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Fall 2021 SE Michigan Seniors Guide

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Michigan Seniors Guide • Fall 2021 • Page 2 ucherV life IN FULINSPIRED SE BLOLNIOR LIVINGLL fDoof ThoSavef DoeteraoOOMV ollarshousandsens Tollarsoucheralor Vrans V Retirement, Independenand Assisted LivingMaintenance-Free LifestyResort-Style Amenities Inclu ntyleuding AssPrLi isted Living, Memory and Respite Carerofessional Caring Tefe Enrichment Activit Careeamties ALIFEINFULLBLOOM.COM | (248)yFull Service Salon and Sp ) 759.8500gpa LOCATEDInclu D IN THE GREATER ROCHESTER AREAuding Fitness and Wellness

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Michigan Seniors Guide • Spring 2021 • Page 3 “AG hGo B Bles O Ou Se lhSeniors !”s “As hehes you are t t gsseeaee grte n ttiogenera vvit ehahtver li ved!” OMBACM OUNTYB C OSECY PR ORCUT oroy Lor boPaid fucido f ileichigan, 6303 26 Mer MightraBr wooonashingtWe 203, , SuitoadeRT , MI 48094wnship

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Michigan Seniors Guide • Fall 2021 • Page 4Welcome to the Fall 2021 Michigan Seniors GuideOn behalf of the entire team at the Gazette Media Group, I hope you like this issue of Michigan Seniors Guide. We’ve filled it with lots of useful and fun information all to help make life easier and more enjoyable for seniors and their families in SE Michigan. If you would like to contact us, please feel free to send us an email. I also invite you to follow us on Facebook. Mark Nicholson Publisher seniors guideseniors guideMICHIGANThe Spring Michigan Senior Guide Arrives March 1st, 2022Michigan-Seniors-GuideCONTENTSFEATURESSenior Discounts . . . . . . . . . . . .5 Your List . . . . . . . . . . . . . . . . . . .6 & 7 Senior Housing Guide . . . . . . . . . Macomb . . . . . . . . . . . . . . . . .18-20 Oakland . . . . . . . . . . . . . . . . . .30-32 Wayne . . . . . . . . . . . . . . . . . . .41-43 Medicare Guide . . . . . . . . . . . . .37 & 38 www.beltonehearingaid.comAllen Park, MIBelleville, MIBrighton, MIBrownstown, MIHowell, MILivonia, MIPlymouth, MIRochester Hills, MIShelby Twp, MISouthgate, MISt. Clair Shores, MISterling Heights, MITroy, MIWarren, MIWaterford, MIWest Bloomfield, MI*Offer valid toward the purchase of two Beltone Imagine™ hearing instruments. $500 of a single instrument. Discount based off of MSRP, cannot be combined with other offers or coupons. Not valid on previous purchases. See store for details. Beltone 2021™CALL NOW! Appointment times are limited!(248) 841-8664Hearing loss often causes us to withdraw from loved ones, resulting in resentment, lack of communication, connection and intimacy. Screenings can help detect the onset of hearing loss!• FREE Complementary Hearing Screenings• FREE Clean and Checks On Your Current Hearing Aids (ANY Make or Model)• FREE In-Office Demo of Our Latest Digital Hearing Technology!And for a LIMITED TIME ONLY Beltone is offering $1000 off on an Imagine technology system!* Hearinglossaffects more thanjust you...We support & honor most Medicare and discount plansIncluding BCBS and TRUHEARING.We offer professional award-winning service, technology, and aFREE LIFETIME BELCARE TREATMENT PLAN.CALL US DIRECTLY TO MAXIMIZE YOUR MEDICARE BENEFIT! FOR DISPLAY ADVERTISING OPPORTUNITIES: 248-524-4868 TO SUBMIT EDITORIAL: 248-524-4868 6966 Crooks Road Suite 22 Troy, MI Contact Us:Gazette Media Group reserves the right to revise, classify, or reject in whole or in part, any advertisement in this publication. Errors / Corrections: We are committed to correcting errors that appear in our publications. Those interested in contacting us for that purpose can email: or call 248-524-4868. Please note, Gazette Media Group is not responsible for errors in advertising.

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Michigan Seniors Guide • Fall 2021 • Page 5BIRMINGHAM(248) 397-0461BROWNSTOWN(734) 286-9413GRAND RAPIDS(616) 222-1966HAZEL PARK(248) 397-0469LAKESIDE(586) 473-5002LLOYD’S BAYOU(616) 844-9001OAKLAND(248) 397-0470FROM THE SAME FAMILY WHO BROUGHT YOU SENIOR LIVING IN 1979. BaldwinHouseSeniors.comWe may have a new name, but we celebrate the continuation of our legacy ofsenior expertise, and thank our residents for being a part of our cherished family.We’d love to meet you. Call one of our communities near you today!Family | Friends | Happiness

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Michigan Seniors Guide • Fall 2021 • Page 6YOUR LIST • To Do • To Learn • To Go • To Eat Learn A New Language This app isn’t just meant for seniors — it’s so good all ages can use it. Duolingo is a language teaching app that personalizes your learning experience by adapting to what you know and what lessons to struggle with. You receive immediate grading when you complete their short lesson plans. Best of all, they even have ways for you to practice the language with other users. You can download it free at the Apple App Store on your iphone. A Fun Read This Fall An eclectic group of library patrons come together to fight for their local library in this heartwarming new read for book lovers and bibliophiles everywhere. Freya Sampson’s debut has all the markings of a hit: a book-centric premise, a quirky cast, and a librarian protagonist finally forced step out from behind the shelves and open herself up to the world. So if you like feel-good found family stories about books and people with a dash of romance, you’re definitely going to want to put The Last Chance Library on hold. Coming To A Screen Near You After The Sopranos finale aired in 2007, creator-showrunner David Chase didn’t want to consider a sequel. He felt that he told the story of Tony Soprano (James Gandolfini) and his family to its natural end. However, Chase did like the idea of a prequel to his highly regarded HBO series. The late James Gandolfini’s son steps into the role of Tony Soprano in this prequel to the iconic drama, The Sopranos, showing the rise of a New Jersey mob boss before all the therapy. In theaters and HBO Max October 1st.They’re Back! Set in that sassy Miami house in 1985, ‘That Golden Girls Show!’ is one of Off Broadway’s biggest smash hits that parodies classic Golden Girls moments with puppets! Get set for an evening of cheesecake, laughter, jazzercise, shoulder pads, sex, and the elegant art of the quick-witted put down. Devoted fans will fondly remember our four girls from Miami, and for the first-timers, this will be a joyful introduction to the brilliance of that television series. Nov 11, 2021at the Macomb Center for the Performing Arts. Tickets at

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Michigan Seniors Guide • Fall 2021 • Page 7• To Read • To Watch • To Explore • To Enjoy • To ShareFall Family Fun What’s fun for you and fun for the grand kids this fall? It’s The Henry Ford’s Hallowe’en in Greenfield Village, Michigan's premiere outdoor October celebration. From harvest markets and fall themes to costumed storybook characters and ghostly performances, our 40-plus-year Hallowe’en tradition is one of a kind, showcased within the bewitching setting of Greenfield Village after hours. New in 2021, programming elements from Fall Flavor Weekends will be integrated within the Hallowe’en daytime hours for a family-friendly, harvest-themed atmosphere, transitioning into our traditional spooky Hallowe’en atmosphere as twilight falls. For tickets, dates and times visit Connect With Pros Senior Expos are a great way to connect with dozens of local organizations dedicated to helping seniors and their families in metro Detroit. You can meet with experts regarding Medicare Coverage, Assisted Living, Mobility Solutions, Independent Living, Veterans Benefits, Audiology, Senior Travel, Health Insurance, Home Care, Medical Equipment, Hospice Care, Financial Planning, Legal Assistance, Aging In Place Home Improvements, Eye Care, Physical Therapy and much more. You can also get free health screenings and enjoy complimentary refreshments. To find a senior expo near you, visit: Stay Fit This Winter SilverSneakers is a health and fitness program designed for adults 65+ that’s included with many Medicare Plans. SilverSneakers members can: Access live online fitness classes and an on-demand video library of prerecorded workouts. • Take fun exercise classes designed for seniors of all fitness levels and led by trained instructors. • Go to thousands of gyms, community centers, and other participating fitness locations across the nation. • Download the SilverSneakers GO app to get your digital membership card and workouts (free, iOS and Android). • Find a friendly, supportive community in person and online. If you currently have a Medicare Plan and you want to see if it includes SilverSneakers, or if you’re new to Medicare or looking for Medicare Plans that include SilverSneakers, visit

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Michigan Seniors Guide • Fall 2021 • Page 8Fall Health & Fitness — How to Stay Fit at Any AgeYoung at Heart: Aging Healthier with Help (NAPSI) As your wisdom grows with age, so can the number of pill bottles in your medicine cabinet. For those “young-at-heart” seniors, sticking to healthy habits is the key to aging well. With some simple steps, you can keep a healthy routine that also gives you more time to do the things you love. Consult the Experts You know to go for regular checkups with your general practitioner, but don’t forget that pharmacists can also be accessible experts to answer questions about your health. In fact, your pharmacist is a licensed professional who provides different health care services including immunizations and can help you understand why and how to take your medications to support effective treatment. Some pharmacies offer extended hours, and 24-hour chat with pharmacy staff is often available whenever you need it. Many locations also have health care clinics to treat minor injuries and illness, which can be a convenient and cost-efficient alternative to a doctor’s visit. Let Your Smartphone Help With a packed list of to-dos, friends to meet and grandchildren to watch, medication routines can easily slip the mind. Luckily, your mobile phone is a helpful tool to keep track of your medications, right in the palm of your hand. Certain apps can help you set daily pill reminder notifications, so you never miss a dose. You can also find close-by healthcare providers and arrange a video call for a face-to-face consultation with a physician or specialist through the Walgreens app. If using your smartphone comes with its challenges, ask someone at the pharmacy, a friend, or a family member to help set it up for you. Simplify Your Refills Multiple prescriptions can mean multiple trips to the pharmacy each month. A trained pharmacist can recommend convenient refill options such as aligning multiple refill trips to one single date, switching to 90-day refills or having eligible prescriptions sent directly to your home. All these services can make it easier to stay on your medication schedule and help save time. Maintain a Healthy Lifestyle They say age is only a number, and when you’re in control of your health, that’s very true. With the time and money you’ll save from these tips, think about how you can embark on and maintain an even healthier lifestyle. Why not challenge yourself to walk for at least 30 minutes a day, connect with friends and family, or take the time to prepare nutritious meals? These small steps can all contribute to a healthier life, and free up time and head space for the things you really love. (586) 436-3785 • MOVEMENTORTHO.COMArthritis will not stop us.Do you have joint pain, muscle pain, or loss of balance associated with arthritis or injury? We can help, call today!GET BACK TO IT.43475 DALCOMA DR., SUITE 160 • CLINTON TOWNSHIP, MI 48038Dr. Jeffrey Carroll - Hip, knee, and shoulder surgeonDr. Troy Keoni Williams - Elbow, wrist, and hand surgeon

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Michigan Seniors Guide • Fall 2021 • Page 10Showroom at Atlas Headquarters 10824 Plaza Drive, Whitmore Lake, MI 48189Showroom Open 9am-6pm or By AppointmentAtlasHomeImprovement.comYOUR ONE STOP SHOP!CALL TODAY 800.762.4143Walk-in ShowersStairliftsWalk-in TubsHOME IMPROVEMENTAs we get further into our post-retirement years, it is important for our homes to accommodate our changing needs as seniors. Luckily, there are simple home improvements that can transform any house into a safe, comfortable, and convenient senior living space. So, if you have aging parents or grandparents whose homes need a few updates, here are some ideas to get you started. Or, if you are a DIY kind of senior, maybe you’ll find some inspiration for your next project here. Unfortunately, a lot of slips and falls happen right outside of the home. Fortunately, many of these accidents can be prevented by leveling out any uneven surfaces. So, if you notice cracks in the sidewalks, garage, or carport, have these filled in and smoothed over. Moving on to the lawn or garden area, check for and remove large roots, branches, loose bricks, or anything that might cause a trip or stumble. If you notice holes in the lawn, fill these in to create a safe space for walks. If possible, create a “No Step” front entryway by replacing steps with ramps. Just make sure that any ramps that you install have a gentle incline, and that the surfaces are not slick. Create a Safe, but Functional Kitchen Kitchen floors can get slick and hazardous when wet, so make sure that they are scuffed or feature non-slip strips throughout. Even if the kitchen is small, you don’t want to take any chances with the sharp corners and devices that are likely around. As for appliances, replace the current ones with models equipped with simple controls labeled with large, easy-to-read numbers and letters. Investing in a side swing wall oven is a good move because these types of ovens eliminate the need to bend down and grapple with a heavy door that often gets hot. Finally put Lazy Susans or rollout shelves in the cabinets to make items more accessible. Reducing Risks Posed by Stairs Stairs can be tough for anyone– Even people in their twenties frequently fall on them or stub their toes by missing a step. However, you can make stairs safer by making just a few, easy alterations. These projects might be even more fun and rewarding if everyone pitches in and works together. Simple Home Improvements for Senior Living Spaces

