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Togetherness is just a click away.jthurman@cmoan.com I www.cmoan.comTogetherness is just a call away.Oce: 909.461.2635 I Cell: 951.522.3157Jacque Thurman, Business Development Executive• SearchforProperties• ApplyOn-line• RateWatch• Calculator• SelectaRealtorandSignupforaClosingCostCreditofupto25%oftheRealEstateProfessional’sCommission*• ViewYourMortgagePipeline24/7(SecurePortal)• Upload3.2le• UploadDocumentation• PipelineExportOngoing Sta Support and TrainingWearewithyoueverystepofthewaywithoureducationalon-lineorinpersontraining.Pre-recordedWebinarsallowyourstatovieworlistenattheirconvenience.• CUPortfolio• Conventional• Conforming• HighBalance• Jumbo• FHA• VA• ReverseMortgage• USDA• HomeStyle• CalHFADownPaymentandClosingCostAssistance• SendDocumentationSecurely• CheckStatus24/7Hello!WeareCommunityMortgageFunding,aCreditUnionownedfullservicemortgageCreditUnionServiceOrganizationspecializinginmemberserviceandservingtheCreditUnionCommunitysince1999.CommunityMortgageFundingisledbylifelongMortgage&CUSOProfessionals.Whetheryouneedafullservicemortgageproviderorjustneedunderwriting,funding,orservicingoptions,wecanhelp!Iwouldliketosetupacallsothatwecandiscussyourmortgagelendinginitiatives.Iappreciateyourtime.Thankyou!CommunityMortgageFundingprovidesrealtimeplatforms,whichincludethefollowing:Real Estate Center Allowing Your Members to: CMF Oers a Variety of Products:Online Borrower/Member PortalOnline B2B PortalMultiple Business Tracks Designed to ComplimentAll Levels of Your Internal Operations Ourbusinessmodelsallowyoutoearnnon-interestincomeatanylevelofserviceand/orplaceloansinyourportfoliotogenerateinterestincome.Marketing Design Support Weprovideallofthedraftworkdesignedespeciallyforyourcreditunionatnocost.Educationalandawarenesspiecesarealsoavailableforyouruse.CMFC OMMUNITY MORTGAGE FUNDINGBUILDING A COMMUNITY OF EXCELLENCEBecause we are stronger when we work together.PAGE 1 OF 14

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Your members don’t have cookie cutter home loan goals. So why would you oer cookie cutter home nancing?Oering a wide variety of home loan products helps to serve yourmembers best. There’s something for everyoneat Community Mortgage Funding! We oer:*If you qualify and your loan is approved, a Reverse Mortgage must pay off your existing mortgage(s). With a Reverse Mortgage, no monthly mortgage payment is required. Borrowers are responsible for paying property taxes and homeowner’s insurance (which may be substantial). We do not establish an escrow account for disbursements of these payments. Borrowers must also occupy home as primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan must be paid off when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, or does not comply with the loan terms. A Reverse Mortgage increases the principal mortgage loan amount and decreases home equity (it is a negative amortization loan). These materials are not from HUD or FHA and were not approved by HUD or a government agency. **Program subject to change without notice. 1) Rebate payment is made by HomeSmart Evergreen Realty and is credited to your benet at the close of transaction. Rebate for home purchase only is 20%. Rebate for home sale and purchase is 25% for each transaction. In order to receive the 25% rebates, the home sale and purchase transactions must take place within six months of each other. HomeSmart Evergreen Realty is not afliated with Community Mortgage Funding, LLC. 2) 20% escrow services discount guaranty paid by Escrow Options at the close of transaction. Community Mortgage Funding, LLC. is a Credit Union Service Organization (CUSO), licensed by the following states: Arizona Mortgage Banker License BK-0924262 BKBR-0118639; Loans made or arranged pursuant to a California Financing Law license #6039200; Colorado Mortgage Company Registration #266418; Kansas Mortgage Company #MC.0025141; Michigan 1st Mortgage Broker/Lender Registration #FR0019130; Nevada Exempt Company Registration #4721; Ohio Mortgage Act CUSO Exemption #SMCU5900040; Oklahoma License #ML010014; Oregon Mortgage Lending #ML-5059; TX SML Mortgage Banker Registration #266418; Washington Mortgage Broker #CL-266418; TEXAS CONSUMER COMPLAINT AND RECOVERY NOTICE: Consumers wishing to le a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be led with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. 3201 W. Temple Ave Suite 120 - Pomona, CA 91768 105% Financing CalHFA Down Payment Assistance100% Financing VA100% Financing USDA97% Financing Conventional96.5% Financing FHA95% Financing High Balance 80% Financing Up to $3 Million Dollars125% Financing HARPReverse Mortgage Purchase or Renance*Home Rewards Real Estate Services**PAGE 2 OF 14 I www.cmoan.com I Jacque Thurman, Business Development Executive: jthurman@cmoan.com I 909.461.2635A VARIETY OF HOME LOAN PRODUCTS TO FIT YOUR MEMBERS’ NEEDS

