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www.elitebenefitsgroup.comELITEBENEFITSGROUPENHANCE - EDUCATE - ENGAGE - ENROLL - EMPOWERG&M Welding

Getting StartedCare ServicesVirtual Urgent Care• Acne / Rash• Allergies• Cold / Flu• GI Issues• Ear Problems• Fever• Insect Bites• Nausea• Pink Eye• Respiratory• UTI's• And More...Example Conditions Treatedcustomerservice@recurohealth.com | 855.6RECURO | Scan QR Code to Download $0Copay010203ActivateAccess your Recuro Care benefit by:Mobile App: Android or ApplePhone: 1.855.673.2876Online: member.recurohealth.comCreate LoginCreate your login credentials by entering your email, name, and date of birth, then create your username and password.Request a ConsultYou’re now ready to request a consult with a Doctor.Or visit: “member.recurohealth.com"Scan here or search for “Recuro Care” in your app store.Activate Now

Voluntary Benefits 101What are voluntary benefits?Sometimes called “supplemental insurance,” voluntary benefits are policies you buy to add to the health and life insurance your employer may already provide. These benefits can help you pay for things your other insurance won’t, such as lost wages, out-of-pocket expenses and household bills.Advantages*Flexibility Use claim payments however you like – pay deductibles, co-payments and other expenses not covered by your health or life insurancePortability Take coverage with you if you leave your job or retireStability Maintain coverage whether or not you’re employedConvenience Pay premiums using your choice of payroll deduction, bank dra or direct billingTo learn more about voluntary benefits, contact us at 713-575-3722Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC ©2017 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.Policies Accident insurance Helps cover out-of-pocket expenses in the event of a covered accidentCancer and critical illness insurance Helps with the high cost of cancer or critical illness diagnosis and treatmentDental insurance Helps pay for dental procedures, like routine cleanings, crowns and root canalsDisability insurance Helps replace part of your regular income if you are unable to work because of a covered injury or illnessHospital confinement indemnity insurance Helps pay for covered hospital-related expenses, such as outpatient surgery and diagnostic proceduresLife insurance Protects the people who depend on you by helping cover final expenses and loss of income*Advantages may not apply to all products. See your Colonial Life benefits counselor forcomplete details.

Deductions per year: 26Accident 1.0 for TXApplicable to policy forms ACCIDENT 1.0-HS and ACCIDENT1.0-NSlOn/Off-Job Accident CoverageISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILYPreferred with health screening 0-80 $9.76 $13.37 $15.08 $18.68Critical Illness 1.0 for TXApplicable to policy form CI-1.0lwith Subsequent Diagnosis Coverage, Health Screening Benefit, Cancer BenefitNon-Tobacco RatesISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILY$5,000 17-24 $1.94 $2.95 $2.31 $3.3425-29 $2.40 $3.67 $2.77 $4.0630-34 $2.88 $4.40 $3.25 $4.8035-39 $3.60 $5.51 $3.97 $5.9040-44 $4.22 $6.46 $4.59 $6.8545-49 $5.35 $8.24 $5.74 $8.6050-54 $7.22 $11.10 $7.59 $11.4755-59 $8.77 $13.47 $9.16 $13.8760-64 $11.44 $17.58 $11.84 $17.9765-70 $13.50 $20.74 $13.91 $21.16$10,000 17-24 $2.88 $4.38 $3.62 $5.1725-29 $3.81 $5.81 $4.54 $6.6030-34 $4.77 $7.29 $5.51 $8.0735-39 $6.21 $9.50 $6.94 $10.2940-44 $7.45 $11.40 $8.19 $12.1845-49 $9.71 $14.95 $10.50 $15.6950-54 $13.45 $20.67 $14.19 $21.4155-59 $16.54 $25.43 $17.33 $26.2160-64 $21.90 $33.64 $22.68 $34.4365-70 $26.01 $39.97 $26.84 $40.80$15,000 17-24 $3.83 $5.81 $4.94 $6.9925-29 $5.21 $7.96 $6.32 $9.1430-34 $6.67 $10.17 $7.77 $11.3535-39 $8.81 $13.50 $9.92 $14.6740-44 $10.68 $16.34 $11.79 $17.5145-49 $14.07 $21.67 $15.25 $22.7750-54 $19.68 $30.25 $20.79 $31.3655-59 $24.32 $37.38 $25.50 $38.5660-64 $32.35 $49.70 $33.53 $50.8865-70 $38.51 $59.19 $39.76 $60.44

