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InterLinc Mortgage Services, LLC. NMLS# 205696Y O U R B E S T D E C I S I O N S TA R T S H E R Ewww.interlincmortgage.comSHOOTMOONY O USHOOTMOONYSHOOTMOON

O U R B E S T D E C I S I O N S TA R T S H E R ESHOOTMOONOur Origin 01Branch Leadership 02Pioneering Your Path 03Branch Accomplishments 04-05Products in Orbit 06-07Our Celestial Technology Stack 08-09All Systems Go with InterLinc On Time 10A Cosmic Mortgage Experience 11-12Marketing with Momentum 13-14Empowered Operations 15-16Branch Operations 17An Out-of-This-World Onboarding Experience 18Branch Onboarding 1920-21Interstellar Crew, Culture and Community 22-23InterLinc Family Foundation 24Testimonials 25On the Horizon 26Contact Us 27CONTENTY O U R B E S T D E C I S I O N S TA R T S H E R ESHOOTMOON

InterLinc Mortgage Services, LLC. NMLS# 20569601In 2004, InterLinc Mortgage began with only 4 employees who were all dedicated to one goal: to revitalize the way mortgages were done. Having spent their full careers in the mortgage industry, they recognized the opportunity to develop a more around them while placing a strategic focus on leadership, accountability and operational excellence, InterLinc grew to be home to hundreds of employees and 40+ branches nationwide. Where many organizations have regional layers, limited 1-1 availability or a reactive business structure, we partner, teach and invest continually in our production teams who have a desire to grow and thrive in their marketplace. We make big promises and fully intend to uphold them. At InterLinc, you can the pulse and regular interaction as we work with you and challenge you to rise to new production heights.OURThe name of our company, InterLinc, is just what it denotes. We believe in interconnected links and are committed to our builders, Realtors and other partners who make homeownership possible. Since 2007, InterLinc has assisted more than 74,000 homeownership. To continue building upon that legacy, InterLinc’s goal is to help 25,000 families companies are built by great people and by adding the right members to our crew, the result is clear. Our great as our past is, our future will be even greater, and I believe fully that the best is yet to come.”GENE THOMPSONInterLinc President and CEO“Great companies are built by great people”

InterLinc Mortgage Services, LLC. NMLS# 20569602LEADERSHIPPAUL KNOPFBranch Manager | NMLS# 1398710 Years with InterLincWelcome to InterLinc, we’re excited you’ve shown an interest in learning more about our branch and what makes it a great place to grow your business and reach your goals. Our CEO, Gene Thompson, always says that “great companies are built by great people.” That statement rings true at InterLinc, as our team of professionals at this branch are committed to the success of every originator who chooses to make their home with us. you and ultimately pushes you to be the best version of yourself. Read on to check out some of the “Our number one goal is to make the loan process EASY and give our clients and referral partners the loan experience they deserve. We accomplish this through our experience, teamwork, ,evres ew esoht ot ytilibaliava ,noitacinummocwithout exception!”

InterLinc Mortgage Services, LLC. NMLS# 20569603Our Track RecordWe are proud to have some of the industry’s best call InterLinc their home. From operations to sales team members, our people are the reason for our results. YOUR PATHWhen you succeed individually, we shine corporately. Through systems, technology and support, we are actively looking for ways to help you achieve even higher lead and conversion potential. As we look ahead, we want to grow with ambitious, like-status quo. If you want to become a leader in your business, grow your market and are someone whose fabric is interwoven with the entrepreneurial spirit and mindset, there’s no better place to look than InterLinc. • Scotsman Guide Top Lenders• Inc 5000 Fastest Growing Private Companies• Inc 5000 Regionals Southwest• Houston Chronicle Top Workplaces• Houston Business Journal Middle Market Companies• Houston Business Journal Fast 100• Customer Satisfaction Rating: InterLinc also has retained impactful relationships across the board with our borrowers and partners at 98% satisfaction rating from over 74,000 reviews.

