Message GUIDEHome SellerLisa Halpert 614.579.3040 lisahalpert.com
Your Trusted Agent W t h o v e r a d e c a d e o f e x p e r e n c e n t h e v b r a n t r e a le s t a t e m a r k e t o f C e n t r a l O h o , I , L s a H a l p e r t , h a v ed e d c a t e d m y c a r e e r t o h e l p n g c l e n t s n a v g a t e t h eo f t e n c o m p l e x j o u r n e y o f b u y n g a n d s e l l n g h o m e s . M yp a s s o n f o r r e a l e s t a t e g o e s b e y o n d t r a n s a c t o n s ; t ' sa b o u t b u l d n g r e l a t o n s h p s a n d h e l p n g p e o p l ea c h e v e t h e r d r e a m s .L I S A H A L P E R T
TestimonialsLAURENMADDİESCOTTLsa was absolutely amazng! There were many market hccupsalong the way outsde of Lsa’s control, and she stll not only foughtfor us every step of the way, she helped us buld our dream home. Inever thought I would be able to own a home durng ths real estate“crss,” but wth Lsa’s help and determnaton I not only own ahome, but t’s n an amazng neghborhood that I can watch myfamly grow. I HIGHLY recommend Lsa…Lsa Halpert was fantastc to work wth! People ask, "why don't you just sell t on yourown n ths market?" Sellng a home s a huge process and there are so many stepsand procedures to go through. Lsa dd everythng we ddn't know we needed to doand stuff we wouldn't have wanted to. Lsa prced our home just rght and we endedup gettng $25,000 over askng along wth a long-term possesson due to buldng anew home and the tme that was takng.My husband and I were frst tme home buyers and wereally can’t thank Lsa enough for beng so wonderfulthroughout the entre process. She s super easy to workwth, frendly and truly cares. We also loved how thoroughshe was when explanng everythng! We hghly recommendLsa and wll be referrng her to frends and famly!
Lisa’s RealityOur historyOur missionAt Home Central Realty, our mission is to empower and guide individuals andfamilies in their real estate endeavors with unmatched professionalism andcare. Founded in the dynamic heart of Central Ohio in the early 2000s, Home Central Realty emerged from a simple yet profound idea: to revolutionize thereal estate experience for buyers and sellers alike.The goalsAt Home Central Realty, our primary goal is to redefine the essence ofexceptional real estate service. We are committed to ensuring every client'ssatisfaction by offering personalized, informed guidance throughout their realestate journey.
The necessary documents for a real estate transacton may varydependng on your specfc stuaton and locaton, but here's ageneral lst of documents you can expect durng any transacton:Real EstateState requred document outlnng the role of your real estate agent, thebrokerage n any real estate transacton. CONSUMER GUIDEEXCLUSIVE LİSTİNG AGREEMENTDocument establshng a broker-seller relatonshp and outlnes allparts of the lstng process, commsson, terms and more. WIRE FRAUD Document to warn of potental ssues durng a transacton that mayleave a buyer vulnerable to and avod wre fraud ssues before closng.FAIR HOUSING DISCLOSUREState requred document outlnng the role of your real estate agent, andthe laws pertanng to ensurng far housng laws are strctly enforced. PURCHASE CONTRACT 14 page document outlnng all parts of the real estate transactonncludng earnest money, prce, locaton, ammenttes and more. AGENCY DİSCLOSURE State requred document dentfyng any and all real estate agents workngon behalf of a transacton.LEAD BASED PAİNT DİSCLOSUREState requred document that the seller has to dsclose anypotental ssues wth lead based pant n homes bult pror to 1978.F O R M S®lsahalpert59@gmal.comlsahalpert.com614.579.3040Your Trusted RealtorState requred document that the seller has to dsclose anypotental flaws, defects or fxes n a home wthn the past 5 years. RESİDENTAL PROPERTY DİSCLOSURE
Let's SellYOUR HOME
51342R o a d M a pResearch real estate agents in your areaExplore online reviews about agentMake sure agent knows the marketDefine home repairs and fixesComplete repairs with high return on investmentAsk the real estate agent about the fixes and repairsResearch recently sold properties in your neighborAsk your real estate agent about the marketView the Comparative Market Analysis reportDon't set a price higher than home valueRemove all superfluous items to create more spaceDeep clean and declutterRemove all family photographsRemove all children and pet toysRENOVATE REPAIR STAGE DECIDE SELLING PRICEGET PROFESSIONAL PHOTOSLIST YOUR HOMEFIND A REAL ESTATE AGENTHome go live on LMS, Zillow, Trulia etc.Market your home online & offlinePrepare your home for showing dayL i s a H a l p e r t614.579.3040lsahalpert59@gmal.comwww.lsahalpert.comREALTOR
sellD e c d n g t oT h e d e c s o n t o s e l l y o u r h o m e s a s g n f c a n t o n e , a n d t o f t e n n v o l v e s m o r et h a n j u s t a f n a n c a l t r a n s a c t o n . I t c o u l d m e a n s a y n g g o o d b y e t o a p l a c ef l l e d w t h m e m o r e s o r t a k n g t h e n e x t b g s t e p n y o u r l f e ' s j o u r n e y .T m n gT m n g p l a y s a v t a l r o l e n t h e r e a l e s t a t e m a r k e t . W h l e h o m e s c a n b e s o l d a ta n y t m e , c e r t a n s e a s o n s m a y p r o v e m o r e f a v o r a b l e . F o r n s t a n c e , t h e s p r n gs e a s o n o f t e n s e e s n c r e a s e d a c t v t y a s b u y e r s l o o k t o m o v e b e f o r e t h e s t a r to f t h e n e w s c h o o l y e a r . F u r t h e r m o r e , u n d e r s t a n d n g b r o a d e r m a r k e t c o n d t o n sa n d e c o n o m c t r e n d s c a n h e l p y o u t m e y o u r s a l e e f f e c t v e l y .F n a n c a l I m p l c a t o n sB e f o r e d e c d n g t o s e l l , t a k e a