Crane Worldwide Unum Benefit Guide : simplebooklet.com

Crane Worldwide Logistics LLC Accident Insurance How does it work What s included Accident Insurance pays a set benefit amount based on the type of injury you have and the type of treatment you need It covers accidents that occur off the job And it includes a range of incidents from common injuries to more serious events Be Well Benefit Why is this coverage so valuable Annual exams by a physician include sports physicals It can help you with out of pocket costs that your medical plan doesn t cover like co pays and deductibles You ll have base coverage without medical underwriting The cost is conveniently deducted from your paycheck You can keep your coverage if you change jobs or retire You ll be billed directly Every year each family member who has Accident coverage can also receive 50 for getting a covered Be Well screening test such as well child visits dental and vision exams Screenings for cancer including pap smear colonoscopy Cardiovascular function screenings Screenings for cholesterol and diabetes Imaging studies including chest X ray mammography Immunizations including HPV MMR tetanus influenza Organized Sports Benefit Who can get coverage Each family member that has Accident coverage is eligible for a 25 increase in payable benefits within the Injury and Treatment schedule of benefit categories See disclosures and schedule of benefits for more information If you re actively at work You Your spouse Can get coverage as long as you have purchased coverage for yourself Your children Dependent children from birth until their 26th birthday regardless of marital or student status Personal Safety Benefit Every year each family member who has Accident coverage can also receive 50 for completing a covered safety program This benefit is available in the Treatment category See disclosures and schedule of benefits for more information Employees must be legally authorized to work in the United States and actively working at a U S location to receive coverage See Schedule of benefits for a complete listing of what is covered How much does it cost EN 2073 Your monthly premium Option 1 You 10 14 You and your spouse 22 25 You and your children 21 75 Family 33 86 FOR EMPLOYEES 6 23 Unum Accident Insurance

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SCHEDULE OF BENEFITS Accidental Death and Dismemberment Injury AD D 2nd Degree Burns 20 or greater of skin surface 2 000 Upper Arm between Elbow and Shoulder humerus 1 200 3rd Degree Burns Less than 5 of skin surface 4 000 Upper Jaw Maxilla other than alveolar process 1 200 3rd Degree Burns At least 5 but less than 20 of skin surface 10 000 Ankle lower tibia or fibula 1 500 3rd Degree Burns 20 or greater of skin surface 20 000 Collarbone clavicle sternum or Shoulder Blade scapula 1 500 Employee 50 000 Spouse 25 000 Children 12 500 Common Carrier Benefit can pay if the insured individual is injured as a fare paying passenger on a common carrier examples include mass transit trains buses and planes Injury Concussion Concussion 300 50 000 Connective Tissue Damage Spouse 25 000 Children 12 500 One Connective Tissue tendon ligament rotator cuff muscle 90 Both Feet 50 000 Two or more Connective Tissues tendon ligament rotator cuff muscle 150 Both Hands 50 000 Dislocations One Foot 25 000 3 000 One Hand 25 000 Knee joint other than patella Thumb and Index Finger of the same Hand 12 500 Ankle bone or bones of the foot other than toes 1 700 Hip joint 6 000 Collarbone sternoclavicular 1 500 Employee Dismemberment Coma Coma 10 000 Home Vehicle Modifications Home Vehicle Modifications 1 500 Loss of Use Elbow joint 900 Hand other than Fingers 900 Lower Jaw 900 Shoulder 2 000 2 000 Foot or Heel other than Toes Forearm olecranon radius or ulna Hand or Wrist other than Fingers 800 1 500 Kneecap patella 800 Lower Jaw Mandible other than alveolar process 800 Vertebral Processes 800 Rib 800 Tailbone coccyx Sacrum 800 Finger or Toe Digit 400 Chip Fracture Payable as a of the applicable Fractures benefit 25 Same bone maximum incurred per accident 1 Fracture Maximum payable multiplier for multiple bones 2 Times Internal Injuries Internal Injuries 200 Lacerations 12 500 Wrist joint Hearing both ears 25 000 No Repair 85 Sight of one Eye 25 000 Collarbone acromioclavicular and separation 600 Repair Less than 2 inches 250 Sight of both Eyes 50 000 Finger or Toe Digit 300 Repair At least 2 inches but less than 6 inches 500 Speech 25 000 Kneecap patella 900 Repair 6 inches or greater 1 000 Uniplegia 12 500 25 Hemi Paraplegia 25 000 Incomplete Dislocation Payable as a of the applicable Dislocations benefit Triplegia 37 500 Quadriplegia 50 000 Hearing one ear Paralysis Hospitalization Admission 2 000 Daily Stay 365 days 300 Daily Stay Hospital ICU added to Daily Stay 150 Short Stay 200 Injury Loss of a Digit Eye Injury Eye Injury 200 Fractures Skull except bones of Face or Nose Depressed 8 000 Hip or Thigh femur 6 000 Skull except bones of Face or Nose Non depressed 4 000 Vertebrae body of other than Vertebral Processes 2 400 250 Leg mid to upper tibia or fibula 2 700 Organized Sports 25 Pelvis 2 400 2nd Degree Burns At least 5 but less than 20 of skin surface EN 2073 FOR EMPLOYEES 1 000 6 23 Bones of the Face or Nose other than Lower Jaw Mandible or Upper Jaw Maxilla 1 250 One Digit a Thumb or Big Toe 1 875 Two or more Digits 2 500 Knee Cartilage Injury due to felony sexual assault Burns One Digit other than a Thumb or Big Toe 1 200 Knee Cartilage Meniscus Injury 250 Ruptured or Herniated Disc One Disc 210 Two or more Discs 350 Recovery Acquired Brain Injury 25 At Home Care 100 Physician Follow Up Visits 100 Physician Follow Up Maximum Visits 2 Prescription Drug 25 Unum Accident Insurance

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SCHEDULE OF BENEFITS Recovery Surgery Treatment Prescription Benefit Incidence per covered accident Outpatient Surgical Facility Pain Management Injections epidural cortisone steroid 1 Per Insured Rehabilitation or Subacute Rehabilitation Unit 100 Behavior Health Therapy 75 Behavior Health Therapy visits 15 Telehealth Service 25 Telemedicine Medical Service 25 Therapy Services chiro speech PT occ acupuncture alternative 75 Therapy Services Maximum Days 15 Surgery 300 Ruptured or Herniated Disc Surgery Exploratory without Repair 125 One Disc 675 Two or more Discs 1 000 Treatment Organized Sports 25 Transfusions 400 Transportation per one way trip 100 Family Care 30 Pet Boarding per day 30 Personal Safety 50 Treatment in a Physician s Office or Urgent Care Facility initial 200 Ambulance Air Ground 2 000 400 Durable Medical Equipment Dislocations Dislocation Surgical Repair Payable as a of the applicable Injury benefit 100 Anesthesia Epidural or Regional Anesthesia 100 General Anesthesia 250 Connective Tissue Exploratory without Repair 100 Repair for One Connective Tissue 800 Repair for Two or more Connective Tissues 1 200 Eye Surgery Eye Surgery Requiring Anesthesia 300 Tier 1 arm sling cane medical ring cushion 50 Tier 2 bedside commode cold therapy system crutches 100 Tier 3 back brace body jacket continuous passive movement electric scooter 200 Emergency Dental Repair Dental Crown 350 Dental Extraction 115 Filling or Chip Repair 90 Imaging Tier 1 X rays or Ultrasound 100 Tier 2 Bone Scan CAT CT EEG MR MRA or MRI 300 Medical Imaging Incidence allowance covered accident per Tier Fractures Fractures Surgical Repair Payable as a of the applicable Injury benefit 100 Surgical Repair same bone maximum incurred per accident 1 Fracture General Surgery 150 Prosthetic Device One Device or Limb 2 Times 1 Per Insured Per Tier Lodging Lodging per night Surgical Repair same bone maximum payable multiplier for multiple bones Two or more Devices or Limbs 750 1 500 Skin Grafts Abdominal Thoracic or Cranial 1 500 Exploratory 150 Incidence per covered accident 1 Per Insured Hernia Surgery Hernia Surgery 150 Knee Cartilage Knee Cartilage Meniscus Exploratory without Repair 150 Knee Cartilage Meniscus with Repair 750 EN 2073 Outpatient Surgical Facility 100 FOR EMPLOYEES 6 23 For Burns Payable as a of the applicable Burn benefit 50 Not Burns Less than 20 of skin surface 250 Not Burns 20 or greater of skin surface 500 Treatment Emergency Room Treatment 250 Injections to Prevent or Limit Infection tetanus rabies antivenom immune globulin 50 Unum Accident Insurance

