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Wellness Guidelines for Adults(Ages 18 to 64)

2* This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions apply.Wellness Guidelines for Adults*(Ages 18 to 64) These recommendations are not a statement of benets or benets coverage.Some of these services may require cost-sharing. Benefit coverage is decided by your group administrator. Please refer to your health benefits contract for complete details of terms, limitations, and exclusions of your health care coverage. For coverage information and questions, please contact Customer Service at 1-866-681-7373 or call the number on the back of your insurance card.Blood pressure Ages 18 to 39, every 3 – 5 years. Age 40 and older, annually. Immunizations Keep up to date with all required immunizations/vaccinations. More information is available at http://www.cdc.gov/vaccines/schedules/index.html.Cholesterol screening (blood test) Beginning at age 40, every 5 years.Breast cancer screening Beginning at age 50, mammography screening every other year.For ages 40 – 49, the Unites States Preventive Services Task Force states that the decision to start mammography screening should be an individual one. Cervical cancer screening Every 3 – 5 years for ages 21 through 65. Women who have had a hysterectomy should discuss cervical cancer screening with their health care provider. Colorectal cancer screening Beginning at age 50, discuss cancer screening with your health care provider. Screening frequency depends on what type of screening you have. Other screenings Depending on your health history, your health care provider may suggest other screenings including, but not limited to: diabetes, osteoporosis, depression, HIV, sexually transmitted diseases, hepatitis C, prostate cancer, or lung cancer.For pregnant membersPlease call 1-800-598-BABY (1-800-598-2229) to enroll in our Baby BluePrints® program and to find out how to get more information on screenings specific to pregnancy. As soon as you think you are pregnant, schedule your first prenatal appointment. An initial exam should be done within the first three months of pregnancy with follow-up examinations as recommended by your health care provider.

3Tips to stay healthy and safe• Eat a healthy diet and set a goal to maintain a healthy weight.• Follow good oral hygiene, including tooth brushing with fluoride toothpaste, flossing daily and regular dentist visits.• Exercise regularly as recommended by your health care provider.• Don’t use drugs, tobacco, or alcohol.• Use sensible sun protection/safety practices. Keep sunscreen available for all outdoor activities.• Check your home for risk of falls and other injuries, especially if there are young children, older adults, or disabled persons in the home.• Properly install, test, and maintain smoke and carbon monoxide detectors.• Use safety gear (helmets and pads) and follow safety rules for bike riding and other recreational activities.• Keep the number for Poison Control handy (1-800-222-1222).ResourcesCenters for Disease Prevention and Control: http://www.cdc.gov/United States Preventive Services Task Force: http://www.uspreventiveservicestaskforce.org/Page/Name/recommendationsFor Medicare Advantage membersIndependence Blue Cross offers Medicare Advantage Plans with a Medicare contract. Enrollment in Independence Medicare Advantage plans depends on contract renewal. Benefits and/or copayments/coinsurance may change on January 1 of each year.

Wellness Guidelines for Children(Birth to age 17)

2Wellness Guidelines for Children*(Birth to age 17) These recommendations are not a statement of benets or benets coverage.Some of these services may require cost-sharing. Benefit coverage is decided by your group administrator. Please refer to your health benefits contract for complete details of terms, limitations, and exclusions of your health care coverage. For coverage information and questions, please contact Customer Service at 1-866-681-7373 or call the number on the back of your insurance card.Well checkups Take your child for periodic well checkups and physical exams to review his/her current health and discuss any health related questions or concerns. Your child’s primary care provider (PCP) will talk to you about when and how often your child needs to be seen. Immunizations Keep your child up to date with all required immunizations/vaccinations. More information is available at http://www.cdc.gov/vaccines/schedules/index.html.Depression screening The United States Preventive Services Task Force recommends screening for all children ages 12 and older for signs or symptoms of depression. This may be done as part of the well checkup. Other screenings Your child’s PCP will discuss with you if additional tests such as hemoglobin (the amount of iron), lead, diabetes, cholesterol, HIV, sexually transmitted diseases, or tuberculosis are needed.For pregnant membersPlease call 1-800-598-BABY (1-800-598-2229) to enroll in our Baby BluePrints® program and to find out how to get more information on screenings specific to pregnancy. As soon as you think you are pregnant, schedule your first prenatal appointment. An initial exam should be done within the first three months of pregnancy with follow-up examinations as recommended by your health care provider.* This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions apply.