c o m p r e h e n s v e l o o k a t y o u r f n a n c a l s t u a t o n .T h s n c l u d e s u n d e r s t a n d n g y o u r e q u t y n t h e h o m e , p o t e n t a l s e l l n g c o s t s ,a n d y o u r o p t o n s f o r y o u r n e x t h o m e . Y o u ' l l n e e d t o c o n s d e r a g e n tc o m m s s o n s , h o m e r e p a r s , s t a g n g c o s t s , a n d c l o s n g c o s t s n y o u r f n a n c a lp l a n n n g .A r e y o u p l a n n n g t o b u y a n e w h o m e a f t e rs e l l n g ? D o y o u n e e d t o r e l o c a t e f o r a j o b ?Y o u r f u t u r e p l a n s w l l s g n f c a n t l y n f l u e n c e y o u r d e c s o n t o s e l l a n d y o u rt m n g .I ' l l p r o v d e a n n - d e p t h a n a l y s s o ft h e c u r r e n t r e a l e s t a t e m a r k e tc o n d t o n s . T h s w l l n c l u d el o o k n g a t c o m p a r a b l e h o m e s a l e s( c o m p s ) , r e c e n t s a l e p r c e s , a n dt h e a v e r a g e l e n g t h o f t m e h o m e ss t a y o n t h e m a r k e t . W e w l l a l s oc o n s d e r b r o a d e r e c o n o m c f a c t o r ss u c h a s n t e r e s t r a t e s , e m p l o y m e n tr a t e s , a n d e c o n o m c f o r e c a s t s t h a tc o u l d n f l u e n c e b u y e r b e h a v o r .F u t u r e P l a n sM a r k e t C o n d t o n s
First ImpressionF r s t m p r e s s o n s a r e e v e r y t h n gw h e n s e l l n g y o u r h o m e . A w e l l -p r e s e n t e d p r o p e r t y c a n b e t h ed f f e r e n c e b e t w e e n a q u c k s a l ea t a g o o d p r c e , a n d y o u r h o m es t t n g o n t h e m a r k e t f o r w e e k so r e v e n m o n t h s . H e r e ' s h o w y o uc a n p r e p a r e y o u r h o m e t o a t t r a c tp o t e n t a l b u y e r s :for SaleP r e p a r n g Y o u r D e e p C l e a n n g : A c l e a n h o m e sa n n v t n g o n e . A d e e p c l e a n n o to n l y e n h a n c e s t h e a p p e a r a n c eb u t a l s o s g n a l s t o b u y e r s t h a tt h e p r o p e r t y h a s b e e n w e l l -m a n t a n e d .D e - p e r s o n a l z n g : - f r e e u ps p a c e s , m a k e r o o m s a p p e a rl a r g e r a n d m o r e a p p e a l n g .C o n s d e r t e m p o r a r l y s t o r n ge x c e s s b e l o n g n g s o f f - s t e .S t a g n g : S t a g n g n v o l v e sa r r a n g n g f u r n t u r e a n d d e c o r t os h o w c a s e y o u r h o m e ' s b e s tf e a t u r e s . W h l e p r o f e s s o n a ls t a g n g c a n b e w o r t h t h e n v e s t m e n t , e v e n m n o r a d j u s t m e n t sc a n m a k e a s g n f c a n t m p a c t .R e p a r s a n d I m p r o v e m e n t s :A d d r e s s a n y n e c e s s a r y r e p a r s t oa v o d p o t e n t a l b u y e r s b e n gd e t e r r e d . C e r t a n m p r o v e m e n t s ,s u c h a s a p p l y n g a f r e s h c o a t o fp a n t , c a n a l s o s g n f c a n t l ye n h a n c e y o u r h o m e ’ s a p p e a l .C u r b A p p e a l : D o n ' tu n d e r e s t m a t e t h e m p o r t a n c e o ft h e e x t e r o r . L a n d s c a p n g , af r e s h c o a t o f p a n t , a n d c l e a ng u t t e r s c a n a l l c o n t r b u t e t o ap o s t v e f r s t m p r e s s o n .N e u t r a l z n g : C o n s d e r d e p e r s o n a l z n g y o u r h o m e t o h e l p p o t e n t a lb u y e r s e n v s o n t h e m s e l v e s l v n g t h e r e . T h s m g h t m e a n p a n t n g o v e rb r g h t l y c o l o r e d w a l l s o r r e m o v n g f a m l y p h o t o s .H o m e
O n e o f t h e m o s t c r t c a l a s p e c t s o f s e l l n g y o u r h o m e s d e t e r m n n g t h e r g h ta s k n g p r c e . P r c n g y o u r h o m e c o r r e c t l y f r o m t h e s t a r t c a n m a k e t h ed f f e r e n c e b e t w e e n a s w f t , l u c r a t v e s a l e a n d a d r a w n - o u t p r o c e s s w t hm u l t p l e p r c e r e d u c t o n s .C o m p a r a t v e M a r k e t A n a l y s s ( C M A )A C o m p a r a t v e M a r k e t A n a l y s s ( C M A ) e x a m n e st h e p r c e s a t w h c h s m l a r p r o p e r t e s n t h es a m e a r e a h a v e r e c e n t l y s o l d . T h e C M A s t h eb e s t n d c a t o r o f w h a t b u y e r s a r e w l l n g t o p a yf o r a h o m e l k e y o u r s .PriceS e t t n g t h e r g h tU n d e r s t a n d n g t h e M a r k e tT h e r e a l e s t a t e m a r k e t s d r v e n b ys u p p l y a n d d e m a n d , w h c h v a r e s b yl o c a t o n , s e a s o n , a n d e c o n o m c c l m a t e .A s y o u r a g e n t , I w l l h e l p y o u u n d e r s t a n dt h e c u r r e n t m a r k e t c o n d t o n s a n d h o wt h e y s h o u l d n f l u e n c e y o u r p r c n gs t r a t e g y .H o m e ' s U n q u e F e a t u r e sW h l e t h e C M A p r o v d e s a b a s e , w e ' l la l s o c o n s d e r t h e u n q u e a s p e c t s o fy o u r h o m e . U p g r a d e s , a d d t o n a lf e a t u r e s l k e a p o o l o r a l a r g e g a r d e n ,a n d t h e o v e r a l l c o n d t o n c a n a d dv a l u e .M a r k e t T r e n d sB r o a d e r m a r k e t t r e n d s c a n m p a c t y o u r h o m e ' s p r c e .F o r n s t a n c e , l o w m o r t g a g e r a t e s c a n l e a d t o n c r e a s e db u y n g p o w e r , p o t e n t a l l y a l l o w n g f o r a h g h e r a s k n gp r c e .R e m e m b e r , s e t t n g t h e r g h t p r c e s b o t h a n a r t a n d a s c e n c e . I t ' s a b o u tu n d e r s t a n d n g t h e d a t a b e h n d r e c e n t s a l e s w h l e a l s o f a c t o r n g n t h e u n q u eq u a l t e s o f y o u r h o m e . A s y o u r r e a l e s t a t e a g e n t , m y r o l e s t o g u d e y o u ns e t t n g a p r c e t h a t m e e t s y o u r o b j e c t v e s , b a c k e d b y a d e e p u n d e r s t a n d n g o ft h e m a r k e t .
