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Hybrid OptionMax Level FundedSimple Level FundedCustom RBPGroup Benefits

About UsWe are focused on offering local, in person services to help our community and surrounding areas find the insurance coverage they need throughout all stages of life. L & C Insurance Services is based on a friendship inspired by our mutual love for quality customer care, which led us to take the next step and follow our aspirations."Health Calvert has served Chariton County for the past seven years in the insurance field and Amber La Foille has a medical background which will help when it comes to group benefits, individual health plans, Medicare supplements, annuities, life and supplemental products.Heather Calvert & Amber LaFoille

Group Options

The Hybrid Self-Funded (Partially) Your company along with other companies contribute money to a claims fund to pay for doctor visits, inpatient and outpatient procedures, and prescriptions. This is your money being used first, not the Insurance Company money.The Network. The Multiplan PHCS Practitioner Only Network or Add A DoctorThe TPA. What does this mean? The TPA is Redirect Administrators. The TPA is the people who receive the claims and pay the doctors and hospitals. Providers simply need to see the back of the card for instructions on how to get paid.Why is Care Navigation Important? Advanced metrics to determine the quality of the facility along with outcome results. The right care at the right price.

Hybrid Options 2 - 19 Eligible Employees20+ Eligible Employees50+ Eligible EmployeesEverydayCARE starting atEverydayCARE starting atEverydayCARE starting at$150$150Add Hospitalization for a total of:Add Hospitalization for a total of:$415$415Add Hospitalization PLUS for a total of:$515Per Employee / Per MonthPer Employee / Per MonthPer Employee / Per MonthVIEW BENEFIT SUMMARYVIEW BENEFIT SUMMARYVIEW BENEFIT SUMMARY50+ Eligible Employees$150Bravo MEC starting at$374Per Employee / Per MonthVIEW MEC BENEFIT Simple and Affordable PricingVIEW HSA BENEFIT SUMMARY$90Add Hospitalization HSA for a total of:

Bravo BundlesOut-of-Pocket Benefit Plan ExpensesBRAVO EDCH HSABRAVO EDCHBRAVO EDCH PLUSPLANS FOR BRAVO DEDUCTIBLESCOINSURANCEMEDICAL COPAYSRX COPAYSPATHWAY TO ZEROSUPPLEMENTAL GAP

Multiple options for businesses with different needs. All plans feature the right care at the right price. Contact us today!Right Care. Right Price.

Amber LaFoilleEmail Amber(660) 322-0814Click on the calendar to set up a quick call to learn Contact Us Today!Heather CalvertEmail Heather(660) 833-3737(660) 548-2008Office Number