3Tips to stay healthy and safe• Encourage children to eat a healthy diet and set a goal to maintain ahealthy weight.• Encourage children to follow good oral hygiene, including tooth brushing withfluoride toothpaste, flossing daily, and regular dentist visits.• Encourage children to exercise regularly as recommended by your healthcare provider.• Educate children not to use drugs, tobacco, or alcohol.• Encourage children to use sensible sun protection/safety practices. Keep sunscreenavailable during the summer and for all outdoor activities.• Check your home for risk of falls and other injuries, especially if there are young ordisabled children in the home.• Properly install, test, and maintain smoke and carbon monoxide detectors.• Educate and encourage children to use safety gear (helmets and pads) and followsafety rules for bike riding and other recreational activities.• Keep the number for Poison Control handy (1-800-222-1222).ResourcesAmerican Academy of Pediatrics (Brightfutures): https://brightfutures.aap.orgCenters for Disease Prevention and Control: http://www.cdc.gov/United States Preventive Services Task Force: http://www.uspreventiveservicestaskforce.org/Page/Name/recommendations

Wellness Guidelines for Adults(Ages 65 and older)

2Wellness Guidelines for Adults*(Ages 65 and older) These recommendations are not a statement of benets or benets coverage.Some of these services may require cost-sharing. Benefit coverage is decided by your group administrator. Please refer to your health benefits contract or Evidence of Coverage booklet for complete details of terms, limitations, and exclusions of your health care coverage. For coverage information and questions, please contact Customer Service at 1-800-645-3965 or call the number on the back of your insurance card.Blood pressure Annual screening. Immunizations Keep up to date with all required immunizations/vaccinations. More information is available at http://www.cdc.gov/vaccines/schedules/index.html.Cholesterol screening (blood test) Until age 75, every 5 years.Breast cancer screening Until age 74, mammography screening every other year. Colorectal cancer screening Until age 75, discuss cancer screening with your health care provider. Screening frequency depends on what type of screening you have.For ages 76 – 85, the Unites States Preventive Services Task Force recommends screening based on overall health and prior screening history. Osteoporosis screening (bone mass measurement)Beginning at age 65, discuss frequency of screening with your health care provider. Other screenings Depending on your health history, your health care provider may suggest other screenings including, but not limited to: diabetes, depression, HIV, hepatitis C, prostate cancer, lung cancer, or abdominal aortic aneurysm.* This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions apply.

3Tips to stay healthy and safe• Eat a healthy diet and set a goal to maintain a healthy weight.• Follow good oral hygiene, including tooth brushing with fluoride toothpaste, flossing daily and regular dentist visits. Clean dentures daily, and assess your gums for any signs of bleeding or irritation from denture wear.• Exercise regularly as recommended by your health care provider.• Review your medications, including over-the-counter medications, herbs and vitamins, with your health care provider at each visit. • Use sensible sun protection/safety practices. Keep sunscreen available for all outdoor activities.• Check your home for risk of falls and other injuries.• Properly install, test, and maintain smoke and carbon monoxide detectors.• Use safety gear (helmets and pads) and follow safety rules for bike riding and other recreational activities.• Keep the number for Poison Control handy (1-800-222-1222).ResourcesCenters for Disease Prevention and Control: http://www.cdc.gov/United States Preventive Services Task Force: http://www.uspreventiveservicestaskforce.org/Page/Name/recommendationsFor Medicare Advantage membersIndependence Blue Cross offers Medicare Advantage Plans with a Medicare contract. Enrollment in Independence Medicare Advantage plans depends on contract renewal. Benefits and/or copayments/coinsurance may change on January 1 of each year.

College Tuition Benefit

4College Tuition BenefitCollege Tuition BenefitA Financial Planning Tool — With No Planning Required• Longer participation = more Tuition Rewards • Incentive for employees to remain with your company• Included at no additional cost for all fully insured customers• Easy to administer: one-time opt-in• Easy employee sign up: one-time registration•  Tuition Reward =  toward tuition• Annual tuition rewards upon renewal• Can be allocated to any member of participant’s family

5 College Tuition Benefit2,000Tuition Rewards per subscriber500Tuition Rewards per child2,000Tuition Rewards2,500Bonus Tuition RewardsYear 1 Annually Year 4Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 72,5004,5006,50011,00013,00015,00017,000$17,000In possible Tuition Rewards® over 7 years Tuition Reward® =  toward tuition

6 College Tuition BenefitNotable regional institutions include:AlbrightArcadiaElizabethtownCabriniChestnut HillImmaculataLaSalleMoravianRosemontWidener80%385 Participating CollegesUS News & World Report “America’s Best”46 states54 in PA