This may include cleaning the house, tidying up guest rooms, decorating, and purchasing any necessary supplies. Allocate specific days for each task and involve other family members or friends to help, if possible. Planning ahead will give you ample time to address any unforeseen issues and make your home a warm and welcoming space for your guests. Consider Dietary Preferences and Restrictions: Before your guests arrive, inquire about any dietary preferences or restrictions they may have. Some guests might be vegetarian, vegan, have food allergies, or follow specific dietary guidelines. Take these preferences into account when planning your meals and snacks. Offering a variety of food options ensures that everyone feels included and well-catered to. If you're not confident in your cooking skills, don't hesitate to seek out easy-to-follow recipes that accommodate various dietary needs. Create a Cozy and Comfortable Atmosphere: Part of the joy of holiday gatherings is creating a warm and inviting ambiance for your guests. Make sure the guest bedrooms are comfortable with clean bedding and extra blankets if needed. Prepare some amenities like fresh towels, toiletries, and water bottles to make your guests feel at home. Enhance the overall atmosphere with festive decorations, soft lighting, and perhaps some seasonal scents like candles or potpourri. Additionally, consider creating a designated space for relaxation and entertainment where guests can unwind and enjoy each other's company. Bonus Tip: Communicate and Be Flexible: Good communication is essential when hosting guests. Keep them informed about any plans, changes, or schedules that may affect their stay. Be open to their suggestions and preferences while respecting their privacy and personal space. Remember that flexibility is crucial during the holidays, and unexpected situations might arise. Staying adaptable and positive will help ensure a delightful experience for everyone involved. By following these tips, you can create a memorable and enjoyable holiday experience for both you and your guests.123Three Tips to Help You Prepare for Holiday Guests248-733-5806Parisirealty@gmail.com | www.parisirealty.com* Single Family Homes, Condos, Land, Waterfront Properties, Multi Families* Customized Plans to Meet All of Your Real Estate Needs* Complimentary Staging* Complete Moving Services* Relocation Services*FREE Home Warranty with Your Listing Don’t Just List Your Home with Anyone... List with Someone Who KnowsYour Neighborhood.Experience • Knowledge • IntegrityHome Transitioning with an ExpertThe “Up” Side of Downsizing, Maybe it’s Time 210 W University, Suite 4 Rochester, MI 48307 Your Seniors Real Estate Specialist SRES®Ready to Help You Make Life-changing Decisions.2022 Top Selling Producer!Serving Metro Detroit AreaFor OVER 27 YearsCall Me Today! I am the KEY to all of your real estate needs.ABR®, SRES®, CRS, SRS, OPC MEMBERCheryl ParisiRealtor® Selling Made Easy With Cheryl!

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30 Michigan Seniors Guide • Fall 2023Allegria Senior LivingAge 55+ Lifestyle CommunityAge 55+ Apartments * Independent Living * Assisted Living * Memory Support * Skilled Nursing * Rehabilitation15101 Ford Rd., Dearborn, MI 48126allegriavillage.comcall 313-584-1000.Schedule a tour and see for yourself,AFFORDABILITY…• Monthly Leases• Utilities Included (excluding phone and cable)• No Buy-InsPEACE OF MIND…• Gated Community• 24/7 Security & EMTs• Maintenance Free• Snow Removal• Lawn Care75+ CLASSES, CLUBS & MORE, INCLUDING…• Travel• Golf League• Water Aerobics• Strength Training• Bocce Ball• Oil & Water Color Painting• Gardening • Book Clubs• Choir• Tai Chi• YogaAMENITIES…• Indoor Swimming Pool• Fitness Center• Pickleball Court• Golf Simulator• Dog Park• Creative Arts Studio• Comerica Bank• In-House TV Studio• Three Dining Venues• Liquor License• Bocce Ball Court• 9-Hole Putting Green• 250 Seat Chapel• Convenience Store• WoodshopRetirement used to be seen as the end of one's working life, but in recent years, a new trend has emerged known as "encore careers." Encore careers refer to pursuing new pathways and entrepreneurial ventures during retirement, offering individuals an opportunity to continue finding fulfillment in meaningful work. This shift in mindset is not only driven by financial necessity but also by the desire to make a positive impact and maintain a sense of purpose in the golden years. The concept of encore careers gained popularity in response to demographic changes and the desire of the baby boomer generation to redefine retirement. As baby boomers reached retirement age, they began seeking alternatives to traditional retirement options, seeking a more active and fulfilling lifestyle. This has led to a growing trend of pursuing encore careers, which are typically characterized by combining personal passions, skills, and experience to explore new professional pathways. Retirees looking to embark on an encore career have various options to explore: Leveraging Existing Skills: Many retirees have a wealth of experience and skills acquired during their previous careers. They can consider consulting or freelancing in their areas of expertise, providing valuable services to businesses and organizations. Pursuing Passions: Retirement can be an excellent time to explore long-held passions that may not have been practical during one's primary career. Whether it's starting a small business, becoming an artist, or delving into a hobby, an encore career allows retirees to follow their passions. Social Entrepreneurship: Some retirees may be drawn to social entrepreneurship, using their skills to address social or environmental challenges and make a positive impact on the world. With careful planning and consideration, retirees can chart new pathways, pursue passions, and create meaningful legacies that positively impact their lives and the lives of others. Whether it's leveraging existing skills or exploring new passions, the journey of embracing an encore career is an exciting adventure worth pursuing. Embracing Encore Careers: Exploring New Pathways and Entrepreneurship in RetirementDid You Know? Some studies indicated that around 9% to 25% of individuals aged 50 and older in the United States were engaged in some form of encore career or meaningful post-retirement work.

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Michigan Seniors Guide • Fall 2023 31    ¤Å¬ô¬;äÅ  ©ä¤Å¬ôÙBBSËä©äSÙé  ¬ôÙZÙËË£ÙäÅ  ÝÅÖÅ,ÙË  Ý¬ôÙZÙËÝ¬ôÙZÅˬä¬ÝÅÙaäÙËÖÖéZÙS¾ÙÙ£VǑÅˬäÄÙË£Å,¬Ùaݾ¾¬»Z¤Å¬ô¬;äÅÅÖÅ,ûËô  ¤Å¬Å¬ZB,éËx  ¾¬ô¾¾¬äÝÙÝÙéËÝÙËÅŬôĝĕƴ,qH¾é©ÝäÅÄäŬËÖÖÝU#ÅÅˬäé  ƥ¾ÙäÝËˤŬ¾õ˾¾Ë£  ¾ËÝéaÙ¬¾ƣäZ¾¬ÅZÅ¾»HÄËAÙÖ;ÅËÙé)ƥÝ¬äÅéË¤Å¬õ¤  ƥÝ¬ôÙZ¾Åˬä¬û¤Ë¾ËÅ©aô¬äݬÝÝÅˬäÙVô¬äÖäÙËÖÝÅÙä¾¬ÝÝÖÖ  Åˬä¤  #qZZǑÝ¬ôÙZÝÅÙäqäÝ˾ÅË;Ý¬ä¬ô¬äô¬Ýé¾Å,¤Å¬ÅÅ¾SÝ䬣ÅĔĚĕĘƴĜĚĖƺĚĜęƹ    ¤¬©¬ABƣõõõƺƹ  ¤ÙËƣÅ

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32 Michigan Seniors Guide • Fall 2023Office: 734.454.3488Fax: 734.454.3599info@corporesanohhc.comwww.corporesanohhc.com39475 Ann Arbor Rd., Plymouth, MI 48170Clinicians and Services offered by Corpore Sano Home Health CareRegistered Nurse: Specializes in wound care, ostomy care, burn care, wound vac therapy, compression wrap, enteral feeding, Tracheostomy care, dementia care, management of disease process and medications, blood draw and laboratory monitoring.Psychiatric Registered Nurse- Behavioral Health ManagementPhysical Therapy: Certified: Lymphedema, Orthopedic Manual Therapy. Specializing in Manual Drainage Therapy, Kinesiology TapingSpeech Therapy: Certified in Speak Out, Amp Care, Respiratory Muscle Strength Training. Specializing in dysphagia, cognition and communication.Occupational Therapy: Specialized/Experience with NDT, Parkinson's disease, Cognition therapy, Low Vision, Hand Therapy.Corpore Sano Home Health CareTop Home Health Agencies in MichiganHome Health Care Inc.CORPORE SANOBecome a One Person Lift Zone One Person Lift Zone™Safe & Easy lifting for:• Cleaning• Changing• Wound Care• Catheter Insertion888-545-5438888-545-5438www.lavinlift.comBRAINTEASERS - Sudoku34447777587937548434598111369122

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Michigan Seniors Guide • Fall 2023 33Learn more about how SMART can serve you at smartmovesus.org or call 866.962.5515.At SMART, we’re proud to provide services that empower seniors, and give them the independence and freedom to lead active lives. So, wherever your life takes you, the SMART family of services will always be here to get you there.Independence.Right on Schedule.