FinancesU n d e r s t a n d n gS e l l e rW h e n s e l l n g y o u r h o m e , t ' s c r u c a lt o f u l l y u n d e r s t a n d t h e f n a n c a l m p l c a t o n s n v o l v e d . Y o u r n e tp r o c e e d s f r o m t h e s a l e w l l b e t h es e l l n g p r c e m n u s a n y o u t s t a n d n gm o r t g a g e b a l a n c e , c l o s n g c o s t s ,a n d o t h e r e x p e n s e s .A g e n t C o m m s s o n s : R e a l e s t a t ea g e n t c o m m s s o n s a r en e g o t a t e d . E v e r y r e a l e s t a t et r a n s a c t o n s d f f e r e n t s o w ea d d r e s s t h e s t u a t o n n d v d u a l l y .H o m e R e p a r s o r I m p r o v e m e n t s : Y o um g h t c h o o s e t o n v e s t n c e r t a nr e p a r s o r m p r o v e m e n t s t o n c r e a s ey o u r h o m e ' s a p p e a l . T h e s e c o s t ss h o u l d b e f a c t o r e d n t o y o u r b u d g e t .S t a g n g C o s t s : I f y o ud e c d e t o p r o f e s s o n a l l ys t a g e y o u r h o m e , t h s w l lb e a n a d d t o n a l c o s t t oc o n s d e r . S t a g n g c a no f t e n h e l p a h o m e s e l lf a s t e r a n d f o r m o r e m o n e y ,b u t t ' s e s s e n t a l t o w e g ht h e p o t e n t a l r e t u r n o n n v e s t m e n t .C l o s n g C o s t s : A s t h e s e l l e r , y o u ' r et y p c a l l y r e s p o n s b l e f o r s e v e r a lc l o s n g c o s t s , w h c h c a n n c l u d e an u m b e r o f f e e s , s u c h a s t r a n s f e rt a x e s , t t l e n s u r a n c e , e s c r o w f e e s ,a n d n o t a r y f e e s . G e n e r a l l y , y o u c a ne x p e c t t h e s e t o t o t a l a b o u t 1 - 3 % o ft h e s a l e p r c e .C a p t a l G a n s T a x : I f y o u rh o m e h a s s g n f c a n t l ya p p r e c a t e d n v a l u e , y o um g h t h a v e t o p a y c a p t a lg a n s t a x o n t h e p r o f t f r o mt h e s a l e . H o w e v e r , t h e r e a r ee x c l u s o n s a n d t a x b r e a k sa v a l a b l e f o r s e l l n g p r m a r yr e s d e n c e s , s o t ' s a d v s a b l et o c o n s u l t w t h a t a xp r o f e s s o n a l .
homeL s t n g y o u rL s t n g y o u r h o m e e f f e c t v e l y s ac r t c a l s t e p n a t t r a c t n g t h e r g h tb u y e r s a n d g e t t n g t h e b e s t p r c e . H e r ea r e t h e k e y c o m p o n e n t s o f a s u c c e s s f u ll s t n g :H g h - q u a l t y p h o t o s a n d a v r t u a lt o u r c a n m a k e y o u r h o m e s t a n d o u to n l n e , w h e r e m o s t b u y e r s s t a r tt h e r s e a r c h . T h e y s h o w c a s e y o u rh o m e ' s b e s t f e a t u r e s a n d g v ep o t e n t a l b u y e r s a s e n s e o f w h a t t ' s l k e t o l v e t h e r e .T h e l s t n g d e s c r p t o n s h o u l dh g h l g h t t h e u n q u e f e a t u r e s a n ds e l l n g p o n t s o f y o u r h o m e . I t ' s n o tj u s t a b o u t l s t n g f a c t s ; t ' s a b o u tt e l l n g a s t o r y t h a t m a k e sp o t e n t a l b u y e r s w a n t t o s e e y o u rh o m e n p e r s o n .T h e l s t n g p r c e s h o u l d b e c o m p e t t v e , b a s e d o n t h ec o m p a r a t v e m a r k e t a n a l y s s ( C M A ) , y o u r h o m e ' s u n q u e f e a t u r e s ,a n d c u r r e n t m a r k e t c o n d t o n s .A c c u r a t e l y l s t m p o r t a n t d e t a l s s u c h a s s q u a r e f o o t a g e , t h en u m b e r o f b e d r o o m s a n d b a t h r o o m s , l o t s z e , l o c a t o n , u p g r a d e s ,a n d u n q u e f e a t u r e s .O n c e t h e l s t n g s l v e , t ' s t m e t o a t t r a c t b u y e r s . T h s m g h t n v o l v e a d v e r t s n g o n r e a l e s t a t e w e b s t e s , s o c a l m e d ap l a t f o r m s , d r e c t m a l c a m p a g n s , o p e n h o u s e s , o r p r v a t es h o w n g s .B e p r e p a r e d f o r n q u r e s a n d s h o w n g s . T m e l y r e s p o n s e s a n df l e x b l t y n s c h e d u l n g v s t s c a n m a k e t h e d f f e r e n c e ns e c u r n g t h e r g h t b u y e r .
for homeL s t n g M L S L i s t i n g ( M u l t i p l e L i s t i n g S e r v i c e )G e t t n g y o u r h o m e l s t e d o n t h e M L S s e s s e n t a l . T h s p l a t f o r m s u s e d b yr e a l e s t a t e a g e n t s t o f n d h o m e s t h a t m a t c h t h e r b u y e r s ' c r t e r a a n d a l s os y n d c a t e s t o n u m e r o u s o n l n e r e a l e s t a t e s t e s .M a r k e t T i m i n gT h e t m n g o f y o u r l s t n g c a n s g n f c a n t l y m p a c t y o u r s a l e . C e r t a n t m e s o ft h e y e a r , o r e v e n s p e c f c d a y s o f t h e w e e k , c a n g e n e r a t e m o r e b u y e r n t e r e s t . A s y o u r a g e n t , I c a n p r o v d e a d v c e o n t h e b e s t t m n g b a s e d o nl o c a l m a r k e t t r e n d s .H o m e I n s p e c t i o nH a v n g a p r e - l s t n g h o m e n s p e c t o n c a n u n c o v e r a n y s s u e s t h a t m g h t m p e d e a s a l e . I t o f f e r s t h e c h a n c e t o a d d r e s s n e c e s s a r y r e p a r s b e f o r e h a n d ,a l l o w n g y o u t o p r e s e n t p o t e n t a l b u y e r s w t h a h o m e n e x c e l l e n t c o n d t o n .
