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Employee Benefits 101

Agenda

5/23/2023 Payroll and Benefits 3Full-Time Employees: Paid by RISD: • Basic Life Insurance ($10,000) • Basic Accidental Death & Dismemberment (ADD) Insurance ($10,000) • Employee Assistance Program Partially Paid by RISD: • Medical Paid by Employee: • Dental • Vision• Flexible Spending Account (FSA)• Health Savings Account (HSA)• Short Term & Long-Term Disability• Supplemental Term Life & ADD Insurance • 457(b) & 403(b) Retirement Plans Employee Eligibility

Part-Time Employees: Partially Paid by RISD: • Medical •Paid for by employee: • 403(b) Retirement Savings Plan 5/23/2023 Payroll and Benefits 4Employee Eligibility Less than 50%, Substitute or Temp Employees: Full Rate Premiums:  Medical Paid for by employee: ➢ 403(b) Retirement Savings Plan

5/23/2023 Payroll and Benefits 5Making Changes Any elections made as a new hire, or during open enrollment, remain in effect during the entire planyear and are irreversible unless you experience aChange in Status…Please Note: You must present proof of the qualifying event to Employee Benefits within 31 calendar days of your qualifying event date in order to make a benefit election change. What’s considered a Change in Status? Some examples may include: • Marriage/Divorce • Birth/Adoption • Change in eligibility *please contact us to confirm whether your change is a qualifying event.

5/23/2023 Payroll and Benefits 622-23 Medical PlansPlans Full Rate Monthly Premiums Your monthly Premium (After District Contribution) In-NetworkDeductible Out-of-NetworkDeductible ActiveCare PrimaryProvided by Blue Cross & Blue Shield of Texas (BCBSTX)EmployeeOnly- $410.00Employee & Spouse- $1,157.00Employee & Children- $738.00Employee & Family- $1,384.00EmployeeOnly- $97.00Employee & Spouse- $844.00Employee & Children-$425.00Employee & Family- $1,071.00$2,500/Individual$5,000/Family There is no Out-of-Networkcoverage for this plan. ActiveCare HDProvided by BCBSTXEmployee Only- $422.00Employee & Spouse- $1,187.00Employee & Children- $757.00Employee & Family- $1,419.00 Employee Only- $109.00Employee & Spouse- $874.00Employee & Children- $444.00Employee & Family- $1,106.00 $3,000/Individual$6,000/Family $5,500/Individual$11,000/ Family ActiveCare Primary +Provided by BCBSTXEmployee Only- $515.00Employee & Spouse- $1,259.00Employee & Children- $829.00Employee & Family- $1,584.00Employee Only- $202.00Employee & Spouse- $946.00Employee & Children- $516.00Employee & Family- $1,271.00$1,200/Individual$3,600/Family There is no Out-of-Networkcoverage for this plan. Scott& White HMOProvided by Scott and White Employee Only- $543.35Employee & Spouse- $1,364.92Employee & Children- $873.57Employee & Family- $1,570.98Employee Only- $229.48Employee & Spouse- $1,049.70Employee & Children- $559.16Employee & Family- $1,255.42 $1,900/Individual$4,750/FamilyThere is no Out-of-Networkcoverage for this plan.

5/23/2023 Payroll and Benefits 7ActiveCare Primary, HD and Primary + Plans Helpful Resources ❑ Call Blue Cross Blue Shield to speak with a personal health guide at 1-866-355-5999❑ Visit the BCBSTX Website: https://www.bcbstx.com/trsactivecare❑ Review the plan highlights: https://www.bcbstx.com/trsactivecare/pdf/trs-plan-highlights.pdf❑ How to find a doctor: https://www.bcbstx.com/trsactivecare/doctors-and-hospitals❑ Compare drug costs on the CVS Pharmacy website: https://info.caremark.com/oe/trsactivecareAt a Glance Primary HD Primary +PremiumsLowest Lower Higher DeductibleMid-range High LowCopaysYes No YesNetworkIn-Network coverage only/ (Statewide) In and out-of-network coverage/ (Nationwide) In-Network coverage only/ (Statewide)PCP Required? Yes No Yes HSA-Eligible? No Yes No