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36 Michigan Seniors Guide • Fall 2023Some of Our Favorite Orchards & Cider Mills in Metro DetroitBlakes Orchard & Cider Mill 17985 Armada Center Road Armada, MI 48005 586-784-5343 BlakesFarms.comHy’s Cider Mill 6350 37 Mile Road Bruce, MI 48065 810-798-3611 HysCiderMill.comParmenter’s Northville Cider Mill 714 Baseline Road Northville, MI 48167 248-349-3181Plymouth Orchards & Cider Mill 10685 Warren Road Plymouth, MI 48170 PlymouthOrchards.comFranklin Cider Mill 7450 Franklin Road Bloomfield Hills, MI 48301 248-626-8261 FranklinCiderMill.comLong Family Orchard & Cider Mill 1540 E. Commerce Road Commerce Twp, MI 48382 248-360-3774 LongsOrchard.comRochester Cider Mill 5125 N. Rochester Road Rochester, MI 48306 248-651-4224 RochesterCiderMill.comMacomb County Wayne CountyOakland County=N_=GOZ%)USKJ_*GTIK3[YOI.UROJG_,GSOR_,[T3[INSUXK([_:OIQKZY:UJG_3GIUSH)KTZKXIUSb

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Michigan Seniors Guide • Fall 2023 37Book a tour at one of our communities today www.pomeroyliving.comSenior Living CommunitiesNriving in Every Stage of Life⊲ Independent Living⊲ Assisted Living⊲ Memory Care⊲ Short-term Rehabilitation⊲ Skilled Nursing⊲ Outpatient RehabilitationIt’s not just living. It’s Pomeroy LivingNot sure if senior living is the right option for you?No worries, we oer month to month lease options!40033 Eight Mile Rd, Township of Northville101 E Scripps Rd, Orion Township3466 W South Blvd, Rochester Hills2200 15 Mile Rd, Sterling Heights

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38 Michigan Seniors Guide • Fall 2023• Bath/shower chairs• Grab bars• Hand held showersprayers• Adjustable beds• Stair chairs• Lift chair/recliner• Wheelchair ramps• Lift/transfer systems• And More!BARRIER FREE BARRIER FREE REMODELINGCertied Aging in Place SpecialistsBring safety, freedom and comfort to your home so that you cankeep enjoying life.Any ProjectBarrier Free RemodelingHome Medical EquipmentFREE Consultations10% OFFWith This Ad248.246.1669 capsremodeling.comFamily Owned | Insured | Licensed If you’re caring for a loved one with a serious illness and want to keep them at home, Hospice of Michigan can help. Hospice of Michigan’s expert team provides guidance, training and emotional support to help you be a PRUHVNLOOHGDQGFRQ´GHQW caregiver at home.Proving compassionate careand support since 1978nnefdfCfidet onporpupSoot ht hmmeep thp theeeeo ko kt tt tnnaawm am asssseennllllsisiuuwooooiiirreethasthasiiewewnnoireevvooralraloog fg fnniirroaaaaececececrrr’’ruuuuoooof yfyfyf yIIII  vvgge Ctntareieo be a mort,, eemmooddnnsasaddee  rreve  ..omeomehhhtta arreevvhiiteegegerraacrrHHGGc´´QQRRFFGGQQDDGGHHOOOOLLNNVVHHUURRP´´e ae aPuu oop yp ylleeo ho ht tt trrooppppuusu bu bllaannooiisttttoommdedenng ag anniinniiaatrooeeceecnnaaddiiuutrss gs gs eeeeddiivvoorrm pdm padaaeeeetnttxxnsese’’neenaaaaggiihhcciieofMeofMcciippssoogHHnnaagnn aaggiihhcciie of Me of McciippssooHn cn cHt  WWQQHHa a, ,ttrreeppxx.. pplleen hn h    ppuud sd sannooccggnniiavvoorrPvvP  887799e 1e 1ccnniit st srroopppppeerraac ceettaaononiissasaspoompompo  

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Michigan Seniors Guide • Fall 2023 39As poets, songwriters and authors have helped us see over the centuries, love is a powerful motivator. It is a complex emotion that’s both the source of our greatest joys and our deepest pain. It can guide us to do what’s right, and fool us into making decisions we regret. And while we never break IUHHIURPORYH¶VLQÀXHQFHZHGRJHWEHWWHUDWPDQDJLQJLWZLWKage. We learn to keep it more balanced with non-emotions like clear thinking and logic. Again, it’s nothing new to any of us to hear all this. But it’s important to keep it in mind when we discuss an emotion-heavy subject we all have to face at some point in our lives: assisted living. How do we balance love with logic when making decisions on behalf of our aged DQGLQ¿UPIDPLO\PHPEHUV"When it comes to family members, love can easily lead to feelings of misplaced guilt. This is not a healthy mindset because it leads to decisions we think are based on their happiness, but are really more about what makes us feel better. This is often the reason for deciding to take care of our loved one at home as opposed to, say, a facility designed and staffed by professionals who have actual knowledge of what our loved ones require both emotionally and physically. Or to put it another way, a place designed around the clear-thinking realities of what they really need, and very often, what they really want. So now that we have shifted the focus to logic, let’s build on it a little more. What exactly do you look for when shopping IRUVXFKDIDFLOLW\"%DVLFDOO\LW¶VHYHU\WKLQJ\RXZRXOGZDQWto give them at home in your care. You would want them to feel safe and secure day and night in the event of any unforeseen medical emergencies. You would want a regular program of daily personal care maintained, like bathing, grooming and dressing. You would want to make sure their living space is clean, their laundry done, their meals prepared on time. You would want to keep them socially active with peers and friends. And above all, you would want to promote a sense of dignity and purpose in their life. Can we agree at this point that unless you possess extremely unusual circumstances, you simply cannot meet WKHVHIXQGDPHQWDOQHHGVZLWKKRPHFDUH",W¶VQRERG\¶Vfault. There’s no place for guilt, misplaced or otherwise. It’s just a fact of life that many of us need to face, and frankly, rethink. Ask yourself: Wouldn’t your deep love for an aged SDUHQWEHEHWWHUVHUYHGE\GRLQJWKHUHVHDUFKDQG¿QGLQJa facility that meets the real needs you can’t provide at KRPH":HOOWKHJRRGQHZVLVWKH\¶UHRXWWKHUH“Guilt is the enemy of peace of mind.” says John Toupin, Administrator at The Rivers, a Michigan-based assisted living facility, “Before you commit to a facility, we encourage asking all the questions that matter, and listening for all the right answers. Tour the facilities. Observe the activities and get a feel for the overall spirit of the place. Make sure the staff are real pros who genuinely care.” Yes, love is a powerful motivator. But rethinking assisted living isn’t a matter of excluding love, it’s a matter of putting LWWREHWWHUXVH:KDWFRXOGEHPRUHORJLFDOWKDQWKDW"RETHINKINGASSISTEDLIVING

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40 Michigan Seniors Guide • Fall 2023Fall 2023 Guide for Senior Housing OptionsIL - Independent Living Independent living is simply any housing arrangement designed exclusively for older adults, generally those aged 55 and over. Housing varies widely, from apartment-style living to single-family detached homes. In general, the housing is friendlier to aging adults, often being more compact, with easier navigation and no maintenance or yard work to worry about. AL - Assisted Living Assisted living is a residential option for older adults who need help with some of the activities of daily living—things like cooking meals, getting to the bathroom in the middle of the night, keeping house, and traveling to appointments. An assisted living facility may be a good choice if you need more personal care services than you can get at home or in an independent living or retirement community. MC - Memory Care Memory care is a form of senior living that provides intensive, specialized care for people with memory issues. Many assisted living facilities and nursing homes have created special memory care units for dementia patients. There are also stand-alone memory care facilities. RC - Respite Care Respite care provides temporary relief for a primary caregiver, enabling you to take a much-needed break from the demands of caregiving. Some senior residential communities offer short-term overnight services. HC - Hospice Care Hospice (and palliative) care offers a dignified and comfortable alternative to spending your final months in the impersonal environment of a hospital, far from family, friends, pets, and all that you know and love. Palliative medicine helps you manage pain while hospice provides special care to improve the quality of life for both you as the patient and your family. We hope you find the Fall 2023 edition of our Senior Housing Guide for Macomb, Oakland and Wayne Counties helpful. The facilities are grouped by county, sorted alphabetically by city and then, by name. Each provides a variety of services and offers a range of amenities. We encourage you to contact them directly to learn more. If you’d like your Senior Care Facility listed in the Guide, please contact us.For your convenience, we have provided a key indicating the type of care available at each facility:

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Michigan Seniors Guide • Fall 2023 41Fall 2023 Guide for Senior Housing Options — Macomb CountyFacility Address City Phone Website IL AL MC RC HC The Orchards of Armada 22600 W Main Street Armada (586) 784-5322 www.theorchardsmi.com X X X X X ★Dunn Family Co-op Apartments 8400 Engleman Street Center Line (586) 756-3322 www.csi.coop X Father Murray Nursing Center 8444 Engleman Center Line (586) 755-2400 www.fathermurrayvhc.com X X Grace Premier Assisted Living 29891 23 Mile Road Chesterfield (586) 422-1600 www.graceseniorliving.com X X X StoryPoint Senior Living 51760 Gratiot Avenue Chesterfield (586) 598-8000 www.storypoint.com X X The Village of East Harbor Senior Living 33875 Kiely Drive Chesterfield (586) 725-6030 www.pvm.org X X X X ★Baldwin House Lakeside 15731 19 Mile Road Clinton Twp. (586) 263-0081 www.baldwinhouseseniors.com/lakeside X X X X Church of Christ Assisted Living 23561 15 Mile Road Clinton Twp. (586) 285-7143 www.cofccc.org X X X X Clinton Creek 40500 Garfield Road Clinton Twp. (586) 354-2700 www.clintoncreekmi.com X X Mission Point of Clinton Township 17001 17 Mile Road Clinton Twp. (586) 286-7100 www.missionpointhealthcare.com X X Hampton Manor of Clinton 18401 15 Mile Road Clinton Twp. (586) 785-0005 www.seniorcommunitynearme.com X X Lockwood of Clinton 24500 Metro Parkway Clinton Twp. (586) 790-1100 www.lockwoodofclinton.com X X Oakmont Parkway 36725 Utica Road Clinton Twp. (586) 217-3879 www.oakmontcommunities.com X X X Our Place Senior Assisted Living 22410 Glenwood Street Clinton Twp. (586) 625-2231 www.ourplacesal.com X Partridge Creek Senior Village 17200 Dove Street Clinton Twp. (586) 329-2114 www.voami.org X X Pine Ridge of Garfield 36333 Garfield Road Clinton Twp. (586) 723-0000 www.trueconnectioncommunities.com X Rose Senior Living 44003 Partridge Creek Blvd. Clinton Twp. (586) 840-0840 www.roseseniorliving.com X X X Sanctuary at Clinton Villa 17825 15 Mile Road Clinton Twp. (586) 792-0358 www.trinityhealthseniorcommunities.org X The Parkdale Senior Living 44315 N. Gratiot Avenue Clinton Twp. (586) 273-2600 www.parkdalesl.com X X X X The Villages Senior Living 15393 15 Mile Road Clinton Twp. (586) 285-1680 www.thevillages-seniorliving.com X Villa Bella of Clinton Township 15894 19 Mile Road Clinton Twp. (586) 412-8910 www.villa-bella.net X X Fraser Villa 33300 Utica Road Fraser (586) 294-3300 www.fraservilla.org X X Oakleigh of Macomb Senior Living 49880 Hayes Road Macomb (586) 997-8090 www.oakleighmacomb.com X X X Walnut Creek Living 49228 Walnut Creek Drive Macomb (586) 846-3138 www.walnutcreekafc.com X X Walnut Creek Life 47848 Beacon Square Drive Macomb (586) 846-3138 www.walnutcreekafc.com X X X Westwood Inn 19759 23 Mile Road Macomb (586) 267-9500 www.westwoodinnseniorliving.com X X X Meadows Assisted Living & Care Campus 71 North Avenue Mt Clemens (586) 461-2882 www.meadowslifemi.com X X Prestige Commons 33503 23 Mile Road New Baltimore (586) 725-9300 www.prestigecommons.com X X X X X Sandalwood Village 47640 Gratiot Avenue New Baltimore (586) 949-6220 www.sandalwoodseniorliving.com X X X X Medilodge of Richmond 34901 Division Road Richmond (586) 727-7562 www.medilodgeofrichmond.com X X X Angelica's Place 328 E. Lafayette Romeo (586) 336-9440 www.angelicasplacemi.com X X X X Orchard Grove Health Campus 71150 Orchard Crossing Ln Romeo (586) 336-0102 www.trilogyhs.com X Woodwards Assisted Living 309 S Bailey Street Romeo (586) 372-7164 www.friendsandfamilyinc.org X American House East I 17255 Common Road Roseville (586) 298-3121 www.americanhouse.com X X X X X IL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS

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42 Michigan Seniors Guide • Fall 2023Fall 2023 Guide for Senior Housing Options — Macomb CountyIL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS Facility Address City Phone Website IL AL MC RC HC American House East II 18760 13 Mile Road Roseville (586) 778-5070 www.americanhouse.com X X X X Beechwood Manor Inc. 24600 Greater Mack Avenue St. Clair Shores (586) 773-5950 www.beechwoodmanor.net X X X X Bickford of Shelby Township 48251 Schoenherr Road Shelby Twp. (586) 685-5800 www.bickfordseniorliving.com X X Hampton Manor of Shelby 51831 Van Dyke Avenue Shelby Twp. (586) 333-4940 www.manorsl.com X X X X Pine Ridge Villas of Shelby 4200 W. Utica Road Shelby Twp. (586) 739-5520 www.trueconnectioncommunities.com X Shelby Crossing Health Campus 13794 21 Mile Road Shelby Twp. (586) 532-2100 www.trilogyhs.com X X X Shelby Manor Senior Living 14184 22 Mile Road Shelby Twp. (586) 405-9623 www.shelbymanorseniorliving.com X X X Sunrise of Shelby Township 46471 Hayes Road Shelby Twp. (586) 532-9559 www.sunriseseniorliving.com X X X X Cranberry Park at ShorePointe 26101 E. Jefferson Avenue St Clair Shores (586) 498-4500 www.shorepointeliving.com X X X X Rivers Edge Assisted Living South 1427 Oakland Avenue St Clair (810) 650-5902 www.assistedlivingsaintclair.com X X ★American House Sterling Heights 11255 15 Mile Road Sterling Heights (586) 722-1206 www.americanhousemi.com X X X X X American House Sterling Meadows 33433 Schoenherr Road Sterling Heights (586) 979-5340 www.americanhouse.com X X X American House Sterling Woods 36430 Van Dyke Avenue Sterling Heights (586) 480-1403 www.americanhouse.com X X X X Arden Courts of Sterling Heights 11095 E 14 Mile Road Sterling Heights (586) 795-0998 www.arden-courts.com X X X My Doctor’s Inn 8384 Metro Parkway Sterling Heights (586) 838-5900 www.mydoctorsinn.net X X X Oakmont Manor Senior Community 41255 Pond View Drive Sterling Heights (586) 991-3117 www.oakmontcommunities.com X X Oakmont Sterling Senior Community 41155 Pond View Drive Sterling Heights (586) 217-3908 www.oakmontcommunities.com X X Pine Ridge of Hayes 43707 Hayes Road Sterling Heights (586) 247-0901 www.titansenquest.com/pine-ridge X X Pine Ridge of Plumbrook 8350 Plumbrook Road Sterling Heights (586) 274-2500 www.pineridgeplumbrook.com X ★Pomeroy Living Rehabilitation Center 34643 Ketsin Drive Sterling Heights (586) 978-2280 www.pomeroysterling.com X ★Pomeroy Living Sterling 2200 15 Mile Road Sterling Heights (586) 554-7200 www.pomeroysterling.com X X X Serene Gardens of Sterling Heights 44256 Mound Road Sterling Heights (586) 250-1110 www.serenegardensmi.com X X Shorehaven 14560 Lakeside Circle Sterling Heights (586) 247-3220 www.shorehavenseniorliving.com X X Sterling Heights Comfort Care 44256 Mound Road Sterling Heights (586) 250-1110 www.comfortcaresl.com X X X X The Courtyard at Sterling Heights 13400 19 Mile Road Sterling Heights (586) 254-5719 www.encoreseniorliving.com X X X Town Village Sterling Heights 4500 Dobry Drive Sterling Heights (586) 803-0900 www.townvillagesterlingheights.com X X Waltonwood Lakeside 14750 Lakeside Circle Sterling Heights (586)-580-1057 www.waltonwood.com X X X Brookdale Utica 45969 Northpointe Blvd. Utica (586) 997-0955 www.brookdale.com X X X X Northpoint Village of Utica 45201 Northpointe Blvd. Utica (586) 739-9545 www.npointvillage.com X X X The Orchards of Warren 12250 Twelve Mile Road Warren (586) 751-6200 www.theorchardsmi.com/warren X X X X Autumn Woods Healthcare Facility 29800 Hoover Road Warren (586) 574-3444 www.autumnwoods.com X X X X Park Place 29250 Heritage Parkway Warren (586) 298-3115 www.americanhouse.com X X X ★Tivoli Manor Co-op Apartments 28103 Imperial Drive Warren (800) 593-3052 www.csi.coop X Windemere Park Warren 31800 Van Dyke Warren (586) 722-2600 www.windemerepark.com X X X X X Vista Springs Washington Place 11900 Shire Blvd. Washington (586) 331-9400 www.vistaspringsliving.com X X