InterLinc Mortgage Services, LLC. NMLS# 20569604ACCOMPLISHMENTSScotsman Guide Top Originator4 years rankedNational Mortgage News Top Producers3 years rankedOver 99% Customer Satisfaction2022Power ProducerEach month InterLinc highlights a stellar producer based on a combination of top production, personal improvement and customer service. • Paul Knopf - June 2022 - #3 companywide for total production - #1 companywide for customer satisfaction - 186% production increase from previous monthTop Performers ReportOur top performers fuel our progress and we highlight production and customer service at the branch and originator level monthly. 2018• #2 Branch for Customer Satisfaction (99.16%) • #2 Originator for Customer Satisfaction (98.81%) 2019• #1 Branch for Customer Satisfaction (99.47%)• #5 Branch for Top Production ($79,121,040) & (320 Units)• Most improved Originator year over year - production• Most improved Branch year over year - production2020• #4 Branch for Top Production (145,928,963) & (585 Units)• #1 Branch for Customer Satisfaction (99.17%)• #5 Originator for Top Production ($81,285,939) & (320 Units)• #1 Originator for Customer Satisfaction (98.53%) 2021• #3 Originator for Customer Satisfaction (98.16%)• #4 Originator for Top Production ($66,371,997) & (252 Units)

ACCOMPLISHMENTS January• #9 Originator for Top Production ($3,910,825) & (16 Units) 2022InterLinc Mortgage Services, LLC. NMLS# 20569605 February• #16 Originator for Top Production ($3,213,829) & (14 Units) March• #12 Originator for Top Production ($4,672,932) & (17 Units)• #10 Branch for Customer Satisfaction (99.47%)April• #11 Originator for Top Production ($4,330,962) & (13 Units)• #8 Branch for Customer Satisfaction (98.13%)May• #27 Originator for Top Production ($2,228,110) & (11 Units)• #8 Originator for Customer Satisfaction (97.78%)June• #3 Originator for Top Production ($6,364,594) & (21 Units)• #4 Branch for Top Production ($7,812,839) & (27 Units)• #1 Originatorfor Customer Satisfaction (100%)• #1 Branch for Customer Satisfaction (99.79%)July• #3 Originator for Top Production ($5,235,585) & (15 Units)• #4 Originator for Customer Satisfaction (99.50%)August• #5 Originator for Top Production ($4,654,598) & (12 Units)• #5 Branch for Top Production ($5,411,343) & (15 Units)• #3 Originator for Customer Satisfaction (94.58%)September• #8 Originator for Top Production ($3,341,406) & (12 Units)• #4 Originator for Customer Satisfaction (99.17%)• #1 Branch for Customer Satisfaction (99.55%)October• #10 Originator for Top Production ($2,418,048) & (8 Units)• #5 Branch for Top Production ($4,103,020) & (14 Units)• #3 Branch for Customer Satisfaction (99.38%)November• #13 Originator for Top Production ($1,723,505) & (6 Units)• #10 Branch for Customer Satisfaction (96.88%)December• #8 Originator for Top Production ($3,553,304) & (10 Units)• #1 Branch for Customer Satisfaction (100%)EOY• #5 Circle of Excellece Platinum Producer Originator - ($45,647,698) • #5 Circle of Excellece Platinum Producer Branch - ($72,622,913)

CONVENTIONAL1. Fannie Mae & Freddie Mac Fixed & ARMs & High Balance – Underwrite to Agency2. Home Ready & Home Possible• First Time or Repeat Homeowners• 97% LTV• Reduced MI• Credit Score 620 (pricing advantages if credit score is 680 or higher)3. Freddie Mac HomeOne• No Income Limits• 97% LTV• Fixed Only• 1 Unit (No manufactured allowed)• Primary Residence4. • Income at or below 80% AMI• 97% LTV• Fico 620• 5. PRODUCTS6. • Option 1: If no borrowers have a credit score, • Option 2: At least one borrower has no credit score and another borrower has a credit score.RENOVATION (IN-HOUSE DRAWS)1. Fannie Mae HomeStyle 2. FHA 203(k) Limited3. FHA 203(k) Standard JUMBO1. (>$1,250,000 exceptions granted on case-by-case basis) 90% LTV• Specialty Product 89.99% LTV• No MI • 740 Min Fico2. Investor Underwritten products up to $3MM • 90% LTV with LPMIBUILDER1. Bulk Forward Commitments2. Joint VenturesWith approvals from the three largest issuers of mortgage-backed securities, Fannie Mae, Freddie Mac and Ginnie InterLinc Mortgage Services, LLC. NMLS# 20569606