5/23/2023 Payroll and Benefits 8Scott & White HMO Plan SCOTT & WHITE HMO The TRS-ActiveCare HMO Health Plan (SWHP) is a Scott & White Network. SWHP has expanded their service area to include the following counties in the DFW metroplex: Denton, Dallas, Collin, Tarrant and Rockwall Counties. You are not required to select a Primary Care Physician, and you may see any network physician without a referral. Please Note: There is no out-of-network coverage on this plan.Helpful Resources ❑ View plan highlights here (last page): https://www.trs.texas.gov/TRS%20Documents/2021-22-TRS-ActiveCare-plan-highlights.pdf❑ Scott and White HMO Website: https://trs.swhp.org/❑ For questions call 1-844-633-5325Scott & White HMO Premiums Higher Deductible LowestCopays YesNetwork In-Network coverage only/ Regional PCP Required No HSA-eligible No

5/23/2023 Payroll and Benefits 9TRS Virtual Health Direct Link to Teladoc: https://member.teladoc.com/trsactivecareRemember! This is only for BCBS members.

5/23/2023 Payroll and Benefits 10BCBS Wellness Coaching, Fitness Programs, and more! Direct Link: https://www.bcbstx.com/trsactivecare/health-and-wellbeing/fitness-program

5/23/2023 Payroll and Benefits 11TRS Virtual Health Direct Link to Scott & White: www.trs.swhp.orgRemember! This is only for Scott & White HMO members.

5/23/2023 Payroll and Benefits 12RISD Acute Care ClinicThe Richardson ISD Employee Acute Care ClinicIn partnership with Methodist Medical GroupServing All RISD Employees and TheirImmediate Family MembersThe Richardson ISD Employee Acute Care Clinic is now open and accepting in-person and virtual appointments, including walkLow-Cost, Quality Care:The $10 co-pay covers all services rendered for both an in-person or virtual visit. Insurance is not required. Cash, check and credit cards will be accepted. If a prescription is needed, the clinic will call it into the pharmacy of the patient’s choice. Prescription cost is at the patient’s expense (whether insurance or self-pay).Direct Link to flyer: https://acrobat.adobe.com/link/track?uri=urn:aaid:scds:US:0613ffd2-78ed-3d43-9c7b-a029740f0dd0

5/23/2023 Payroll and Benefits 13RISD Mental Wellness ClinicDirect Link to flyer: https://acrobat.adobe.com/link/track?uri=urn:aaid:scds:US:42f3a332-e831-36e5-a97d-d562e2d94e7dThe staff clinic is located at 600 Sherman St. Suite 108 and ANY staff member can call or email to make an appointment for 8 FREE counseling sessions per calendar year. You do not have to have the district insurance to take advantage of this opportunity.

5/23/2023 Payroll and Benefits 14Dental PlansD-PPO D-HMO Monthly Premiums Employee Only- $35.94Employee & Spouse- $71.90Employee & Children-$77.99Employee & family-$113.28 The DPPO planallows you choose any dentist in or out of network. You do not need a referral to visit a specialist on this plan. Eligible dental expenses will be covered after the applicable deductible has been met. This plan is based on coinsurance levels that determine the percentage of costs covered by the plan for different types of services. Monthly PremiumsEmployee Only- $10.55Employee & Spouse- $16.98Employee & Children-$22.89Employee & Family-$26.79The DHMO only offersin-network coverage. This plan offers lower premiums and reduced co-pays for performed procedures. The DHMO plan has no annual dollar maximum and no deductible. You will select a DHMO network general dentist to manage all your dental health care needs and he/she will refer you to any network specialist. Your dentist may already participate in the Cigna DHMO network; visit the online directory to verify or call 1-800-244-6224For more dental information please visit: https://www.cigna.com/richardsonisd/. This is our Cigna website specifically for RISD employees! ☺Cigna Customer Service: 1-800-244-6224

