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T/RMB WEALTH MANAGEMENT GROUPHelping You Plan with PurposeSecond Opinion Service:Sample Client
About Us
OUR MISSIONWe provide world-class financial planning and advisory services to help our clients live the lives they've always imagined.
01020405Second Opinion ServiceAgendaAbout UsRetirement Process & Risk AssessmentFinancial ConsiderationsOur Process & Next Steps03Your Current Portfolio
The Retirement ProcessStay on track towards your long-term goals
LongevityExpenses and inflationSources of incomeTiming of withdrawalsStrategic asset allocation RETIREMENT BASICS:KEY CONSIDERATIONS FOR YOUR PLAN
Income Sources | Lifestyle Choices | Tax PlanningPlan AheadRetire ConfidentlyOur Process
• Risk Profile Assessment• Investment Selections• Understanding Your Portfolio• Making Adjustments• Ongoing Portfolio MonitoringRetirement ProcessThe Five PillarsThe Five Pillars
Retirement ProcessRisk Profile AssessmentRiskalyze MethodologyWe utilize each client’s unique Risk Score to compose a portfolio that may best suit their needs and investment objectives.
Your Reported ScoreRetirement ProcessRisk Profile AssessmentTotal Portfolio ScoreAccount Specific breakdown:• Account #1: 72• Account #2: 63• Account #3: 65• Account #4: 91
Your PortfolioKey Details & Observations
Your Portfolio:+0.82%AVERAGE EXPENSE RATIO:Tech: 18%Healthcare: 16%Comm. Services: 15%Consumer Cyclical: 14%Financial Services: 9%INDUSTRY BREAKDOWN:~75RISK ASSESSMENT:Equity: 92%Bonds: 5%Cash: 3%ASSET ALLOCATION:
• Update beneficiary information• IRA trends and observations• Options for former 401(k)• Investment selection review for current 401(k)• College funding needsYour PortfolioKey Observations
Your PortfolioTop Holdings
Your PortfolioSector Exposure
Your PortfolioMarket Capitalization | Stock Style Exposure
Your PortfolioRisk & Reward | Size & Style
Your PortfolioRegional Exposure
Our RecommendationsOptions & Considerations
• Reduced internal costs• ETFs vs. Mutual Funds• Increased potential annual dividend• Simplified Holdings • Layer in sector exposure:• Sector #1• Sector #2• Sector #3• Holding ~X% cash: flexibility/liquidityProposed PortfolioKey Focus Areas
Your Portfolio:+0.82%AVERAGE EXPENSE RATIO:Tech: 18%Healthcare: 14%Comm. Services: 15%Consumer Cyclical: 14%Financial Services: 9%INDUSTRY BREAKDOWN:~75RISK ASSESSMENT:Equity: 92%Bonds: 5%Cash: 3%ASSET ALLOCATION:
Proposed Portfolio:+0.16%AVERAGE EXPENSE RATIO:Tech: 18%Healthcare: 18%Financial Services: 12%Consumer Cyclical: 11%Industrials: 10%INDUSTRY BREAKDOWN:~76RISK ASSESSMENT:Equity: 95%Bonds: 0%Cash: 5%ASSET ALLOCATION:-66bps+1
Proposed PortfolioRisk & Reward | Size & Style
Proposed PortfolioAsset Classification
Proposed PortfolioRegional Exposure
KEY FINANCIAL CONSIDERATIONSRight-size portfolio according to your risk tolerance01Consider cost-effective ETFs vs. Mutual Funds02Reduce internal fees03
Model your key considerations:• Retirement Income Needs• College Funding• Tax ImpactEstablish or update your Financial Plan.We can help you consider:• Possible opportunity costs• A cost/benefit analysisAssess your potential options.Next StepsAction Items to Prepare
Our ServicesCreating a Financial PlanReceiving a Second OpinionWealth & Investment ManagementFinancial GuidanceAsk us about:
We are here to help you Plan with PurposeTHE BOTTOM LINE:
Thank you!
Contact The MB Group36 South Franklin Street, Chagrin Falls, OH 44022MAIN OFFICE ADDRESS440.589.4902PHONE NUMBERHello@MBWealthManagementGroup.comEMAIL ADDRESSwww.MBWealthManagementGroup.comWEBSITE