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Nachrichtenübermittlung EMPLOYEE BENEFITSGUIDE2025 - 2026An overview of the wide array of benefits provided byFMI Corporation to help you enjoy increased well-being and financial security.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationAs an employee of FMI Corporation, enjoying your work and making valuable contributions to business are equally vital. The health, satisfaction and security of you and your family are important, not only to your well-being, but ultimately, in terms of achieving the goals of our organization.For the 2025-2026 plan year, FMI Corporation has worked hard to offer a competitive total rewards package that includes valuable and competitive benefit plans. These programs reflect our commitment to keeping our staff healthy and secure. We understand that your situation is unique, and FMI Corporation is offering an overall benefits package that can be shaped and molded by you to fit your needs.This benefits booklet is a summary description of your FMI Corporation benefit plans. If there is a discrepancy between these summaries and the written legal plan documents, the plan documents shall prevail. This booklet and plan summaries do not constitute a contract of employment.We hope this benefits booklet, along with our additional communication and decision-making tools, will help you make the best health care choices for you and your family.INTRODUCTIONEligibility & EnrollmentAs a full-time employee working 30+ hours/week you are eligible for benefits. You can enroll or make changes during our annual enrollment period or within 30 days if you experience a qualifying life event during the year. A Qualifying Life Event includes changes in marital status, employment status, birth or adoption of a child, death of a dependent, entitlement to Medicaid or Medicare, loss of other coverage or eligibility of dependents.Benefits Begin 1st of the month following date of hireBenefits EndEnd of the month following date of termination(date of term for life, disability, critical illness and accident)DependentsUp to 26Must be unmarried for dental, vision, life and CIDomestic Partner Same and Opposite Sex

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationCoverage Provided by Blue Cross of NCIn-Network Blue Options with HSA FundBenefit Period Plan Year: 6/1 – 5/31Deductibles (Individual / Family)$2,750/$5,500 (Family Member $5,500)Out-of-Pocket Max (Individual / Family)$5,500/$11,000 (Family Member $7,000)Preventive Care CoveredPrimary Care Visit 20% after deductibleSpecialist Visit 20% after deductibleTelehealth via Teladoc 0% after deductibleUrgent Care 20% after deductibleEmergency Room 20% after deductibleOutpatient Procedure 20% after deductibleInpatient Visit 20% after deductiblePharmacy / RX (30 Day Supply)Essential 5 Tier FormularyEnhanced Preventive Drug: 0%-20%All Other: 20% after deductibleMEDICALThe chart below is an overview of the In-Network benefits. Out-of-Network benefits are available; please review your BCBSNC plan documents for additional details.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationAnnual Deductible - The amount you must pay each year before the plan starts paying a portion of medical expenses. All family members’ expenses that count toward a health plan deductible accumulate together in the aggregate; however, each person also has a limit on their own individual accumulated expenses.Coinsurance - Coinsurance is your share of the allowed amount charged for a service and is generally billed to you after the health insurance company reconciles the bill with the provider.Out-of-Pocket Maximum - This is the total amount you can pay out of pocket each plan year before the plan pays 100 percent of covered expenses for the rest of the plan year. Most expenses that meet provider network requirements count toward the annual out-of-pocket maximum, including expenses paid to the annual deductible and coinsurance. MEDICAL PLAN INFORMATIONWellness and Health ManagementUnderstanding the full value of covered benefits allows you to take responsibility for maintaining good health and incorporating healthy habits into your lifestyle. Some examples include getting regular physical examinations, mammograms and immunizations. Through the plans offered by your employer, all covered individuals and family members are eligible to receive routine wellness services like these, at no cost; all copays, coinsurance, and deductibles are waived.Which Preventive Care Services Are Covered?The US Preventive Services Task Force maintains a regular list of recommended services that all Affordable Care Act (i.e., Health Care Reform) compliant insurance plans should cover at 100% for in-network providers. Below is a list of common services that are included in the plans offered this year:• Routine physical exam• Well baby and childcare• Well women visits• Immunizations• Routine bone density test• Routine breast exam• Routine gynecological exam• Screening for Gestational diabetes• Obesity screening and counseling• Routine digital rectal exam• Routine colonoscopy• Routine colorectal cancer screening• Routine prostate test• Routine lab procedures• Routine mammograms• Routine pap smear• Smoking cessation• Health education/counseling services• Health counseling for STDs and HIV • Testing for HPV and HIV• Screening/counseling for domestic violencePREVENTIVE CARE

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationEmployees and dependents enrolled in our medical plan have access to telemedicine through Teladoc. Telehealth provides acute and behavioral care 24 hours a day via phone or video by board-certified doctors and behavioral health specialists. Telehealth is a good option for minor health problems when you can’t see your regular doctor. It is also a convenient choice when you want to speak to a counselor or therapist. Primary care, dermatology and nutrition counseling are now also available.Some providers will also offer telehealth appointments. Check with your provider on the availability and cost.How Does Telehealth Work?Your virtual visit will take place via phone, video call on a laptop, tablet or cellphone; or through an app. The provider will ask you the same questions you'd be asked at an in-person visit and may recommend treatment based on their findings.What Can’t Telehealth Be Used For?• Life-threatening or emergency situations • Situations in which diagnostic care (e.g., blood work, imaging or lab tests) are required• Situations of severe illness or complex conditionsHow Do I Access Telehealth?There are 3 ways to access Teladoc:• Download the Teladoc mobile app• Go to Teladoc.com and click “Log in/Register”• Call 1-855-549-2214Refer to your plan documentation for more information.TELEHEALTHWhat Can Telemedicine Be Used For?General, non-life-threatening doctor's visits or consultations for acute care, such as:• Allergies• Cough, cold and flu• Diarrhea, nausea and vomiting• Ear problems• Insect bites• Sinus problems• Urinary problems• And moreBehavioral health issues such as:• Addictions• Anxiety• Depression• Grief and loss• Relationship issuesTelehealth through Teladoc now includes the following services as well:• Primary Care• Dermatology• Nutritional Counseling

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationSeeking medical care when an acute situation arises can be stressful. Knowing your options can save you time and money. Three ways to find a BCBSNC provider/facility:1. Visit: www.bluecrossnc.com2. Call: 877-275-9787 or3. Download the Mobile AppWhere When WhyPrimary Care$Routine check-ups and screenings, preventive care, non-urgent treatment, chronic disease managementEstablishing a PCP is important for your overall wellbeingVirtual Visits$Allergies, cold, cough, flu, fever, sore throat, ear problems, diarrhea, pink eye, sinus infections, insect bites, behavioral healthAvailable 24 hours, 7 days a weekConvenience Care$$Ear infections, sore throat, bronchitis, pink eye, rashes, flu shots, vaccines, screeningsWhen you can’t get into your doctor's officeUrgent Care$$Sprains and strains, small cuts, common infections, flu, fever, vomiting, sports injuries, insect bitesAfter Hours CareEmergency Room$$$Uncontrolled bleeding, shortness of breath, chest pains, stroke symptoms, major burns, head injuries, unconsciousness, poisoning, broken bonesLife Threatening EmergencyThis grid offers a general guide for seeking care. If you believe you are experiencing a medical emergency, go to your nearest emergency room or call 911.Three ways to access Teladoc:1. Download the mobile app2. Register at: www.Teladoc.com3. Call: 855-549-2214KNOW WHERE TO GO

