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Know the Costs®

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The Problem:Big insurance companies and high-costhospitals have created "medical cartels". This means much higher costs for bothmembers and employers!

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3 The Know the Costs® Solution: a) give members a choice among providers b) lower or even eliminate members' costs c) lower costs for employers

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I. Outpatient RadiologyI. Outpatient Radiology

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of radiology exams are done byproviders who charge above-marketprices.11Becker's ASC Review July 1, 2021 estimated that nearly 70% of MDs are employed by hospitals or multi-specialty clinicscompared to <47% in January 2019 (23% increase in < 2 1/2 yrs.).Radiology costs can exceed of outpatient expenses. 1513%70%

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No surprise medical bills for MembersNever, ever, EverKnow the Costs® Radiology Benefits cost for Members savings on Client Claims$0 25%+ 6

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$ 0Co-payDeductibleCo-insuranceNuclear Medicine Bone DensityMRI PET CT Digital X-Ray Ultrasound 7

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5 6Our Clients include:MunicipalitiesManufacturersFood ProcessorsEducational SystemsDistributorsTruckingProfessionals UtilitiesKnow the Costs® Operates Outsidethe Carriers' Plan Designs 8

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Know the Costs® Uses a Selective Subsetof the Carriers' Provider Networks24 States and Counting!9

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MRI $925Hospital MRI$2,800CT $825Big Picture SavingsOutpatientRadiologyCostsTypical MRI, CT Cost Savings Hospital CT$2,40010Most clients will save 25% +Savings

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II. Outpatient SurgeryII. Outpatient Surgery

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Outpatient surgery canexceed of total outpatient expenses - farhigher than they should be!Outpatient Surgery1236%

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Members bear adisproportionate financialburden due to co-pays,high deductibles, and co-insurance.13

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14Know the Costs® members mayenjoy on both radiology andoutpatient surgery. $0Know the Costs® can determinewhat fair market rates should befor outpatient surgery inaccredited facilities.

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III. Price TransparencyIII. Price Transparency

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Know the Costs®offers Price Transparencyon payments toproviders! 100%100% 16

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Price Transparency for MembersWhat will my Procedure Cost Me?Free SavingsConsultation Based onReal-Time Member Benefits17

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Detailed Accounting of ALL Payments to ALL Providers Price Transparency for Clients18

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IV. Member EngagementIV. Member Engagement

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Easy ImplementationMember participation is always optional. No changes to carrier plan designs.Employer pays a lower cost.3Fewer claims from high-cost providers22Know the Costs® is an out-of-network benefit320

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Easy Implementation1Member census sent to KTCM e m b e r C a r d12KTC mails enrollment guides + cards to members21

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Member obtains MD order.Using Know the Costs® Member submits MD order and appointment requestvia a.) Know the Costs website or b.) requests a text with a secure link.®® A Know the Costs network provider contactsthe member to schedule their appointment.22

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PhoneEmailSMS MessagingApple AppMember EngagementKnow the Costs® members can alwaysconnect with a Care Advisor:23

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Ongoing Member EngagementKnow the Costs® regularly educatesmembers about savings:Member Guides Direct Mailings Newsletters Emails 24

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A Know the Costs® advisor explained to apoliceman how he could save $1,700 on anMRI. His wife called later to thank us andexplained how important $1,700 was to thefamily budget.Member Feedback An advisor received the following message froma member."I wanted to thank you again for yourpersistence in helping me with getting anultrasound scheduled. I also wanted to let youknow the facility was an amazingexperience...Thank you again for everything youdid to facilitate making this happen!"25

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V. MetricsV. Metrics

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Customizable Reporting$150$15027

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Copyright 2023(833) KTC-4YOUwww.KnowTheCosts.cominfo@KnowTheCosts.com(833) 582-4968All rights reserved. No part of this publication may be reproduced without express written permission.1711 Meriweather Dr, Suite 112Watkinsville, GA 30677