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NEWSLETTERTHE OFFICIALMARCH + APRIL 2024We are thrilled to sharesome major updates with you internally!
TABLE OF CONTENTSContact Us03A look back at the fun client events we have had this year!Coffee Talk RSVPFrom the Desk of Beezer04A look ahead into our March and April Coffee Talks.Resources and essential information provided by the Fullerton pup.0607Exciting Event HighlightsUpcoming EventsFind out what exciting events are taking place at Fullerton the next few months.0812SHHHH!! Coming Soon!!!! A tiny sneak peek into our NEW office in North Scottsdale!!!!Read our blog post here.We'd love to hear from you! Learn how to contact Fullerton Financial and stay in touch.11SE E WHAT ' S INS I DEBlog: Why You Should Look at Optimizing Your Portfolio for 2024
We host various monthly events. Be sure to subscribe to our emails to stay updated on upcomingactivities. For a complete calendar, please reach out to maggiec@fullertonfp.com.Join us for a range of exciting monthly events!For a detailed calendar of all our activities, contact maggiec@fullertonfp.com.UPCOMING EVENTSFIND OUT WHAT'S GOING ON AT FULLERTONMarchMarchMayMay6Coffee Talk - Marching Towards TaxesCoffee Talk - Marching Towards TaxesVolunteer With Us!! Bunk Bed BuildVolunteer With Us!! Bunk Bed Build We are committed to empowering you with the information andassistance needed to explore your tax options effectively. Our goalis to guide you through any inquiries you might have during thiscrucial period for tax planning. Remember to spread the word andbring your friends along for our online session. Join us for the Third Annual Bunk Bed Build, a heartwarming eventdedicated to providing local children with a comfortable place tosleep. Together, we'll construct bunk beds, fostering community spiritand making a tangible difference in the lives of families. Be part ofthis impactful day of giving back.For Questions or to Register email:maggiec@fullertonfp.comOr call our office and ask to speak with Maggie Cady. All event dates are subject to change. AprilApril2311Shred-A-ThonShred-A-ThonJoin us for a Paper Shredding Event on April 23rd, right after TaxDay! It's the perfect opportunity to safely dispose of your sensitivedocuments. This event is not only practical but also a chance tosocialize. Bring a friend and enjoy!Here is How To Stay Up To Date!! MayMay3First Annual Charity PickleballFirst Annual Charity Pickleball Get ready to showcase your skills and compete in a friendly, dynamicenvironment. This event promises excitement, communityengagement, and the chance to support a great cause. Whetheryou're a seasoned player or new to the game, join us for anunforgettable experience.
.AT A GLANCEOur Retirement Celebrationwas truly special as we hadthe privilege to honor ourclients who retired in 2023.It was an incredible momentfilled with genuine thanks & warm tributes. Stay tunedfor the next specialgathering – looking forwardto sharing more joyousmoments with you!LOO K I NG B A CK A T TH E EVE N TRETIREMENT CELEBRATIONBARRIO QUEEN: RETIREMENT JOY & CAMARADERIE.
.POSTINO SPARKLED WITH STYLE AND LAUGHTER.AT A GLANCECheers to a fabulous LadiesNight Out! Elegance, vibrantenergy, and infectiouslaughter defined theevening. Here's to thecherished memories createdtogether! Keep your eyesopen for the next fabulousgathering – we can't wait tocelebrate with you!LOO K I NG B A CK A T TH E EVE N TLADIES NIGHT OUT
Our mission is to arm you with valuable insights andstrategies to optimize your retirement planning. This coffeetalk is designed to address the complexities of retirementtax planning, offering you a roadmap to navigate throughthe financial nuances that come with preparing forretirement.Get ready for an enriching and informative coffee talk that promises to elevate yourmorning! Join us on March 6th, 2024, at 10:00 am, at the Fullerton FinancialPlanning Corporate Office for a session that's not just about sipping coffee but alsoabout securing your financial future.This coffee talk isdesigned to help youplan for a prosperousand tax-efficientretirement, whetheryou're just starting orrefining your strategy.We want to see youthere! RSVP FOR THE COFFEE TALKA L O O K A T OUR N EXT C OFF E E TA L K Spaces for this coffeetalk are limited.Secure your spot nowto avoid missing outon this opportunity toenhance yourretirement planningstrategy.