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Organized Sports Benefit This increased benefit payment will be applied if the covered Accident occurs while playing an organized sport that required formal registration to participate and is officiated by someone certified to act in that capacity Personal Safety Benefit Covered safety programs may include defensive driving course CPR certification first aid certification swim lessons self defense course and or a state or federally approved Recreational Safety Course 2 UT Policy Form GAP16 1 et al in all states GAP16 3 NH in New Hampshire or contact your Unum representative Unum complies with state civil union and domestic partner laws when applicable Underwritten by Unum Insurance Company Portland Maine 2023 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries Active employment You are considered in active employment if on the day you apply for coverage you are being paid regularly for the required minimum 20 hours each week and you are performing the material and substantial duties of your regular occupation Insurance coverage will be delayed if you are not in active employment because of an injury sickness temporary layoff or leave of absence on the date that insurance would otherwise become effective New employees have a day waiting period to be eligible for coverage Please contact your plan administrator to confirm your eligibility date If enrolling and eligible for Medicare age 65 or disabled the Guide to Health Insurance for People with Medicare is available at https www medicare gov publications 02110 medigap guide health insurance pdf Effective date of coverage Coverage becomes effective on the first day of the month in which payroll deductions begin Exclusions and limitations We will not pay benefits for a claim that is caused by contributed to by or occurs as the result any of the following committing or attempting to commit a felony being engaged in an illegal occupation or activity injuring oneself intentionally or attempting or committing suicide whether sane or not active participation in a riot insurrection or terrorist activity This does not include civil commotion or disorder Injury as an innocent bystander or Injury for self defense participating in war or any act of war whether declared or undeclared combat or training for combat while serving in the armed forces of any nation or authority including the National Guard or similar government organizations a Covered Loss that occurs while an Insured is legally incarcerated in a penal or correctional institution elective procedures cosmetic surgery or reconstructive surgery unless it is a result of trauma infection or other diseases an occupational injury any Sickness bodily infirmity or other abnormal physical condition or Mental or Nervous Disorders including diagnosis treatment or surgery for it Infection This exclusion does not apply when the infection is due directly to a cut or wound sustained in a Covered Accident experimental or investigational procedures operating any motorized vehicle while intoxicated operating learning to operate serving as a crew member of any aircraft or hot air balloon including those which are not motor driven unless flying as a fare paying passenger jumping parachuting or falling from any aircraft or hot air balloon including those which are not motordriven travel or flight in any aircraft or hot air balloon including those which are not motor driven if it is being used for testing or experimental purposes used by or for any military authority or used for travel beyond the earth s atmosphere practicing for or participating in any semi professional or professional competitive athletic contests for which any type of compensation or remuneration is received riding or driving an air land or water vehicle in a race speed or endurance contest and engaging in hang gliding bungee jumping sail gliding parasailing parakiting or BASE jumping The Accidental Death and Dismemberment Benefits are also subject to the following Exclusions We will not pay benefits for a claim that is caused by contributed to by or resulting from any of the following being intoxicated and voluntary use of or treatment for voluntary use of any prescription or non prescription drug intoxicant poison fume or other chemical substance unless taken as prescribed or directed by the Insured s Physician Additionally no benefits will be paid for a Covered Loss that occurs prior to the Coverage Effective Date Termination of employee coverage If you choose to cancel your coverage your coverage ends on the first of the month following the date you provide notification to your employer Otherwise your coverage ends on the earliest of the the date this policy is canceled by Unum or your employer the date you are no longer in an eligible group the date your eligible group is no longer covered the date of your death the last day of the period any required premium contributions are made the last day you are in active employment However as long as premium is paid as required coverage will continue in accordance with the Continuation of your Coverage during Absences provision or if you elect to continue coverage for you your Spouse and Children under Portability of Accident Insurance We will provide coverage for a Payable Claim that occurs while you are covered under this certificate Accident Insurance THIS IS A LIMITED BENEFITS POLICY This information is not intended to be a complete description of the insurance coverage available The policy or its provisions may vary or be unavailable in some states The policy has exclusions and limitations which may affect any benefits payable For complete details of coverage and availability please refer to certificate form GAC16 1 et al and GAC16 2 GAC16 2 IL GAC16 3 NH GAC16 2 OH and GAC16EN 2073 FOR EMPLOYEES 6 23 Unum Accident Insurance

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Crane Worldwide Logistics LLC Hospital Insurance How does it work Hospital Insurance helps covered employees and their families cope with the financial impacts of a hospitalization You can receive benefits when you re admitted to the hospital for a covered accident illness or childbirth Why is this coverage so valuable The money is paid directly to you not to a hospital or care provider The money can also help you pay the out of pocket expenses your medical plan may not cover such as co insurance co pays and deductibles Hospital Insurance can pay benefits that help you with the costs of a covered hospital visit Who can get coverage If you re actively at work You Your spouse Can get coverage as long as you have purchased coverage for yourself Your children Dependent children newborn until their 26th birthday regardless of marital or student status You get affordable rates when you buy this coverage at work The cost is conveniently deducted from your paycheck The benefits in this plan are compatible with a Health Savings Account HSA You may take the coverage with you if you leave the Employee must purchase coverage for themselves in order to purchase spouse or child coverage Employees must be legally authorized to work in the United States and actively working at a U S location to receive coverage company or retire without having to answer new health questions You ll be billed directly How much does it cost Your monthly premium You 20 00 You and your children 30 49 Since our founding in 1848 Unum hasspouse been a leader in the You and your 43 77 employee benefits business Innovation integrity and an unwavering Family to our customers has 54 26 commitment helped us become a global leader in financial protection benefits Please refer to the certificate for complete definitions about these covered conditions Coverage may vary by state See exclusions and limitations This plan has a childbirth limitation See disclosures for more information If enrolling and eligible for Medicare age 65 or disabled the Guide to Health Insurance for People with Medicare is available at www medicare gov sites default files 2022 03 02110 medigap guide healthinsurance pdf EN 372230 FOR EMPLOYEES 10 22 Unum Hospital Insurance

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any benefits payable For complete definitions of coverage and availability please refer to Certificate Form GHIC161 and policy form GHIP16 1 or contact your Unum representative Unum complies with all state civil union and domestic partner laws when applicable Hospital Hospital Admission Payable for a maximum of 1 day per year 1 500 Hospital Daily Stay Payable per day up to 31 days 250 ICU Daily Stay Payable per day up to 15 days 250 Underwritten by Unum Insurance Company Portland Maine 2022 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries Additional Inpatient Care Rehab Subacute Rehab Unit Payable for maximum of 30 days per insured per calendar year 125 Exclusions and Limitations Hospital insurance filed policy name is Group Hospital Indemnity Insurance Policy Active employment You are considered in active employment if on the day you apply for coverage you are being paid regularly for the required minimum 20 hours per week and you are performing the material and substantial duties of your regular occupation Insurance coverage will be delayed if you are not in active employment because of an injury sickness temporary layoff or leave of absence on the date that insurance would otherwise become effective New employees have a 0 day waiting period to be eligible for coverage Please contact your plan administrator to confirm your eligibility date Continuity of coverage We will provide coverage for an Insured if the Insured was covered by a similar prior policy on the day before the Policy Effective Date of this certificate Coverage is subject to payment of premium and all other terms of the certificate If an employee is on a temporary Layoff or Leave of Absence on the Policy Effective Date of this certificate we will consider your temporary Layoff or Leave of Absence to have started on that date and coverage will continue for the period provided temporary Layoff or Leave of Absence under Continuation of your Coverage During Extended Absences in the certificate If you have not returned to Active Employment before any Insured s covered loss any benefits payable will be limited to what would have been paid by the prior carrier Childbirth Limitation We will pay benefits due to Childbirth for any Insured within the first nine months after the Insured s Coverage Effective Date Childbirth or Complications of Pregnancy will be covered to the same extent as any other Covered Sickness Exclusions and limitations We will not pay benefits for a claim that is caused by contributed to by or resulting from any of the following participation in a felony being engaged in an illegal occupation injuring oneself intentionally or attempting or committing suicide whether sane or not participation in a riot or insurrection This does not include civil commotion or disorder Injury as an innocent bystander or Injury for self defense participating in war or any act of war whether declared or undeclared combat while serving in the armed forces of any nation or authority including the National Guard or similar government organizations while coverage is suspended and no premiums are collected being legally intoxicated a Covered Loss that occurs while an Insured is legally incarcerated in a penal or correctional institution elective procedures cosmetic surgery or reconstructive surgery unless it is a result of organ donation trauma infection gender identity disorders or other diseases treatment for dental care or dental procedures unless treatment is the result of a Covered Accident any Admission of a newborn Child immediately following Childbirth unless the newborn is Injured or Sick voluntary use of illegal drugs and Mental or Nervous Disorders This exclusion does not include dementia if it is a result of stroke Alzheimer s disease trauma viral infection or other conditions which are not usually treated by a mental health provider or other qualified provider using psychotherapy psychotropic drugs or other similar methods of treatment Additionally no benefits will be paid for a Covered Loss that occurs prior to the Coverage Effective Date End of employee coverage If you choose to cancel your coverage under this certificate your coverage will end on the first of the month following the date you provide notification to your Employer Otherwise your coverage under this certificate ends on the earliest of the date the Policy is cancelled by us or your Employer the date you are no longer in an Eligible Group the date your Eligible Group is no longer covered the date of your death the last day of the period any required premium contributions are made or the last day you are in Active Employment However as long as premium is paid as required coverage will continue in accordance with the Continuation of your Coverage During Absences provision or if you elect to continue coverage for you under Portability of Hospital Indemnity Insurance We will provide coverage for a Payable Claim that occurs while you are covered under this certificate THIS INSURANCE PROVIDES LIMITED BENEFITS This coverage is a supplement to health insurance It is not a substitute for comprehensive health insurance and does not qualify as minimum essential health coverage as defined in federal law Some states may require individuals to have comprehensive medical coverage before purchasing hospital insurance This information is not intended to be a complete description of the insurance coverage available The policy or its provisions may vary or be unavailable in some states The policy has exclusions and limitations which may affect EN 372230 FOR EMPLOYEES 10 22 Unum Hospital Insurance

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Group Critical Illness Insurance How does it work Why should I buy coverage now If you re diagnosed with an illness that is covered by this insurance you can receive a lump sum benefit payment You can use the money however you want It s more accessible when you buy it through your employer and the premiums are conveniently deducted from your paycheck Why is this coverage so valuable Coverage is portable You may take the coverage with you if you leave the company or retire You ll be billed at home The money can help you pay out of pocket medical expenses like deductibles You can use this coverage more than once Even after you receive a payout for one illness you re still covered for the remaining conditions and for the reoccurrence of any critical illness with the exception of skin cancer The reoccurrence benefit can pay 100 of your coverage amount Diagnoses must be at least 180 days apart or the conditions can t be related to each other What s covered Critical Illnesses Heart attack Stroke Major organ failure End stage kidney failure Coronary artery disease Major 50 Coronary artery bypass graft or valve replacement Minor 10 Balloon angioplasty or stent placement Cancer conditions Invasive cancer all breast cancer is considered invasive Be Well Benefit Every year each family member who has Critical Illness coverage can also receive a payment for getting a covered Be Well Benefit screening test such as Annual exams by a physician include sports physicals wellchild visits dental and vision exams Screenings for cancer including pap smear colonoscopy Cardiovascular function screenings Who can get coverage You Choose 10 000 20 000 or 30 000 of coverage with no medical underwriting to qualify if you apply during this enrollment Your spouse Spouses can only get 100 of the employee coverage amount as long as you have purchased coverage for yourself Your children Children from live birth to age 26 are automatically covered at no extra cost Their coverage amount is 50 of yours They are covered for all the same illnesses plus these specific childhood conditions cerebral palsy cleft lip or palate cystic fibrosis Down syndrome and spina bifida The diagnosis must occur after the child s coverage effective date Non invasive cancer 25 Skin cancer 500 Progressive diseases Supplemental conditions Amyotrophic Lateral Sclerosis ALS Dementia including Alzheimer s disease Multiple Sclerosis MS Parkinson s disease Functional loss Loss of sight hearing or speech Benign brain tumor Coma Permanent Paralysis Occupational HIV Hepatitis B C or D Infectious Diseases 25 Screenings for cholesterol and diabetes Imaging studies including chest X ray mammography Immunizations including HPV MMR tetanus influenza Please refer to the certificate for complete definitions of these covered conditions Coverage may vary by state See exclusions and limitations EN 2050 FOR EMPLOYEES 8 23 Unum Group Critical Illness Insurance

