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Licensed in Louisiana

BELIEFS"God, Family, Business." Every action I take is a direct reflection of thevalues I have set forth. I believe in earning my client's trust and loyaltyby displaying trustworthiness and loyalty through the commitment ofgoals while honoring standards. I value open communication, honesty,understanding and direct discussions to develop resolutions toproblems.VALUEIntegrity Loyalty DisclosureConfidentiality AccountabilityCareRespectConsiderationVISIONTo help those I come in contact withestablish defined, attainable goals for theirfuture and aid them in achievementthrough the doorway of real estate. MISSIONTo help others bridge generational wealthgaps and build legacies in my communitythrough teaching, strategizing, computertechnology and mentorship by creatingsafe spaces for education in real estate andwealth building.MVVBPPERSPECTIVESIt is my desire to spread financial literacy in low income and povertystricken areas in hopes to change the story for those who are teachable.

I specialize in providing reliable services that you can depend on to aid you inunderstanding all aspects of the real estate market, negotiation tactics that leadtowards a win-win for my clients in addition to ensuring your deal is a simple and easyprocess.I am an efficient and confident realtor with demonstrated experience of working in thereal estate industry. My experience has helped me develop expert knowledge of thebuying, selling, and investing processes. I am highly motivated to continue learningand improving my craft. I work diligently on my client's behalf to ensure successfultransactions every transaction, every time. Dee GreenREAL ESTATE AGENTdeegreenrealty@gmail.comwww.DeeGreen.Latter-Blum.com(225) 341-2508(225) 769-1500 7414 Perkins Rd Suite 200Baton Rouge, LA 70808a little about melet's connectfacebook.com/homegirldeegreen instagram.com/homegirl_deegreenLicensed in Louisiana

1 2 34567 8 910**APPRAISALCLOSING DAY CELEBRATION Analyze your needsin a consultation *Obtain financial pre-qualification & pre-approval Select and viewproperties RemoveContingencies**Deposit money Counter-offerAcceptance of thecontract Complete the mortgageapplication**Credit report &VerificationsSecure UnderwritingSchedule termite & surveyTitle Exam & TitleInsuranceTransfer UtilitiesMove into your newhome!HOME BUYER'SRoadmapUse this roadmap as a quick overview of the home buying process. If you haveany questions, please feel reach to reach out to me! I am ALWAYS happy to help.FIND AN AGENT PREAPPROVAL TOUR HOMES**INSPECTIONSNEGOTIATIONSOFFERLOAN APPROVAL CONTACT TTITLECOMPANY*IF NOT ALREADYPRE-APPROVED**MONEYUPFRONTDee Green(225) 341-2508(225) 769-1500www.DeeGreen.Latter-Blum.comLicensed in Louisiana

REAL ESTATE TermsPRE-APPROVAL TITLE SEARCHA pre-qualification or pre-approval letter is adocument from a lender stating that thelender is tentatively willing to lend to you, upto a certain loan amount. This document isbased on certain assumptions and it is not aguaranteed loan offer.A title search is an examination of publicrecords to determine and confirm a property'slegal ownership, and find out what claims orliens are on the property usually performed bya title company or an attorney on behalf of aprospective buyer.OFFERAn offer is a conditional proposal made to theseller, and often list the highest price they arewilling to pay. Once this official offer issubmitted on a piece of real estate, it isconsidered binding if the seller accepts theoffer.CONTINGENCYA contingency clause is attached to an offer topurchase real estate and included in the realestate contract. Essentially, a contingencyclause gives parties the right to back out of thecontract under certain circumstances thatmust be negotiated between the buyer andseller.CLOSING COSTSClosing costs occur when the title of a propertyis transferred from the seller to a buyer. Thetotal dollar amount of closing costs can varyby location and the value of the property. As ageneral rule, homebuyers typically paybetween 2% and 5% of the purchase price inclosing costs. APPRAISALAn appraisal determines the home's value toensure that the price reflects the home'scondition, age, location, and features such asthe number of bathrooms. Banks and lenders rely on appraisals to avoid loaning moremoney to the borrower than the house'scurrent market value.HOME INSPECTIONA home inspection is a written report thatdetails its condition, including an assessmentof necessary or recommended repairs,maintenance concerns, and any otherpotentially costly issues. The home inspectorwill assess the physical structure of the home,from the foundation to the roof, as well as thehome's systems to determine if the home is upto code.DISCLOSURESIn general, a disclosure document is a writtendocument that provide details about aproperty’s condition that might negativelyaffect its value.EARNEST MONEYEarnest money is a deposit made to a sellerthat represents a buyer's good faith to buy ahome. Earnest money deposits can beanywhere from 1–10% of the sales price,depending mostly on market interest.CLOSINGClosing is the final phase of mortgage loanprocessing in which the property title passesfrom the seller to the buyer. Numerous legaldocuments are reviewed, authorized, anddated in order to signify the closing of theescrow account and complete the propertypurchase process. https://www.investopedia.com/