Cleaning: An immaculatehome speaks volumesabout its upkeep. Beginwith a thorough deepclean, paying extraattention to high-trafficareas such as the kitchenand bathrooms, as well asoften overlooked spots likebaseboards and lightfixtures. For a trulypristine environment,consider hiringprofessional cleaners. Thisstep helps ensure thatpotential buyers encountera spotless, fresh-smellinghome upon their visit.Let's Sparkle Your Home
A cluttered space candetract from your home'sfeatures and make roomsappear smaller. Start byremoving excess itemsfrom countertops, closets,and rooms. Less is more—the aim is to create anopen, inviting space wherepotential buyers canenvision their ownbelongings. Considerrenting a storage unit forlarger items that you're notready to part with but thatdon't serve a purposeduring showings.DePersonalizing your Home
Staging: Staging is the art of arranging furniture and decor to highlightyour home's best features and potential. Professional stagersunderstand buyer psychology and market trends, making theminvaluable assets. If professional staging isn't feasible, there are stillplenty of ways to maximize your home's appeal:Arrange furniture to create a sense of space and flow in each room.Use lighting to create a warm, welcoming atmosphere.Add some neutral decor to make your home feel inviting withoutbeing overly personal.Each of these steps plays a crucial role in presenting your home in thebest possible light. A clean, clutter-free, and strategically stagedhome can dramatically enhance its appeal to potential buyers, leadingto faster sales and better offers.S t a g i n g
MarketingP r o p e r t yO n l n eA d v e r t s n g :S u c c e s s f u l l y s e l l n g y o u rh o m e n v o l v e s as t r a t e g c a p p r o a c h t op r o m o t o n , r e a c h n gp o t e n t a l b u y e r s a c r o s s av a r e t y o f m e d u m s .H e r e ' s h o w w e ' l l m a r k e ty o u r p r o p e r t y :A l l o w n g p o t e n t a l b u y e r s t o e x p e r e n c e y o u rh o m e f r s t h a n d c a n b e a p o w e r f u l s e l l n gt o o l . W e ' l l c o o r d n a t e t h e s e v s t s t o f t w t hy o u r s c h e d u l e .O p e n H o u s e s a n dP r v a t e S h o w n g sW e ' l l l s t y o u r p r o p e r t yo n p o p u l a r r e a l e s t a t ew e b s t e s a n d u s et a r g e t e d s o c a l m e d ac a m p a g n s t o c a p t u r et h e a t t e n t o n o fp o t e n t a l b u y e r s .P o s t c a r d s a n d F l y e r sW e ' l l d e s g n a n dd s t r b u t e a t t r a c t v ep o s t c a r d s a n d f l y e r st h a t h g h l g h t t h eu n q u e f e a t u r e s o f y o u rh o m e . T h e s e c a n b em a l e d d r e c t l y t op o t e n t a l b u y e r s o rd s t r b u t e d a t s t r a t e g cl o c a t o n s .A p r o f e s s o n a l a n d e y e - c a t c h n g " F o r S a l e "y a r d s g n c a n a t t r a c t p a s s e r s b y a n d s p a r k n t e r e s t n y o u r h o m e .Y a r d S g n sI n c e r t a n m a r k e t s , b l l b o a r d s c a n b e a ne f f e c t v e w a y t o r e a c h a b r o a d e r a u d e n c ea n d g e n e r a t e b u z z a r o u n d y o u r p r o p e r t y .B l l b o a r d sI ' l l c r e a t e e n g a g n g p o s t s a n d e y e - c a t c h n gg r a p h c s t o r e a c h p o t e n t a l b u y e r s .I n s t a g r a m ' s v s u a l l y d r v e n p l a t f o r m s d e a lf o r s h o w c a s n g y o u r h o m e ' s a e s t h e t c s .S o c a l M e d a P r o m o t o n
PropertyS h o w n g y o u rS h o w n g y o u r h o m e t o p o t e n t a l b u y e r s s a c r u c a l p a r t o f t h e s e l l n g p r o c e s s .T h s s w h e n b u y e r s g e t t o s e e a n d f e e lw h a t t w o u l d b e l k e t o l v e n y o u rh o m e . H e r e ' s h o w w e c a n m a k e t h e m o s to f t h s o p p o r t u n t y :O p e n H o u s e s : O p e n h o u s e s c a n b e a ne f f e c t v e w a y t o g e t a l a r g e n u m b e r o fp o t e n t a l b u y e r s t h r o u g h y o u r d o o r . W e ' l lp l a n t h e s e s t r a t e g c a l l y t o g e n e r a t em a x m u m n t e r e s t .O P E N H O U S E SS c h e d u l n g S h o w n g s : W e ' l l w o r kt o g e t h e r t o s c h e d u l e s h o w n g s a t t m e st h a t a r e c o n v e n e n t f o r y o u , w h l e a l s ob e n g c o n s d e r a t e o f w h e n p o t e n t a lb u y e r s a r e m o s t l k e l y t o b e a v a l a b l e .T h s o f t e n n c l u d e s e v e n n g s a n dw e e k e n d s .P r o r t o e a c h s h o w n g , w e ' l l e n s u r e y o u rh o m e s c l e a n , t d y , a n d w e l l - l t . I t ' so f t e n a g o o d d e a t o v a c a t e t h e p r o p e r t yd u r n g s h o w n g s , a l l o w n g p o t e n t a lb u y e r s t o c o m f o r t a b l y e x p l o r e a n de n v s o n t h e m s e l v e s l v n g n t h e s p a c e .P R E P A R I N G F O R S H O W I N G SD u r n g s h o w n g s a n d o p e n h o u s e s , w e ' l lp r o v d e p o t e n t a l b u y e r s w t h a f a c ts h e e t t h a t d e t a l s y o u r h o m e ' s k e yf e a t u r e s , u p g r a d e s , a n d s e l l n g p o n t s .P R O V I D I N G P R O P E R T Y D E T A I L S
O n c e w e b e g n r e c e v n g o f f e r s o n y o u rp r o p e r t y , t ' s m p o r t a n t t o c a r e f u l l yr e v e w e a c h o n e t o u n d e r s t a n d t s m e r t sa n d p o t e n t a l d r a w b a c k s . H e r e ' s w h a t t h sp r o c e s s e n t a l s :offersR e c e v e a n dR e v e wU n d e r s t a n d n g t h e O f f e r : E a c h o f f e r w l l n c l u d e t h e p r o p o s e d p u r c h a s e p r c e ,f n a n c n g d e t a l s , c l o s n g d a t e ,c o n t n g e n c e s , a n d a n y a d d t o n a lr e q u e s t s o r c o n d t o n s . I t ' s c r u c a l t ou n d e r s t a n d a l l t h e s e e l e m e n t s b e f o r ed e c d n g h o w t o r e s p o n d .E v a l u a t n g t h e O f f e r : N o t a l l o f f e r s a r ec r e a t e d e q u a l . A h g h e r p u r c h a s e p r c em g h t b e a t t r a c t v e , b u t t h e o f f e r c o u l da l s o n c l u d e c o n t n g e n c e s o r f n a n c n gt h a t s l e s s s e c u r e . O n t h e o t h e r h a n d , as l g h t l y l o w e r o f f e r w t h f e w e rc o n t n g e n c e s o r a q u c k e r c l o s n g d a t em g h t b e m o r e a p p e a l n g , d e p e n d n g o ny o u r c r c u m s t a n c e s .