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Michigan Seniors Guide • Fall 2021 • Page 11    HKWR))RRUUWKKHH--    /URLQH6QHGQHSGHGGSQ,I\-R--\-R\R\\VVRII,,QQGGHSHSSHHQQGGHHQQWW6HHQQLLRRUU//L    QLYL/L//Y/LYLYYLLQQJJ    GANG E.EVITATVANONIVg peninethgilnelmbons eosael SlAA    ATAOTT.NGINEVILN E.NGIcneirpexnd es aevitpecrseyr a deveovcsio du tons yedovG    .GNTIATVATIPA CYLYLALVyah dacs eecfe ognaraimanyc rA    etochesoad | Ra Rakww Na5 E.setiivtic agnigganey lulfthguof thy oteriaA vysecnamrofres ptre ainFycepf sehy cliad dns alaemerf fu onee mvsinaxpn eAyeRur O17    A00 | 70-99) 24827 | (03 MI 48, Hillsh mcuo md snAyegag enyliamFyhnce tf otso hAyauh claduividnIy, dennalpslaicd erapery plhseeffy Otunimmoe ClytS-torser    moc.HillsertochesasonsR!eromp aptenemtenhmci enrdeasb-ygolonnoitatropsnar tderuffeu:sreAllSe    ioigtserPehftoeipicedRuorP:bydenagMa    sWkUsAsoutn    !yhWe 15ag PisitVasons!All Se at”Jumping“J“isWhatSee You planned for retirement. But did you plan for aging?Call us today to discuss your needs248-563-4923OaklandCounty.CarePatrol.comMichael Mithen, NHA, CSA mmithen@carepatrol.comYou don’t need to do this alone. in-home care options. Let us take you on a virtual tour of recommended communities based on your needs. Each one is reviewed for their history of quality care. Plus, we’ll facilitate the transition, connecting you with resources and information along the way. We are a FREE service and welcome the opportunity to guide you.Tips On Making A Home More Senior Friendly(NAPSI) A growing number of seniors are finding that with a few design changes, their home can be made to accommodate their physical, financial and emotional needs as they grow older. For many, this means they can maintain a sense of independence and avoid moving to a different home, moving in with a relative, or to a retirement community if they would rather stay in their home. Some say the comfort and peace of mind that can come from staying in a home that has been remodeled is worth the investment the changes require. In some cases, these renovations may add value to a home. The renovations are not all major construction projects either, such as installing handheld showers and nonslip strips on the shower or tub floor. And finding a stove with controls on the front so you don’t have to reach across burners is another way to help adapt the home. Consider lowering at least one countertop in the kitchen so meals can be prepared while sitting down. Also, putting a side-by-side refrigerator-freezer in the kitchen can make it easier to get into the freezer, while shelves that roll out of cabinets make heavy pots more accessible. As for lighting, mounting light fixtures with dimmers on walls or overhead can reduce the risk of tripping over power cords. Seniors with diminished mobility may want to consider installing a stairlift with the appropriate safety features. At the end of either an ascent or descent, the stairlift is designed to come to a “soft stop” due to the limit sensors. These sensors are said to ensure that the stairlift always stops in the correct position.

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Michigan Seniors Guide • Fall 2021 • Page 12The pandemic and lockdown have been a challenging time for many, as most of us have not lived through such an extreme threat and sudden change to our way of life. With the quick spreading of the COVID-19 Delta variant, many are fearful of another lockdown. With a lockdown comes isolation, and for older adults who are already living in partial or complete isolation, their mental health is a concern. For older adults or their adult children, many are faced with the reality that living on their own is no longer safe, especially during a lockdown and that they may need to investigate moving into assisted living or memory care. Making the decision to move your loved one into assisted living or memory care during the best of times can be hard, with the COVID-19 pandemic, we are faced with more questions and concerns. The idea of moving a loved one into a community where you do not know if you will be able to visit them, the quality of the care they are receiving, the possibility of them ending up sick with the virus, the list goes on and on. These questions are at the top of our minds when faced with the challenge of making the decision on what to do with a loved one. Most of us have promised our parents or significant other at some point that “I will never move you out of your home” or “I will never move you somewhere to have someone else take care of you”. The reality is, 72% of people turning 65 today will require a long-term care stay of some kind in their lifetime and, for their safety and wellbeing, we may not be able to keep the promise of keeping them at home. We need to stop and ask ourselves, is keeping our loved one at home really the best for their quality of life? Many times, family caregivers are only available for a few hours a day, how can they be sure their loved one is taking their medications as prescribed by their physician, getting the help and assistance they need, are not lonely and depressed, and eating nutritious meals? Senior living communities across the United States have had a major facelift on their protocols over the last 18 months. Protocols that not only focus on the physical health of their residents, but also their emotional wellbeing. All these were designed with one focus, and that is to keep their residents safe and healthy. Isn’t that what we all want for our loved ones, for them to be safe and healthy? In assisted living and memory care communities, staff is on duty 24-hours a day, seven days a week to assist residents with their scheduled and unscheduled needs. The staffing is consistent, so the residents become familiar and comfortable with the caregivers with whom they interact. As research indicates, social isolation can lead to a decline in cognitive health and depression – what opportunities for social interaction are available for an older adult who is living at home or isolated for most of the day? At a community, the residents can engage in safe social, recreational and wellness activities while practicing social distancing. Staff can lead social-distance exercise and activities for their residents all while providing quality care whenever it is needed. This includes priority access to 3 nutritious meals a day, medication management, and health & wellness services, such as regular visits from a physician, 24/7. When considering a senior community, make sure to ask what their current protocols are regarding visitation. These are constantly changing to comply with local and state guidelines. Working with the community’s staff prior to making a move will ensure that your loved one is somewhere that will work for not only them, but also for you. It is time to stop being the caregiver and get back to the moments that matter by being the son, daughter, or spouse so that you and your loved one’s quality of life can improve. Knowing in advance that we may be headed for another lockdown, allows us to take the steps needed to keep both our mental and physical health in check. By, Jamie Smith, CDP Sales Director for Blossom Springs 248-601-0505 Blossom Collection of Inspired Senior LivingMoving into a Senior Community During a Pandemic

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Michigan Seniors Guide • Fall 2021 • Page 14Thursday, October 21st7AM - 9:45AMat the SOMERSET COLLECTION of TroyEarly Bird Senior Expo north side, center courtConnect with localorganizations representingAssisted livingMobility solutions Health insuranceFinancial planningVeteran’s benefitsMemory careHome careand moreFOR MORE INFORMATION VISIT SENIOREXPOUSA.comFree Admission • Free Health Screenings • Free Coffee & Bagels • Prizes Giveaways • Great Information • Connect With Experts • Get The Help You NeeddSPONSORSPRESENTED BYGi& ROCHESTER

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Michigan Seniors Guide • Fall 2021 • Page 15Senior DatingThere’s no better place to heal! REHABILITATION THERAPYPhysical • Occupational • Speech • Cognitive • CounselingNeurologic Conditions • Stroke • Parkinson’s Disease Post COVID Recovery • Spinal Cord Injury • Balance Disorders Pelvic Floor Dysfunction• Joint Replacement Recovery • Chronic PainSpeech & Language Disorders • Orthopedic Rehabilitation800.968.6644rainbowrehab.comWE HAVE MULTIPLE LOCATIONS TO SERVE YOU!Farmington • Farmington Hills • Waterford • Ypsilanti • FlintAll therapies can be provided in-person or via TELEHEALTH     ESITF OECANDN   ENTI FEVITCY AAYTASTA   TINUTORP OPSESNU ABANH TIE W   ees kessalc,iihhaCa CiiT, TsssseennttiiFFW)WKK-I   ! ally byyoyts arenveal e cultur,citingxc e,funwhatxve enjoed b!traet hg anuoe ynoyrevg enipeaaggooYoYoiiaahhdCd Cnneae accnnaallaah&Bh & Bttggnneerrtt, SSr YrYy175 E. Nawakwa RoadRochester Hills, MI 48307(248)   o see te 21 o pagtGo \-R--\HKWR))RRUUWKKHH--R\R\\VVRIIQLYL/L//YRLQH6QHGQHSGHGGSQ,,QQGGHSHSSHHQQGGHHQQWW6HHQQLLRRUU/LYLYYLLQQJJ>> It is always a wonderful thing when two people find romance with each other – and maybe even more so for seniors. As seniors, you can share stories about your lives so far, teach each other about your favorite hobbies, and discover new hobbies together. And if you are a retired senior, you likely have more time than ever to engage in fun activities with that special someone. You can, of course, always go with a traditional dating option. You can go out for a meal, see a movie together, or simply stay at home. However, to spice things up a bit, try one of these out-of-the-box ideas.Plan a Picnic: When the weather is nice, pack a basket and head to the nearest park for a fun and relaxing afternoon filled with good food, good company, and the beauty of nature. After picnicking, you can take a walk, maybe feed a few ducks with some leftover bread, and breathe in the fresh air. Visit a Local Bookstore or Library: This is a great way to share favorite authors and find new books to love in a pleasant and (normally) quiet environment. In addition, libraries typically offer current newspapers and magazines to peruse. And taking advantage of these offerings may spark a lively conversation about current events. Attend a Wine or Food Tasting Event: There is nothing like discovering new tastes, especially if you share the experience with someone special. Just search your local paper for events near you, sign up and go. Watch out for events in your area that involve multiple restaurants or wineries to enjoy a variety of delicious foods and beverages. Sign Up for a Ballroom Dancing Lesson: For those who love dancing, signing up for a lesson gives you an opportunity to show off skills while getting some great exercise. There are plenty of classes out there for beginners and cutting a rug for the first time is an excellent way to escape your comfort zone and enjoy something new.

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Michigan Seniors Guide • Fall 2021 • Page 16“After My Fall At Home, I Realized I May Need Help”Call 248.585.2550today! www.RoyalOakAssistedLiving.com1900 N. Washington Ave. • (N. Of 12 Mile/West Of Main St.) • Royal OakSmall, intimate care setting-good caregiver to resident ratios.Great communication with family members regarding resident care.NOW If you’re caring for a loved one with a serious illness and want to keep them at home, Hospice of Michigan can help. Hospice of Michigan’s expert team provides guidance, training and emotional support to help you be a more skilled and FRQ´GHQWFDUHJLYHUDWKRPHlllliiiihhttiioong fng fiirraae ce crr’’uuoof yf yICtporpuIhS ttttddeennd od oeevvoor a lnnedfnConfidemo a beCor a ltt vvggeCtntareieor rreve HHYYLLJJHHUUDDFFWWQQHHGG´´QQFRRiikke se srrooe a me a mu bu bFooyooppuul sl snanaooiittoomymdd ennd eaaid euuuus gs geggeddddiiiivvvvoooorrrm pm peaeattggiihhcciif Mf Me oe occiippssooooHHHppeleln hn haan cn cgagaiihhcciiMMmmooththm am aeehhp tp teeeekHkeeennnnllllllls is iuuooiirreeh a slh a sttttiiiiwwwwr HHPPRRKKWWDDUUHPPddHnnd ad aeelllnnppelelelo ho ht tt tlrrrroopppoongng iinneliiaariir, t, teeccnndadap, tiittt rreepprxxrs es ess enna’’.. paffe oe occiippssoop, H, HeemHHoo t tt tnnaad wd wnns as assmeei   HHYYLLJJHHUUDDFFWWQQHHGG´´QQRRFFFF HHPPRRKKWWDDUUHPPH      It is a mistake to assume that all seniors are unfamiliar with the internet. In fact, many seniors have embraced the many resources offered by the internet. They use email to communicate, shop online, play games, use social media platforms to connect with friends and family members, and much more. However, not all seniors are comfortable with computers or internet savvy. And these individuals may find it difficult to relate to their children and especially their grandchildren, who were born into an Internet-dominated world. Internet 101: A Few Things to Know and a Few Places to Enjoy When exploring the internet, stay on secure sites with addresses (or URLs) that start with “https” to avoid having your information stolen. It is also a good idea to avoid strange links that may pop up. Yet, with these things in mind, the internet can be a fun place to explore. And if you are familiar with a few of the more popular spots on the internet, it will give you more common ground to share with your children and grandchildren. YouTube Both kids and adults love YouTube videos, and this one site offers a wide variety of channels. On YouTube, you can find movies, television shows, music videos, funny animal videos, tutorial and informational videos, and much, much more. And many children go to YouTube to check out cartoons, videos showing other children testing toys, and learning videos. Retail Sites Although you must stay vigilant, shopping on the internet is a convenient way to find everyday items and hard-to-find things that may not be available at your local store – which makes this resource ideal when you are looking for a particular toy around the holidays or for birthdays. In addition, if you have items lying around that you no longer want, you can easily sell them on sites like eBay and Amazon Market Place. Or, if you are a crafter, you can sell you homemade wares on sites like Etsy. Social Media You may already be familiar with sites like Facebook, a platform that allows users to share photos, links from around the internet, memes (those pictures with funny phrases or sayings), stories, thoughts, and more. And Twitter is a faster moving platform that limits the characters you can use and is an ideal site for following your favorite celebrities. Instagram and Snapchat are image-heavy social media platforms favored by younger generations. And Pinterest is a great place to find and share home decorating tips, recipes, gardening ideas, and crafting inspiration. Music Find the music you love for free or small fees at sites like YouTube, Spotify, and Pandora. These services make it easy to have access to all types of music without having to fill up space in your home with CDs, tapes, or records. And, clearly, the internet is vast, so there is much more out there to explore. So, why not ask your grandchildren to show you their favorite places on the internet? This could be a fun way for you to learn from them, and they will likely be happy and proud to have an opportunity to teach you something for a change. Internet Culture for Seniors