3%Home owners insurance premiumLender FeesTitle FeesAdministration FeesTaxesto6% of the loan amountHOME INSPECTIONHOME APPRAISALStarting at $300 and upSETTING UP ESCROWStarting at $300 and upWhen it comes to purchasing a home, preparation is key! Below you will find a fewcosts that you may need to plan for outside of the purchase price of the home. Keep inmind that these are average estimates, so the actual costs may vary largely based oncontributing factors such as state, region, size, age of the home, etc. CLOSING Costs

MAKING AN OFFERTHE PRICEWhen you are in position to make an offeron a home there are some things to keep inmind. It is ideal to consider the conditionof the home, the length of days that it hasbeen listed on the market, any activity frombuyers, and the motivation or urgency ofthe sellers. Generally, there are buyers thatwant to submit "low" offers just to "seewhat happens", but this is not a choice thatI support for my buyers simply because itwill not put you in the best position fornegotiations. Often times, sellers view"low" offers as an insult and choose not toentertain the idea of the suggested salesprice.THE MOVE-IN DATEFlexibility on the move in datemakes your offer more appealingwhen sellers are decidingbetween multiple offers in somecases.ADDITIONAL PROPERTYAlthough it is common for a seller to leave behind major appliances such as refrigerators,microwaves, ovens, etc. Determining which items in particular remain as part of the sale,becomes a matter of negotiation. It is uncommon for you as the buyer to be present when your offer is presented to the seller.As your agent, I will present your offer to the listing agent and/or seller on your behalf.The seller will have the option to do one of the follow:Accept the offerReject the offerCounter the offer with changesThe most common response from the sellers is to counter the offer with changes. In these cases,my negotiating skills and experience come into play to ensure your best interests are represented.Should we receive a counter offer, you and I will work together to review the specific details of theoffer to determine the best possible price and terms with your goals in mind.

CLOSING 101OWNERSHIP Two events will take place to transfer ownership from the seller to you:Delivery of buyer's fundsDelivery of the deedThe deed is the document that transfers the ownership of real estate from the sellerto the buyer. This document will have named both parties involved in thetransaction (the seller and you as the buyer), the legal description of the property,and notarized signatures of the sellers along with witnesses.At the end of the closing process, the deed will be taken to the county clerk's office tobe recorded and mailed out to you after processing.During this part of the process your lender will have supplied a check or wiredfunds in the amount of the loan.Closing Day is the day that you haveachieved the goals of HomeOwnership! Your lender is going toensure that you are fully aware of anyfees due at the time of closing buthere are a list of things to prepare tohave with you as wellA certified check for the funds due atclosing for down payment and closing costmade out to the title company.Photo IDs

Can you help me with new construction?How do you work with For Sale By Owner (FSBO)?Can we revisit the property after we have made an offer before closing?What happens after my offer is accepted?How do you get paid?Absolutely! I will be there to assist you every step of the way to ensure that you are confident in findingthe home that meets all of your needs. The best part about using my services is that they are of noadditional costs for new construction.Generally a FSBO property occurs when a homeowner is looking to sale their home in the most costefficient way possible. In the event that you come across a FSBO, I will be available to contact the owner,set showing appointments on your behalf, present offers and negotiate on your behalf. Homeowners areinclined to work with agents in most cases because the agent will be introducing a potential buyer totheir property.Typically, we would conduct a Final Walk-through approximately 5 days prior to closing. However, wecan notify the seller to schedule a convenient time to visit the property again before then. We CELEBRATE and focus on moving into your new home! This is the time for you to schedule yourmove, start packing items and update your mailing address.As your buyer's agent, my commission is pre-negotiated on the sale of the property through the listingagent so that it is of no cost for you to obtain my services.F. A. Q.How will I know about homes as soon asthey are available?Will you know about homes from all real estate companies, or just Latter & Blum?Every home that is listed for sale within themarket has up-to-date information provided onthe Multiple Listing Service (MLS) Website. Once we have the pre-qualification pre-approval letter provided by the lender, you arenow an active buyer. I check the MLS daily forNEW properties that have been listed andprovide you with immediate information sothat you have accurate information at yourfingertips by phone and/or email based on yourpreference.The Multiple Listing Service (MLS) Website has homes listed for sale from every real estate companythat has access. I am able to provide you with information from each and every company so that you areable to find your way home as soon as it hits the market no matter who is selling.

After we have narrowed the search to your top 5properties, I will then proceed with thefollowing:Schedule a private showing for you to visit andpreview the homesTour the homes with youProvide you with more detailed informationregarding the homesConduct an analysis to determine how theprice for the homes compare with otherhomes that have sold in the areaAnswer any and all questions you may havePhotos of the homeSquare footageNumber of bedrooms and bathroomsCurrent asking priceHome addressIn efforts to assist you during your homesearch, I am committed to providing you a listof homes with the minimum followinginformation:All of your needs, wants and desires are takeninto account when previewing the homes that Isend you.Although there are instances when my clientshave found their new home within the first dayof search. There are times when it takes a littlemore time and effort. However, no matter whatthe case, I can assure you that the home for youis out there waiting for us to find it and that'sjust what we are going to do.WHAT'S AHEADFinding your way home.