O n c e w e b e g n r e c e v n g o f f e r s o n y o u rp r o p e r t y , t ' s m p o r t a n t t o c a r e f u l l yr e v e w e a c h o n e t o u n d e r s t a n d t s m e r t sa n d p o t e n t a l d r a w b a c k s . H e r e ' s w h a t t h sp r o c e s s e n t a l s :B u y e r P r e - a p p r o v a l : C o n s d e r t h e b u y e r ' sp r e - q u a l f c a t o n s t a t u s . B u y e r s w h o h a v eb e e n p r e q u a l f e d o r p r e - a p p r o v e d f o r am o r t g a g e m a y b e m o r e l k e l y t o s e c u r ef n a n c n g q u c k l y a n d c l o s e t h e d e a l .R e v e w n g M u l t p l e O f f e r s : I f y o u r e c e v em u l t p l e o f f e r s , w e ' l l r e v e w e a c h o n ec a r e f u l l y . S o m e t m e s , t c a n b ea d v a n t a g e o u s t o c o u n t e r o f f e r m u l t p l ep o t e n t a l b u y e r s t o c r e a t e a b d d n g w a r .M a k n g D e c s o n s : A f t e r r e v e w n g e a c ho f f e r a n d c o n s d e r n g a l l a s p e c t s , y o u ' l ln e e d t o d e c d e w h e t h e r t o a c c e p t a n o f f e r ,m a k e a c o u n t e r o f f e r , o r r e j e c t t h e o f f e ro u t r g h t .N e g o t a t o n s : I f y o u d e c d e t o c o u n t e r o f f e r , w e ' l l e n t e r n t on e g o t a t o n s w t h t h e b u y e r . T h s s a n o r m a l p a r t o f t h e p r o c e s sw h e r e b o t h p a r t e s w o r k t o r e a c h a g r e e a b l e t e r m s .E a c h o f f e r r e p r e s e n t s a p o t e n t a l s a l e , s o t ' s c r u c a l t o r e v e wt h e m c a r e f u l l y . A s y o u r r e a l e s t a t e a g e n t , I w l l g u d e y o ut h r o u g h t h s p r o c e s s , h e l p n g y o u u n d e r s t a n d t h e n u a n c e s o f e a c ho f f e r a n d a d v s n g o n t h e b e s t c o u r s e o f a c t o n t o r e a c h y o u rs e l l n g g o a l s .offersR e c e v e a n d R e v e w
the NegotiationsM a s t e r n gN e g o t a t n g t h e s a l e o f y o u r h o m em g h t f e e l l k e a h g h - s t a k e s p o k e rg a m e , b u t f e a r n o t ! W t h t h e r g h ts t r a t e g y a n d a l e v e l h e a d , y o u c a nn a v g a t e t h s s t a g e l k e a p r o .U n d e r s t a n d t h e D a n c eN e g o t a t o n s a t w o - w a y s t r e e t . W h e ny o u r e s p o n d t o a n o f f e r w t h ac o u n t e r o f f e r , t h e p o t e n t a l b u y e r c a na c c e p t t , c o u n t e r t , o r w a l k a w a y .T h e b a c k - a n d - f o r t h c a n c o n t n u e u n t ly o u e t h e r l a n d o n a g r e e a b l e t e r m s o rd e c d e t o p a r t w a y s . R e m e m b e r , t ' s ap r o c e s s !K n o w Y o u r N o n - N e g o t a b l e sB e f o r e n e g o t a t o n s b e g n , d e n t f yw h a t m a t t e r s m o s t t o y o u n t h e d e a l .I s t t h e s a l e p r c e ? A f r m c l o s n gd a t e ? T h e r e m o v a l o f c e r t a nc o n t n g e n c e s ? D e f n n g y o u rp r o r t e s u p f r o n t w l l g v e y o u ar o a d m a p t o f o l l o w d u r n gn e g o t a t o n s .K e e p C a l m a n d C a r r y O nS e l l n g y o u r h o m e c a n t u g a t y o u rh e a r t s t r n g s . I t ' s o n l y n a t u r a l –y o u ' v e m a d e m e m o r e s h e r e ! B u tw h e n t c o m e s t o n e g o t a t o n , t r y t ok e e p e m o t o n s n c h e c k a n da p p r o a c h t h e p r o c e s s a s y o u w o u l da n y b u s n e s s t r a n s a c t o n .
the NegotiationsM a s t e r n gN e g o t a t n g t h e s a l e o f y o u r h o m e m a yf e e l l k e a h g h - s t a k e s p o k e r g a m e , b u tt h e r e ' s n o n e e d f o r c o n c e r n . W t h t h er g h t s t r a t e g y a n d m a n t a n e dc o m p o s u r e , y o u c a n n a v g a t e t h s s t a g ep r o f c e n t l y .P a t e n c e s a V r t u eJ u s t a s R o m e w a s n ' t b u l t n a d a y ,y o u r n e g o t a t o n l k e l y w o n ' t c o n c l u d es w f t l y . P a t e n c e c a n b e y o u r g r e a t e s ta s s e t d u r n g t h s t m e . I t h e l p sp r e v e n t h a s t y d e c s o n s a n d e n a b l e sy o u t o w a t f o r t h e b e s t p o s s b l e d e a l .U s e Y o u r S e c r e t W e a p o n H a v n g a s e a s o n e d a g e n t d u r n gn e g o t a t o n s c a n p r o v e n v a l u a b l e . A sa n e x p e r e n c e d m a r k e t n s d e r , y o u ra g e n t w l l c h a m p o n y o u r n t e r e s t sa n d p r o v d e c o u n s e l b a s e d o ne x t e n s v e n d u s t r y e x p e r t s e .P l a y N c eW h l e t m a y s e e m o b v o u s , t ' sc r u c a l t o m a n t a n p r o f e s s o n a l s ma n d r e s p e c t t o w a r d p o t e n t a lb u y e r s . E v e n f t h e p r o c e s se n c o u n t e r s s e t b a c k s , t ' s m p o r t a n tt o r e m e m b e r t h a t e v e r y o n e s a m n gf o r t h e s a m e o u t c o m e : a s u c c e s s f u lh o m e s a l e .