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Age Bi weekly costs Bi weekly costs Employee coverage 10 000 Spouse coverage 10 000 Be Well benefit 50 Employee coverage 30 000 Spouse coverage 30 000 Be Well benefit 100 Age Employee Spouse Employee Spouse under 25 1 50 1 50 under 25 4 49 4 49 25 29 1 77 1 77 25 29 5 32 5 32 30 34 2 19 2 19 30 34 6 56 6 56 35 39 2 70 2 70 35 39 8 09 8 09 40 44 3 62 3 62 40 44 10 86 10 86 45 49 4 91 4 91 45 49 14 73 14 73 50 54 6 90 6 90 50 54 20 69 20 69 55 59 9 53 9 53 55 59 28 58 28 58 60 64 13 54 13 54 60 64 40 62 40 62 65 69 19 77 19 77 65 69 59 32 59 32 70 74 29 74 29 74 70 74 89 22 89 22 75 79 41 97 41 97 75 79 125 92 125 92 80 84 58 54 58 54 80 84 175 62 175 62 85 92 46 92 46 85 277 39 277 39 Bi weekly costs Employee coverage 20 000 Spouse coverage 20 000 Be Well benefit 75 Age Employee Spouse under 25 2 99 2 99 25 29 3 54 3 54 30 34 4 38 4 38 35 39 5 39 5 39 40 44 7 24 7 24 45 49 9 82 9 82 50 54 13 79 13 79 55 59 19 05 19 05 60 64 27 08 27 08 65 69 39 54 39 54 70 74 59 48 59 48 75 79 83 94 83 94 80 84 117 08 117 08 85 184 93 184 93 Active employment You are considered in active employment if on the day you apply for coverage you are being paid regularly for the required minimum 20 hours each week and you are performing the material and substantial duties of your regular occupation Insurance coverage will be delayed if you are not in active employment because of an injury sickness temporary layoff or leave of absence on the date that insurance would otherwise become effective New employees have a 0 day waiting period to be eligible for coverage Please contact your plan administrator to confirm your eligibility date If enrolling and eligible for Medicare age 65 or disabled the Guide to Health Insurance for People with Medicare is available at https www medicare gov publications 02110 medigap guide health insurance pdf EN 2050 FOR EMPLOYEES 8 23 Unum Group Critical Illness Insurance

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Your paycheck deduction will include the cost of coverage and the Be Well Benefit Actual billed amounts may vary Exclusions and limitations We will not pay benefits for a claim that is caused by contributed to by or occurs as a result of any of the following committing or attempting to commit a felony being engaged in an illegal occupation or activity injuring oneself intentionally or attempting or committing suicide whether sane or not active participation in a riot insurrection or terrorist activity This does not include civil commotion or disorder injury as an innocent bystander or injury for self defense participating in war or any act of war whether declared or undeclared combat or training for combat while serving in the armed forces of any nation or authority including the National Guard or similar government organizations voluntary use of or treatment for voluntary use of any prescription or non prescription drug alcohol poison fume or other chemical substance unless taken as prescribed or directed by the Insured s Physician being intoxicated and a Date of Diagnosis that occurs while an Insured is legally incarcerated in a penal or correctional institution Additionally no benefits will be paid for a Date of Diagnosis that occurs prior to the Coverage Effective Date Continuity of coverage We will provide coverage for an Insured if the Insured was covered by a similar prior policy on the day before the Policy Effective Date Coverage is subject to payment of premium and all other terms of the certificate If an employee is on a temporary Layoff or Leave of Absence on the Policy Effective Date of this certificate we will consider your temporary Layoff or Leave of Absence to have started on that date and coverage will continue for the period provided temporary Layoff or Leave of Absence under Continuation of your Coverage During Extended Absences in the certificate If you have not returned to Active Employment before any Insured s Date of Diagnosis any benefits payable will be limited to what would have been paid by the prior carrier Date of diagnosis must be after the coverage effective date End of employee coverage If you choose to cancel your coverage your coverage ends on the first of the month following the date you provide notification to your employer Otherwise your coverage ends on the earliest of the date this policy is canceled by Unum or your employer date you are no longer in an eligible group date your eligible group is no longer covered date of your death last day of the period any required premium contributions are made or last day you are in active employment However as long as premium is paid as required coverage will continue in accordance with the Continuation of your Coverage during Absences provision or if you elect to continue coverage for you your Spouse and Children under Portability of Critical Illness Insurance Unum will provide coverage for a payable claim that occurs while you are covered under this certificate Unum complies with applicable civil union and domestic partner laws THIS INSURANCE PROVIDES LIMITED BENEFITS This coverage is a supplement to health insurance It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law Insureds in some states must be covered by comprehensive health insurance before applying for this coverage This information is not intended to be a complete description of the insurance coverage available The policy or its provisions may vary or be unavailable in some states The policy has exclusions and limitations which may affect any benefits payable For complete details of coverage and availability please refer to Certificate Form GCIC16 1 and Policy Form GCIP16 1 or contact your Unum representative Underwritten by Unum Insurance Company Portland Maine 2023 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries EN 2050 FOR EMPLOYEES 8 23 Unum Group Critical Illness Insurance

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Crane Worldwide Logistics LLC Learn more about your annual Be Well Benefit Your Unum plan pays a Be Well Benefit for one Be Well screening each year With Unum s Be Well Benefit you and other covered family members can receive a valuable incentive for important tests and screenings Many of these tests are routinely performed so it s easy to take advantage of this benefit Your Critical Illness Be Well benefit is tied to the coverage amount you choose For instance if you choose a coverage amount of 10 000 your Be Well benefit will be 50 A coverage amount of 30 000 will have a Be Well benefit of 100 Your Accident Be Well benefit is 50 BE WELL SCREENINGS Annual exams by a physician including sports physicals and well child visits dental and vision exams Cancer screenings including pap smear colonoscopy Cardiovascular function screenings Cholesterol and diabetes screenings Imaging studies including chest X ray mammography Immunizations including HPV MMR tetanus influenza IT S EASY TO FILE A CLAIM You can receive a benefit for tests that are performed after your initial coverage date Follow these simple steps File your claim online with a one time registration on unum com by mail or over the phone Simply call 1 800 635 5597 to learn more You will need to provide the following First and last names of the employee and claimant the employee might not be the claimant Employee s Social Security number or policy number Name and date of the test Name of physician and the facility where the test was performed Each year you can earn a valuable incentive just for taking care of your health And so can each of your covered family members For more information please contact your HR representative unum com Unum will pay Be Well benefits for all eligible policies according to policy terms THESE POLICIES OFFER LIMITED BENEFITS The policies or their provisions may vary or be unavailable in some states The policies have exclusions and limitations which may affect any benefits payable See the actual policy or your Unum representative for specific provisions and details of availability In New Hampshire Be Well is referred to as Health Screening In Washington Be Well on the Accident product is referred to as Health Screening Benefit rider In Kansas Be Well is not available on the Hospital product and immunizations are not covered on the Accident or Critical Illness products Underwritten by Unum Insurance Company Portland Maine In New Jersey and New York underwritten by Provident Life and Casualty Insurance Company Chattanooga Tennessee 2022 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries EN 1911 BeWell FOR EMPLOYEES 11 22

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Short Term Disability Insurance How does it work If a covered illness or injury keeps you from working this employer provided Short Term Disability Insurance replaces part of your income while you recover As long as you remain disabled you can receive payments for up to 25 weeks You re generally considered disabled if you re unable to do important parts of your job and your income suffers as a result Why is this coverage so valuable Your employer is paying the cost of this coverage You can use the money however you choose It can help you pay for your rent or mortgage groceries out of pocket medical expenses and more Short Term Disability Insurance pays you a weekly benefit if you have a covered disability that keeps you from working What else is included Cesarean section benefit If you have a Cesarean section you will be considered disabled for a minimum period of eight weeks unless you return to work before the end of the time How much coverage can I get You You are eligible for coverage if you are an active employee in the United States working a minimum of 30 hours per week Cover 60 of your weekly income up to a maximum benefit of 2 300 per week See the Legal Disclosures for more information Consider your expenses The weekly benefit may be reduced or offset by other sources of income The IRS may require you to pay taxes on certain benefit payments See your tax advisor for details Crane Worldwide Utilities Logistics LLC is paying the cost of this coverage so you don t have to answer health questions Housing Elimination period EP between your This is theGroceries number of days that must pass first day of a covered disability and the day you can begin to Transportation receive your disability benefits Your benefits begin disabled for 7 Childwould care Elder careafter you become days Medical Personal care Benefit duration BD Education receive benefits The maximum number of weeks you can while you re disabled You have a 25 week benefit duration Insurance EN 2045 FOR EMPLOYEES 3 22 Unum Short Term Disability Insurance 710365

