QUALITY COVERAGE TAILORED TO YOUR NEEDS
At Liberty Mutual, we take a personal approach to customizing your insurance policy. We consult with you to recommend
coverage levels and options based on your speciﬁ c driving and living situations so that your family, your car, your
motorcycle, and your home are properly protected. Our insurance beneﬁ ts include:
Accident Forgiveness: We won’t raise your price due to your ﬁ rst accident if your driving record is accident-free and
violation-free for ﬁ ve years, whether you’ve been with Liberty Mutual or another carrier. If you qualify, you’ll receive this
beneﬁ t at no extra cost.
New Car Replacement: You’ll get the money for a brand-new car if your new car gets totaled.
Motorcycle Insurance: You get a 12-month guaranteed rate
on full protection with optional Accessory Coverage,
Towing & Labor Services, and 24-Hour Roadside Assistance.
EXPERT ADVICE FROM SALES AND SERVICE AGENTS
Liberty Mutual agents are available 24 hours a day, 7 days a week. We explain our coverage and services clearly, in
language that’s easy to understand.
Doing Business Your Way: You can contact a sales or service agent by phone or online anytime, or schedule a meeting
with one of our 2,100 sales representatives at more than 360 local ofﬁ ces across the country.
24-Hour Claims Assistance: Our highly trained professionals handle claims promptly and with the least amount of hassle
so that you can move on with your life. One contact puts the claims process in motion, followed up by regular status reports
to keep you informed.
SAVINGS THAT KEEP PACE WITH YOUR LIFE
We’re dedicated to providing you with multiple savings opportunities that make our quality coverage, expert advice and
caring service an even greater value.
Exclusive Group Savings: As an FOP member, you could save up to 10% off your auto and home insurance—just
Multi-Policy Discount: The more you insure with us, the more you save. That’s the beneﬁ t of combining your auto
insurance with another Liberty Mutual policy, such as Home, Condo, Renters or Umbrella.
Life Event Discounts: We offer a variety of discounts to support you during important events in your life, including:
– New Move Discount: We’ll reward you with special savings just for updating your policy with your new address.
– Newly Married Discount: Just for newly married couples, get the right coverage with special savings.
– New Teen Driver Discount: You get special savings when you add a teenage operator licensed in the last year
to your policy.
Quality Coverage, Expert Advice, and Caring Service—
at a Fair Price
For more information or to get a free quote
call 800-524-9400 or visit
Refer to FOP, client #120824
Accident Forgiveness coverage is subject to terms and conditions of Liberty Mutual’s underwriting guidelines and is not available in CA or NC.
Applies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. This
program does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Not available in NC or WY.
Arkansas rate guaranteed for six months.
Discounts and savings are available where state laws and regulations allow, are subject to eligibility requirements, and may vary by state.
Average savings gure based on a February 2013 sample comparing premium of those in Liberty Mutual’s group auto and home program with
premium of prior carrier. Individual premiums and savings will vary. To the extent permitted by law, applicants are individually underwritten; not
all applicants may qualify.
Coverage provided and underwritten by Liberty Mutual Insurance Company and its af liates, 175 Berkeley St., Boston, MA 02116.
© 2016 Liberty Mutual Insurance Company. All rights reserved.