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Message EMPLOYEE BENEFITSGUIDE2025 - 2026An overview of the wide array of benefits provided byMajestic Kitchen & Bath to help you enjoy increased well-being and financial security.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathAs an employee of Majestic Kitchen & Bath, enjoying your work and making valuable contributions to business are equally vital. The health, satisfaction and security of you and your family are important, not only to your well-being, but ultimately, in terms of achieving the goals of our organization.For the 2025-2026 plan year, Majestic Kitchen & Bath has worked hard to offer a competitive total rewards package that includes valuable and competitive benefit plans. These programs reflect our commitment to keeping our staff healthy and secure. We understand that your situation is unique, and Majestic Kitchen & Bath is offering an overall benefits package that can be shaped and molded by you to fit your needs.This benefits booklet is a summary description of your Majestic Kitchen & Bath benefit plans. If there is a discrepancy between these summaries and the written legal plan documents, the plan documents shall prevail. This booklet and plan summaries do not constitute a contract of employment.We hope this benefits booklet, along with our additional communication and decision-making tools, will help you make the best health care choices for you and your family.INTRODUCTIONEligibility & EnrollmentAs a full-time employee working 30+ hours/week you are eligible for benefits. You can enroll or make changes during our annual enrollment period or within 30 days if you experience a qualifying life event during the year. A Qualifying Life Event includes changes in marital status, employment status, birth or adoption of a child, death of a dependent, entitlement to Medicaid or Medicare, loss of other coverage or eligibility of dependents.Benefits Begin 1st of the month following date of hireBenefits End Last day of employmentDependents Your legal spouse and dependent child up to age 26

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathCoverage Provided by ACS (in partnership with HERO Health)In-NetworkHDHP Level 1 (Base)HDHP Level 2 (Buy-Up)Traditional PPOBenefit Period 7/1 – 6/30 7/1 – 6/30 7/1 – 6/30Deductibles (Individual / Family)$6,550 / $13,100(Family Member: $6,550)$3,000 / $6,000(Family Member: $6,000)$3,500 / $7,000 Out-of-Pocket Max (Individual / Family)$6,550 / $13,100(Family Member: $6,550)$6,000 / $12,000(Family Member: $6,000)$6,000 / $12,000 Preventive Care Covered at 100% Covered at 100% Covered at 100%Primary Care Visit 0% after deductible 20% after deductible $25 CopaySpecialist Visit 0% after deductible 20% after deductible $50 CopayTelehealth viaRevive Health$0 Copay $0 Copay $0 CopayUrgent Care 0% after deductible 20% after deductible $75 CopayEmergency Room 0% after deductible 20% after deductible $300 CopayOutpatient Procedure 0% after deductible 20% after deductible 30% after deductibleInpatient Visit 0% after deductible 20% after deductible 30% after deductiblePharmacy / RX(30 Day Supply)0% after deductible 20% after deductible$10 / $35 / $60 / 25% to $100 max MEDICALThe chart below is an overview of the In-Network benefits. Out-of-Network benefits are available; please review your plan documents for additional details.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathWellness and Health ManagementUnderstanding the full value of covered benefits allows you to take responsibility for maintaining good health and incorporating healthy habits into your lifestyle. Some examples include getting regular physical examinations, mammograms and immunizations. Through the plans offered by Majestic Kitchen & Bath, all covered individuals and family members are eligible to receive routine wellness services like these, at no cost; all copays, coinsurance, and deductibles are waived.Which Preventive Care Services Are Covered?The US Preventive Services Task Force maintains a regular list of recommended services that all Affordable Care Act (i.e., Health Care Reform) compliant insurance plans should cover at 100% for in-network providers. Below is a list of common services that are included in the plans offered this year:• Routine physical exam• Well baby and childcare• Well women visits• Immunizations• Routine bone density test• Routine breast exam• Routine gynecological exam• Screening for Gestational diabetes• Obesity screening and counseling• Routine digital rectal exam• Routine colonoscopy• Routine colorectal cancer screening• Routine prostate test• Routine lab procedures• Routine mammograms• Routine pap smear• Smoking cessation• Health education/counseling services• Health counseling for STDs and HIV • Testing for HPV and HIV• Screening/counseling for domestic violencePREVENTIVE CAREYour Cost (52 Weekly Deductions) Pricing Per Pay PeriodHDHP Level 1 (Base)HDHP Level 2 (Buy-Up)Traditional PPOEmployee $20.00 $32.00 $75.00Employee + Spouse $115.00 $144.00 $175.00Employee + Child(ren) $100.00 $138.00 $160.00Employee + Family $170.00 $216.00 $260.00