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Michigan Seniors Guide • Fall 2021 • Page 17           tion, award-winning ratings. DmenOur Medicare plans go above and service and ptinWith top ra   Did you know? Our health plan or members. Not to beyond fplans.or customerngs f     d t ll th HAP H l li thissues. They are really good aboutgreat to me. Customer service is e¸Èy¡tÈ®}Å}ā}uÅ®}²®}¡¸²¼u“I brag to my friends how good my But don’t take our word forhas been rated “highest in custome   ”li listening to you. Even t; I’ve never hadxcellen²ÈiÆi²iā}uÏ¡}HAP insurance is. HAPr it…er satisfaction in Mich   if I d any }}tP’s”higan.     HAP’s cove9 out of 10ż -Mary Ann need to call t   erage to their previous0 new HAP Medicare AdS., HAP Customerthe HAP Helpline – the   . s health insurertage members prdvan”people are so nice.   er ef     o learn morTof 5 Stars.Our MedicażServices (Cout of 5 StOur 2020*ż   re about HAP Medicaretage PPO eaare Advan.or Mters fars from Centage* Medicare AdvanCMS)*   earned 4 Stars outMedicare and Medicaie HMO earned 4.5 Star   d rs     (800) 868-3153 (TTYSolutions, callo learn more about HAP MedicareTand may change from one year to the n**Star ratings are assessed each year Health Alliance Plan (HAP) hasovmedicare.gRatings, visit ormation on Staror more inf*F   .Y: 711)enext.       t_M Y0076_2021 MI Senior Guide Printract renewal.depends on conttracts. EnrollmenMedicare conHMO, HMO-POS, PPO plans with ()   08/02/2020  

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Michigan Seniors Guide • Fall 2021 • Page 18Fall 2021 Guide for Senior Housing OptionsWe hope you find the Fall 2021 edition of our Senior Housing Guide for Oakland, Macomb and Wayne Counties helpful. The facilities are grouped by county, sorted alphabetically by city and then, by name. Each provides a variety of services and offers a range of amenities. We encourage you to contact them directly to learn more. For your convenience, we have provided a key indicating the type of care available at each facility: IL - Independent Living Independent living is simply any housing arrangement designed exclusively for older adults, generally those aged 55 and over. Housing varies widely, from apartment-style living to single-family detached homes. In general, the housing is friendlier to aging adults, often being more compact, with easier navigation and no maintenance or yard work to worry about. AL - Assisted Living Assisted living is a residential option for older adults who need help with some of the activities of daily living—things like cooking meals, getting to the bathroom in the middle of the night, keeping house, and traveling to appointments. An assisted living facility may be a good choice if you need more personal care services than you can get at home or in an independent living or retirement community. MC - Memory Care Memory care is a form of senior living that provides intensive, specialized care for people with memory issues. Many assisted living facilities and nursing homes have created special memory care units for dementia patients. There are also stand-alone memory care facilities. RC - Respite Care Respite care provides temporary relief for a primary caregiver, enabling you to take a much-needed break from the demands of caregiving. Some senior residential communities offer short-term overnight services. HC - Hospice Care Hospice (and palliative) care offers a dignified and comfortable alternative to spending your final months in the impersonal environment of a hospital, far from family, friends, pets, and all that you know and love. Palliative medicine helps you manage pain while hospice provides special care to improve the quality of life for both you as the patient and your family.

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Michigan Seniors Guide • Fall 2021 • Page 19Fall 2021 Guide for Senior Housing Options — Macomb CountyFacility Address City Phone Website IL AL MC RC HC Advantage Living Center Armada 22600 W Main Street Armada (586) 784-5322 X X X Dunn Family Co-op Apartments 8400 Engleman Street Center Line (586) 756-3322 X Father Murray Nursing Center 8444 Engleman Center Line (586) 755-2400 X X Grace Premier Assisted Living 29891 23 Mile Road Chesterfield (586) 924-0455 X X The Village of East Harbor Senior Living 33875 Kiely Drive Chesterfield (586) 725-6030 X X X X American House Lakeside 15731 19 Mile Road Clinton Twp. (586) 913-8038 X X X X ★Baldwin House Senior Living Lakeside 15731 19 Mile Road Clinton Twp. (586) 263-0081 X X X X Clinton Creek 40500 Garfield Road Clinton Twp. (586) 354-2700 X X Clinton-aire Healthcare Center 17001 17 Mile Road Clinton Twp. (586) 286-7100 X X Hampton Manor of Clinton 18401 15 Mile Road Clinton Twp. (586) 785-0005 X X Lockwood of Clinton 24500 Metro Parkway Clinton Twp. (586) 790-1100 X X Oakmont Parkway 36725 Utica Road Clinton Twp. (586) 217-3879 X X Our Place Senior Assisted Living 22410 Glenwood Street Clinton Twp. (586) 473-6547 X Partridge Creek Senior Village 17200 Dove Street Clinton Twp. (586) 329-2114 X X Pine Ridge of Garfield 36333 Garfield Road Clinton Twp. (586) 723-0000 X Rose Senior Living - Clinton Township 44003 Partridge Creek Blvd. Clinton Twp. (586) 840-0840 X X X Sanctuary at Clinton Villa 17825 15 Mile Road Clinton Twp. (586) 792-0358 X The Parkdale Senior Living 15 N. Gratiot Avenue Clinton Twp. (586) 273-2600 X X Villa Bella of Clinton Township 15894 19 Mile Road Clinton Twp. (586) 412-8910 X X Fraser Villa 33300 Utica Road Fraser (586) 294-3152 X X Meadows Assisted Living & Care Campus 71 North Avenue Mt Clemens (586) 461-2882 X X Prestige Commons 33503 23 Mile Road New Baltimore (586) 725-9300 X X Serenity Village Assisted Living, Llc 47640 Gratiot Avenue New Baltimore (586) 949-6220 X X X StoryPoint Chesterfield 51760 Gratiot Avenue New Baltimore (586) 598-8000 X X Leisure Manor 68453 Stoecker Lane Richmond (586) 727-0700 X Medilodge of Richmond 34901 Division Road Richmond (586) 727-7562 X X Angelica's Place 328 E. Lafayette Romeo (586) 336-9440 X X Orchard Grove Health Campus 71150 Orchard Crossing Lane Romeo (586) 894-8810 X Woodwards Assisted Living 309 S Bailey Street Romeo (586) 372-7164 X ★American House East I 17255 Common Road Roseville (586) 298-3121 X X X X ★American House East II 18760 13 Mile Road Roseville (586) 298-3114 X X X Beechwood Manor Inc. 24600 Greater Mack Avenue Saint Clair Shores(586) 773-5950 X X IL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS

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Michigan Seniors Guide • Fall 2021 • Page 20Facility Address City Phone Website IL AL MC RC HC Bickford of Shelby Township 48251 Schoenherr Road Shelby Twp. (586) 685-5800 X X Hampton Manor of Shelby 51831 Van Dyke Avenue Shelby Twp. (586) 333-4940 X Pine Ridge Villas of Shelby 4200 W. Utica Road Shelby Twp. (586) 739-5520 X Shelby Manor Senior Living 14184 22 Mile Road Shelby Twp. (586) 405-9623 X X X Sunrise of Shelby Township 46471 Hayes Road Shelby Twp. (586) 532-9559 X X X Cranberry Park at ShorePointe 26101 Jefferson Avenue St Clair (586) 498-4500 X X X Rivers Edge Assisted Living South 1427 Oakland Avenue St Clair (810) 650-5902 X X ★American House Sterling Heights 11255 15 Mile Road Sterling Heights (586) 722-1206 X X X ★American House Sterling Meadows 36430 Van Dyke Avenue Sterling Heights (586) 480-1403 X X X ★American House Sterling Woods 36430 Van Dyke Avenue Sterling Heights (586) 480-1403 X X X Arden Courts of Sterling Heights 11095 E 14 Mile Road Sterling Heights (586) 795-0998 X X My Doctor’s Inn 8384 Metro Parkway Sterling Heights (586) 250-5575 X X Oakmont Manor Senior Community 41255 Pond View Drive Sterling Heights (586) 991-3117 X X Oakmont Sterling Senior Community 41155 Pond View Drive Sterling Heights (586) 217-3908 X X Pine Ridge of Hayes Senior Living 43707 Hayes Road Sterling Heights (586) 247-0901 X X Pine Ridge Plumbrook 8350 Plumbrook Road Sterling Heights (586) 274-2500 X Pomeroy Living Rehabilitation Center 34643 Ketsin Drive Sterling Heights (586) 978-2280 X Pomeroy Living Sterling 2200 15 Mile Road Sterling Heights (586) 554-7200 X X Shorehaven 14560 Lakeside Circle Sterling Heights (586) 247-3220 X X Sterling Heights Comfort Care 44256 Mound Road Sterling Heights (586) 250-1110 X X Town Village Sterling Heights 4500 Dobry Drive Sterling Heights (586) 803-0900 X X X Waltonwood Lakeside 14750 Lakeside Circle Sterling Heights (586)-580-1057 X X X Brookdale Utica 45969 Northpointe Blvd. Utica (586) 997-0955 X X Northpoint Village of Utica 45201 Northpointe Blvd. Utica (586) 739-9545 X X Advantage Living Center Warren 12250 Twelve Mile Road Warren (586) 751-6200 X X X X Arbor Inn 14030 E 14 Mile Road Warren (586) 296-3260 X X Autumn Woods Residential Hlth 29800 Hoover Road Warren (586) 574-3444 X X X X Park Place 29250 Heritage Parkway Warren (586) 298-3115 X X Tivoli Manor Co-op Apartments 28103 Imperial Drive Warren (800) 593-3052 X Windemere Park Warren 31800 Van Dyke Warren (586) 722-2600 X X X X X Vista Springs Washington Place 11900 Shire Blvd. Washington (586) 331-9400 X XFall 2021 Guide for Senior Housing Options — Macomb CountyIL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS

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Michigan Seniors Guide • Fall 2021 • Page 21)RUWKH-R\VRI,QGHSHQGHQW6HQLRU/LYLQJ175 E. Nawakwa Road | Rochester Hills, MI 48307 | (248) 299-0700>> Go to page 33 to See What’s for Dinner!Delight in our first-class entertainment with vocalists, comedians, dancers and musicians that captivate our special audience!When Alzheimer’s or another dementia touches your life, we are here to help.• 24/7 Helpline• Support Groups• Education Programs• Care Consultations• Social Engagement memory often changes as you grow older. But memory loss that disrupts daily life is not a typical part of aging. It may be a symptom of dementia. Dementia is a slow decline in memory, thinking and reasoning skills. The most common form of dementia is Alzheimer’s disease, a fatal disorder that results in the loss of brain and cell functions. It may be hard to know the difference between age-related changes and the first signs of Alzheimer’s disease. Some people may recognize changes in themselves before anyone else notices. Other times, friends and family will be the first to observe changes in memory, behavior or abilities. To help identify problems early, the Alzheimer’s Association has created a list of warning signs for Alzheimer’s and other dementias. Individuals may experience one or more of these in different degrees. 10 Warning Signs of Alzheimer’s Disease: 1. Memory loss that disrupts daily life 2. Challenges in planning or solving problems 3. Difficulty completing familiar tasks 4. Confusion with time or place 5. Trouble understanding visual images and spatial relationships 6. New problems with words in speaking or writing 7. Misplacing things and losing the ability to retrace steps 8. Decreased or poor judgment 9. Withdrawal from work or social activities 10. Changes in mood and personality If you or someone you care about is experiencing any of the 10 warning signs of Alzheimer’s disease, please see a doctor to find the cause. Early diagnosis gives you a chance to seek treatment, plan for your future, and participate in clinical trials. “Diagnosing Alzheimer’s earlier has huge cost-savings implications,” said Keith Fargo, Ph.D., director of scientific programs and outreach for the Alzheimer’s Association. “Studies show the expenses associated with identification of people with mild cognitive impairment – the earliest stage at which clinical symptoms are present – are lower than those associated with people in the later stage of dementia. In addition, costs are lower once a person with Alzheimer’s gets on the right care path. The disease is better managed, there are fewer complications from other chronic conditions, and unnecessary hospitalizations are avoided. The sooner the diagnosis occurs, the sooner these costs can be managed and savings can begin.” To learn more about the 10 warning signs of Alzheimer’s disease and the tools and resources provided by your local Alzheimer’s Association – Greater Michigan Chapter, visit or call 800-272-3900.10 Early Signs and Symptoms of Alzheimer's Disease

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Michigan Seniors Guide • Fall 2021 • Page 22 a revil Rilat M yon acyLocated just outside South LAbbey Lane - 28413 Independent Se cross from Coyote Golf CourseNew Hudson, MIenior Living wwwyon - acLocated just outside South L 248-437-6550cross from Coyote Golf Course As a senior, you can stay healthy and sane during the holidays by following a few simple tips. In general, always keep in mind that your friends and family mean well even when it feels like they are trying to pull you in a million directions. And always remember that it is never impolite to say “no” to any invitation when activities get overwhelming. Make healthy food choices. It can be all-too easy to compromise a normally healthy diet during the holiday season but remember that you are in control. Sure, it is typically okay to let yourself indulge in an occasional treat during this special time of the year, but now is not the time to throw caution – and your health- to the wind. Also, try to stay as hydrated as possible and keep alcoholic beverage consumption to a minimum. Stick to your regular fitness routine. Yes, there is likely a lot going on during the Season of Giving but give yourself the gift of a strong and healthy body by carving out time for your normal exercises. Then, when cold and flu season hits hard, you will be ready to fight off colds and viruses. Downsize your gift-giving practices. Speaking of the Season of Giving, the holidays can cause a great deal of stress for seniors on fixed incomes. So, this year, trim your list down to include only those who are the closest to you. Or, if you have a lot of grandchildren, nieces, nephews, etc., limited the amount you spend per recipient. An alternate plan is to talk to your family about drawing names this year to really keep gift-giving costs low. Take plenty of breaks. While at parties or enjoying other activities, do not hesitate to step away from the action for a while to take some time for yourself. Even if you are hosting the event, attendees should understand that you may need an occasional breather to regroup. Navigating the Upcoming Holiday Season

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Michigan Seniors Guide • Fall 2021 • Page 23New to Medicare?There are many options available with Medicare Supplement Insurance plans DQG0HGLFDUH$GYDQWDJHSODQV0DQ\SHRSOHȴQGWKDWDOOWKHVHFKRLFHVFDQbe confusing. If you are one of those people, I can help! I am very knowledgeable regarding the Medicare options available in this area and I am happy to meet with you to explain the details of each option. And, as a licensed agent with HealthMarkets Insurance Agency, I can help you review your Medicare options from a variety of recognized companies in this area. Plus, there is NO COST to you for my service.As your agent, I can:  ([SODLQWKHGL΍HUHQFHVEHWZHHQSURJUDPV Help determine the options that best meet your needs and budget. Help you enroll properly. Answer your questions. Remain attentive to your needs as they may change over time.I believe it’s important for you to work with an agent as it provides you with an advocate who can assist you as time goes on.Since I am a local agent, I can personally meet with you in your home or at another location that is convenient for you. I look forward to speaking with you regarding how I can help you understand your Medicare options. Thank you,FREE Consultation & Quotes• Health• Medicare• Whole & Term Life• Final Expense• Retirement• Dental / Vision• Supplemental• Critical Illness• Long-Term Care• Disability• *URXS0HPEHU%HQHȴWV• Questions about Health Care Reform? I can help!Eric J ZawickiLicensed Insurance Agentezawicki@healthmarkets.comEric J ZawickiLicensed Insurance Agent248-850-4000HealthMarkets Insurance Agencyezawicki@healthmarkets.comHealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by State.HMIA001058Eric J ZawickiLicensed Insurance Agent248-850-4000HealthMarkets Insurance Agencyezawicki@healthmarkets.com0454 2111

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Michigan Seniors Guide • Fall 2021 • Page 24• Robotic Joint Replacement• Shoulder & Knee Arthroscopy• General Orthopedics• Fracture Care• Hip Replacement• Knee Replacement• Partial Knee Replacement• Sports MedicineMako Smart RoboticsTM Technology What’s New In Joint Replacement - The Robotic AdvantageCooper’s Hawk - Troy151 E Big Beaver, Troy, MI 48083November 11th, 6:00pm - 7:30pmAndiamo - Livonia38703 W Seven Mile, Livonia, MI 48152December 1st, 6:00pm - 7:30pmHip Pain? - Treatment Options & Advantages of Robotic Joint ReplacementPersistent or recurring knee pain is more than an inconvenience. When it keeps you from doing the things you love, it’s putting a hurt on your quality of life. For many, that means avoiding activities due to compromised mobility. The result is missed opportunities, and the adverse health effects that arise with a decreased amount of exercise. It just doesn’t have to be that way, but finding the best path forward through treatment, non-operative procedures and, if needed, surgical repair or replacement means choosing the right team. Dr. Michael Fleischman is a board-certified, fellowship-trained orthopedic surgeon at Southfield’s Straith Hospital for Special Surgery. As a Straith Orthopedics joint replacement specialist, he’s done thousands of knee procedures of all types since 2009. His combined expertise in sports medicine and joint replacement means your care is tailored to you specifically. For those suffering from chronic knee pain, arthritis, damage as the result of an injury, the road to pain-free mobility begins with a simple consultation. “We almost always do an X-ray and we always do a thorough physical exam. We fully examine the knees, the joints around them, and the back, as well, making sure any knee pain isn’t coming from something else.” Dr. Fleischman said. Questions that will come up during the consultation are designed to find the root of the problem and identify the best solution. What movements cause pain? How is it managed? What treatments have worked well in the past? “By the time we’re done with that first meeting, we have a good understanding about what direction we need to go in,” the doctor said. Methods used to alleviate knee pain include non-operative treatments such as physical therapy, medications, specialized bracing and injections. Minimally invasive surgery is an option for some, and can diagnose or treat injuries to the knee ligaments, the meniscus or kneecap. The incisions are so small that the tip of a pen can fit into them. “If a patient is a candidate, we also specialize in partial knee replacements here, as well, and specifically robotic partial knee replacements, which means that they are even more precise than we were able to do before,” Dr. Fleischman said. “We know that the more precisely we put them in, the longer they’ll last.” Full surgical replacement is the last option for patients who won’t see their mobility improved and their pain relieved without it. Dr. Fleischman also specializes in redoing knee replacements that were done previously, but are no longer helping or are still causing pain. Regardless of the procedure, Straith Orthopedics patients, of course, have the support of the full medical team before, during and after. They know what to expect before they get there, what they’ll experience during treatment or surgery and who they’ll be working with as they recover. Comfort is the goal, both physically and mentally. The doctor’s advice for those experiencing knee pain as a result of work, sports or typical wear-and-tear: Don’t wait. “By getting these things taken care of, number one, it will make your recovery after surgery easier if you don’t let it go too far. It also improves the likelihood of surgery being successful,” Dr. Fleischman said. “When patients wait too long, it’s not that their surgery doesn’t go well. They’re going to have to work harder after surgery to rehabilitate from it.” To schedule a consultation, call Straith Orthopedics at 855-787-2484. For more information, visit You can also read more about Dr. Fleischman’s minimally invasive procedures. Don’t let knee pain drag you down• Same day appointments and Walk-In’s Welcome • Avoid crowded ER’s & High Deductibles • Convenient hours: Monday – Friday 8am – 4pm • Treating: Sprains, fractures, broken bones & joint pain • Come straight to Straith!STRAITH ORTHOPEDIC QUICK CARE IS HERE!23901 Lahser Rd. Southfield, MI 48033 CALL US TODAY (855) STRAITH www.straith.orgMichael Fleischman, DO

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Michigan Seniors Guide • Fall 2021 • Page 25tinum SerPlaatrvvr the Golden vicesearYYerssPlaffoorcaT SMARLearn more about how As SMART, we pride ourselves onseniors to continue to lead vital, actakes you, SMART’s family of serv866.962.5515.or call an serve you at n providing services that empower ctive lives. So, wherever your life vices are here to get you there.

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Michigan Seniors Guide • Fall 2021 • Page 26 PleMakMore thour lasovour looitteA wroour yPYY odayo.wer knoou’ll evhan ytt gift from the heared ones will appreciateval plan.funded funert into creatingur hearen,lans T Call / EmaiPleMak9998214658o Pemo0 R3564 Appointmentor oodayof@44084I Mb,moacM. ,dk RnalPlans Til f mo renFuanellE-eeL•9998.214.658 mo.cemoHlaro.cemolharenuafnelle-eel@haras(NAPSI) While being active outdoors, even in cold weather, can be both fun and healthful, it’s important to protect your body. For example, ears are particularly sensitive especially because they tend to be exposed to the elements—but there are ways you can protect them. Rough weather, particularly cold conditions, can present challenges. Ears cool down very quickly because they have no protective fat tissue. The nerves in the ear canal run unprotected under the skin and may react with a strong pain impulse to changing temperatures. The risk of infection in the ears increases in cold conditions, as less blood is circulated. Cold and wind can irritate the ear canal, which often causes pain, while water in the ears can cause inflammation. Also, a cold head may cause cramped muscles in the neck region, which can lead to ear problems like tinnitus. People with hearing instruments should be aware that cold conditions can cause the battery to run out faster. In addition, condensation can occur inside the hearing instrument, causing an electronics failure. Keep your ears warm by wearing a hat, headband, earmuffs or a good ski helmet. Don’t put cotton wool in your ears to protect them from the wind. This can actually cause inflammation in the ear canal. Dry your ear canal as well as possible after showering, swimming or using a sauna. But you have to get the water out safely. Do it wrong, and you might boost your odds of swimmer’s ear. Whether you use a hearing instrument or not, it’s a good idea to protect your ears from damp and cold weather. Don’t neglect an ear infection. Left untreated, an infection can get worse and cause serious damage. Look out for these symptoms and see your physician or an ENT specialist right away if you experience them. • Itching in your ear canal • Redness inside your ear • Discomfort or pain that gets worse when you pull on your outer ear • Clear, odorless fluid that drains from your ear canal Stick to a healthy diet and do plenty of exercises to stimulate blood circulation to your ears. Don’t use hot water to warm up cold ears. Gently massage them instead. Tips For Hearing Instrument Users Always have spare batteries available. If batteries get cold, you can warm them for five minutes in your closed hand or in a pocket; do NOT use a lighter. Never put hearing instruments on a heater. Special drying containers, available from hearing care professionals, can prevent damage caused by condensation. Water-resistant hearing instruments are less susceptible to damage from condensation. The Importance of Keeping Your Ears Safe & Sound

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Michigan Seniors Guide • Fall 2021 • Page 27Macomb Fall Senior Expo at the Palazzo Grande Banquet CenterMonday, October 25, 2021 • 9am-12pm54660 Van Dyke Avenue • Shelby TownshipPresented by:FREE ADMISSION • FREE HEALTH SCREENINGSFREE COFFEE & BAGELS • PRIZES • GIVEAWAYS • GREAT INFORMATION CONNECT WITH EXPERTS • GET THE HELP YOU NEED Preregister For Your Chance To Win A $200 Walgreens Gift Card at the Senior Expo**Must be present to winConnect with dozens of organizations dedicated to helping seniors and their families, including: Assisted Living • Audiology • Veteran’s Benefits • Mobility Solutions • Home Care Senior Travel • Financial Planning • Independent Living • Memory Care Hospice • Insurance • Medical Equipment • Medicare • Physical Therapy • & More!Peter Lucido Macomb County Prosecuting AttorneyGold Sponsors: & ROCHESTER

