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Colonial Life provides benets that employees want for the unexpected moments in life. Whether planning for retirement, growing their families, or saving for college, they know an injury or illness won’t derail their dreams. 10-22 | NS-1017472Questions? ContactAmanda MillerAmanda.miller@coloniallifesales.com704-934-1127Life is anything but expected. That’s why we’re here.ProductsDisability InsuranceProvides financial protection to cover income loss from a covered disability.Hospital Confinement Indemnity Insurance (Medical Bridge)Provides benefits to help cover the cost of a hospital stay and other medical procedures for a covered accident or sickness, regardless of what health insurance pays.Accident InsuranceFrom a fall to a car accident, this coverage offers a range of benefits to help cover medical or non-medical related expenses due to a covered accident.Cancer InsuranceProvides benefits for a cancer diagnosis and treatment. Option to add cancer screening benefit.Critical Illness InsuranceProvides lumpsum benefits for a covered critical illness, such as a heart attack or stroke.Term Life InsuranceProvides a predictable way to provide life coverage at more affordable prices during high-need years.Whole Life InsuranceProvides protection for a lifetime. Features guaranteed level premiums and increasing cash values over time. Option to increase coverage on the second, fifth and eighth year of the policy’s anniversary.Dental InsuranceProvides coverage for a wide range of dental services, from routine cleanings to root canals. There are no waiting periods for preventive or basic services, such as fillings and simple extractions. Offers additional savings through a large national network of providers. A Network Access Plan is available.Recuro HealthVirtural Urgent Care, On- Demand Counseling and Prescription Drug Benefits.

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Individual Short-Term Disability Insurance ISTD3000 BASEYou never know when a disability could impact your way of life. Fortunately, there’s a way to help protect your income. If a covered accident or sickness prevents you from earning a paycheck, disability insurance can provide a monthly benefit to help you cover your ongoing expenses.Can you aord to not protect your income? You don’t have the same lifestyle expenses as the next person. That’s why you need disability coverage that can be customized to fit your specific needs.Aer calculating your monthly expenses, your benefits counselor can help you complete the benefits worksheet.ColonialLife.comMONTHLY EXPENSESRound to the nearest hundred.1 Rent or mortgage $2 Transportation $3 Utilities (phone, internet, electricity/gas, water, etc.) $4 Food and necessities $5 Other expenses $ Total monthly expenses (add lines 1-5 together) $Benefits worksheetHow much coverage do I need?Monthly benefit amount for o-job accident and o-job sickness: ______________Choose a monthly benefit amount between $400 and $6,500.*If your plan includes on-job accident/sickness benefits, the benefit is 50% of the o-job amount.What is the benefit period?Benefit period: _______ monthsThe partial disability benefit period is three months.When may my total disability benefits start?Aer an accident: _______ days Aer a sickness: _______ days*Subject to income requirements

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EXCLUSIONS AND LIMITATIONS We will not pay benefits for losses that are caused by, contributed to by or occur as the result of: cosmetic surgery, felonies or illegal occupations, flying, hazardous avocations, intoxicants and narcotics, psychiatric or psychological conditions, racing, semi-professional or professional sports, substance abuse, suicide or injuries which you intentionally do to yourself, war or armed conflict. We will not pay for losses due to you giving birth within the first nine months aer the coverage eective date of the policy. We will not pay for loss when the disability is a pre-existing condition as described in the policy.Pre-existing condition means a sickness or physical condition, whether diagnosed or not, for which you were treated, had medical testing, received medical advice or had taken medication within 12 months before the policy coverage eective date shown on the policy schedule.Aer this policy has been in force for 12 months from the policy coverage eective date shown on the policy schedule, we will pay benefits for any pre-existing condition not excluded by name or specific description if the covered disability began at least 12 months aer the policy coverage eective date and the elimination period has been satisfied.For cost and complete details, see your Colonial Life benefits counselor. Applicable to policy form ISTD3000-SC and rider form ISTD3000-ADIB. This is not an insurance contract and only the actual policy and rider provisions will control.Product information Total disability definitionIf the benefit period shown on the policy schedule is 12 months or less, totally disabled or total disability means you are: unable to perform the material and substantial duties of your occupation; and not, in fact, working at any occupation for wage or profit; and under the regular and appropriate care of a physician.Aer the first year of disability, total disability means you are unable to engage in any employment or occupation for which you are qualified by reason of education, training or experience and under the regular and appropriate care of a physician.How partial disability worksIf you are able to return to work part-time aer at least 14 days of being paid for a total disability, you may be able to still receive 50% of your total disability benefit.Waiver of premiumWe will waive your premium payments aer 90 consecutive days of a covered disability.Geographical limitationsIf you are disabled while outside of the United States, Canada or Mexico, you may receive benefits for up to 60 days before you have to return to the U.S. in order to continue receiving benefits.Issue ageCoverage is available from ages 17 to 74.Keep your coverage You can keep your coverage to age 75 at no additional cost, even if you change jobs, as long as you pay your premiums when they are due.9-17 | 101629-1-SCUnderwritten by Colonial Life & Accident Insurance Company, Columbia, SC ©2017 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.For more information, talk with your benefits counselor.

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For more information, talk with your benefits counselor.Hospital Confinement Indemnity InsurancePlan 3IMB7000 – PLAN 3Our Individual Medical BridgeSM insurance can help with medical costs that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children. Hospital confinement ..................................................................$ 1,000/ $2,000Maximum of one benefit per covered person per calendar yearObservation room .................................................................................. $100 per visitMaximum of two visits per covered person per calendar yearRehabilitation unit confinement .................................................................$100 per dayMaximum of 15 days per confinement with a 30-day maximum per covered person per calendar yearWaiver of premiumAvailable aer 30 continuous days of a covered hospital confinement of the named insuredDiagnostic procedure  Tier 1................................................................................................................ $250  Tier 2................................................................................................................ $500 Maximum of $500 per covered person per calendar year for all covered diagnostic procedures combinedOutpatient surgical procedure  Tier 1............................................................................................ $_500______________  Tier 2............................................................................................$1,000_______________Maximum of $2,500.00 per covered person per calendar year for all covered outpatient surgical procedures combinedThe following is a list of common diagnostic procedures that may be covered.Tier 1 diagnostic procedures  Breast– Biopsy (incisional, needle, stereotactic)  Diagnostic radiology– Nuclear medicine test  Digestive– Barium enema/lower GI series– Barium swallow/upper GI series– Esophagogastroduodenoscopy (EGD)  Ear, nose, throat, mouth– Laryngoscopy  Gynecological– Amniocentesis– Cervical biopsy– Cone biopsy– Endometrial biopsyTier 2 diagnostic procedures  Cardiac– Angiogram– Arteriogram– Thallium stress test– Transesophageal echocardiogram (TEE)  Liver – biopsy  Lymphatic – biopsy  Miscellaneous– Bone marrow aspiration/biopsy  Renal – biopsy  Respiratory– Biopsy– Bronchoscopy– Pulmonary function test (PFT)  Skin– Biopsy– Excision of lesion  Thyroid – biopsy  Urologic– Cystoscopy  Diagnostic radiology– Computerized tomography scan (CT scan)– Electroencephalogram (EEG)– Magnetic resonance imaging (MRI)– Myelogram– Positron emission tomography scan (PET scan)– Hysteroscopy– Loop electrosurgical excisional procedure(LEEP)

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EXCLUSIONS We will not pay benefits for losses which are caused by: alcoholism or drug addiction, dental procedures, elective procedures and cosmetic surgery, felonies or illegal occupations, pregnancy of a dependent child, psychiatric or psychological conditions, suicide or injuries which any covered person intentionally does to himself or herself, or war. We will not pay benefits for hospital confinement of a newborn who is neither injured nor sick. We will not pay benefits for loss during the first 12 months aer the eective date due to a pre-existing condition. Pre-exisiting conditions are those conditions whether diagnosed or not, for which a covered person received medical advice, diagnosis or care, or treatment was received or recommended within the one-year period immediately preceding the eective date of the policy. If a covered person is 65 or older when the policy is issued, pre-existing conditions will include only conditions specifically eliminated by rider.For cost and complete details, see your Colonial Life benefits counselor. Applicable to policy number IMB7000-NC. This is not an insurance contract and only the actual policy provisions will control.ColonialLife.com©2015 Colonial Life & Accident Insurance Company, Columbia, SC | Colonial Life insurance products are underwritten by Colonial Life & Accident Insurance Company, for which Colonial Life is the marketing brand. 7-15 | 101581-NC  Breast– Breast reconstruction– Breast reduction  Cardiac– Angioplasty– Cardiac catheterization  Digestive– Exploratory laparoscopy– Laparoscopic appendectomy– Laparoscopic cholecystectomy  Ear, nose, throat, mouth– Ethmoidectomy– Mastoidectomy– Septoplasty– Stapedectomy– Tympanoplasty  Eye– Cataract surgery– Corneal surgery (penetrating keratoplasty)– Glaucoma surgery (trabeculectomy)– Vitrectomy Tier 2 outpatient surgical procedures  Gynecological– Hysterectomy– Myomectomy  Musculoskeletal system– Arthroscopic knee surgery with meniscectomy(knee cartilage repair)– Arthroscopic shoulder surgery– Clavicle resection– Dislocations (open reduction with internal fixation)– Fracture (open reduction withinternal fixation)– Removal or implantation of cartilage– Tendon/ligament repair  Thyroid– Excision of a mass  Urologic– LithotripsyThe surgeries listed below are only a sampling of the surgeries that may be covered. Surgeries must be performed by a doctor in a hospital or ambulatory surgical center. For complete details and definitions, please refer to your policy. Tier 1 outpatient surgical procedures  Breast– Axillary node dissection– Breast capsulotomy– Lumpectomy  Cardiac– Pacemaker insertion  Digestive– Colonoscopy– Fistulotomy– Hemorrhoidectomy– Lysis of adhesions  Skin– Laparoscopic hernia repair– Skin graing  Ear, nose, throat, mouth– Adenoidectomy– Removal of oral lesions– Myringotomy– Tonsillectomy– Tracheostomy– Tympanotomy  Gynecological– Dilation and curettage (D&C)– Endometrial ablation– Lysis of adhesions  Liver– Paracentesis  Musculoskeletal system– Carpal/cubital repair or release– Foot surgery (bunionectomy, exostectomy,arthroplasty, hammertoe repair)– Removal of orthopedic hardware– Removal of tendon lesion