Exciting Updates and Happenings!But wait, there's more! I'm thrilled to announce that we'll soon be opening our brand-newoffice location in North Scottsdale. Can you imagine all the fun sniffing adventures we'llhave exploring our new surroundings? I can hardly contain my tail-wagging excitement!And speaking of exciting events, mark your calendars for May 3rd because we'll be hostingthe First Annual Fullerton Foundation Charity Pickleball tournament! Get ready to put yourbest paw forward for a day filled with friendly competition, delicious snacks, and plenty oftail-wagging fun. Stay tuned for more information coming your way soon!In other news, our pack has welcomed some fantastic new members recently, and let metell you, they're all top dogs in their fields. With their fresh perspectives and boundlessenergy, I have no doubt they'll fit right in and help us continue to deliver the exceptionalservice you've come to expect from us.Dear Valued Clients,FROM THE DESK OF BEEZERRES O U RCE S + I M P ORT A N T I N F OAs always, my furry friends, please don't hesitate to reach out if you have any questions orconcerns or just want to say hi. Your satisfaction is our top priority, and we're always here tolend a helping paw whenever you need us.Until next time, keep wagging those tails andspreading joy wherever you go!Tail wags and doggie kisses,BeezerWoof woof! It's Beezer here, reporting from the heart of our bustling office! I hope this letterfinds you wagging your tails with joy, as we have so much paws-itively exciting news toshare with you.First off, let me bark about how awesome the year has been so far! We've been busy bees(or should I say busy pups?) organizing fantastic client events and participating inmeaningful volunteering activities. From Our pack has been making a real difference, and itfills my doggie heart with pride to see everyone coming together as a family!!
As we approach a potential economic slowdown, adopting a more defensive portfolio position may beadvisable for some investors. This could mean favoring fixed income rather than growth-oriented investments.Some sectors, like industrials, materials and healthcare, may provide long-term value and stability, especially inprojects related to infrastructure development.Diversification remains a crucial aspect of portfolio optimization. This includes diversifying across asset classes(like stocks, bonds, precious metals, and cash) and within the stock market across different sectors, investmentstyles, company sizes, and regional exposures.w w w . f u l l e r t o n f p . c o mF u l l e r t o n F i n a n c i a l P l a n n i n gWHY YOU SHOULD LOOK AT OPTIMIZING YOURPORTFOLIO FOR 2024FFP BLOGDIVERSIFICATION STRATEGIESANTICIPATING SHIFTS IN THE MARKETAs economic conditions evolve in 2024, there could be a shift from defensive assets to those that typicallyoutperform in the early stages of an economic rebound. This might include riskier equity classes andcommodities, as well as locking in attractive long-term bond yields .Certain investment options, like Exchange-Traded Funds (ETFs), may be an effective way to achieve diversification, especially forgaining regional exposure or for those building up a portfolio.
For qualified investors and some retirement savers, diversifying into alternative investment strategies likedefensive hedge-fund and private capital strategies could be beneficial. These investment vehicles may providediversification during times of volatility in traditional equity and bond markets .The investment landscape is rapidly evolving with an emphasis on technological innovation and concertedinvestments into healthcare and infrastructure investments. It may be in your best interest to speak with an investmentmanager to learn how your portfolio should adapt to these changes and whether they should be incorporated intoyour investment strategy .Artificial Intelligence is playing an increasingly important role in shaping investment strategies. AI-driveninsights are helpful in navigating from traditional mutual funds to active ETFs, identifying growth opportunities incybersecurity and assessing the sustainability of investments .The rate hikes that started in 2022 may be nearing their end. The year and a half of rate increases and thepotential for cuts in 2024 will continue to influence real estate dynamics and potential fiscal policy shifts. Whilethere is optimism fueled by rate cuts, it should be combined with caution due to the inherent uncertainty ofmarkets.The rate hikes that started in 2022 may be nearing their end. The year and a half of rate increases and thepotential for cuts in 2024 will continue to influence real estate dynamics and potential fiscal policy shifts. Whilethere is optimism fueled by rate cuts, it should be combined with caution due to the inherent uncertainty ofmarkets.Federal Reserve policymakers seem optimistic about inflation. This optimism is based on recent data showing acooling of price spikes, leading to a projection of three rate cuts for 2024. The Fed's preferred inflation gauge,which rose three percent over the 12 months ending in October, is expected to fall closer to their two percent target toward the end of 2023 and early 2024.The anticipated rate cuts may be interpreted as a positive sign that the U.S. might overcome inflation withouttriggering a recession or a significant increase in unemployment. This outlook could be a potential boon formany investors and retirement savers, especially considering the economic challenges of the past few years .ALTERNATIVE INVESTMENT STRATEGIESADAPTING TO DIGITAL AND INFRASTRUCTURALCHANGESLEVERAGING AI IN INVESTMENT STRATEGIESREAL ESTATE AND FISCAL POLICY CONSIDERATIONSWHAT DO THE CHANGING CONDITIONS IN 2024 MEANFOR YOUR INVESTMENTS?WHAT ABOUT INFLATION IN 2024?POTENTIAL ECONOMIC STABILITYw w w . f u l l e r t o n f p . c o mF u l l e r t o n F i n a n c i a l P l a n n i n g