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Michigan Seniors Guide • Fall 2021 • Page 280325-2107•Does My Plan OfferMedicare Dental, Visionand Hearing?•Medicare Supplementvs. MedicareAdvantage?•How Can I Save on MyPrescription Drugs?•Do Veterans Need Medicare?•Can I Lower My Health Premiums?ServingMichiganFor Over26 Years!Call today for your free assessment(248) 362-4050 or (800) 947-3271Preventative Measures to Reduce Risk of Falling As a senior, falling can be a dangerous, sometimes life-threatening, accident. Most serious falls occur in and around the home. The CDC says that people who are over 65 have a greater chance of falling by nearly 25%. If and when someone does fall, they have a much higher chance of falling again, over a 50% chance of a second fall, in fact. Seniors who are unable to fully recover from the fall face other health risks. Falling can lead to life-changing injuries and could result in having to give up some independence. But some simple precautions can help reduce your risk of falling. For instance, make sure that handrails in stairways are securely fastened and that all rugs are secured to the floor with tacks, non-skid pads or double-sided tape De-clutter your home and remove items that could be potential tripping hazards. Make sure that electrical cords are placed in safe areas and stretched across high traffic areas. Be sure that you can move safely in the bathroom area, and in and out of the tub or shower. Install grab bars in easy to reach locations around the toilet and bath tub. Make sure that you use a reputable installer and that the correct wall anchors are used to secure them. Keep frequently used kitchen items, such as dishes and food, within easy reach.The same goes for objects that are frequently needed in a hurry, such as brooms and dustpans. Improve the lighting around your home. Replace dim light bulbs with higher wattage LED lights. Place night-lights in hallways, bedrooms, bathrooms, and stairways. Don’t ignore your health. Some medications can cause dizziness as can hearing and vision problems. If you are experiencing any of the above, please consult with your Doctor right Away.

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Michigan Seniors Guide • Fall 2021 • Page | www.parisirealty.comSeniors Real Estate Specialist® (SRES®)210 W University, Suite 4Rochester, MI 48307• New Construction/Luxury Custom Homes• 1st Time Home Buyers• FREE Home Warranty• Complimentary Staging• Moving Services• Relocation Services• Pre Sellers Home Inspection with Your Listing 2020 Top Selling Producer!Serving Metro Detroit AreaFor OVER 25 YearsYour Local SeniorReal Estate Advisor!Don’t Just List Your Home With Anyone... List With Someone Who KnowsYour Neighborhood.Experience • Knowledge • IntegrityHome Transitioning With An ExpertNow is the time to consider a move!Cheryl ParisiRealtor® ABR®, SFR, SRES®Call Me Today toDiscuss Your FutureReal Estate Needs!Seniors often feel the need to downsize to a condominium or senior living community after they retire and their kids have left home. Maintaining a bigger house for just one or two people doesn’t always make good financial sense, and the maintenance and repairs can be a lot of work. After decades spent in the same house, however, the idea of packing and moving can feel overwhelming both physically and emotionally. If you find yourself in this situation with an older adult you love, we have some advice. Here are six suggestions you can use to make the process of downsizing go more smoothly. What matters most? Ask your senior loved one which of their belongings they can’t part with. Help them create a list of things they treasure most, while keeping in mind that they won’t have quite as much space as they are used to. Create a separate list for items that are important to them, but will need to find a new home with a friend or family member. Secure treasured possessions Downsizing and moving can be hectic. Putting a home up for sale also adds another layer of complexity to the process. It might help to rent a storage space or borrow the use of a family member’s garage or basement to place treasured items in during this time. That helps eliminate the risk of something happening to those items. It also makes the house look more spacious to potential buyers. Create a floor plan for the new home If your senior loved one has already chosen a senior living community or condominium, get the dimensions for each room. Measure each piece of furniture they want to take with them. Use these measurements to create a room-by-room floor plan of their new home on graph paper or by using a free online tool like RoomStyler or Homebyme. This will also show you just how many of their belongings will---or won’t---fit in to the new space. Start early and take your time When a senior has lived in their home for many years, it is easy to become overwhelmed with the very idea of downsizing. People often feel paralyzed and procrastinate about getting started. Doing so can make the process even more difficult. Starting early, even before you begin to search for a senior living community for your loved one, gives you the advantage of time. This makes it less stressful for all involved. It also gives you an opportunity to reminisce over old family photos and mementoes as you work your way through the house. Create a plan for disposing of unwanted items Figuring out what to do with no longer needed items can take time. While you likely have a variety of non-profit organizations in your community that welcome donations, it will probably take a few phone calls to figure out what they will take. Older electronics can sometimes be more difficult to dispose of. Some charities offer pick-up services if you have larger pieces of furniture to donate or multiple boxes of smaller items. Remember to ask each charity for a receipt so the senior can deduct these donations on their taxes. Allow for some downtime Remember that this is a tough process, both mentally and physically for your senior loved one. Make sure to set some time aside for them to decompress. Be it a short break to grab a meal or taking a day off, everyone needs a little self care when being faced with big changes. Where and how to start downsizing Finally, sit down together to create a plan for where and how to get started. Some have found it helps to first go through the whole house and de-clutter. (You’ll probably be surprised at how much clutter has accumulated!) Once that is done, you can start a room-by-room approach to really dig in and pack up. 7 Tips for Helping a Senior Downsize Before a Move12 34567

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Michigan Seniors Guide • Fall 2021 • Page 30Fall 2021 Guide to Senior Housing Options — Oakland CountyFacility Address City Phone Website IL AL MC RC HC First & Main of Auburn Hills 3151 E Walton Blvd Auburn Hills (248) 282-6026 X X Randall Residence of Auburn Hills 3033 N Squirrel Road Auburn Hills (248) 481-5927 X X ★All Seasons Birmingham 111 S Elm Street Birmingham (248) 237-3856 X ★Baldwin House Birmingham 200 Chester Street Birmingham (248) 540-4555 X X X X ★The Sheridan at Birmingham 2400 E Lincoln Street Birmingham (901) 623-8167 X X Briarbank-St Elizabeth 39315 Woodward Avenue Bloomfield Hills (248) 644-1011 X ★Cedarbrook of Bloomfield Hills 41150 Woodward Avenue Bloomfield Hills (248) 658-8795 X X X X First & Main of Bloomfield Township 100 W Square Lake Road Bloomfield Hills (248) 282-6031 X X Haven Lee Homes 760 Wattles Road Bloomfield Hills (248) 885-5885 X Samaritas Senior Living of Bloomfield Hills 6257 Telegraph Road Bloomfield Hills (248) 723-6275 X Sunrise of Bloomfield Hills 6790 Telegraph Road Bloomfield Hills (248) 858-7200 X X Commerce Comfort Care 100 Decker Road Commerce (248) 896-1400 X First & Main of Commerce Township 2500 Martin Pkwy Commerce (947) 465-4393 X X Rolling Hills Retirement Community 3300 Crumb Road Commerce (248) 716-0844 X Aleardi's Lilac Inn 28326 Shady Lanen Drive Farmington Hills (734) 788-3000 X ★American House Farmington Hills 24400 Middlebelt Road Farmington Hills (248) 260-2142 X X X X Brookdale Farmington Hills 36550 Grand River Avenue Farmington Hills (248) 476-7478 X Brookdale Farmington Hills North 27950 Drake Road Farmington Hills (248) 489-9362 X Courtyard Manor of Farmington 29750 Farmington Road Farmington Hills (248) 539-0104 X X Detroit Baptist Manor Gamma 30245 W 13 Mile Road Farmington Hills (248) 626-6991 X Farmington Hills Inn Assisted Living 30350 Twelve Mile Road Farmington Hills (248) 851-9640 X X Grand Oak Senior Living 28207 Grand Duke Drive Farmington Hills (248) 571-8077 X X Halsted Place Apartments 29451 Halsted Road Farmington Hills (248) 489-8988 X Marian Oakland 29250 W 10 Mile Road Farmington Hills (248) 474-7204 X Orchard View Care Home 26450 Orchard Lake Road Farmington Hills (248) 631-6156 X Sunrise at North Farmington Hills 29681 Middlebelt Road Farmington Hills (248) 538-9200 X X The Baptist Manor 30301 W 13 Mile Road Farmington Hills (248) 626-6100 X Vicky's Place 31401 W Stonewood Court Farmington Hills (734) 922-3803 X X X Ferndale Park Co-op 20800 Wyoming Avenue Ferndale (248) 542-0881 X The James Ferndale 22111 Woodward Avenue Ferndale (248) 301-9899 X ★Baldwin House Hazel Park 777 E Woodward Heights Blvd Hazel Park (248) 545-0707 X X X X Orion Assisted Living 1814 S Lapeer Road Lake Orion (248) 814-6714 X Orion Oaks Assisted Living & Memory Care 3451 Clarkston Road Lake Orion (855) 662-5622 X X Pomeroy Living Orion Independent Cottages 101 E Scripps Road Lake Orion (248) 621-3100 X X X Cambridge East Healthcare Center 31155 Dequindre Road Madison Heights (248) 585-7010 X X Madison Heights Co-op 500 E. Irving Street Madison Heights (248) 585-3185 X IL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS

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Michigan Seniors Guide • Fall 2021 • Page 31Fall 2021 Guide to Senior Housing Options — Oakland CountyF acility Address City Phone Website IL AL MC RC HC New Horizons Co-op 31101 Edward Ave Madison Heights (248) 585-1792 X ★Abbey Park at Mill River 28413 Abbey Lane New Hudson (248) 437-6550 X Anthology of Novi 42400 W 12 Mile Road Novi (248) 378-1365 X X X Brookdale Novi 45182 W Park Drive Novi (248) 669-5330 X Fox Run Senior Living Community 41000 W 13 Mile Road Novi (248) 926-5200 X Meadowbrook Commons 25075 Meadowbrook Road Novi (248) 648-3190 X Rose Senior Living Providence Park 47400 Heritage Drive Novi (248) 513-8900 X X X Suncrest Senior Living 25390 Wixom Road Novi (248) 207-5378 X The Manor of Novi 24500 Meadowbrook Road Novi (248) 477-2000 X Waltonwood Twelve Oaks 27475 Huron Circle Novi (248) 468-1794 X X X ★Blossom Ridge 3095 Blossom Ridge Blvd Oakland Twp (248) 759-8500 X X ★Blossom Springs 3215 Silverbell Road Oakland Twp (248) 601-0505 X X X Oakland View Senior Living 90 W Predmore Road Oakland Twp (586) 212-7126 X X X Pomeroy Living – Orion 101 E Scripps Road Orion (248) 621-3100 X X X ★American House Oakland 1915 Baldwin Avenue Pontiac (248) 270-5472 X X X X ★Baldwin House Oakland 1915 Baldwin Avenue Pontiac (248) 335-7020 X X X X McDonald Senior Apartments 370 Baldwin Avenue Pontiac (248)292-2095 X X Pontiac Village Estates Co-op 1200 Colony Lane Pontiac 248-276-8939 X Presbyterian Village North 420 S Opdyke Road Pontiac (248) 334-4379 X ★American House Freedom Place Rochester 3565 S Adams Road Rochester (248) 260-2655 X Barrett Regency 5101 Rochester Road Rochester (248) 494-6719 X ★Cedarbrook of Rochester 790 Letica Drive Rochester (248) 622-2122 X X X Sunrise of Rochester 500 E University Drive Rochester (248) 601-9000 X X Waltonwood Main 1401 N Rochester Road Rochester (248) 923-4780 X X X ★All Seasons Rochester Hills 175 E Nawakwa Road Rochester Hills (248) 710-0536 X Ambrosia Villa Rochester Hills 597 Dakota Court Rochester Hills (248)-207-6511 X ★American House Elmwood 2251 W Auburn Road Rochester Hills (248) 260-9788 X X X X ★American House Stone 3741 S Adams Road Rochester Hills (248) 260-9789 X X X X Anthology of Rochester Hills 1775 S Rochester Road Rochester Hills (248) 923-5976 X X Atina Senior Living, Inc. 1527 John R Road Rochester Hills (248) 266-6315 X Avon on the Lake 2889 Sandpiper Street Rochester Hills (248) 852-3444 X Bellbrook 873 W Avon Road Rochester Hills (248) 656-6300 X X X X Heritage Hills Assisted Living Care 2166 Kennedy Drive Rochester Hills (206) 432-1898 X X X X MediLodge of Rochester Hills 1480 Walton Blvd Rochester Hills (248) 651-4422 X MediLodge-Rochester Hills 1974 Rochester Industrial Drive Rochester Hills (248) 609-0138 X Pomeroy Living Rochester 3434 W South Blvd Rochester Hills (248) 829-1030 X X X X