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Michigan Seniors Guide • Fall 2023 43IL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS Fall 2023 Guide for Senior Housing Options — Oakland CountyFacility Address City Phone Website IL AL MC RC HC The Avalon of Auburn Hills 3151 E Walton Blvd Auburn Hills (248) 282-4094 www.theavalonofauburnhills.com X X The Courtyard at Auburn Hills 3033 N Squirrel Road Auburn Hills (248) 340-9296 www.encoreseniorliving.com X X X All Seasons Birmingham 111 S Elm Street Birmingham (248) 237-3856 www.allseasonsbirmingham.com X ★Baldwin House Birmingham 200 Chester Street Birmingham (248) 397-0461 www.baldwinhouseseniors.com/birmingham X X X X The Sheridan at Birmingham 2400 E Lincoln Street Birmingham (901) 623-8167 www.seniorlifestyle.com X X X Cedarbrook of Bloomfield Hills 41150 Woodward Avenue Bloomfield Hills (248) 658-8795 www.cedarbrookofbloomfieldhills.com X X X X The Avalon of Bloomfield Township 100 W Square Lake Road Bloomfield Hills (248) 282-4088 www.theavalonofbloomfieldhills.com X X X Haven Lee Homes 760 Wattles Road Bloomfield Hills (248) 885-5885 www.havenleehomes.com X Samaritas Senior Living of Bloomfield Hills 6257 Telegraph Road Bloomfield Hills (248) 835-9442 www.samaritas.org X X X X Sunrise of Bloomfield Hills 6790 Telegraph Road Bloomfield Hills (248) 858-7200 www.sunriseseniorliving.com X X X Commerce Comfort Care 100 Decker Road Commerce (248) 896-1400 www.comfortcaresl.com X X The Avalon of Commerce Township 2500 Martin Pkwy Commerce (248) 387-2961 www.theavalonofcommercetownship.com X X Rolling Hills Retirement Community 3300 Crumb Road Commerce (248) 716-0844 www.rollinghillsretirement.com X Aleardi's Lilac Inn 28326 Shady Lane Drive Farmington Hills (734) 788-3000 www.aleardisplace.com X ★American House Farmington Hills 24400 Middlebelt Road Farmington Hills (248) 260-2142 www.americanhousemi.com X X X X X Brookdale Farmington Hills 36550 Grand River Avenue Farmington Hills (248) 476-7478 www.brookdale.com X X Brookdale Farmington Hills North 27950 Drake Road Farmington Hills (248) 489-9362 www.brookdale.com X Courtyard Manor of Farmington 29750 Farmington Road Farmington Hills (248) 539-0104 www.courtyardmanor.com X X X Detroit Baptist Manor Gamma 30245 W 13 Mile Road Farmington Hills (248) 626-6991 www.thebaptistmanor.org X Farmington Hills Inn Assisted Living 30350 Twelve Mile Road Farmington Hills (248) 851-9640 www.farmingtonhillsinn.com X X Grand Oak Senior Living 28207 Grand Duke Drive Farmington Hills (248) 571-8077 www.grandoakseniorliving.com X X Halsted Place Apartments 29451 Halsted Road Farmington Hills (248) 489-8988 www.halstedplace.com X X Marian Oakland 29250 W 10 Mile Road Farmington Hills (248) 474-7204 www.marianoakland.org X Orchard View Care Home 26450 Orchard Lake Road Farmington Hills (248) 631-6156 www.orchardviewcarehome.com X Sunrise at North Farmington Hills 29681 Middlebelt Road Farmington Hills (248) 538-9200 www.sunriseseniorliving.com X X X X The Baptist Manor 30301 W 13 Mile Road Farmington Hills (248) 626-6100 www.thebaptistmanor.org X ★Ferndale Park Co-op 20800 Wyoming Avenue Ferndale (248) 542-0881 www.csi.coop X The James Ferndale 22111 Woodward Avenue Ferndale (248) 554-3600 www.thejamesferndale.com X ★Baldwin House Hazel Park 777 E Woodward Heights Blvd Hazel Park (248) 545-0707 www.baldwinhouseseniors.com/hazel-park/ X X X X Orion Assisted Living 1814 S Lapeer Road Lake Orion (248) 814-6714 www.orionassistedliving.com X X X X Orion Oaks Assisted Living & Memory Care 3451 Clarkston Road Lake Orion (855) 662-5622 www.thelaurelslakeorion.com X X ★Pomeroy Living Orion Independent Cottages 101 E Scripps Road Lake Orion (248) 621-3100 www.pomeroyorion.com X X X Mission Point Nursing & Physical Rehabilitation 31155 Dequindre Road Madison Heights (248) 585-7010 www.missionpointhealthcare.com X X X ★Madison Heights Co-op 500 E. Irving Street Madison Heights (248) 585-3185 www.csi.coop X ★New Horizons Co-op 31101 Edward Ave Madison Heights (248) 585-1792 www.csi.coop X The Reserve at Red Run 30031 Dequindre Road Madison Heights (248) 776-2000 www.reserveatredrun.com X

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44 Michigan Seniors Guide • Fall 2023Fall 2023 Guide for Senior Housing Options — Oakland CountyIL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS Facility Address City Phone Website IL AL MC RC HC ★Abbey Park at Mill River 28413 Abbey Lane New Hudson (248) 437-6550 www.abbeypark.com X Anthology of Novi 42400 W 12 Mile Road Novi (248) 567-2040 www.anthologyseniorliving.com X X X Brookdale Novi 45182 W Park Drive Novi (248) 669-5330 www.brookdale.com X Fox Run Senior Living Community 41000 W 13 Mile Road Novi (248) 926-5200 www.ericksonliving.com X Meadowbrook Commons 25075 Meadowbrook Road Novi (248) 648-3190 www.mymeadowbrookcommons.com X Rose Senior Living Providence Park 47400 Heritage Drive Novi (248) 513-8900 www.roseseniorliving.com X X X Suncrest Senior Living 25390 Wixom Road Novi (248) 207-5378 www.suncrestseniorliving.com X The Manor of Novi 24500 Meadowbrook Road Novi (248) 477-2000 www.themanorofnovi.com X Waltonwood Twelve Oaks 27475 Huron Circle Novi (248) 468-1794 www.waltonwood.com X X X Blossom Ridge 3145 Lily Trail Oakland Twp (248) 759-8500 www.moceriseniorliving.com X X Blossom Springs 3215 Silverbell Road Oakland Twp (248) 601-0505 www.moceriseniorliving.com X X X Oakland View Senior Living 90 W Predmore Road Oakland Twp (586) 212-7126 www.oaklandviewseniorliving.com X X X ★Pomeroy Living – Orion 101 E Scripps Road Orion (248) 621-3100 www.pomeroyorion.com X X X ★Baldwin House Oakland 1915 Baldwin Avenue Pontiac (248) 335-7020 www.baldwinhouseseniors.com/oakland X X X X McDonald Senior Apartments 370 Baldwin Avenue Pontiac (248) 292-2095 www.voami.org X ★Pontiac Village Estates Co-op 1200 Colony Lane Pontiac (248) 276-8939 www.csi.coop X Presbyterian Village North 420 S Opdyke Road Pontiac (248) 334-4379 www.pvm.org X American House Freedom Place 3565 S Adams Road Rochester (248) 260-2655 www.americanhouse.com X X X X X Barrett Regency 5101 N. Rochester Road Rochester (248) 494-6719 www.barrettregency.com X X Cedarbrook of Rochester 790 Letica Drive Rochester (248) 841-2850 www.cedarbrookofrochester.com X X X X X Sunrise of Rochester 500 E University Drive Rochester (248) 601-9000 www.sunriseseniorliving.com X X X X Waltonwood Main 1401 N Rochester Road Rochester (248) 601-7600 www.waltonwood.com X X X All Seasons Rochester Hills 175 E Nawakwa Road Rochester Hills (248) 710-0536 www.allseasonsrochesterhills.com X Ambrosia Villa Rochester Hills 597 Dakota Court Rochester Hills (248)-207-6511 www.seniorcaremichigan.com X ★American House Elmwood 2251 W Auburn Road Rochester Hills (248) 260-9788 www.americanhousemi.com X X X X X ★American House Stone 3741 S Adams Road Rochester Hills (248) 260-9789 www.americanhousemi.com X X X X Anthology of Rochester Hills 1775 S Rochester Road Rochester Hills (248) 266-7680 www.anthologyseniorliving.com X X X X Atina Senior Living, Inc. 1527 John R Road Rochester Hills (248) 266-6315 www.atinasl.com X X X Avon on the Lake 2889 Sandpiper Street Rochester Hills (248) 852-3444 www.yescommunities.com X Bellbrook 873 W Avon Road Rochester Hills (248) 656-6300 www.bellbrookrochesterhills.org X X X X Heritage Hills Assisted Living Care 2166 Kennedy Drive Rochester Hills (206) 432-1898 www.heritagehillscare.com X X X X MediLodge of Rochester Hills 1480 Walton Blvd Rochester Hills (248) 651-4422 www.medilodgeofrochesterhills.com X MediLodge-Rochester Hills 1974 Rochester Industrial Dr Rochester Hills (248) 609-0138 www.medilodgeofrochesterhills.com X ★Pomeroy Living Rochester 3434 W South Blvd Rochester Hills (248) 829-1030 www.pomeroyrochester.com X X X X Serene Gardens of Rochester Hills 910 W South Blvd Rochester Hills (248) 270-4040 www.serenegardensmi.com X X Waltonwood University 3250 Walton Blvd Rochester Hills (248) 710-8957 www.waltonwood.com X X X