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationA health savings account (HSA) is a health care account and savings account in one. HSA helps offset the cost of a HDHP while saving for your out-of-pocket eligible health care expenses. The HSA is your personal bank account and can be used for you and your dependents now and in the future. Why Is It A Good Idea To Have An HSA?HSAs benefit everyone who is eligible to have this account, including single individuals, families and soon-to-be retirees. You save money on taxes in three ways:• Tax-Free Deposits: The money you contribute to your HSA isn't taxed (up to the IRS annual limit)• Tax-Free Earnings: Your interest and any investment earnings grow tax-free• Tax-Free Withdrawals: The money used toward eligible health care expenses isn't taxed now or in the futureSetting aside pre-tax dollars into your HSA means you pay fewer taxes and increase your take-home pay by your tax savings. You save money on eligible expenses that you are paying for out of your pocket. The amount you save depends on your tax bracket. For example, if you are in the 30% tax bracket, you can save $30 on every $100 spent on eligible health care expenses.HSA funds roll over from year to year and accumulate in your account. There is no "use-it-or-lose-it" rule with HSAs, and you decide how and when to use your HSA funds, which can be used for eligible expenses you have now, in the future, or during retirement. Also, when you have a certain balance in your HSA, investment opportunities are available.Who is Eligible?You are eligible to contribute to an HSA if:• You are enrolled in a qualified HDHP• You are not enrolled in a copay plan such as a spouse’s non-HDHP, Medicare, Medicaid or Tri-Care• You or your spouse is not enrolled in a full purpose Health Care Flexible Spending AccountRefer to your HSA documentation for more information.HSA Contribution LimitsYou can contribute to your HealthEquity HSA on a pre-tax basis through payroll deductions up to the IRS statutory maximums. These maximums include employer contributions. The IRS has established the following maximum HSA contributions:2025 Tax Year$4,300 Individual / $8,550 FamilyIf you are age 55 and over, you may contribute an extra $1,000 catch-up contribution. HEALTH SAVINGS ACCOUNT (HSA)

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationEMPLOYER HSA CONTRIBUTIONSSALARIES LESS THAN$65,000SALARIES GREATER THAN $65,000Employee Only $1,500 $ 900Employee/Spouse $1,700 $1,100Employee/Child(ren) $1,825 $1,300Employee/Family $3,000 $1,600EMPLOYEE HSA MAX CONTRIBUTION LIMITSSALARIES LESSTHAN $65,000SALARIES GREATER THAN $65,000IRS ALLOWABLEEmployee Only$2,800.00 $3,400.00$4,300Employee/Spouse$6,850.00 $7,450.00$8,550Employee/Child(ren)$6,725.00 $7,250.00$8,550Employee/Family$5,550.00 $6,950.00$8,550AGE 55+EMPLOYEE HSA MAX CONTRIBUTION LIMITSSALARIES LESS THAN $65,000SALARIES GREATER THAN $65,000IRS ALLOWABLEEmployee Only$3,800.00 $4,400.00$5,300Employee/Spouse$7,850.00 $8,450.00$9,550Employee/Child(ren)$7,725.00 $8,250.00$9,550Employee/Family$6,550.00 $7,950.00$9,550Your Medical CostMedical Monthly Rate Semi-Monthly RateEmployee$0 $0Employee + Spouse$598 $299Employee + Child(ren)$314 $157Employee + Family$974 $487HSA Contributions & Limits

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationThis Is How An FSA Works:• You set aside money for your FSA from your paycheck before taxes are taken out.• You then use your pre-tax FSA funds throughout the plan year to pay for eligible health care or dependent care expenses.• You save money on expenses you're already paying for.• You generally must use money in an FSA within the plan year. • Our plan through HealthEquity, offers a carry over up to $660 of unused funds to the following year (limit for 2024-25 funds is $640).Full Purpose Health FSA Eligible Please note: If you participate in a Health Savings Account (HSA) then you are ineligible to contribute to a full purpose FSA.Eligible Expenses• Medical expenses: copays, coinsurance and deductibles• Dental expenses: exams, cleanings, X-rays and braces• Vision expenses: exams, contact lenses, eyeglasses and laser eye surgery• Professional services: physical therapy, chiropractic and acupuncture• Prescription drugs and insulin• Over-the-counter health care items such as bandages, pregnancy tests and blood pressure monitorsLimited Purpose Health FSA Please note: If enrolled in a HDHP with HSA then you can enroll in a limited purpose FSA. These reimbursements are limited to dental and vision only due to IRS rules regarding HSA and FSA funds.Eligible Expenses• Dental expenses: exams, cleanings, X-rays and braces• Vision expenses: exams, contact lenses, eyeglasses and laser eye surgeryDependent Care FSA Eligible Expenses• Care for your child who is under the age of 13• Before-school and after-school care• Babysitting and nanny expenses• Day care, nursery school and preschool• Summer day camp• Care for a relative who is physically or mentally incapable of self-care and lives in your homeRefer to your FSA documentation for more information. FLEXIBLE SPENDING ACCOUNT (FSA)