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Hospital Confinement Indemnity Insurance Medical Treatment Package The medical treatment package for Individual Medical BridgeSM coverage can help pay for deductibles co payments and other out of pocket expenses related to a covered accident or covered sickness The medical treatment package paired with Plan 1 provides accident only coverage Air ambulance 1 000 Maximum of one benefit per covered person per calendar year Ambulance 100 Maximum of one benefit per covered person per calendar year Appliance 100 Maximum of one benefit per covered person per calendar year Doctor s office visit 25 per visit Maximum of three visits per calendar year for named insured coverage or maximum of five visits per calendar year for all covered persons combined Emergency room visit 100 per visit For more information talk with your benefits counselor Maximum of two visits per covered person per calendar year X ray 25 per benefit Maximum of two benefits per covered person per calendar year VA Not available with Plan 1 THIS POLICY PROVIDES LIMITED BENEFITS EXCLUSIONS ColonialLife com We will not pay benefits for losses which are caused by alcoholism or drug addiction dental procedures elective procedures and cosmetic surgery felonies or illegal occupations pregnancy of a dependent child psychiatric or psychological conditions suicide or injuries which any covered person intentionally does to himself or herself or war This information is not intended to be a complete description of the insurance coverage available The insurance or its provisions may vary or be unavailable in some states The policy has exclusions and limitations which may affect any benefits payable Applicable to policy form IMB7000 including state abbreviations where used for example IMB7000 TX For cost and complete details of coverage call or write your Colonial Life benefits counselor or the company This form is not complete without a base form 101576 101578 101581 562880 562911 or 562942 Underwritten by Colonial Life Accident Insurance Company Columbia SC 2021 Colonial Life Accident Insurance Company All rights reserved Colonial Life is a registered trademark and marketing brand of Colonial Life Accident Insurance Company IMB7000 MEDICAL TREATMENT PACKAGE 1 21 101596 3

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Hospital Confinement Indemnity Insurance Health Screening Individual Medical BridgeSM insurance s health screening benefit can help pay for health and wellness tests you have each year Health screening 100_____________ Maximum of one health screening test per covered person per calendar year subject to a 30 day waiting period Blood test for triglycerides Bone marrow testing Breast ultrasound CA 15 3 blood test for breast cancer CA 125 blood test for ovarian cancer CEA blood test for colon cancer Carotid Doppler Chest X ray Serum protein electrophoresis blood test for myeloma Skin cancer biopsy Stress test on a bicycle or treadmill Thermography ThinPrep pap test Virtual colonoscopy Colonoscopy Echocardiogram ECHO Electrocardiogram EKG ECG Fasting blood glucose test Flexible sigmoidoscopy For more information talk with your benefits counselor Hemoccult stool analysis Mammography Pap smear PSA blood test for prostate cancer Serum cholesterol test for HDL and LDL levels ColonialLife com Waiting period means the first 30 days following any covered person s policy coverage effective date during which no benefits are payable For cost and complete details see your Colonial Life benefits counselor Applicable to policy number IMB7000 including state abbreviations where used for example IMB7000 TX Coverage may vary by state and may not be available in all states This is not an insurance contract and only the actual policy provisions will control 2015 Colonial Life Accident Insurance Company Columbia SC Colonial Life insurance products are underwritten by Colonial Life Accident Insurance Company for which Colonial Life is the marketing brand IMB7000 HEALTH SCREENING BENEFIT 2 15 101579

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Accident Insurance Accidents happen in places where you and your family spend the most time at work in the home and on the playground and they re unexpected How you care for them shouldn t be In your lifetime which of these accidental injuries have happened to you or someone you know l Sports related accidental injury Broken bone Burn Concussion Laceration l Back or knee injuries l l l l l l l l Car accidents Falls spills Dislocation Accidental injuries that send you to the Emergency Room Urgent Care or doctor s office Accident 1 0 Preferred with Health Screening Benefit Colonial Life s Accident Insurance is designed to help you fill some of the gaps caused by increasing deductibles co payments and out of pocket costs related to an accidental injury The benefit to you is that you may not need to use your savings or secure a loan to pay expenses Plus you ll feel better knowing you can have greater financial security What additional features are included l Worldwide coverage l Portable l Compliant with Healthcare Spending Account HSA guidelines Will my accident claim payment be reduced if I have other insurance You re paid regardless of any other insurance you may have with other insurance companies and the benefits are paid directly to you unless you specify otherwise What if I change employers If you change jobs or leave your employer you can take your coverage with you at no additional cost Your coverage is guaranteed renewable as long as you pay your premiums when they are due or within the grace period Can my premium change Colonial Life can change your premium only if we change it on all policies of this kind in the state where your policy was issued How do I file a claim Visit coloniallife com or call our Customer Service Department at 1 800 325 4368 for additional information

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Benefits listed are for each covered person per covered accident unless otherwise specified Initial Care l Accident Emergency Treatment 150 l Ambulance 400 l X ray Benefit 50 l Air Ambulance 2 000 Common Accidental Injuries Dislocations Separated Joint Hip Knee except patella Ankle Bone or Bones of the Foot other than Toes Collarbone Sternoclavicular Lower Jaw Shoulder Elbow Wrist Bone or Bones of the Hand Collarbone Acromioclavicular and Separation One Toe or Finger Fractures Depressed Skull Non Depressed Skull Hip Thigh Body of Vertebrae Pelvis Leg Bones of Face or Nose except mandible or maxilla Upper Jaw Maxilla Upper Arm between Elbow and Shoulder Lower Jaw Mandible Kneecap Ankle Foot Shoulder Blade Collarbone Vertebral Process Forearm Wrist Hand Rib Coccyx Finger Toe Non Surgical Surgical 6 600 3 300 2 640 1 650 990 990 330 330 13 200 6 600 5 280 3 300 1 980 1 980 660 660 Non Surgical Surgical 5 500 2 200 3 300 1 650 770 770 770 660 660 660 550 440 220 11 000 4 400 6 600 3 300 1 540 1 540 1 540 1 320 1 320 1 320 1 100 880 440 Your Colonial Life policy also provides benefits for the following injuries received as a result of a covered accident l Burn based on size and degree 1 000 to 12 000 l Coma 10 000 l Concussion 150 l l Emergency Dental Work 75 Extraction 300 Crown Implant or Denture Lacerations based on size 50 to 800 Requires Surgery l Eye Injury 300 l Tendon Ligament Rotator Cuff 500 one 1 000 two or more l Ruptured Disc 500 l Torn Knee Cartilage 500 Surgical Care l Surgery cranial open abdominal or thoracic 1 500 l Surgery hernia 150 l Surgery arthroscopic or exploratory 250 l Blood Plasma Platelets 300

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Transportation Lodging Assistance If injured covered person must travel more than 50 miles from residence to receive special treatment and confinement in a hospital l l Transportation 500 per round trip up to 3 round trips Lodging family member or companion 125 per night up to 30 days for a hotel motel lodging costs Accident Hospital Care l Hospital Admission 1 500 per accident Hospital ICU Admission 3 000 per accident We will pay either the Hospital Admission or Hospital Intensive Care Unit ICU Admission but not both l l Hospital Confinement 250 per day up to 365 days per accident l Hospital ICU Confinement 500 per day up to 15 days per accident Accident Follow Up Care l l Accident Follow Up Doctor Visit 50 up to 3 visits per accident Medical Imaging Study 250 per accident limit 1 per covered accident and 1 per calendar year l Occupational or Physical Therapy 35 per treatment up to 10 days l Appliances 125 such as wheelchair crutches l Prosthetic Devices Artificial Limb 500 one 1 000 more than 1 l Rehabilitation Unit 100 per day up to 15 days per covered accident and 30 days per calendar year Maximum of 30 days per calendar year Accidental Dismemberment l Loss of Finger Toe 750 one 1 500 two or more l Loss or Loss of Use of Hand Foot Sight of Eye 7 500 one 15 000 two or more Catastrophic Accident For severe injuries that result in the total and irrecoverable l Loss of one hand and one foot l Loss of the sight of both eyes l Loss of both hands or both feet l Loss of the hearing of both ears l Loss or loss of use of one arm and one leg or l Loss of the ability to speak l Loss or loss of use of both arms or both legs Named Insured 25 000 Spouse 25 000 Child ren 12 500 365 day elimination period Amounts reduced for covered persons age 65 and over Payable once per lifetime for each covered person Accidental Death Accidental Death Common Carrier l Named Insured 25 000 100 000 l Spouse 25 000 100 000 l Child ren 5 000 20 000