PRODUCTSUSDA1. 2. 3. Manufactured Housing Pilot ProgramVA1. 2. VA IRRRL 3. High BalanceFHA1. 2. 3. High Balance4. 5. FHA Section 184 (Native American)BOND/DPA1. Bond • Products Available2. Non-Bond• Several City Grant Fund Programs Available NON-QM1. 12-Month or 24-Month Bank Statement Program (Business or Personal)• 620 Min Fico• First Time Homebuyers Allowed 2. Asset Utilization • LTV up to 80% • 700 Min Fico3. Expanded Credit • Bankruptcy & Foreclosure 12-month seasoning with 620 score • • 80% LTV4. Jumbo up to $3,000,000 • Cash-Out up to $500,000 • 90% LTV• 660 Min Fico• 5. 6. Investors with greater than 10 properties 7. 8. Non-Warrantable CondosInterLinc Mortgage Services, LLC. NMLS# 20569607

InterLinc Mortgage Services, LLC. NMLS# 20569607InterLinc Mortgage Services, LLC. NMLS# 205696Y O U R B E S T D E C I S I O N S TA R T S H E R Ewww.interlincmortgage.comSHOOTMOONTECHNOLOGY STACKHaving won the Inc. 5000 Fastest Growing Companies award many years running, InterLinc’s growth records have energized continued investments in technology. The end-goal? More loans, less hassle. Online VisibilityGrowing your brand awareness within your community starts online. Through InterLinc’s digital marketing team, your web presence is given special attention by building an online structure for you and your branch to thrive in your local market. Web strategies are established utilizing local search capabilities as well maintaining your business’ reputation and integrity.Survey PlatformAmong InterLinc’s advanced tool stack is our Experience Management Platform (XMP) – the industry originators leverage its potential through an automatic redistribution of positive reviews across the web, InterLinc Mortgage Services, LLC. NMLS# 20569608

InterLinc Mortgage Services, LLC. NMLS# 205696Y O U R B E S T D E C I S I O N S TA R T S H E R Ewww.interlincmortgage.comSHOOTMOONTECHNOLOGY STACKInterLinc IQMortgage guidelines change frequently, but your access to up-to-date information shouldn’t. Find product information and guidelines on InterLinc IQ, your go-to destination for quick answers and educational resources. With this tool in your belt, your productivity is guaranteed to increase as wait times for getting your questions answered are decreased. Key Features:• Always-updated reference guides for agency guidelines on any given subject• “Ask the Experts” feature to get real-time answers from seasoned underwriters• Social media posts, pre-created email scripts and printed media to share with your referral network• Professional presentations and provided notes to use at lunch and learns• Online training classes and help videos available 24/7InterLinc Mortgage Services, LLC. NMLS# 205696Y O U R B E S T D E C I S I O N S TA R T S H E R Ewww.interlincmortgage.comSHOOTMOONInterLinc Mortgage Services, LLC. NMLS# 20569609

With InterLinc’s custom loan originator compensation tool, ILOT (“InterLinc On Time”), originators start their day with real-time, personalized insight into their pipeline and earnings.ILOT allows each LO to calculate their bonus and commission payments on production, review summaries and compensation details with data models WITH INTERLINC ON TIMEInterLinc Mortgage Services, LLC. NMLS# 20569610

A COSMICBetween our point-of-sale and loan origination systems, InterLinc provides each user and consumer alike a modern mortgage experience throughout the entire loan process. Our application process delivers an unmatched advantage to InterLinc consumers who have access to their custom borrower application portal, allowing 24/7 access to valuable resources.When it comes to our digital loan systems, we have paired up with some of the industry’s most reputable and respected group of partners, such as SimpleNexus and and structure on each deal you produce.Encompass LOSSimpleNexus POS• Order Credit• Order Credit• Request Pricing and Lock Rate• Personalized Mobile App• • Issue Pre-Approvals• Order VOAs, Appraisals, Flood Certs, MI Rate Quotes and FHA Case Numbers• View Loan Status via Borrower Portal• • Utilize Several Mortgage Calculators• Slim eClose Option• • Feature Highlights of Our LOS and POS Systems:InterLinc Mortgage Services, LLC. NMLS# 20569611

