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All Loans Subject to Credit Approval . 1 The Advantage Loan can only be offered in conjunction with the FHA Title 1 Loan.shoreham.bank NMLS# 478275Roofing & SidingFHA Title 1 and Advantage Loans give homeowners an opportunity to quickly and affordably finance roofing and/or siding repair and replacement.FHA Title 1 Loans Up-To $25,000For a SingleFamily HomeObtain an Additional$65,000With theAdvantage Loan¹Why Choose Shoreham Bank?No Equity or Appraisal Needed.Fast Application Decisions.Low Fixed Rates.Flexible Payment Terms.No Prepayment Penalties.Eric SchwartzSr. Account ExecutiveNMLS# 774609eschwartz@shoreham.bankScan Here to Apply Today!
shoreham.bank NMLS# 478275Outdoor StructuresFHA Title 1 and Advantage Loans give homeowners an opportunity to quickly and affordably finance barns, garages, workshops, metal buildings, agricultural buildings and much more! FHA Title 1 Loans Up-To $25,000For a Single Family Home¹Obtain an Additional$75,000 With the Project Specific Advantage Loan²Why Choose Shoreham Bank?◦ No Equity or Appraisal Needed.◦ Fast Application Decisions.◦ Low Fixed Rates.◦ Flexible Payment Terms.◦ No Prepayment Penalties.All Loans Subject to Credit Approval. 1 New residential structures must have been completed and occupied for a minimum of 90 days. 2 The Project Specific Loan can only be used for outdoor structure type projects. Eric SchwartzSr. Account ExecutiveNMLS# 774609Dir. (401) 773-9702eschwartz@shoreham.bankScan Here to Apply Today!
One Shoreham Way, Warwick, RI 02886 | T 800-223-1700 x220 | F 888-663-2701 | www.shoreham.bank Interest Rate Matrix** Secured Loans - (Loans for $7,501 - $25,000) Unsecured Loans - (Loans for up to $7,500 - Max Term of 120 Months) Term 800+* 760+ 740-759 700-739 660-699 640-659 36 Months 5.95% 6.50% 7.50% 8.50% 9.50% 10.50% 60 Months 5.95% 6.95% 7.95% 8.95% 9.95% 10.95% 84 Months 6.95% 7.25% 8.25% 9.25% 10.25% 11.25% 120 Months 6.95% 7.50% 8.50% 9.50% 10.50% 11.50% 180 Months 7.25% 7.95% 8.95% 9.95% 10.95% 11.95% 240 Months 7.25% 8.25% 9.25% 10.25% 11.25% 12.25% * < 38% Total Debt Ratio with no Origination Charges **All decisions are at the sole discretion of Shoreham Bank and are subject to change without notice and all loans are subject to credit approval. Interest Rates are priced off the Borrower's Middle Score. If more than one borrower, the Highest Middle Score will be used. Effective Date: 09-01-2023
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