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Michigan Seniors Guide • Fall 2021 • Page 32Facility Address City Phone Website IL AL MC RC HC Stratford Place 910 W South Blvd Rochester Hills (248) 270-4040 X X X Waltonwood University 3250 Walton Blvd Rochester Hills (248) 710-8957 X X X Barton Towers 333 N. Troy Street Royal Oak (248) 546-6292 X Chester Street Residence 1725 Chester Road Royal Oak (248) 439-6800 X X ★Royal Oak House 1900 N Washington Avenue Royal Oak (248) 585-2550 X X Royal Oak Manor Co-op 606 S. Williams Street Royal Oak (248) 541-4197 X Waltonwood Royal Oak 3450 W 13 Mile Road Royal Oak (586) 353-8536 X X Brookdale Southfield 25800 W Eleven Mile Road Southfield (248) 727-2000 X X Franklin Terrace Senior Living 26962 Franklin Road Southfield (248) 358-0212 X X X Imperial Senior Suites 27600 Franklin Road Southfield (888) 524-6658 X Park At Franklin 28301 Franklin Road Southfield (248) 353-2810 X X X Park House Southfield Senior Living II 27577 Lahser Road Southfield (248) 230-2512 X St Anne's Mead 16106 W 12 Mile Road Southfield (248) 557-1221 X X Sterling Place 22800 Civic Center Drive Southfield (248) 206-3144 X ★American House Troy 2300 Grand Haven Drive Troy (248) 436-4621 X X X X Anthology of Troy 3400 Livernois Road Troy (586) 434-0333 X X Belmar Oakland 5990 N Adams Road Troy (248) 602-2400 X X X Brookdale Troy 4850 Northfield Pkwy Troy (248) 952-5533 X Comfort Home of Bloomfield 6372 Tutbury Lane Troy (248) 910-9487 X X X Prime Residential Care 496 E Lovell Drive Troy (586) 554-7867 X Stratford House 2026 Stratford Drive Troy (586) 909-7600 X X Sunrise of Troy 6870 Crooks Road Troy (248) 293-1200 X X X Canterbury-on-the-Lake 5601 Hatchery Road Waterford Twp. (248) 243-4562 X X X Caremore of Waterford 4353 W Walton Blvd Waterford Twp. (248) 674-2658 X Lourdes Senior Community 2300 Watkins Lake Road Waterford Twp. (248) 673-1720 X Mendelson Assisted Living Home 2450 Watkins Lake Road Waterford Twp. (248) 618-6362 X The Inn at Cass Lake 900 N Cass Lake Road Waterford Twp. (248) 780-7724 X Waterford Oaks Senior Care East 3385 Pontiac Lake Road Waterford Twp. (248) 390-6602 X Waterford Oaks Senior Care West 3387 Pontiac Lake Road Waterford Twp. (248) 682-6788 X ★All Seasons West Bloomfield 5600 Drake Road West Bloomfield (248) 413-8984 X ★American House West Bloomfield 5859 W Maple Road West Bloomfield (248) 436-4085 X X X X Ideal Senior Living 2405 Lochaven Road West Bloomfield (248) 242-6881 X X X X Independence Village White Lake 935 Union Lake Road West Bloomfield (248) 360-7235 X X Provision Living at West Bloomfield 5475 W Maple Road West Bloomfield (248) 781-2380 X X X SKLD West Bloomfield 6950 Farmington Road West Bloomfield (248) 661-1700 X Sunrise of West Bloomfield 7005 Pontiac Trail West Bloomfield (248) 738-8101 X X X XFall 2021 Guide to Senior Housing Options — Oakland CountyIL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS

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Michigan Seniors Guide • Fall 2021 • Page 33    GINNINW  CREVOCISD  FFATASYRANILUCTWDRAWA ARU ORW  dnas htressedooffaaeessttenenlluuccccuuSSC  !fehe Cvitucexr Euy od betarrud céébbamamflfldd ananeenniissiiuucceeblblaattcceellee d,dddoooFFATA SYRANILUCoT175 E. Nawakwa RoadRochester Hills, MI 48307(248)  \-R--\HKWR))RRUUWKKHH--R\R\\VVRIIQLYL/L//RLQH6QHGQHSGHGGSQ,,QQGGHSHSSHHQQGGHHQQWW6HHQQLLRRUU/LYLYYLLQQJJMANAGED REHABilitation Consultants, Inc.39303 Country Club Drive, Suite A-50, Farmington Hills, | 877-614-6410 or 248-848-9120GERIATRIC MEDICALCARE MANAGEMENT • Senior Housing Evaluation & Placement• Arrange Health Care and Community Services• Oversee Daily Living NeedsCONVENIENT ~ COST EFFECTIVEServing all of Michigan Since 1991Let us SIMPLIFY your LIFE.Career • Family • Aging ParentsFeeling Overwhelmed?(NAPSI) A recent study by the Insured Retirement Institute found that only 25 percent of baby boomers believe they will have enough money in retirement and just 28 percent believe they did a good job financially preparing for their retirement years. This dismal view of their retirement prospects by so many aging Americans is concerning, but what is even more sobering is the study found that boomers are actually less satisfied with their finances than they were as recently as five years ago. In 2012, 41 percent of baby boomers believed they were doing a good job of financial preparation. This decline in retirement confidence has taken place in spite of healthy market conditions and rising interest rates for most retirees’ investments. Fortunately, the news doesn’t have to be so bad if seniors allow this news to serve as a wake-up call for them to take action. Here are five steps that experts say boomers can take to revisit their retirement plans now and fix things that have gone awry: 1. Reassess priorities. Take stock of your available resources and prioritize your needs vs. your wants, based on where your life is now and what is most important to you in the years ahead. 2. Raise cash. Consider options that may be available to you for boosting your savings, such as a part-time job or perhaps selling off some possessions you no longer need. 3. Generate interest. Re-evaluate where your money is sitting today and consider moving as much as you can out of cash and into interest-bearing accounts which are paying depositors more than they have in several years. 4. Look for hidden assets. Inventory all your assets that might create cash flow, including those you may have overlooked in the past, such as a life insurance policy. A life insurance policy is your personal property and, if you no longer need or can afford it, you may be able to sell it for an immediate cash payment. 5. Leverage your house. If you own your home, a reverse mortgage or a home equity line of credit could help free up cash that you can use to pay off health care bills or other expenses. Take Steps to Improve Your Retirement Confidence

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Michigan Seniors Guide • Fall 2021 • Page 34By Detroit VA Public Affairs The Detroit VA is enrolling Veterans into the Million Veteran Program, a national research program that studies how differences in genes, lifestyle and military experiences affect Veterans' health and illnesses. The goal is to one day give Veterans specialized care with targeted treatments and preventions based on their genetics and medical history. Veterans can enroll online at or by scheduling an appointment at our facility by calling 866-441-6075. You do not need to receive VA health care to join VA’s Million Veteran Program or schedule an appointment at our facility. What is the Million Veteran Program (MVP)? Since launching in 2011, nearly 840,000 Veteran partners have joined MVP, helping researchers better understand the genetics of disease in Veterans. By collecting DNA from as many Veterans a possible, along with information on their health, lifestyle and military experiences, researchers are beginning to answer important questions like: Why does a certain treatment work well for some Veterans but not others? Why are some Veterans at greater risk for developing an illness? How can we prevent certain illnesses in the first place? If more women and diverse populations enroll, MVP researchers can discover new medical breakthroughs that work for all Veterans. What does it mean to enroll? To join MVP, you’ll be asked to: Complete a consent process online at or at INSERT VA HEALTH CARE SYSTEM or VAMC NAME by calling 1-866-441-6075 to make an appointment. Allow access to your health records. Provide a one-time blood sample for genetic analysis. Fill out occasional surveys about your health and lifestyle. Once enrolled, you may be contacted again on a periodic basis if additional information is requested, or if there is a research opportunity you may want to consider. You will also receive newsletters about the program at least once a year with updates on research findings and other topics of interest. For more questions about MVP, explore their FAQs or speak with a staff member at 866-441-6075.FIFTEEN MINUTES AND A BLOOD DRAW ARE ALL IT TAKES TO MAKE A LASTING DIFFERENCEDETROIT VA AWARDED MOST IMPROVED IN OUTPATIENT EXPERIENCE AWARDThe Detroit VA has been awarded the 2021 Most Improved in Outpatient Experience Award by the VA Office of Veterans Experience. The award was presented Aug. 12 during VA’s Patient Experience Symposium. The award recognizes the Detroit VA Medical Center having the most improved patient satisfaction scores across the Veterans Health Administration in the Primary Care Outpatient Clinics during fiscal year 2020, making it the top facility out of 139 VA medical centers. “This recognition is a testament to the incredible work conducted each and every day from our staff, contractors, volunteers and everyone else who strives for daily improvement in the Veterans experience,” said Pamela J. Reeves, M.D., Detroit VA Medical Center director. For more information on Primary Care and how they meet Veterans healthcare needs, please visit our Primary Care webpage. For information on Detroit VA Medical Center accomplishments and future projects contact Detroit VA Public Affairs at VHADETPUBLICAFFAIRS@VA.GOV

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Michigan Seniors Guide • Fall 2021 • Page 35MacombFall Home ShowMacomb Sports & Expo Center (12 Mile & Hayes Road )HOME SHOW • SEPT 18 & 19 • FREE ADMISSION • FREE PARKINGMacomb Sports & Expo Center14500 E. 12 Mile Road - Building P • Warren (12 Mile & Hayes Road)Saturday, September 18th • 10am-6pmSunday, September 19th • 10am-4pmFor More Information Visit YourHomeShows.comTake advantage of greatSHOW ONLY DISCOUNTSfrom all exhibitors!

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Michigan Seniors Guide • Fall 2021 • Page 36Creating Possibilities for Memory Care Residents At The Sheridan, we know that every memory care resident has their own story. That’s why our award-winning embrace memory care program honors each individual’s unique history, engaging them by stimulating their senses and calling on engrained activities to encourage interaction with the world around. Your loved one will thrive in a safe, secure environment designed around comfort and care.Call 248-633-8806 to discover how we can support you, your loved one and your entire family.Assisted Living | Memory Care2400 E. Lincoln | Birmingham, MI 48009 WWW.SENIORLIFESTYLE.COM

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Michigan Seniors Guide • Fall 2021 • Page 37Showroom at Atlas Headquarters 10824 Plaza Drive Whitmore Lake, MI 48189 Showroom Open 9am-6pm or By AppointmentCALL TODAY 800.762.4143AtlasHomeImprovement.comYOUR ONE STOP SHOP!Stairlifts Walk-in Showers Walk-in Tubs What is Medicare? Medicare is the federal health insurance program for: • People who are 65 or older • Certain younger people with disabilities • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD) What are the parts of Medicare? The different parts of Medicare help cover specific services: • Medicare Part A (Hospital Insurance) Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. • Medicare Part B (Medical Insurance) Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services. • Medicare Part D (prescription drug coverage) Helps cover the cost of prescription drugs (including many recommended shots or vaccines). How does Medicare work? With Medicare, you have options in how you get your coverage. Once you enroll, you’ll need to decide how you’ll get your Medicare coverage. There are 2 main ways: • Original Medicare Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part YOUR GUIDE TO MEDICARE IN MICHIGAN