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Michigan Seniors Guide • Fall 2023 45Fall 2023 Guide for Senior Housing Options — Oakland CountyIL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS Facility Address City Phone Website IL AL MC RC HC ★Barton Towers 333 N. Troy Street Royal Oak (248) 546-6292 www.csi.coop X Chester Street Residence 1725 Chester Road Royal Oak (248) 439-6800 www.chesterstreetresidence.com X X X X ★Royal Oak House 1900 N Washington Avenue Royal Oak (248) 585-2550 www.royaloakassistedliving.com X X X X ★Royal Oak Manor Co-op 606 S Williams Street Royal Oak (248) 541-4197 www.csi.coop X Waltonwood Royal Oak 3450 W 13 Mile Road Royal Oak (586) 353-8536 www.waltonwood.com X X Brookdale Southfield 25800 W Eleven Mile Road Southfield (248) 727-2000 www.brookdale.com X Franklin Terrace Senior Living 26962 Franklin Road Southfield (248) 358-0212 www.franklinterraceseniorliving.com X X X X X Imperial Senior Suites 27600 Franklin Road Southfield (888) 524-6658 www.seniorlivingsouthfield.com X Park At Franklin 28301 Franklin Road Southfield (248) 289-5448 www.parkatfranklin.com X X X Park House Southfield Senior Living II 27577 Lahser Road Southfield (248) 230-2512 www.parkhousesouthfield.com X St Anne's Mead 16106 W 12 Mile Road Southfield (248) 557-1221 www.stannesmead.org X X X Sterling Place 22800 Civic Center Drive Southfield (248) 206-3144 www.holidayseniorliving.com X American House Troy 2300 Grand Haven Drive Troy (248) 436-4621 www.americanhouse.com X X X X Anthology of Troy 3400 Livernois Road Troy (586) 434-0333 www.anthologyseniorliving.com X X Belmar Oakland 5990 N Adams Road Troy (248) 602-2400 www.belmaroakland.com X X X X Brookdale Troy 4850 Northfield Pkwy Troy (248) 952-5533 www.brookdale.com X Brookdale Troy 4900 Northfield Pkwy Troy (248) 267-9500 www.brookdale.com X Comfort Home of Bloomfield 6372 Tutbury Lane Troy (248) 910-9487 www.comforthomeofbloomfield.com X X X Stratford House 2026 Stratford Drive Troy (586) 909-7600 www.stratford-house1.com X X Sunrise of Troy 6870 Crooks Road Troy (248) 293-1200 www.sunriseseniorliving.com X X X Canterbury-on-the-Lake 5601 Hatchery Road Waterford Twp. (248) 243-4562 www.canterburyonthelake.com X X X X X Caremore of Waterford 4353 W Walton Blvd Waterford Twp. (248) 674-2658 www.caremoreseniorliving.com X Lockwood of Waterford 1407 Skipper Drive Waterford Twp. (947) 282-4457 www.lockwoodseniorliving.com X Lourdes Senior Community 2300 Watkins Lake Road Waterford Twp. (248) 673-1720 www.lourdesseniorcommunity.org X X X X X Mendelson Assisted Living Home 2450 Watkins Lake Road Waterford Twp. (248) 618-6362 www.lourdesseniorcommunity.org X The Inn at Cass Lake 900 N Cass Lake Road Waterford Twp. (248) 780-7724 www.holidayseniorliving.com X Waterford Oaks Senior Care East 3385 Pontiac Lake Road Waterford Twp. (248) 390-6602 www.waterfordoaksseniorcare.com X X X Waterford Oaks Senior Care West 3387 Pontiac Lake Road Waterford Twp. (248) 682-6788 www.waterfordoaksseniorcare.com X X X All Seasons West Bloomfield 5600 Drake Road West Bloomfield (248) 413-8984 www.allseasonswestbloomfield.com X American House West Bloomfield 5859 W Maple Road West Bloomfield (248) 436-4085 www.americanhouse.com X X X X Ideal Senior Living 2405 Lochaven Road West Bloomfield (248) 242-6881 www.idealseniorliving.com X X X X Independence Village White Lake 935 Union Lake Road West Bloomfield (248) 360-7235 www.independencevillages.com X X Provision Living at West Bloomfield 5475 W Maple Road West Bloomfield (248) 781-2380 www.provisionliving.com X X SKLD West Bloomfield 6950 Farmington Road West Bloomfield (248) 661-1700 www.skldcare.com X Sunrise of West Bloomfield 7005 Pontiac Trail West Bloomfield (248) 738-8101 www.sunriseseniorliving.com X X X X

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46 Michigan Seniors Guide • Fall 2023Fall 2023 Guide for Senior Housing Options — Wayne CountyIL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS Facility Address City Phone Website IL AL MC RC HC Leo Paluch Apartments 17000 Champaign Road Allen Park (313) 928-5970 www.allenparkhousing.com X Maple Heights Senior Living 4600 Allen Road Allen Park (313) 383-6226 www.maplehts.com X CedarWoods Assisted Living & Memory Care 44401 S I-94 Service Drive Belleville (734) 699-2900 www.cedarwoodsllc.com X X X Lenmoore Assisted Living 14250 Lenmoore Road Belleville (734) 589-3225 www.wellspringal.com X Brownstown Forest View Assisted Living 19341 Allen Road Brownstown Charter Twp (734) 675-2700 www.forestviewal.com X X Bickford of Canton 5969 N Canton Center Road Canton (734) 656-5580 www.bickfordseniorliving.com/canton X X Canton Crossings Assisted Living 1474 Sheldon Road Canton (734) 404-5283 www.cantoncrossings.com X X X Canton Place 44505 Ford Road Canton (734) 981-6420 www.cantonseniorliving.com X Glen Abbey Assisted Living & Memory Care 445 N Lotz Road Canton (734) 981-9224 www.leisure-living.com X X Kingsley Senior Living 44100 Connection Way Canton (734) 405-7500 www.kingsleysl.com X X Crystal Creek Assisted Living 8121 N Lilley Road Canton (734) 927-7022 www.crystalcreekassistedliving.com X X X X Serenity Manor of Canton 48410 Gyde Road Canton (734) 392-8971 www.24-7seniorcare.com/ X X X Waltonwood Carriage Park 2000 N Canton Center Road Canton (734) 233-9375 www.waltonwood.com X X X X Waltonwood Cherry Hill 42600 Cherry Hill Road Canton (734) 981-7100 www.waltonwood.com X X X X ★Allegria Village 15101 Ford Road Dearborn (313) 584-1000 www.allegriavillage.com X X X X X Beaumont Commons Dearborn 16351 Rotunda Drive Dearborn (800) 642-4663 www.beaumontcommonsdearborn.org X X X X Dearborn Town Center Senior 4550 Calhoun Dearborn (313) 400-5044 www.continentalmgt.com X Normandy Apartments 24320 Michigan Avenue Dearborn (313) 562-4024 www.preservationmanagement.com X ★American House Dearborn Heights 26600 Ann Arbor Trail Dearborn Heights (313) 749-0320 www.americanhousemi.com X X X X Bellemere Senior Apartments 14824 Greenfield Detroit (313) 835-4761 www.continentalmgt.com X Delta Manor 2150 E Vernor Highway Detroit (313) 259-5140 www.pvm.org X Dickerson Manor 722 Emerson Detroit (313) 469-0656 www.continentalmgt.com X Evangelical Manor 6720 Outer Drive W Detroit (313) 837-0450 www.nationalchurchresidences.org X Hartford Village 17500 Meyers Road Detroit (313) 270-9700 www.pvm.org/locations/hartford-village/ X Jefferson Meadows 13101 Freud Street Detroit (313) 314-1712 www.continentalmgt.com X Jennings Senior Living 7815 East Jefferson Detroit (313) 701-0906 www.continentalmgt.com X Oakpointe Villa 18901 Meyers Road Detroit (313) 864-8481 www.nexcarehealth.com X X Plymouth Square Village 20201 Plymouth Road Detroit (313) 272-3141 www.rosecommunity.com X X Presbyterian Villages-Mi St 15875 Joy Road Detroit (313) 273-8080 www.pvm.org X Regency At Chene 2295 E Vernor Highway Detroit (313) 923-5816 www.cienahealthcare.com X X Regency Heights Nursing & Rehab Center 19100 W Seven Mile Road Detroit (313) 533-5002 www.cienahealthcare.com X X Riverview Health & Rehab North 18300 E Warren Avenue Detroit (313) 343-8000 www.riverview-health.net X X Sheffield Manor Nursing and Rehab 15311 Schaefer Highway Detroit (313) 835-4775 www.cienahealthcare.com X X The Bay at Cranbrook Health & Rehab Center 5000 Seven Mile E Detroit (313) 366-2900 www.missionpointhealthcare.com X The Bay at Elmwood Health & Rehab Center 1881 E Grand Blvd. Detroit (313) 922-1600 www.missionpointhealthcare.com X

