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3 BEDS 2 BATHS 1,590 SQ FT $295,000FEATURED LISTING!Enjoy all the extras in this Casselton,ND slab on grade with a greatkitchen, including an island + diningarea and gas range. Real hardwoodfloors and new bathroom flooring.New furnace installed 2022. Fullyfinished & heated 3-stallgarage. Everything you need is right here!CLICK TO VIEW

MONTHLY HOME MAINTENANCEF E B R U A R YFIRE & CARBONMONOXIDE SAFETYFirst things first! Make sure your carbon monoxide andsmoke detectors are in good working order. PROPERLYGROUND OUTLETSIf you have breakers trippingand fuses blowing on a regularbasis, have an electrician take alook.CHECK YOURINSULATIONProper insulation slows themovement of heat between twospaces, keeping your homewarmer in the winter & cooler in the summer.

HANGINGCURTAINSCurtains might not be the most exciting home decor buy youcan make for your space, but they are one of the mostimpactful. Curtains complete a room. They help control thelight, lend privacy and warmth, affirm your style, and addtexture and color. A set of curtains makes your home lookinstantly more pulled together (and makes a space look moregrown up, too).Hanging curtains is a totally DIY-friendly project, but there aresome tips and tricks that will help you get the most out of yourwindow treatments. Here, some common mistakes that peoplemake when making curtains — and what to do so your curtainslook as good as possible.WHAT TO DO AND WHAT NOT TO DO

DO USE ENOUGH FABRICYou want your curtains to feel full, not skimpy. If youactually plan to close your curtains on occasion, thecurtains should be roughly between two and two-and-a-half times the width of the actual window.DO HANG HIGHThe higher the curtain rod, the taller the window willappear, so fix your curtain rod closer to the ceiling thanthe top of your window, if you can. One rule of thumb isthat they should sit 4 to 6 inches above the window frame.DO CHOOSEAPPROPRIATE FABRICChoose curtain fabric that suits both the mood of theroom and its function. Lighter blends feel casual andfilter light, while denser fabrics feel more formal andprovide more privacy. DON’T GO TOO NARROWSelect a curtain rod that is wider than the width ofyour window. It tricks your eye into thinking thewindow is much larger than it is. The rule of thumb isto go 8 to 12 inches wider than your window.DON’T GO TOO SHORTUnless they’re cafe curtains, too-short drapes like theones above are a little like high-water pants: not agood look. A little puddling can be nice if you want aromantic feel, but if you don’t want to worry aboutthem dragging and getting dirty, then stop the fabricjust before they hit the floor.

We have seen some local housing market adjustments and wantto keep you informed and updated on your home's value.DO YOUKNOW YOURHOME VALUE?JEN MANSOURBroker/Owner701-799-3803jen@movewithmp.comwww.movewithmp.comWANT TO KNOWYOUR HOME VALUE? CLICK HERE TO REQUEST AFREE MARKET ANALYSIS

6 PERKS OFLISTING WITH MECOMPETITIVE MARKETING OF YOUR HOMEHOME PREP & STAGING ADVICEMY LOCAL NETWORK & PROFESSIONALRECOMMENDATIONS MY MARKET KNOWLEDGE & REAL ESTATE INSIGHTSMY EXPERIENCE NAVIGATING THIS COMPETITIVEMARKETHAVING ME ON YOUR SIDE DURING NEGOTIATIONSAs a realtor, I am dedicated to providingexceptional service and helping myclients find their dream homes. With apassion for real estate and a commitmentto professionalism, I strive to make thebuying and selling process as smooth aspossible. Trust me to guide you throughevery step of the journey and make yourreal estate experience a positive one.