Critical Illness 1.0 for TXApplicable to policy form CI-1.0lwith Subsequent Diagnosis Coverage, Health Screening Benefit, Cancer BenefitNon-Tobacco RatesISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILY$20,000 17-24 $4.77 $7.24 $6.25 $8.8125-29 $6.62 $10.10 $8.10 $11.6730-34 $8.56 $13.06 $10.04 $14.6335-39 $11.42 $17.49 $12.90 $19.0640-44 $13.91 $21.27 $15.39 $22.8445-49 $18.44 $28.38 $20.01 $29.8650-54 $25.91 $39.83 $27.39 $41.3055-59 $32.10 $49.34 $33.67 $50.9060-64 $42.81 $65.77 $44.37 $67.3465-70 $51.02 $78.41 $52.68 $80.07$25,000 17-24 $5.72 $8.67 $7.57 $10.6425-29 $8.03 $12.25 $9.87 $14.2130-34 $10.45 $15.94 $12.30 $17.9035-39 $14.03 $21.48 $15.87 $23.4440-44 $17.14 $26.21 $18.99 $28.1745-49 $22.80 $35.10 $24.76 $36.9450-54 $32.14 $49.40 $33.99 $51.2555-59 $39.87 $61.29 $41.84 $63.2560-64 $53.26 $81.83 $55.22 $83.7965-70 $63.53 $97.64 $65.61 $99.71Tobacco RatesISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILY$5,000 17-24 $2.33 $3.57 $2.72 $3.9725-29 $3.09 $4.75 $3.48 $5.1230-34 $4.04 $6.20 $4.43 $6.6035-39 $5.17 $7.94 $5.56 $8.3340-44 $6.34 $9.76 $6.74 $10.1545-49 $8.01 $12.32 $8.40 $12.6950-54 $10.71 $16.45 $11.10 $16.8455-59 $13.47 $20.70 $13.84 $21.0760-64 $17.05 $26.19 $17.44 $26.5865-70 $20.35 $31.27 $20.77 $31.68(Continued...)

Critical Illness 1.0 for TXApplicable to policy form CI-1.0lwith Subsequent Diagnosis Coverage, Health Screening Benefit, Cancer BenefitTobacco RatesISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE-PARENT FAMILY TWO-PARENT FAMILY$10,000 17-24 $3.67 $5.63 $4.45 $6.4125-29 $5.19 $7.98 $5.97 $8.7230-34 $7.08 $10.89 $7.87 $11.6735-39 $9.34 $14.35 $10.13 $15.1440-44 $11.70 $18.00 $12.48 $18.7845-49 $15.02 $23.12 $15.81 $23.8650-54 $20.42 $31.38 $21.21 $32.1755-59 $25.96 $39.87 $26.70 $40.6160-64 $33.11 $50.86 $33.90 $51.6465-70 $39.71 $61.01 $40.54 $61.84$15,000 17-24 $5.01 $7.68 $6.18 $8.8625-29 $7.29 $11.21 $8.47 $12.3230-34 $10.13 $15.57 $11.31 $16.7535-39 $13.52 $20.77 $14.70 $21.9440-44 $17.05 $26.24 $18.23 $27.4145-49 $22.04 $33.92 $23.21 $35.0350-54 $30.14 $46.31 $31.31 $47.4955-59 $38.44 $59.05 $39.55 $60.1660-64 $49.17 $75.53 $50.35 $76.7065-70 $59.07 $90.76 $60.32 $92.00$20,000 17-24 $6.34 $9.74 $7.91 $11.3025-29 $9.39 $14.44 $10.96 $15.9230-34 $13.17 $20.26 $14.74 $21.8335-39 $17.70 $27.18 $19.27 $28.7540-44 $22.41 $34.47 $23.97 $36.0445-49 $29.05 $44.72 $30.62 $46.2050-54 $39.85 $61.24 $41.42 $62.8155-59 $50.93 $78.23 $52.41 $79.7060-64 $65.24 $100.20 $66.81 $101.7765-70 $78.44 $120.50 $80.10 $122.17$25,000 17-24 $7.68 $11.79 $9.64 $13.7525-29 $11.49 $17.67 $13.45 $19.5230-34 $16.22 $24.94 $18.18 $26.9035-39 $21.87 $33.60 $23.84 $35.5640-44 $27.76 $42.71 $29.72 $44.6745-49 $36.07 $55.52 $38.03 $57.3750-54 $49.57 $76.17 $51.53 $78.1455-59 $63.41 $97.40 $65.26 $99.2560-64 $81.30 $124.87 $83.26 $126.8365-70 $97.80 $150.25 $99.87 $152.33(Continued...)

Individual Disability - ISTD3000 for TX AAA Risk ClassApplicable to policy form Individual DisabilitylOff Job Accident & Off Job Sickness3 Month Benefit PeriodELIMINATION PERIOD ISSUE AGE $1,200* $1,500* $2,000* $2,500**monthly benefit amount0 days Accident/7 days Sickness 17-49 $14.40 $18.00 $24.00 $30.0050-64 $16.45 $20.56 $27.42 $34.2765-74 $19.99 $24.99 $33.32 $41.6514 days Accident/14 days Sickness 17-49 $9.14 $11.42 $15.23 $19.0450-64 $10.19 $12.74 $16.98 $21.2365-74 $13.07 $16.34 $21.78 $27.236 Month Benefit PeriodELIMINATION PERIOD ISSUE AGE $1,200* $1,500* $2,000* $2,500**monthly benefit amount0 days Accident/7 days Sickness 17-49 $18.28 $22.85 $30.46 $38.0850-64 $23.82 $29.77 $39.69 $49.6265-74 $30.96 $38.70 $51.60 $64.5014 days Accident/14 days Sickness 17-49 $11.85 $14.82 $19.75 $24.6950-64 $14.95 $18.69 $24.92 $31.1565-74 $19.94 $24.92 $33.23 $41.54(Continued...)