PROVIDING GUIDANCE FOR RETIREMENTSAVERS AND INVESTORS IN PHOENIXWhether you’re a retiree, nearing retirement or busy with everyday life, closely following the health and performance of sectors andmaking quick, informed decisions might not be the way you prefer to spend your time. Making big investment decisions can have asignificant impact on your future, and it’s often beneficial for investors to have an informed and knowledgeable professional in theircorner for assistance and guidance. The team at Fullerton Financial Planning is committed to helping all types of investors navigate the uncertainties of 2024.Don’t hesitate to call us at (623) 974-0300 to speak with an investment manager or financial advisor today. The Fed has been pursuing a balancing act where they utilized rateincreases to get inflation under control without causing a potentiallyavoidable slowdown. Although they haven’t yet reached their twopercent target on the inflation gauge, and they haven’t entirelycommitted to a strategy of rate decreases, they do want to avoidcausing an overcorrection and slowdown.CONCERNS OVER CAUSING A SLOWDOWNThis level ofuncertainty can makeit hard for theaverage person tomake well-informeddecisions that aren’tdriven byoverexuberance overa single event orovercautiousmorosity about thestate of the economy.THERE ARE NO GUARANTEES IN THE MARKET OR ECONOMY IN 2024There are a variety of competing narratives about what 2024 maybring for investors of all kinds. This level of uncertainty can make ithard for the average person to make well-informed decisions thataren’t driven by overexuberance over a single event or overcautiousmorosity about the state of the economy.Working with experienced investment managers, like those atFullerton Financial Planning, can help ensure you continue to pursuean informed approach. Our experts are constantly apprised ofchanging conditions and optimize investment strategies to maintainthe preferred level of growth potential and risk reduction for everyretirement saver and investor, whether they are looking for aggressivegrowth or defensive wealth preservation.
NEW OFFICE COMING THIS APRIL!EXC I T ING N EWSFullerton Financial Planning is thrilled to announce the opening of our new office in the vibrant NorthScottsdale area, conveniently situated right off of Hayden and the 101. This strategic location is not just atestament to our growing family but also a commitment to offering more accessible and superior services toour clients residing in or around North Scottsdale.Our new North Scottsdale location is designed with our client's comfort and convenience in mind, reflectingthe quality and excellence Fullerton Financial Planning is known for. The modern, welcoming space isperfect for current and prospective clients looking for comprehensive financial planning services, includingretirement planning, tax strategies, and investment management, all tailored to meet their unique needs.If you want to make our North Scottsdale location your home office, we invite you to contactkristino@fullertonfp.com. Moreover, we understand the value of community and referrals. If you have friends or family in the NorthScottsdale area who could benefit from our services, please send them our way. We have a special giftwaiting for them at their first appointment as a token of our appreciation for trusting us with their financialplanning needs.At Fullerton Financial Planning, we're not just about offering financial services but about buildingrelationships and enhancing lives through financial stewardship. Our new North Scottsdale location is asignificant step forward in our mission to serve you better, and we look forward to welcoming you and yourloved ones to the Fullerton Family at our new location this April! If you are considering establishing your new home office in North Scottsdale, please contact Kristin atkristino@fullertonfp.com for further details.Keep your eyes peeled for more information including an open house coming this spiring.
Financial Literacyin RetirementGET YOUR COPY TODAY!Let's Get Social!F A C E B OO Kfacebook.com/fullertonfinancialplanningT W I T T ERtwitter.com/fullertonfpI N S T A GR AMinstagram.com/fullertonfinancialplanningY O U T U BEyoutube.comSearch: Fullerton FinancialPlanningL I N K E DI Nlinkedin.com/company/fullerton-financial-planningAs Seen & Heard OnWatch us weekly on Saturdays on 12News at4:30am, and on Sundays on CBS Channel 5 orKUTP FOX 10 at 09:30am.Stream the Fullerton Financial Hour podcaston both Apple Podcast and Spotify.Watch us nightly on NBC Channel 12 News.STAY INVOLVED WITH FFPWE W A NT T O CO N N ECT W ITH Y OU Fullerton Financial Planning is an investment adviser registered under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. For more information please visit: https://adviserinfo.sec.gov. Thispresentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed may be suitable for everyone, itdepends on each person’s specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary may reflect subjectivejudgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results. Contact UsCorporate Phone: (623) 974-0300 Tempe Phone: (480) 912-4500Fax: (623) 974-0330 Email: Info@fullertonfp.com14155 N. 83rd Ave. Suite 144 | Peoria, AZ 85381600 E. Rio Salado Pkwy. Suite 102 | Tempe, AZ 85281Corporate Office:Tempe Office: