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home buyers guide,home,real estate,real estate home buyer

The 2017 

New Jersey

Home Buyer's





       4 General Stages of the Buying Process

Because home prices are rising, putting off buying a home (even by a year) will cost you substantially more for the same property. You also will lose out on the appreciation (since prices ar erising) which can also be quite substantial. 

3 Key Reasons It is a Good Time to Buy

I.  Home Prices are Rising

Interest rates are expected to rise in the first quarter of 2017. 

When interest rates go up even 1 point, it makes the same property much more expensive on a monthly basis.

3 Reasons to Buy Now

II. Interest Rates are Expected to Rise

Paying rent only makes your landlord rich.

Buying property is an investment in your future because it is a forced savings, provides tax deductions (why not let Uncle Sam pay some of your monthly housing costs), builds equity and overall wealth.

It is an Especially a Good Time for First Time Home Buyers

III. Owning is Much More Financially Advantageous than Renting

The Tools To Make it Happen:

The most important phase of the home buying process 




 TO Do's:

Set Goals (house size, location, schools etc), Review Finances with Mortgage Professional, Analyze Market Data, Compare Neighborhoods, Preview Homes With Your Real Estate Agent, Obtain Pre-Approval, Agent Writes and Presents Offer, and Negotiates  Price and Terms.

Search for Homes by Town HERE



Contact a Mortgage Specialist Now


Your Home Search

Once the contract is reviewed and approved by both parties and their attornies, the inspection phase of the transaction begins.


The inspection process is meant to protect buyers by having their own licensed professional inspector inspect the structure, the electrical  and plumbing systems, test for the presence of termites, radon, and any evidence of mold or asbestos or other environmental hazards in the home. If the general inspector feels there is evidence of potential problems with any of these items he will recommend they be inspected by a specialist who can further evaluate the issue.

  The Home Inspection

Tools to Make it Happen

After all inspections issues are settled, the title search us complete and the lender has finalized your mortgage commitment it is time to take ownership. The closing day requires signing alot of important documents. The property is yours once they are all signed. 

View Closing Costs Here



Taking Title

View the Tax Advantages You will Have as a Home Owner 

Work with A Realtor Concierge 

 Work with an experienced professional who can negotiate the best terms and provide all the necessary resources your will need for a successal home purchase.

Amy Harris 

555 Millburn Avenue, Short Hills, NJ 07078

O: (973) 376-8188 | C: (917) 327-0701

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