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Exclusions and Limitations Active employee You are considered in active employment if on the day you apply for coverage you are being paid regularly by your employer for the required minimum hours each week and you are performing the material and substantial duties of your regular occupation Delayed effective date of coverage Insurance coverage will be delayed if you are not an active employee because of an injury sickness temporary layoff or leave of absence on the date that insurance would otherwise become effective Definition of disability You are considered disabled when Unum determines that due to sickness or injury You are limited from performing the material and substantial duties of your regular occupation and You have a 20 or more loss in weekly earnings You must be under the regular care of a physician in order to be considered disabled The loss of a professional or occupational license or certification does not in itself constitute disability Substantial and material acts means the important tasks functions and operations generally required by employers from those engaged in your usual occupation that cannot be reasonably omitted or modified Unless the policy specifies otherwise as part of the disability claims evaluation process Unum will evaluate your occupation based on how it is normally performed in the national economy not how work is performed for a specific employer at a specific location or in a specific region Deductible sources of income Your disability benefit may be reduced by deductible sources of income and any earnings you have while you are disabled including such items as group disability benefits or other amounts you receive or are entitled to receive Workers compensation or similar occupational benefit laws State compulsory benefit laws Automobile liability insurance policy Motor vehicle insurance policy or plan No fault motor vehicle plan Legal judgments and settlements Salary continuation or sick leave plans if applicable Other group or association disability programs or insurance Social Security or similar governmental programs Exclusions and limitations Benefits will not be paid for disabilities caused by contributed to by or resulting from War declared or undeclared or any act of war Active participation in a riot Intentionally self inflicted injuries Loss of professional license occupational license or certification Commission of a crime for which you have been convicted Any period of disability during which you are incarcerated Any occupational injury or sickness this will not apply to a partner or sole proprietor who cannot be covered by law under workers compensation or any similar law The loss of a professional or occupational license does not in itself constitute disability Termination of coverage Your coverage under the policy ends on the earliest of the following The date the policy or plan is cancelled The date you no longer are in an eligible group The date your eligible group is no longer covered The last day of the period for which you made any required contributions The last day you are in active employment except as provided under the covered layoff or leave of absence provision Unum will provide coverage for a payable claim that occurs while you are covered under the policy or plan This information is not intended to be a complete description of the insurance coverage available The policy or its provisions may vary or be unavailable in some states The policy has exclusions and limitations which may affect any benefits payable For complete details of coverage and availability please refer to Policy Form C FP 1 et al or contact your Unum representative Underwritten by Unum Life Insurance Company of America Portland Maine 2022 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries EN 2045 FOR EMPLOYEES 3 22 Unum Short Term Disability Insurance 710365

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Employer paid and Employee Optional Additional Long Term Disability Insurance How does it work What else is included This coverage provides a monthly benefit if you have a covered illness or injury and you can t work for a few months or even longer Work life balance Employee Assistance Program Your employer is providing you a base amount of coverage You also have the opportunity to purchase additional coverage to be sure your financial needs are met You re generally considered disabled if you re unable to do important parts of your job and your income suffers as a result You can use the money however you choose It can help you pay for your rent or mortgage groceries out of pocket medical expenses and more Why is this coverage so valuable If you didn t get coverage when you were first eligible you ll have to answer health questions now If you re newly eligible you may not have to answer health questions COVERAGE AMOUNTS Employer paid coverage Your employer is providing a benefit of 40 of your monthly earnings to a maximum of 7 500 Employee optional additional coverage You can elect to purchase a benefit of 66 67 of your monthly earnings to a maximum of 12 500 Get access to professional help for a range of personal and work related issues including counselor referrals financial planning and legal support Worldwide emergency travel assistance One phone call gets you and your family immediate help anywhere in the world as long as you re traveling 100 or more miles from home However a spouse traveling on business for his or her employer is not covered Survivor benefit If you die while you ve been disabled and receiving benefits for at least 180 days your family could get a benefit equal to 3 months of your gross disability payment Waiver of premium If you re disabled and receiving benefit payments Unum waives your cost until you return to work ELIMINATION PERIOD BENEFIT DURATION Employer paid and optional additional coverage Employer paid and optional additional coverage Your elimination period is 180 days You can receive benefits up to the Social Security SS normal retirement age This is the number of days that must pass after a covered illness or injury before you can begin to receive benefits This is the maximum length of time you can receive benefits while you re disabled The monthly benefit may be reduced or offset by other sources of income The IRS may require you to pay taxes on certain benefit payments See your tax advisor for details EN 351050 FOR EMPLOYEES 3 22 Unum Long Term Disability Insurance 710365

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Exclusions and limitations Active employee You are eligible for coverage if you are an active employee in the United States working a minimum of 30 hours per week You are considered in active employment if on the day you apply for coverage you are being paid regularly by your employer for the required minimum hours each week and you are performing the material and substantial duties of your regular occupation Delayed effective date of coverage Insurance coverage will be delayed if you are not an active employee because of an injury sickness temporary layoff or leave of absence on the date that insurance would otherwise become effective Benefit Duration The duration of your benefit payments is based on your age when your disability occurs Your Long Term Disability benefits are payable while you continue to meet the definition of disability Please refer to your plan document for the duration of benefits under this policy Definition of disability You are considered disabled when Unum determines that You are limited from performing the material and substantial duties of your regular occupation due to sickness or injury and You have a 20 or more loss of indexed monthly earnings due to the same sickness or injury After 24 months you are considered disabled when Unum determines that due to the same sickness or injury you are unable to perform the duties of any gainful occupation for which you are reasonably fitted by education training or experience You must be under the regular care of a physician in order to be considered disabled The loss of a professional or occupational license or certification does not in itself constitute disability Substantial and material acts means the important tasks functions and operations that are generally required by employers from those engaged in your usual occupation and that cannot be reasonably omitted or modified The last day of the period for which you made any required contributions The last day you are in active employment except as provided under the covered layoff or leave of absence provision Unum will provide coverage for a payable claim that occurs while you are covered under the policy or plan Unum s LTD contracts standardly include a provision called the Social Security Claimant Advocacy Program With this feature claimants can receive expert advice and assistance from us regarding their Social Security Disability claim during the application and appeal process Social Security advocacy services are provided by GENEX Services LLC or Brown Brown Absence Services Group Referral to one of our advocacy partners is determined by Unum Worldwide emergency travel assistance services are provided by Assist America Inc Work life balance employee assistance program services are provided by HealthAdvocate Services are available with select Unum insurance offerings Terms and availability of service are subject to change and prior notification requirements Service providers do not provide legal advice please consult your attorney for guidance Services are not valid after coverage terminates Please contact your Unum representative for details This information is not intended to be a complete description of the insurance coverage available The policy or its provisions may vary or be unavailable in some states The policy has exclusions and limitations which may affect any benefits payable For complete details of coverage and availability please refer to Policy Form C FP 1 et al or contact your Unum representative Underwritten by Unum Life Insurance Company of America Portland Maine 2022 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries Pre existing conditions You have a pre existing condition if You received medical treatment consultation care or services including diagnostic measures for the condition or took prescribed drugs or medicines for it in the 6 months just prior to your effective date of coverage and The disability begins in the first 12 months after your effective date of coverage Deductible sources of income Your disability benefit may be reduced by deductible sources of income and any earnings you have while you are disabled including such items as group disability benefits or other amounts you receive or are entitled to receive Workers compensation or similar occupational benefit laws including a temporary disability benefit under a workers compensation laws State compulsory benefit laws Automobile liability insurance policy No fault motor vehicle plan Third party settlements Other group insurance plans A group plan sponsored by your employer Governmental retirement system Salary continuation or sick leave plans if included Retirement payments Social Security or similar governmental programs Exclusions and limitations Benefits will not be paid for disabilities caused by contributed to by or resulting from Intentionally self inflicted injuries Active participation in a riot War declared or undeclared or any act of war Commission of a crime for which you have been convicted Loss of professional license occupational license or certification or Pre existing conditions See the disclosure section to learn more The loss of a professional or occupational license does not in itself constitute disability Unum will not pay a benefit for any period of disability during which you are incarcerated The lifetime cumulative maximum benefit for all disabilities due to mental illness is 24 months Only 24 months of benefits will be paid for any combination of such disabilities even if the disabilities are not continuous and or are not related Payments can continue beyond 24 months only if you are confined to a hospital or institution as a result of the disability Termination of coverage Your coverage under the policy ends on the earliest of the following The date the policy or plan is cancelled The date you no longer are in an eligible group The date your eligible group is no longer covered EN 351050 FOR EMPLOYEES 3 22 Unum Long Term Disability Insurance 710365