the InspectionU n d e r g o n gA f t e r a n o f f e r o n y o u r h o m e sa c c e p t e d , t ' s t m e f o r o n e o f t h em o s t c r t c a l s t a g e s n t h e h o m es e l l n g p r o c e s s — t h e h o m e n s p e c t o n . D o n ' t w o r r y ; w e ' v e g o ty o u c o v e r e d o n w h a t t o e x p e c t .U n d e r s t a n d t h e P u r p o s e : H o m e n s p e c t o n s a r e d e s g n e d t o p r o t e c tt h e b u y e r f r o m a n y u n f o r e s e e n s s u e s w t h t h e p r o p e r t y . T h e n s p e c t o r w l l c o n d u c t a t h o r o u g he x a m n a t o n o f y o u r h o m e , l o o k n gf o r a n y t h n g f r o m s t r u c t u r a lp r o b l e m s t o m n o r m a n t e n a n c e s s u e s .B e P r e p a r e d : E n s u r e y o u r h o m e sc l e a n a n d a c c e s s b l e f o r t h e n s p e c t o n . C l e a r a w a y a n y c l u t t e rt h a t m g h t h n d e r t h e n s p e c t o r ' sa c c e s s t o a r e a s l k e t h e b a s e m e n t ,a t t c , a n d e l e c t r c a l p a n e l s .E x p e c t S o m e F n d n g s : N o h o m e sp e r f e c t , a n d n s p e c t o r s a r e t r a n e dt o f n d s s u e s . I t s e n t r e l y n o r m a l f t h e r e p o r t c o m e s b a c k w t h a f e w( o r s e v e r a l ) t e m s .
I t ' s a m o m e n t o f a n t c p a t o n n t h e h o m e - s e l l n g p r o c e s s : t h e a p p r a s a l ! T h sk e y s t e p p r o v d e s a c o n c r e t e f g u r e f o r y o u r h o m e ' s v a l u e . H e r e ' s a b r e fr u n d o w n o f w h a t t o e x p e c t : P r e p a r a t o nJ u s t a s y o u ' d s t a g e f o r a s h o w n g , e n s u r e y o u rh o m e s c l e a n a n d p r e s e n t a b l e f o r t h ea p p r a s a l . H g h l g h t a n y r e c e n t u p g r a d e s o rr e n o v a t o n s y o u ' v e m a d e — t h e y c a n a d d t o y o u rh o m e ' s v a l u e .AppraisalY o u r H o m e ' s V a l u e R e v e a l e dT h e B a s c sA n a p p r a s e r , h r e d b y t h e b u y e r ' sl e n d e r , w l l e v a l u a t e y o u r h o m e b a s e d o na v a r e t y o f f a c t o r s , n c l u d n g s z e ,c o n d t o n , a n d r e c e n t c o m p a r a b l e s a l e s ,t o d e t e r m n e y o u r h o m e ' s c u r r e n t m a r k e tv a l u e .T h e O u t c o m eT h e a p p r a s a l r e p o r t w l l c o m e n o n eo f t h r e e w a y s : a t v a l u e , a b o v e v a l u e ,o r b e l o w v a l u e . I f t ' s a t o r a b o v e t h ec o n t r a c t p r c e , g r e a t ! I f t ' s b e l o w ,d o n ' t p a n c . W e c a n n e g o t a t e w t h t h eb u y e r o r c o n t e s t t h e a p p r a s a l .K n o w Y o u r O p t o n sR e m e m b e r , f t h e a p p r a s a l c o m e s n l o w e r t h a n t h es a l e p r c e , t ' s n o t t h e e n d o f t h e r o a d . Y o u c a n r e d u c ey o u r p r c e , o r t h e b u y e r c a n b r n g m o r e m o n e y t o t h et a b l e . S o m e t m e s , a s e c o n d a p p r a s a l m g h t b e a no p t o n .
for ClosingP r e p a r n gF n a l C o u n t d o w n !Y o u ' v e m a d e t ! T h e j o u r n e y o f s e l l n g y o u r h o m e s n e a r n g t s e n d , a n d c l o s n g d a y s a l m o s t h e r e . B u t b e f o r e t h a t d a ya r r v e s , t h e r e a r e a f e w c r u c a l s t e p s t o p r e p a r e f o r . H e r e ' sw h a t y o u n e e d t o k n o w :U n d e r s t a n d t h e H U D - 1 S e t t l e m e n t S t a t e m e n t : T h s d o c u m e n to u t l n e s a l l t h e c o s t s f o r b o t h t h e b u y e r a n d s e l l e r r e l a t e d t o t h ec l o s n g . R e v e w t c a r e f u l l y . A s y o u r r e a l e s t a t e a g e n t , I ' l l h e l pe n s u r e e v e r y t h n g s c o r r e c t a n d a s e x p e c t e d .F u n d s f o r C l o s n g : I f y o u o w e a n y f u n d s a t c l o s n g , b e p r e p a r e dt o p r o v d e t h e s e n t h e f o r m r e q u r e d b y t h e e s c r o w c o m p a n y ,t y p c a l l y v a a c a s h e r ' s c h e c k o r w r e t r a n s f e r .G a t h e r N e c e s s a r y D o c u m e n t s : B r n g a l l n e c e s s a r y p a p e r w o r k t ot h e c l o s n g , s u c h a s d e n t f c a t o n , c o p e s o f p e r t n e n t c o n t r a c td o c u m e n t s , a n d k e y s t o t h e p r o p e r t y .
