May 2020
Newsletter
N
Feedback?
Contact the CEO, Lloyd M. Fredendall
UPCOMING EVENTS
May
• 5
th
- Cinco de Mayo
• 10
th
- Mothers Day
What’s New at NSCU!
WHAT’S INSIDE
Shared Branching & ATM Locator
We Are Here to Help
28-Day Spring Cleaning Challenge
Register for Mobile Click Deposit
Enter to Win - KitchenAid Mixer
HOLIDAY CLOSURES
May
• 25
th
- Memorial Day
Star
Rewards!
Personal
Gift Catalog
35,000 points
Redeem your
points today!
ILLINOIS CREDIT UNIONS
MEMBER IMPACT REPORT
MORTGAGE LOANS
703 $253,593,454
number of mortgage
forbearance
amount of mortgage
balance forbearance
CONSUMER LOANS
15,575 $261,136,826
number of consumer
loan extension
amount of consumer loans
extended
BUSINESS LOANS
269 $245,394,689
number of business
loan forbearance
amount of business loan
balance forbearance
EMERGENCY LOANS
990 $4,177,186
number of no/low
rate emergency loans
amount of emergency
loans granted
6,399
1,316,597
number of
fees waived
members served
by credit unions
Represents data from 38% of credit unions surveyed.
Source: www.ICUL.com
Illinois credit unions have stepped up to help members by providing urgent financial
assistance during the COVID-19 pandemic. We truly are people helping people.
Current Savings Rates (as of 5/1/20)
Share Savings APY*
$0.01 - $99.99..............................0.00%
$100.00 - $999.99........................0.05%
$1,000.00 - $2,499.99..................0.10%
$2,500.00 & higher.......................0.10%
Ultimate High Yield Checking APY*
$0.01 - $10,000.00.......................3.00%
Certicate of Deposit APY*
6 Months.......................................0.50%
1 Year...........................................0.50%
2 Years.........................................0.60%
3 Years.........................................0.70%
4 Years.........................................0.80%
5 Years.........................................0.90%
Money Market APY*
$0.01 - $999.99............................0.00%
$1,000.00 - $2,499.99..................0.10%
$2,500.00 - $9,999.99..................0.15%
$10,000.00 - $24,999.99..............0.20%
$25,000.00 - $99,999.99..............0.30%
$100,000.00 - 249,999.99............0.50%
$250,000.00 & higher...................0.55%
*APY = Annual Percentage Yield.
Visit NSCU.org/CDs for full details, terms and
conditions. Rates are subject to change
without notice. NSCU.org/current-rates
Deposit Rates
NSCU.org • 630.393.7201
Current Auto Loan Rates
Model Year 2016 - 2020
Up to 36 Month.............as low as 2.99%
Up to 63 Month.............as low as 3.49%
Up to 75 Month.............as low as 3.99%
Up to 84 Month.............as low as 4.99%
Model Year 2010 - 2015
Up to 36 Month.............as low as 3.49%
Up to 63 Month.............as low as 3.99%
Up to 75 Month.............as low as 4.49%
Visit NSCU.org for additional loan rates.
All loans are subject to credit approval.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
NorthStar Goes Wherever You Go!
Access your NorthStar account anytime, anywhere with over
5,000 CO-OP Shared Branches Nationwide!
&
50,000 Surcharge Free ATM’s Nationwide!
Click here to nd
a branch or ATM!
We Are Here to Help
NorthStar Relief Programs Available:
Skip-a-Pay
COVID-19 Emergency Loan
90 Day Deferment
To take advantage of our Skip-a-Pay program, complete our
Skip-a-Pay request and securely upload it here.
Borrow up to $5,000 for as low as 2.99% APR.
Emergency Loans are eligible to defer their first payment up to
90 days.
For more information, our Financial Services team
is available at 630-393-7201, option #3.
Day 0 Day 1 Day 2 Day 3 Day 4 Day 5
Day 6 Day 7 Day 8 Day 9 Day 10 Day 11
Day 12 Day 13 Day 14 Day 15 Day 16 Day 17
Day 18 Day 19 Day 20 Day 21 Day 22 Day 23
Day 24 Day 25 Day 26 Day 27 Day 28
GATHER
all your
cleaning supplies
All
BASE-
BOARDS
LIGHT
switches & door
handles
BLINDS
and
shutters
All
LIGHT
FIXTURES
Wipe Down
WALLS
WASHING
machine
and dispenser
Air
VENTS
& FILTER
FLIP
& rotate
mattresses
Bed
PILLOWS
UNDER
bed &
dressers
Closet
SHELVES
& FLOORS
CEILING
fan
blades
Shower
HEAD
& CURTAIN
DISHWASHER
seal &
dispenser
Fridge
SHELVES
& DOOR
SEAL
MICROWAVE
inside
& out
Range
HOOD &
VENTS
SPRING CLEANING CHALLENGE
28-DAY
STOVE
grates
Kitchen
SINK
& FAUCET
KITCHEN
utensil
drawers
Kitchen
CABINET
DOORS
PANTRY
and
cupboards
Kitchen
TRASH
CANS
INSIDE
oven
Dining
ROOM
CHAIRS
COUCH
&
cushions
Under
ALL
FURNITURE
UNDER
area rugs
& mats
COMPLETE!
source: simplegreen.com
NSCU.org • 630.393.7201
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Click here for more details!
Steps to Register!
Download NorthStar Credit Union Mobile app!
Login to your NorthStar mobile app using your account login information
Click on “Move Money” icon or the paper airplane icon on bottom tool bar
Click on the “Deposit Check” icon
Register for mobile Click Deposit, registration process takes 24 hours
Once registered, follow the guided instructions to take a picture of the front & back of your check
Check deposits submitted before 3:00p.m. CST will be posted same day
Check deposits submitted after 3:00p.m. CST will be posted next day
STEP 1:
STEP 2:
STEP 3:
STEP 4:
STEP 5:
STEP 6:
STEP 7:
Register for Mobile Click Deposit!
Click
Deposit
$
SNAP
CLICK
DONE!
Click here to download
our app today!
Smart Simple Solutions