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Term Life and Accidental Death Dismemberment AD D Insurance How does it work Who can get Term Life coverage You choose the amount of coverage that s right for you and you keep coverage for a set period of time or term If you die during that term the money can help your family pay for basic living expenses final arrangements tuition and more If you are actively at work at least 30 hours per week you may apply for coverage for You AD D Insurance is also available which pays a benefit if you survive an accident but have certain serious injuries It pays an additional amount if you die from a covered accident Why is this coverage so valuable If you previously purchased coverage you can increase it up to 200 000 to meet your growing needs with no medical underwriting Your spouse Your spouse What else is included A Living Benefit If you are diagnosed with a terminal illness with less than 12 months to live you can request 75 of your life insurance benefit up to 500 000 while you are still living This amount will be taken out of the death benefit and may be taxable These benefit payments may adversely affect the recipient s eligibility for Medicaid or other government benefits or entitlements and may be taxable Recipients should consult their tax attorney or advisor before utilizing living benefit payments Waiver of premium Your cost may be waived if you are totally disabled for a period of time Portability You may be able to keep coverage if you leave the company retire or change the number of hours you work Employees or dependents who have a sickness or injury having a material effect on life expectancy at the time their group coverage ends are not eligible for portability Your children Your children Choose in in 10 000 Choosefrom from 10 000 10 000toto 500 000 500 000 10 000 increments earnings increments up uptoto55times timesyour your earnings If you previously purchased coverage you can If you previously purchased you can increase it up to 200 000 withcoverage no medical increase it upIftoyou 200 000 with no medical underwriting previously declined coverage you may have to answer some health underwriting If you previously declined questions coverage you may have to answer some health questions Get up to 250 000 of coverage in 5 000 increments Spouse coverage cannot exceed Get up 250 000 coverage 5 000 for 100 ofto the coverageofamount youinpurchase yourself increments Spouse coverage cannot exceed If you previously purchased coverage for your 100 of the coverage amount you purchase spouse they can increase their coverage up to for yourself 25 000 with no medical underwriting if eligible see delayed effective date If coverage you previously If you previously purchased for your declined spouse coverage some health spouse they can increase their coverage up questions may be required to 25 000 with no medical underwriting if eligible see delayed effective ifdate If you Get up to 10 000 of coverage eligible see delayed effective date One policy covers previously declined spouse coverage some all of your children until their 26th health questions may be required birthday The maximum benefit for children live birth to 6 Get up to 10 000 of coverage in 0 months is 5 000 increments if eligible see delayed effective date One policy covers all of your children Who can getuntil Accidental Dismemberment their 26thDeath birthday AD D coverage The maximum benefit for children live birth to 6 months is 5 000 You Get up to 500 000 of AD D coverage for yourself in 10 000 increments to a maximum of 5 times your earnings Your spouse Get up to 250 000 of AD D coverage for your spouse in 5 000 increments if eligible see delayed effective date Your children Get up to 10 000 of coverage for your children if eligible see delayed effective date No medical underwriting is required for AD D coverage EN 1976 FOR EMPLOYEES 6 22 Unum Term Life Insurance 710366

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How much coverage can I get Calculate your costs 1 Enter the coverage amount you want 2 Divide by the amount shown 1 2 Employee ______ 000 1 000 ________ X ______ _______ Spouse ______ 000 1 000 ________ X ______ _______ Child ______ 000 1 000 ________ X ______ _______ 3 Multiply by the rate Use the rate table at right to find the rate based on age 3 4 Total cost Employee monthly rate Choose the age you will be when your coverage becomes effective on 01 01 2024 To determine your spouse rate choose the age the spouse will be when coverage becomes effective on 01 01 2024 Age Spouse monthly rate monthly rate Per 1 000 of coverage Per 1 000 of coverage 0 160 per 1 000 of coverage Cost Cost 0 070 0 070 0 080 0 090 0 110 0 220 0 340 0 440 0 660 1 110 1 770 2 750 0 070 0 070 0 080 0 090 0 110 0 220 0 340 0 440 0 660 1 110 1 770 2 750 15 24 25 29 30 34 35 39 40 44 45 49 50 54 55 59 60 64 65 69 70 74 75 4 Enter your cost 1 Enter the AD D coverage amount you want Child AD D 2 Divide by the amount shown 3 Multiply by the rate Use the AD D rate table at right to find the rate 1 2 3 4 Employee ______ 000 1 000 ________ X 0 025 _______ Spouse ______ 000 1 000 ________ X 0 030 _______ Child ______ 000 1 000 ________ X 0 020 _______ Total cost 4 Enter your cost AD D monthly rates Coverage amount Rate Employee per 1 000 of coverage 0 025 Spouse per 1 000 of coverage 0 030 Child per 1 000 of coverage 0 020 Billed amount may vary slightly If you apply for coverage above the guaranteed issue amount you may be subject to medical underwriting which may affect your ability to get the larger coverage amount In order to purchase coverage for your dependents you must buy coverage for yourself Coverage amounts cannot exceed 100 of your coverage amounts EN 1976 FOR EMPLOYEES 6 22 Unum Term Life Insurance 710366