P u r p o s e : T h e f n a l w a l k t h r o u g h g v e sb u y e r s t h e o p p o r t u n t y t o v e r f y t h a t t h eh o m e ' s c o n d t o n r e m a n s u n c h a n g e ds n c e t h e r l a s t v s t a n d t o e n s u r e t h a ta l l a g r e e d - u p o n r e p a r s w e r e c o m p l e t e d .P r e p a r a t o n : E n s u r e t h e h o m e s c l e a n a n dv a c a n t , e x c e p t f o r a n y t e m s n c l u d e d nt h e s a l e . D o c u m e n t a t o n o f c o m p l e t e dr e p a r s s h o u l d b e p r o v d e d f o r t h eb u y e r ' s r e f e r e n c e .T m n g : T y p c a l l y , t h e f n a lw a l k t h r o u g h o c c u r s 2 4 - 4 8 h o u r s b e f o r ec l o s n g . T h s t m n g a l l o w s a n y s s u e st o b e a d d r e s s e d b e f o r e t h e t r a n s a c t o n s f n a l z e d .P r o b l e m - S o l v n g : I f t h e b u y e r d e n t f e s n e w s s u e s , d o n ' t p a n c .S o l u t o n s c a n r a n g e f r o m n e g o t a t n g ap r c e r e d u c t o n t o a d d r e s s n g t h e s s u e s b e f o r e c l o s n g .WalkthroughL a s t L o o k : F n a lT h e f n a l w a l k t h r o u g h s t h e l a s tm l e s t o n e b e f o r e t h e f n s h l n e ny o u r h o m e - s e l l n g j o u r n e y . H e r e ' sw h a t t o e x p e c t :
dayT h e G r a n d F n a l e ! C l o s n gC o n g r a t u l a t o n s ! Y o u ' v e m a d e t t o t h ee n d o f y o u r h o m e - s e l l n g j o u r n e y :C l o s n g D a y . T h s s t h e d a y w h e no w n e r s h p o f y o u r h o m e o f f c a l l yt r a n s f e r s t o t h e b u y e r . H e r e ' s a b r e fr u n d o w n :T h e C l o s n g T a b l e : C l o s n g u s u a l l y t a k e sp l a c e a t t h e o f f c e o f a n e s c r o w a g e n t ,c l o s n g a g e n t , o r t t l e c o m p a n y . S e l l e r sc a n p r e - s g n a n d t h e b u y e r s w l l s g n a ta t m e t h a t w o r k s f o r t h e m . R e v e w t h e D o c u m e n t s : Y o u ' l l b es g n n g a l o t o f l e g a l d o c u m e n t s ,m a n l y t h e d e e d o f t h e h o m e , w h c ht r a n s f e r s o w n e r s h p t o t h e b u y e r , a n dt h e c l o s n g s t a t e m e n t , w h c h t e m z e st h e f n a n c a l t r a n s a c t o n s e n a c t e d nt h e p r o c e s s .B r n g N e c e s s a r y I t e m s : D o n ’ t f o r g e ty o u r p h o t o I D a n d a n y o t h e r d o c u m e n t sr e l e v a n t t o t h e s a l e . B e r e a d y t o h a n do v e r k e y s , g a r a g e r e m o t e s , a n d a n yo t h e r d e v c e s t h e n e w o w n e r s w l l n e e d .T h e F n a l F a r e w e l l : O n c e a l l t h ed o c u m e n t s a r e s g n e d a n d p a y m e n t s a r ee x c h a n g e d , y o u ' v e o f f c a l l y s o l d y o u rh o m e !
The necessary documents for closng on a home may varydependng on your specfc stuaton and locaton, but here's ageneral lst of documents you can expect durng the closngprocess.closingA legal document that proves ownershp of the property. Make sure youhave the orgnal or a certfed copyPROPERTY DEEDPROPERTY SURVEYA document showng the legal boundares of the property, ncludngany mprovements or encroachmentsTITLE INSURANCE POLICYths document protects the buyer and lender aganst any clams ordsputes over the property's ttleMORTGAGE PAYOFF STATEMENTA document from your mortgage lender that shows the outstandngbalance of your mortgage and any fees assocated wth payng t ofTRANSFER TAX DECLARATIONSDocuments requred by local or state authortes for tax purposeswhen transferrng ownershp of the propertyHOMEOWNERS ASSOCIATION (HOA) DOCUMENTSIf applcable, provde the buyer wth copes of HOA bylaws, rules,fnancal statements, and any other relevant documentsPROPERTY TAX STATEMENTA document showng the current property taxes and any unpadamounts or lensD O C U M E N T S
The necessary documents for closng on a home may varydependng on your specfc stuaton and locaton, but here's ageneral lst of documents you can expect durng the closngprocess.Provde names of utlty companes to the buyer(s) can transfer theutltes n ther name(s). UTILITY BILLSHOME WARRANTY“If” offerng a home warranty, provde the buyer wth the warrantydocumentaton and contact nformaton for the warranty company.RECEIPTS FOR REPAIRS OR IMPROVEMENTSProvde the buyer(s) wth recepts for any repars or mprovements madeto the property, especally those requested durng the nspecton process.FINAL WALKTHROUGHA lst of tems the buyer(s) should revew durng the fnalwalkthrough to ensure the property's condton has not changedsnce the ntal nspecton.closingD O C U M E N T S
The necessary documents for closng on a home may varydependng on your specfc stuaton and locaton, but here's ageneral lst of documents you can expect durng the closngprocess.A detaled accountng of all the fnancal transactons between thebuyer, seller, and lender, ncludng credts, debts, and the fnal amountdue at closngCLOSING STATEMENT OR SETTLEMENT STATEMENTBILL OF SALEA document that transfers ownershp of any personal propertyncluded n the sale, such as applances, wndow treatments, oroutdoor furntureKEYS, GARAGE DOOR OPENERS, AND SECURITYCODESEnsure you have all keys, garage door openers, and securty codesready to hand over to the buyer at closngCONTACT INFORMATIONProvde the buyer wth a lst of mportant contact nformaton, such asutlty companes, local schools, and emergency servces............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................ADDITIONAL DOCUMENTSclosingD O C U M E N T S