Meet Meghan, Your Nurse!Hi! My name is Meghan and I am excited to let you know that I am your personal Nurse Navigator. I am here to help all members of the health plan with concierge care. If you have any questions, issues or concerns, please reach out to me! I look forward to meeting you soon! Stay well,Meghan About Meghan• I'm an RN with experience inseveral specialty areas includingcritical care, pediatrics, urgent care,and ENT.• Nearly 13 years of experience.• We have one Golden Retrievernamed Hazel.How I HelpPlan Information: Healthcare is confusing. I will help.Health Education: I love sharing helpful guidance with you.Care Navigation: Your Plan offers many $0 cost benefits if you contact me. herohealthplans.comI’m here for you! My work hours are M-F 9am-5pm EST Call or Text: (919) 238-1872Email: Meghan@HeroHealthPlans.comAbout My ServiceMy services are free to you — 100% paid by your employerAll information is private and not shared with your employerAll services are confidential and HIPAA compliantWatch my Welcome Video

Power0$AccessTHEOFSpecialty Drugs$0 when Hero’s proactive Patient Assistance Program is successfulDiabetic Care$0 for Test Strips, Monitor Kits, and suppliesOrthopedic Surgeries $0 at Centers of Excellence all over the USPhysical Therapy $0 at participating clinicsLab Work $0 when labs are ordered outside of hospitalsDurable Medical EquipmentShipped quickly at lower costs or $0Meghan Rusen, NPHello! Please call me for help accessing the best care.I will help you:Find the highest quality providers near youNavigate the complex world of health careAnswer any questions you haveCall or Text: 919-238-1872Meghan@herohealthplans.comAdd this to your contacts!1Telemedicine$0 visits to Board Certified Doctors 24/7/365 Imaging $0 for MRI, PET, and CAT Scans at 1,000 participating clinics3Preventative Health Screenings$0 for Mammograms and Colonoscopies300+ Generic Drugs $0 at 19,000 local PharmaciesGeneral Surgeries $0 at hundreds of Centers of Excellence Expert 2nd Opinions $0 at Mayo Clinic and others23$0 Out-of-pocket BenefitsWaive your deductible ONLY if you:1 32ContactNurse Meghan prior to your visitNeed a benefit listed aboveChoose the highest quality optionherohealthplans.comYou must call your nurse before any procedure to receive the waived deductible and/or coinsurance. This cannot be done retroactively. HDHP plans may require patients to satisfy their deductible before program savings can be applied.

Meet Stephanie, Your Member Services Specialist!Hello!My name is Stephanie Berry-Terry and I am excited to let you know that I am your Member Services Specialist. I am here to help all members of the health plan with any questions & issues you may have regarding billing, insurance or claims. I serve on your Hero Health team with your Nurse Navigator. I look forward to helping you! All my best, Stephanie About Stephanie• Grew up near the beach• Attended the Art Institituteof Florida for Interior Design• Mom to 3 great kids• Enjoys crafting and lovesanimalsHow I HelpInsurance verification at your Provider's officeBilling IssuesPortal Registration to view your ID Card, Accumulators, & ClaimsAnswer questions you may have about your ClaimsAbout My ServiceAll information is private and not shared with your employerAll services are confidential and HIPAA compliantherohealthplans.comI’m here for you! My work hours are M-F 8am-5pm ET Call or Text: 919-914-9631Email: Stephanie@HeroHealthPlans.com

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathPHARMACYOur prescription drug coverage is through MakoRx. There are three categories to Pharmacy, and each must be treated differently for all to succeed. 1. Specialty Drugs – most likely, your fastest-growing cost category. We deploy aggressive prescription assistance programs to fight for $0.2. Branded Drugs – rising costs are mitigated by proactive step therapies. Pharmacists call members and offer advice on lower cost generics and formulary equivalents. We bring Med-U-Cation to your members!3. Generic Drugs – we offer 300+ generics for $0.Is there a link to participating pharmacies in my area?Yes!Follow the link below to find a local pharmacy www.makorx.com/pharmacy/ Prescription DrugsHDHP Level 1 (Base) HDHP Level 2 (Buy-Up) Traditional PPOMakoRx Preferred Local Pharmacy NetworkAll Other In-Network PharmaciesMakoRx Preferred Local Pharmacy NetworkAll Other In-Network PharmaciesMakoRx Preferred Local Pharmacy NetworkAll Other In-Network PharmaciesTier 0 MakoRx 300+$0 (1 - 3 month supply)0% cost share after deductible$0(1 - 3 month supply)20% cost share after deductible$0 (1 - 3 month supply)$10 CopayTier 1 (Generics)0% cost share after deductible0% cost share after deductible$0 copay after deductible20% cost share after deductible$0 (1 - 3 month supply)$10 CopayTier 2 (Preferred Brands)0% cost share after deductible0% cost share after deductible$50 copay after deductible20% cost share after deductible$15 Copay $35 CopayTier 3(Non-Preferred Brands)0% cost share after deductible0% cost share after deductible$75 copay after deductible20% cost share after deductible$30 Copay $60 CopayTier 4 (Specialty Rx)0% cost share after deductible0% cost share after deductible$150 copay after deductible20% cost share after deductible$50 Copay $100 Copay

Meet Vinay, Your Pharmacist!Hello!My name is Vinay Patel and I am excited to let you know that I am your personal Pharmacist. I am a Doctor of Pharmacy with over 16 years of experience. I am here to help all members of the health plan with any medication questions or issues. I serve on your Hero Health team with your Nurse Navigator. I look forward to helping you! All my best, Vinay About Vinay• Grew up near the beach• Univ. of Florida PharmD• Married with 2 great kids• Enjoys hiking and gamesHow I HelpMed-U-Cation about all drugs$0 Out of Pocket on many branded and specialty drugs with a successful application to manufacturer$0 Out of Pocket for 300+ generic drugs at dozens of local pharmacies About My ServiceMy services are free to you  100% paid by your employerAll information is private and not shared with your employerAll services are confidential and HIPAA compliantherohealthplans.comI’m here for you! My work hours are M-F 8am-5pm EST Call or Text: 352-246-3073Email: Vinay.Patel@MakoRx.com

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathEmployees and dependents enrolled in our medical plan have access to telemedicine through Revive Health. Telehealth provides acute care 24 hours a day via phone or video by board-certified doctors. Telehealth is a good option for minor health problems when you can’t see your regular doctor. How Does Telehealth Work?Your virtual visit will take place via phone, video call on a laptop, tablet or cellphone; or through an app. The provider will ask you the same questions you'd be asked at an in-person visit and may recommend treatment based on their findings.How Do I Access Telehealth?1. Scan the QR Code.2. Enter the enrollment code, along with your first name, last name and email address when prompted.3. You will receive an email to complete your registration. Refer to your plan documentation for more information.TELEHEALTHWhat Can Telemedicine Be Used For?General, non-life-threatening doctor's visits or consultations for acute care, such as:• Allergies• Cough, cold and flu• Diarrhea, nausea and vomiting• Ear problems• Insect bites• Sinus problems• Urinary problems• And moreBehavioral health issues such as:• Addictions• Anxiety• Depression• Grief and loss• Relationship issues• And more