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Michigan Seniors Guide • Fall 2023 47Fall 2023 Guide for Senior Housing Options — Wayne CountyIL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS Facility Address City Phone Website IL AL MC RC HC The Thome Rivertown Senior Apartments 260 McDougall Street Detroit (313) 259-9000 www.pvm.org X Villa at Great Lakes Crossing 22811 W Seven Mile Road Detroit (313) 534-1440 www.villaatgreatlakescrossing.com X X Village Center 901 Pallister Detroit (313) 872-3286 www.rosecommunity.com X Village of Bethany Manor 8737 14th Street Detroit (313) 894-0430 www.pvm.org/locations/bethany-manor X Village of Oakman Manor 14000 Woodrow Wilson Street Detroit (313) 957-0210 www.pvm.org/locations/oakman-manor X Village of Woodbridge Manor 1300 Martin Luther King Jr Blvd. Detroit (313) 494-9000 www.pvm.org X Village-Brush Park Manor 2900 Brush Street Detroit (313) 832-9922 www.pvm.org X Woodbridge Senior Village 3521 John C Lodge Freeway Detroit (313) 831-4910 www.dhcmi.org X Assisted Living Garden City 29577 John Hauk Street Garden City (734) 536-6894 www.assistedlivinggardencity.com X Garden City Tower 6120 Middlebelt Road Garden City (734) 422-2500 www.associated-management.com X The Villages of Gibraltar Apartments 14486 Middle Gibraltar Road Gibraltar (734) 676-4802 www.gibraltarmanorapts.com X Island Woods Senior Apartments 8800 Macomb Street Grosse Ille (734) 676-8029 www.themillenniacompanies.com X American House at Grosse Pointe Cottage 161 Kercheval Avenue Grosse Pointe Farms (313) 228-4090 www.americanhouse.com/grosse-pointe X X X X X Sunrise of Grosse Pointe Woods 21260 Mack Avenue Grosse Pointe Woods (313) 343-0600 www.sunriseseniorliving.com X X X Sunrise on Vernier 1850 Vernier Road Grosse Pointe Woods (313) 642-2000 www.sunriseseniorliving.com X X X ★The Rivers 900 Cook Road Grosse Pointe Woods (313) 885-5005 www.theriversgrossepointe.com X X X Park Place 19460 Park Drive Harper Woods (313) 884-2122 www.nationalchurchresidences.org X Villa At The Park 111 Ford Street Highland Park (313) 305-6600 www.villaatthepark.com X X Cherry Hill Square 213 Henry Ruff Road Inkster (734) 729-7721 www.liveinwesternwaynecounty.com X St Clements Manor Apartments 4009 Northland Avenue Inkster (734) 595-4760 www.stclementsapts.com X American House Livonia 11525 Farmington Road Livonia (734) 425-3050 www.americanhouse.com/livonia X Angel Gardens Assisted Living 38910 Six Mile Road Livonia (734) 464-2772 www.angelgardensassistedliving.com X X Arden Courts of Livonia 32500 W Seven Mile Road Livonia (248) 426-7055 www.arden-courts.com/Livonia X Aspen Assisted Living 32406 W Seven Mile Road Livonia (248) 987-4460 www.aspenalf.com X Autumnwood of Livonia 14900 Middlebelt Road Livonia (734) 425-4200 www.regencyatlivonia.com X Brashear Towers Senior Apartments 17841 N Laurel Park Drive Livonia (734) 591-6622 www.st-residential.com/brashear-tower X Livonia Comfort Care 34020 Plymouth Road Livonia (734) 743-2300 www.comfortcaresl.com X X Marycrest Heights 15495 Middlebelt Road Livonia (734) 743-4300 www.trinityhealthseniorcommunities.org X Oakmont Livonia Senior Community 14265 Middlebelt Road Livonia (734) 245-2880 www.oakmontcommunities.com/oakmont-livonia X X X Parkside of Livonia 28815 Jamison Street Livonia (734) 655-0968 www.parksideoflivonia.com X Villa Marie 15131 Newburgh Road Livonia (734) 464-9494 www.trinityhealthseniorcommunities.org X Woodhaven Retirement Community 29667 Wentworth Street Livonia (734) 261-9000 www.woodhaven-retirement.com X X X X Coogan Terrace 3501 Oakwood Blvd. Melvindale (313) 429-1095 www.melvindalehousingcommission.org X Addington Place 42010 W Seven Mile Rd Northville (248) 305-9600 www.seniorlifestyle.com X Brookdale Northville 40405 Six Mile Road Northville (734) 655-9839 www.brookdale.com X

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48 Michigan Seniors Guide • Fall 2023Fall 2023 Guide for Senior Housing Options — Wayne CountyIL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS Facility Address City Phone Website IL AL MC RC HC Brighton Gardens of Northville 15870 N Haggerty Road Northville (734) 420-7917 www.sunriseseniorliving.com X X X X ★Pomeroy Senior Living of Northville 40033 Eight Mile Road Northville (248) 349-0400 www.pomeroyliving.com X X Willow Pines Retirement Community 17901 Cross Road Northville (248) 468-1019 www.rlcommunities.com X Cedarbrook of Northville 15700 N. Haggerty Road Plymouth (734) 738-5000 www.cedarbrookseniorliving.com X X X X Independence Village Plymouth 14707 Northville Road Plymouth (734) 453-2600 www.independencevillages.com X Plymouth Park Independent Living 107 N Haggerty Road Plymouth (734) 459-3891 www.plymouthterrace.net X Sunrise of Northville 16100 N Haggerty Road Plymouth (734) 420-4000 www.sunriseseniorliving.com X X X Tonquish Creek Manor 1160 Sheridan Street Plymouth (734) 455-3670 www.phchousing.net X The Orchards at Redford 25330 Six Mile Road Redford Charter Twp (313) 531-6874 www.theorchardsmi.com X X Village of Redford 25340 Six Mile Road Redford Charter Twp (313) 541-6000 www.pvm.org X American House Riverview 20300 Fort Street Riverview (734) 720-1159 www.americanhouse.com/riverview X X X X Atria Kinghaven 14800 King Road Riverview (734) 479-5900 www.atriaseniorliving.com X X X The Bellaire Senior Living 12621 Hale Street Riverview (734) 283-8000 www.thebellaire.com X X X Romulus Tower Apartments 36500 Bibbins Street Romulus (734) 942-1230 www.nationalchurchresidences.org X ★Whispering Willows Co-op 11100 Wayne Road Romulus (800) 593-3052 www.csi.coop X American House Southgate 16333 Allen Road Southgate (734) 720-9285 www.americanhouse.com/southgate X X X X Maryhaven 11350 Reeck Road Southgate (734) 287-2111 www.trinityhealthseniorcommunities.org X X American House Southland 25250 Eureka Road Taylor (734) 720-1160 www.americanhouse.com/southland X X X X Commons Senior Living Apt 26121 Eureka Road Taylor (734) 941-9736 www.mckinley.com/apartments/michigan X Volunteers of America Heritage Park 22431 Superior Road Taylor (734) 486-7000 www.voami.org/housing_properties X Parkside Estates Senior Living 2211 Parkside Street Trenton (313) 815-9212 www.parksideestatesseniorliving.com X Maple Manor of Wayne 3999 Venoy Road Wayne (734) 727-0440 www.maplemanorrehab.com X X Wayne Tower Apartments 35200 Sims Street Wayne (734) 721-0660 www.nationalchurchresidences.org X Woods Care 5706 S Wayne Road Wayne (734) 722-6462 www.woodsafc.com X American House Westland Hunter 35700 Hunter Avenue Westland (734) 447-5037 www.americanhouse.com/westland-hunter X X X X American House Westland Joy 39201 Joy Road Westland (734) 961-4695 www.americanhouse.com/westland-joy X X X X ★American House Westland Venoy 1660 S Venoy Road Westland (734) 205-9640 www.americanhousemi.com/westland-venoy X X X X X Holiday Ashford Court 37501 Joy Road Westland (734) 666-0304 www.holidayseniorliving.com X The Westland House 36000 Campus Drive Westland (734) 326-6537 www.thewestlandhouse.com X Regency at Westland 2209 N Newburgh Road Westland (734) 522-1444 www.cienahealthcare.com X Westhaven Manor 34601 Elmwood Street Westland (734) 729-3690 www.westhavenmanor.com X 22nd Street Senior Care 2772 22nd Street Wyandotte (734) 838-7770 www.22nd-street-senior-care.business.site X ★Wyandotte Co-op 2455 Biddle Avenue Wyandotte (734) 282-1435 www.csi.coop X ★Bishop Co-op Apartments 2651 Biddle Avenue Wyandotte (734) 283-9729 www.csi.coop X