THE LINC KEY FEATURESWith many moving parts comes the necessity to streamline and provide a one-stop-shop for updates, news and resources that will help you reach your goals. InterLinc’s intranet, The Linc, gives you access to every announcement, department contact, downloadable marketing resource, and more. The Linc is here to boost productivity by providing you with the materials you need, when you need them.• Company News• Underwriting Turn Times• • Marketing Assets & Tutorials• • • Employee Birthday & Anniversary CalendarWITH THE LINCInterLinc Mortgage Services, LLC. NMLS# 20569612

CRM PlatformPartnering with industry-leading vendors doesn’t stop at CRMs. We are proud to include the #1 mortgage CRM platform in our toolbox–providing high-touch marketing automation, dynamic campaigns, single property sites MARKETING WITH• Streamlined contact management system with multiple avenues for segmentation • management• Automated consumer and partner email campaigns• property sites• • Forms for lead capture, RSVPs and more• Personalized production dashboard• Hundreds of approved email, social media and print resources• Several third-party integrations including BombBomb, MMI, Zillow and more• Automated SMS capabilities for leads, in-process borrowers, and moreLead ManangementTo convert more of your leads to closed borrowers, we have an extensive lead journey built out inside of our CRM platform. After initial contact is made, you’re in control of the dispositioning your leads and can add them credit score, or are a hot lead that’s ready to app, we have a nurture campaign ready to go that includes relevant information and timely check-ins.InterLinc Mortgage Services, LLC. NMLS# 20569613

MARKETING WITHOur approach to marketing communication is aimed at helping each LO build and maintain lasting relationships important loan status updates in the form of automated email and video campaigns.Shuttle Around In-Process Communicationreceive concise updates, tips and reminders all while providing reassurance of our around-the-clock availability to support their unique loan needs.DocumentationProcessingUnderwritingAppraisal orderedConditional ApprovalClear to CloseInitial CD ReleaseCongratulations!Shuttle Around Post-Close CommunicationBuilding and maintaining lasting relationships requires intentional communication. Once a purchase loan closes, borrowers and co-borrowers will receive a custom address stamper as well as be auto-enrolled onto a 5-year post-closing campaign, showing your borrower that we keep them top of mind even after the initial transaction.Post-close, the homeowner will hear from us over 30 times throughout the next 5 years. ouchpoints will include relevant, general, lifestyle and seasonal subjects - including your face and name and your agent’s on each check-in.InterLinc Mortgage Services, LLC. NMLS# 20569614

Y O U R B E S T D E C I S I O N S TA R T S H E R ESHOOTMOONOur convictions toward underwriting are to produce common sense and solution-oriented results while achieving consistency and predictability wherever possible. The result? Swiftly moving your agents and clients through the loan process with minimal delays or headaches. calendar, complete with originating, processing, underwriting and closing SLA’s. We maintain a strong model by managing to a 30-day close but we grow by being able to consistently close in 12-15 days. OPERATIONSOur “On Time and As Agreed” commitments to our borrowers and referral partners:Assigned underwriting teams give you the ability to pick up the phone and reach out to your designated underwriter at any time, making a 2-week problem anywhere else, a 20-minute solution here at InterLinc. Reduced layers and underwriting accessibility is key to helping you grab more business and close more deals.Y O U R B E S T D E C I S I O N S TA R T S H E RSHOOTMOONInterLinc Mortgage Services, LLC. NMLS# 20569615

ESHOOTMOONR ESHOOTMOONeClose and Pre-FundingSaving time and avoiding delays at the closing table is what we do. We utilize SLIM Close, our online closing technology, to deliver faster, more accurate, seamless closing transactions. All in a few short steps, borrowers can review their entire loan package online and eSign many of their closing documents.to the closing agent no later than 10 AM on the day of funding. InterLinc Mortgage Services, LLC. NMLS# 20569616