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathA health savings account (HSA) is a health care account and savings account in one. HSA helps offset the cost of a HDHP while saving for your out-of-pocket eligible health care expenses. The HSA is your personal bank account and can be used for you and your dependents now and in the future.Why Is It A Good Idea To Have An HSA?HSAs benefit everyone who are eligible to have this account, including single individuals, families and soon-to-be retirees. You save money on taxes in three ways:• Tax-Free Deposits: The money you contribute to your HSA isn't taxed (up to the IRS annual limit)• Tax-Free Earnings: Your interest and any investment earnings grow tax-free• Tax-Free Withdrawals: The money used toward eligible health care expenses isn't taxed now or in the futureSetting aside pre-tax dollars into your HSA means you pay fewer taxes and increase your take-home pay by your tax savings. You save money on eligible expenses that you are paying for out of your pocket. The amount you save depends on your tax bracket. For example, if you are in the 30% tax bracket, you can save $30 on every $100 spent on eligible health care expenses.HSA funds roll over from year to year and accumulate in your account. There is no "use-it-or-lose-it" rule with HSAs, and you decide how and when to use your HSA funds, which can be used for eligible expenses you have now, in the future, or during retirement. Also, when you have a certain balance in your HSA, investment opportunities are available.Who is Eligible?You are eligible to contribute to an HSA if:• You are enrolled in a qualified HDHP• You are not enrolled in a copay plan such as a spouse’s non-HDHP, Medicare, Medicaid or Tri-Care• You or your spouse is not enrolled in a full purpose Health Care Flexible Spending AccountRefer to your HSA documentation for more information.HSA Contribution LimitsYou can contribute to your HSA on a pre-tax basis through payroll deductions up to the IRS statutory maximums. The IRS has established the following maximum HSA contributions:2025 Tax Year$4,300 Individual / $8,550 FamilyIf you are age 55 and over, you may contribute an extra $1,000 catch-up contribution. HEALTH SAVINGS ACCOUNT (HSA)

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathHEALTH SAVINGS ACCOUNT (HSA)Majestic Kitchen & Bath will make contributions to eligible employee’s Health Savings Account based on the following: 1. Employee is enrolled in either the Majestic Kitchen & Bath HDHP Level 1 or HDHP Level 2 Medical plan. 2. Employee has opened their company sponsored Health Savings Account with HSA Bank and authorizes their contribution to be payroll deducted (or provide proof of deposit for one-time contribution). 3. Employee contributes the minimum amount based on their election tier.4. Majestic Kitchen & Bath will match the employee’s contribution on the employee’s paycheck up to the maximum limited based on their election tier.Employer Annual Contribution Limits (by coverage election tier): Employee Only - $500 / annually ➢ $7 per week minimum employee contribution is required to receive a $10 per week employer contribution Employee + Spouse or Employee + Child(ren) - $1,000 / annually ➢ $14 per week minimum employee contribution is required to receive a $20 per week employer contribution Employee + Family - $1,500 / annually ➢ $21 per week minimum employee contribution is required to receive a $30 per week employer contribution Please note, employer contributions count towards the annual HSA maximum limit.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathCoverage Provided by Delta DentalLow Plan (In-Network)High Plan (In-Network)PPO Dentist Premier Dentist PPO Dentist Premier DentistCalendar YearAnnual Deductibles(Individual/ Family)$50 / $150 $50 / $150Preventive Care No cost; covered at 100% No cost; covered at 100%Basic Procedures 20% after deductible10% after deductible20% after deductibleMajor Procedures 50% after deductible40% after deductible50% after deductibleAdult & Child OrthodonticsNot Covered Covered at 50%Calendar Year Maximum Benefit$2,000 $2,000Orthodontics Lifetime MaximumN/A $2,000DENTALBelow is a high-level summary of our dental benefits. While Out-of-Network coverage is available, using an In-Network provider will result in less out of pocket expenses. In-Network dentist cannot balance bill you for the amount over the allowable charges. Please review your plan documents for additional details. Benefits shown below capture member responsibility. Pricing Per Pay Period Low Plan High PlanEmployee $9.02 $9.95Employee + Spouse $17.85 $19.68Employee + Child(ren) $23.11 $37.13Employee + Family $32.24 $39.48Your Cost (52 Weekly Deductions)Please note, late entrant penalties may apply. See policy for more information.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathCoverage provided by Superior Vision In-NetworkVision Exam (once every 12 months) $10 CopayLenses (once every 12 months) $25 CopayFrames (once every 12 months)$25 CopayUp to $150 AllowanceElective Contact Lenses (in lieu of lenses and frames)Up to $150 AllowanceVISIONOur vision coverage is provided by Superior Vision. The chart below is an overview of the In-Network benefits. Out-of-Network benefits are available; please review your plan documents for additional details.Pricing Per Pay PeriodEmployee $1.61Employee + Spouse $3.22Employee + Child(ren) $3.39Employee + Family $4.83Your Cost (52 Weekly Deductions)