Real Estatet e r m sA p p r a s a lA n e v a l u a t o n o f a p r o p e r t y ' s v a l u ec o n d u c t e d b y a l c e n s e d a p p r a s e r st y p c a l l y f o r t h e b e n e f t o f t h e l e n d e r .C o m m s s o nT h e c o m p e n s a t o n g v e n t o r e a l e s t a t ep r o f e s s o n a l s f o r t h e r s e r v c e s . I t ' su s u a l l y a p e r c e n t a g e o f t h e p r o p e r t y ' ss e l l n g p r c eB r o k e rA p e r s o n w h o h a s p u r s u e d e d u c a t o nb e y o n d t h e a g e n t l e v e l , a s r e q u r e d b ys t a t e l a w s , a n d h a s p a s s e d a b r o k e r ’ sl c e n s e e x a mB u y e r ' s A g e n tT h e r e a l e s t a t e a g e n t r e p r e s e n t n g t h eb u y e r .C l o s n gT h e f n a l s t e p n e x e c u t n g a r e a le s t a t e t r a n s a c t o n . T h e c l o s n g d a t e ss e t d u r n g t h e n e g o t a t o n p h a s e , a n d s u s u a l l y s e v e r a l w e e k s a f t e r t h eo f f e r s f o r m a l l y a c c e p t e dC l o s n g C o s t sT h e s e a r e f e e s p a d a t t h e c l o s n g o f ar e a l e s t a t e t r a n s a c t o n . T h s p o n t nt m e c a l l e d t h e c l o s n g s w h e n t h et t l e t o t h e p r o p e r t y s c o n v e y e d( t r a n s f e r r e d ) t o t h e b u y e r .C o m p a r a t v e M a r k e t A n a l y s s A r e p o r t t h a t n c l u d e s s a l e s o f h o m e s n t h e a r e a s m l a r t o y o u r s . I t s u s e dt o h e l p d e t e r m n e a r e a s o n a b l e a s k n gp r c eC o n t n g e n c yA c o n d t o n t h a t m u s t b e m e t n o r d e rf o r a r e a l e s t a t e c o n t r a c t t o b e c o m eb n d n gC o u n t e r o f f e rA n o f f e r m a d e n r e s p o n s e t o ap r e v o u s o f f e r , n w h c h t h e t e r m s o ft h e o r g n a l o f f e r a r e c h a n g e dD e e dA l e g a l d o c u m e n t t h a t g r a n t s t h eb e a r e r a r g h t o r p r v l e g e , p r o v d n gp r o o f o f o w n e r s h p o f r e a l e s t a t ep r o p e r t yLisa Halpert614.579.3040www.lsahalpert.com
D s c l o s u r eA s t a t e m e n t b y a s e l l e r o r b r o k e ra b o u t a p r o p e r t y ’ s k n o w n d e f e c t s .H o m e I n s p e c t o nA n e x a m n a t o n o f a r e a l e s t a t ep r o p e r t y ' s c o n d t o n , u s u a l l yp e r f o r m e d b y a p r o f e s s o n a l h o m e n s p e c t o r .E M DA d e p o s t m a d e b y a b u y e r t o w a r d s t h ed o w n p a y m e n t n e v d e n c e o f g o o df a t h w h e n t h e p u r c h a s e a g r e e m e n t ss g n e d .E q u t y T h e a m o u n t o f t h e h o m e a c t u a l l y" o w n e d " . I t ' s t h e c u r r e n t m a r k e t v a l u eo f a h o m e m n u s t h e o u t s t a n d n gm o r t g a g e b a l a n c eE s c r o wR e f e r s t o a t h r d - p a r t y s e r v c e t h a t ' su s u a l l y m a n d a t o r y n a h o m e - s e l l n gp r o c e s s . A n e s c r o w h o l d s o n t o f u n d sa n d d s t r b u t e s t h e m a c c o r d n g l y t op r o c e s s a c l o s e o n a h o m eH o m e W a r r a n t y :A p o l c y t h a t c o v e r s t h e c o s t o fm a n t a n n g h o u s e h o l d s y s t e m s o ra p p l a n c e sL s t n gA p r o p e r t y l s t e d f o r s a l e . T h e t e r m" l s t n g " a l s o r e f e r s t o t h e c o n t r a c tb e t w e e n t h e h o m e s e l l e r a n d t h e r e a le s t a t e a g e n t w h o w l l m a r k e t t h eh o m e .L s t n g A g e n tT h e r e a l e s t a t e a g e n t r e p r e s e n t n g t h es e l l e rM o r t g a g eA l o a n t o f n a n c e t h e p u r c h a s e o f ah o m e , w h e r e t h e p r o p e r t y s e r v e s a st h e l e n d e r ' s s e c u r t y f o r t h e l o a nReal Estatet e r m sF a r M a r k e t V a l u e T h e p r c e t h a t a b u y e r w o u l d p r o b a b l yp a y a n d a s e l l e r w o u l d a c c e p t , b o t hb e n g w l l n g p a r t e s .F o r S a l e B y O w n e r ( F S B O )A p r o p e r t y t h a t ' s b e n g s o l d w t h o u t ar e a l e s t a t e a g e n t . T h e o w n e r h a n d l e sa l l a s p e c t s o f t h e s a l eLisa Halpert614.579.3040www.lsahalpert.com
Real Estatet e r m sM u l t p l e L s t n g S e r v c eM L S A t o o l t h a t r e a l e s t a t e b r o k e r su s e t o e s t a b l s h c o n t r a c t u a l o f f e r s o fc o m p e n s a t o n a n d c o m p l e p r o p e r t yd a t a t o s h a r e w t h o t h e r b r o k e r s .S t a g n gT h e a c t o f p r e p a r n g a n d s h o w c a s n gr e s d e n t a l o r c o m m e r c a l p r o p e r t y f o rs a l eO f f e rT h e p r c e t h a t a b u y e r s u g g e s t s t h e ya r e w l l n g t o p a y f o r a p r o p e r t y .O p e n H o u s eA n e v e n t d u r n g w h c h p o t e n t a lb u y e r s c a n t o u r a h o u s e t h a t ' s f o r s a l eT t l e I n s u r a n c eA n n s u r a n c e p o l c y t h a t p r o t e c t s t h eh o l d e r f r o m f n a n c a l l o s s s u s t a n e df r o m d e f e c t s n a t t l eU n d e r C o n t r a c tA t e r m u s e d t o d e s c r b e a h o m e t h a th a s a n a c c e p t e d o f f e r b u t t h e s a l e h a sn o t y e t b e e n c o m p l e t e dP r e - a p p r o v a l l e t t e rA l e t t e r f r o m a l e n d e r n d c a t n g t h a ta b u y e r q u a l f e s f o r a m o r t g a g e o f as p e c f c a m o u n tS h o r t S a l eA s a l e o f r e a l e s t a t e n w h c h t h ep r o c e e d s f r o m s e l l n g t h e p r o p e r t yf a l l s h o r t o f t h e b a l a n c e o f d e b t ss e c u r e d b y l e n s a g a n s t t h e p r o p e r t yR e a l E s t a t e A g e n tA p r o f e s s o n a l l c e n s e d t o n e g o t a t ea n d c o n d u c t r e a l e s t a t e t r a n s a c t o n sLisa Halpert614.579.3040www.lsahalpert.com