DENTALwww.elitebenefitsgroup.comCLASSTYPE OF SERVICE INSURANCE PAYSNetworkOur national dental network offers more than 323,000 access points. Members may choose any dentist but may receive additional savings by choosing an in-network dentist. Plus, services not covered by this plan may also still be eligible for in-network savings. Out-of-network benefits are paid at the network negotiated rate.Colonial Life Dental insurance can help preserve your smile with easy-to-use coverage that promotes overall wellness. Benefits can help with a variety of dental costs, from routine cleanings to more advanced procedures. Additional benefits include, no annual rate increases, fully portable and national networks. Plan detailsThe benefit year maximum for this plan is $2,000 per person. Class A, B and C services apply toward the benefit year maximum.This plan has a deductible of $50 per person.Families only pay the deductible for a maximum of three people. Applies only to Class B and C Services.(Network: UNUM) $2,000, 100%80% 50%Class AClass BClass CPreventive ServicesBasic ServicesMajor Services100%80%50%The co-insurance for this plan is:

Covered Procedures & Waiting PeriodsRoutine exams and cleanings (twice every 12 months)-One additional cleaning per 12 months if memberis in second or third trimester of pregnancy.X-rays-Bitewing X-rays (up to four films; once every 12 months)-Full mouth/panoramic x-rays (once every five years)Children’s services(up to age 14)-Fluoride treatment (once every 12 months)-Sealants (once every 36 months)-Space maintainers (up to age 14; once every 24 months)Adjunctive pre-diagnostic oral cancer screening (for age 40or older; once every 12 months).Simple restorative services (fillings) Simple extractionsEmergency treatmentRepair of crown, denture or bridgePreventive services (Class A): No waiting periodBasic services (Class B): No waiting periodMajor services (Class C): 12 Month Waiting PeriodOral surgery (extractions and impacted teeth)Anesthesia (subject to review; covered with complex oral surgery) Periodontics (gum treatments)Endodontics (root canals)Inlays and onlaysCrownsBridgesDenturesEndosteal implants (in lieu of an approved three-unit bridge)www.elitebenefitsgroup.comEmployee Contributions (Bi-Weekly)EmployeeEmployee and SpouseEmployee and Child (ren)Employee and Family$15.52$29.32$36.77$54.44

Vision rider helps pay for eye exams and materials, such as glasses and contact lenses. This coverage can help you maintain healthy vision and overall wellness, as well as provide valuable financial protection for you, your spouse and dependent children.www.elitebenefitsgroup.comVISION BENEFITSIN-NETWORKSOUT OF NETWORK ALLOWANCECO-PAYSSTANDARD PLASTIC LENSES (once per 12 months)FRAMES (once per 12 months)CONTACT LENSES (once per 12 months) (Includes fit, follow-up and materials) in lieu of eyeglass lenses and framesExam (once per 12 months)Materials$10$25Up to $35See belowSingle visionBifocalTrifocalLenticularProgressivePolycarbonate lenses (for children to age 19)Covered by co-payCovered by co-payCovered by co-payCovered by co-pay$80 allowance$70 allowanceUp to $25Up to $40Up to $50Up to $50Up to $40N/Achoose any frame avaiable at provider locations$120 allowanceUp to $50ElectiveMedically NecessaryUp to $120 allowanceUp to $210 allowanceUp to $100 allowanceUp to $210 allowanceVISION(Network : First Look)Vision Rider can not be purchased separately.Employee Contributions (Bi-Weekly)EmployeeEmployee and SpouseEmployee and Child (ren)Employee and Family$2.88$5.70$6.00$9.39

The information in this Enrollment Guide is intended for illustrative purposes and informational purposes only. The information contained herein was taken from various summary plan descriptions, certificates of coverage and benefit information. Every effort was taken to accurately report your benefits however discrepancies and errors are always possible. It is not intended to alter or expand rights or liabilities set forth in the official plan documents or contracts. It is not an offer to contract nor are there any express or implied guarantees. In case of a discrepancy between this information and the actual plan documents, the actual plan documents will prevail. If you have any questions about this summary, please contact Human Resources or Elite Benefits GroupCOLONIAL LIFEELITE BENEFITS GROUPDENTAL / VISIONColonial Life Policieswww.colonialLife.com 800.325.4368713.575.3722CONTACT INFORMATIONwww.elitebenefitsgroup.comHUMAN RESOURCESKristi Sims409.744.9222www.colonialLifeDental.com 888.400.9304