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Michigan Seniors Guide • Fall 2021 • Page 38Continued from page 37 B (Medical Insurance). You pay for services as you get them. When you get services, you’ll pay a deductible at the start of each year, and you usually pay 20% of the cost of the Medicare-approved service, called coinsurance. If you want drug coverage, you can add a separate drug plan (Part D). Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles. Some Medigap policies also cover services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. • Medicare Advantage Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. Most plans offer extra benefits that Original Medicare doesn’t cover — like vision, hearing, dental, and more. Medicare Advantage Plans have yearly contracts with Medicare and must follow Medicare’s coverage rules. The plan must notify you about any changes before the start of the next enrollment year. • Medicare prescription drug coverage (Part D) Medicare drug coverage helps pay for prescription drugs you need. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage (this includes Medicare drug plans and Medicare Advantage Plans with drug coverage). Each plan can vary in cost and specific drugs covered, but must give at least a standard level of coverage set by Medicare. Medicare drug coverage includes generic and brand-name drugs. Plans can vary the list of prescription drugs they cover (called a formulary) and how they place drugs into different "tiers" on their formularies. Plans have different monthly premiums. You’ll also have other costs throughout the year in a Medicare drug plan. How much you pay for each drug depends on which plan you choose. Important Dates To Remember... October 1st Start comparing your current coverage with other options. You may be able to save money or get extra benefits. Visit October 15th - December 7th Change your Medicare health or drug coverage for 2021, if you decide to. This includes changing to Original Medicare, or joining or changing a Medicare Advantage Plan . January 1st New coverage begins if you made a change. If you kept your existing coverage and your plan's costs or benefits changed, those changes also start on this date. January 1st - March 31st If you're in a Medicare Advantage Plan, you can change to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time. Any changes you make will be effective the first of the month after the plan gets your request. DO YOU HAVE MORE QUESTIONS? Whether you’re ready to enroll in Medicare for the first time, have had Medicare coverage for years, or just have a few questions, Michigan’s Medicare Medicaid Assistance Program – MMAP – is here to help. MMAP is a free, unbiased service, not connected with any insurance company, that helps you understand your Medicare benefits. Working through the Area Agencies on Aging statewide, MMAP is also part of a nationwide network called the State Health Insurance Assistance Program (SHIP) – a primary resource for personalized Medicare counseling throughout the country. Call 1-800-803-7174 to schedule a conversation with a state certified MMAP counselor in your community, and get the answers you need to navigate your health care options.YOUR GUIDE TO MEDICARE IN MICHIGAN A Medicare Supplement Insurance (Medigap) policy can help alleviate financial stress by paying some of the remaining health care costs, like copayments, coinsurance, and deductibles.

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Michigan Seniors Guide • Fall 2021 • Page 39Get the health care benefits you deserve. Reliance Medicare Advantage Plan goes beyond Original Medicare with benefits like:  Preventive dental Routine vision coverage Prescription drug coverage Fitness program $400 over the counter benefit New $10 copay for insulinEnrolling is easy! Call us at: (833) 653-2041 Turning 65? Know the facts about MedicareH9861_RMA290_MReliance Medicare Advantage is an HMO with a Medicare contract. Enrollment in Reliance Medicare Advantage depends on contract renewal. With a few finger strokes or swipes on a computer or cell phone, seniors with pain reduce the risk of depression when visiting social media sites. In a newly published University of Michigan study, researchers reported that using social media can reduce the negative health effects of curtailed social contact that comes as a consequence of pain. The findings are significant among an aging society where social isolation and loneliness are key determinants of well-being, said Shannon Ang, the study's lead author and doctoral candidate at the U-M Department of Sociology and Institute for Social Research. "Our results may be possibly extended to other forms of conditions (e.g., chronic illnesses, functional limitations) that, like pain, also restrict physical activity outside of the home," Ang said. Ang, along with Tuo-Yu Chen of Nanyang Technological University in Singapore, used data from a nationally representative survey involving more than 3,400 Medicare beneficiaries aged 65 and older in 2011. The respondents were asked about depression, pain and their social participation. The data, however, does not distinguish between the types of social media that older adults use—although 17 percent of them had used a social networking site in the last month. To capture if purported benefits were from social media and not just from general internet use, the analysis was adjusted for various online uses such as paying bills or shopping for groceries, Ang said. The findings showed older adults who experienced pain were less likely to participate in social activities that require face-to-face interactions, which offers mental benefits. Still, social media may preserve cognitive function and psychological well-being in this population, the researchers said. "This is critical because the onset of pain can often lead to a downward spiral of social isolation and depression, resulting in adverse outcomes for the health of older adults," Ang said. The findings appear in Journals of Gerontology, Series B. Social Media Can Help Buffer Depression Among Seniors

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Michigan Seniors Guide • Fall 2021 • Page 41Fall 2021 Guide for Senior Housing Options — Wayne CountyFacility Address City Phone Website IL AL MC RC HC Leo Paluch Apartments 17000 Champaign Road Allen Park (313) 928-5970 X Maple Heights Senior Living 4600 Allen Road Allen Park (313) 383-6226 X CedarWoods Assisted Living & Memory Care 44401 S I-94 Service Drive Belleville (734) 699-2900 X X Lenmoore Assisted Living 14250 Lenmoore Road Belleville (734) 589-3225 X Bickford of Canton 5969 N Canton Center Road Canton (734) 656-5580 X X Canton Crossings Assisted Living 1474 Sheldon Road Canton (734) 404-5283 X X X Canton Manor 49801 Ford Road Canton (734) 419-9699 X X X Crystal Creek Assisted Living 8121 N Lilley Road Canton (734) 927-7022 X X Serenity Manor of Canton 48410 Gyde Road Canton (734) 392-8971 X X Waltonwood Carriage Park 2000 N Canton Center Road Canton (734) 233-9375 X X X Waltonwood Cherry Hill 42600 Cherry Hill Road Canton (734) 228-1953 X X X Beaumont Commons Dearborn 16351 Rotunda Drive Dearborn (800) 642-4663 X X ★Henry Ford Village 15101 Ford Road Dearborn (877) 660-1807 X X X Normandy Apartments 24320 Michigan Avenue Dearborn (313) 562-4024 X ★American House Dearborn Heights 26600 Ann Arbor Trail Dearborn Heights (313) 749-0320 X X X X Delta Manor 2150 E Vernor Highway Detroit (313) 259-5140 X Evangelical Manor 6720 Outer Drive W Detroit (313) 837-0450 X Hartford Village 17500 Meyers Road Detroit (313) 270-9700 X X Oakpointe Villa 18901 Meyers Road Detroit (313) 864-8481 X X Plymouth Square Village 20201 Plymouth Road Detroit (313) 272-3141 X X Presbyterian Villages-Mi St 15875 Joy Road Detroit (313) 273-8080 X Regency At Chene 2295 E Vernor Highway Detroit (313) 923-5816 X X Regency Heights Nursing and Rehab Center 19100 W Seven Mile Road Detroit (313) XX Riverview Health & Rehab North 18300 E Warren Avenue Detroit (313) 343-8000 X X Sheffield Manor Nursing and Rehab 15311 Schaefer Highway Detroit (313) 835-4775 X X The Bay at Cranbrook Health & Rehabilitation Center 5000 Seven Mile E Detroit (313) 366-2900 X The Bay at Elmwood Health & Rehabilitation Center 1881 E Grand Blvd. Detroit (313) 922-1600 X The Thome Rivertown Senior Apartments 260 McDougall Street Detroit (313) 259-9000 X Villa at Great Lakes Crossing 22811 W Seven Mile Road Detroit (313) 534-1440 X X Village Center 901 Pallister Detroit (313) 872-3286 X Village of Bethany Manor 8737 14th Street Detroit (313) 894-0430 X X Village of Oakman Manor 14000 Woodrow Wilson Street Detroit (313) 957-0210 X X IL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS

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Michigan Seniors Guide • Fall 2021 • Page 42Fall 2021 Guide for Senior Housing Options — Wayne CountyFacility Address City Phone Website IL AL MC RC HC Village of Woodbridge Manor 1300 Martin Luther King Jr Blvd. Detroit (313) 494-9000 X X Village-Brush Park Manor 2900 Brush Street Detroit (313) 832-9922 Woodbridge Senior Village 3521 John C Lodge Freeway Detroit (313) 831-4910 X Assisted Living Garden City 29577 John Hauk Street Garden City (734) 536-6894 X Garden City Tower 6120 Middlebelt Road Garden City (734) 422-2500 X The Villages of Gibraltar Apartments 14486 Middle Gibraltar Road Gibraltar (734) 676-4802 X Island Woods Senior Apartments 8800 Macomb Street Grosse Ille (734) 676-8029 X American House at Grosse Pointe Cottage 161 Kercheval Avenue Grosse Point Farms (313 228-4090 X X X X X Sunrise of Grosse Point Woods 21260 Mack Avenue Grosse Point Farms (313) 456-9003 X X X Sunrise on Vernier 1850 Vernier Road Grosse Pointe Woods (313) 879-0775 X X X The Rivers 900 Cook Road Grosse Pointe Woods (313) 885-5005 X X X Park Place 19460 Park Drive Harper Woods (313) 884-2122 X Cherry Hill Square 213 Henry Ruff Road Inkster (734) 729-7721 X St Clements Manor Apartments 4009 Northland Avenue Inkster (734) 595-4760 X ★American House Livonia 11525 Farmington Road Livonia (734) 447-5029 X Angel Gardens Assisted Living 38910 Six Mile Road Livonia (734) 464-2772 X X Arden Courts of Livonia 32500 W Seven Mile Road Livonia (248) 426-7055 X ★Aspen Assisted Living 32406 W Seven Mile Road Livonia (248) 987-4460 X Autumnwood of Livonia 14900 Middlebelt Road Livonia (734) 425-4200 X Brashear Towers Senior Apartments 17841 N Laurel Park Drive Livonia (734) 591-6622 X Marycrest Heights 15495 Middlebelt Road Livonia (734) 743-4300 X Oakmont Livonia Senior Community 14265 Middlebelt Road Livonia (734) XX Parkside of Livonia 28815 Jamison Street Livonia (734) 522-1151 X Silver Village 33780 Lyndon Livonia (734) 421-6050 X Villa Marie 15131 Newburgh Road Livonia (734) 464-9494 X Woodhaven Retirement Community 29667 Wentworth Street Livonia (734) 261-9000 X X X Coogan Terrace 3501 Oakwood Blvd. Melvindale (313) 429-1095 X Addington Place 42010 W Seven Mile Rd Northville (248) 305-9600 X Brookdale Northville 40405 Six Mile Road Northville (844) 406-8073 X Brighton Gardens of Northville 15870 N Haggerty Road Northville (734) 585-2751 X X X Oakmont Northville Senior Community 42000 W Seven Mile Road Northville (248) X X Cedarbrook of Northville 15700 Haggerty Road Plymouth (734) 228-4244 X X X X IL = INDEPENDENT LIVING AL = ASSISTED LIVING MC = MEMORY CARE RC = RESPITE CARE HC = HOSPICE CARE ★ = SEE AD FOR DETAILS

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Michigan Seniors Guide • Fall 2021 • Page 43Fall 2021 Guide for Senior Housing Options — Wayne CountyFacility Address City Phone Website IL AL MC RC HC Independence Village Plymouth 14707 Northville Road Plymouth (734) 453-2600 X Medilodge of Plymouth 395 W Ann Arbor Trail Plymouth (734) 453-3983 X Plymouth Park Independent Living 107 N Haggerty Road Plymouth (734) X Sunrise of Northville 16100 N Haggerty Road Plymouth (734) 420-4000 X X Tonquish Creek Manor 1160 Sheridan Street Plymouth (734) 455-3670 X Advantage Living Center Redford 25330 Six Mile RoadRedford Charter Twp (313) 531-6874 X X Village of Redford 25340 Six Mile RoadRedford Charter Twp (313) 541-6000 X X X X X Atria Kinghaven 14800 King Road Riverview (734) 479-5900 X X The Bellaire Senior Living 12621 Hale Street Riverview (734) 283-8000 X X X Romulus Tower Apartments 36500 Bibbins Street Romulus (734) 942-1230 X Whispering Willows Co-op 11100 Wayne Road Romulus (800) 593-3052 X American House Southgate 16333 Allen Road Southgate (734) 720-9285 X X X X Brownstown Forest View Assisted Living 19341 Allen Road Southgate (734) 675-2700 X Maryhaven 11350 Reeck Road Southgate (734) 287-2111 X X American House Riverview 20300 Fort Street Taylor (734) 720-1159 X X X X American House Southland 25250 Eureka Road Taylor (734) 720-1160 X X X X Commons Senior Living Apt 26121 Eureka Road Taylor (734) 941-9736 X Volunteers of America Heritage Park Senior Village 22431 Superior Road Taylor (734) 486-7000 X Parkside Estates Senior Living 2211 Parkside Street Trenton (313) 815-9212 X Maple Manor of Wayne 3999 Venoy Road Wayne (734) 727-0440 X X Wayne Tower Apartments 35200 Sims Street Wayne (734) 721-0660 X X X Woods Care 5706 S Wayne Road Wayne (734) 722-6462 X American House Westland Hunter 35700 Hunter Avenue Westland (734) 447-5037 X X X X American House Westland Joy 39201 Joy Road Westland (734) 961-4695 X X X X ★American House Westland Venoy 1660 S Venoy Road Westland (734) 205-9640 X X X X Ashford Court 37501 Joy Road Westland (734) 666-0304 X Marquette House 36000 Campus Drive Westland (734) 326-6537 X Regency at Westland 2209 N Newburgh Road Westland (734) 522-1444 X Westhaven Manor 34601 Elmwood Street Westland (734) 729-3690 X 22nd Street Senior Care 2772 22nd Street Wyandotte (734) 838-7770 X Wyandotte Co-op 2455 Biddle Avenue Wyandotte (734) 282-1435 X Bishop Co-op Apartments 2651 Biddle Avenue Wyandotte (800) 593-3052 X