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Exclusions and limitations Actively at work Eligible employees must be actively at work to apply for coverage Being actively at work means on the day the employee applies for coverage the individual must be working at one of his her company s business locations or the individual must be working at a location where he she is required to represent the company If applying for coverage on a day that is not a scheduled workday the employee will be considered actively at work as of his her last scheduled workday Employees are not considered actively at work if they are on a leave of absence or lay off An unmarried handicapped dependent child who becomes handicapped prior to the child s attainment age of 26 may be eligible for benefits Please see your plan administrator for details on eligibility Employees must be U S citizens or legally authorized to work in the U S to receive coverage Employees must be actively employed in the United States with the Employer to receive coverage Employees must be insured under the plan for spouses and dependents to be eligible for coverage Exclusions and limitations Life insurance benefits will not be paid for deaths caused by suicide occurring within 24 months after the effective date of coverage The same applies for increased or additional benefits AD D specific exclusions and limitations Accidental death and dismemberment benefits will not be paid for losses caused by contributed to by or resulting from Disease of the body diagnostic medical or surgical treatment or mental disorder as set forth in the latest edition of the Diagnostic and Statistical Manual of Mental Disorders DSM Suicide self destruction while sane intentionally self inflicted injury while sane or self inflicted injury while insane War declared or undeclared or any act of war Active participation in a riot Committing or attempting to commit a crime under state or federal law The voluntary use of any prescription or non prescription drug poison fume or other chemical substance unless used according to the prescription or direction of your or your dependent s doctor This exclusion does not apply to you or your dependent if the chemical substance is ethanol Intoxication Being intoxicated means your or your dependent s blood alcohol level equals or exceeds the legal limit for operating a motor vehicle in the state or jurisdiction where the accident occurred Delayed effective date of coverage Insurance coverage will be delayed if you are not an active employee because of an injury sickness temporary layoff or leave of absence on the date that insurance would otherwise become effective Delayed Effective Date if your spouse or child has a serious injury sickness or disorder or is confined their coverage may not take effect Payment of premium does not guarantee coverage Please refer to your policy contract or see your plan administrator for an explanation of the delayed effective date provision that applies to your plan Age Reduction Coverage amounts for Life and AD D Insurance for you and your dependents will reduce to 65 of the original amount when you reach age 65 and will reduce to 50 of the original amount when you reach age 70 Coverage may not be increased after a reduction Termination of coverage Your coverage and your dependents coverage under the policy ends on the earliest of The date the policy or plan is cancelled The date you no longer are in an eligible group The date your eligible group is no longer covered The last day of the period for which you made any required contributions The last day you are actively employed unless coverage is continued due to a covered layoff leave of absence injury or sickness as described in the certificate of coverage In addition coverage for any one dependent will end on the earliest of The date your coverage under a plan ends The date your dependent ceases to be an eligible dependent For a spouse the date of a divorce or annulment For dependents the date of your death Unum will provide coverage for a payable claim that occurs while you and your dependents are covered under the policy or plan This information is not intended to be a complete description of the insurance coverage available The policy or its provisions may vary or be unavailable in some states The policy has exclusions and limitations which may affect any benefits payable For complete details of coverage and availability please refer to Policy Form C FP 1 et al or contact your Unum representative Life Planning Financial Legal Resources services provided by HealthAdvocate are available with select Unum insurance offerings Terms and availability of service are subject to change Service provider does not provide legal advice please consult your attorney for guidance Services are not valid after coverage terminates Please contact your Unum representative for details Unum complies with state civil union and domestic partner laws when applicable Underwritten by Unum Life Insurance Company of America Portland Maine 2022 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries EN 1976 FOR EMPLOYEES 6 22 Unum Term Life Insurance 710366

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Term Life with Accidental Death Dismemberment AD D Insurance How does it work Who can get Term Life coverage You keep coverage for a set period of time or term If you die during that term the money can help your family pay for basic living expenses final arrangements tuition and more If If you you are are actively actively at at work work at at least least 30 30 hours hours per per week week you you can can receive coverage for receive coverage for AD D Insurance is also available which can pay a benefit if you survive an accident but have certain serious injuries It can pay an additional amount if you die from a covered accident You You You can can receive receive 2 2 times times your your earnings earnings up You up to to a a maximum of of 800 000 800 000 maximum You You can can get get up up to to 800 000 800 000 with with no no medical medical underwriting underwriting Who can get Accidental Death Dismemberment AD D coverage Why Choose Unum Your employer is offering you this coverage at no cost to you What else is included You You can get 8 times your earnings of AD D coverage up to a maximum of 800 000 No medical underwriting is required for AD D coverage A Living Benefit If you are diagnosed with a terminal illness with less than 12 months to live you can request 75 of your life insurance benefit up to 500 000 while you are still living This amount will be taken out of the death benefit and may be taxable Waiver of premium Your cost may be waived if you are totally disabled for a period of time Portability You may be able to keep coverage if you leave the company retire or change the number of hours you work Employees or dependents who have a sickness or injury having a material effect on life expectancy at the time their group coverage ends are not eligible for portability EN 2046 FOR EMPLOYEES 6 22 Unum Term Life Insurance 710365

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Actively at work Eligible employees must be actively at work to apply for coverage Being actively at work means on the day the employee applies for coverage the individual must be working at one of his her company s business locations or the individual must be working at a location where he she is required to represent the company If applying for coverage on a day that is not a scheduled workday the employee will be considered actively at work as of his her last scheduled workday Employees are not considered actively at work if they are on a leave of absence or lay off Employees must be U S citizens or legally authorized to work in the U S to receive coverage Employees must be actively employed in the United States with the Employer to receive coverage Employees must be insured under the plan for spouses and dependents to be eligible for coverage Exclusions and limitations Life insurance benefits will not be paid for deaths that are caused by suicide occurring within 24 months after the effective date of coverage or the date that increases to existing coverage becomes effective This exclusion standardly applies to all medically written amounts and contributory amounts that are funded by the employee including shared funding plans AD D specific exclusions and limitations Accidental death and dismemberment benefits will not be paid for losses caused by contributed to by or resulting from Disease of the body diagnostic medical or surgical treatment or mental disorder as set forth in the latest edition of the Diagnostic and Statistical Manual of Mental Disorders DSM Suicide self destruction while sane intentionally self inflicted injury while sane or self inflicted injury while insane War declared or undeclared or any act of war Active participation in a riot Committing or attempting to commit a crime under state or federal law The voluntary use of any prescription or non prescription drug poison fume or other chemical substance unless used according to the prescription or direction of your doctor This exclusion does not apply to you if the chemical substance is ethanol Intoxication Being intoxicated means your blood alcohol level equals or exceeds the legal limit for operating a motor vehicle in the state or jurisdiction where the accident occurred Delayed effective date of coverage Employee Insurance coverage will be delayed if you are not in active employment because of an injury sickness temporary layoff or leave of absence on the date that insurance would otherwise become effective Age reduction Coverage amounts for Life and AD D Insurance for you will reduce to 65 of the original amount when you reach age 65 and will reduce to 50 of the original amount when you reach age 70 Coverage may not be increased after a reduction Termination of coverage Your coverage under the policy ends on the earliest of The date the policy or plan is cancelled The date you no longer are in an eligible group The date your eligible group is no longer covered The last day of the period for which you made any required contributions The last day you are actively employed unless coverage is continued due to a covered layoff leave of absence injury or sickness as described in the certificate of coverage This information is not intended to be a complete description of the insurance coverage available The policy or its provisions may vary or be unavailable in some states The policy has exclusions and limitations which may affect any benefits payable For complete details of coverage and availability please refer to Policy Form C FP 1 et al or contact your Unum representative Life Planning Financial Legal Resources services provided by HealthAdvocate are available with select Unum insurance offerings Terms and availability of service are subject to change Service provider does not provide legal advice please consult your attorney for guidance Services are not valid after coverage terminates Please contact your Unum representative for details Underwritten by Unum Life Insurance Company of America Portland Maine 2022 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries EN 2046 FOR EMPLOYEES 6 22 Unum Term Life Insurance 710365