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationSummary of CoverageCoverage Provided by Guardian In-NetworkBenefit Period Plan Year: 6/1-5/31Annual Deductibles(Individual / Family)$50/$150Preventive Care 100%Basic Procedures (extractions, fillings, etc.)100% after deductibleMajor Procedures(crowns, dentures, etc.)60% after deductiblePlan Year Maximum Benefit $1,000Rollover $350 per plan year up to $1,000 maxDENTALBelow is a high-level summary of our dental benefits. While Out-of-Network coverage is available, using an In-Network provider will result in less out of pocket expenses. In-Network dentists cannot bill you for the amount over the allowable charges. Please review your plan documents for additional details.Monthly Rate Semi-Monthly RateEmployee$34.63 $17.32Employee + Spouse$76.82 $38.41Employee + Child(ren)$93.26 $46.63Employee + Family$131.73 $65.87Your Cost

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationSummary of CoverageCoverage provided by Guardian In-NetworkVision Exam (Once per calendar year) $10 CopayLenses (Once per calendar year) $25 CopayFrames (Once every other calendar year)Up to $130 Allowance; 20% discount on remaining balanceElective Contact Lenses Up to $130 AllowanceVISIONOur vision coverage is provided by Guardian through the VSP Choice Network. Please review your plan documents for additional details.Your CostMonthly Rate Semi-Monthly RateEmployee$ 5.54 $2.77Employee + Spouse$11.09 $5.55Employee + Child(ren)$12.51 $6.26Employee + Family$19.51 $9.76

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationSummary of CoverageCoverage provided by GuardianPlan FeaturesEmployee Benefit Amount 1 x Earnings up to $75,000Guarantee Issue $75,000AD&D Benefit 1 x Earnings up to $75,000Benefit Will Reduce By 35% at Age 65, 50% at Age 70Coverage paid for by FMIEmployees pay the social security and Medicare taxes on coverages over $50,000; which will show up in Box 12 code C on your W-2.Group life insurance coverage is an employer-sponsored safety net in case the worst happens, with no out-of-pocket costs to you. If you believe you need additional coverage, you may wish to enroll in voluntary life insurance as well. Employees must fill out an Evidence of Insurability (EOI) form if they exceed the guaranteed issue amount or enroll after first eligible.GROUP LIFE and AD&D INSURANCESummary of CoverageCoverage provided by GuardianLife Benefit Employee Spouse DependentAmount $10,000 Increments $5,000 Increments $2,000 IncrementsMaximum Amount $500,000 $100,000$10,000 to age 26Reduced benefit of $1,000 for birth to 14 daysGuarantee Issue (Newly Eligible Employees)$150,000 (up to age 64); $50,000 (age 65-69); $10,000 (age 70+)$30,000 (up to age 64); $10,000 (age 65+)$10,000AD&D Benefit Matches Vol Life Amount Matches Vol Life Amount Matches Vol Life AmountBenefits Will Reduce By35% at Age 65, 50% at Age 7035% at Age 65, 50% at Age 70N/AVOLUNTARY LIFE and AD&D INSURANCE

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationSummary of CoverageCoverage provided by GuardianPlan Features Short Term Long TermCoverage Paid By Employee FMI CorporationTaxation Benefit is Non-Taxable Benefit is TaxableEmployee Benefit Amount 60% of Earnings 60% of EarningsMaximum Benefit Amount $1,000 per week $10,000 per monthElimination Period 14 Days 90 DaysBenefit Duration13 Weeks (including elimination period)To SSNRAPre-Ex 3/12 3/12Disability insurance is coverage that provides you with income protection should you be unable to work due to an injury or illness. With disability coverage, you are compensated for a portion of your lost income. Short-Term disability provides coverage in the near term, while Long-Term coverage is available for extended disabilities. DISABILITY INSURANCEPlease note, Evidence of Insurability is required if enrolling in Short Term Disability outside of your initial enrollment.