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Health Screening Benefit l 50 per covered person per calendar year Provides a benefit if the covered person has one of the health screening tests performed This benefit is payable once per calendar year per person and is subject to a 30 day waiting period Tests include l Blood test for triglycerides l Hemoccult stool analysis l Bone marrow testing l Mammography l Breast ultrasound l Pap smear l CA 15 3 blood test for breast cancer l PSA blood test for prostate cancer l CA125 blood test for ovarian cancer l l Carotid doppler Serum cholesterol test to determine level of HDL and LDL l CEA blood test for colon cancer l l Chest x ray Serum protein electrophoresis blood test for myeloma Colonoscopy l l Stress test on a bicycle or treadmill Echocardiogram ECHO l l Skin cancer biopsy Electrocardiogram EKG ECG l l Thermography Fasting blood glucose test l l ThinPrep pap test Flexible sigmoidoscopy l l Virtual colonoscopy My Coverage Worksheet For use with your Colonial Life benefits counselor Who will be covered check one 21 15 Mo Employee Spouse 29 00 Mo 32 67 Mo Two Parent Family 40 47 Mo On and Off Job Benefits Off Job Only Benefits EXCLUSIONS We will not pay benefits for losses that are caused by or are the result of hazardous avocations felonies or illegal occupations racing semi professional or professional sports sickness suicide or self inflicted injuries war or armed conflict in addition to the exclusions listed above we also will not pay the Catastrophic Accident benefit for injuries that are caused by or are the result of birth intoxication For cost and complete details see your Colonial Life benefits counselor Applicable to policy form Accident 1 0 HS NC This is not an insurance contract and only the actual policy provisions will control Colonial Life 1200 Colonial Life Boulevard Columbia South Carolina 29210 coloniallife com 2014 Colonial Life Accident Insurance Company Colonial Life insurance products are underwritten by Colonial Life Accident Insurance Company for which Colonial Life is the marketing brand 6 14 71740 NC Accident 1 0 Preferred with Health Screening Benefit When are covered accident benefits available check one

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Cancer Insurance Level 3 Benefits BENEFIT DESCRIPTION Cancer insurance helps provide financial protection through a variety of benefits These benefits are not only for you but also for your covered family members BENEFIT AMOUNT Air ambulance 2 000 per trip Transportation to or from a hospital or medical facility max of two trips per confinement Ambulance 250 per trip Transportation to or from a hospital or medical facility max of two trips per confinement Anesthesia Administered during a surgical procedure for cancer treatment General anesthesia 25 of surgical procedures benefit Local anesthesia 40 per procedure Anti nausea medication 50 per day administered or Doctor prescribed medication for radiation or chemotherapy 200 monthly max per prescription filled Blood plasma platelets immunoglobulins 175 per day A transfusion required during cancer treatment 10 000 calendar year max Bone marrow donor screening 50 Testing in connection with being a potential donor once per lifetime Bone marrow or peripheral stem cell donation 750 Receiving another person s bone marrow or stem cells for a transplant once per lifetime Bone marrow or peripheral stem cell transplant 7 000 per transplant Transplant you receive in connection with cancer treatment max of two bone marrow transplant benefits per lifetime Cancer vaccine 50 An FDA approved vaccine for the prevention of cancer once per lifetime Companion transportation 0 50 per mile Companion travels by plane train or bus to accompany a covered cancer patient more than 50 miles one way for treatment up to 1 200 per round trip Egg s extraction or harvesting sperm collection and storage Extracted harvested or collected before chemotherapy or radiation once per lifetime Egg s extraction or harvesting sperm collection 1 000 Egg s or sperm storage cryopreservation 350 Experimental treatment 300 per day Hospital medical or surgical care for cancer 15 000 lifetime max For more information talk with your benefits counselor Family care 50 per day Inpatient or outpatient treatment for a covered dependent child 2 500 calendar year max Hair external breast voice box prosthesis 350 per calendar year Prosthesis needed as a direct result of cancer Home health care services 100 per day Examples include physical therapy occupational therapy speech therapy and audiology prosthesis and orthopedic appliances rental or purchase of durable medical equipment up to 30 days per calendar year or twice the number of days hospital confined whichever is greater Hospice initial or daily care An initial one time benefit and a daily benefit for treatment 15 000 lifetime max for both Initial hospice care once per lifetime 1 000 Daily hospice care 50 per day CANCER ASSIST LEVEL 3

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BENEFIT DESCRIPTION BENEFIT AMOUNT Hospital confinement Hospital stay including intensive care required for cancer treatment 30 days or less 250 per day 31 days or more 500 per day Lodging 75 per day Hotel motel expenses when being treated for cancer more than 50 miles from home 70 day calendar year max Medical imaging studies 175 per study Specific studies for cancer treatment 350 calendar year max Outpatient surgical center 300 per day Surgery at an outpatient center for cancer treatment 900 calendar year max Private full time nursing services 125 per day Services while hospital confined other than those regularly furnished by the hospital Prosthetic device artificial limb 2 000 per device or limb A surgical implant needed because of cancer surgery payable one per site 4 000 lifetime max Radiation chemotherapy Weekly benefit max once per week Injected chemotherapy by medical personnel 750 Radiation delivered by medical personnel 750 Monthly chemotherapy benefit max once per month Self injected 300 Pump 300 Topical 300 Oral hormonal 1 24 months 300 Oral hormonal 25 months 150 Oral non hormonal 300 Reconstructive surgery 60 per surgical unit ColonialLife com A surgery to reconstruct anatomic defects that result from cancer treatment up to 3 000 per procedure including 25 for general anesthesia Second medical opinion 300 A second physician s opinion on cancer surgery or treatment once per lifetime Skilled nursing care facility 100 per day Confinement to a covered facility after hospital release up to the number of days paid for hospital confinement Skin cancer initial diagnosis 400 A skin cancer diagnosis while the policy is in force once per lifetime Supportive or protective care drugs and colony stimulating factors 150 per day Doctor prescribed drugs to enhance or modify radiation chemotherapy treatments 1 200 calendar year max Surgical procedures 60 per surgical unit Inpatient or outpatient surgery for cancer treatment 5 000 max per procedure Transportation 0 50 per mile Travel expenses when being treated for cancer more than 50 miles from home up to 1 200 per round trip Waiver of premium Is available No premiums due if the named insured is disabled longer than 90 consecutive days The policy has limitations and exclusions that may affect benefits payable Most benefits require that a charge be incurred Coverage may vary by state and may not be available in all states For cost and complete details see your benefits counselor This chart highlights the benefits of policy form CanAssist including state abbreviations where used for example CanAssist TX This chart is not complete without form number 101481 2015 Colonial Life Accident Insurance Company Columbia SC Colonial Life insurance products are underwritten by Colonial Life Accident Insurance Company for which Colonial Life is the marketing brand 4 15 101484 1

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Cancer Insurance Wellness Benefits To encourage early detection our cancer insurance offers benefits for wellness and health screening tests For more information talk with your benefits counselor Part one Cancer wellness health screening 100 per Yr Provided when one of the tests listed below is performed after the waiting period and while the policy is in force Payable once per calendar year per covered person Cancer wellness tests Health screening tests B one marrow testing B lood test for triglycerides B reast ultrasound C arotid Doppler C A 15 3 blood test for breast cancer E chocardiogram ECHO C A 125 blood test for ovarian cancer E lectrocardiogram EKG ECG C EA blood test for colon cancer F asting blood glucose test C hest X ray C olonoscopy S erum cholesterol test for HDL and LDL levels F lexible sigmoidoscopy S tress test on a bicycle or treadmill H emoccult stool analysis M ammography P ap smear P SA blood test for prostate cancer S erum protein electrophoresis blood test for myeloma S kin biopsy T hermography T hinPrep pap test V irtual colonoscopy Part two Cancer wellness additional invasive diagnostic test or surgical procedure Provided when a doctor performs a diagnostic test or surgical procedure after the waiting period as the result of an abnormal result from one of the covered cancer wellness tests in part one We will pay the benefit regardless of the test results Payable once per calendar year per covered person Waiting period means the first 30 days following the policy s coverage effective date during which no benefits are payable The policy has exclusions and limitations For cost and complete details of the coverage see your Colonial Life benefits counselor Coverage may vary by state and may not be available in all states Applicable to policy form CanAssist and state abbreviations where applicable for example CanAssist TX 2015 Colonial Life Accident Insurance Company Columbia SC Colonial Life insurance products are underwritten by Colonial Life Accident Insurance Company for which Colonial Life is the marketing brand CANCER ASSIST WELLNESS 3 15 101486 1

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Specified Critical Illness Insurance If you re diagnosed with a covered critical illness specified critical illness insurance from Colonial Life can help with your expenses so you can concentrate on what s most important your treatment care and recovery 10 000 Face amount _______________ Critical illness benefit For the diagnosis of this covered critical illness condition 1 For more information talk with your benefits counselor ColonialLife com This percentage of the face amount is payable Heart attack myocardial infarction 100 Stroke 100 End stage renal kidney failure 100 Major organ failure 100 Permanent paralysis due to a covered accident 100 Coma 100 Blindness 100 Occupational infectious HIV or occupational infectious hepatitis B C or D 100 Coronary artery bypass graft surgery disease2 25 The maximum benefit amount for this policy is 3x the face amount for the named insured for all covered persons combined The policy will terminate when the maximum benefit amount for specified critical illness has been paid Subsequent diagnosis of a different critical illness3 If you receive a benefit for a specified critical illness and later you are diagnosed with a different specified critical illness the original percentage of the face amount is payable for that particular specified critical illness Subsequent diagnosis of the same critical illness3 If you receive a benefit for a specified critical illness and later you are diagnosed with the same specified critical illness 25 of the original face amount is payable Critical illness conditions that do not qualify are coronary artery bypass graft surgery disease2 and occupational infectious HIV or occupational infectious hepatitis B C or D CRITICAL ILLNESS 1 0 WITH SUBSEQUENT DIAGNOSIS