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathCoverage provided by OneAmericaEmployee Benefit Amount / Guaranteed Issue $50,000Spouse Benefit Amount / Guaranteed Issue $10,000 (to age 69)Child(ren) Benefit Amount / Guaranteed Issue$1,000 (birth to 6 months)$5,000 (6 months to age 26)Benefit Reductions BeginAt age 65(Spouse coverage ends at Spouse age 70)Coverage Paid By Majestic Kitchen & BathGroup life insurance coverage is an employer-sponsored safety net in case the worst happens, with no out-of-pocket costs to you. If you believe you need additional coverage, you may wish to enroll in voluntary life insurance as well. Employees must fill out an EOI form if they exceed the guaranteed issue amount or enroll as a late entrant. Please review your plan documents for additional details. GROUP LIFE and AD&D INSURANCEEmployee Spouse Child(ren)Benefit AmountIncrements of $10,000 up to $300,000 maximum, not to exceed 5x earningsIncrements of $5,000 up to $250,000 maximum, not to exceed 100% of employee amount $1,000 (birth to 6 months)$10,000 (6 months to age 26)Guaranteed Issue(Newly Eligible Employees)$100,000 $30,000 $10,000Benefit Reductions Begin At age 70At Employee age 70(Coverage ends at Spouse age 70)N/ACoverage Paid By Employee Employee EmployeeVOLUNTARY LIFE and AD&D INSURANCECost is age-banded and based on employee’s age. See Employee Navigator for your per pay period cost.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathEMPLOYEE ASSISTANCE PROGRAM (EAP)How to Get Started: Call: 855-387-9727Visit: www.guidanceresources.com Web ID: ONEAMERICA3Download the Mobile App: GuidanceResourcesNowOur EAP through ComPsych Guidance Resources provides access to confidential resources at no cost to you and your family members. This program includes 3 face-to-face visits per issue, per year and unlimited telephonic support. Confidential Emotional Support• Highly trained clinicians can assist with issues including:▪ Anxiety, depression, stress▪ Grief, loss and life adjustments▪ Relationship/marital conflictsWork-Life Solutions• Specialists can provide qualified referrals and resources for things such as:▪ Finding child and elder care▪ Hiring movers or home repair contractors ▪ Planning events, locating pet careLegal Guidance• Speak with attorneys for assistance with legal issues including divorce, adoption, family law, wills, trusts and moreFinancial Resources• Financial experts can assist with a wide range of issues, such as retirement, taxes, mortgages, budgeting and moreOnline Support• 24/7 access to articles, podcasts, videos, on-demand trainings and moreOnline Will Preparation• Quickly and easily create a will online