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationVoluntary Benefits are offered to assist employee's personal insurance needs. These programs are designed to fill the gaps in coverage such as your deductibles and co-insurance under your major medical.Worksite BenefitsCritical IllnessPays a lump sum benefit should a covered family member experience a heart attack, stroke or other covered serious illnesses. Offered through Guardian.AccidentPays a lump sum benefit if you or a covered family member experience an accident. Coverage can be purchased for employee and dependents. Offered through Transamerica.ID ShieldIdentity Theft Protection offered through ID Shield. Through Guardian you have access to ComPsych for free, confidential assistance at no cost to you. You can access unlimited phone support, 3 face-to-face sessions and online resources.Benefits include: • Short-Term Counseling• Work and Lifestyle Support• Financial Resources• Legal Guidance• Online Will Preparation• Wellness Support• Online ResourcesEMPLOYEE ASSISTANCE PROGRAM (EAP)Visit: www.guidanceresources.comWeb ID: GuardianCall: 1-855-239-0743App: GuidanceNow

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationPersonalized financial wellness and advice with CAPTRUST At WorkDo you need help navigating your personal financial situation? CAPTRUST can provide unbiased financial guidance and advice to help you feel financially confident. Schedule a call, screen sharing available, with CAPTRUST to create a Retirement Blueprint, your personal financial plan, or to get advice on creating the right investment mix based on your financial goals. CAPTRUST can also help you with other financial priorities like budgeting, debt, credit, and college savings. Best of all, this service is included as part of your benefits package at no additional cost.Call or schedule an appointment with the CAPTRUST Advice Desk to get answers to your financial questions and leave with clear action steps to help you achieve your retirement or other financial goals. Call 1.800.967.9948 to speak directly to a CAPTRUST financial professional or visit www.captrustatwork/scheduler/ to schedule an appointment.Scan the QR code for more information:Financial Wellbeing

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationCarrier ResourcesBENEFIT CARRIER GROUP # PHONE NUMBER WEBSITEMedical BCBSNC 14180058 1-888-206-4697 www.BlueConnectNC.comDental Guardian G00050819 1-800-541-7846 https://www.guardianlife.com/Vision Guardian G00050819 1-877-814-8970 https://www.guardianlife.com/Life Guardian G00050819 1-800-525-4542 https://www.guardianlife.com/Short Term DisabilityGuardian G00050819 1-800-268-2525 https://www.guardianlife.com/Long Term DisabilityGuardian G00050819 1-800-538-4583 https://www.guardianlife.com/Critical Illness Guardian G00050819 1-800-541-7846 https://www.guardianlife.com/Guardian’s EAPComPsych through GuardianWeb ID: Guardian1-855-239-0743 www.Guidanceresources.comAccident Transamerica G000027164 1-888-763-7474 https://www.transamerica.com/IDShield IDShield 202716 1-800-654-7757 www.legalshield.comHSA HealthEquity NA 1-866-346-5800 www.healthequity.comFSA HealthEquity NA 1-866-346-5800 www.healthequity.comFinancial PlanningCAPTRUST NA 1-800-967-9948 www.captrustatwork/scheduler/ How to access ID CardsBENEFIT CARRIER HOW TO ACCESSMedical BCBSNCWill receive an ID Card in the mail. Can also access through the portal: www.blueconnectnc.com Or Mobile App.Dental GuardianNew enrollees will receive an ID Card in the mail. Can also access through the portal: https://www.guardianlife.com/Vision GuardianNew enrollees will receive an ID Card in the mail. Can also access through the portal: https://www.guardianlife.com/

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations and exclusions set forth in each insurance carrier's or provider's contract.Employee Benefits Guide2025 - 2026 FMI CorporationThis page is intentionally blank

EMPLOYEE BENEFITS GUIDEPrepared By Sentinel Benefits Consulting | sentinelra.com2025 - 2026FMI Corporation