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ColonialLife com 1 Please refer to the policy for complete definitions of covered conditions 2 Benefit for coronary artery disease applicable in lieu of benefit for coronary artery bypass graft surgery when health savings account HSA compliant plan is selected 3 Dates of diagnoses of a covered specified critical illness must be separated by at least 180 days THIS POLICY PROVIDES LIMITED BENEFITS EXCLUSIONS AND LIMITATIONS FOR SPECIFIED CRITICAL ILLNESS We will not pay benefits for a specified critical illness that occurs as a result of a covered person s alcoholism or drug addiction felonies or illegal occupations intoxicants and narcotics pre existing condition psychiatric or psychological condition suicide or self inflicted injuries or war or armed conflict This is not an insurance contract and only the actual policy provisions will control Applicable to policy form CI 1 0 CI 1 0 PL5 CI 1 0 PL6 or CI 1 0 PL9 including state abbreviations where used The policy or its provisions may vary or be unavailable in some states Please see your Colonial Life benefits counselor for details Underwritten by Colonial Life Accident Insurance Company Columbia SC 2019 Colonial Life Accident Insurance Company All rights reserved Colonial Life is a registered trademark and marketing brand of Colonial Life Accident Insurance Company 10 19 101824 1

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Critical Illness Insurance Health Screening Benefit The optional health screening benefit can help you reduce the risk of serious illness through early detection Health screening benefit __50 00_____________ Maximum of one screening test per covered person per calendar year Blood test for triglycerides Pap smear Bone marrow testing PSA blood test for prostate cancer Breast ultrasound Serum cholesterol test for HDL and LDL levels CA 15 3 blood test for breast cancer CA 125 blood test for ovarian cancer Carotid Doppler CEA blood test for colon cancer Chest X ray Colonoscopy Echocardiogram ECHO Electrocardiogram EKG ECG For more information talk with your benefits counselor Fasting blood glucose test Serum protein electrophoresis blood test for myeloma Skin cancer biopsy Stress test on a bicycle or treadmill Thermography ThinPrep pap test Virtual colonoscopy Flexible sigmoidoscopy Hemoccult stool analysis Mammography ColonialLife com THIS POLICY INSURANCE PROVIDES LIMITED BENEFITS Insureds in GA MA MN and VT must be covered by comprehensive health insurance before applying for critical illness or cancer insurance This information is not intended to be a complete description of the insurance coverage available The policy insurance or its provisions may vary or be unavailable in some states The policy insurance has exclusions and limitations which may affect any benefits payable Applicable to policy form CI 1 0 P and GCC1 0 P and certificate form GCC1 0 C including state abbreviations where used for example CI 1 0 P TX GCC1 0 P TX and GCC1 0 C TX For cost and complete details of coverage call or write your Colonial Life benefits counselor or the company Underwritten by Colonial Life Accident Insurance Company Columbia SC 2021 Colonial Life Accident Insurance Company All rights reserved Colonial Life is a registered trademark and marketing brand of Colonial Life Accident Insurance Company GROUP CRITICAL CARE CRITICAL ILLNESS 1 0 HEALTH SCREENING BENEFIT 5 21 100355 4

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Term Life InsurancePeace of mind for you and your loved onesYou want what’s best for your family, and that includes making sure they’re prepared for the future. With term life insurance from Colonial Life & Accident Insurance Company, you can provide financial security to help them cover their ongoing living expenses.Advantages of term life insurance  Lower cost when compared to cash value life insurance  Same benefit payout throughout the duration of the policy  Several term period options for flexibility during high-need years  Benefit for the beneficiary that is typically tax-freeBenefits and features  Stand-alone spouse policy available whether or not you buy a policy for yourself  Guaranteed premiums that do not increase during the selected term  Ability to convert all or a portion of the benefit amount into cash value life insurance  Flexibility to keep the policy if you change jobs or retire  Built-in terminal illness accelerated death benefit that provides up to 75% of the policy’s death benefit (up to $150,000) if you’re diagnosed with a terminal illness  Premium savings for face amounts over $250,000 based on your healthTERM LIFE (ITL5000)LIMRA, 2017 Insurance Barometer Study.of Americans would have trouble paying living expenses immediately or within several months if the primary wage-earner died.54%married/partnered consumersLIMRA, 2018 Insurance Barometer Study.1-in-3wish their spouse or partner would purchase more life insurance.

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Benefits worksheet For use with your benefits counselor HOW MUCH COVERAGE DO YOU NEED YOU ___________________ Select the option Paid Up at Age 70 Paid Up at Age 100 SPOUSE _______________ Select the option Paid Up at Age 70 Paid Up at Age 100 DEPENDENT STUDENT ____________ Paid Up at Age 70 Paid Up at Age 100 Select any optional riders S pouse term life rider _____________ face amount for ________ year term period Children s term life rider _____________ face amount Accidental death benefit rider Chronic care accelerated death benefit rider Additional coverage options Spouse term life rider Cover your spouse up to a maximum death benefit of 50 000 10 year and 20 year spouse term riders are available Juvenile whole life policy You can purchase a policy while children are young and premiums are low whether or not you buy a policy on yourself You may also increase the coverage when the child is 18 21 and 24 without providing proof of good health The plan is paid up at age 70 Children s term life rider You may purchase up to 20 000 in term life coverage for all of your eligible dependent children and pay one premium The children s term life rider may be added to either your policy or your spouse s policy not both Accidental death benefit rider The beneficiary may receive an additional benefit if the covered person dies as a result of an accident before age 70 The benefit doubles if the accidental bodily injury occurs while riding as a fare paying passenger using public transportation such as ride sharing services An additional 25 will be payable if the injury is sustained while driving or riding in a private passenger vehicle and wearing a seatbelt Chronic care accelerated death benefit rider If a licensed health care practitioner certifies that you have a chronic illness you may receive an advance on all or a portion of the death benefit available in a one time lump sum or monthly payments 2 A chronic illness means you require substantial supervision due to a severe cognitive impairment or you may be unable to perform at least two of the six Activities of Daily Living bathing continence dressing eating toileting and transferring Premiums are waived during the benefit period Critical illness accelerated death benefit rider If you suffer a heart attack myocardial infarction stroke or end stage renal kidney failure a 5 000 benefit is payable 2 A subsequent diagnosis benefit is included Guaranteed purchase option rider If you are age 50 or younger when you purchase the policy you can add the rider which allows you to purchase additional whole life coverage without having to answer health questions at three different points in the future You may purchase up to your initial face amount not to exceed a total combined maximum of 100 000 for all options Critical illness accelerated death benefit rider Waiver of premium benefit rider Premiums are waived for the policy and riders if you become totally disabled before the policy anniversary following your 65th birthday and you satisfy the six month elimination period Once you are no longer disabled premium payments will resume Guaranteed purchase option rider 1 Loan should be repaid to protect the policy s value Waiver of premium benefit rider 2 Any payout would reduce the death benefit Benefits may be taxable as income Individuals should consult with their legal or tax counsel when deciding to apply for accelerated benefits EXCLUSIONS AND LIMITATIONS To learn more talk with your benefits counselor ColonialLife com If the insured dies by suicide whether sane or insane within two years one year in ND from the coverage effective date or the date of reinstatement we will not pay the death benefit We will terminate this policy and return the premiums paid without interest minus any loans and loan interest to you Product may vary by state For costs and complete details of the coverage call or write your Colonial Life benefits counselor or the company This brochure is applicable to policy forms ICC19 IWL5000 70 IWL5000 70 ICC19 IWL5000 100 IWL5000 100 ICC19 IWL5000J IWL5000J and rider forms ICC19 R IWL5000 STR R IWL5000 STR ICC19 R IWL5000 CTR R IWL5000 CTR ICC19 R IWL5000 WP R IWL5000 WP ICC19 R IWL5000 ACCD RIWL5000 ACCD ICC19 R IWL5000 CI R IWL5000 CI ICC19 R IWL5000 CC R IWL5000 CC ICC19 RIWL5000 GPO R IWL5000 GPO and applicable state variations Underwritten by Colonial Life Accident Insurance Company Columbia SC 2019 Colonial Life Accident Insurance Company All rights reserved Colonial Life is a registered trademark and marketing brand of Colonial Life Accident Insurance Company 6 19 101935

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Whole Life Insurance You can t predict your family s future but you can be prepared for it You like to think that you ll be there for your family in the years to come But if something happened to you would your family have the income they need In the U S medical spending in the last 12 months of life is nearly 80 000 per person HealthAffairs org End Of Life Medical Spending In Last Twelve Months Of Life Is Lower Than Previously Reported July 2017 It s not easy to think about such serious circumstances but it s important to make sure your family is financially protected You can gain peace of mind with whole life insurance from Colonial Life Advantages of whole life insurance Permanent coverage that stays the same throughout the life of the policy Guaranteed level premiums that do not increase because of changes in health or age Access to the policy s cash value through a policy loan for emergencies1 Benefit for the beneficiary that is typically tax free Benefits and features Two plan options to choose what age your premium payments will end Paid Up at Age 70 or Paid Up at Age 100 Stand alone spouse policy available whether or not you buy a policy for yourself Your cost will vary based on the level of coverage you select Talk with your benefits counselor for information about what level of coverage would work best for you Flexibility to keep the policy if you change jobs or retire Built in terminal illness accelerated death benefit that provides up to 75 of the policy s death benefit up to 150 000 if you re diagnosed with a terminal illness2 Immediate 3 000 claim payment that can help your designated beneficiary pay for funeral costs or other expenses Pays cash surrender value at age 100 when the policy endows WHOLE LIFE IWL5000