5/23/2023 Payroll and Benefits 15HSA and FSA PlansHealth Care Flexible Spending Account (FSA)Health Savings Account (HSA)Your FSA is…➢ Pre-funded ➢ Tax-free ➢ Use it or Lose it! Your HSA: ➢ NOT pre-funded ➢ Is Yours ➢ Reduces your Taxable Income ➢ Grows with you and helps you plan for your future Currently contribute to a Flexible Spending or Health Savings Account?For all Flexible Spending Accounts, cards must be requested from Navia by calling 1-800-669-3539 OR by registering on the Navia Website.Register now on www.naviabenefits.com to create your member account or visit https://app.naviabenefits.com/app/#/signup.RISD EMPLOYER CODE: RSDNavia Customer Service:FSA Participants: 1-800-669-3539HSA Participants: 1-866-987-0031Read more here for details:https://www.naviabenefits.com/participants/benefits/health-care-fsa/Read more here for details:https://www.naviabenefits.com/participants/benefits/hsa/A Day Care Flexible Spending Account (FSA) is a pre-tax benefit that enables you to set aside money to pay for your out-of-pocket care or dependent care expenses. What Does It Cover? Day Care FSAs cover any day care or dependent care expenses that allow you (and your spouse) to work, look for work, or be a full-time student. This includes expenses like: • Before and After School Care • Day Care • Preschool • Day Camps • Elder care ➢ Link to Day Care FSA Info.: https://www.naviabenefits.com/participants/benefits/day-care-fsa/➢ Link to FAQs: https://www.naviabenefits.com/participants/resources/faq/

5/23/2023 Payroll and Benefits 16Vision Plan

5/23/2023 Payroll and Benefits 17Disability InsuranceShort -Term Disability (STD) and Long-Term Disability (LTD) ➢ Disability coverage provides a source of income by replacing 40% to 60% of your earnings if you are unable to work due to an injury or illness. ➢ As a New Hire, EOI (Evidence of Insurability) is not required to enroll in Short Term and/or Long-Term Disability.Please Note: The monthly rates for STD and LTD are based on the employee’s salary and age. The enrollment website will have the monthly rate calculated for your reference.

5/23/2023 Payroll and Benefits 18Supplemental Term Life and ADD Insurance www.myNYLGBS.comCustomer Service: 1-888-842-4462Richardson ISD provides $10,000 Basic Term Life insurance coverage and $10,000 Basic AD&D insurance coverage at no cost. Supplemental Term Life Insurance will pay a benefit to your designated beneficiary upon death. More about your options: • You may choose additional coverage for yourself, up to five times your annual base salary. • You may choose Term Life Insurance in $10,000 increments, up to $50,000 for your spouse. (Dependent life may not exceed 50% of employee coverage amount. • You may also elect $5,000 or $10,000 for your dependent child(ren). AD&D Insurance provides additional benefits for an accidental death, and for an accidental dismemberment, as defined in the schedule of benefits. Please Note: You may update your beneficiary at anytime by contacting PayrollandBenefits@risd.org.

5/23/2023 Payroll and Benefits 19Employee Assistance Programs We have an Employee Assistance Program through NY Life as well as Deer Oaks. You can get started by calling the customer service number provided or website. The EAP can assist with many different problems. Among these are stress, depression, workplace difficulties, and/or family conflicts. Assistance is available 24 hours a day, 7 days a weekDeer Oaks EAP Services Offers 6 short-term counseling visits at no cost To get started, call 1-888-993-7650www.deeroakseap.com Username and password: risdCan you use both benefits? Yes! You are free to use both resources, however please keep in mind that not all participating doctors may accept both NY Life and Deer Oaks EAP and certain rules may apply. In other words, if you see a counselor through NY Life’s EAP, and would like to continue seeing the same person for Dear Oak’s EAP, you will need to confirm that they participate in the Deer Oaks EAP as well. Continuing sessions using your Medical Insurance after using your EAP benefitsIt is not guaranteed that EAP counselors will also accept your medical insurance or be in your plan network. Please confirm this before planning to continue to see your counselor using your Medical benefits. NY Life EAP Services Offers 3 sessions at no cost. To get started, call 1-800-538-3543www.nylgbs-lap.com

5/23/2023 Payroll and Benefits 20403(b) & 457(b) Retirement Plans TCG (This is our third party administrator who handles the 403(b) and 457(b) retirement plans)Phone: 1-800-943-9179Website: www.region10rams.orgTCG Retirement Plan Specialist for RISD: Kevin Hull, khull@tcgservices.com