______________LO SETS CUSTOMER EXPECTATIONSLO TAKESLOAN APPSETUP & PROCESSING YEAR TO DATE AVERAGE1.44DAYS________UNDERWRITINGYEAR TO DATE AVERAGE1.02DAYSCTC(CLEAR TO CLOSE)RESULTSCLOSINGIN PROCESS UPDATESCustomized video milestone alerts for Realtors & Customers letting everyone know how the loan is progressing.SAME DAYPRE-QUALIFICATIONYear-To-Date Production• 2022 Units: 202• 2022 Volume: $57,111,444• From Processing to Clear-to-Close: 17.55 daysY O U R B E S T D E C I S I O N S TA R T S H E R ESHOOTMOONOPERATIONS__________TOTAL DAYS TO CLOSEYEAR TO DATE AVERAGE17.55Y O U R B E S T D E C I S I O N S TA R T S H E RSHOOTMOONInterLinc Mortgage Services, LLC. NMLS# 20569617

ESHOOTMOONR ESHOOTMOONOnboarding is crucial at InterLinc! We take your transition to the company very seriously and have created custom, intentional platforms to prove just that. InterLinc SEAL TeamWe believe in superior service without exception, which is the basis for our elite onboarding Team is comprised of handpicked rockstars and production experts representing Set-Up and Processing, Underwriting, Closing, Capital Markets and Marketing. Upon hire, a Branch Relationship Manager is assigned to serve as your SEAL Team liaison for a period, ensuring core onboarding needs are met. These assignees are the best of the best to whom decision-making authority is granted as you stay focused on building your brand in the marketplace.With special care and coordination between our HR, IT, Licensing, Facilities and Marketing divisions, you can also expect proactive guidance and training on all areas of the business via AN OUT-OF-THIS-WORLDInterLinc Mortgage Services, LLC. NMLS# 20569618

impressions are lasting, which is why we ensure that each new originator who joins our team receives superior service from the get-go. Seasoned pros will walk alongside you as you learn our systems and are available to help troubleshoot issues and train. We also have a team of in-branch support to assist with managing your pipeline and getting your loans closed “on time & as agreed”.InterLinc Mortgage Services, LLC. NMLS# 20569619

Community Service• eligible 501(c)(3) status organizations across the country401k• month after 90 days of employment. Employees have the ability to opt out, increase or decrease their contribution at any time. Medical, Dental & Vision• following 30 days of employmentMedical Plans• • • resources is available to all full-time associates.InterLinc Mortgage Services, LLC. NMLS# 20569620

Health Advocate• A virtual medical service that connects you with experienced personal health advocates• Locates doctors for you and resolves medical claims• 100% covered for all employeesDisability Insurance• 100% company paid• • Life Insurance• 100% company paid• • Additional Voluntary Life Insurance Supplemental Insurance Selections• Critical Illness Insurance• Accident Insurance• Hospital Indemnity Insurance• Identity Theft Insurance• Legal Assistance Program• Pet Insurance Employee Assistance Program• 5 free consultations for issues for the following areas:- Financial services- Childcare & eldercare assistance- Legal services- IT theft- Counseling for marriage, stress and anxiety, health and wellness concerns• 100% covered for all employees and Home Mortgage Discounts• All lender associated fees waived for any home loan an associate obtains with InterLincInterLinc Mortgage Services, LLC. NMLS# 20569621

Y O U R B E S T D E C I S I O N S TA R T S H E RSHOOTMOONAnnual RallyEvery year we host our Rally event to celebrate our recent achievements together, big or small, as we look forward to the year ahead. Members throughout celebration.Circle of Excellence Awards TripWork Hard. Play Harder. Our top achievers drive our progress. To celebrate their performance for the year, destination.trip! • Branch Managers – $50M in branch volume • Loan Originators – Top 30 that have at least $18M in volume or at least 120 unitsCULTURE & COMMUNITYHieronicaEstablished in 2011, the Hieronica Council is a diverse group of production team members chosen to voice and vision. This distinguished group of men and women strategize on how to improve our performance in all areas of the business.• Branch Managers: branch production > $50M• Loan Originators: personal production > $30M* Only 2 new candidates considered annuallyInterLinc Mortgage Services, LLC. NMLS# 20569622

ESHOOTMOONCULTUREGiving back to those we serve and those that serve us is extremely important. Our branch enjoys appreciation night at the movie theater, and an annual parking lot party. This allows us to enjoy invaluable time alongside our referral partners and clients. Charity InvolvementThe culture of our branch is family. Throughout many tenured employees, we take great pride in having a relaxed, inviting atmosphere that we work within. Everyone works together as a team to accomplish the goal. We excel together.InterLinc Mortgage Services, LLC. NMLS# 20569623