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PAGE 6 OF 14 I www.cmoan.com I Jacque Thurman, Business Development Executive: jthurman@cmoan.com I 909.461.2635WHAT YOUR MEMBERS SEEBecause your members deserve nothing less than the bestWhat do your members care about when applying for home nancing? They care about ease of use, convenience, information, and security. Our secure mobile optimized member portal allows your members to easily send documentation securely, check the status of their home loan 24/7, communicate with us via the “messages” section, and more!Checkoutoursiteforyourselfhttps://myloan.cmoan.comMembers can access their client portal to gain access to all the information they might need during the home nancing process.Members can use this feature to upload documents securely. This makes it easy and convenient for your members to send us necessary information and keep track of documents that still need to be submitted.

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WHAT YOU SEEBecause when you receive good service,you can return good service to your members.We provide you a user-friendly platform that provides real time loan level data about your members’ loans. You can access and upload documents right from the site, as well as view our rate sheet, view a pipeline of all your loans, order an appraisal, and more. You can also access a varitey of resouces and tools including webinars and how-to’s for our processes.Sample PipelineWith the Pipeline Staus tool, you can view all your current home loans in the system at one glance. We bring convenience and eciency to you so you’re never left in the dark about what’s going on with your members’ loans. You’ll be able to view each loan’s current phase, loan program, assigned loan ocer and assistant, and more! PAGE 10 OF 14 I www.cmoan.com I Jacque Thurman, Business Development Executive: jthurman@cmoan.com I 909.461.2635

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FREE CUSTOM MARKETINGThrough our partnership, we oer custom marketing to you at no additional cost, because we understand the importance of creating awareness in your member base for your exciting home loan programs. We work with you to oer seasonal promotions to help save your members money so they can get the most out of their home nancing experiences.SUMMER FUN IN YOUR NEW HOMEYour summer fun is just a click away.www.templecu.comYour summer fun is just a call away.877.915.3030Summer family fun is waiting for you in the home of your dreams! Splash into savings this season with a new home purchase or home loan renance. Also, earn a rebate with our CMFHomeRewards program.* We oer a variety of home loan solutions for your nancing goals.100% Financing VA100% Financing USDA97% Financing Conventional96.5% Financing FHA96.5% Renovation Based on Renovated Value95% Financing High Balance80% Financing Up to $3 Million Dollar LoansNo Mtg Pymts Reverse MortgageDO YOU OR DOES SOMEONE YOU KNOW QUALIFY FOR A REVERSE MORTGAGE?Financial security is just a click away.www.templecu.comFinancial security is just a call away.877.915.3030If you or someone you know is at least 62 years old, you may qualify for a reverse mortgage! A reverse mortgage is a great and safe option to let the equity in your home pay you! Retain your independence by staying in your home while receiving monthly income from your reverse mortgage. Let us tell you more about the many advantages of this great loan option.A PLACE EVERYONE WILL CALL HOMEFrom your family to your furry friends, invest in a home that works for everyone. We can help!Your place to call home is just a click away.www.templecu.comYour place to call home is just a call away.877.915.3030Search for homes, nd a real estate agent, earn a rebate*, and more from the convenience of our online real estate center. Whether you are looking to renance or buy a new home, we have competitive rates and a variety of home loan solutions to t your needs:Low or no downpayment optionsFHA/VAUSDAPurchase Loan Products Cash-out RenanceHome Renovation LoansReverse MortgagesARE YOU READY TO BUYA HOME?Do you have questions? The home nancing process can seem complex at times, so we’d be surprised if you didn’t! Attend our free homebuyer’s seminar and get your questions and concerns answered by seasoned mortgage and real estate professionals. What can I do to best prepare? How do I know how much I can aord? What is the dierence between a preapproval and a prequalication? What should I expect from the process?When: 7PM, January 1, 2018Where: Temple Ave. Credit Union 3201 W. Temple Ave Suite 120PAGE 12 OF 14 I www.cmoan.com I Jacque Thurman, Business Development Executive: jthurman@cmoan.com I 909.461.2635YOUR SPRING HOME DREAMYour spring dream is just a click away.www.templecu.comYour spring dream is just a call away.877.915.3030Spring showers bring homebuying power! With a new home purchase or home loan renance, you can earn a rebate with our CMFHomeRewards program.* We oer a variety of home loans for your nancing goals including:100% Financing VA100% Financing USDA97% Financing Conventional96.5% Financing FHA95% Financing High Balance95% Renovation Based on Renovated Value80% Financing Up to $3 Million Dollar LoansNo Mtg Pymts Reverse Mortgage