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How much term life insurance do you need?Funeral expensesThe median cost of a funeral is $7,360.*Outstanding debts(including mortgage)Replacement incomeEducation fundAvailable assets (savings, investments, present amount of life insurance)Estimated amount of life insurance needed To learn more, talk with your Colonial Life benefits counselor.EXCLUSIONS AND LIMITATIONSIf the insured dies by suicide, whether sane or insane, within two years (one year in ND) from the coverage eective date or the date of reinstatement, we will not pay the death benefit. We will terminate this policy and return the premiums paid, without interest. Product may vary by state. For cost and complete details of the coverage, call or write your Colonial Life benefits counselor or the company. This brochure is applicable to policy forms ICC18-ITL5000/ITL5000 and rider forms ICC18-R-ITL5000-STR/R-ITL5000-STR, ICC18-R-ITL5000-CTR/R-ITL5000-CTR, ICC18-R-ITL5000-WP/R-ITL5000-WP, ICC18-R-ITL5000-ACCD/R-ITL5000-ACCD, ICC18-R-ITL5000-CI/R-ITL5000-CI, ICC18-R-ITL5000-CC/R-ITL5000-CC and applicable state variations. Spouse term life riderYour spouse may receive a maximum death benefit of $50,000; 10-year and 20-year spouse term riders are available. Children’s term life riderYou can purchase up to $20,000 in term life coverage for all of your eligible dependent children and pay one premium. The children’s term life rider may be added to either your policy or your spouse’s policy – not both.Accidental death benefit riderThe beneficiary may receive an additional benefit if the covered person dies as a result of an accident before age 70. The benefit doubles if the accidental bodily injury occurs while riding as a fare-paying passenger using public transportation, such as ride-sharing services. An additional 25% will be payable if the injury is sustained while driving or riding in a private passenger vehicle and wearing a seatbelt.Chronic care accelerated death benefit riderIf a licensed health care practitioner certifies that you have a chronic illness, you may receive an advance on all or a portion of the death benefit, available in a one-time lump sum or monthly payments. A chronic illness means you require substantial supervision due to a severe cognitive impairment or you may be unable to perform at least two of the six Activities of Daily Living. Premiums are waived during the benefit period. Critical illness accelerated death benefit riderIf you suer a heart attack (myocardial infarction), stroke or end-stage renal (kidney) failure, a $5,000 benefit is payable. A subsequent diagnosis benefit is included.Waiver of premium benefit riderPremiums are waived (for the policy and riders) if you become totally disabled before the policy anniversary following your 65th birthday and you satisfy the six-month elimination period. 2-19 | 101895ColonialLife.com1 Any payout would reduce the death benefit. Benefits may be taxable as income. Individuals should consult with their legal or tax counsel when deciding to apply for accelerated benefits.2 Activities of daily living are bathing, continence, dressing, eating, toileting and transferring.3 You must resume premium payments once you are no longer disabled.Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC©2019 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.*Includes viewing and burial.National Funeral Directors Association, Statistics, 2018. ++–+Optional ridersAt an additional cost, you can purchase the following riders for even more financial protection.=

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Dental PPO insurance overviewLife is full of unexpected smiles, and good oral health helps maintain them. Adding Colonial Life dental coverage is a simple way to help employees pay for dental care and enhance your employee benets package at no additional cost.FEATURES• 100% coverage and no waiting periods for preventive care • Coverage of up to 80% for basic services and up to 50% for major services• Takeover option — waives waiting periods when replacing previous coverage1• Guaranteed issue* with no participation requirements• No Cobra - Members can keep their dental coverage if they change jobs or retire• No Renewals: Rates are stable with no yearly renewal process and policies guaranteed renewable until age 752ADVANTAGES OF OUR FAST-GROWING DENTAL NETWORK3• 120,000+ unique network providers5• Easy provider search on ColonialLifeDental.com• Discounted rates for dental services• Virtual Dental Visits through TeleDentistry.com, which includes 24/7 care for dental emergencies when in-person care is not an option6• In-house recruiting team dedicated to expanding the network *Benets may be subject to a preexisting condition provision.Protect employees’ dental healthOPTIONAL BENEFITS ROLLOVER• Employer option• A portion of a member’s unused benet rolls over to the next year when preventive care and threshold conditions are met4ORTHODONTIC CARE• Employer option• Provides a $1,000 maximum lifetime benet per dependent child up to age 19• 50% co-insurance; 12-month waiting period1, may be subject to takeover VISION CARE• Employee option• Frames, lenses and exam covered once every 12 months • $10 co-pay for exams; $25 co-pay for materials • 18,000+ unique network providers nationwideVision is not available in WA.

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SAMPLE PROCEDURESSAMPLE PROCEDURESDental Overview Offer dual options to meet employees’ needsALL PLANS: Members who see network providers receive discounted rates on services and are only responsible for their co-insurance portion and deductible, if applicable.PLANS 1 - 4 PREMIER: We pay out-of-network benets at the network discounted rates, and members will be billed for charges that exceed those rates. These plans are most valuable when members see network providers.THIS POLICY PROVIDES LIMITED BENEFITS. A NETWORK ACCESS PLAN IS AVAILABLE.No benets will be paid for replacement of teeth missing prior to the effective date of coverage.This product is not available in ZIP codes beginning with 025. This information is not intended to be a complete description of the insurance coverage available. The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benets payable. Applicable to policy form IDN8000 (including state abbreviations where used, for example: IDN8000-TX). For cost and complete details of coverage, call or write your Colonial Life benets counselor or the company. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC.©2022 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. 5-22 | 101855-81. No waiting periods in Maine. Six-month waiting periods (instead of 12) in Vermont.2. Rates may only be increased if all rates in the state the policy was issued change. 3. Colonial Life’s dental network includes providers under direct contract and under access arrangements with other dental networks. Visit ColonialLifeDental.com for a current provider directory.4. Rollover requirements include one cleaning, one exam and total claims must be under the dental policy threshold per policy year to qualify. Members should refer to the policy for the full criteria and restrictions.5. Network 360, December 2021.6. Terms and availability of service from TeleDentistry.com are subject to change. Services are not valid after policy terminates.ColonialLifeDental.comDETAILS PLAN 1 PLAN 2 PLAN 3 PLAN 4 PLAN 4 PREMIERAnnual maximum $1,000 $1,000 $1,500 $2,000 $2,000 CO-INSURANCE (WHAT THE POLICY PAYS)Class A (Preventive) 100% 100% 100% 100% 100%Class B (Basic) 60% 80% 80% 80% 80%Class C (Major) 40% 50% 50% 50% 50%Full-Mouth x-rays Class B Class B Class B Class A Class AEndodontic/Periodontic services Class C Class C Class C Class C Class BRepairs - crowns, bridges and denturesClass C Class C Class C Class B Class BPLANS 5 ADVANTAGE - 5 PREMIER: We pay out-of-network benets based on the lesser of the provider’s actual charge or a percentage of the customary charge (UCR) in the members’ area, usually higher than our discounted rate.DETAILSPLAN 5 ADVANTAGEPLAN 5PLAN 5 PREMIERAnnual maximum $1,000 $1,500 $1,500 Customary Charge 80% 90% 90%CO-INSURANCE (WHAT THE POLICY PAYS)Class A (Preventive) 100% 100% 100%Class B (Basic) 80% 80% 80%Class C (Major) 50% 50% 50%Full-Mouth x-rays Class B Class B Class AEndodontic/Periodontic servicesClass C Class C Class BRepairs - crowns, bridges and denturesClass C Class C Class B• $50 deductible per person, per policy year (3 per family per policy year, does not apply to Class A services). • No waiting periods for Class A and B services. 12-month waiting period for Class C services. Ability to waive waiting period for takeovers.1ALL PLANS

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Save more by visiting a network dentistWith dental insurance from Colonial Life, you’ll have access to a nationwide network of more than 323,000 access points1. You can visit any dentist, but you’ll stretch your benefits by selecting from our DenteMax Plus/AlwaysCare network of dental professionals.IDN8000 – DENTEMAX/ALWAYSCARE NETWORK In-network savings2DENTAL PROCEDURE AVERAGE COST RANGE MEMBER OUT-OF-POCKET COSTPeriodic oral exam3$40-$50 $0Adult cleaning3$74-$87 $0Four bitewing X-rays3$50-$62 $0Crown (porcelain/ceramic)$1,000-$1,195 $425-$508Root canal therapy (back tooth)$1,015-$1,095 $432-$465ColonialLife.comFor more information, talk with your Colonial Lifebenefits counselor.Dental NetworkMore choices, greater savingsHow much can you save?Dental costs vary from region to region, but our dental members everywhere benefit two ways:  Discounted fees for in-network services  Insurance coverage of up to 50%, 80% or even 100% Our members also receive in-network discounts to help o set dental expenses like routine cleanings and X-rays, as well as major expenses such as implants, crowns and oral surgery.323,000+ dental access points1

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We welcome provider referrals. Email ReferAProvider@ColonialLife.com to request that your dentist be added to our network.ColonialLife.com 1-18 | 101841Using our dental network is easyOur DenteMax Plus/AlwaysCare network gives you access to top dental professionals in your area, making it easy to locate a dentist who’s right for you.  Refer to the document that came with your Colonial Life dental ID card to see a list of dentists closest to you.  Click on the dental provider search tool on ColonialLife.com.  Consult the AlwaysAssist mobile app.  Confirm that your dentist is in network by having the o ice verify participation in the DenteMax Plus/AlwaysCare network prior to your appointment.  Remember claims forms are not needed for in-network dentists.©2018 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. Dental plans are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC.1 Internal data (2017). Access points are sites where network dentists see patients. Some dentists may be available at more than one access point.2 Savings based on in-network discounts and covered benefits. This is just an illustration. Eligibility for, entitlement to and amount of actual benefits will be determined according to the terms of your dental policy. Based on Colonial Life internal data, 2016 and average cost ranges from one ZIP code (70806). Aer enrollment, use the Dental Cost Estimator on AlwaysAssist.com for information specific to your ZIP code.3 Dental insurance usually pays 100% for these services. Plans and benefits may vary.4 Starmount/AlwaysCare Benefits “2017 Customer Satisfaction Survey” (2017).Overall dental and vision member satisfaction495%Extended customer service hours (ET)Monday-Friday: 8 a.m. – 8 p.m.Saturday: 10 a.m. – 4 p.m. Online self-service is available 24/7 at ColonialLife.com

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Product Details$3K+Conditions Treated24/7 AccessRecuro physicians are available whenever our patients need them, day or night.Multi-Channel OptionsLive video, phone, and messaging options let each patient receive care the way they like. Consult TranscriptionConsults can be recorded and transcribed, allowing patients continuous access to information. Did you know?The average wait time for an urgent care consult is only 11* minutes.11 Acne / Rashes Allergies Cold / Flu / Cough GI Issues Ear Problems Fever / Headache Insect Bites Nausea / Vomiting Pink Eye Respiratory Issues UTI’s / Vaginitis And MoreMinutesVirtual Care PlatformNEXTGEN CAREBENEFITS��info@recurohealth.com | 844.979.0313 | www.recurohealth.com | Scan QR Code *Subject to provider listed availabilityElectronic Prescription OrderingPrescriptions are immediately sent to the patient’s preferred pharmacy for easy pickup.