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Michigan Seniors Guide • Fall 2023 49Come to our Michigan Senior ExposWe Connect Thousands of Seniors With Hundreds of Helpful Companies Every Year, Including: Assisted Living • Audiology • Veteran’s Benefits • Mobility Solutions • Home Care Senior Travel • Financial Planning • Independent Living • Memory Care Hospice • Insurance • Medical Equipment • Medicare • Physical Therapy • & More!FREE ADMISSION • FREE HEALTH SCREENINGSFREE REFRESHMENTS • PRIZES EVERY HOUR • GIVEAWAYS • GREAT INFORMATION Interested in being an Exhibitor or Sponsor? Visit www.SeniorExpoUSA.comWest Bloomfield / FarmingtonCanton / Plymouth • Troy / BirminghamSterling Heights / WarrenTaylor / Southgate • SouthfieldWestland / Garden CityShelby / Macomb•Detroit• LivoniaRoyal Oak / Ferndale• Grosse PointesAnn Arbor • Grand RapidsFor Dates/Locations and to Preregister for Hourly Prize Drawings visit www.SeniorExpoUSA.com

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50 Michigan Seniors Guide • Fall 2023Restaurant Discounts Meeting up for lunch or dinner with friends or family members is easier on the wallet when you have senior status. So, get your appetite ready for savings with these great deals. Applebee’s Discount: 10-15 percent off food and nonalcoholic beverages Qualifications: Ages 60-plus Locations: Various locations in metro Detroit Carrabba’s Italian Grill Discount: 10 percent off food and nonalcoholic beverages Qualifications: Must be an AARP member Locations: Various locations Dunkin’ Donuts Discount: 10 percent off or free donut at participating locations Qualifications: Ages 55-plus Locations: At participating restaurants only Retail Discounts Love to shop? These are the deals for you. We’ve found some great savings both online and in-store. Hallmark Discount: Up to 10 percent off Qualifications: Ages 55-plus Locations: At participating locations only Kohl's Discount: 15 percent off your purchase Qualifications: Ages 60-plus Locations: Various locations Michael's Discount: 10 percent off your purchase Qualifications: Ages 55-plus Locations: Various locations TJ Maxx Discount: 10 percent off on Mondays (varies by location) Qualifications: Ages 60-plus Locations: Various locations Leisure Activity Discounts Relax, unwind and have some fun at a crazy good deal! National Parks America the Beautiful Senior Pass Discount: $20 annual park pass or $80 lifetime park pass provides admittance to more than 2,000 recreation sites Qualifications: Ages 62-plus; must provide proof of age and residency or citizenship. Locations: Various locations Ticketmaster Discount: Save on tickets to select shows and events Qualifications: Must be an AARP member SilverSneakers Discount: Free healthy living and fitness classes at over 17,000 fitness locations Qualifications: Ages 65 plus and a member of select Medicare or other health plans. Locations: Contact your healthplan for locations near you. Travel Discounts If you love to travel, you should never have to pay full price as a senior. Just pick a destination, grab these deals, and get going! Carnival Cruises Discount: Exclusive savings Qualifications: Ages 55-plus Locations: For more information visit www.carnival.com/cruise-deals/senior-cruisesll ahead to confirm the discount. Marriott Discount: Offers a senior discount rate at participating locations Qualifications: Ages 62-plus years Locations: For details visit www.help.marriott.com Payless Car Rental Discount: Save 5 percent on daily, weekly, weekend, and monthly base rates, plus get a free upgrade on compact through full-size car class bookings Qualifications:Must be an AARP member Locations: Various locations, call ahead to confirm the discount Senior Discounts*for Groups of 10 or More at The Detroit Opera HouseUp to 50% off* 90 minutes prior to curtain for the following productions:For Group info, please contact: groups@detroitopera.orgMadame ButterflySUNDAY, OCTOBER 15, 2023 AT 2:30 P.M.Breaking the WavesSUNDAY, APRIL 14, 2024 AT 2:30 P.M.Europeras 3 and 4SUNDAY, MARCH 10, 2024 AT 2:30 P.M.The Cunning Little VixenSUNDAY, MAY 19, 2024 AT 2:30 P.M.*Includes remaining seats available day of purchase. Non-group single senior rush tickets are $45 and $55 for these Sunday performances. Excludes Price Level 1 seats and box seats.Senior Deals & SavingsMichigan seniors have a lot of opportunities to save money on eating out, retail purchases, travel, and more. And, while many of these discounts are only available to those who are 60 or 65 years of age or older, some apply to individuals aged 55 and up.Know of some great senior discounts in Michigan that we’ve missed? Let us know by sending an email to News@gazettemediagroup.com and we’ll add them to the list.

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Michigan Seniors Guide • Fall 2023 51                     N                                          4%'G%2/-.2!%/20!2/&05.')Q3,3       $%4#%../#Ԯ%#)62%32/-!2'Ԯ4/       NHԮԮԮ       @qN14"',       AFFEI>A?I@>@       IR14"',0G!#0%$0(-,"#0!--GQ#0!3?0!4g3-f3#&gcf#&#g4),f4)14"',!3%#)62%3G3-!2'/2025/

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52 Michigan Seniors Guide • Fall 2023BRAINTEASERS - CrosswordDOWN 1. Academy award 2. Isolated 3. Chip dip 4. Lord, is ___? 5. Submit 6. Bohemian 7. Cool! 8. Painter of limp watches 9. Trysail 10. "Peer Gynt Suite" dancer 11. Funnel-shaped 12. Matriculate 13. Paris divider 22. Kitchen addition 23. Broadcaster 25. Like some excuses 28. Sleek swimmer 29. Select 30. Blame 31. Old verb ending 32. Faulkner's "___ Lay Dying" 34. ___-do-well 35. Poppycock 36. "Much ___ About Nothing", play by Shakespeare 37. Solo of "Star Wars" 39. Bogie, e.g. 42. Aromatic plant 45. Malevolent 46. Planetary revolution 48. Little drink 50. Place for a lace 51. Balls 52. Sharp 53. Light unit 54. Affairs of honor 55. Pertaining to the eye 56. Best 57. Leg joints 59. Dress often worn by Hindu women 60. Great quantity 65. LikeACROSS 1. Watering hole 6. No ifs, ___... 10. High cards 14. Roofing stone 15. Get as a result 16. Zilch 17. General Powell 18. Story 19. Cross inscription 20. Ques. response 21. Goal of a journey 24. Fact 26. Ringlike formation 27. Hill insect 28. Musical drama 30. Enlarge, as a hole 33. Full 35. Cheering word 38. Flummoxed 40. And so on: Abbr. 41. Role for Valerie 43. 21st letter of the Greek alphabet 44. Impudent 47. School founded in 1440 48. Fab Four name 49. Always, poetically 51. Small galley 54. Diary 58. Type of massage therapy 61. Bit of wordplay 62. Coal unit 63. Confront 64. Starbucks order 66. To ___ (perfectly) 67. River to the Caspian 68. Say "y'all," say 69. Dispatched 70. Covers 71. Folded food