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathCoverage provided by OneAmericaPlan Features Short-Term Disability Voluntary Long-Term DisabilityCoverage Paid By Majestic Kitchen & Bath EmployeeTaxation Benefit is taxed Benefit is not taxedEmployee Benefit Amount 66.67% of Earnings 60% of EarningsMaximum Benefit Amount $1,000 / weekly Class 1: $10,000 / monthly(All Eligible Officers & Managers)Class 2: $8,000 / monthly (All Other Eligible Employees)Elimination Period 14 days accident / 14 days sickness 90 daysBenefit DurationUp to 13 weeks (Includes Elimination Period)SSNRADisability insurance is coverage that provides you with income protection should you be unable to work due to an injury or illness. With disability coverage, you are compensated for a portion of your lost income. Short-Term disability provides coverage in the near term, while Long-Term coverage is available for extended disabilities. DISABILITY INSURANCEPlease note, a pre-existing condition period may apply once you become covered. Please review your plan documents for additional details. Cost for Voluntary Long-Term Disability is age-banded. See Employee Navigator for your per pay period cost.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathVoluntary Benefits are offered to assist employee's personal insurance needs. These programs are designed to fill the gaps in coverage such as your deductibles and co-insurance under your major medical.WORKSITE BENEFITSCoverage provided by SunLifeAccidentPays a lump sum benefit if you or a covered family member experience an accident. Coverage can be purchased for employee and dependents.Pricing Per Pay PeriodEmployee $2.84Employee + Spouse $4.18Employee + Child(ren) $4.69Employee + Family $6.03Critical IllnessPays a lump sum benefit if you or a covered family member are diagnosed with one of the covered conditions. Your Cost (52 Weekly Deductions)Benefit AmountEmployeeChoose between $10,000 and $40,000 of coverage in increments of $10,000SpouseChoose between $10,000 and $40,000 of coverage in increments of $10,000 (not to exceed 100% of employee amount)Child (birth to age 26)Choose between $5,000 and $20,000 of coverage in increments of $5,000 (not to exceed 50% of employee amount)Cost for Employee and Spouse Critical Illness is based on employee age and coverage amount elected. Cost for Child(ren) Critical Illness is based on coverage amount elected. See Employee Navigator for your per pay period cost.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 Majestic Kitchen & BathCARRIER RESOURCESBENEFIT CARRIER PHONE NUMBER WEBSITE / EMAILNurse Navigator (Meghan)HERO Health 919-238-1872 Meghan@herohealthplans.com Member Services Specialist (Stephanie)HERO Health 919-914-9631 Stephanie@herohealthplans.com Medical Administrator ACS Benefit ServicesQuestions & issues related to billing, insurance or claims – call your Member Services Specialistwww.acsbenefitservices.com Pharmacy / Pharmacist (Vinay)MakoRx / HERO Health352-246-3073 Vinay.Patel@MakoRx.com To find a local pharmacy: www.makorx.com/pharmacy/ Telehealth Revive Health 888-220-6650 www.revive.health Health Savings Account (HSA)HSA BankMember Services: 800-357-6246www.hsabank.com Dental Delta DentalCustomer Service: 800-662-8856www.northcarolina.deltadental.com Vision Superior Vision 800-507-3800 www.superiorvision.com Accident and Critical IllnessSunLife 800-247-6875 www.sunlife.com Life/AD&D, Voluntary Life/AD&D, Short-Term Disability and Long-Term DisabilityOneAmerica 855-517-6365 www.oneamerica.com Employee Assistance Program (EAP)ComPsych 855-387-9727 www.guidanceresources.com HOW TO ACCESS ID CARDSBENEFIT CARRIER HOW TO ACCESSMedical ACS & HERO HealthWill receive ACS ID Card and HERO Health Welcome Kit in the mailDental Delta DentalNew enrollees will receive an ID Card in the mail; can also access from portal or mobile appVision Superior VisionNew enrollees will receive an ID Card in the mail; can also access from portal or mobile app

EMPLOYEE BENEFITS GUIDEPrepared By Sentinel Benefits Consulting | sentinelra.com2025 - 2026Majestic Kitchen & Bath