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Product DetailsVirtual ConsultationsSupporting individuals on topics such as caregiving, selling a home, legal advice and more.Virtual Care PlatformBENEFITS�NEXTGEN CARE�Did you know?EAP counseling has helped improve outcomes for 81% of users with depression.81AnxietyCognitive therapy, medication recommendations and more.DepressionTherapy and medication options are effective treatments.Grief / LossTalk therapy and coping strategies promote healthy healing.Marital IssuesCounseling for navigating difficult challenges for couples.Stress & MoreManaging stress through multiple avenues and supporting other mental-heath challenges.Legal AssistanceFree over the phone or face-to-face legal consultations. Family Support AssistanceConsultations and referrals for everyday issues such as dependent care, auto repair, pet care, and more. Face-to-Face ReferralsSet number of in-person visits with a licensed behavioral health clinician.%Financial Planning AdviceExpert financial planning and consultation services. info@recurohealth.com | 844.979.0313 | www.recurohealth.com | Scan QR Code

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Prescription BenefitMedications for Less CostRecuro’s prescription benefit includes $0 copay medications for chronic conditions (with home delivery) and urgent care needs.info@recurohealth.com | 844.979.0313 | www.recurohealth.com | Scan QR Code Integrated BenefitsIncreased adherence to care plans and follow through on medication pickup due to $0 prescription copay model and ease of access.More Favorable Health OutcomesMembers can pickup urgent care medications from the pharmacy with a conveniently placed digital card, or order ongoing medications by mail from the convenience of home.Convenient PrescriptionsEmployer and health plan pharmacy expenditures are managed through a benefit that provides access to covered prescriptions at a PEPM rate.Reduced Health Plan CostsProduct HighlightsPrescription Benefit CardMedication DeliveryExtensive List of PrescriptionsNational Pharmacy NetworkEasy-to-Use Member Portal

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Product DetailsPrescription Benefit CardDigital card that can be presented when picking up urgent care medications at a member’s local pharmacy.Virtual Care PlatformBENEFITS�NEXTGEN CARE�Did you know?Recuro’s Prescription Benefit includes 95% of the top 200 most prescribed maintenance medications for the most common conditions?95Home Medication DeliveryMail order pharmacy for home delivery of covered chronic care medications.%Extensive Pharmacy NetworkThis benefit is accepted at over 70K retail pharmacy locations across the U.S.Broad Prescription ListAccess to approximately 65 generic urgent care prescriptions at no cost to the member. Albuterol Amoxicillin Atorvastatin Benazepril Cephalexin ClindamycinSample Medications Fluoxetine Lisinopril Metformin Prednisone Sertraline SucralfateEasy-to-Use Member PortalAn integrated member portal allows users to easily request home delivery of prescriptions.info@recurohealth.com | 844.979.0313 | www.recurohealth.com | Scan QR Code

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309 N. Washington Ave. Suite 13, Bryan, TX 77803www.recurohealth.com844.979.0313Standalone PricingSee to the right for all the products offered for standalone pricing options.Utilization Threshold: 30%*If the contracted Utilization Threshold is exceeded, then a fee for service will apply/bedue for consultations provided to Members in excess of the Utilization Threshold.Recuro HealthT EL EM ED IC IN E - V I RT U A L U RG E N T C A RE 24/7 Access$0 Consult feeFamily CoverageIntegrated prescriptionsAssumes 30% utilization threshold, rate adjusted annuallyON - D EM A N D C O U N S EL IN GVirtual Consultations: supporting individuals on topics such as anxiety, grief, depression, marital issues, and stress8 Face-to-Face Referrals: set number of in-person visits with a licensed behavioral health clinicianFinancial Planning and Legal AssistanceP R ES C R IP T IO N B EN EF IT $0 copay, acute care formularyBroad Prescription List: Access to approximately 70 generic prescriptions at no cost to the memberPrescription Benefit Card: Easy-to-use, in-app card to present at pharmacy pickupTOTAL$14.00 PEPM

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Deductions per year: 12 These rates were prepared on 1/25/2024 and are valid for 90 days.Individual Disability - ISTD3000 for NC AA Risk ClassApplicable to policy form Individual DisabilitylOn/Off Job Accident and On/Off Job Sickness6 Month Benefit PeriodELIMINATION PERIOD ISSUE AGE $1,000* $1,500* $2,000* $2,500* $3,000**monthly benefit amount0 days Accident/7 days Sickness 17-49 $45.50 $68.25 $91.00 $113.75 $136.5050-64 $53.80 $80.70 $107.60 $134.50 $161.4065-74 $91.60 $137.40 $183.20 $229.00 $274.8014 days Accident/14 days Sickness 17-49 $28.50 $42.75 $57.00 $71.25 $85.5050-64 $37.50 $56.25 $75.00 $93.75 $112.5065-74 $59.30 $88.95 $118.60 $148.25 $177.9012 Month Benefit PeriodELIMINATION PERIOD ISSUE AGE $1,000* $1,500* $2,000* $2,500* $3,000**monthly benefit amount0 days Accident/7 days Sickness 17-49 $65.60 $98.40 $131.20 $164.00 $196.8050-64 $78.80 $118.20 $157.60 $197.00 $236.4065-74 $151.20 $226.80 $302.40 $378.00 $453.6014 days Accident/14 days Sickness 17-49 $41.50 $62.25 $83.00 $103.75 $124.5050-64 $52.50 $78.75 $105.00 $131.25 $157.5065-74 $101.80 $152.70 $203.60 $254.50 $305.40Individual Disability - ISTD3000 for FL AA Risk ClassApplicable to policy form Individual DisabilitylOn/Off Job Accident and On/Off Job Sickness6 Month Benefit PeriodELIMINATION PERIOD ISSUE AGE $1,000* $1,500* $2,000* $2,500* $3,000**monthly benefit amount0 days Accident/7 days Sickness 17-49 $37.00 $55.50 $74.00 $92.50 $111.0050-64 $46.00 $69.00 $92.00 $115.00 $138.0065-74 $65.40 $98.10 $130.80 $163.50 $196.2014 days Accident/14 days Sickness 17-49 $24.40 $36.60 $48.80 $61.00 $73.2050-64 $32.20 $48.30 $64.40 $80.50 $96.6065-74 $42.50 $63.75 $85.00 $106.25 $127.5012 Month Benefit PeriodELIMINATION PERIOD ISSUE AGE $1,000* $1,500* $2,000* $2,500* $3,000**monthly benefit amount0 days Accident/7 days Sickness 17-49 $52.50 $78.75 $105.00 $131.25 $157.5050-64 $63.00 $94.50 $126.00 $157.50 $189.0065-74 $100.80 $151.20 $201.60 $252.00 $302.4014 days Accident/14 days Sickness 17-49 $33.20 $49.80 $66.40 $83.00 $99.6050-64 $42.40 $63.60 $84.80 $106.00 $127.2065-74 $67.80 $101.70 $135.60 $169.50 $203.40Page 1 of 8Underwritten by Colonial Life & Accident Insurance CompanySee page 8 for Important Notice

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Individual Medical Bridge for NCApplicable to policy form Individual Medical Bridgel$1000 Hospital Confinement Benefit and Outpatient Surgical Procedure Benefit with a calendar year maximum of $1500,Diagnostic Procedure Benefit, Medical Treatment Package, $100 Health Screening Benefit.ISSUE AGE EMPLOYEE EMPLOYEE AND SPOUSE EMPLOYEE AND DEPENDENTCHILDRENEMPLOYEE, SPOUSE ANDDEPENDENT CHILDREN17-49 $39.40 $73.65 $54.15 $88.4050-59 $49.40 $92.60 $64.15 $107.3560-64 $60.65 $114.00 $75.40 $128.7565-75 $82.05 $154.55 $98.30 $170.80Individual Medical Bridge for NCApplicable to policy form Individual Medical Bridgel$2000 Hospital Confinement Benefit and Outpatient Surgical Procedure Benefit with a calendar year maximum of $1500,Diagnostic Procedure Benefit, Medical Treatment Package, $100 Health Screening Benefit.ISSUE AGE EMPLOYEE EMPLOYEE AND SPOUSE EMPLOYEE AND DEPENDENTCHILDRENEMPLOYEE, SPOUSE ANDDEPENDENT CHILDREN17-49 $53.20 $99.75 $73.95 $120.5050-59 $68.30 $128.60 $89.05 $149.3560-64 $86.45 $163.00 $107.20 $183.7565-75 $119.95 $226.35 $142.80 $249.20Individual Medical Bridge for FLApplicable to policy form Individual Medical Bridgel$1000 Hospital Confinement Benefit and Outpatient Surgical Procedure Benefit with a calendar year maximum of $1500,Diagnostic Procedure Benefit, Medical Treatment Package, $100 Health Screening Benefit. Daily Hospital Confinementbenefit, Enhanced Intensive Care Unit Confinement benefitISSUE AGE EMPLOYEE EMPLOYEE AND SPOUSE EMPLOYEE AND DEPENDENTCHILDRENEMPLOYEE, SPOUSE ANDDEPENDENT CHILDREN17-49 $46.20 $86.55 $63.70 $104.0550-59 $57.00 $107.20 $74.50 $124.7060-64 $72.60 $136.75 $90.10 $154.2565-75 $91.75 $173.20 $109.25 $190.70Individual Medical Bridge for FLApplicable to policy form Individual Medical Bridgel$2000 Hospital Confinement Benefit and Outpatient Surgical Procedure Benefit with a calendar year maximum of $1500,Diagnostic Procedure Benefit, Medical Treatment Package, $100 Health Screening Benefit. Daily Hospital Confinementbenefit, Enhanced Intensive Care Unit Confinement benefitISSUE AGE EMPLOYEE EMPLOYEE AND SPOUSE EMPLOYEE AND DEPENDENTCHILDRENEMPLOYEE, SPOUSE ANDDEPENDENT CHILDREN17-49 $58.90 $110.55 $81.90 $133.5550-59 $74.40 $140.40 $97.40 $163.4060-64 $96.30 $181.85 $119.30 $204.8565-75 $123.45 $233.30 $146.45 $256.30(Continued...)Page 2 of 8Underwritten by Colonial Life & Accident Insurance CompanySee page 8 for Important Notice

