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FSA Advisors d/b/a Financial Services of America AdvisorsFirm BrochureFSA Advisors d/b/a Financial Services of America AdvisorsIndividual Disclosure BrochureForm ADV Part 2BJOSEPH KLIMOWICZInvestment Adviser RepresentativePersonal CRD Number: 7685505Phone: (586) 939-3810Email: jklimowicz@fsa-1.com FSA Advisors • 30500 Van Dyke Ave., ste. 800 • Warren, MI 48093Updated 1/19/2023

is brochure supplement provides information about Joseph Klimowicz that supplements the FSA Advisors brochure. You should have received a copy of that brochure. Please contact Joseph Klimowicz if you did not receive FSA Advisors’s brochure or if you have any questions about the contents of this supplement. Additional information about Joseph Klimowicz is also available on the SEC’s website at www.adviserinfo.sec.gov.

Item 2: Educational Background and Business ExperienceName: Joseph Klimowicz Born: 1996Educational Background and Professional Designations: Education: Bachelors of Business Administration Finance, Saginaw Valley State University - 2022Business Background: 1/2023- Present Investment Adviser Representative FSA ADVISORS 11/2022  Present Associate Advisor FINANCIAL SERVICES OF AMERICA 06/2022  11/2022 Credit Analyst 1ST STATE BANK 08/2018  05/2022 N/A STUDENT 06/2018  08/2018 Junior Abstractor COLONIAL TITLE COMPANY 08/2017  05/2018 N/A STUDENT 05/2017  08/2017 Junior Abstractor COLONIAL TITLE COMPANY 09/2014  05/2017 N/A STUDENT 01/2013  08/2014 Courtesy Clerk KROGER ere are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 3: Disciplinary Information

Item 4: Other Business ActivitiesJoseph Klimowicz is not engaged in any investment-related business or occupation (other than this advisory rm). Item 5: Additional CompensationJoseph Klimowicz does not receive any economic benet from any person, company, or organization, other than FSA Advisors in exchange for providing clients advisory services through FSA Advisors. As a representative of FSA Advisors, Joseph Klimowicz is supervised by Nicholas Andrew Shaheen, the rm’s Chief Compliance Ocer. Nicholas Andrew Shaheen is responsible for ensuring that Joseph Klimowicz adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the rm’s Code of Ethics and compliance manual. e phone number for Nicholas Andrew Shaheen is (586) 939-3810 ext. 1018.Item 6: Supervision