Sincerely,Dee Green, Realtor ®I will ONLY commit to working with motivated and qualified individuals in purchasing a home. I will mail and follow up by telephone to every listed home that is similar to the property youare searching for, whether it is a particular floor plan, neighborhood, county/parish, acreage,school district or price range.I promise to immediately enter your buyer needs into the Multiple Listing Services (MLS)Website database to expose your specific buying needs to the entire real estate community.You will have received complementary services such as invitations to homes before they arelisted, client parties, and special promotions.I am 100% committed to assisting you in finding the right property that best suitsyour needs. In exchange to the time and effort dedicated to providing exceptionalservices. I only ask for your loyalty and commitment to purchasing property fromme as your agent of choice.This means:Immediately seek approval from a home lender. Notify me as your agent of any listed homes you see or inspect.Inform all builders, For Sale By Owners, and other real estate agents (including OpenHouses) that you are represented by me as your agent of choice through Latter & Blum.Dee Green, REALTOR®Buyer SignatureToday's DateBuyer SignatureDee GreenBUYER LOYALTY SERVICE PLEDGELicensed in Louisiana

BUYING A HOMEThou shall not change jobs, become selfemployed, or quit your job.Thou shall not buy furniture, or a vehiclefor thy possessed item may become thinedwelling place.Thou shall not use credit cards excessivelyor let current accounts fall behind.Thou shall not spend money you have setaside for closing.Thou shall not omit debts or liabilities fromyour loan application.Thou shall not use any "mattress money"during your loan transaction.Thou shall not originate any new inquiresonto your credit.Thou shall not make large deposits withoutchecking with your loan officer.Thou shall not change bank accounts.Thou shall not co-sign a loan for anyone ten commandments of01020304050607080910

SELLER AGENCY(SINGLE AGENCY)Agent will owe the seller fiduciary duties.Agent must give the buyer all material of fact so that thebuyer can make an educated decision.Agent will represent the best of interests of the seller.BUYER AGENCY(SINGLE AGENCY)Agent will represent the best of interests of the buyer.Agent must give the seller all material of fact so that thebuyer can make an educated decision.Agent will owe the buyer fiduciary duties.TRANSACTION BROKER(DUAL AGENCY)All parties have confidentiality. Agent may do nothing to the detriment ofeither the buyer or the seller.Depending on the local market, all parties may be present at contractpresentation to negotiate on their own behalfAgent gives all options to the buyer and seller.Both the buyer and the seller have a right to counsel before making anydecisions, both parties have the right to seek family, religious, legal or financialcounsel.UNDERSTANDING AGENCY...WHO WORKS FOR WHOM?

MY PROMISE TO YOU

Inspector(225) 401-2766 cell denmarkinspections@gmail.comwww.denmarkinspections.com5261 Highland Rd # 150, Baton Rouge, LA 70808-6547Denmark InspectionsDennis Clark Mortgage Lender(225) 614-3988 cell mblanchard@guildmortgage.net16851 Jefferson Hwy 5b, Baton Rouge LA 70817 Guild MortgageMorgan Blanchard CLIENTResourcesGrant Opportunity (225) 771-4714 officewww.subr.edu/socialresearchHiggins Hall 209D - PO Box 9503 Baton Rouge, LA 70813Monica Jeanpierre SU IDA Program Center for Social Research monica.jeanpierre@sus.eduMortgage Lender(225) 928-8215 phonetara.flugence@redriverbank.netredriverbank.net 9400 Old Hammond Hwy, Baton Rouge LA 70809Red River bank(225) 924-9667 faxTara FlugenceMortgage Lender(225) 401-2766 cell bianca.sanders@chase.comwww.chasebank.com9632 Florida Blvd., Baton Rouge, LA 70815CHASE BankBianca Sanders

HOME TOURINGChecklistADDRESS OF PROPERTY:DATE VISITED: PRICE:BEDROOMS:BATHROOMS: SQUARE FOOT:ADDITIONAL COMMENTS:123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!LIST OF MUST HAVES1

HOME TOURINGChecklistADDRESS OF PROPERTY:DATE VISITED: PRICE:BEDROOMS:BATHROOMS: SQUARE FOOT:ADDITIONAL COMMENTS:123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!LIST OF MUST HAVES2

HOME TOURINGChecklistADDRESS OF PROPERTY:DATE VISITED: PRICE:BEDROOMS:BATHROOMS: SQUARE FOOT:ADDITIONAL COMMENTS:123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!123 4 5 Just not close enough I like it! This is it!!LIST OF MUST HAVES3

NotesNotes

www.DeeGreen.Latter-Blum.com(225) 341-2508 (225) 769-1500 7414 Perkins Rd Suite 200Baton Rouge, LA 70808 We don't just sell houses, we sell homes. A homethat will not only shelter you and your family butalso serve as a place where your loved ones feel safeand comfortable.We sell homes that will be thecenter of your memories for decades to come. Get intouch to find out more!