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Accident 1.0 for NCApplicable to policy forms ACCIDENT 1.0-HS and ACCIDENT1.0-NSlOn/Off-Job Accident CoverageISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILYPreferred with health screening 17-80 $21.15 $28.97 $32.67 $40.48Accident 1.0 for FLApplicable to policy forms ACCIDENT 1.0-HS and ACCIDENT1.0-NSlOn/Off-Job Accident CoverageISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILYPreferred with health screening 17-80 $17.24 $27.66 $31.59 $41.90Cancer Assist for NCApplicable to policy form CanAssistlwith $100 Health Screening Benefit$5,000 Initial Diagnosis BenefitCOVERAGE LEVEL ISSUE AGE NAMED INSURED EMPLOYEE AND SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILYLevel 3 17-75 $34.15 $56.90 $35.10 $57.85Cancer Assist for FLApplicable to policy form CanAssistlwith $100 Health Screening Benefit$5,000 Initial Diagnosis BenefitCOVERAGE LEVEL ISSUE AGE NAMED INSURED EMPLOYEE AND SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILYLevel 3 17-75 $31.60 $63.20 $32.55 $64.15Critical Illness 1.0 for NCApplicable to policy form CI-1.0lwith Subsequent Diagnosis Coverage, Health Screening BenefitNon-Tobacco RatesISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILY$10,000 17-24 $4.55 $6.90 $4.55 $6.9025-29 $5.25 $8.10 $5.25 $8.1030-34 $6.05 $9.40 $6.05 $9.4035-39 $8.45 $13.00 $8.45 $13.0040-44 $10.05 $15.40 $10.05 $15.4045-49 $13.05 $20.00 $13.05 $20.0050-54 $16.65 $25.60 $16.65 $25.6055-59 $20.55 $31.50 $20.55 $31.5060-64 $25.45 $39.10 $25.45 $39.1065-70 $30.85 $47.40 $30.85 $47.40(Continued...)Page 3 of 8Underwritten by Colonial Life & Accident Insurance CompanySee page 8 for Important Notice

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Critical Illness 1.0 for NCApplicable to policy form CI-1.0lwith Subsequent Diagnosis Coverage, Health Screening BenefitTobacco RatesISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILY$10,000 17-24 $5.55 $8.50 $5.55 $8.5025-29 $6.85 $10.50 $6.85 $10.5030-34 $8.55 $13.20 $8.55 $13.2035-39 $11.85 $18.20 $11.85 $18.2040-44 $15.35 $23.60 $15.35 $23.6045-49 $19.75 $30.30 $19.75 $30.3050-54 $24.85 $38.10 $24.85 $38.1055-59 $31.55 $48.50 $31.55 $48.5060-64 $37.95 $58.30 $37.95 $58.3065-70 $46.45 $71.40 $46.45 $71.40Critical Illness 1.0 for FLApplicable to policy form CI-1.0lwith Subsequent Diagnosis Coverage, Health Screening BenefitNon-Tobacco RatesISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILY$10,000 17-24 $3.05 $4.60 $3.15 $4.8025-29 $3.55 $5.40 $3.65 $5.5030-34 $4.35 $6.60 $4.45 $6.7035-39 $5.65 $8.40 $5.75 $8.6040-44 $7.35 $11.00 $7.45 $11.1045-49 $9.55 $14.40 $9.65 $14.5050-54 $12.15 $18.60 $12.25 $18.7055-59 $14.85 $22.90 $14.95 $23.0060-64 $18.15 $28.20 $18.25 $28.4065-70 $21.85 $32.90 $21.95 $33.10Tobacco RatesISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILY$10,000 17-24 $3.75 $5.70 $3.85 $5.8025-29 $4.65 $7.00 $4.75 $7.1030-34 $6.15 $9.20 $6.25 $9.3035-39 $8.35 $12.50 $8.55 $12.6040-44 $11.35 $17.00 $11.55 $17.1045-49 $15.25 $23.10 $15.45 $23.2050-54 $19.95 $30.60 $20.05 $30.7055-59 $24.75 $38.20 $24.85 $38.3060-64 $30.65 $47.70 $30.75 $47.9065-70 $37.15 $56.10 $37.35 $56.20(Continued...)Page 4 of 8Underwritten by Colonial Life & Accident Insurance CompanySee page 8 for Important Notice

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Term Life (ITL5000) for NCApplicable to policy form ITL5000l20-Year Term Base Plan, Waiver of Premium Benefit, Accidental Death Benefit, Chronic Care Accelerated Death BenefitNon-Tobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,000 $200,00025 $13.71 $16.41 $22.62 $28.83 $46.1735 $16.46 $18.03 $25.05 $32.09 $50.5045 $22.38 $30.12 $43.19 $56.25 $80.9955 $46.77 $61.58 $90.38 $119.16 $170.3365 $69.02 $134.04 $199.06 $264.08 $379.82Tobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,000 $200,00025 $23.15 $24.08 $34.12 $44.17 $66.0035 $26.52 $27.07 $38.62 $50.17 $73.9945 $37.90 $53.79 $78.69 $103.58 $144.4955 $86.46 $121.29 $179.94 $238.58 $328.9965 $111.16 $218.33 $325.49 $432.65 $590.98Term Life (ITL5000) for FLApplicable to policy form ITL5000l20-Year Term Base Plan, Waiver of Premium Benefit, Accidental Death Benefit, Critical Illness Accelerated Death Benefit,Chronic Care Accelerated Death BenefitNon-Tobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,00025 $15.54 $18.24 $24.45 $30.6635 $18.79 $20.36 $27.38 $34.4245 $26.30 $34.04 $47.11 $60.1755 $54.44 $69.25 $98.05 $126.8365 $79.44 $144.46 $209.48 $274.50Tobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,00025 $24.98 $25.91 $35.95 $46.0035 $28.85 $29.40 $40.95 $52.5045 $41.82 $57.71 $82.61 $107.5055 $94.13 $128.96 $187.61 $246.2565 $121.58 $228.75 $335.91 $443.07(Continued...)Page 5 of 8Underwritten by Colonial Life & Accident Insurance CompanySee page 8 for Important Notice

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Whole Life Plus (IWL5000) for FLApplicable to policy forms ICC19-IWL5000-70/IWL5000-70,ICC19-IWL5000-100/IWL5000-100,ICC19-IWL5000J/IWL5000J and rider formsICC19-R-IWL5000-STR/R-IWL5000-STR,ICC19-R-IWL5000-CTR/R-IWL5000-CTR,ICC19-R-IWL5000-WP/R-IWL5000-WP,ICC19-R-IWL5000-ACCD/R-IWL5000-ACCD,ICC19-R-IWL5000-CI/R-IWL5000-CI,ICC19-R-IWL5000-CC/R-IWL5000-CC,ICC19-R-IWL5000-GPO/R-IWL5000-GPO,ICC23-IWL5000-LTC/IWL5000-LTClAdult Base Plan Paid-Up at Age 100, Chronic Care Accelerated Death Benefit, Accidental Death Benefit, GuaranteedPurchase Option Benefit, Waiver of Premium BenefitNon-Tobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,00025 $26.21 $52.42 $78.63 $104.8335 $35.18 $70.37 $105.55 $140.7445 $56.01 $112.04 $168.05 $224.0855 $92.33 $184.66 $276.99 $369.3265 $152.35 $304.70 $457.05 $609.40Tobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,00025 $43.65 $87.29 $130.94 $174.5835 $53.18 $106.38 $159.55 $212.7445 $80.14 $160.29 $240.42 $320.5755 $133.87 $267.74 $401.61 $535.4865 $217.76 $435.53 $653.29 $871.05Whole Life Plus (IWL5000) for NCApplicable to policy forms ICC19-IWL5000-70/IWL5000-70,ICC19-IWL5000-100/IWL5000-100,ICC19-IWL5000J/IWL5000J and rider formsICC19-R-IWL5000-STR/R-IWL5000-STR,ICC19-R-IWL5000-CTR/R-IWL5000-CTR,ICC19-R-IWL5000-WP/R-IWL5000-WP,ICC19-R-IWL5000-ACCD/R-IWL5000-ACCD,ICC19-R-IWL5000-CI/R-IWL5000-CI,ICC19-R-IWL5000-CC/R-IWL5000-CC,ICC19-R-IWL5000-GPO/R-IWL5000-GPO,ICC23-IWL5000-LTC/IWL5000-LTClAdult Base Plan Paid-Up at Age 100, Accelerated Death Benefit for Long-Term Care Services, Accidental Death Benefit,Guaranteed Purchase Option Benefit, Waiver of Premium BenefitNon-Tobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,000 $200,00025 $26.29 $52.59 $78.88 $105.17 $204.9835 $35.37 $70.74 $106.12 $141.49 $276.7445 $56.22 $112.45 $168.68 $224.91 $439.4855 $93.14 $186.28 $279.43 $372.57 $741.1465 $154.52 $309.03 $463.55 $618.06 $1,232.11Tobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,000 $200,00025 $43.73 $87.46 $131.19 $174.92 $343.4035 $53.39 $106.80 $160.18 $213.57 $419.2445 $80.37 $160.75 $241.11 $321.48 $628.39(Continued...)Page 6 of 8Underwritten by Colonial Life & Accident Insurance CompanySee page 8 for Important Notice