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Crane Worldwide Logistics Help when you need it most With your Employee Assistance Program and Work Life Balance services confidential assistance is as close as your phone or computer Employee Assistance Program EAP Your EAP is designed to help you lead a happier and more productive life at home and at work Call for confidential access to a Licensed Professional Counselor who can help you A Licensed Professional Counselor can help you with Stress depression anxiety Relationship issues divorce Anger grief and loss Job stress work conflicts Family and parenting problems And more Work Life Balance You can also reach out to a specialist for help with balancing work and life issues Just call and one of our Work Life Specialists can answer your questions and help you find resources in your community Ask our Work Life Specialists about Child care Elder care Financial services debt management credit report issues Identity theft Legal questions Even reducing your medical dental bills And more Who is covered Unum s EAP services are available to all eligible partners and employees their spouses or domestic partners dependent children parents and parents in law Not available in all states The counselors must abide by federal regulations regarding duty to warn of harm to self or others In these instances the consultant may be mandated to report a situation to the appropriate authority State mandated limitations for legal services in WA apply unum com Always by your side Expert support 24 7 Convenient website Short term help Referrals for additional care Monthly webinars Medical Bill SaverTM helps you save on medical bills Help is easy to access Online and Phone support Unlimited confidential 24 7 In person You can get up to 6 visits available at no additional cost to you with a Licensed Professional Counselor Your counselor may refer you to resources in your community for ongoing support Secure HIPAA compliant video EAP sessions for those who may prefer the use of technology to receive the service video counseling services are in lieu of face toface sessions Employee Assistance Program Work Life Balance Toll free 24 7 access 1 800 226 9767 www unum com worklifesupport Turn to us when you don t know where to turn The Work life balance employee assistance program provided by HealthAdvocate is available with select Unum insurance offerings Terms and availability of service are subject to change Service provider does not provide legal advice please consult your attorney for guidance Services are not valid after coverage terminates Please contact your Unum representative for details Insurance products are underwritten by the subsidiaries of Unum Group 2023 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries EN 2055 FOR EMPLOYEES 12 23

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Don t forget this travel essential Pack your worldwide emergency travel assistance phone number and leave travel worries at home IF YOU EXPERIENCED A MEDICAL EMERGENCY WHILE TRAVELING WOULD YOU KNOW WHOM TO CALL Whenever you travel 100 miles or more from home to another country or just another city be sure to pack your worldwide emergency travel assistance phone number Travel assistance speaks your language helping you locate hospitals embassies and other unexpected travel destinations Add the number to your cell phone contacts so it s always close at hand Just one phone call connects you and your family to medical and other important services 24 hours a day USE YOUR TRAVEL ASSISTANCE PHONE NUMBER TO ACCESS WHETHER TRAVELING FOR BUSINESS OR PLEASURE ONE PHONE CALL CONNECTS YOU TO Multi lingual medically certified crisis management professionals A state of the art global response operations center Qualified medical providers around the world With the Assist America Mobile App you can Call Assist America s Operation Center from anywhere in the world with the touch of a button Access pre trip information and country guides Hospital admission assistance Search for local pharmacies U S only Emergency medical evacuation Download a membership card Prescription replacement assistance View a list of services Transportation for a friend or family member to join a hospitalized patient Search for the nearest U S embassy Care and transport of unattended minor children Read Assist Alerts Assistance with the return of a vehicle Emergency message services Critical care monitoring Emergency trauma counseling Referrals to Western trained English speaking medical providers Legal and interpreter referrals Passport replacement assistance Download and activate the app today from the Apple App Store or Google Play Reference Number 01 AA UN 762490

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24 7 SERVICES ANYWHERE IN THE WORLD Unum s travel assistance services are provided by Assist America Inc a leading provider of global emergency assistance services through employee benefit plans Assist America s medically certified personnel are ready to help 24 hours a day 365 days a year and can connect you with pre qualified English speaking and Westerntrained medical providers anywhere in the world WHETHER TRAVELING FOR BUSINESS OR PLEASURE ONE PHONE CALL CONNECTS YOU TO Multi lingual medically certified crisis management professionals A state of the art global response operations center Qualified medical providers around the world TRAVEL ASSISTANCE FAQS Which countries can I travel to Assist America s services have no geographical exclusions Its worldwide network stands ready to help wherever your travels take you You can access travel assistance services through the phone number on your travel assistance wallet card If you have misplaced your card contact your human resources department and ask for a replacement If you need travel assistance anywhere in the world contact us day or night Within the U S 1 800 872 1414 Outside the U S U S access code 609 986 1234 Via e mail medservices assistamerica com unum com Is my family covered Your spouse and dependent children up to age 19 or the age specified by your medical plan are covered Are pre existing conditions excluded No Whether your medical emergency is the result of a new or pre existing condition Assist America s trained representatives will help you find qualified medical care and facilities What about sports related injuries Whether you ve been involved in recreational or extreme sporting worldwide emergency travel assistance will provide support for all your medical needs Who pays for the services I use if I have a travel emergency Assist America arranges and pays for 100 of the services the company provides with no caps or chargebacks to either you or your employer But you must call Assist America first you can t be reimbursed for services you arrange on your own Hospital admission is coordinated by Assist America Inc It may require a validation of your medical insurance or an advance of funds to the foreign medical facility You must repay any expenses related to emergency hospital admissions to Assist America Inc within 45 days Worldwide emergency travel assistance services provided by Assist America Inc are available with select Unum insurance offerings Terms and availability of service are subject to change and prior notification requirements Services are not valid after coverage terminates Please contact your Unum representative for details All emergency travel assistance must be arranged by Assist America which pays for all services it provides Medical expenses such as prescriptions or physician lab or medical facility fees are paid by the employee or the employee s health insurance Spouses and children traveling on business for their employers are not eligible to access these services during those trips Insurance products are underwritten by the subsidiaries of Unum Group 2020 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries EN 1935 1 FOR EMPLOYEES 11 20

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Crane Worldwide Logistics LLC How to file a claim or leave request When life gets complicated we make it simple to access the benefits you need Don t worry we ve got you Use your MyUnum for Members online account for fastest results Experience the benefits of filing and managing your claim or leave online The same tools in your online account are available in the app giving you a flexible efficient Register for an account at unum com access View benefits and file claims or leave Upload documents and add update medical providers Update your profile communication preferences View status and payment information and transparent experience You can Complete one easy to use guided form and we ll check it for completeness before you submit helping minimize delays Choose direct deposit and get approved payments up to a week faster than check Log in to view status 24 7 Get the MyUnum for Members mobile app Enjoy the convenience of your online account on the go by downloading from the applicable app store Easily submit photos of required documents directly from the app Opt in to receive updates and requests through email or text instead of snail mail Upload required documents any time even using your phone s camera Access your policy documents and year end tax forms Only your employer can electronically file or check the status of a Term Life or Accidental Death Dismemberment AD D claim unum com access Unum How to file a claim or leave 1

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On the app 3 1 Download the MyUnum for Members app from either Apple or Google PlayTM 2 If you already have an account you can log in 3b 1 3 If you do not have an account select register a Read the Terms of Use and select I understand and accept b If this is your first time registering in the app you ll see a series of Welcome screens Review the featured app highlights or tap skip if you prefer 4 5 4 On the main dashboard click on the Start new claim or leave button 5 Provide information about what happened so Unum can identify which coverage applies to your situation 6 Add information about the following a The claimant you or a family member b Your employment c Medical events resulting from the event like surgery e Medical providers visited physicians hospitals other medical professionals 6 9 7 Review your information and a Confirm responses b Provide medical authorization c Review fraud statement 8 Select Accept and Submit 9 View confirmation screen see any next tasks and track progress unum com Apple is a registered trademark of Apple Inc Google Play is a trademark of Google LLC 2022 Unum Group All rights reserved Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries Insurance products are underwritten by the subsidiaries of Unum Group MK 669700 2 FOR EMPLOYEES 3 22

Crane Worldwide Unum Benefit Guide

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