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Our easy-to-use online order form allows you to see your marketing plans for the year at a glance so you can plan eectively and best utilize your eorts to the advantage of your members.Online Order FormYour new home loan is just a click away.www.templecu.comYour new home loan is just a call away.877.915.3030100% Financing VA100% Financing USDA97% Financing Conventional96.5% Financing FHA95% Financing High Balance95% Renovation Based on Renovated Value80% Financing Up to $3 Million Dollar LoansNo Mtg Pymts Reverse MortgageStart o 2018 with a bang! With a new home purchase or home loan renance, you can earn a rebate with our CMFHomeRewards program.* We oer a variety of home loans for your nancing goals including:YOURNEW HOME IN 2018YOUR COZY HOME SWEET HOMEYour home sweet home is just a click away.www.templecu.comYour home sweet home is just a call away.877.915.3030Cozy up to home loan savings this season with a new home purchase or renance. It’s so easy! You can search for homes, nd a real estate agent, earn a rebate*, and more all from the convenience of our online real estate center. We also oer competitive rates and a variety of home loan solutions to t your needs including Cash-out Renance, Home Renovation Loans, Reverse Mortgages, FHA, VA, USDA, and more! GET STARTED TODAY!Sweet savings is just a click away.www.templecu.comSweet savings is just a call away.877.915.3030Sweet home loan savings means more holiday cash for you! Right now you can earn a rebate of up to 25% of your real estate agent’s commission with our CMFHome Rewards program*.We oer a variety of home loan solutions for your nancing goals including:SWEET HOME LOAN SAVINGS THIS SEASON100% Financing VA100% Financing USDA97% Financing Conventional96.5% Financing FHA96.5% Renovation Based on Renovated Value95% Financing High Balance80% Financing Up to $3 Million Dollar LoansNo Mtg Pymts Reverse MortgagePAGE 13 OF 14 I www.cmoan.com I Jacque Thurman, Business Development Executive: jthurman@cmoan.com I 909.461.2635

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Thank you for your time! For your convenience, we have made a digital version of this brochure available to you. Please click here to download.CMFC OMMUNITY MORTGAGE FUNDINGPAGE 14 OF 14 I www.cmoan.com I Jacque Thurman, Business Development Executive: jthurman@cmoan.com I 909.461.2635Togetherness is just a click away.jthurman@cmoan.com I www.cmoan.comTogetherness is just a call away.Oce: 909.461.2635 I Cell: 951.522.3157Jacque Thurman, Business Development ExecutiveCreated by Credit Unions, for Credit Unions we understand the importance of “people helping people,” and we work hard to deliver superior service with that Credit Union style excelllence your members have come to expect from you. So, let’s get started on building a community of excellence together so that we can give your members the best home nancing experiences possible! Contact us today.*Program subject to change without notice. 1) Rebate payment is made by HomeSmart Evergreen Realty and is credited to your benet at the close of transaction. Rebate for home purchase only is 20%. Rebate for home sale and purchase is 25% for each transaction. In order to receive the 25% rebates, the home sale and purchase transactions must take place within six months of each other. HomeSmart Evergreen Realty is not afliated with Community Mortgage Funding, LLC. 2) 20% escrow services discount guaranty paid by Escrow Options at the close of transaction. Community Mortgage Funding, LLC. is a Credit Union Service Organization (CUSO), licensed by the following states: Arizona Mortgage Banker License BK-0924262 BKBR-0118639; Loans made or arranged pursuant to a California Financing Law license #6039200; Colorado Mortgage Company Registration #266418; Kansas Mortgage Company #MC.0025141; Michigan 1st Mortgage Broker/Lender Registration #FR0019130; Nevada Exempt Company Registration #4721; Ohio Mortgage Act CUSO Exemption #SMCU5900040; Oklahoma License #ML010014; Oregon Mortgage Lending #ML-5059; TX SML Mortgage Banker Registration #266418; Washington Mortgage Broker #CL-266418; TEXAS CONSUMER COMPLAINT AND RECOVERY NOTICE: Consumers wishing to le a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be led with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. 3201 W. Temple Ave Suite 120 - Pomona, CA 91768