The InterLinc Family Foundation was founded in 2012 with a heart to serve and improve the over 60 organizations have received support.We are committed to creating change in the communities in which we live and work. Through the generous gifts we have received from employee donors throughout the year coupled with our annual corporate match, InterLinc has been able to make a lasting impact in many lives. Our desire is to see lives changed and aim for nothing less. Visit InterLincFamilyFoundation.org to learn more.FAMILY FOUNDATIONInterLinc Mortgage Services, LLC. NMLS# 20569624

TESTIMONIALSAgent Testimonials“ I enjoy working with the Paul Knopf Mortgage Team for many reasons. For starters, they are knowledgeable about situation. They also are extremely punctual with their deadlines and after more than a year of working together we have never had to reschedule a closing date due to loan processing delays. They provide weekly updates to the agents involved, keeping both selling side and listing side in the same loop.”“ Since working with the Paul Knopf Mortgage Team I’ve noticied I have smoother transactions (which helps me and my clients as well as gets me more repeat business), and I have more time and energy to spend focusing on buyers are in good hands.”“Keep doing what you do! You guys are the best of the best!” Casey P. First Saturday REEmployee Testimonials“ InterLinc is great to work for as they understand that the relationships with referral partners and customers are the most important thing to be able to do consistent volume. To have those relationships grow and remain fruitful into the future we, as originators, must be able to count on getting good information from our underwriters, we say we will do and closing on time and as agreed! I cannot imagine a company that could support us better on only as good as the company behind us and for me InterLinc is the only one I want providing that support because they always help us to get it done at a superior level for our customers and referral partners!”Bob Schmuckie, Team Lead/Loan PartnerInterLinc Mortgage Services, LLC. NMLS# 20569625

InterLinc Mortwww.interlincmortgage.comInterLinc Mwww.interlincmortgage.comY O U R B E S T D E C I S I O N S TA R T S H ESHOOTMOONHaving experienced exponential growth over recent years, InterLinc has no intention of slowing down anytime soon. From 4 employees in 2004 to just under 400 today, we’ve continued to expand our footprint, leveraging the right opportunities to compete in new markets.By focusing on excellent customer communication, service without exception, and our promise of an “On Time and As Agreed” loan process, InterLinc has traversed tumultuous seasons throughout our industry and company’s history with great success. Heavily purchased-oriented, InterLinc’s business model and focus remains steadfast on long-term, sustainable growth. Even amidst one of in 2020 and an 82% mix in 2021 by keeping our builder and Realtor relationships top priority. “The vision is aggressive, sustainable growth while remaining committed to upholding our company we are well on our way to doing just that.”- Gene Thompson, President and CEOON THE HORIZONInterLinc Mortgage Services, LLC. NMLS# 20569626

gage Services, LLC. NMLS# 205696ortgage Services, LLC. NMLS# 205696H E R ESHOOTMOONYour Next Career Move Shouldn’t be Rocket Science. This is just the beginning. If you’d like to take your business and quality of work to their highest potential, reach out to us with any questions or to schedule a call. We look forward to welcoming others like yourself along our journey.CONTACT USJoinInterLinc.comPaulKnopfMortgage.comInterLincFamilyFoundation.orgLinkedin.com/Company/InterLincMortgageFacebook.com/InterLincMortgageFacebook.com/KnopfMortgageTeamInstagram.com/InterLincMortgageInstagram.com/KnopfMortgageTeamInterLinc Mortgage Services, LLC. NMLS# 20569627

InterLinc Mortgage Services, LLC. 5875 N Sam Houston Parkway West, Suite 300, Houston, TX 77086. NMLS ID# 205696. InterLinc is an Equal Housing Lender. This is not a commitment to lend. Credit and collateral subject to approval. Other restric-tions may apply. Programs, rates, terms and conditions are subject to change without notice. For a list of state licenses and licensing information, please visit https://interlincmortgage.com/licensing | To le a complaint, please visit https://interlincmortgage.com/assets/TX_Notice_Complaints.pdf | www.NMLSconsumeraccess.org | Updated as of 8/22/22InterLinc Mortgage Services, LLC.11822 Ransum Dr.Ste. 201Louisville, KY 40243Branch NMLS# 1106280www.InterLincMortgage.com