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Michigan Seniors Guide • Fall 2021 • Page 44(Newswise) More and more people, particularly older adults,are grappling with loneliness year-round, and a growing body of research suggests that chronic loneliness carries serious health risks. “Loneliness is one of the most pressing public health issues facing the country today,” said Kerstin Emerson, a clinical assistant professor of gerontology at the University of Georgia College of Public Health who investigates the impact of loneliness among older adults. Nearly one in three older adults are lonely in the U.S., Emerson said, and this type of sustained loneliness has been linked to heart disease, high blood pressure, disability, cognitive decline, depression, early entry into nursing homes and increased doctor’s visits. “Recent studies have even suggested that loneliness is a risk factor for early death comparable to smoking or being an alcoholic,” said Emerson. Loneliness is particularly a concern for older adults, she said, because they are more likely to face increased health issues and loss of friends, family or income, all of which are risk factors for loneliness. Loneliness is defined as the difference between desired social connections and actual social connections. “You can be lonely in a crowded room. You can be lonely in a very large family. If your needs for social connection are not being met, you could still be lonely,” added Emerson. “Unlike things like diabetes, we can’t just take a blood sample and determine loneliness. The only way we can measure loneliness is to ask. Usually we ask a series of questions that are part of scales to get at loneliness,” said Emerson. One of the obvious things to look out for is someone who spends a lot of time by themselves, especially if they used to be socially engaged, she said. Lonely people may also be more likely to be sick and not sleep as easily. There are also the common triggers or changes that can be associated with loneliness, like a geographic move, a major health change, widowhood, job loss or retirement. Those changes may be particularly relevant to older adults. Loneliness is tricky to treat because it depends on what’s causing it, Emerson said. For example, one person may struggle with making social connections and withdraws from social interactions that may make him feel awkward. Another person may be very social, but she can’t drive to meet with friends. “There are therapies that can help people who need to build social skills. There are services that will help you get from your home to church or your local senior center,” said Emerson. How can friends, family, or community members help the older adults in their lives who may be dealing with loneliness? “Communities do wonderful things already to help people who are lonely. Connecting people with those community services can be an amazing help,” advised Emerson. If you or someone you know feels lonely, consider the ways in which you can help. Older adults can sign up for classes on how to use Facebook or a chat room. Neighbors or older relatives can offer regular rides to church, the gym or community senior centers. And volunteering for charitable causes like Meals on Wheels is a sure way to interact with like-minded people. Loneliness in Older Adults Carries Serious Health RisksKnow the warning signs of elder abuse? While one sign does not necessarily indicate abuse, some indicators that there could be a problem include bruises, pressure marks, broken bones, abrasions, and burns. Sudden changes in alertness and unusual depression may be indicators of emotional abuse. And bedsores, unattended medical needs, poor hygiene, and unusual weight loss are indicators of possible neglect. Behavior such as belittling, threats, and other uses of power and control by spouses or those who should be in a position of trust are indicators of verbal or emotional abuse. Strained or tense relationships, frequent arguments between the caregiver and elderly person are also signs. Visit the “Families and Caregivers” section at for more information about how caregivers can help prevent elder abuse.

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                         ĞǁĂů͘ĐŽŵSUDOKU81392265114927884331824596253764455Brain game puzzles and memory exercises are an easy and engaging way for seniors to support their mental dexterity and keep their brains sharp. As their name suggests, brain teasers for seniors are simply any mental activity that stimulates a thought process. Examples of a brain game include: • Bridge • Chess • Crosswords • Go • Jigsaw Puzzles • Logic puzzles • Painting & coloring • Sudoku • Riddles • Word puzzles Much like the body, keeping the brain active is important. Brain games and puzzles serve as mental exercise that reduces the risk of Alzheimer’s disease. Brain exercises provide a simple way to improve your memory and problem-solving skills. Some studies have shown that older adults who frequently pick up a puzzle tended to have the short-term memory capacity of someone eight years their junior and the grammatical reasoning of someone 10 years younger. For those that are tech savvy, there are plenty of digital apps that can be downloaded on a smartphone or tablet. This is a great option for seniors with limited access to shopping for puzzle, books and games or space to store them. Not to mention it is a seemingly unlimited supply of fresh material to play. Some of the most popular brain game apps are: • Luminosity • Dakim • CogniFit Brain Fitness • BrainHQ • Peak* • Elevate* *FREE on the App Store or Google Play StoreBrain Teasers for Seniors: Stimulate Your Mind and Memory

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Michigan Seniors Guide • Fall 2021 • Page 46ėùÝͥėėÅėͨͥ/ÅΝÅݸ/Å~ÝėͥėėÅėͨͥ/ÅΝÅݸͥjͥ3Øæđ΢ͥađͫͲ´Ϊͥ͡HΝÝͥ3ÅÐͥEÿ/ÅΝæÝÅaͥ3%ͥ´ï¯ͲBÂͥûͲ´üͥĜͫΪğͲĜ͡¯9LVLWXVRQOLQHDWDVSHQDOIFRP an Housean HousecultureturetOur CAmericariAmericcul in ingin e.el of careequire a higher levrtise to assist those whoces and esoure the rexperave heWefoeforraationtion.ccCvaaCce of mind for Pea 51one.yever1 0518I|4a|MonivLid|on Rtginmra5F25ainove Lisuon HaciremA y WAt American House everyone’swhich is why we oer a wide roptions. Our compassionate cothose residents who may have • Require one- or two-person • Insulin dependent and requir• Need assistance and mainten• Require assistance with eatinContact the communitWeellndhh 511he fs happiness matters,range of lifestyle and care ommunities welcome tfoollowing conditions:assistance for transferse insulin injectionsnance with colostomygness Director if you have d (734) 259-2470g niivLdestissA|gniivLt nednepedIn0518I | 4a | MonivLid | on Rtginmra5 F2NdRkrkatStYRYOTATORBALLATAIPSHOYRYA MT.SrDrseneiHdrawdwEdnDTRTARSrdoaRhtlymouPdRnerrimaMdRtongminra5F96 21-AHMK-6140Your stquestions regarding higher acu AmericanHouse.comtory. To be continued.ity residents. Michigan seniors have a lot of opportunities to save money on eating out, retail purchases, travel, and more. And, while many of these discounts are only available to those who are 60 or 65 years of age or older, some apply to individuals aged 55 and up. Restaurant Discounts Meeting up for lunch or dinner with friends or family members is easier on the wallet when you have senior status. So, get your appetite ready for savings with these great deals. In Michigan, if you are 55 or older, you can enjoy 10% off your order at Arby’s. And at The Original Pancake House, there’s special senior pricing on Friday mornings. Just call the location nearest you to verify the age limit and to learn more about specific deals. At Max and Erma’s Restaurant, seniors aged 60 and over get 10% off their bills. And this is a convenient deal for many mall walkers in Macomb, as there is a Max and Erma’s located at Partridge Creek. If you’re in a hurry in the morning, McDonald’s offers discounts on coffee to anyone who is 55 and over. And for lunch or dinner, Culver’s offers seniors who are over 60 years of age 10% off on burgers, fries, shakes, and more. If your 55+ you can visit various downtown Royal Oak eateries before dinnertime on Tuesdays and snag a bargain (doesn’t apply to daily specials or alcohol) with a discount card offering 20% off before 6 p.m. Locations: Ale Mary’s, Hamlin Corner, Lily’s Seafood, Lockhart’s BBQ, Mesa Tacos & Tequila, Mr. B’s Pub, O’Tooles, Pronto!, ROAK, Royal Oak Brewery, Rock on Third, Taphouse, Tom’s Oyster Bar Retail Discounts Bon-Ton Department Stores often host Senior Citizen Days where individuals who are 55 and over get 15% off merchandise (certain exclusions may apply). And if you are the crafty type, here is some good news. Michael’s offers a 10% discount on Tuesdays to seniors over 60. Better yet, Kohl’s offers 15% off purchases to those 60 and up. Visit Walgreens and sign up for a Balance Rewards Card to enjoy discounts on Seniors Day, which is the first Tuesday of the month, at this popular drugstore chain. You must be 55+ and AARP members to receive up to 20% off on various items. Need glasses? AARP members in Michigan enjoy 30% off lenses and frames at Lens Crafters. Here’s a whopper of a discount! Depending on the location, Salvation Army Thrift Stores offer up to 50% off their already low prices to anyone who is 55+. Travel Discounts If you love to travel, you should never have to pay full price as a senior. Just pick a destination, grab these deals, and get going! For flying, seniors who are 65 or older get 15% off air travel through American Airlines. Need to get around once you get to where you are going? Enjoy 15% off vehicle rentals from Budget Rental Cars if you are 50 or older. Or rent your vehicle from Avis and receive up to 25% off your total bill if you are an AARP member. Prefer to take the bus? In Michigan, those who are 62 or older get 5% off Greyhound travel, and this is a great way to see the country. And once you get to your destination, get a great place to stay and 20-30% off at select Quality Inn locations if you are 60+. This is just a small sampling of the senior discounts available in Michigan. Check with an AARP representative (if you are a member) to learn about more of these types of deals. Or, simply ask someone at the places you visit (restaurants, retail stores, beauty shops, grocery stores, travel agencies, etc.). Also, it is a good idea to call ahead before visiting an establishment to verify that the desired discount has not changed and is still applicable. Senior Deals & SavingsKnow of some great senior discounts in Michigan we missed? Let us know by sending an email to and we’ll add them to the list.

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Michigan Seniors Guide • Fall 2021 • Page 47Luxurious Private Nursing Home Suites41150 Woodward Ave, Bloomeld HillsLocated just 1/2 Mile North of Long Lake Rdwww.CedarbrookofBloomeldHills.comSeniors who live on fixed or otherwise limited incomes often look to save money on everyday expenses such as groceries. And, traditionally, clipping and saving coupons was the best way to achieve savings at the supermarket. However, looking for coupons can be time-consuming. Then, you must organize them in some way in order to gain quick access to them when you need them. Or, you may end up purchasing items that you do not ordinarily buy just because you have coupons. Is that really saving money? Yes, you can save money with coupons if you use the right strategies, but there are alternatives when it comes to paying less for groceries. When planning your grocery budget, next month, consider these simple tips to optimize your dollars. And, of course, if you see a coupon that will save you money on an item that you need, feel free to clip and save away. Or, download an app associated with a particular grocery store to receive coupons on your phone. Plan your meals and make a list. It is easy to make impulse purchases when visiting the grocery store without a plan. So, take some time to sit down and consider the meals you would like to prepare. Then, create a list containing the necessary items that you can bring with you to the store. You will be much less likely to overspend when you have your intended purchases mapped out. Choose your grocery store wisely. Some grocery stores are better than others when it comes to pricing and selection, so scout around for the one near you that most closely matches your needs. If in doubt, ask your friends, neighbors, and family members where they shop. It is also a good idea to patronize stores that offer senior discounts or weekly senior discount days. Take advantage of senior discount days. Speaking of senior discount days, find out if your supermarket offers this perk. Then, try to move your shopping day to coincide with this opportunity to maximize your grocery savings. You may even want to carpool with friends on this day to make an outing out of your shopping trip. Shop the perimeter of the store first. Normally, grocery staples such as produce, milk, eggs, cheese, and bread are located around the perimeters of stores. Then, more expensive convenience foods and high-calorie snacks are toward the center. So, save money while maintaining a healthy lifestyle by selecting most of your items from the outer aisles of the supermarket. Never ignore the clearance aisles. Some supermarkets offer an aisle filled with items that have been radically reduced in price for quick sale, so always check these aisles for gems. You may get lucky and find items that you intended to purchase anyway. Also, look carefully through the dairy and frozen aisles for items with special stickers. Often, perishable foods are reduced to clearance prices, but these items must remain in protective environments to prevent spoiling. How Seniors Can Save On Groceries

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