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Michigan Seniors Guide • Fall 2023 53DIRECT CREMATION$895.00 COMPLETENO Hidden FeesCall for FREE Brochure (800) 331-5051DUZAK Funeral & Cremation Center, Inc.Family Owned & OperatedSoutheast Michigan’s Lowest Cremation Cost ProviderSince 1977Al, Chris & Noah Duzak Director’swww.duzakcremation.comAccessible Van Rentals of Michigan1-800-887-7868www.mivanrentals.comDaily, Weekly, Monthly rentals. Serving all of Michigan.PROVIDING QUALITY VAN RENTALS SINCE 1993Delivery fees vary by city. HAND CONTROLS AVAILABLE• Arts and Crafts: Set up an arts and crafts station with simple projects like painting, drawing, knitting, or making greeting cards. These activities can be done sitting down and allow freedom to express creativity. • Board Games and Puzzles: Card games, dominoes, chess, checkers, or jigsaw puzzles. These games can be played while sitting at a table, promoting cognitive stimulation and social interaction. • Gardening: Create a raised garden bed or use pots to allow gardening without excessive bending or kneeling. Planting flowers or herbs can be fulfilling and therapeutic. • Gentle Exercise: Attend seated exercise classes tailored for seniors with mobility aids. These may include chair yoga, seated aerobics, or stretching routines to improve flexibility and maintain mobility. • Music and Singing: Music can uplift the spirits and trigger cherished memories. • Storytelling or Reminiscing: Encourage friends to share their life stories, experiences, and wisdom with others. This fosters a sense of connection and validation. • Virtual Tours and Travel: Use technology to take virtual tours of museums, landmarks, or travel destinations worldwide. • Pet Therapy: Organize visits from therapy animals or simply interact with friendly pets. This can promote relaxation and reduce stress. • Cooking or Baking Classes: Adapt recipes and cooking techniques to make them accessible. This can be a great way to socialize and enjoy delicious treats together. • Book Clubs: Start or attend a book club where seniors can read and discuss books at a comfortable pace. • Mindfulness and Meditation: Try out relaxation techniques and meditation practices to promote mental well-being and reduce anxiety. • Adaptive Sports: Explore adaptive sports like wheelchair basketball, bocce, or bowling, which allow for participation regardless of mobility limitations. • Themed Parties: Organize themed parties or events to celebrate holidays, birthdays, or special occasions.Enhancing Quality of Life: Engaging Activities for Seniors with Mobility AidsEngaging in fun activities is essential for seniors with mobility aids to maintain physical, mental, and emotional well-being. Here are some enjoyable activities that cater to different interests and abilities:

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54 Michigan Seniors Guide • Fall 2023Life is a long journey that must someday end for us all. For many, hospice care is a part of that journey. When it’s time to talk about end-of-life options for yourself or a loved one, of course, there are many, many questions. What will hospice be like? What can we expect as our parent transitions under hospice care? How often do nurses come, and what kind of things do they do? Ryan Fox, MSW, is the director of marketing for Brighton Hospice Michigan. Fox has also served as a hospice care consultant, a social worker, an executive director, and the director of social work, bereavement and volunteers in his hospice career. He graciously agreed to take our questions via email on behalf of prospective hospice patients and families. What is hospice care and how is it different from other forms of care? “Hospice care is a Medicare benefit designed to treat a patient’s pain/symptom management from their terminal illness focusing on the patient’s comfort and quality of life. Hospice care is different than skilled home care as hospice is focused on comfort and quality of life over curative treatment. Medicare, and Medicaid, cover hospice at 100%, while private insurance agencies may be subject to deductibles or copays. Skilled home care is focused on rehabilitation and bringing patients back to baseline and usually pays 80% leaving the other 20% responsible to the patient/family. Palliative care is often confused with hospice care because hospice care provides palliative care in treating a patient’s pain/symptoms to focus on comfort. Palliative care, while focused on comfort and symptom management, can be delivered in conjunction with curative treatments. Hospice care also provides more care services, more often than home care or palliative care. These care services include nursing, social work, spiritual care, home health aide, bereavement, complementary therapies and volunteers.” When is the right time to consider beginning hospice care? “The right time to call Brighton Hospice is when you or someone you love is faced with challenges of an advanced illness. In fact, most families who use our services say they wish they had called us sooner. One of our professionally trained nurses will visit with you and give you information about how we can help you and your family so that you can make an informed decision about your healthcare. Many of our patients thrive with the personal care that the hospice team provides.” Please describe the process for entering hospice. “If you aren’t sure you want hospice and would like more information before providing the below information, the hospice agency can send out a representative to explain hospice services and discuss goals of What is Hospice?by Brian ChristopherRoutine Home Care: Routine home care is the most utilized level of care under the hospice benefit. This level of care is provided wherever a patient calls home. These patients have symptoms that are well managed and can be cared for without need for a higher level of care. Continuous Care: If a patient develops physical or emotional symptoms that aren’t easily managed with routine care, continuous care may be initiated, as directed by the hospice physician. Continuous care provides more intense care in the patient’s home environment. Under this level of care, members of the hospice team are assigned to the care of this patient around the clock, with a nurse providing, at minimum, eight hours of the patient care hours within a 24-hour period to administer medications, treatments, and support until the symptoms are under control. Continuous care is considered a short-term level of care and is reevaluated every hour. General Inpatient Care (GIP): Patients under this level of care must have documented severe symptom management needs that cannot be managed in their home setting. These symptoms require inpatient care delivered within a skilled nursing facility or hospital setting where nurses are available around the clock to administer medications and treatments. As with continuous care, inpatient care is considered short-term and is discontinued once a patient’s symptoms are controlled. Respite Care: This level of care allows a family caregiver to get a break from caregiving duties while the patient is cared for in a Medicare-certified inpatient facility. It is provided on an occasional basis, for a maximum of five consecutive days. Hospice respite care is provided in a hospital, hospice unit, or long-term care facility. Provided by Brighton Hospice Michigan THE FOUR LEVELS OF HOSPICE CARE

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Michigan Seniors Guide • Fall 2023 5526560 Van Dyke • Center Line, MI (586) 754-2464George Rafaidus, Licensed Funeral Directorinfo@thefordfuneralhome.comGeorge and Charlene Rafaidus FUNERAL ADVANCED PLANNING • SOCIAL SECURITY BENEFITS& VETERAN DEATH BENEFITScare with the patient and/or their family. To be eligible for hospice, two physicians must agree that if a patient’s terminal illness were to take the normal trajectory, their life expectancy would be six months or less. Next, a physician (preferably your PCP) will need to write an order requesting the patient be ‘evaluated for hospice and admitted if eligible.’ This gives permission for the hospice nurse to complete their assessment/evaluation. Along with the physician’s order, the hospice agency may ask for the patient’s history and physical and/or labs/nursing records/notes to illustrate the needs for hospice care. The hospice agency will also need to verify your insurance information — please be prepared to show any medical insurance cards (i.e., Medicare, Blue Cross Blue Shield, etc.). Once the insurance is verified and the hospice has a physician’s order along with the patient’s medical records, an informed consent meeting and a nursing evaluation can be scheduled. Informed hospice consents show that the patient or their responsible party (guardian, power of attorney, next of kin, etc.) agree to hospice care and philosophy. The evaluating nurse will physically check vital signs and review the medical records, while consulting with their hospice physician. If the evaluating nurse and hospice physician agree the patient is eligible for service, and hospice consents have been signed, the patient is officially on hospice. The evaluating nurse will then communicate to the patient and/or family who their hospice care team will be and when to expect them, providing a telephone number to call with any questions/concerns.” After beginning hospice care, what happens next? “Medicare guidelines state, at minimum, a nurse must visit at least once every 14 days. Most hospices will provide more than that and should develop a patient centered plan of care with the patient/family. This plan of care consists of what care will be provided, who will be providing the care, and when each team member will visit. The hospice care team consists of the hospice physician/medical director, nurse/case manager, certified nursing assistant (CNA), social worker, chaplain, complementary therapies (massage therapy, music therapy, etc.), and volunteers. The patient and family will discuss with each team member scheduling visit days.” What services does hospice provide? “Medicare has set minimum standards of care for hospice. Brighton’s mission is to raise the hospice industry standard by providing the maximum amount of physical, emotional, and spiritual care for our patients and their families. “Brighton Hospice provides the following services: • Two or more nursing visits per week, as directed by the medical director. • Certified nursing assistant visits for personal care, as directed by the medical director. • Attending physician, Brighton Hospice physician, medical director and nurse practitioner available. Brighton’s hospice physician and/or nurse practitioner will visit at various times throughout a patient’s hospice stay. • Social workers and chaplains visit twice per month or more frequently, as needed. • Bereavement specialists offer individual counseling and grief support groups in-person and virtually. • In addition to Medicare standard therapies, Brighton Hospice offers complementary therapies such as aromatherapy, massage therapy, music therapy, pet therapy, and more! • Our volunteers are specially trained by Brighton to provide assistance to patients, their families, and the hospice team. • Brighton Hospice provides medications, medical equipment, and medical supplies related to hospice diagnosis, including incontinence supplies. Brighton’s services may vary by agency and each patient’s hospice physician-directed plan of care. • Care is provided wherever a patient calls home; in a nursing home, a group home, assisted living facility, etc.” Who is eligible to receive care through hospice and is it covered by insurance? “Anyone who has a terminal diagnosis with a life expectancy of six months or less is considered eligible for hospice care. Yes, because hospice is a Medicare benefit, Medicare/Medicaid will pay 100% for hospice services. Patients who utilize a commercial insurance agency, may be subject to a deductible or copay. If you are unsure about your insurance, please reach out to Brighton and one of our hospice representatives can guide you and answer any questions you may have.” What can patients expect during the hospice care experience? “Caring, dedicated staff that focus on patient centered care. We want to ensure that patients, and their families, have comfort and quality of life for what time they have left. We will provide a consistent collaborative team to guide you through the process, providing advocacy for end-of-life wishes.” What can families expect during the hospice care experience? “Families can expect their loved one to be well cared for. They can also expect guidance, education, empathy, advocacy, and relief.”

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