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IEmployer PlansPlaybookNPAGNORTH POINT ADVISOR GROUP | EMPLOYER PLANS PLAYBOOK

IINPAGOverview •In an effort to establish a uniform Employer Planprogram, we have created this North Point AdvisorGroup Employer Plans Operations Manual•This will serve as a guide for the RFP process,onboarding of new plans, and the ongoing serviceof employer sponsored plans•Please send questions to the Director of EmployerPlans

IIIRolesAdvisors Director of Employer PlansEmployer Plan Service AdvisorsNPAG

•Responsibilities•Identifying potential RFPS•Targeting new plans•Advising on initial plan design•Plan Investment Options •Ongoing Service Responsibilities•Monitoring and advising of plan investments•Conducting Annual ReviewsAdvisor IVNPAG

•Responsibilities•Collect and research the RFP requirements for new proposals •Facilitating onboarding of new plans with the service providers•Service items related to ongoing plan administration•Acting as a liaison between the recordkeeper, TPA and plan administrator •The Director of Employer Plans will also be considered a backup to theEmployer Plan Service Advisors when participant service is required Director ofEmployer PlansVNPAG

•Responsibilities •Participant Enrollment•Ongoing participant service •Conducting all services related to Employee Financial Resource Program •The Employer Plan Service Advisor will be considered a backup to the Directorof Employer Plan when necessary Employer PlanService AdvisorVINPAG

VIIAdvisory FeePricingPre-approved uniform advisor pricing was designed to both stay in linewith values of North Point Advisor Group along with staying competitivein relation to market averagesNPAG

401k/403bAdvisor PricingVIII* Flexible pricing allows advisors to stay competitive along with give potential discounts of up to 5 bps for employers of <10 employees,referral program, high net worth individual clients, etc. This discount is allowed at the primary advisors’ discretionNPAG

SIMPLE IRAAdvisor PricingIX* Flexible pricing allows advisors to stay competitive along with give potential discounts of up to 5 bps for employers of <10 employees,referral program, high net worth individual clients, etc. This discount is allowed at the primary advisors’ discretionNPAG

XRequest ForProposal ProcessNPAG

RequiredInformationXI•Submit the Anvil Request for 401k quotes: https://app.useanvil.com/weld/npag-employer-plans-team/401k-onboarding-form-1•Please allow 14 days for requests to be due to ensure we get the best most accurate options and pricing•Quotes will be delivered back to the primary advisor to look over and make additions prior to presenting to the business contact•It is recommended that primary advisors include the Director of Employer Plans on plan presentationsNPAG

OnboardingNew PlansXII•Required Paperwork•All Recordkeepers and TPAs have their own onboarding paperwork and process •Director of Employer Plans will work with the Recordkeeper and TPA to collect the appropriate paperwork and produce anestimated timeline of transferNPAG

SampleTimelineXIII•Most plan transfers take 60-90 days depending on the complexity and how quickly plan administrators are willing to completecertain tasks•Below is a sample timeline of a transfer1/1 – RFP Presentation and proposal accepted 1/5 – Onboarding Recordkeeper and TPA paperwork signed and completed by plan admin 1/10 – Termination Letter sent to prior Recordkeeper (and TPA if applicable) – Collection of information for new Recordkeeperincluding census and pay dates, etc. 1/15 – Prior Recordkeeper (and TPA if applicable) communicating with new providers to schedule a timeline (sometimesincludes deconversion form/paperwork) 1/20 – Conversion timeline confirmed and Blackout Notices produced for distribution 2/1 – Blackout Notices sent to participants – Enrollment of Participants 2/15 – First contribution to new plan 3/1 – Blackout/Liquidation 3/5 – Fund Transfer 3/15 – Finalize transfer and lift blackout NPAG

XIVEmployer Plansin Redtail•When an RFP Presentation is won, the Director of Employer Plans willadd the plan to Redtail as a business•Plan Notes:•Onboarding calls and notes about the plan as a whole should belogged using Annual Plan Review Meeting template •Participant Notes:•Enrolment meetings, participant calls and participant questionsshould be logged in Notes in Redtail using Participant 1 on 1 MeetingtemplateNPAG

XVDocumentStorage•Great Valley Advisor Group will be housing our compliance documentsin their online portal•All documentation that should be imaged can be saved to the NPAGSharePoint Employer Plans Folder under To NetDoc. The Director ofEmployer Plans will batch upload documents.•Label Documents using Plan Name, Participant Name, Document Titleand Date•i.e ABC Company – John Smith Distribution Form 1-1-2021 NPAGPlan Documents

XVIService Calendar•Systematic Enrollments•Annual Plan Reviews•Plan Review Document•Investment Analysis and Evaluation•Plan Fee Comparision/Benchmark•Advisor Fee Benchmark•Quarterly Delivery of Investment Analysis•Employee Financial Resource Program•Annual Compliance Testing Support NPAG

XVIINPAG

XVIIISIMPLE IRAs atAscensus •North Point Advisor Group has chosen Ascensus as the preferredSIMPLE IRA provider•By utilizing Ascensus’ Simple IRA platform, employers are able to offera low-cost plan that includes carefully curated investment options,ACH/payroll automation and a participant website•Advisors can complete the Anvil request to receive custom quotes forprospective plans.https://app.useanvil.com/weld/npag-employer-plans-team/simple-ira-onboarding-formNPAG

XIXSIMPLE IRAs atother providers•Employer Plans Team can provide limited support to Simple IRAs heldoutside of Ascensus•Enrolling new participants •Providing participant support in terms of investment allocation andEFRP •Initial implementation of Simple IRA program, administrationsupport and contribution instructionsNPAG

XX NORTH POINT ADVISOR GROUP| EMPLOYER PLANS PLAYBOOKFull Employer Plans OperationsManualPlease access the full Employer Plans Team Operations ManualPDF for more specifics and how to's.

NPAGDo you haveany questions?We're always here for youeps@northpointadvisorgroup.comsselseth@northpointadvisorgroup.com NORTH POINT ADVISOR GROUP | EMPLOYER PLANS PLAYBOOKXXI