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POSITIVEAFFIRMATIONSI release fear and embracecourage in everything I do.I am grateful for the blessings inmy life, both big and small.I am a magnet for positivity, joy,and prosperity.I am capable of overcoming anychallenge that comes my way.I am at peace with my past andexcited for my future.I am deserving of success andabundance in all areas of my life.I attract opportunities that alignwith my highest good.I am confident in my abilities andtrust myself to make the rightdecisions.I am surrounded by love, support,and positive energy.I am constantly growing andevolving into the best version ofmyself.W h a t ’ s a n a f f i r m a t i o n y o u t h i n k e v e r y o n e s h o u l d t r y ?C l i c k h e r e t o s h a r e y o u r a f f i r m a t i o nChallenge: Turn a compact area in your home into aserene retreat—ideal for reading, meditating, or simplyrelaxing.How to Participate:Choose your location. Clear out clutter and incorporate cozy elements (likepillows, plants, and candles). Share your before-and-after pictures with us!Why: A tranquil nook can rejuvenate both your space andyour mind.RobinRobinMARCH EDITION Message

WHY JACKSONVILLE IS A GREATPLACE TO LIVETo price your home effectively:Research Comparable Sales: Analyze recent sales ofsimilar homes (3-6 months) in your area.Consider Market Conditions: Adjust pricing based onwhether it’s a seller’s or buyer’s market.Factor in Unique Features: Account for upgrades andspecial amenities, but avoid overpricing.Get a Professional Appraisal: Obtain an unbiasedestimate, especially for unique properties.Work with a Local Agent: Leverage their marketknowledge and get a Comparative Market Analysis (CMA)Be Prepared to Adjust: If there’s low interest, be willing toreconsider your asking price.Jacksonville combines affordability, sunnyweather, and a thriving job market with 22 milesof beaches, top-rated schools, and a vibrantcultural scene. With no state income tax, agrowing real estate market, and easy access totravel, it’s no wonder Jacksonville is one ofFlorida’s most desirable cities. Whether you’reraising a family, starting a career, or retiring instyle, Jacksonville has something for everyone.Ready to call Jacksonville home? Let’s find yourperfect neighborhood today!

READ MOREHVAC: Replace filters and schedule atune-up.Roof & Gutters: Check for damage andclear debris.Detectors: Test smoke and carbonmonoxide alarms.Landscaping: Trim bushes and plantseasonal flowers.HOMEOWNERTIPS: QUICKMAINTENANCECHECKLISTPREPARING FORUNEXPECTED EXPENSESSet a savings goal of 3-6 months' livingexpenses.Start small by automating monthly transfersto a savings account; even $50-$100/monthcan grow over time.Prioritize saving for essential repairs (HVAC,plumbing, roofing).Cut unnecessary expenses by reviewing yourbudget.Use windfalls (tax refunds, bonuses) to boostyour emergency fund.Consider financing options like home equityloans for major repairs.Energy Efficiency: Seal windowsand doors.Appliances: Deep clean fridge,oven, and dishwasher.Pests: Monitor for signs oftermites or rodents.

NeighborhoodSpotlight5002 Lofty Pines Cir E,Jacksonville, FL 32210The neighborhood is known for its quiet and peacefulatmosphere, making it a great place for families andindividuals looking for a serene living environment.

1. Filing the Petition (1-2 Months)The executor files the will (if there is one) and apetition to open probate with the court.2. Notifying Heirs and Creditors (1-2 Months)Heirs and creditors are notified, and a public noticeis posted. Creditors typically have 3-6 months tofile claims.3. Inventorying Assets (1-3 Months)The executor identifies, values, and documents allassets in the estate.4. Paying Debts and Taxes (3-6 Months)Outstanding debts, taxes, and administrative costsare paid from the estate.5. Distributing Assets (1-2 Months)Once debts are settled, the remaining assets aredistributed to heirs according to the will or statelaw.6. Closing the Estate (1-2 Months)The executor files final paperwork with the court toofficially close the estate.Probate CornerRobin IbarraCertified ProbateReal Estate Specialist(CPRES)SCAN FOR AFREE E-BOOKI AM NOT AN ATTORNEY AND CAN NOT GIVE LEGAL ADVICE."PROBATE TIMELINE: HOW LONG DOES ITTAKE?

Do you own a small business or know someone who does? We’reexcited to shine a spotlight on our community’s talented artists,entrepreneurs, and local business owners in our Featured Artistor Entrepreneur section—and we’re especially looking tohighlight veteran-owned businesses!Gain Exposure: Reach a wider audience of local readers who lovesupporting small businesses.Share Your Story: Tell us about your journey, your passion, andwhat makes your business unique.Build Connections: Connect with potential customers, collaborators,and fellow entrepreneurs.Who Can Participate?Artists: Painters, photographers, crafters, musicians, and more.Entrepreneurs: Boutique owners, bakers, consultants, coaches, andanyone with a small business.Local Services: From landscapers to tech experts, we want to hearfrom you!Veteran-Owned Businesses: We’re especially proud to support andpromote businesses owned by veterans. Your service and dedicationdeserve to be celebrated!How to Get FeaturedIt’s easy! Just send us:Your Business Name & Contact Info: Website, social mediahandles, or phone number.Your Story: Tell us about your business, what inspired you, andwhat you offer.A Photo: Share a high-quality image of your work, products, oryourself in action.CALLING ALL SMALL VETERANBUSINESS OWNERSWould you like to shout out yourbusiness?... Let's connect

Join a celebration of artistic expression andcommunity spirit with local musicians, dancers,and visual artists hosted by the Delta Sigma ThetaSorority, Inc., Jacksonville Alumnae Chapter.Date: Saturday, March 22, 3 - 5:30 PM EDTLocation: The Schultz Center, Jacksonville, FLMODERN MAGNOLIA - PAINTAND SIP BY CLASSPOP!™A TASTE OF ARTS & LETTERS:MOODS AND MOVEMENTJoin Classpop! for a paint and sip event on Wednesday,March 19, from 7-9 PM CDT at Pinot's Palette Tyler, TX.All skill levels welcome for guided instruction and socialart creation. Classpop! also offers diverse creativeclasses like dance and pottery. For more information,visit Modern Magnolia.UPCOMING EVENTSSELFCARE SUNDAY:YOGA IN THE PARKSelfcare Sunday returns in 2025! Join Ori Lotus Yoga forcommunity connection and relaxation under the sun atMemorial Park, Jacksonville, FL. Events are scheduled forMarch 23, April 13, and May 11, from 9:30 - 10:30 am EDT.Open to participants under 18 with a guardianBring a mat, water, and optionally a blanket

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See you later!Thank You for Reading!We hope this edition has provided you with valuableinsights and tips to help you navigate the world of realestate, finance, and homeownership. If you have anyquestions or need personalized advice, don’t hesitate toreach out—we’re here to help! Whether you're buying yourfirst home, looking to invest, or simply staying informed, westrive to bring you the most up-to-date and relevantinformation. Stay tuned for our next edition, where we'llcontinue to explore new topics and offer expert guidance.Until then, take care and happy house hunting!