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Whole Life Plus (IWL5000) for NCApplicable to policy forms ICC19-IWL5000-70/IWL5000-70,ICC19-IWL5000-100/IWL5000-100,ICC19-IWL5000J/IWL5000J and rider formsICC19-R-IWL5000-STR/R-IWL5000-STR,ICC19-R-IWL5000-CTR/R-IWL5000-CTR,ICC19-R-IWL5000-WP/R-IWL5000-WP,ICC19-R-IWL5000-ACCD/R-IWL5000-ACCD,ICC19-R-IWL5000-CI/R-IWL5000-CI,ICC19-R-IWL5000-CC/R-IWL5000-CC,ICC19-R-IWL5000-GPO/R-IWL5000-GPO,ICC23-IWL5000-LTC/IWL5000-LTClAdult Base Plan Paid-Up at Age 100, Accelerated Death Benefit for Long-Term Care Services, Accidental Death Benefit,Guaranteed Purchase Option Benefit, Waiver of Premium BenefitTobacco RatesISSUE AGE $25,000 $50,000 $75,000 $100,000 $200,00055 $134.83 $269.65 $404.49 $539.32 $1,074.6265 $220.34 $440.69 $661.04 $881.38 $1,758.77Individual Dental PPO(IDN8000) for NCApplicable to policy form Individual Dental PPO(IDN8000)lwith Vision RiderZip Codes: 270, 271, 272, 273, 274, 275, 276, 277, 278, 280, 281, 282, 283, 284, 285, 286, 287, 288, 289COVERAGE LEVEL INDIVIDUAL INDIVIDUAL ANDSPOUSEINDIVIDUAL ANDCHILDRENINDIVIDUAL ANDFAMILYPlan 1 - 100/60/40, $1,000 MAC $38.01 $72.03 $90.46 $134.21Plan 2 - 100/80/50, $1,000 MAC $41.83 $79.83 $98.96 $147.54Plan 3 - 100/80/50, $1,500 MAC $42.30 $80.78 $99.60 $148.70Plan 4 - 100/80/50, $2,000 MAC $43.36 $82.82 $101.82 $152.11Plan 4 Premier - 100/80/50, $2,000 MAC $46.68 $89.12 $109.77 $163.89Plan 5 Advantage - 100/80/50, $1,000 PPO $51.06 $98.50 $122.95 $183.70Plan 5 - 100/80/50, $1,500 PPO $57.72 $111.31 $139.31 $208.01Plan 5 Premier - 100/80/50, $1,500 PPO $62.85 $121.16 $151.88 $226.69Individual Dental PPO(IDN8000) for SCApplicable to policy form Individual Dental PPO(IDN8000)lwith Vision RiderZip Codes: All Zip CodesCOVERAGE LEVEL INDIVIDUAL INDIVIDUAL ANDSPOUSEINDIVIDUAL ANDCHILDRENINDIVIDUAL ANDFAMILYPlan 1 - 100/60/40, $1,000 MAC $34.63 $65.34 $81.52 $120.93Plan 2 - 100/80/50, $1,000 MAC $38.00 $72.25 $89.05 $132.77Plan 3 - 100/80/50, $1,500 MAC $38.43 $73.11 $89.64 $133.81Plan 4 - 100/80/50, $2,000 MAC $39.39 $74.94 $91.61 $136.86Plan 4 Premier - 100/80/50, $2,000 MAC $42.37 $80.57 $98.68 $147.34Plan 5 Advantage - 100/80/50, $1,000 PPO $47.91 $92.24 $114.83 $171.56Plan 5 - 100/80/50, $1,500 PPO $54.13 $104.18 $130.05 $194.17Plan 5 Premier - 100/80/50, $1,500 PPO $58.92 $113.36 $141.75 $211.54(Continued...)Page 7 of 8Underwritten by Colonial Life & Accident Insurance CompanySee page 8 for Important Notice

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Individual Dental PPO(IDN8000) for FLApplicable to policy form Individual Dental PPO(IDN8000)lwith Vision RiderZip Codes: 320, 321, 322, 323, 324, 325, 326, 327, 328, 329, 335, 336, 337, 338, 339, 341, 342, 344, 346, 347, 349COVERAGE LEVEL INDIVIDUAL INDIVIDUAL ANDSPOUSEINDIVIDUAL ANDCHILDRENINDIVIDUAL ANDFAMILYPlan 1 - 100/60/40, $1,000 MAC $32.32 $60.78 $75.62 $112.13Plan 2 - 100/80/50, $1,000 MAC $35.41 $67.12 $82.53 $122.99Plan 3 - 100/80/50, $1,500 MAC $35.80 $67.91 $83.05 $123.94Plan 4 - 100/80/50, $2,000 MAC $36.67 $69.59 $84.86 $126.72Plan 4 Premier - 100/80/50, $2,000 MAC $39.41 $74.74 $91.32 $136.29Plan 5 Advantage - 100/80/50, $1,000 PPO $44.44 $85.39 $105.73 $158.04Plan 5 - 100/80/50, $1,500 PPO $50.14 $96.30 $119.58 $178.62Plan 5 Premier - 100/80/50, $1,500 PPO $54.53 $104.69 $130.24 $194.43Important NoticeInsurance coverage has exclusions and limitations that may affect benefits payable. For a complete description of benefits, limitations and exclusions, please refer to anoutline of coverage, sample policy/certificate, proposal description or see your Colonial Life benefits counselor. Coverage type, benefits and rates vary by state. Coverage maynot be available in all states. Rates provided are illustrative and your actual premium may be different depending on your particular situation and plan choices.Colonial Life products are underwritten by Colonial Life & Accident Insurance Company, for which Colonial Life is the marketing brand.© 2024 Colonial Life & Accident Insurance Company"Colonial Life," and the Colonial Life logo, separately and in combination, are service marks of Colonial Life & Accident Insurance Company. All rights reserved.Rich Mellone | Richmellone@gmail.com | (704) 907-3997(Continued...)Page 8 of 8Underwritten by Colonial Life & Accident Insurance CompanySee page 8 for Important Notice

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Policyholder Service Guide At Colonial Life our goal is to give you an excellent customer experience that is simple modern and personal Getting started Consider your options The easiest way to manage your business with us is through the My Colonial Life policyholder section of ColonialLife com Whether online or by phone we ll provide the service you need To sign up for the website 1 Visit ColonialLife com 2 Click Register at the top right 3 On the sign up page click Join the Policyholder Website Need ColonialLife com Submit your claim using our eClaims system 3 File health screening wellness and doctor s office visit claims up to 18 months 3 3 Check the status of your claim 3 3 Review print or download a copy of your policy certificate 3 Access claim and service forms 3 3 Access your claim correspondence 3 3 3 Complete a notification for a life claim 3 3 Update your contact information After providing some basic information you ll be ready to go 800 325 4368 Filing claims eClaims With the eClaims feature on ColonialLife com you can file claims online by simply answering a few questions and uploading your supporting documentation You re able to spend less time on paperwork and we re able to process your claim faster With eClaims you can file most claims online including Accident Hospital confinement indemnity Disability Critical illness Cancer Vision You can access eClaims through your computer or mobile device and upload any required supporting documentation Once you re logged in to ColonialLife com visit the Claims Center and select File an Online Claim to get started

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Contact us Online ColonialLife com Log in and click on Contact Us to email us Telephone 1 800 325 4368 Contact Center representatives are available Monday through Friday 8 a m to 8 p m ET Information is available 24 7 through our automated phone system Please have your Social Security or policy number ready when you call Hearing impaired customers Customers with a Telecommunications Device for the Deaf TDD should call 803 798 4040 If you do not have a TDD call Voiance Telephone Interpretation Services at 844 495 6105 to reach us Health screening wellness claims The quickest way to receive the applicable benefits for your health screening wellness services is to file online For health screening wellness claims within 18 months of the date you are filing the claim click on File a Wellness Claim Online on the Claims Center page If you do not want to file online you can use the automated customer service center at 1 800 325 4368 For health screening wellness claims over 18 months you ll be directed to print out a paper claim form under the claims and service forms section on the Claims Center page Paper claims If you don t want to file online download the form you need by visiting the Claims Center page on ColonialLife com and clicking on claims and service forms For instructions on how to correctly complete your claim form view the claims videos on the Claims Center page Be sure that you complete all sections of the claim form Also include a diagnosis from your doctor along with copies of any appropriate bills if required Keep a copy of your claim information for your records When we receive information regarding your claim you ll be notified by telephone or email If you select the electronic messaging option you ll receive a call when the claim is processed Claim tips and information When submitting your claim make sure to include all required supporting documentation as this will allow us to process your claim quicker To view correspondence pertaining to your claim visit ColonialLife com Once you log in to your secure account select My Correspondence from the home page Whether you submit your claims online or by paper form you can select optional services that authorize us to Communicate claims information via electronic messaging to your phone number Send claim benefits overnight by deducting a fee from your claim payment Release information to your benefits representative plan administrator or family member You can always check the status of your claim on the My Colonial Life site at ColonialLife com ColonialLife com Applicable to vision rider on the individual dental plan 2016 Colonial Life Accident Insurance Company Columbia SC Colonial Life insurance products are underwritten by Colonial Life Accident Insurance Company for which Colonial Life is the marketing brand 4 16 43233 37