5/23/2023 Payroll and Benefits 21TRS (Teacher Retirement System)TRS (8% of your paycheck goes to the teacher retirement system automatically for all full-time employees.)Website: https://www.trs.texas.gov/Pages/Homepage.aspxTo create an account, go to: https://oapi.trs.state.tx.us/ONAC/do/loginTRS Benefits Handbook: https://www.trs.texas.gov/TRS%20Documents/benefits_handbook.pdfDeductions for TRS:TRS- takes out 8% from every full-time employee’s checkTRS Medical taxes are taken out, which is .65%**You can refer to “How to Read my Pay Slip” for more details.

5/23/2023 Payroll and Benefits 22Vendor & Type of plan Customer Service Website BlueCross BlueShield of Texas ( for ActiveCare primary, primary + and HD plans)1-866-355-5999 https://www.bcbstx.com/trsactivecareScott & White Health Plan 1-844-633-5325https://trs.swhp.org/NY Life- EAP 1-800-538-3543 www.nylgbs-lap.comDeer Oaks EAP 1-888-993-7650 www.deeroakseap.comCigna- Dental 1-800-244-6224 www.mycigna.comNY Life- Life and Disability 1-800-362-4462 www.myNYLGBS.comSuperiorVision 1-800-507-3800 www.superiorvision.comNavia- FSA/HSA 1-800-669-3539 www.naviabenefits.comTCG 1-800-943-9179 www.region10rams.orgImportant Contacts

On ESS, you may…Update/Review:-Current address listed-w4 elections• W2 • Pay Slips• Current Benefits (It may take time to show up for new hires)• Available days remaining➢(The above items are only available to view, changes cannot be made to Pay Slips, W2’s, or Benefits on ESS.) View your

5/23/2023 Payroll and Benefits 24Go to Employee Self-ServiceGo directly to website link: The direct link to login is: https://richardsonisd.munisselfservice.com/ess/CLASSLINK If you regularly use ClassLink, this is an easy way to view pay slips. Click ClassLink > Munis Employee Self-ServiceRISD Public website Visit www.risd.org, then select “Staff”, then “Employee Self Service” (under Staff Resources)RISD Intranet Go to ClassLink > RISD Intranet > Payroll and Employee Benefits (The link is on our homepage) Option 1:Option 2:Option 3:Option 4:

• If you are receiving an error messagePlease try the following: 1. Try copying and pasting the link into a different browser such as Chrome or Internet Explorer. 2. Clear the cookies from your browser (Chrome)• Open Chrome• At the top right, click More. • Click More tools > Clear browsing data. • At the top, choose a time range. To delete every , select All time. • Next to “Cookies and other site data” and “Cached images and files,” check the boxes. • Click Clear data. 3. Clear the cookies from your browser (Windows)• Click the menu button, then select settings.• Select Privacy & Security, scroll to Cookies and Site Data • Click Clear Data We apologize if you are still experiencing technical difficulties. For more assistance, please contact the HelpDesk at 469-593-4357.For Payroll information, you may call 469-593-0605 or email PayrollandBenefits@risd.org.

5/23/2023 Payroll and Benefits 261Select “Log In” on the top-right corner2Enter your Username and PasswordYour Username is your six-digit employee ID number. (If you do not know your ID# please ask your supervisor or contact PayrollandBenefits@risd.org.) Your Password for the first-time login only will be the last four digits of your social security number. If you do not know your username or password, use the provided “forgot your username or password” links on the login page.Logging In

5/23/2023 Payroll and Benefits 27Walking through ESS You will see several options to click on the left-side of the screen. Select the item you’d like to review. Remember! Currently, changes to your Benefits, Pay/Tax Information or Time off cannot be made in Employee Self Service.

5/23/2023 Payroll and Benefits 28Payroll & Benefits: Annex Bldg., 420 S. Greenville Ave. Richardson, TX 75081Phone: 469-593-0605Email: PayrollandBenefits@risd.orgWays to stay connectedfor the latest updates and information…Visit our “Payroll and Employee Benefits” department page on the RISD IntranetFollow us on Schoology! Access Code: 3G8VS-ZV4C8Twitter: @RISD_Benefits