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Terms of Use
Please read the Terms of Use (“Terms”) before using the Site. Your continued access and use
show your acceptance to become subject to its terms and form a binding agreement between
you and Your Small Biz Accountant, LLC (the “Company”), a duly authorized Florida company
of the United States of America. If you object to or disagree with a provision, do NOT use
this Site or register for our service(s) or product(s). You may also refer to our Privacy
1. General Purpose
The Company maintains this website, courses, and other linked or related sites (the “Site”) for
its customers, vendors, students, and other Site users (“Users”).
2. User’s Acknowledgement
Users assert they are not an agent or employee of any other competitive product offering and
will use the Site and Materials solely for personal knowledge and education.
Users acknowledge that no partnership, joint venture, employment, or agency relationship exists
by using the Site.
3. Use of Site
Anyone accessing, viewing, using, or submitting information on the Site is subject to the terms
of this document.
4. Materials
The Company provides various materials, information, quizzes, tests, questions, articles, news,
online courses, webinars, speeches, events, subscriptions, memberships, online courses, and
other information on this and related sites and in courses offered through this site (the
Certain Materials are downloadable, and users may print a maximum of one copy of those
Materials. Users may not alter the Materials or the copyright and other proprietary
notices. Users must keep all Materials confidential, and not share, distribute, reproduce,
sell, auction, loan, rent, giveaway, describe, summarize, record, teach from, or otherwise
reveal the Materials or their contents, to any other person or entity.
You may not collect or receive the Materials through any means not intentionally made available
or provided for through the Site. You agree not to use the Site for any purpose that is unlawful
or prohibited or in a manner which could overburden, disable, damage, or impair the Site or
interfere with any other party’s use and enjoyment. Users may not attempt to decode or
reconstruct the Site or use any automated means, including agents, robots, scripts, or spiders,
to access, manage or reverse engineer the Site. A breach of the Terms automatically ends your
allowed use of the Site and subjects you to legal action.
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5. No Warranty
The Company offers the Materials “as is” with no warranties of any kind. We make no guarantee
of the Materials' accuracy and completeness at this Site, including out-of-date information. We
may change the Materials, services, and prices without notice. Being a current User does not
provide price protection from future price increases, nor does it warrant a refund during a
promotional offering to new Users.
The Company does not guarantee that you will meet federal, state, or local regulations by using
the Materials or earn any money using the techniques, strategies, and information in the
Materials. Nothing in the Materials is a promise or guarantee of earnings. Many factors
determine your level of success, including knowledge, ability, time, financial resources, business
savvy, networking, and connections. Any statements describing a future condition or outcome
are expectations or forecasts for future potential and are not guarantees or promises for actual
The Materials do not replace or substitute the services or consultation with trained professionals
in any field, including, but not limited to, accounting, finance, business consulting, legal, real
estate, or psychological areas. The Company offers no professional, personal, medical,
financial, or legal advice the User should confuse none of the Materials’ information with such
Neither the Company, nor its employees, officers, agents, partners, affiliates, subsidiaries,
contractors, speakers, or assigns will be liable for any direct, indirect, consequential, special,
exemplary, or other damages to the Users, including economic loss, that may result from
participation, use or inability to use the Materials, information, or strategies communicated or
any products or services provided, even if advised of the possibility of such damages. Under no
circumstances, including but not limited to negligence, will the Company or its speakers be
liable for any consequential or special damages that result from the User’s participation.
6. Subscription Services
Materials may be part of a subscription service on a defined billing period (e.g., installment,
monthly, or annually) based on a prepaid services model. Your subscription will automatically
renew on the next billing period for each subscription service.
Credit/Debit Card Billing: The Company charges cards automatically on the customer's
specific billing cycle date (the same date we processed your first charge).
Payment failure: If the card does not charge successfully, access to the product or
service will stop immediately.
Chargebacks: If a customer starts a chargeback, the Company may assess a $50
processing fee for each instance.
Deactivation: The Company reserves the right to remove the User’s account from its
servers after nonpayment.
Collections: If the User has an unpaid balance sent to collections, the Company may

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assess a $100 collections fee.
  Upgrades/Downgrades: Users must contact the Company to upgrade or downgrade their 
  Cancellation: Users may cancel subscription services at any time. Access to the 
subscription and Materials will continue through the end of the current billing period.
After completing the cancellation process, the Company will not charge the User for the
next billing period.
We do not grant returns, prorations, or refunds for a partial billing period. A cancellation 
only prevents an automatic renewal for the following subscription period. The User’s failure to
cancel the subscription before the next billing period does not entitle them to a refund. We do
not analyze a User’s log-in activity (or lack thereof) to process a refund. 
Users may log in to their portal to cancel a subscription, then navigate to their dashboard and
click on My Account > Billing and then Cancel. Alternatively, you may contact us through the
support option inside your profile, the reply-to email address found in electronic
communications, or the Contact Us page on our Site.

7. Alternative Dispute Resolution
Both parties agree to work together to resolve any differences or disputes arising out of this
agreement. If an amicable solution is not available, the parties will entrust the matter to out-of-
court alternative dispute resolution (ADR) as final and binding. It is the sole means for 
resolving disputes for any past, current, or future issues, whether it is subject to this agreement

  The parties assign the case’s arbitrability solely to the arbitrators applying the 
Commercial Arbitration Rules of the American Arbitration Association (AAA) and not a
court of law.
  A party has only one (1) year to file a demand for arbitration after the date such party 
first knows or reasonably should know of the omission, act, or default giving rise to the
  Each party will split into equal parts the cost of a three-judge panel of arbitrators from the 
AAA for only one 8-hour day. All other expenses, including an attorney, witness, or
interpreter fees, are the party’s direct responsibility.  
  Each party must select one commercial arbitrator unknown to them within fifteen (15) 
days of the initial filing date. Those two arbitrators shall appoint the third arbitrator within
ten (10) days. If the two selected arbitrators cannot agree upon an arbitrator unknown to
them, the AAA must choose the third impartial person.
  The three-arbitrator panel must be practicing licensed lawyers in the State of Florida 
specializing primarily in contracts and business matters for at least ten (10) years. 
  The arbitrator(s) cannot combine more than one claim. It may only award compensatory 
damages (except as required by law) directly and solely caused by errors, acts, or

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omissions committed in violation of the party’s duties. The arbitrators must limit
monetary damages to the payments (in U.S. dollars) arising under the agreement and no
more. The arbitrators may provide preliminary or temporary injunctive relief for
immediate relief matters.
The exclusive venue shall be in Orange County, Florida in the United States, but the
winning party may file the arbitration award in any court with jurisdiction. A party,
arbitrator, or witness may join the hearing via telephone, web conference, or in-person.
The performance of the agreement terms must continue during the ADR. The Company
cannot withhold any payment payable under this agreement during a pending ADR
unless such amount is the dispute’s subject.
No party, arbitrator, or witness may divulge the arbitration’s existence, subject, or results
without both parties’ prior written consent (except as required by law). The parties must
not communicate with the media, publication entities, or public forums about the ADR.
8. Trademark and Copyright
The Company and other brands, trademarks, and service marks are the Company’s or its
related companies. The Materials on this Site are proprietary, confidential, and copyrighted,
including but not limited to strategies, tools, and processes. The unauthorized use of the
Materials may violate copyright, trademark, and other laws. The Company will pursue legal
action and full damages if a User violates these terms.
The trademarks, trade names, logos, or company names of third-parties referenced on the Site
are for identification only and are their respective owners' property.
9. Hyperlinks
Any links to external sources are only a convenience and do not imply endorsement of the site
or any association with its operators unless otherwise specified. The Company has not reviewed
these external websites, does not control them, and is not responsible for them or their content.
If you access any of the external websites linked to this Site, you do so entirely at your own risk.
When you visit a linked third-party website, we may earn compensation as a commission or
referral fee. You will see a disclaimer on the page displaying the sponsored or affiliate link.
Please review our Disclosure Policy.
10. Limitation of Liability
The Company, its suppliers, and other third parties mentioned at this Site are not liable for
damages arising out of the use or an inability to use: 1) this Site, 2) any websites linked from/to
this Site, or 3) the Materials or information (including, but not limited to those resulting from
interruption of services or inaccurate information).
Users assume all costs associated with the use of the Materials or information from this Site
resulting in a need for service, repair, or reconstruction of equipment or data.

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11. Applicable Law
The laws of the State of Florida govern these terms. Failure to enforce strict performance of the
Terms is not a waiver of any right or provision. The Company may assign its duties and rights
under the Terms without notice to any party.
12. Waivers
The Company's omission or commission does not waive its rights or remedies unless the
Company sets aside the violation in writing, and then only to the extent outlined in that
occurrence. One event's waiver will not be a continuing waiver or bar from any right or remedy
in a later instance.

13. Severability
Provisions found unlawful, unenforceable or void, shall be severable from the remaining
agreement, and will not affect the remaining provisions' validity and enforceability.

14. Headings.  
Paragraph headings are for reference only and cannot interpret the agreement.

15. Assignment.
The User may not assign, transfer, or sell their rights and responsibilities to another party
without the Company’s written permission. The Company may assign its rights and duties
during a sale or merger with a third-party by giving the Member a thirty (30) day written notice.

16. Heirs. This agreement binds both parties’ representatives and successors in interest. 

17. Effective Date and Updates
The Company may change these terms without advance notice. Please check for changes
regularly your continued use of the Site confirms your agreement to the modifications.
Last updated: March 22, 2021