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Get Your FREE Home Value Update at : CarolDaniels.FreeValues4Home.com If your property is now listed with a REALTOR® or Broker, please disregard this offer, as it is not our intention to solicit the offerings of other REALTORS® or Brokers. The informationcontained herein is deemed reliable but is not guaranteed. Message and data rates may apply.How Can You Avoid Foreclosure?At-risk of foreclosure on your home? Here's what you can do to minimize disaster.Carol DanielsBroker Associate, RealtoreXp Realty LLCwww.caroldanielsrealtor.com/Carol@CarolDanielsRealtor.comPhone: 302-569-4644 , Office: 888-543-4829License: RA-0003400, Delaware

READ ON TO LEARN ABOUT:HOW CAN YOU AVOID FORECLOSURE? 01Foreclosure is every homeowner's biggest dread. When you can nolonger make payments to your mortgage lender, they'll try to earn backlost payments by reclaiming ownership and selling the home.A foreclosure can severely damage your credit score, future homebuyingability, and your ego. It's important to know what to do if you can nolonger pay your monthly mortgage to avoid foreclosure.YOUR MORTGAGE RIGHTS02PREVENTING FORECLOSURE EARLY03MORTGAGE RELIEF04FACING FORECLOSURE? KNOW YOUR OPTIONS05Carol DanielsBroker Associate, RealtoreXp Realty LLCwww.caroldanielsrealtor.com/Carol@CarolDanielsRealtor.comPhone: 302-569-4644 , Office: 888-543-4829License: RA-0003400, Delaware

There are state laws that vary when it comes to foreclosure. If you fear you won't beable to pay your mortgage payments in the next several months, learn about whatforeclosure laws and timeframes apply to you.Read what your mortgage contract says about foreclosureContact State Government Housing with questionsTalk to your lender to prevent sudden surprisesKnow which laws are in place and what penalties you may faceHOW CAN YOU AVOID FORECLOSURE? 02YOUR MORTGAGE RIGHTSCarol DanielsBroker Associate, RealtoreXp Realty LLCwww.caroldanielsrealtor.com/Carol@CarolDanielsRealtor.comPhone: 302-569-4644 , Office: 888-543-4829License: RA-0003400, Delaware

The surest way to prevent foreclosure is to make your monthly payments on yourmortgage. If you fear you might be unable to make these payments at some point,the next best step is to set up a plan beforehand.FIX YOUR FINANCESHAVE A BACKUP PLANKNOW YOUR MORTGAGE RELIEF OPTIONSHOW CAN YOU AVOID FORECLOSURE? 03PREVENTING FORECLOSURE EARLYHaving a budget can give you more power over where your money goeseach month. Your mortgage allows you to pay off your home, which is a toppriority.If you need to, you can rent out a room, liquidate assets, get a side job, or dipinto your savings for extra money as a temporary solution.Whether it's a short sale, refinancing your home, filing for bankruptcy, orforbearance, knowing the different options prepares you for extremesituations.Carol DanielsBroker Associate, RealtoreXp Realty LLCwww.caroldanielsrealtor.com/Carol@CarolDanielsRealtor.comPhone: 302-569-4644 , Office: 888-543-4829License: RA-0003400, Delaware

There are some relief options for people facing hardship and at risk of going intoforeclosure. Some options include:HOW CAN YOU AVOID FORECLOSURE? 04MORTGAGE RELIEFForeclosure relief options (search by state)Get a HUD housing counselor (U.S. Department of Housing andUrban Development)Sell your assets (car, electronics, jewelry) to make up formortgage paymentsPandemic-related homeowner relief fundsCarol DanielsBroker Associate, RealtoreXp Realty LLCwww.caroldanielsrealtor.com/Carol@CarolDanielsRealtor.comPhone: 302-569-4644 , Office: 888-543-4829License: RA-0003400, Delaware

There are also things you can proactively do to prevent foreclosure when you'vealready missed mortgage payments.Work out an agreement with your lenderCall a HUD approved counseling agencyApply for a loan modificationHire a real estate agent to weigh your optionsHOW CAN YOU AVOID FORECLOSURE? 05FACING FORECLOSURE? KNOW YOUR OPTIONSAvoid foreclosure recovery scamsRequest a mortgage forbearanceConduct a short sale on your homeFile for bankruptcyCarol DanielsBroker Associate, RealtoreXp Realty LLCwww.caroldanielsrealtor.com/Carol@CarolDanielsRealtor.comPhone: 302-569-4644 , Office: 888-543-4829License: RA-0003400, Delaware

If you're missing your mortgage payments or facingforeclosure on your home, get help from a professionalreal estate agent. They know the many ways to deal withforeclosure and selling a home. The sooner you call, thebetter off you'll be. And never avoid foreclosure notices.Get Your FREE Home Value Update at : CarolDaniels.FreeValues4Home.com If your property is now listed with a REALTOR® or Broker, please disregard this offer, as it is not our intention to solicit the offerings of other REALTORS® or Brokers. The informationcontained herein is deemed reliable but is not guaranteed. Message and data rates may apply.Carol DanielsBroker Associate, RealtoreXp Realty LLCwww.caroldanielsrealtor.com/Carol@CarolDanielsRealtor.comPhone: 302-569-4644 , Office: 888-543-4829License: RA-0003400, Delaware