FEBRUARYGet organized for tax timeDeclutter and organize your primarybedroomDeclutter your medicine cabinetSchedule your annual doctor's examOrganize your linen closetOutfit your vehicle(s) with anemergency kitMONTHLY HOME ORGANIZATION

Twenty Below Coffee - 14 Roberts St N. Fargo BE MORE THAN A NAME ON A CUPBe you, be recognized, be served Discover the perfect blend of exceptionalcoffee, friendly faces, and a welcomingambiance in your new favorite destination.SMALL BUSINESS LOVECOFFEE SHOP

THE HOTTESTWEDDING GIFTNEWLYWEDS AREASKING FOR

The number of couples including a “home fund” on theirwedding registry has ballooned in recent years. Since 2018,the proportion of couples asking for money to buy a homehas jumped by 55%, according to a new analysis by ZillowHome Loans and The Knot. Ahead of their big day, many engaged couples register for kitchen gadgets, home decor, linens, andeven sporting equipment — gifts that will help them start their new life together. But a growingnumber of lovebirds are taking an even more practical approach and asking for cash to put toward adown payment on a house.This upward trend makes a lot of sense when you look atthe current housing market. If the value of a typical homein the U.S. right now is $350,000, that means a couplewould need to come up with $70,000 if they plan onputting 20% down. That is a lot of money for a newlywedcouple! Moreover, home prices and mortgage rates arenot expected to fall dramatically any time soon, so webelieve this will be a trend you will see moving forward...makes getting that last-minute gift a little easier!WANT TO DISCUSSYOUR FIRST HOMEPURCHASE? EMAIL MENOW TO GET STARTED.EMAIL ME NOW

SOLD

Getting a Mortgage after BankruptcyDeclaring bankruptcy is a significant financial turning point. Although this uncomfortableevent may seem like the end of your homeownership dreams, it's important to understandthat bankruptcy isn't a permanent red flag to mortgage lenders. The good news is thatbuying a house after bankruptcy is still a possibility.Q: How Long After Bankruptcy Can You GetA Mortgage?The type of bankruptcy you pursue, the type of loanyou apply for, and the unique factors surroundingyour situation will impact how long it takes to be clearfor a mortgage. Sometimes, you can apply for amortgage immediately after the bankruptcy isdischarged or dismissed. But in general, you canexpect to wait between 2 and 4 years.

BUYING A HOUSE AFTER A CHAPTER 7 BANKRUPTCYA Chapter 7 bankruptcy indicates the debtor is seeking toliquidate their assets and wipe away all debt. The bankruptparty emerges from the process with a fresh start. If you file a Chapter 7 bankruptcy, you’ll usually have to waitat least 4 years from the court discharge date to qualify for aconventional home loan. However, some government-backed home loan programs offer reduced waiting periods.BUYING A HOUSE AFTER CHAPTER 13 BANKRUPTCYIn a Chapter 13 bankruptcy, debtors seek a reorganization oftheir debts and commit to strict repayment plans. Debtorsmust make payments to creditors, but they don’t lose alltheir assets. Plus, they don’t take as hard of a hit to theircredit because creditors reward debtors who are committedto paying their debts. After the court dismisses the Chapter13 bankruptcy, many home buyers can apply for a homeloan immediately. But the waiting period varies based on theloan type you pursue.

365NEWLISTINGS 76.9DAYS ONMARKET$291,056AVERAGESALE PRICE 182HOMESSOLDCONTINUOUS

CLICK HERE TO SEND AMESSAGE!It's Not About Us....It's About YOU! It’s about ensuring your realestate experience is exciting, enjoyable and rewarding. The best itcan be. We are licensed in ND and MN and are experts in helpingclients buy and sell residential and commercial real estate inFargo, Moorhead, West Fargo & beyond.And, we know it takes a village! From Lenders to Home Inspectorsto Title Companies to Handymen...to Cleaning Companies toInsurance Agents to Movers to Landscapers...our incrediblepartners are here to help you too! Let Modern Prairie help you get from where you are...to where youwant to be. NEED SOMETHING ELSE?JEN MANSOURBroker/Owner701-799-3803jen@movewithmp.comwww.movewithmp.com